FOR BLIND PERSONS

INTRODUCTION TO THE TOPIC

You're short on cash, so you walk over to the automated

teller machine (ATM), insert your card into the card reader, respond to the prompts on the screen, and within a minute you walk away with your money and a receipt. These machines can now be found at most supermarkets, convenience stores and travel centers. Have you ever wondered about the process that makes your bank funds available to you at an ATM on the other side of the country? In this article, we will look at the ATM device that allows you access to your money and examine the network that the ATM connects to.

WORKING of ATMs

 An ATM is simply a data terminalwith two inputs(card reader

and key pad ) and four output devices(speaker, display screen, receipt printer and cash dispenser). Like any other data terminal, the ATM has to connect to, and communicate through, a host processor. The host processor is analogous to an Internet service provider (ISP) in that it is the gateway through which all the various ATM networks become available to the cardholder (the person wanting the cash). The host processor may be owned by a bank or financial institution, or it may be owned by an independent service provider. Bank-owned processors normally support only bankowned machines, whereas the independent processors support merchant-owned machines.

INPUTS AND OUTPUTS OF ATM

Card reader - The card reader captures the account

information stored on the magnetic stripe on the back of an ATM/debit or credit card. The host processor uses this information to route the transaction to the cardholder's bank. Keypad - The keypad lets the cardholder tell the bank what kind of transaction is required (cash withdrawal, balance inquiry, etc.) and for what amount. Also, the bank requires the cardholder's personal identification number (PIN) for verification.

 Federal law requires that the PIN block be sent to the

host processor in encrypted form. And an ATM has four output devices: Speaker - The speaker provides the cardholder with auditory feedback when a key is pressed. Display screen - The display screen prompts the cardholder through each step of the transaction process. Leased-line machines commonly use a monochrome or color CRT (cathode ray tube) display. Dial-up machines commonly use a monochrome or color LCD.

 Receipt printer - The receipt printer provides the

cardholder with a paper receipt of the transaction. Cash dispenser - The heart of an ATM is the safe and cash-dispensing mechanism. The entire bottom portion of most small ATMs is a safe that contains the cash.

FRONT VIEW OF THE ATM

10- touch-sensitive

screen 12-loud speaker 14-hand set 18-cash dispensing mechanism 22-record printer 24,26-card readers 28,30,32,34,36,38-braille text labels 40,42,44,4648-signaling indicators(LED)

 10-TOUCH SENSITIVE SCREEN-through which user

interacts with the ATM. 12-SPEAKERS- for welcome greetings and initial instructions for using the ATM. 14-HANDSET-for confidential details which should only be audible to the user. 18-CASH DISPENSING MECHANISM- from which the user can collect the cash. 22- TRANSACTION RECORD PRINTER- for getting the receipt. 24,26- card readers.

 28,30,32,24,36,38- BRAILLE TEXT LABELS- special

text used for blind persons. 40,42,44,46,48- SIGNALING INDICATORS LEDs for visually impaired persons.

SCHEMATIC VIEW OF THE TOUCHSENSITIVE DISPLAY

INITIAL DISPLAY ON THE DISPLAY SCREEN

VARIANT OF THE INITIAL DISPLAY

FULLY ENLARGED SCREEN DISPLAY

SCREEN DISPLAY ASSOCIATED WITH TOUCH-SCANNING ZONE

SCREEN DISPLAY OF FIG.6 IN LARGE-TYPE TEXT

DISPLAY ASSOCIATED WITH ACTUAL PROCESS OF ENTERING AN INPUT SELECTION

ADVANTAGES
The present invention make It easier for the blind and

visually impaired to use an ATM are also useful to a sighted person using the same ATM. Therefore, an ATM according to the present invention is equally useful to the sighted, the blind, and the visually impaired. In this provision it could be made to enable a customer to indicate his need for features such as large-type visual displays.

CONCLUSION
It is particularly noted that it is by way of example

only , and appropriate modifications and variations can carried out. Therefore, according to the present invention, the input interface may be a touch sensitive screen that does not display images, words, etc. it will be appreciated however, that using a touch-sensitive visual display advantageously enhances the usefullnes of the of the ATM for sighted, visually impaired, and blind customers.