INDEX

Introduction History of Dena Bank Swot Analysis Products Of Dena bank Services of Dena Bank Plans & Policies Activities performed by Dena Bank Organisation Structure Corporate Social Responsibility Conclusion Credits

INTRODUCTION
Dena Bank, in July 1969 along with 13 other major banks was nationalized and is now a Public Sector Bank constituted under the Banking Companies (Acquisition & Transfer of Undertakings) Act, 1970. Under the provisions of the Banking Regulations Act 1949, in addition to the business of banking, the Bank can undertake other business as specified in Section 6 of the Banking Regulations Act, 1949.

HISTORY OF DENA BANK

Dena Bank was founded o-n 26th May, 1938 by the family of Devkaran Nanjee under the name Devkaran Nanjee Banking Company Ltd It became a Public Ltd. Company in December 1939 and later the name was changed to Dena Bank Ltd. In July 1969 Dena Bank Ltd. along

STRENGTHS
- Improving financial and potential to achieve business growth and profitability - High CASA ratio - Improving employee productivity and business per branch

WEAKNESS
- Few No. of Branches all over India - Slower pace of branch expansion - Lower business per branches - No Branches in foreign Countries

OPPORTUNITY
- Bank will be able to position itself for the new challenges posed by the Base Rate regime - Flow of credit is expected to improve to commercial sector - Besides RBIs exit from stimulus packages, balance approach has insured that overall liquidity condition remains comfortable. - All the three major components, viz. agriculture, industry and services are expected to support sustained momentum in growth

THREATS
- Higher inflation rate - Growth of agriculture depends on monsoon - Economy largely depends on exports - Increased competition from public, private and foreign banks

PRODUCTS OF DENA BANK

Dena Bank Auto Loans. Dena Bank Home Loans. Dena Bank Personal Loans. Dena Bank Fixed Deposits. Dena Bank Saving Accounts. Dena Bank Educational Loans.

PLANS & POLICIES

Right to Information Act 2005. Deposit Policy. Compliance officer for code of banks commitment to Customers. Grievance Redressal Policy. Policy of Appointment for Statutory Auditors. Death Claim settlement Policy for Deposit Accounts.

 Citizen Charter. Customer Service Cell. Compensation Policy. ATM / Debit Card Services. Dena Credit Card Services. Code Of Ethics. Epoll Customer rating. Banking Ombudsman scheme 2006. Cheque Collection Policy.

 Policy for Appointment of Recovry Agents for collection of dues and repossession of securities charged to the bank. List of Recovery Agents. Corporate Governance. Security Alert. Complaint. Analysis of Complaint.

ACTIVITIES PERFORMED BY DENA BANK

Corporate Finance. Term Finance. Working Capital Finance. Pre Sales Finance. Post Sales Finance. Non Fund Based Credit Assistance.

ORGANISATION STRUCTURE
Chief Manging Director Executive Director General Manager DMG AMG Chief Manager Senior Manager Manger Officer

CORPORATE SOCIAL RESPONSIBILITY

Rural Self Employment training Institute. Dena lakshmi Shiksham protsahan Yojana. Pioneer in farmer Credit card Dena Krishi sakh patra (DKSP) The Dena Rural Development Foundation. Training To Farmers. Visit of the Parliamentary Committees.

CONCLUSION
Dena Bank has its business mainly in Gujarat and Chattisgarh The bank has focused more on rural areas The bank has started various schemes for rural population so as to help them mainly in agriculture sector Bank plans to grow the business mix and targeting the value of Rs. 360 crores which is reflected in Goal Post 2013 Dena Bank is taking various steps to achieve this goal

CREDITS
Ronak Saluja 115 Aman Takhtani 110 Varun Murpana 68 Yash Nahata 70 Lakshay Rohra 80 Fahad Hingora 120 Mehak Murpana 66