Beruflich Dokumente
Kultur Dokumente
CASH COWS
AMCs
MISFITS CONSERVATIV
E
Low High
Segment Attractiveness
AMC HRMS Co-operative/small banks
More than 47 million folios and 38000000+ end users and 30+ Over 65+ urban co-operative
83000 distributors complete HRMS solutions banks
Indian co-operative banks are one
Still an under-penetrated market 200+ payroll softwares catering to
of the largest in world with over
having huge potential SMEs and startups
200 million users
Users already interested in Company management/HR would Co-operative banks don’t offer
personal finance management push usage for employee benefit online PFM(even Urban)
Paperless and easy processes for
AMCs and distributors will push Users are digitally literate, but
entities which cant afford costly
usage for their interests financial literacy is low
central banking softwares
Easy advisory options are not
Distributors could enable
Integrating into payroll software available for customers og small
transactions for offline customers
banks
Parameters used
Key parameters for segmentation
Parameters Description
Target Segments:
1. AMCs- Offer only mutual fund platform for investors and distributors
2. Co-operative/small Banks- Offer integrations for PFM(requested customizations)
3. HRMS- Offer as integration in payroll software