PRUDENTIAL

PRU CARE PLUS

Group Members: Vu Hai Anh

Ngo Khanh Huyen

Hoang Minh Huong

Problem?

Solution!

Quick look!
O is an international

WHY
PRUDENTIAL?

fnancial services
group with signifcant
operations in Asia,
the US and the UK.
O was founded in
London in 1848 on
the principles of
integrity, security
and prudence.
O 24 million insurance
customers - 562
billion of assets
under management.

Pru-Care Plus
The frst life insurance solution in the market
that provides customers 24/7 accidental
waiver of deposit service and comprehensive
protection against accidental risks.

Product Features
Premium Term

same as policy term

Policy Term

5/10/15 years

Entry Age

6 months-65 years old

Maximum age at maturity: 70
years old

Maturity Beneft

Up to 100% total paid premium

Term 5 years: 50% total paid
premium
Term 10 years: 75% total paid
premium
Term 15 years: 100% total paid
premium

Beneft

A. 24/7 ACCIDENTAL
WAIVER OF
DEPOSIT SERVICE

A. 24/7 ACCIDENTAL WAIVER OF

DEPOSIT SERVICE
Worry-free of
Accidental Medical Cost

O Pru-Care Plusis

the pioneer life

insurance
solution to
provide
customers with
24/7 accidental
waiver of
deposit service.

Accidents happen
Show Prudential Accident Card
in Prudential-aligned hospitals
Prudential will confrm to waive
deposit and process claim payment
procedure for customers during
treatment at Prudential-aligned
hospitals.

A. 24/7 ACCIDENTAL WAIVER OF

DEPOSIT SERVICE
Worry-free of
Accidental Medical Cost

O Pru-Care Plusis

the pioneer life

insurance
solution to
provide
customers with
24/7 accidental
waiver of
deposit service.

Worry-free with intime support 24/7

O Prudential

Vietnam has
developed the
24/7 claim
service so as to
bring the
timeliest support
to customers
after accidents
happen.

B. FINANCIAL
SUPPORT AGAINST
ACCIDENTAL RISKS

Notes
O The maximum limit for each benefit =

100% SA(Sum Assured)

O from 18: will not be higher than VND 500
million.
O from 6 17 : will not be higher than VND
250 million
O less than 6: 50% SA

Notes
O will be payable in

case LA is treated
overnight at
Intensive Care Unit
or transferred to
another hospital.
O The maximum
limit is VND 2
million per policy
year.

Notes
O Accidental death benefit is 100% SA.
O 200% SA : travelling in licensed public commercial

road transportation on regularly scheduled and

identified route including bus, train and metro..
O 300% SA : ravelling in licensed commercial aircraft
on regularly scheduled and identified route.

Notes
O Only payable if LA dies due to

Accident within 180 days from the

date the Accident occurs.
O Upon non-accidental death, 100% of
total paid premium will be payable.

C. MATURITY
GIFT

C. MATURITY GIFT
If policy is still in-force at maturity,
Prudential will pay a benefit called
Maturity gift
Policy term

Maturity gift benefit

5 years

50% total paid premium

10 years

75% total paid premium

15 years

100% total paid premium

This can be a good fund for you to

prepare for a health care plan or carry on
some other important plans for you and
your families.

Reference Plan
Referen
ce Plan

For
For Personal
Busines Common Advance
s
d

Full

Insuranc
e money

100
million

200
million

300
million

500
million

Contract
term

5 years

15 years

15 years

15 years

Annual
premium
s

3.8
million

7.6
million

11.4
million

19
million

Rights
Maturit
y"

9.5
million

114
million

171
million

285
million

Illustration interests
Mr. A, 35 years old, office workers, joined PRU Care Plus - with the improvement plan of sum
assured is 300 million within 15 years. The annual
premium is 11.4 million. Insurance benefts are
summarized as follows:
Insurance benefits

Risk of
Permanent Disabilities
Accidents Temporary Disabilities

Other
interests

The maximum
payment level
(million)
300
300

Bone Fracture

300

Burn

300

Accidential Death

300

Death (non-accidnetial)

114

Maturity Gift

171

Who can join

PRU-Care Plus?
Unlike other
traditional products,
Pru-Care Plus is
expanding insurance
solutions for everyone
from 6 months to 65
years, participated in
a contract with a term
of 5, 10 or 15 years
(up to 70 years old) .

Why should join

PRU-Care Plus?
O Peace of mind

about the cost of

treatment due to
accident
O Secure with
timely support
24/7
O Secure all risks
before accidents
O Anyone can join

O Address: 1st Floor, 7th Floor and 9th Floor,

Vinaplast Tai Tam Building, 39 A Ngo Quyen,

Hang Bai Street, Hoan Kiem District, Hanoi.
O Phone: 655 111 84.4.62