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Subtitle.
ii.
MAGNETIC STRIPE
Amagnetic stripecard is a type of card capable of
storing data by modifying the magnetism of tiny ironbasedmagneticparticles on a band ofmagnetic
material on the card.
Themagnetic stripe, sometimes called swipe card or
magstripe, is read by swiping past amagneticreading
head
USES
These are the stripes seen on many bank cards, they are read by
swiping them through a reader device
ATM's use these readers to process the information on bank cards.
EFTPOS (Electronic Funds Transfer Point of Sale) use the readers to
transfer customer's money from their bank accounts when they
purchase goods in stores.
Hotel rooms sometimes use magnetic stripe readers in place of
door keys
The strip on the cards holds information such as:
Bank account number
Name of card holder
Expiry date of membership
ADVANTAGES AND
DISADVANTAGES
Advantages
Entering data is very fast. You
just swipe the card through the
machine
No possibly of data entry errors
as there is no typing involved.
The stripes on cards are not
affected by water and so quite
robust (not easily damaged).
Data held on the card cannot
be read by eye so bank details
etc are safe.
Dis advantages
The magnetic stripe on cards
can only hold a small amount of
data.
The cards need to be in contact
with the reader in order to be
used. (cannot be used over the
internet for example)
Stripe can get damaged by
exposure to magnetic fields
then the data is lost
Magnetic stripes on cards are
easily duplicated (known as
card cloning).
USES
EFTPOS (Electronic Funds Transfer Point of Sale) at
shopping malls, supermarkets, grocery stores, etc.
Steps of using it
1. Customers look out for contactless symbol on the payment
terminal or ask the cashier.
2. Shop assistant enters the amount of payment.
3. Card reader informs customer to present their contactless card.
4. Customer holds card in front of card reader.
5. Terminal will indicate card has been read.
ADVANTAGES AND
DISADVANTAGES
Advantages
Entering data is very fast. It takes
about half the time of a magnetic
reader.
No need to worry about typing
errors like pins.
The system uses 128 bit
encryption to protect data
This means each card will have a
specific key. In encryption, there is an
algorithm and after applying this
algorithm the desired result should be
obtained.
Dis advantages
They are expensive.
Can take money twice if
customer uses it as a chip and
pin.
Transactions limited to a small
value
If your card is stolen, it is easy
to make payments for the thief
as no pin is needed.
Sometimes transactions can
happen when customer is in
the line if the detector picks
signals from your card
USES
The PIN ensures that the person with the bank card is the
genuine owner. Only the owner of the card should know
the PIN and money can only be transferred with the
correct number.
Used to make secure payments for goods and services in
Supermarkets
Restaurants
Cafes
Buying petrol
ADVANTAGES AND
DISADVANTAGES
Advantages
Dis advantages
USES
RFID readers and tags are used in supermarket and retail stores in
order to track goods and products
Used to identify pets
An RFID tag is inserted under the skin of the animal. The tag contains details
about the animal such as:
Name
Address
Vaccination
ADVANTAGES AND
DISADVANTAGES
Advantages
Can hold a lot of data
Can read from quite long
distances
Tags can be read without
direct line of sight
Disadvantages
If thieves have access to a
handheld scanner then it
is possible to steal
information on bank cards
and passports etc.
Tha
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