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SPECIAL THANKS TO
GROUP MEMBERS
MUHAMMAD ALI
08
HASNAIN HAIDER
MUJEEB-UR-REHMAN
26
TABARUK HUSSAIN
17
TABEL OF CONTENTS
INTRODUCTION
VISION AND MISSION STATEMENT
Products
CHARACTERISTIC OF PRODUCTS
DIFFERENCE
BETWEEN
TAKAFUL
INSURANCE
MARKET STRATEGY
SWOT ANALYSIS
RECOMMENDATION
AND
INTRODUCTION
The registered office of the Company is situated at 1701-A, Saima Trade Towers,
I.I. Chundrigar Road, Karachi.
VISION
MISSION
PRODUCTS
Sukoon
Salamti
Samar
Sahulat
Salary saving plan
Single contribution
SUKOON
(ENDOWMENT FOR RETIREMENT)
Plan your retirement days with Sukoon, a plan that gives you the benefits of
financial protection to address your future requirements and fulfills your desire
to grow savings in accordance with Shariah principles.
Sukoon has a unique competitive edge in terms of contribution paying term for a
period of 10 or 15 years and get the coverage till maturity at the age of 60 or 65.
10
SALAMTI
(FINANCIAL PROTECTION & SAVINGS GROWTH)
Change is the essence of Life. Some changes make your life colorful but
sometimes a change can be quite challenging.
Now you can prepare yourself for change by participating in our Salamti
Takaful plan which provides you with both Financial protection & savings
growth in accordance with Shariah.
11
SAMAR
Samar is a unique Shariah Compliant plan which accumulates funds for your
childs Education / Marriage and at the same time provides your family the
protection in case of an unforeseen event.
It has 3 inbuilt features of Family Income benefit, Plan continuation benefit &
Accidental death benefit
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SAHULAT
(cash value for retirement)
Our Sahulat Plan is designed to help you plan your future financial needs.
Sahulat is a Shariah compliant investment and financial protection vehicle
which can secure your future financial well being.
13
ARRANGMENT TO PROVIDE)
You may decide your regular Contributions subject to minimum amount. These
will be used to purchase investment Units in our managed SHARIA funds of
your choice; Balanced Fund, or Income Fund.
You will have access to your funds including any profits which can be
redeemed either through partial withdrawal, surrender, in the event of claim, or
survival at maturity.
The fund value may fluctuate based on underlying performance and not
guaranteed.
14
SINGLE CONTRIBUTION
(Investment Linked Takaful Plan)
The fund value may fluctuate based upon underlying asset performance. ear
FIB will give 50000 wazifa to age of sixteen year and FIB will give 100000 for
marriage women.
15
PRESENTED BY:
Hasnain Haider
Roll No. 17
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CHARACTERISTICS OF PRODUCTS
PRODUCT FEATURE
Participants can withdraw money from their investment account (PIA) at any
time before maturity after payment of 3rd year of contribution.
Pay for a period of 10 ,15,or 20 years and get takaful coverage till maturity.
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CONT
18
Family Takaful
Life insurance
Essence
of
intension
To create legal
relationship only
The
company
Premium
or
Contribution
It is a contract of
exchange (sale and
purchase) between
insurer and insured.
19
CONT
Accounts
The contribution is
segregated into two
separate accounts
A. Waqf fund
B. participants
investment
account
Premiums are
credited into a single
account known as the
life insurance fund
Benefits
20
MARKETING STRATEGY
They are going in the market to aware the people
about Takaful concept.
They are telling the people about Shariah board
scholars.
Shariah board scholars are Prof. MUFTI MUNIB-URREHMAN,MUFTI SYED ZAHID SIRAJ and MUFTI SYED
SABIR HUSSAIN.
Shariah board people are agreed that concept of
TAKAFUL is hilal.
The income who will earn from DAWOOD TAKAFUL
you can say HAJJ and UMRAH.
21
MARKETING STRATEGY OF
DAWOOD TAKAFUL GENERAL:
The marketing strategy use for products
of DFT General are:
The DFT General insurance company use
many strategies for launching and advertising
of General products. In which following are
includes:
Through Internet
Through advertisement
Through mass media
Through news papers
PRESENTED BY:
Muhammad Ali
Roll No: 08
23
SWOT
ANALYSIS
24
STRENGTH
Its
25
CONT
Takaful
is an Islamic state.
Shariah board> certificate> fatwa
No mark up in return
When a person died in lahore and its
insurance from dawood takaful in
multan its family can receive cash from
the branch takaful in Lahore.
26
WEAKNESS
27
OPPORTUNITY
Client
1.The client is understanding the
concept of haram and hilal.
2.Growth rate high
3.NO mark up in return
4.You can pay your money in
installment
5.NO bound to pay payment in full.
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CONT..
WORKS EMPLOYEES
1.Flexible target
2.Growth target
3.City branches
4.Salaries
5.Bounses
29
THREATS
NO threats
If competitor company people who
spread rumours in the market about
takaful concept that is threat for
company.
RECOMMENDATION
32