Comparison of Loyalty Programs

IndusMoney Cash back based program for Gold Debit Card customers Encourages DBC usage Rewards (cash) credited in customers account every month

 Points are earned on using Debit Card and other banking facilities

Reward Point Structure:

Options Banking Relationship Growth in your Monthly Average Relationship Value been over the last three months Rs. 5,000 - Rs. 24,999 Rs. 25,000 - Rs. 49,999 Rs. 50,000 - Rs. 1,49,999 Rs. 1,50,000 - Rs. 2,99,999 Above Rs. 3,00,000 Standing Instructions Standing Instructions to invest in Citibank's Regular Investment Scheme 10 50 100 200 350 500 Loyalty Points

Standing Instructions to pay back your outstandings in easy EMIs

Standing Instructions to pay off your Credit Card bills Transactions on Citibank Online Bill Pay on Citibank Online - 10 points for each Bill Pay (Minimum Amount of bill must be Rs. 200. Points will be rewarded only for the first 10 transactions per month)

10
10

10

First login to Citibank Online within 60 days of account opening (One time only) First login through Citi Mobile within 60 days of account opening^ (One time only) First transfer of funds via Interbank Mobile Payment Service (IMPS), within 60 days of account opening^ (One time only) Monthly salary credit

100 100 100

Different Partner Cards:

Citibank International Premium ATM/Debit Card: Get free access to select domestic and international airport lounges. Exclusive discounts at premier stores offered by MasterCard. Annual Fees: Free

IndianOil Citibank Premium ATM/Debit Card: 1.Zero fuel surcharge on fuel purchases at IndianOil outlets. 2.Earn 4 Turbo Points for every Rs. 100 spent at IndianOil outlets. 3.Redeem your turbo points for cash credit. Annual Fees: Rs. 600

Shoppers Stop Citibank ATM/Debit Card: 1.Automatic membership to First Citizen Loyalty Program. 2.Earn up to 5 Reward Points for every Rs. 100 spent at Shoppers Stop. 3.Earn 1 Reward Point for every Rs. 100 spent at other merchant outlets. Annual Fees: Rs. 500

Citibank Grocery ATM/Debit Card: 1.Earn 5 Reward Points^ for every Rs. 100 of purchase made at a grocery outlet*, if swiped on a Citibank EDC 2.Earn 2 Reward Points* for every Rs. 100 of purchase made at any other grocery outlet*. 3.Earn 1 Reward Point for every Rs. 100 spent at other merchant outlets. Annual Fees: Rs. 500

MTV Citibank ATM/Debit Card: Get1. special discounts at your favorite hangouts 2.Earn 2 Reward Points per Rs. 100 spent at merchant establishments^. Annual Fees: Rs. 500

All Debit Cards linked to a State Bank Saving Account will have a Unique FreedomRewardz Membership Account. FreedomRewardz is a Loyalty Program launched for State Bank Group Debit Card customers All State Bank Group Debit Card holders are pre-enrolled into FreedomRewardz, on an individual basis. Members can accrue two and a half FreedomPoints for every Rs. 100 spent at the FreedomRewardz members can redeem their FreedomPoints to get FREE gifts, merchandise and services from our redemption platform. Card member will need to achieve a threshold of 300 FreedomPoints to be eligible to redeem FreedomPoints Points can be redeemed on the following: Airline Tickets Bus Tickets Movie Tickets Merchandise

Offers: (Different Offers are given region wise and city wise, Some are listed below)

For Gold, Executive and Classic cards: Every INR 125 spent on your Standard Chartered credit card earns you 1 Reward Point Every INR 80 spent on your Standard Chartered credit card earns you 1 Reward Point. For Gold Rewards Cards: Every INR 100 spent on your Gold Rewards credit card earns you 2 Reward Points For Platinum Elite and Platinum Rewards credit cards: Every INR 100 spent on your Platinum Rewards credit card on Fuel, Dining and Hotel, earns you 5 Reward Points Every INR 100 spent on your Platinum Rewards credit card, everywhere else, earns you 2 Reward Points. For Manhattan Platinum credit cards: All spends made on your Manhattan Platinum credit card at supermarkets/ departmental stores, earns you 5% cashback

Every INR 100 spent on your Manhattan Platinum credit card everywhere else, earns you 5 Reward points.
There is no expiry on your Reward points currently.

Some of the featured offers are as below:

ICICI uses the PAYBACK Loyalty Rewards Program. PAYBACK is India's largest loyalty program that brings together leading national and regional brands on a single loyalty platform. PAYBACK allows its members to earn points across categories on their PAYBACK card. The number of points earned is depending on the partner offers.

Examples of different offers: