COMMERCIAL BANKS

27

56

21

49

PUBLIC PRIVATE FOREIGN RURAL

India’s retail credit market is the fourth largest in the emerging countries. It increased to US$ 281
billion on December 2017 from US$ 181 billion on December 2014.
HISTORY
• BOI was founded on 7 sept 1906 by a group of eminent businessmen
from Mumbai.

• Bank was under private ownership-nationalized in the year 1969.

• MISSION: ‘To provide superior, proactive banking service to niche
market globally, while providing cost effective, responsive service to
others in our role as a development bank, and in so doing, meet the
requirement of our stakeholders’

• VISION- “To become the bank ofchoice for corporates, medium

businesses and upmarket retail customers and to provide cost
effective developmental banking for small business, mass market and
rural market”.
CREDIT APPRAISAL
• CHARACTER
• CAPACITY
• CAPITAL
• COLLATERAL
• CONDITIONS
THANK YOU