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 ABSTRACT
This study aims to examine:
The influence of Non-Performing Financing, Profit Sharing Financing,
Buying and Selling Financing and Leasing Financing on Return on Assets
at PT. Bank Muamalat Indonesia for the period of 2012-2019. The research
method used is quantitative approach. The data used in this study were
obtained from PT. Bank Muamalat Indonesia Quarterly Financial Statement
data for 2012-2019 that have been published by OJK. The analysis
technique used in this research is multiple linear regression analysis which
aims to determine the influence of independent variables on the dependent
variable employed in this study.
 INTRODUCTION
Research
Objectives Benefits
Background of Study Question

How does To assess Theoritical

Problem of slowing growth
influence influence Practical
in financing which has an
of: of:
impact on reducing margin Governmental
income and fee base income 1.NPF 1.NPF
2.PSF 2.PSF
3.BSF 3.BSF
4.LF 4.LF
On ROA On ROA
Lyla Rahma Adyani analyzed the factors that affecting the profitability (ROA)
Shariabanks listed on the Stock Exchange period December 2005-September 2010.

Sri Windarti Mokoagow and Misbach Fuady examined the factors that affected the profitability
of Shariabanks in Indonesia in the 2012-2013 period.
Maya Kiswati in her research analyzed the effect of murabahah, mudharabah and musyarakah
financing on the return on assets of PT. Bank Syariah Mandiri for the period 2012-2016.

Puji Rahayu on the effect of murabahah financing on the level of profitability of Islamic
commercial banks with corporate social responsibility (CSR) as an intervening variable in
2012-2016.

LITERATURE REVIEW
Previous Research
Conceptualization
 Hypothesis

Non Performing Financing Buying and Selling Financing

H1 has a negative influence
on Return on Assets (ROA)
H3
of Bank Muamalat Indonesia.
has a positive influence
on Return On Asset (ROA)
of Bank Muamalat Indonesia.

Leasing Financing
Profit Sharing Financing

H2 has a positive influence H4 has a positive influence

on Return On Asset (ROA)
on Return On Asset (ROA)
of Bank Muamalat Indonesia.
of Bank Muamalat Indonesia.
 RESEARCH METHODS
Type of Research
This type of research is
quantitative, by explaining the
position of the variables that
were analyzed and the
relationship between one
variable to another variable
Sample Data Source Analysis Techniques
Quarterly This study uses Classic Assumption Test
financial statements of Multiple Linear Regression Analysis
Bank Muamalat
secondary data.
T Statistical Test
Indonesia in 2012-
2019 with 31 total
samples, from quarter I
2012 to quarter III 2019.
 THANK YOU &
GOOD LUCK FOR ALL OF US

2020