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05/31/10

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– Second level
• Third level
– Fourth level
» Fifth level

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05/31/10

The Power of
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Partnership
title style
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– Second level
• Third level
– Fourth level
» Fifth level

Superior
Servicing Customized
Products

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Amway
Click Product
to edit Categories
Master title style
Nutrition & Personal Care
• Click to edit Master text styles
wellness

– Second level
• Third level
– Fourth level
» Fifth level

Home
Care
Cosmetic
s

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5 Product Category
th
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– Second level
• Third level
– Fourth level

Insurance
» Fifth level

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Life Insurance –
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Opportunity title style
•12th largest economy
•3rd in terms of purchasing
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power
– Second level
• Life• insurance
Third level
premium to
GDP India – Fourth level
4.8% (Developed
Eco. 10%) » Fifth level

•Younger Population
•Increasing literacy rate
• Growing per Capita Income
strong growth for the sector

7 OUT OF 10 ARE UNDER


INSURED 5
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Size of the market


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17000 Cr in
2002-03
• Click to edit Master text styles
– Second level

90,000 Cr
• Third level
– Fourth level
» Fifth level

150 We Have Gathered only a Few Drops

Cr 6
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Market is expected to
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growMaster title style
by 2012
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– Second level

2,00,000
• Third level
– Fourth level
» Fifth level
Cr

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Why Insurance ?
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• Click to edit Master text styles
–Child’s
Second level
future planning
Pension
• Third level Savings
– Fourth level
» Fifth level

Risk / security

Tax saving
Investment / returns

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For fulfilling Our Dreams we


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need.. style
EA
RN
N GS
IN G I
• Click to edit Master text styles
S
EA
R N

– Second level
• Third level
– Fourth level
» Fifth level

IN G EA
RN
ARN I NG
E S S

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THE IF’s OF LIFE


Click to edit Master title style
• Click to edit Master text styles Disability
Accident
– Second level
• Third level
– Fourth level
» Fifth level

Critical
Illness

Old age

Death
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05/31/10

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• Click to edit Master text styles
– Second level
• Third level
– Fourth level
» Fifth level

Old age

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05/31/10

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Life Insurance
• Max AmSure Bonus Builder
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• –Max AmSure Future Builder
Second level
• Max AmSure
• Third level Business Builder
• Max –AmSure
Fourth level
Secure Return Builder-ULIP
» Fifth level
• Unit Builder-ULIP
• Lifeline Safety Net
Health Insurance
•AmSure Family Health Protector
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05/31/10

Click to edit Master title style


• Click to edit Master text styles
– Second level
• Third level Unit
– Fourth level Builder
» Fifth level

A strong foundation
today.
A bright future tomorr

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Click to edit Master title style


How
• Click to Master
to edit money invest
text styles ?
– Second level
• Third level
– Fourth level
» Fifth level

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Click toFund Option


edit Master title style
ASSET TYPES DYNAMIC BALANCED SECURE
• Click to edit Master text stylesOPPORTUNITIES (%) (%) (%)

– Second level
• Third level
Govt. Securities 0 – 100 20 – 50 50 – 100

– Fourth level
» Fifth level
Corporate Bonds (Investment 0 – 100 20 – 40 0 – 50
Grade)

Money Market Instruments / Cash 0 – 40 0 – 40 0 – 40

Equities 0 – 100 10 – 40 NIL

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Investment Efficiency :
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Still you have….
• Click to editSwitch/Redirection
Master text styles
– Second
Switch – Allows level
to move investment between funds offering
different risk return profile to take care of changing risk appetite
• Third level
in different market condition
6 Free Switches
– Fourth level
every year
» Fifth level

Redirection – Allows to invest fresh money in funds different


from the ones chosen from
Free Redirection
every year

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Features :
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Entry age
to edit Master
Minimum
title
7 Years
style
Maximum 50 years
• Click to edit
Maximum Master
Maturity Age text styles 70 Years

– Policy
Second
Term
level
Premium Payment
11 Years, 15 Years, 20 Years
Regular Pay
Term
• Third level
Minimum Premium Rs. 12,000/-
– Fourth
Maximum level
Premium Age at Entry Max Premium
» Fifth level Up to 35 years 300,000
36 – 40 years 200,000
41 – 50 years 100,000
Premium Mode Annual

Sum Assured 10 times the Annual Target Premium

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eath Benefit - age 11 onwards


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3rd Policy
First Policy Second Policy
• Year
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Year Master text stylesonwards
Year
– Second level Higher of Guaranteed
100 % level
• Third 100 % Loyalty
Addition
Sum– Fourth level Sum +
» Fifth level
Assured Assured Higher of
OR 100 %
Fund Value Sum
Assured
OR
Fund Value
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05/31/10

Features:
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Guaranteed Loyalty
Addition
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– Second level
• Third level
First Year– Fourth level
Premium
» Fifth level
Policy Term Guaranteed Loyalty Addition
(Percentage of ATP)

11 Year 110%

15 Year 150%

20 Year 200%

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nvestment Process :
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• Click to edit Master Guaranteed
text styles
First Year Loyalty Addition
– Second
Premium level
• Third level
– Fourth level
Units Allocated in Secure Fund
» Fifth level chosen fund at
respective NAV

Premium paid Allocation


Premium Balanced
from Charge
Deducted Fund
Allocated
Second Year Dynamic
Opportunities
Fund

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05/31/10

ClickInvestment
to edit Master title style
Efficiency
• Click to edit Master text styles
– Second level
• Third level
– Fourth level
» Fifth level

Relax

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Flexibility :
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Partial Withdrawal/Surrender
• Partial
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Withdrawal
– Second
Client level
has access to his investments in time of
need• Third level
1.Partial– Withdrawal
Fourth level allowed after 5 Policy Year.
Partial » Fifth level6 Free Partial Withdrawal every year
Withdrawal

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Maturity Benefit: title style
MATURITY
• Click to edit Master text styles
BENEFIT
– Second level
Guaranteed Guaranteed
• Third
First Year level Loyalty Loyalty
Premium Addition Addition

+
– Fourth level
» Fifth level
Premium paid
Allocation Units Fund Value
Second Year Charge
Deducted Allocated in
Onwards the Fund
Fund Chosen
Value = No of
Units x N.A.V.

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Charges
Click to
Allocation Charge
edit Master title style
Yr 1 - The first year Annual Premium will be used to offer Guaranteed Loyalty Additions
•• 2 Click
nd
to edit Master text styles
and 3 Policy Year – 7.5% of ATP will be deducted
rd

– Second level
• 4th Policy Year and onwards –2% of ATP will be deducted
• Third– 2%
• Top up Premium level
of Top up Premium will be deducted
– Fourth level
Administration Charge
» Fifth level
Rs.90 per month on each Month anniversary. This charge shall be increased by 5% per
annum compounded yearly.

Fund Management Charge


Fund Name Fund Management Charge
Dynamic Opportunities 1.60% per annum
Balanced 1.10% per annum
Secure 0.90% per annum
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05/31/10

Click to edit Master title style


• Click to edit Master text styles
– Second level
• Third level
– Fourth level
» Fifth level

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05/31/10

Income Tax
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edit Master title style
•This plan
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to edit youtext
Master to tax benefits on
styles
your premiums as well as on your
– Second level
maturity value.
• Third level
– Fourth level
• U/s 80C of the
Income Tax Act 1961
» Fifth level
on your premiums

• U/s 10(10D) of the Income Tax Act


1961 on your maturity proceeds of the
policy

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05/31/10

Click to edit Master title style


• Click to edit Master text styles
– Second level
• Third level
– Fourth level
» Fifth level

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05/31/10

Click to edit Master title style


• Click to edit Master text styles
– Second level
• Third level
– Fourth level
» Fifth level

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First Purchase 05/31/10

Offer
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• Click
Offerto edit
open for Master textupstyles
all new ABO’s to 60
– days fromlevel
Second date of joining Amway
• Third level
From 5000-
– Fourth level
9999
» Fifth level

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05/31/10

First Purchase Offer


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• Click to edit Master text styles
Above 10000
– Second level
• Third level
– Fourth level
» Fifth level

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05/31/10

Special Offer
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• Click to editofMaster text styles
Best
– SecondBoth
level
• Third level
– Fourth level
one of 5000- 9999 &
» Fifth level
another of 10000
above

ABO can avail both the offers within the offer


period.

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05/31/10

Click to edit Master title style


• Click to edit Master text styles
– Second level
• Third level
– Fourth level
» Fifth level

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05/31/10

Retail Offer for all ABOs.


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• Click
DVD to edit Master text styles
Player
– Second level
• Third level
or – Fourth level
» Fifth level

Portable
DVD Player
With
Screen
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05/31/10

Retail Offer for all ABOs


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• Portable
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– Second level
DVD
• Third level
Player
– Fourth level
» Fifth level
with
screen

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05/31/10

Click to edit Master title style


• Click to edit Master text styles
– Second level
Business
• Third level
– Fourth level
Opportunity
» Fifth level

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05/31/10

Build your business with


Click toInsurance
edit Master title style
• Door opener for new customers –interested in
Insurance
•• Click to edit Master text styles
Insurance creates Long Term Association
– Second
• Retention levelgoes up
capabilities
• More• share
Thirdof wallet
level from existing customers
• Activating inactivelevel
– Fourth distributors
• One year of effort,
» Fifth15-20
levelyears of earnings
• Provides Flexible Ticket Business Line

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05/31/10

Rule
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Master
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– Second level
• Third level
– Fourth level
» Fifth level

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05/31/10

Click
Business
to edit
Opportunity
Master title style
Product BV
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1st Year text
2ndstyles
3rd Year
– Second levelRenewal year onwards
UNIT BUILDER 110% 25% 10%
SRB • Third level 110% 25% 10%
BUSINESS
– Fourth level 110% 25% 10%
BUILDER » Fifth level
BONUS BUILDER 110% 25% 10%
FUTURE 110% 25% 10%
BUILDER
LIFELINE SAFETY 100% 10% 10%
NET
HEALTH 80% 40% 40%
INSURANCE

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05/31/10

Business
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Opportunity
• Premiu BV textPV
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m level
– Second
• Third level
15000
– Fourth level 16500 330 6
» Fifth level
50000 55000 1100 9
100000 110000 2200 12
200000 220000 4400 15
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05/31/10

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For more information Contact.
– Second level
• Third level
• Shashi Gaur
– Fourth level (Rohini) - 9811405180
» Fifth level

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Growth Begins With
05/31/10

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• Click to edit Master text styles

“You”
– Second level
• Third level
– Fourth level
» Fifth level

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