Lucia Klincová III.

D GJGT
LEGAL WAYS ILLEGAL WAYS

heritage frauce
born to reach family blackmailed
win a lotery robbery
own hard work forgery
trafficking
credit crunch is an economic situation when
banks are reluctant to lend funds corporation
and interest rates are high.

in 2008 colapse of Lehman Brothers a global

financial services firm started an economic
and financial crisis that swept across the
globe.
BANKING SERVICES: PEOPLE USE BANKS TO:

issue banknotes receive money

process payments make financial
lend money transactions
exchange money to borrow money
provide safe deposit save money
boxes
is a bank institution that has exclusive
privilege to lend a government its currency.

the euro is managed and administrated by the

European Central Bank
in cash
by credit card
by cheque
by standing order
by direct debit
The state gets money from citizen by
different taxes:
income tax - we pay it on wages and salaries
vaile added tax (VAT)

National bank of Slovakia