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MICROFINANCE
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The four general categories of micro finance
providers are
nformal Member - Formal
Os
Financial Owned Financial
Moneylenders roup of
Members MF nstitution
Êawnbrokers Êoor people
Os, rameen
xample:- s DB
s Bank,
Jcenario of Micro Finance in India
` India͛s population is more than 1000 million, around 350 million,
are living below the poverty.
` Only 20% access loan from the formal sources and
informal sources.
Ñ
Features of Indian Micro Finance
` About 60 % of the MFIs are registered as societies.
ÿ
ence the need for local intermediaries
Banks have entered the field of microfinance in
three ways
` Microfinance programs or NOs have transformed into
banks
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Models of Microfinance
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