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Stock Market Today: Stocks Briefly Sputter as Fed Projects Higher Rates in 2023
The writing on the wall – that the clock is ticking on near-zero interest rates – grew increasingly clear Wednesday as the Federal Reserve projected higher benchmark rates by the end of 2023 in its latest policy announcement. The Fed's statement, rel
Kiplinger3 min gelesenMedical
SSDI and COVID-19: How to Apply for Disability Benefits Now
After a year of challenges and uncertainty, the world is emerging from the pandemic. Even as the economy picks back up and life resumes some semblance of normal, for some people, the long-term impact of the virus on their health may persist for many
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The 16 Best Value Stocks for the Rest of 2021
Value stocks are not only staging a comeback in 2021, but also setting up to deliver higher returns even further down the road. A revival for value stocks is due at least in part to the recovering U.S. economy. Many value stocks come from cyclical in
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Stock Market Today: Stocks Slip on Mixed Economic Data Dump
Investors have plenty to think about with the Federal Reserve's latest announcement on deck tomorrow, but on Tuesday they were first forced to consider a heaping helping of economic data – and found little to act on. The biggest data point out today:
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How to Generate Tax-Efficient Retirement Income
You know the importance of saving enough money for retirement so that you have readily available sources of funds to augment your guaranteed income from Social Security and any pensions. But did you also know that how you go about converting your ass
Kiplinger1 min gelesenPolitics
401(k) Basics: 7 Things You Should Know When You Enroll
Enrolling in an employer’s 401(k) plan can be one of the easiest ways for a worker to save for retirement. If you’re new to 401(k)s, it may seem prudent to do whatever the guy sitting next to you says he did — especially if the enrollment forms are i
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Everything You Must Know About "Backdoor" Roth IRAs
Want to put money into a Roth IRA but earn too much? Use the “backdoor” Roth IRA strategy.  Unlike traditional IRAs, the Roth version has an income threshold. The ability to make a direct contribution to a Roth IRA phases out for single filers with a
Kiplinger4 min gelesenPolitics
How to Get Child Tax Credit Payments if You Don't File a Tax Return
The American Rescue Plan offers American families a bigger and better child tax credit for 2021. For this year only, the credit amount for many families is increased from $2,000 per child to $3,000 per kid ($3,600 for children under age six), 17-year
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Stock Market Today: Nasdaq Notches New High on Late Tech Push
The technology sector and other tech-related stocks showed signs of life on an otherwise slow Monday, and a small afternoon burst helped the Nasdaq Composite and S&P 500 rewrite the record books. Foremost on investors' minds is likely the upcoming Fe
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The Ultimate Guide to Amazon Prime Day 2021: When It Starts, the Best and Worst Deals, Competing Events, More
Amazon Prime Day -- really days, but who’s counting? -- is set to launch at midnight June 21 and roll straight through June 22. Amazon has historically hosted its Prime Day in July -- Christmas-in-July fireworks, so to speak, to ignite a typically du
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Stock Market Today: Stocks Tread Water Ahead of June Fed Meeting
Stocks started Friday with gains but lost steam as the day wore on, even as the latest consumer sentiment data came in better than expected. After yesterday's consumer price index release, which showed inflation is indeed on the rise, today's economi
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You Can Appeal a Medicare Premium Surcharge
If you get hit with a higher premium for Medicare Part B and Part D that you think is unjustified, you can ask Social Security to revisit that decision and perhaps reduce the cost. "You should go through the appeals process if you believe you qualify
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Estimated Tax Payments Are Due Tomorrow
The schedule for paying federal estimated taxes is back to normal this year. In 2020, the first two payments were pushed back to July 15 because of the pandemic. But we're back to the usual estimated tax payment due dates for 2021, even though the fe
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Over 50 and Considering Divorce? How to Prepare Financially, Pre- and Post-Separation
Divorce is becoming more common among people 50 and older – so common, in fact, that it has its own name: “gray divorce.”  There are often major changes to someone’s finances and lifestyle after the divorce, but the sooner you face your new financial
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As You Plan for Retirement, Also Prepare for the Unexpected
When it comes to retirement and financial planning, much of the talk revolves around people in their 60s and older who are fast approaching the day they retire or may have already reached it. Lost in that discussion are people in their 40s and 50s wh
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3 Essentials for a Successful Retirement
Retirement is the longest vacation you will ever take. To get the most out of that special time, which rewards all your years of hard work, retirement requires careful and precise planning. But the reality is, most people spend more time planning a d
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You Got That New Job: Now It’s Time to Make the Right Financial Choices
Millions of Americans will start new jobs this year. With the pandemic drastically changing how, when and where we work, a fall 2020 survey by resources software company Ceridian found that sixty-four percent of all workers were actively looking or o
Kiplinger6 min gelesenFinance & Money Management
New Graduates’ Guide to Paying Off Student Loans
If you have recently graduated from college or graduate school with student loans, you might be wondering what to do about your loans. How long will it take to pay off the debt? How much would you have to pay monthly? When do you start the repayment?
Kiplinger2 min gelesenInvestments & Securities
Is the Stock Market Closed on Memorial Day 2021?
Memorial Day is the traditional start to summer, and 2021's day of commemoration is sure to feel a little more normal than 2020's. The annual rituals of opening up the pool, running across a sandy beach and throwing a backyard cookout were on hold ac
Kiplinger1 min gelesenInvestments & Securities
Stock Market Trading Hours: What Time Is the Stock Market Open Today?
When does the stock market open? Well ... it depends. Regular trading hours for the U.S. stock market, including the New York Stock Exchange (NYSE) and the Nasdaq Stock Market (Nasdaq), are 9:30 a.m. to 4 p.m. Eastern time on weekdays (except stock m
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7 Top Lumber Stocks to Play Timber Mania
There's one commodity that's worth its weight in gold right now. And at this point, it may be worth more than its weight in gold. We're not talking about Bitcoin, diamonds or some other "precious" material. We're talking about the 2x4 at your local h
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Stock Market Today: Stocks End Higher Ahead of Long Holiday Weekend
The handful of investors that stuck around today ahead of the long holiday weekend (U.S. stock markets will be closed Monday for Memorial Day) weren't fazed by the latest sign of rising inflation. "The Fed's favorite inflation indicator – the core pe
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5 Tech Stocks That Bargain Hunters Will Love
The U.S. economy is officially on the mend and entering the expansionary stage of the business cycle. The Federal Reserve now expects U.S. GDP to grow at an annualized rate of 6.5% in 2021, up from the 4.2% it had forecast in December 2020. Fiscal an
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15 Best Things to Buy at Dollar Stores (Dollar Tree Included)
​Perhaps you have a built-in bias, conception, or what-have-you concerning dollar stores, where everything costs $1 or less. You get what you pay for, right? Nothing but brand-name knock offs or cheap stuff built to not last, you figure. And, for man
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Market Plunge During Early Years of Retirement Can Cause Portfolio Death Spiral
If you’re a retiree with an equity-heavy portfolio and have to make a withdrawal in a bear market during the early years of your retirement, you can dig such a hole that your savings will never recover. Consider a retired couple with a $1 million por
Kiplinger1 min gelesenMedical
Principal Healthcare Innovators: Earnings Not Wanted
The cutting-edge biotechnology used to create COVID-19 vaccines put a spotlight on innovative healthcare companies. But these kinds of early-stage firms come with a lot of risk for investors. Outcomes tend to be "binary – either very good or very bad
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4 Strategies to Reduce Taxes in Retirement
In the midst of the COVID-19 pandemic and the relief measures Congress has passed to ensure the economy’s recovery, markets regained the ground they lost in 2020 and then sailed even higher. If you’re getting ready to retire, these market gains likel
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Stock Market Today: Dow Edges Higher as Jobless Claims Keep Sliding
Fresh data out Thursday continued to paint a rosy picture of the American economy's resurgence, but it prompted little response on Wall Street, where a modest morning rally became even more meager by the close. Weekly jobless claims declined yet agai
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Yes, You Can Have Too Much Cash
When it comes to financial security, it's comforting to know that you have adequate cash reserves to tap when you need them. But there's also a downside to stockpiling cash: It can drag down your portfolio's returns and cause you to fall behind finan
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15 Dividend Aristocrats You Can Buy at a Discount
A flood of dividend cuts and suspensions last year drove home the importance (and difficulty) of finding reliable dividend payers. Fortunately, investors can look to the Dividend Aristocrats for dependable income – and better still, they can get some

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