SIDBI

• Small Industries Development Bank of India is an

independent financial institution aimed to aid the
growth and development of micro, small and
medium scale enterprises in India.
• Set up in APRIL 2 1990 through an act of parliament,
it was incorporated initially as a wholly owned
subsidiary of Industrial Development Bank of India.
• Small Industries Development Bank of India Act,
1989.
 Objective: Promotion, Financing & development
of MSMEs and Co-ordinating Functions of
institutions engaged in similar activities.
Ownership : Public sector banks/FIs/Insurance
Cos owned or controlled by the Government of
India.
Structural Linkage: With Ministry of Finance and
Ministry of SSI.
Nodal Agency : For SME Schemes of GoI
 Mission:
To empower the Micro, Small and Medium
Enterprises (MSME) sector with a view to
contributing to the process of economic
growth, employment generation and
balanced regional development
 Vision:
To emerge as a single window for meeting the
financial and developmental needs of the
MSME sector to make it strong, vibrant and
globally competitive, to position SIDBI Brand as
the preferred and customer - friendly
institution and for enhancement of share -
holder wealth and highest corporate values
through modern technology platform
 SIDBI : Sphere of activities
• Direct Finance Operations : MSMEs, Service sector, Infrastructure,
etc.
Indirect Finance : Resource support to Banks, NBFCs, other State & central
financing/ development agencies.

• Micro Credit operations : Pioneers in micro credit movement in the country.

Developed several leading MFIs.

• Associates Institutions : SIDBI Venture Capital Ltd, MSME Rating agency & Credit
Guarantee Fund, India SME asset reconstruction Company Ltd.

• Nodal Agency : For several goal schemes like Food Processing and Development
of Integrated Infrastructure
Development (IID) Projects.
 Direct Credit Schemes
SSIs and Service sector units with Medium Sector Enterprises (MSE) and
project cost upto Rs.25 crore Service sector units with project cost above
Rs.25 crore and upto Rs.250 crore.

Eligible i] New or existing SSI units.  i] New or existing medium sector enterprises,
Borrowers ii] SSI unit graduating to medium and
scale, and ii] Service sector units with an overall project
iii] Service sector units with an cost above Rs.25 crore and upto Rs.250 crore
overall project cost not exceeding with Bank's assistance not exceeding Rs. 50
Rs.25 crore. crore.

Constitution The unit should generally be a
private limited / public limited
company
Nature of Term loan and other forms of
assistance assistance such as Working
Capital Term Loan and bills
discounting (on selective basis).
The unit should generally be a private
limited / public limited company
Term loan and other forms of assistance such
as Working Capital Term Loan and suppliers'
& purchasers' bills discounting. Investment
products such as debentures, optionally
convertible cumulative preference shares,
zero coupon bonds, etc 

Currency of In Rupee or foreign currency In Rupee or foreign currency

loan
 SIDBI's assistance also flows to-
• Transport, health care and tourism sectors
and
• The professional and self-employed persons
setting up small-sized professional ventures.
SIDBI Among Top 30 Development Banks of
the World
 SIDBI : Focus Segments
• Manufacturing
Micro : Investment in plant & machinery upto Rs.25 lacs.
Small : Gross Machinery Investment upto Rs 5 crore.
Medium : Gross Machinery Investment <= Rs 10 crore
• Service sector
Healthcare, Hospitality, leisure, entertainment, IT/IT
enabled businesses, etc. (Project cost limit upto Rs
250 crore)
• Infrastructure sector
Power, Roads, Ports, Telecom, MSME infrastructure,
etc.
 Shareholding of SIDBI
• Total capital of Rs 450 crore

• Total number of shares 45 crore of Rs 10 each

• Out of Rs 450 crore 19.21% has been retained by

IDBI
• Remaining 80.79% has been transferred / divested in
favour of banks / institutions / insurance companies
owned and controlled by the Central Government.
 SIDBI Management
• Chairman
• Board of directors
• Senior management
• Heads of departments
• Heads of Zonal offices
THANK YOU