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What is Bank?
A bank is a financial intermediary. accepts deposits channels deposits into lending activities directly or through capital markets
Basic Functions
Accepting of deposits Current deposit Account Fixed deposit Savings deposit Account Granting of loans Loans Making ordinary loans Cash credit Overdraft
Types of Banks
Chairman: Kundapur Vaman Kamath CEO:Chanda Kochhar ICICI Bank is India's second-largest bank with total assets of Rs. 3,634.00 billion at March 31, 2010 and profit after tax Rs. 40.25 billion for the year ended March 31, 2010. The Bank has a network of 2,528 branches and 6,000 ATMs in India, and has a presence in 19 countries, including India. ICICI Bank offers a wide range of banking products and financial services to corporate and retail customers through a variety of delivery channels and through its specialised subsidiaries in the areas of investment banking, life and non-life insurance, venture capital and asset management.
ICICI Bank views its human capital as a key source of competitive advantage. Consequently the development and management of human capital is an essential element of their strategy and a key management activity. continuous improvement of recruitment, training and performance management processes. The recruitment process has been streamlined and a uniform recruitment policy and process implemented across the organization. Robust ability-testing and competency-profiling tools are being used to strengthen the campus recruitment process.
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ICICI Bank encourages cross-functional movement, enriching employees knowledge and experience and giving them a holistic view of the organization. ICICI Bank has built strong capabilities in training and development to build competencies. Training through web-based training modules. Special programmes on functional training and leadership development to build knowledge as well as management ability are conducted at a dedicated training facility.
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ICICI Bank seeks to build in all its employees a total commitment towards exceptional standards of performance and productivity, adaptability to changing organizational needs and the demands of the business environment and a willingness to learn and acquire new capabilities. ICICI Bank believes in defining clear performance parameters for employees and empowering them to achieve their goals. This has helped to create a culture of high performance across the organization.
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