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ACCOUNT OPENING in ztbl

Presented To: Prof. Muhammad Akram

Presented By: M. Akmal Tahir
Roll # BC16#254
Class B.com (hons)
Zarai Taraqiati Bank Ltd.
 Zarai taraqiati bank limited
 Zarai Taraqiati Bank Limited (ZTBL) erstwhile
Agricultural Development Bank of Pakistan (ADBP)
is the premier financial institution geared towards
the development of agriculture sector through
provision of financial services and technical know
how. The restructuring of former ADBP is being
carried out with the aim to uplift the agriculture
and rural sector by raising farm productivity,
streamlining the institutional credit and increasing
income generating capacity of the farming
community.
 Accounts type
There are 5 types of accounts in ZTBL.
 Current account
 PLS savings account
 Bisness deposite account
 Basic banking account
 MUSTAQBIL MEHFOOZ A/C
 CURRENT A/C

 1. Initial deposit is Rs.200/-

 2. Un-remunerative charges
@ Rs.50/- pm shall be
deducted on half yearly
basis.
 PLS-SAVING A/C
 1. No initial deposit.
 2. Max. 8 debit transactions during the
month are allowed for calculation of
profit.
 3. Profit shall be calculated on the basis
of average balance during the month.
 4. Profit shall be credited to a/c on half
yearly basis.
 3.75 % pa
BUSINESS DEPOSIT A/C

 1. Initial deposit is Rs.10,000/-

 2.Profit shall be calculated on
the basis of daily product.
 3. No limit of withdrawals.
 4.Profit shall be credited into
account on half yearly basis.
 3.75% pa
 BASIC BANKING A/C

 1. Min. initial balance is Rs.1000/-

 2. It is non-remunerative a/c.
 3. Max. two deposit & two chequing
withdrawals during a month are
free of charge
MUSTAQBIL MEHFOOZ A/C

 1. Short term deposit scheme for a

fixed period of 3 and 6 months.
 2. Min. deposit is Rs.50,000/-.
 3. In case of premature
encashment OR after maturity PLS-
saving a/c rate shall be applied.
Account opening form
 Client information.
 For business account.
 Accounts with other bank.
 Account type.
 Nature of account.
 Particulars of deposit.
 Personal information.
 Particulars of introducer.
 Operational instructions.
 Next of kin
 For bank use
 Cheque book
Documents required for A/c opening

 Valid CNIC issued by nadra.

 If sign is in urdu then three photos.
 Valid source of income.