Beruflich Dokumente
Kultur Dokumente
Roadmap: BFS
Capstone Project
The Problem Statement
• CredX is a leading credit card provider that gets thousands of credit card applicants
every year
• Past few years experiencing credit loss
• The CEO believes that the best strategy to mitigate credit risk is to ‘acquire the right
customers’.
Project Risk Analysis
Assumptions: Constraints:
• Rejected data is used only for Scorecard • Given dataset for analysis is highly
verification. Not for EDA/Modeling. imbalance. Small percent of total dataset is
• Missing data/Outliers/Invalid data treatment
is done either by replacing WOE values/limit of defaulters.
values
Problem Solving Methodology
Weight of Evidence
Data Cleaning
(WOE) ModelModel Model
&
& Building
Building Evaluation
Manipulation
Information Value
Analysis