Beruflich Dokumente
Kultur Dokumente
Amit Naik
BMC Software
Agenda
Why should we care? Mobile Payment types World of NFC NFC Payment Networks Start-ups in Mobile Payments space Wrap-up Q&A
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Is it safe?
PIN protected Safer than Cash Lost SmartPhone noticed in 15 mins, Lost Wallet 60 mins on avg.! Info Encrypted while on Phone
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Premium SMS based Direct Billing Customer Identity based Web Payments Contactless (NFC)
Point-of-Sale Peer-to-Peer
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World of NFC
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Reader/ Writer
Enables devices to interact with RF tags E.g. NFC-enabled phones used to read smart posters
Peer-to-Peer
Enables devices to communicate with one another E.g. NFC-enabled laptops and printers
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Google Wallet
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PIN reqd. to activate phones NFC antenna turned off after each info. exchange Device must be in close proximity reader
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Square Competitors
VeriFone Makes both NFC software and traditional Credit card readers for iPhone Reader Case wraps around the bottomhalf and plugs into the dock of iPhone InnerFence is another company that makes a similar card reader for iPhone/iPads Plugs into the dock of the iPhone/iPad
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Wrap-up contd
Instant coupons, instant offers (on-line) Receipts are electronically processed Phone App. has a transaction log and actual Receipt could be E-mailed/Scanned Lots of innovation From SMS based payments to NFC based payments in all markets
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Q&A
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Get in touch!
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References
Juniper Research Report: http://www.marketwire.com/press-release/mobilepayments-market-almost-triple-value-2015-reaching-670bn-according-newjuniper-1534333.htm Gartner 2011 mobile data: http://www.gartner.com/it/page.jsp?id=1749114 Paypal blog on mobile payments: https://www.thepaypalblog.com/2011/06/paypal-doubles-mobile-paymentspredictions-to-3-billion-in-2011/ Steve Jobs Images by Albert Watson (Angry old Man) and National Geographic October 1982 - Moira Johnston/Charles ORear NFC Technology Architecture: http://www.nfcforum.org/resources/presentations/ Open NFC: http://www.open-nfc.org/infos.html Google Wallet: http://google.com/wallet
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References contd
Google Wallet Security: http://www.pcworld.com/article/228959/google_wallet_security_has_a_wea kness.html ISIS: http://www.paywithisis.com Square: https://squareup.com/ VeriFone: http://www.verifone.com/ InnerFence: http://www.innerfence.com/ FigCard: http://figcard.com/ Card.io: http://card.io Jumio: https://pay.jumio.com/ Naratte: http://www.naratte.com/
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