Beruflich Dokumente
Kultur Dokumente
Microfinance
Presented By:
Piyush Goel
10FN076
Raghvendra Vaidya 10IT023
Srikanth Konduri
10FN109
Nikhil Gupta
10FN121
Reasons:
Coercive tactics to recover the loans
Effective interest rate much higher than the quoted interest rate
Existing situation
Image
Source:
Intellecap
Image
Source: GTZ
2000
Recommended Strategy
Simulate the business environment & eco system around an MFI for monitoring
analysing the transactional data like loan application, payment pattern, and product
selection based on demographics
Captures those customer insights which a normal paper based survey cannot do
Consumer behaviour can be captured and utilized to make the product & service offerings more
customer centric
Better evaluation of performance against internally set benchmarks as well as that of competitors
in terms of outreach, intended benefits to customers
Recommended strategy
continued
Potential Benefits:
Consumer behaviour can be captured and utilized to
make the product & service offerings more customer
centric
Better evaluation of performance against internally
set benchmarks as well as that of competitors in
terms of outreach, intended benefits to customers
Feasibility of above solution:
MFIs can use their network of investor groups &
donor agencies to obtain both financial support as
well as technical know-how for implementation
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(for
10
Thank You