KIVA

PRESENTATION
 THE WEB SITE:
www.kiva.org
 What is Kiva?

 They let you loan to the working poor

 What is Kiva's mission is?

 Kiva’s mission is to connect people

through lending for the sake of
alleviating poverty
THE WEB SITE:
www.kiva.org
Characteristics:

 The world's first person-to-person micro-lending

website;

 The people you see in the site are real individuals in

need of funding;

 When you lend to you are helping a real person;

 This mechanism make great strides towards economic

independence and improve life of those people;
THE WEB SITE:
www.kiva.org
Characteristics:

 You get your money back;

 You can relend your money to someone else in need;

 The Kiva partners have a large experience in

microfinance;

 Kiva provides a transparent lending platform.

THE COUNTRY: CAMBODIA
CAMBODIA

 Capital: Phnom Penh

 Language: Khmer (official) 95%, French,
English
 Population: 13,363,421
 GDP per capita (PPP): $2,600
 Labor Force: agriculture 75%
 Population Below Poverty Line: 36%
 Literacy Rate: 69.90%
 Infant Mortality Rate (per 1000): 73.67
deaths
 Life Expectancy: 58.41 years
THE ENTREPRENEUR
 Keo Art;

 Age: 45;

 Married;

 Lives with two of her children in Kampong Cham

province;

 Farming;

 She grows beans;

 She makes about US$5 per day.

THE ENTREPRENEUR
PROPOSE
 Keo Art propose was to take out a loan of US$1000 to
purchase bean seeds to grow.

 Main facts:

Loan Requested: $1,000.00
Repayment Term: 18 months
Loan Use: To purchase bean seeds
Date Posted: Oct 23, 2008
Date Funded: Oct 23, 2008
LOAN

Loan Request: $1,000.00

Raised: $1,000.00 
FIELD PARTNER
CREDIT MFI
(Cambodia Rural Economic Development Initiative for
Transformation Microfinance Institution)

 Independent organization;

 Empower the economically active poor and small

entrepreneurs by providing inclusive financial services;

 CREDIT was started in 1993 and was registered as a

private limited liability company (LLC) in 2003;

 At the end of 2007, CREDIT had a portfolio of US$10.3

million in outstanding loans reaching 18,771 clients, of
which 95% are women.
FIELD PARTNER
 CREDIT added the Vulnerable Services Unit (VSU) to its
operations:

 For example:

o families living with HIV /AIDs

o vulnerable mothers and children
o provide poor clients access to homes.
OTHER LENDERS
 LINA, Vars, Ontario  DAMIANO
Canada Roma, Roma
Italy
 MICHAEL
Escondido, CA  TRUUS and
United States BERNHARD
EEMNES, Utrecht
 PATRICK Netherlands
Kaneohe, HI
United States
SENTENCES TO REMEMBER

 “We have to much in this part of the world!”

 “I heard of Kiva and it was the best way for me to be

able to help people in need.”

 “I like the idea of helping those who need a hand, not a

hand out, especially to those who live in the developing
countries where many many hands are needed. This is
my small way of serving others. As a wise man once
said, "the greatest is the one who serves.”