JAWAHARLAL NEHRU TECHNOLOGICAL UNIVERSITY

ANANTAPUR-515002
DEPARTMENT OF MANAGEMENT

A STUDY ON MUTUAL FUNDS AT SYSTEMATIC INVESTMENT PLAN

RELIGARE SECURITIES LTD,
SUBHASH ROAD, ANANTAPUR

SUBMITTED BY UNDER THE GUIDENCE OF

E. ACHYUTH KUMAR Prof. M.L.S.DEVA KUMAR
180A1E0005 B.tech., M.B.A., M.Tech., Ph.D.,
 MUTUAL FUNDS
SYSTEMATIC
INVESTMENT PLAN
 Introduction
Systematic Investment Plan (SIP) is an
investment route offered by Mutual Funds
wherein one can invest a fixed amount in a
Mutual Fund scheme at regular intervals.
 Definition of Mutual Fund
A mutual fund is an investment security
that enables investors to pool their money
together into one professionally managed
investment. Mutual funds can invest in stocks,
bonds, cash or a combination of those assets.
 Systematic Investment Plan (SIP)
A systematic investment plan (SIP) commits the
investor to invest a specified amount every month (or
every quarter) in the units of a fund’s equity scheme. The
number of units bought each month for the investor under
the plan will depend on the ruling price: fewer units are
bought when the price is high, and more units are bought
when price is low. This is a built-in advantage of SIPs.
 Industry Profile
 Financial services refers to services provided by the finance industry.
Finance industry encompasses the wide range of organizations that deals
with the management of the money.
Among these organizations are consumer finance companies, insurance
co., stock brokerages, investment funds and government sponsored
enterprises.
The Indian Financial Services Industry has undergone significant changes
over years.
Various factors like Privatization of Insurance and Mutual Fund sector has
increased the product option for the investors and also with a number of
misleading instances the investors ask for trusted financial advisor.
 Company Profile
Company Name : Religare Securities Limited (RSL)
Industry : Financial Services
Type : Public Company
Year of establishment : 1982
Headquarters : New Delhi, INDIA
Key People : Dr. Rashmi Saluja (Group of chairman)
DevKaran Singh (CEO)
Branch manager : Ashok
Branch Location : Subash road, Anantapur
 Need for the study
The studies help the company to
understand the behavior of individual while
investing in Systematic Investment Plan
schemes.
 Scope of the study
Light on wallet
Makes market timing irrelevant
Helps you build for the future
Compounds return
Lowers the average cost
 Objectives of the study
1. The plan aims at a better future for its
investors as an SIP investor gets good rate of
returns compared to a one time investor.
2. It aims to Secure Your Financial Goals
With Investment Plans.
3. SEBI (Securities and Exchange Board of
India) and AMFI (Association of Mutual
Funds in India) ensures smooth and
transparent functioning of the mutual funds
industry.
 Limitations of the study
Limited options of dates
Stopping intermediate payment
Lot of delay between actual application &
start/stop of SIP
Does not suit people with unpredictable cash
flows
 Research Methodology
Source of data:
The research design used in this data is secondary
data.
Secondary Data: Secondary data was collected from
various magazines, books, journals and dalal street and
websites.
Website: www.religare.com
Thank You