Beruflich Dokumente
Kultur Dokumente
Management
N.Gopal
Deputy General Manager/MOF
CAB Pune
Aggregate linked to
Substantial capital funds
Exposure
July 5, 2010 RBI CAB Pune 37
Financial benchmarks with conditions under
which deviations can be permitted
Single and Group borrower limits not exceeding
what is prescribed by RBI- permissible deviations
Substantial Exposure limit (10% borrowers <
600% of capital)
Industry and sector wise ceilings
Limits on sensitive sectors subject to asset price
volatility
High risk and low priority sectors
Maturity profile of the loan book
Schematic Lending
Directed credit flow to certain sectors
Housing, farming, SME, retail, personal loans,
special tie-ups etc
Retail loans under various products and
schemes designed by the Bank