Bank is a physical or virtual financial entity where it receives deposits from public, lending the money to creditors and

investing the money in capital market having number of financial products ( insurance, equity, debentures, mutual funds, saving account, current account etc.)

CASA stands for Current Account & Saving Account Current Account :- The current account portion pays no or very low interest. Current bank account is opened by businessmen who have a number of regular transactions with the bank, both deposits and withdrawals. It is also known as Demand Deposit. Saving Account:- The savings portion pays an above average return. They are offered free or for a fee depending on minimum or average balance requirements.

To establish the identity of the client : For individuals joint holders and mandate holders, bank will obtain:
identification data address/ location recent photograph.

For non-individuals, bank will obtain identification data to:

verify the legal status of the legal person/ entity verify identity of the authorized signatories and verify identity of the Beneficial owners/ controllers of

Nature of employment/ business that the customer does / expects to undertake Purpose of the account

the account

FEATURES Accounts of individuals Legal name and any other names used

DOCUMENTS i) Passport (ii) PAN card (iii) Voters Identity Card (iv) Driving license (v) Ration Card (vi) Identity card (subject to the banks satisfaction ii) (i) Utility bill (ii) Bank account statement received by mail / courier along with signature verification by the Banker or a cheque drawn on that account for a minimum amount as specified by the Bank, deposited into the account (iii) Ration card (iv) Letter from employer (subject to satisfaction of the bank)

Correct permanent address

FEATURES Accounts of companies Name & registration details of the company

DOCUMENTS

Certificate of incorporation and Memorandum & Articles of Association Principal place of business Latest Annual Return with the ROC (registered address) acknowledgement Form 18 & Form 32 Board Resolution Power of Attorney PAN proof for the Company Operating address of the company Any utility Bill for the operating address Telephone/Fax Number KYC of all the Directors with 1 photo each VAT/ Service Tax registered number Import/ Export Code Certificate

FEATURES Accounts of partnership firms Evidence Legal name Evidence of Address (Registered and Operating) Names of all partners and their addresses Telephone numbers of the firm and partners

DOCUMENTS Registration certificate, if registered OR any business registration document (Service Tax Registration, Shops & Establishments Registration, Factory Registration etc) Partnership deed copy Power of Attorney Any utility bill in the firms name KYC documents for all partners Power of Attorney holders PAN proof for the Firm

FEATURES Accounts of trusts & foundations Names of trustees, settlers, beneficiaries and signatories Names and addresses of the founder, the managers/directors and the beneficiaries Telephone/fax numbers

DOCUMENTS Certificate of registration, if registered or PAN Allotment letter / Acknowledged Income Tax Return, if not the Trust is not registered Any utility Bill for address evidence Trust Deed copy Power of Attorney Trust Resolution of the managing body of the foundation /association KYC documents for the trustees, signatories and all beneficial owners with over 20% share

Business plus account:- It is most economical that you may reinvest the money saved in your business. Enhance Business plus account:- run business efficiently, and effectively

OPTION Enhanced Business Plus 100 Enhanced Business Plus1000 AVERAGE QTRL BALANCE Rs.100,000 Rs.10,00,000**

**Rs.10 Lakh Enhanced Business Plus Account offers further unique benefits and privileges of the Priority Banking Programme (on special sign up).

It is available for only:

Resident Indians Individuals / Sole Proprietorships / Partnerships /

Associations / Companies-Private & Public Ltd. / Societies / Trusts / HUFs

This account can be opened Singly or Jointly and requires an initial deposit of Rs.50,000. The minimum average quarterly balance requirement for your Business Plus Account is Rs.50,000.

FREE Drafts on our branch locations( max.75/Qtrly) FREE Payable at par cheques FREE National Electronic Fund Transfers FREE Anywhere banking facility Doorstep Banking Get your funds faster without any additional cost Drafts on correspondent bank locations FREE Internet Banking FREE Phone Banking Debit Card with aXcess Plus benefits

The Enhanced Business Plus Account is only available to the following:

Resident Indians. Individuals / Sole Proprietorships /

Partnerships / Associations / CompaniesPrivate & Public Ltd. / Societies / Trusts / HUFs.

This account can be opened Singly or Jointly

Get your funds faster without any additional cost FREE Drafts on our branch location FREE Payable at par cheques FREE National Electronic Fund Transfers Quick transfer FREE Internet Banking Access FREE Phone Banking Access FREE Anywhere banking facility Debit Card with aXcessPlus benefits Doorstep banking

Aassan account Axcess plus account Connect n save account Corporate salary account Howzzaat account Super value account Two- one account Three- one account

No Minimum Balance requirement Free unlimited access to any SCB branch across the country for Customer-in-person Unlimited Free access to Standard Chartered Bank ATM's 5 free ATM transactions per month at other domestic VISA ATMs* It is a no maintenance, hassle free and easy solution to all your banking needs. Complete control over your banking requirements:

International Debit Card Phone Banking Online Banking Extended banking hours* Locker facility* Doorstep Banking

*The cash back is applicable only if the Credit Card is also approved, subject to: A maximum of Rs 150 per transaction per month A total of Rs. 500 per Credit Card/ Debit Card per month The spends being incurred three calender months from the date of Credit Card set up #Applicable at fine dining outlets, hotels and on fuel. Also 2 reward points on every Rs.100 spent on all other categories

*Terms and Conditions apply

Get instant cash at over 20,000 ATMs across India and over 10,00,000 ATMs across the world. International Debit Card Online Banking Extended Banking Hours Free for Life Credit Card High limit, low EMI on Personal Loan Term Deposit with attractive interest rates 24 x 7 Phone Banking eStatements Convenient Bill Pay solutions Earn reward points which can be redeemed *

Free unlimited cash withdrawal & balance enquiry at any ATM in India (upon maintenance of AQB of Rs. 25,000) Free multicity cheque book Anywhere Branch Banking Online Banking Phone Banking Mobile Banking Free Investment Advisory Services to assist you in investing in a range of mutual funds Full suite of banking services including credit cards, personal loans & mortgages. eStatements Convenient Bill Pay solutions High limit, low EMI on Personal Loan Term Deposit with attractive interest rates

power-packed Zero Balance Account Smooth Onboarding

International Debit Card Free for first year Wavier of minimum balance Unparalleled Access

Simple account opening procedures with minimum documentation Cheque book, Debit Card & Pin and Online Banking password handed across the counter on submission of filled up account opening form

Preferential pricing on credit cards, loan products and other complementary banking products & services* Free Demand drafts & Payorders payable at all SCB locations in India Free* cash delivery and Cheque Drop Box facility at corporates premises Free Investment and Insurance advisory for all employees

Free* cash withdrawals at any VISA ATM anywhere in the world Multi-city banking, Phone banking, Online banking, 365 days branches, extended banking hours and doorstep banking

Savings Account Employee Banking Platinum Debit Card Titanium Credit Card (5% cash back on petrol, telecom and utility bill payments and reward points on other categories) OR Platinum rewards (5 reward points on every Rs 100#) Convenient Online Banking Easy Mobile Banking High limit, Low EMI on Personal Loan Term Deposit with attractive interest rates eStatements

Unique Wealth Management Solution fr offers your family flexibility, convenience and essential tools for wealth accumulation and preservation. Your family can maintain individual savings accounts with the benefit of clubbing balances in grouped accounts. Anytime, anywhere access to accounts through ATMs, Phone Banking and Online Banking. Globally valid ATM-cum-debit card

With a min. average quarterly balance of just Rs. 50,000 Free globally valid Debit-cum-ATM card Free Access to at over 20,000 Visa ATMs in India Free Payable at Par cheque book/ account statements / DDs Free Inter Bank Funds Transfer Free Foreign Inward Remittance Certificates Free Investment Advisory Services to assist you in investing in a range of mutual funds. Full suite of complimentary banking services including credit cards, loan products and capital market services

Open all 3 accounts Savings, Demat, Broking using a single account opening form The Linked Savings account has all the features of the aXcessPlus savings account The Linked Savings Account has a minimum Average Quarterly Balance requirement of INR 5000 The Enhanced Linked Savings account has all the features of the aXcessPlus savings account with the following additional features: - First year fee waiver for the Platinum/ ShopSmart Debit Card - 25% waiver on locker charges. The Enhanced Savings Account has a minimum Average Quarterly Balance requirement of INR 25000 The customers opting for the Enhanced Savings Account will be eligible for the 3 in 1 plus program and will qualify for better broking rates from SCSI.

unique account that offers you a double advantage it lets you earn the high interest rate of a fixed deposit while you enjoy the flexibility of a savings or current account In case of any shortfall in the savings or current account, funds will be automatically swept in from the linked fixed deposits, thus giving you a combination of both liquidity and higher returns.