WELCOME

TIME
TIME IS YOUR MOST VALUABLE
ASSET
WE ALL HAVE THE
SAME AMOUNT OF TIME
ITS WHAT WE DO
WITH OUR TIME THAT
MAKES ALL THE
DIFFERENCE
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MAKING
MAILBOX MONEY
WITH REAL ESTATE
BE THE BANK
3

DIFFERENCE
BETWEEN 5% AND
8.9% RATE
OWNER FINANCING
ALLOWS YOU TO
GENERATE PASSIVE
INCOME
4

MANY STRATEGIES
HOLDING COSTS HIGH
SAFEST STRATEGY IS
IF
THE HOME IS SOLD
BEFORE YOU BUY IT

ITS BETTER TO BE THE

LENDER
THAN THE LANDLORD
LENDERS HAVE
LESS STRESS,
MORE FUN & LIVE LONGER
PASSIVE INCOME VS A JOB
USE A NOTE
SERVICING COMPANY
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WHERE YOU HAVE

DISASTER
YOU HAVE
OPPORTUNITY
THE BIGGER THE
DISASTER
THE BIGGER THE
OPPORTUNITY
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HOME OWNERSHIP
51 YEAR LOW
LAST 12 MONTHS ALONE:
2 MILLION MORE RENTERS
400,000 FEWER OWNERS
PEOPLE CANT QUALIFY FOR LOANS
SELF EMPLOYED / HISPANICS
FOREIGN NATIONALS / DIVORCE

$13 TRILLION IN RE
NOTES
WHAT IS A REAL ESTATE
NOTE?

MAIL BOX MONEY

YOU DESERVE
YOUR SHARE
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CREATING MAIL BOX

MONEY IS ONE OF THE
BEST
USES OF YOUR TIME
CREATES STABILITY
PEACE OF MIND
IF YOU LOSE YOUR JOB
YOU NEED SOMETHING
COMING IN
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ONCE YOU CREATE

1 PIECE OF
MAIL BOX MONEY,
WHATS NEXT?

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3 KEY DOCUMENTS
1) WARRANTY DEED
2) DEED OF TRUST
3) PROMISSORY NOTE
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HOW TO CALCULATE
ROI
NET ANNUAL PROFIT
DIVIDED BY
YOUR TOTAL
INVESTMENT = ROI

P/I
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LENDERS REQUIRE
20% DOWN

OR PMI IS REQUIRED
NEED A CREDIT
700+ CREDIT SCORE

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QUALIFY AVERAGE HOME

$200,000
$55,000 INCOME / NO DEBT
TAX RETURNS
SOURCE & SEASON 20%
DOWN
CAN COUNT YOUR
IRA 401K

15

CLOSING COSTS
TYPICALLY AMOUNT TO
3-4%
OF THE PURCHASE PRICE

16

IF YOU CAN QUALIFY

FOR A HOME LOAN
YOU CAN QUALIFY
TO BE A NOTE HOLDER
YOU CAN BE THE BANK
(MAKE MAIL BOX MONEY)

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PROPRIETARY PROCESS
RC SYSTEM
BEGIN WITH THE BUYER
INSTEAD OF THE HOUSE
24 YEARS TO FIGURE IT OUT
TESTED & TWEEKED SINCE 2002
DEALS ALL OVER TEXAS

18

WE ALWAYS HAVE A
HOUSE SOLD
BEFORE WE BUY IT
THE RESULT IS
NO HOLDING COSTS
IMMEDIATE CASH
FLOW
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ZIG ZIGLAR
YOU CAN
GET WHAT YOU WANT
BY HELPING OTHERS
GET WHAT THEY WANT
WHAT DO INVESTORS WANT?
SAFETY - BIG RETURNS
& COLLATERAL
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GIVE INVESTORS
EXACTLY WHAT
THEY WANT
SAFETY WITH BIG RETURNS

& COLLATERAL

21

SHOW YOU HOW TO

HAVE PROPERTY SOLD
BEFORE YOU BUY IT

NETWORK OF
WHOLESELLERS THEY
DELIVER
TURN KEY DEALS
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DUE DILIGENCE
SAFETY IS #1
YOU HAVE AN APPRAISER
DETERMINE VALUE
YOUR LENDER ORDERS
APPRAISAL
PROTECTS INTEREST OF ALL
PARTIES
WHOLESELLER PAYS FOR IT
($600) NO RISK
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YOU DO NOT NEED TO

PULL COMPS OR
ANALYZE THE VALUE
OF THE PROPERTY
DONT TRY TO 2 ND GUESS
VALUATION
DONT USE ZILLOW OR THE CAD

LET YOUR
PROFESSIONAL
DO IT
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YOU BUY WITH A 5.0% RATE

WS BUYS WITH AN 8.9% RATE

THE HOME IS
SOLD
BEFORE YOU BUY IT
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WS ESCROWS 14 MONTHS
OF
HAZARD INSURANCE

ESCROW 3 MONTHS OF
TAXES
WS PAYS TAXES &
INSURANCE
MONTHLY
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YOU
GET
ALL OF THE
CASH
FLOW
MAIL BOX MONEY
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PROVEN BUSINESS MODEL

$200,000 HOME
YOU BUY & SELL ON THE SAME DAY
5% RATE 8.9% RATE
$40,000 DOWN $10,000 DOWN
$160,000 LOAN $190,000 LOAN
WS REIMBURSES ALL CC $7-8,000

PLACE $30,000
SECURED WITH REAL ESTATE
MAILBOX MONEY = $656.22 MONTH
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ROI ANALYSIS

TOTAL INVESTMENT
$30,000
MAILBOX
MONEY = $656.22 MONTH
X 12 = $7,974.64 YEAR

ROI = 26%

CD PAYS ABOUT ___%

HOW LONG WOULD YOU
LIKE TO MAKE 26% ROI?

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COMPOUNDING

LET MONEY WORK FOR YOU

NOT YOU WORK FOR MONEY
$30,000 @ 26% ROI FOR 20
YEARS TURNS INTO
$3,051,631

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GETS EVEN BETTER

RAPID PRINCIPAL PAYMENT
REDUCTION
A 5% RATE NOTE BUILDS
EQUITY
FASTER THAN AN 8.9% RATE
ON A $200,000 HOME THIS =
$1,245/YR
EXTRA 4% ROI
30% ROI
3131

FUN AND EXCITING WAY

TO MAKE
MONEY WITH REAL
ESTATE
TRUE PASSIVE INCOME
NO TIME CONSUMPTION

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PROVIDE READY TO
GO DEALS - $ IN
ESCROW
ASSIGN YOU THE
PURCHASE CONTRACT

PROVIDE AN OWNER FINANCE

CONTRACT 8.9%
TRANSACTIONS ARE TIME
SENSITIVE - 30 DAYS TO CLOSE
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ADVANTAGE
S
NO LOOKING
FOR THE
PROPERTY

NO
REHAB

THE HOME IS SOLD

BEFORE YOU BUY IT
NO HOLDING COST
MAIL BOX
MONEY
26% ROI
YR AFTER YR
SECURED WITH
COLLATERAL

REIMBURSE ALL OF
YOUR CLOSING
COSTS
RAPID PRINCIPLE
REDUCTION

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WS SIGNS A LEASE PRIOR TO

CLOSING
VERIFYS YOU WILL HAVE INCOME
LEASE CONVERTS TO A
PURCHASE AFTER CLOSING

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KEY INFORMATION
ABOUT WRAPS
WRAP AROUND NOTE
WRAP AROUND DEED OF TRUST
WRAP AROUND WARRANTY DEED
DUE ON SALE CLAUSE SAYS:
IF YOU DO THIS, THEY CAN DO THAT
IT DOESNT SAY DO NOT DO THIS, OR THAT
THEY WILL DO THAT
THE ODDS OF A CALL ARE SLIM TO NONE
WRAPS ARE LEGAL, ETHICAL & COMMONPLACE
NEVER ASK FOR PERMISSION
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STOP A CALL DEAD IN

ITS TRACKS
WE SIGN A WRAP NOTE AGREEMENT
IN THE EVENT OF A CALL, WS AGREES
TO DEED THE PROPERTY BACK
YOU KEEP WS DEAL THE SAME
WS WILL PAY ALL REFI COSTS --- OR
YOU PUT THE PROPERTY IN A TRUST
AND MAKE WS A 99% BENEFICIARY OR
YOU GIVE WS A LEASE OPTION OR
YOU GIVE WS A PURCHASE CONTRACT
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WHEN YOU HAVE MAIL

BOX MONEY
DO YOU CARE WHERE
THE REAL ESTATE IS
LOCATED?
HOUSTON, DALLAS,
BEAUMONT
TEXAS POPULATION & JOBS
IS #1 USA
UNSTOPPABLE GROWTH
NEXT 5 YEARS
3838

PRIMARY BENEFITS
1)
2)
3)
4)
5)

SIMPLE
FAST
EASY
NO TIME CONSUMPTION
YOUR $ IS WORKING HARD

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DODD FRANK ACT JAN. 2015

LIMIT OF 3 DEALS
PER 12 MONTH PERIOD
QUALIFYING FOR LOANS AFTER 10
DEALS IS CHALLENGING
MANY INVESTORS BECOME WSs
UNLIMITED DEALS
W/NO CASH AND NO CREDIT

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COMPLETE A COMMENT
SHEET

THE END
4141

$200,000 HOME 20% DOWN W/NOTE

SERVICING

LANDLORDING VS OWNER
FINANCING

RENTAL - $2,000
DEPOSIT $2,000 + 1 ST, LAST 6K
$859
PI @ 5%
$500
Taxes @ 3%
$150
Hazard Insurance
$200
Maintenance
$ 75
Management
$1,784 Total Payment
$216
Cashflow
ADD VACANCY, HOLDING COSTS,
COMMISSIONS
NEGATIVE CASHFLOW
ALLIGATOR

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$200,000 HOME 20% DOWN W/NOTE SERVICING

LANDLORDING VS OWNER FINANCING

CLOSING COSTS
$6,000 DEPOSIT
TIME CONSUMPTION
CONSUMPTION
EXPENSES
RESPONSIBILITIES
LIABILITIES
VACANCIES
COMMISSIONS
HOLDING COSTS
INCONSISTENT INCOME

NO CLOSING COSTS
$10,000 DOWN
NO TIME

DONT BENEFIT FROM COMPOUNDING

BENEFIT FROM COMPOUNDING

NO EXPENSES
NO RESPONSIBILITIES
NO LIABILITIES
NO VACANCIES
NO COMMISSIONS
NO HOLDING COSTS
CONSISTENT INCOME

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