edad qx lx dx Px Dx2 Nx Cx Mx

12 0.00039600 100,000 40 0.999604 55,683.74 1,093,210.82 21.00073 3,626.08395

13 0.00042700 99,960 43 0.999573 53,011.13 1,037,527.07 21.55786 3605.08322462
14 0.00046000 99,918 46 0.999540 50,465.24 984,515.94 22.10858 3583.52536332
15 0.00049500 99,872 49 0.999505 48,040.02 934,050.70 22.64744 3561.41678341
16 0.00053300 99,822 53 0.999467 45,729.75 886,010.68 23.21329 3538.76934463
17 0.00057500 99,769 57 0.999425 43,528.93 840,280.93 23.83727 3515.55605039
18 0.00061900 99,712 62 0.999381 41,432.29 796,751.99 24.42532 3491.71877728
19 0.00066700 99,650 66 0.999333 39,434.90 755,319.70 25.05055 3467.29345591
20 0.00071800 99,584 72 0.999282 37,532.00 715,884.80 25.66474 3442.24290619
21 0.00077300 99,512 77 0.999227 35,719.09 678,352.81 26.29606 3416.57817021
22 0.00083300 99,435 83 0.999167 33,991.89 642,633.72 26.96690 3390.2821142
23 0.00089700 99,352 89 0.999103 32,346.26 608,641.83 27.63295 3363.31521666
24 0.00096600 99,263 96 0.999034 30,778.33 576,295.57 28.31606 3335.68226931
25 0.00104100 99,167 103 0.998959 29,284.38 545,517.24 29.03337 3307.36620716
26 0.00112100 99,064 111 0.998879 27,860.85 516,232.86 29.74477 3278.33283843
27 0.00120700 98,953 119 0.998793 26,504.40 488,372.01 30.46744 3248.58806415
28 0.00130000 98,834 128 0.998700 25,211.82 461,867.61 31.21463 3218.12062735
29 0.00140000 98,705 138 0.998600 23,980.04 436,655.80 31.97339 3186.90599731
30 0.00150800 98,567 149 0.998492 22,806.16 412,675.76 32.75399 3154.93261165 0.0076451
31 0.00162400 98,418 160 0.998376 21,687.40 389,869.60 33.54318 3122.17862296 18.094925797
32 0.00174900 98,258 172 0.998251 20,621.12 368,182.20 34.34890 3088.63544791 17.094925797
33 0.00188400 98,087 185 0.998116 19,604.81 347,561.08 35.17664 3054.28655164
34 0.00202900 97,902 199 0.997971 18,636.07 327,956.27 36.01200 3019.10991357
35 0.00218600 97,703 214 0.997814 17,712.63 309,320.19 36.87601 2983.09791723
36 0.00235400 97,490 229 0.997646 16,832.30 291,607.56 37.73641 2946.22190671
37 0.00253500 97,260 247 0.997465 15,993.02 274,775.26 38.61172 2908.48550163
38 0.00273000 97,014 265 0.997270 15,192.84 258,782.24 39.50138 2869.87377731
39 0.00294000 96,749 284 0.997060 14,429.87 243,589.40 40.40363 2830.37239926
40 0.00316600 96,464 305 0.996834 13,702.33 229,159.54 41.31578 2789.96876921
41 0.00341000 96,159 328 0.996590 13,008.52 215,457.21 42.24672 2748.6529888
42 0.00367200 95,831 352 0.996328 12,346.82 202,448.69 43.17859 2706.40627114
43 0.00395400 95,479 378 0.996046 11,715.70 190,101.87 44.11797 2663.2276776
44 0.00425800 95,102 405 0.995742 11,113.69 178,386.17 45.06866 2619.10970763
45 0.00458500 94,697 434 0.995415 10,539.40 167,272.48 46.02204 2574.04105137
46 0.00493800 94,262 465 0.995062 9,991.50 156,733.08 46.98859 2528.01901627
47 0.00531700 93,797 499 0.994683 9,468.72 146,741.59 47.94782 2481.03042264
48 0.00572500 93,298 534 0.994275 8,969.89 137,272.86 48.90723 2433.08260291
49 0.00616400 92,764 572 0.993836 8,493.84 128,302.98 49.86289 2384.1753701
50 0.00663700 92,192 612 0.993363 8,039.51 119,809.13 50.81736 2334.31247959
51 0.00714500 91,580 654 0.992855 7,605.86 111,769.63 51.75605 2283.49512379
52 0.00769300 90,926 699 0.992307 7,191.92 104,163.77 52.69279 2231.73906953
53 0.00828200 90,227 747 0.991718 6,796.75 96,971.85 53.61020 2179.04628042
54 0.00891500 89,479 798 0.991085 6,419.49 90,175.10 54.50451 2125.43607928
55 0.00959700 88,682 851 0.990403 6,059.29 83,755.61 55.38195 2070.93156737
56 0.01033000 87,831 907 0.989670 5,715.37 77,696.31 56.22839 2015.54962208
57 0.01111900 86,923 966 0.988881 5,386.98 71,980.94 57.04561 1959.32122786
58 0.01196700 85,957 1,029 0.988033 5,073.42 66,593.95 57.82245 1902.27562208
59 0.01287900 84,928 1,094 0.987121 4,774.00 61,520.54 58.55655 1844.45317189
60 0.01386000 83,834 1,162 0.986140 4,488.11 56,746.54 59.24309 1785.89662019
61 0.01491400 82,672 1,233 0.985086 4,215.15 52,258.42 59.87119 1726.65353418
62 0.01604800 81,439 1,307 0.983952 3,954.56 48,043.27 60.44070 1666.78234869
63 0.01726500 80,132 1,383 0.982735 3,705.80 44,088.72 60.93401 1606.34164912
64 0.01857400 78,749 1,463 0.981426 3,468.40 40,382.91 61.35440 1545.40763861
65 0.01998000 77,286 1,544 0.980020 3,241.89 36,914.51 61.68848 1484.05323396
66 0.02149000 75,742 1,628 0.978510 3,025.82 33,672.62 61.92851 1422.36475685
67 0.02311100 74,114 1,713 0.976889 2,819.81 30,646.80 62.06531 1360.43624838
68 0.02485100 72,402 1,799 0.975149 2,623.47 27,826.99 62.09119 1298.37094084
69 0.02672000 70,602 1,886 0.973280 2,436.45 25,203.52 62.00179 1236.27975364
70 0.02872400 68,716 1,974 0.971276 2,258.42 22,767.08 61.78189 1174.27796349
71 0.03087400 66,742 2,061 0.969126 2,089.10 20,508.65 61.42746 1112.49607302
72 0.03318000 64,681 2,146 0.966820 1,928.19 18,419.55 60.93081 1051.06861646
73 0.03565100 62,535 2,229 0.964349 1,775.44 16,491.36 60.28213 990.137805094
74 0.03830000 60,306 2,310 0.961700 1,630.61 14,715.92 59.47858 929.855670462
75 0.04113600 57,996 2,386 0.958864 1,493.49 13,085.31 58.51056 870.37708715
76 0.04417400 55,610 2,457 0.955826 1,363.86 11,591.82 57.37816 811.866532091
77 0.04742400 53,154 2,521 0.952576 1,241.53 10,227.96 56.07478 754.488374346
78 0.05090200 50,633 2,577 0.949098 1,126.34 8,986.43 54.60276 698.413592067
79 0.05461900 48,056 2,625 0.945381 1,018.10 7,860.09 52.95967 643.810831885
80 0.05859200 45,431 2,662 0.941408 916.66 6,841.99 51.15139 590.851163868
81 0.06283400 42,769 2,687 0.937166 821.86 5,925.33 49.18157 539.699778234
82 0.06736200 40,082 2,700 0.932638 733.54 5,103.47 47.05978 490.518209938
83 0.07219000 37,382 2,699 0.927810 651.55 4,369.93 44.79564 443.458433055
84 0.07733700 34,683 2,682 0.922663 575.73 3,718.38 42.40487 398.662793634
85 0.08281700 32,001 2,650 0.917183 505.91 3,142.65 39.90265 356.257920369
86 0.08864900 29,351 2,602 0.911351 441.91 2,636.74 37.30979 316.355269452
87 0.09485000 26,749 2,537 0.905150 383.56 2,194.83 34.64836 279.045480467
88 0.10143600 24,212 2,456 0.898564 330.65 1,811.27 31.94248 244.397122113
89 0.10842400 21,756 2,359 0.891576 282.96 1,480.62 29.21876 212.454637155
90 0.11583200 19,397 2,247 0.884168 240.27 1,197.66 26.50537 183.23588092
91 0.12367700 17,150 2,121 0.876323 202.32 957.39 23.83086 156.730507612
92 0.13197300 15,029 1,983 0.868027 168.86 755.07 21.22320 132.899642632
93 0.14073700 13,046 1,836 0.859263 139.59 586.22 18.71018 111.676442748
94 0.14998300 11,210 1,681 0.850017 114.23 446.62 16.31731 92.9662612906
95 0.15972300 9,528 1,522 0.840277 92.48 332.39 14.06735 76.6489515022
96 0.16997000 8,006 1,361 0.830030 74.01 239.91 11.97982 62.5816014763
97 0.18073300 6,646 1,201 0.819267 58.50 165.91 10.06978 50.6017816449
98 0.19202000 5,445 1,045 0.807980 45.65 107.41 8.34767 40.5320021607
99 0.20383700 4,399 897 0.796163 35.13 61.76 6.81888 32.1843348795 -
100 1.00000000 3,502 3,502 - 26.63 26.63 25.36546 25.3654556911 -

-
 Seguro Dotal
𝑃_(´𝑥:𝑛)
=(𝑀_20−𝑀_25
x 30 )/(𝑁_20−𝑁_25
n5 )

Prima nivelada

𝑃_(´𝑥:𝑛) 0.173038241
=(𝑀_30−𝑀_35+𝐷_
35)/(𝑁_20−𝑁_25 )
𝑀_30 3154.93261165
𝑀_35 2983.09791723
𝐷_35 17712.630853

𝑁_20 412,675.76
𝑁_25 309,320.19

Anualidad anticipada
ä_(´𝑥:𝑛)
=(𝑁_20−𝑁_25)
/𝐷_20 4.53191465998
Metodo Full
𝑁_20 412,675.76
𝑁_25 309,320.19
𝐷_20 22,806.16
𝛼^𝐹=𝐶_20/𝐷_20

Anualidad vencida

𝑎_(´𝑥:𝑛−1) 3.53191465998 𝐶_20

=(𝑁_21−𝑁_25)/𝐷_20 𝐷_20
𝑁_21 678,352.81
𝑁_25 545,517.24
𝐷_20 37,532.00 𝛽^𝐹=𝑃_(´𝑥+1:𝑛−1) " "

𝑀_31
Prima de tarifa 𝑀_35

Π_(´𝑥:𝑡) = 𝑃_(`𝑥:𝑛)/(1−𝑧−𝑟/(ä𝑥:𝑛)) = 0.00081702

𝑁_21
𝑁_25
0.17858009
 z= 2% Metodo V
r= 5%
𝛼^𝑣= Π∗(1−𝑧−𝑟)=
0.1660795
𝛽^𝑣= (𝑃_(𝑥:𝑛)∗ä_(𝑥:𝑛)−𝛼^𝑣)/𝑎_(𝑥:𝑛−1)

0.1750085

Formula recursiva de Fouret

𝑙_(𝑥+𝑡) * t𝑉_(´𝑥:𝑛)= (𝑙_(𝑥+𝑡−1)∗ 〖𝑃 _(´𝑥:𝑛) " " +𝑙_(𝑥+𝑡−1) " ∗ t−1" 𝑉_(´𝑥:𝑛))∗(1+i)− 𝑑_(𝑥+𝑡−1) 〗〖
⁡ (𝐿𝑒 𝐹𝑜𝑢𝑟𝑒𝑡 〗 )
 Tabla de Acumulación de Fondos Dotal
B C
(´𝑥:𝑛) 0.173038241 x 〖 𝑃_(´ C (1+i)
𝑙_(𝑥+𝑡 −1) ∗𝑉_(𝑥+𝑡−1)+ B 𝑞_𝑥
𝑀_20−𝑀_25 𝑥:𝑛)
(𝑁_20−𝑁_25 30 100000
𝑙〗 17,303.824 17,303.82 18,169.02 0.001508
31 _𝑥99849 17,277.730 35,295.95 37,060.74 0.001624
32 99687 17,249.671 54,148.26 56,855.67 0.001749
33 99513 17,219.501 73,900.82 77,595.86 0.001884
34 99325 17,187.060 94,595.44 99,325.21 0.002029
35 99124

Estado de Resultados Dotal

〖 100000 99849 99687 99513 99325

P. Emitida 𝑙〗 17,858.01 17,831.08 17,802.12 17,770.99 17,737.51
_𝑥
G. Adq. 892.90 0.00 0.00 0.00 0.00
Inc. RM 18,018.22 18,880.37 19,782.73 20,727.06 21,715.30
Siniestros 150.80 162.16 174.35 187.48 201.53
Opn 357.16 356.62 356.04 355.42 354.75
Prod. Fin 865.19 1,764.80 2,707.41 3,695.04 4,729.77
Dif. -695.88 196.73 196.41 196.06 195.70
Tabla de acumulación de fondos metodo Full
B C
x 〖 𝛼^𝐹, 𝛽^𝐹 𝑙_(𝑥+𝑡 −1) C (1+i)
∗𝑉_(𝑥+𝑡−1)+ B 𝑞_𝑥
30 100000
𝑙〗 143.619 143.62 150.80 0.001508
𝐶_20/𝐷_20 _𝑥
0.0014362 31 99849 22,129.016 22,129.02 23,235.47 0.001624
32 99687 22,093.078 45,166.39 47,424.71 0.001749
33 99513 22,054.437 69,304.79 72,770.03 0.001884
32.7539886862 34 99325 22,012.887 94,595.44 99,325.21 0.002029
22,806.16 35 99124

Estado de Resultados Temporal

𝑃_(´𝑥+1:𝑛−1) ""
0.22162436663
〖 100000 99849 99687 99513 99325
3,122.1786 𝑙〗 17,858.01
P. Em 17,831.08 17,802.12 17,770.99 17,737.51
_𝑥
2,983.0979 G. A 892.90 0.00 0.00 0.00 0.00
17712.630853 Inc. 0.00 23,073.31 24,177.05 25,332.20 26,541.13
Sinie 150.80 162.16 174.35 187.48 201.53
389,869.60 Opn 357.16 356.62 356.04 355.42 354.75
309,320.19 Prod. 7.18 1,106.45 2,258.32 3,465.24 4,729.77
Dif. 16,464.33 -4,654.56 -4,647.00 -4,638.87 -4,630.13
 Tabla de acumulación de fondos metodo V
B C
𝛼^𝑣= Π∗(1−𝑧−𝑟)= x 〖 𝛼^𝐹, 𝛽^𝐹 𝑙_(𝑥+𝑡 −1) C (1+i)
∗𝑉_(𝑥+𝑡−1)+ B 𝑞_𝑥
30 100000 16,607.949 16,607.95 17,438.35
𝑙〗 0.001508
31 _𝑥99849 17,474.458 34,762.00 36,500.10 0.001624
)∗ä_(𝑥:𝑛)−𝛼^𝑣)/𝑎_(𝑥:𝑛−1) =
32 99687 17,446.079 53,784.03 56,473.23 0.001749
33 99513 17,415.566 73,714.44 77,400.17 0.001884
34 99325 17,382.755 94,595.44 99,325.21 0.002029
35 99124

Estado de Resultados Dotal

〖 100000 99849 99687 99513 99325

𝑙〗 17,858.01
P. Em 17,831.08 17,802.12 17,770.99 17,737.51
_𝑥
G. A 892.90 0.00 0.00 0.00 0.00
Inc. 17,287.55 19,050.40 19,960.93 20,913.81 21,911.00
Sinie 150.80 162.16 174.35 187.48 201.53
Opn 357.16 356.62 356.04 355.42 354.75
Prod. 830.40 1,738.10 2,689.20 3,685.72 4,729.77
Dif. 0.00 0.00 0.00 0.00 0.00
R.M. 17,287.55 36,337.95 56,298.88 77,212.68 99,123.68

−1) 〗〖
⁡ (𝐿𝑒 𝐹𝑜𝑢𝑟𝑒𝑡 〗 )
 𝑑_𝑥 𝑙_(𝑥+𝑡 ) ∗𝑉_(𝑥+𝑡)

151 18,018.22
162 36,898.59
174 56,681.32
187 77,408.38
202 99,123.68

𝑑_𝑥
𝑙_(𝑥+𝑡 ) ∗𝑉_(𝑥+𝑡)

151 -
162 23,073.31
174 47,250.36
187 72,582.55
202 99,123.68
 𝑙_(𝑥+𝑡 ) ∗𝑉_(𝑥+𝑡)
𝑑_𝑥
151 17,287.55 0.173136550
162 36,337.95 0.364520274
174 56,298.88 0.565745692
187 77,212.68 0.777372462
202 99,123.68 1.000000000
 Metodo V Tabla de acumulación de fondos metodo V Seguro Dotal

𝛼^𝑣= Π∗(1−𝑧−𝑟)= x 〖 No Renueva

0.1660795 30 100,000.00
𝑙〗
31 _𝑥
99,856.74 9,985.67
𝛽^𝑣= (𝑃_(𝑥:𝑛)∗ä_(𝑥:𝑛)−𝛼^𝑣)/𝑎_(𝑥:𝑛−1) =
32 89,732.41 8,973.24
0.1750085 33 80,624.99 8,062.50
í = 7.0% 34 72,432.62 7,243.26
Mort. 0.95 35 65,063.70
Conserv 0.1
Estado de Resultados Dotal (Asset Share)

〖 100,000.00 89871
Π_(𝑥:𝑡) = 𝑃_(𝑥:𝑛)/(1−𝑧−𝑟/(ä𝑥:𝑛))
P. Emitida
𝑙〗 17,858.01 16,049.18
_𝑥
G. Adq. 892.90 0.00
0.178580093 Inc. RM 17,288.85 15,420.43
Siniestros 143.26 138.65
z= 2% Val. Garant 0.00 0.00
r= 5% Opn 357.16 320.98
Prod. Fin 1,162.56 2,334.88
Dif. 338.39 2,504.00
Reserva 17,288.85 32,709.28
Activos 17,627.25 35,551.67
eguro Dotal
B C
𝑙_(𝑥+𝑡 ) ∗𝑉_(𝑥+𝑡)
Devoluciones 𝛼^𝐹, 𝛽^𝐹 𝑙_(𝑥+𝑡 −1) ∗𝑉_(𝑥+𝑡−1)+C
B(1+í) 𝑞_𝑥 𝑑_𝑥
16,607.95 16,607.95 17,770.51 0.001508 143.26 17,627.25
15,728.20 33,355.44 35,690.33 0.001624 138.65 35,551.67
14,133.54 49,685.21 53,163.18 0.001749 134.19 53,028.99
4,561.32 12,699.05 61,166.72 65,448.39 0.001884 129.87 65,318.52
5,630.71 11,408.69 71,096.50 76,073.25 0.002029 125.66 75,947.60

80759 72562 65189

14,421.98 12,958.22 11,641.52
0.00 0.00 0.00
12,903.95 10,693.88 8,756.58
134.19 129.87 125.66
0.00 4,561.32 5,630.71
288.44 259.16 232.83
3,477.96 4,281.67 4,976.75
4,573.37 1,595.64 1,872.50
45,613.24 56,307.12 65,063.70
53,028.99 65,318.52 75,947.60

10,883.90
 tVx
0.173136550 17,288.85
0.364520274 32,709.28
0.565745692 45,613.24
0.777372462 56,307.12
1.000000000 65,063.70

10,883.90
 Seguro Dotal
𝑃_𝑥 0.007645064
=𝑀_30/𝑁
x 30 _30
n5

Prima nivelada

𝑃_(´𝑥:𝑛)
=𝑀_30/𝑁_3 0.007645064
0
𝑀_30 3154.93261165
𝑁_30 412,675.76

Anualidad anticipada

ä_(´𝑥:𝑛) 18.0949257973
=𝑁_30/𝐷_20

𝑁_30 412,675.76
𝐷_30 22,806.16

Anualidad vencida

𝑎_𝑥 17.0949257973
=𝑁_30/𝐷
_30
𝑁_21 678,352.81
𝑁_25 37,532.00

Prima de tarifa

Π_(´𝑥:𝑡) = 𝑃_(`𝑥:𝑛)/(1−𝑧−𝑟/(ä𝑥:𝑛))

0.00782314

z= 2%
r= 5%
𝑙_(𝑥+𝑡) * t𝑉_(´𝑥:𝑛)= (𝑙_(𝑥+𝑡−1)∗ 〖𝑃 _(´𝑥:𝑛) " " +𝑙_(𝑥+𝑡−1) " ∗ t−1" 𝑉_(´𝑥:𝑛))∗(1+i)− 𝑑_(𝑥+𝑡−1) 〗〖
⁡ (𝐿𝑒 𝐹𝑜𝑢𝑟𝑒𝑡 〗 )

Metodo Full

𝛼^𝐹=𝐶_20/𝐷_20
0.0014362
 𝐶_20 32.7539886862
𝐷_20 22,806.16

𝛽^𝐹=𝑃_(´𝑥+1:𝑛−1) ""
0.00800826385

𝑀_31 3,122.1786

𝑁_21 389,869.60
 Metodo V

𝛼^𝑣= Π∗(1−𝑧−𝑟)=
0.0072755
𝛽^𝑣= (𝑃_(𝑥:𝑛)∗ä_(𝑥:𝑛)−𝛼^𝑣)/𝑎_(𝑥:𝑛−1) =

0.0076667
Tabla de Acumulación de Fondos Ordinario de Vida
B C
x 〖 𝑃_(´ C (1+i)
𝑙_(𝑥+𝑡 −1) ∗𝑉_(𝑥+𝑡−1)+ B 𝑞_𝑥 𝑑_𝑥 𝑙_(𝑥+𝑡 ) ∗𝑉_(𝑥+𝑡)
𝑥:𝑛)
30 100000
𝑙〗 764.506 764.51 802.73 0.001508 151 651.93
31 _𝑥99849 763.354 1,415.29 1,486.05 0.001624 162 1,323.89
32 99687 762.114 2,086.01 2,190.31 0.001749 174 2,015.96
33 99513 760.781 2,776.74 2,915.57 0.001884 187 2,728.09
34 99325 759.348 3,487.44 3,661.81 0.002029 202 3,460.28
35 99124 757.807 4,218.09 4,428.99 0.002186 217 4,212.31
36 98907 756.150 4,968.46 5,216.88 0.002354 233 4,984.05
37 98674 754.370 5,738.42 6,025.35 0.002535 250 5,775.21
38 98424 752.458 6,527.66 6,854.05 0.00273 269 6,585.35
39 98155 750.404 7,335.75 7,702.54 0.00294 289 7,413.96
40 97867 748.198 8,162.16 8,570.27 0.003166 310 8,260.42
41 97557 745.829 9,006.25 9,456.57 0.00341 333 9,123.90
42 97224 743.286 9,867.18 10,360.54 0.003672 357 10,003.53
43 96867 740.556 10,744.09 11,281.29 0.003954 383 10,898.28
44 96484 737.628 11,635.91 12,217.70 0.004258 411 11,806.88
45 96073 734.487 12,541.36 13,168.43 0.004585 440 12,727.93
46 95633 731.120 13,459.05 14,132.01 0.004938 472 13,659.77
47 95161 727.509 14,387.28 15,106.64 0.005317 506 14,600.68
48 94655 723.641 15,324.32 16,090.53 0.005725 542 15,548.63
49 94113 719.498 16,268.13 17,081.54 0.006164 580 16,501.43
50 93533 715.063 17,216.49 18,077.32 0.006637 621 17,456.54
51 92912 710.317 18,166.86 19,075.20 0.007145 664 18,411.34
52 92248 705.242 19,116.59 20,072.42 0.007693 710 19,362.75
53 91538 699.817 20,062.57 21,065.70 0.008282 758 20,307.58
54 90780 694.021 21,001.60 22,051.68 0.008915 809 21,242.37
55 89971 687.834 21,930.20 23,026.71 0.009597 863 22,163.26
56 89108 681.233 22,844.50 23,986.72 0.01033 920 23,066.24
57 88187 674.195 23,740.44 24,927.46 0.011119 981 23,946.91
58 87206 666.699 24,613.60 25,844.28 0.011967 1044 24,800.68
59 86163 658.721 25,459.41 26,732.38 0.012879 1110 25,622.68
60 85053 650.237 26,272.92 27,586.57 0.01386 1179 26,407.73
61 83874 641.225 27,048.95 28,401.40 0.014914 1251 27,150.50
62 82623 631.662 27,782.16 29,171.27 0.016048 1326 27,845.33
63 81298 621.525 28,466.85 29,890.20 0.017265 1404 28,486.60
64 79894 610.794 29,097.39 30,552.26 0.018574 1484 29,068.31
65 78410 599.449 29,667.76 31,151.15 0.01998 1567 29,584.52
66 76843 587.472 30,171.99 31,680.59 0.02149 1651 30,029.22
67 75192 574.847 30,604.07 32,134.28 0.023111 1738 30,396.51
68 73454 561.562 30,958.08 32,505.98 0.024851 1825 30,680.57
 69 71629 547.607 31,228.18 32,789.58 0.02672 1914 30,875.66
70 69715 532.975 31,408.64 32,979.07 0.028724 2002 30,976.58
71 67712 517.665 31,494.25 33,068.96 0.030874 2091 30,978.41
72 65622 501.683 31,480.09 33,054.09 0.03318 2177 30,876.76
73 63444 485.037 31,361.80 32,929.89 0.035651 2262 30,668.03
74 61183 467.745 31,135.77 32,692.56 0.0383 2343 30,349.27
75 58839 449.830 30,799.10 32,339.05 0.041136 2420 29,918.64
76 56419 431.326 30,349.97 31,867.46 0.044174 2492 29,375.21
77 53927 412.273 29,787.49 31,276.86 0.047424 2557 28,719.44
78 51369 392.721 29,112.16 30,567.77 0.050902 2615 27,952.97
79 48754 372.731 28,325.71 29,741.99 0.054619 2663 27,079.07
80 46092 352.373 27,431.44 28,803.02 0.058592 2701 26,102.42
81 43391 331.727 26,434.15 27,755.85 0.062834 2726 25,029.43
82 40665 310.883 25,340.31 26,607.33 0.067362 2739 23,868.08
83 37925 289.941 24,158.02 25,365.93 0.07219 2738 22,628.10
84 35187 269.010 22,897.11 24,041.97 0.077337 2721 21,320.67
85 32466 248.206 21,568.88 22,647.32 0.082817 2689 19,958.58
86 29777 227.650 20,186.23 21,195.54 0.088649 2640 18,555.80
𝐿𝑒 𝐹𝑜𝑢𝑟𝑒𝑡 〗 ) 87 27138 207.469 18,763.27 19,701.43 0.09485 2574 17,127.42
88 24564 187.791 17,315.22 18,180.98 0.101436 2492 15,689.34
89 22072 168.742 15,858.08 16,650.98 0.108424 2393 14,257.85
90 19679 150.446 14,408.29 15,128.71 0.115832 2279 12,849.26
91 17399 133.020 12,982.28 13,631.40 0.123677 2152 11,479.49
92 15248 116.568 11,596.05 12,175.86 0.131973 2012 10,163.59
93 13235 101.184 10,264.78 10,778.02 0.140737 1863 8,915.33
94 11373 86.944 9,002.27 9,452.38 0.149983 1706 7,746.69
95 9667 73.904 7,820.59 8,211.62 0.159723 1544 6,667.60
96 8123 62.100 6,729.70 7,066.19 0.16997 1381 5,685.54
97 6742 51.545 5,737.09 6,023.94 0.180733 1219 4,805.40
98 5524 42.229 4,847.63 5,090.01 0.19202 1061 4,029.36
99 4463 34.120 4,063.48 4,266.65 0.203837 910 3,356.92
100 3553 27.165 3,384.09 3,553.29 1 3553 0.00

〖 de acumulación de fondos metodo Full

Tabla
𝑙〗 B C
_𝑥
x C (1+i)
𝛼^𝐹, 𝛽^𝐹 𝑙_(𝑥+𝑡 −1) ∗𝑉_(𝑥+𝑡−1)+ B 𝑞_𝑥 𝑑_𝑥𝑙_(𝑥+𝑡 ) ∗𝑉_(𝑥+𝑡)
〖
30 100000
𝑙〗 143.619 143.62 150.80 0.001508 151 -
31 _𝑥99849 799.619 799.62 839.60 0.001624 162 677.44
32 99687 798.320 1,475.76 1,549.55 0.001749 174 1,375.20
33 99513 796.924 2,172.12 2,280.73 0.001884 187 2,093.25
34 99325 795.422 2,888.67 3,033.10 0.002029 202 2,831.57
35 99124 793.809 3,625.38 3,806.65 0.002186 217 3,589.97
36 98907 792.073 4,382.04 4,601.14 0.002354 233 4,368.32
37 98674 790.209 5,158.52 5,416.45 0.002535 250 5,166.31
38 98424 788.206 5,954.52 6,252.24 0.00273 269 5,983.55
39 98155 786.054 6,769.60 7,108.08 0.00294 289 6,819.50
40 97867 783.743 7,603.24 7,983.41 0.003166 310 7,673.56
41 97557 781.261 8,454.82 8,877.56 0.00341 333 8,544.89
42 97224 778.597 9,323.49 9,789.67 0.003672 357 9,432.66
43 96867 775.738 10,208.40 10,718.82 0.003954 383 10,335.80
44 96484 772.671 11,108.48 11,663.90 0.004258 411 11,253.07
45 96073 769.381 12,022.45 12,623.57 0.004585 440 12,183.08
46 95633 765.853 12,948.93 13,596.38 0.004938 472 13,124.14
47 95161 762.072 13,886.21 14,580.52 0.005317 506 14,074.55
48 94655 758.020 14,832.57 15,574.20 0.005725 542 15,032.30
49 94113 753.680 15,785.98 16,575.28 0.006164 580 15,995.17
50 93533 749.034 16,744.21 17,581.42 0.006637 621 16,960.64
51 92912 744.063 17,704.70 18,589.94 0.007145 664 17,926.08
52 92248 738.747 18,664.83 19,598.07 0.007693 710 18,888.41
53 91538 733.064 19,621.47 20,602.54 0.008282 758 19,844.42
54 90780 726.992 20,571.42 21,599.99 0.008915 809 20,790.68
55 89971 720.511 21,511.19 22,586.75 0.009597 863 21,723.30
56 89108 713.596 22,436.90 23,558.74 0.01033 920 22,638.26
57 88187 706.225 23,344.49 24,511.71 0.011119 981 23,531.16
58 87206 698.372 24,229.53 25,441.01 0.011967 1044 24,397.41
59 86163 690.015 25,087.42 26,341.79 0.012879 1110 25,232.10
60 85053 681.128 25,913.23 27,208.89 0.01386 1179 26,030.06
61 83874 671.688 26,701.74 28,036.83 0.014914 1251 26,785.93
62 82623 661.670 27,447.60 28,819.98 0.016048 1326 27,494.04
63 81298 651.052 28,145.09 29,552.34 0.017265 1404 28,148.74
64 79894 639.811 28,788.55 30,227.98 0.018574 1484 28,744.03
65 78410 627.928 29,371.96 30,840.56 0.01998 1567 29,273.93
66 76843 615.382 29,889.31 31,383.77 0.02149 1651 29,732.41
67 75192 602.157 30,334.57 31,851.30 0.023111 1738 30,113.54
68 73454 588.241 30,701.78 32,236.86 0.024851 1825 30,411.45
69 71629 573.622 30,985.08 32,534.33 0.02672 1914 30,620.41
70 69715 558.295 31,178.70 32,737.64 0.028724 2002 30,735.15
71 67712 542.259 31,277.41 32,841.28 0.030874 2091 30,750.73
72 65622 525.517 31,276.24 32,840.06 0.03318 2177 30,662.72
73 63444 508.080 31,170.80 32,729.34 0.035651 2262 30,467.49
74 61183 489.967 30,957.45 32,505.32 0.0383 2343 30,162.03
75 58839 471.201 30,633.23 32,164.89 0.041136 2420 29,744.48
 76 56419 451.818 30,196.29 31,706.11 0.044174 2492 29,213.86
77 53927 431.859 29,645.72 31,128.00 0.047424 2557 28,570.59
78 51369 411.379 28,981.97 30,431.06 0.050902 2615 27,816.27
79 48754 390.439 28,206.70 29,617.04 0.054619 2663 26,954.12
80 46092 369.113 27,323.23 28,689.39 0.058592 2701 25,988.80
81 43391 347.486 26,336.29 27,653.10 0.062834 2726 24,926.67
82 40665 325.652 25,252.33 26,514.94 0.067362 2739 23,775.70
83 37925 303.716 24,079.41 25,283.38 0.07219 2738 22,545.56
84 35187 281.790 22,827.35 23,968.72 0.077337 2721 21,247.43
85 32466 259.998 21,507.42 22,582.79 0.082817 2689 19,894.05
86 29777 238.465 20,132.51 21,139.14 0.088649 2640 18,499.40
87 27138 217.326 18,716.72 19,652.56 0.09485 2574 17,078.55
88 24564 196.712 17,275.27 18,139.03 0.101436 2492 15,647.39
89 22072 176.759 15,824.15 16,615.35 0.108424 2393 14,222.22
90 19679 157.594 14,379.81 15,098.80 0.115832 2279 12,819.36
91 17399 139.339 12,958.70 13,606.63 0.123677 2152 11,454.72
92 15248 122.106 11,576.83 12,155.67 0.131973 2012 10,143.41
93 13235 105.992 10,249.40 10,761.87 0.140737 1863 8,899.18
94 11373 91.075 8,990.25 9,439.76 0.149983 1706 7,734.07
95 9667 77.415 7,811.49 8,202.06 0.159723 1544 6,658.04
96 8123 65.050 6,723.09 7,059.24 0.16997 1381 5,678.60
97 6742 53.993 5,732.59 6,019.22 0.180733 1219 4,800.68
98 5524 44.235 4,844.92 5,087.16 0.19202 1061 4,026.51
99 4463 35.741 4,062.25 4,265.36 0.203837 910 3,355.63
100 3553 28.456 3,384.09 3,553.29 1 3553 0.00

Tabla de acumulación de fondos metodo V

B C
𝑙_(𝑥+𝑡 ) ∗𝑉_(𝑥+𝑡)
x 𝛼^𝐹, 𝛽^𝐹 𝑙_(𝑥+𝑡 −1) C (1+i)
∗𝑉_(𝑥+𝑡−1)+ B 𝑞_𝑥 𝑑_𝑥
〖
30 100000
𝑙〗 727.552 727.55 763.93 0.001508 151 613.13
31 _𝑥
99849 765.512 1,378.64 1,447.57 0.001624 162 1,285.42
32 99687 764.269 2,049.69 2,152.17 0.001749 174 1,977.82
33 99513 762.932 2,740.75 2,877.79 0.001884 187 2,690.31
34 99325 761.495 3,451.80 3,624.39 0.002029 202 3,422.86
35 99124 759.950 4,182.81 4,391.95 0.002186 217 4,175.27
36 98907 758.288 4,933.56 5,180.23 0.002354 233 4,947.41
37 98674 756.503 5,703.91 5,989.10 0.002535 250 5,738.97
38 98424 754.586 6,493.55 6,818.23 0.00273 269 6,549.53
39 98155 752.526 7,302.06 7,667.16 0.00294 289 7,378.58
40 97867 750.313 8,128.90 8,535.34 0.003166 310 8,225.50
41 97557 747.938 8,973.43 9,422.10 0.00341 333 9,089.44
42 97224 745.387 9,834.82 10,326.56 0.003672 357 9,969.56
43 96867 742.650 10,712.21 11,247.82 0.003954 383 10,864.80
44 96484 739.714 11,604.52 12,184.74 0.004258 411 11,773.91
45 96073 736.564 12,510.48 13,136.00 0.004585 440 12,695.51
46 95633 733.187 13,428.69 14,100.13 0.004938 472 13,627.89
47 95161 729.566 14,357.46 15,075.33 0.005317 506 14,569.36
48 94655 725.687 15,295.05 16,059.80 0.005725 542 15,517.90
49 94113 721.533 16,239.44 17,051.41 0.006164 580 16,471.30
50 93533 717.085 17,188.38 18,047.80 0.006637 621 17,427.02
51 92912 712.326 18,139.35 19,046.32 0.007145 664 18,382.46
52 92248 707.236 19,089.70 20,044.18 0.007693 710 19,334.52
53 91538 701.796 20,036.31 21,038.13 0.008282 758 20,280.01
54 90780 695.983 20,975.99 22,024.79 0.008915 809 21,215.49
55 89971 689.779 21,905.27 23,000.53 0.009597 863 22,137.08
56 89108 683.159 22,820.24 23,961.25 0.01033 920 23,040.77
57 88187 676.102 23,716.87 24,902.71 0.011119 981 23,922.16
58 87206 668.584 24,590.75 25,820.28 0.011967 1044 24,776.68
59 86163 660.583 25,437.27 26,709.13 0.012879 1110 25,599.44
60 85053 652.076 26,251.51 27,564.09 0.01386 1179 26,385.25
61 83874 643.038 27,028.29 28,379.70 0.014914 1251 27,128.80
62 82623 633.448 27,762.25 29,150.36 0.016048 1326 27,824.42
63 81298 623.282 28,447.70 29,870.09 0.017265 1404 28,466.49
64 79894 612.521 29,079.01 30,532.96 0.018574 1484 29,049.01
65 78410 601.144 29,650.15 31,132.66 0.01998 1567 29,566.03
66 76843 589.133 30,155.16 31,662.92 0.02149 1651 30,011.56
67 75192 576.473 30,588.03 32,117.43 0.023111 1738 30,379.67
68 73454 563.150 30,942.82 32,489.96 0.024851 1825 30,664.55
69 71629 549.155 31,213.71 32,774.39 0.02672 1914 30,860.47
70 69715 534.482 31,394.95 32,964.70 0.028724 2002 30,962.21
71 67712 519.129 31,481.34 33,055.41 0.030874 2091 30,964.86
72 65622 503.102 31,467.96 33,041.35 0.03318 2177 30,864.02
73 63444 486.409 31,350.43 32,917.95 0.035651 2262 30,656.09
74 61183 469.068 31,125.16 32,681.42 0.0383 2343 30,338.12
75 58839 451.102 30,789.23 32,328.69 0.041136 2420 29,908.27
76 56419 432.546 30,340.82 31,857.86 0.044174 2492 29,365.61
77 53927 413.439 29,779.05 31,268.00 0.047424 2557 28,710.58
78 51369 393.832 29,104.41 30,559.64 0.050902 2615 27,944.84
79 48754 373.785 28,318.62 29,734.55 0.054619 2663 27,071.63
80 46092 353.369 27,425.00 28,796.25 0.058592 2701 26,095.66
81 43391 332.665 26,428.32 27,749.74 0.062834 2726 25,023.31
 82 40665 311.762 25,335.07 26,601.83 0.067362 2739 23,862.58
83 37925 290.761 24,153.35 25,361.01 0.07219 2738 22,623.19
84 35187 269.771 22,892.96 24,037.61 0.077337 2721 21,316.32
85 32466 248.908 21,565.22 22,643.48 0.082817 2689 19,954.73
86 29777 228.294 20,183.03 21,192.18 0.088649 2640 18,552.44
87 27138 208.056 18,760.50 19,698.52 0.09485 2574 17,124.52
88 24564 188.322 17,312.84 18,178.48 0.101436 2492 15,686.84
89 22072 169.219 15,856.06 16,648.86 0.108424 2393 14,255.73
90 19679 150.872 14,406.60 15,126.93 0.115832 2279 12,847.48
91 17399 133.396 12,980.88 13,629.92 0.123677 2152 11,478.01
92 15248 116.898 11,594.91 12,174.66 0.131973 2012 10,162.39
93 13235 101.471 10,263.86 10,777.06 0.140737 1863 8,914.36
94 11373 87.190 9,001.55 9,451.63 0.149983 1706 7,745.94
95 9667 74.113 7,820.05 8,211.06 0.159723 1544 6,667.03
96 8123 62.275 6,729.31 7,065.77 0.16997 1381 5,685.13
97 6742 51.690 5,736.82 6,023.66 0.180733 1219 4,805.12
98 5524 42.348 4,847.47 5,089.84 0.19202 1061 4,029.19
99 4463 34.217 4,063.40 4,266.57 0.203837 910 3,356.84
100 3553 27.242 3,384.09 3,553.29 1 3553 0.00
(𝑥+𝑡 ) ∗𝑉_(𝑥+𝑡) Prima Emitida Gts. Adquis Inc. Rva Mat Siniestros Operación
782.31 39.12 651.93 150.80 15.65
781.13 - 671.96 162.16 15.62
779.87 - 692.06 174.35 15.60
778.50 - 712.14 187.48 15.57
777.04 - 732.19 201.53 15.54
775.46 - 752.03 216.68 15.51
773.76 - 771.75 232.83 15.48
771.94 - 791.15 250.14 15.44
769.99 - 810.14 268.70 15.40
767.88 - 828.61 288.58 15.36
765.63 - 846.46 309.85 15.31
763.20 - 863.47 332.67 15.26
760.60 - 879.64 357.01 15.21
757.81 - 894.75 383.01 15.16
754.81 - 908.59 410.83 15.10
751.60 - 921.06 440.50 15.03
748.15 - 931.84 472.24 14.96
744.46 - 940.90 505.97 14.89
740.50 - 947.96 541.90 14.81
736.26 - 952.79 580.11 14.73
731.72 - 955.11 620.78 14.63
726.86 - 954.80 663.86 14.54
721.67 - 951.41 709.66 14.43
716.12 - 944.82 758.12 14.32
710.19 - 934.79 809.31 14.20
703.86 - 920.89 863.45 14.08
697.10 - 902.98 920.48 13.94
689.90 - 880.67 980.55 13.80
682.23 - 853.78 1,043.60 13.64
674.06 - 822.00 1,109.69 13.48
665.38 - 785.05 1,178.84 13.31
656.16 - 742.77 1,250.90 13.12
646.38 - 694.83 1,325.94 12.93
636.00 - 641.27 1,403.60 12.72
625.02 - 581.71 1,483.95 12.50
613.41 - 516.21 1,566.63 12.27
601.16 - 444.71 1,651.36 12.02
588.24 - 367.29 1,737.76 11.76
574.64 - 284.06 1,825.41 11.49
 560.36 - 195.09 1,913.92 11.21
545.39 - 100.92 2,002.49 10.91
529.72 - 1.83 2,090.55 10.59
513.37 - - 101.64 2,177.33 10.27
496.34 - - 208.73 2,261.86 9.93
478.64 - - 318.76 2,343.29 9.57
460.31 - - 430.63 2,420.41 9.21
441.37 - - 543.42 2,492.25 8.83
421.88 - - 655.77 2,557.42 8.44
401.87 - - 766.47 2,614.80 8.04
381.41 - - 873.90 2,662.92 7.63
360.58 - - 976.65 2,700.60 7.21
339.45 - - 1,072.99 2,726.43 6.79
318.12 - - 1,161.34 2,739.24 6.36
296.69 - - 1,239.98 2,737.83 5.93
275.28 - - 1,307.43 2,721.29 5.51
253.99 - - 1,362.10 2,688.75 5.08
232.95 - - 1,402.78 2,639.74 4.66
212.30 - - 1,428.38 2,574.01 4.25
192.17 - - 1,438.09 2,491.64 3.84
172.67 - - 1,431.49 2,393.14 3.45
153.95 - - 1,408.58 2,279.44 3.08
136.12 - - 1,369.78 2,151.91 2.72
119.28 - - 1,315.89 2,012.26 2.39
103.54 - - 1,248.27 1,862.69 2.07
88.97 - - 1,168.64 1,705.69 1.78
75.63 - - 1,079.09 1,544.02 1.51
63.55 - - 982.06 1,380.64 1.27
52.75 - - 880.14 1,218.54 1.05
43.21 - - 776.05 1,060.66 0.86
34.91 - - 672.43 909.73 0.70
27.80 - - 3,356.92 3,553.29 0.56

(𝑥+𝑡 ) ∗𝑉_(𝑥+𝑡) Prima Emitida Gts. Adquis Inc. Rva Mat Siniestros Operación
782.31 39.12 - 150.80 15.65
781.13 - 677.44 162.16 15.62
779.87 1.00 697.76 174.35 15.60
778.50 2.00 718.05 187.48 15.57
777.04 3.00 738.33 201.53 15.54
775.46 4.00 758.39 216.68 15.51
773.76 5.00 778.35 232.83 15.48
771.94 6.00 798.00 250.14 15.44
769.99 7.00 817.23 268.70 15.40
767.88 8.00 835.96 288.58 15.36
765.63 9.00 854.06 309.85 15.31
763.20 10.00 871.33 332.67 15.26
760.60 11.00 887.76 357.01 15.21
757.81 12.00 903.15 383.01 15.16
754.81 13.00 917.27 410.83 15.10
751.60 14.00 930.01 440.50 15.03
748.15 15.00 941.06 472.24 14.96
744.46 16.00 950.41 505.97 14.89
740.50 17.00 957.75 541.90 14.81
736.26 18.00 962.87 580.11 14.73
731.72 19.00 965.47 620.78 14.63
726.86 20.00 965.44 663.86 14.54
721.67 21.00 962.32 709.66 14.43
716.12 22.00 956.02 758.12 14.32
710.19 23.00 946.26 809.31 14.20
703.86 24.00 932.62 863.45 14.08
697.10 25.00 914.96 920.48 13.94
689.90 26.00 892.90 980.55 13.80
682.23 27.00 866.25 1,043.60 13.64
674.06 28.00 834.69 1,109.69 13.48
665.38 29.00 797.95 1,178.84 13.31
656.16 30.00 755.87 1,250.90 13.12
646.38 31.00 708.11 1,325.94 12.93
636.00 32.00 654.70 1,403.60 12.72
625.02 33.00 595.29 1,483.95 12.50
613.41 34.00 529.89 1,566.63 12.27
601.16 35.00 458.48 1,651.36 12.02
588.24 36.00 381.12 1,737.76 11.76
574.64 37.00 297.92 1,825.41 11.49
560.36 38.00 208.95 1,913.92 11.21
545.39 39.00 114.74 2,002.49 10.91
529.72 40.00 15.58 2,090.55 10.59
513.37 41.00 - 88.00 2,177.33 10.27
496.34 42.00 - 195.24 2,261.86 9.93
478.64 43.00 - 305.46 2,343.29 9.57
460.31 44.00 - 417.55 2,420.41 9.21
 441.37 45.00 - 530.62 2,492.25 8.83
421.88 46.00 - 643.27 2,557.42 8.44
401.87 47.00 - 754.32 2,614.80 8.04
381.41 48.00 - 862.15 2,662.92 7.63
360.58 49.00 - 965.32 2,700.60 7.21
339.45 50.00 - 1,062.13 2,726.43 6.79
318.12 51.00 - 1,150.97 2,739.24 6.36
296.69 52.00 - 1,230.14 2,737.83 5.93
275.28 53.00 - 1,298.13 2,721.29 5.51
253.99 54.00 - 1,353.38 2,688.75 5.08
232.95 55.00 - 1,394.65 2,639.74 4.66
212.30 56.00 - 1,420.85 2,574.01 4.25
192.17 57.00 - 1,431.16 2,491.64 3.84
172.67 58.00 - 1,425.17 2,393.14 3.45
153.95 59.00 - 1,402.86 2,279.44 3.08
136.12 60.00 - 1,364.64 2,151.91 2.72
119.28 61.00 - 1,311.31 2,012.26 2.39
103.54 62.00 - 1,244.23 1,862.69 2.07
88.97 63.00 - 1,165.11 1,705.69 1.78
75.63 64.00 - 1,076.03 1,544.02 1.51
63.55 65.00 - 979.44 1,380.64 1.27
52.75 66.00 - 877.92 1,218.54 1.05
43.21 67.00 - 774.18 1,060.66 0.86
34.91 68.00 - 670.88 909.73 0.70
27.80 69.00 - 3,355.63 3,553.29 0.56

𝑙_(𝑥+𝑡 ) ∗𝑉_(𝑥+𝑡)(_𝑡^ )𝑉_𝑥 Prima Emitida Gts. Adquis Inc. Rva Mat Siniestros Operación
0.006140560 782.31 39.12 613.13 150.80 15.65
0.012894544 781.13 - 672.29 162.16 15.62
0.019875047 779.87 - 692.40 174.35 15.60
0.027085845 778.50 - 712.49 187.48 15.57
0.034531216 777.04 - 732.55 201.53 15.54
0.042214072 775.46 - 752.41 216.68 15.51
0.050138817 773.76 - 772.14 232.83 15.48
0.058308585 771.94 - 791.56 250.14 15.44
0.066726192 769.99 - 810.57 268.70 15.40
0.075394176 767.88 - 829.05 288.58 15.36
0.084314840 765.63 - 846.91 309.85 15.31
0.093489396 763.20 - 863.94 332.67 15.26
0.102919802 760.60 - 880.12 357.01 15.21
0.112607056 757.81 - 895.25 383.01 15.16
0.122551247 754.81 - 909.11 410.83 15.10
0.132752495 751.60 - 921.59 440.50 15.03
0.143209302 748.15 - 932.39 472.24 14.96
0.153921181 744.46 - 941.47 505.97 14.89
0.164886229 740.50 - 948.54 541.90 14.81
0.176102048 736.26 - 953.39 580.11 14.73
0.187565035 731.72 - 955.73 620.78 14.63
0.199272101 726.86 - 955.44 663.86 14.54
0.211217618 721.67 - 952.06 709.66 14.43
0.223396685 716.12 - 945.49 758.12 14.32
0.235803725 710.19 - 935.48 809.31 14.20
0.248431120 703.86 - 921.59 863.45 14.08
0.261271627 697.10 - 903.69 920.48 13.94
0.274316347 689.90 - 881.39 980.55 13.80
0.287556366 682.23 - 854.52 1,043.60 13.64
0.300981541 674.06 - 822.75 1,109.69 13.48
0.314580721 665.38 - 785.81 1,178.84 13.31
0.328342675 656.16 - 743.55 1,250.90 13.12
0.342254321 646.38 - 695.62 1,325.94 12.93
0.356303635 636.00 - 642.07 1,403.60 12.72
0.370476054 625.02 - 582.52 1,483.95 12.50
0.384757323 613.41 - 517.02 1,566.63 12.27
0.399132563 601.16 - 445.53 1,651.36 12.02
0.413586606 588.24 - 368.11 1,737.76 11.76
0.428103758 574.64 - 284.88 1,825.41 11.49
0.442667024 560.36 - 195.92 1,913.92 11.21
0.457260748 545.39 - 101.74 2,002.49 10.91
0.471868261 529.72 - 2.64 2,090.55 10.59
0.486472858 513.37 - - 100.83 2,177.33 10.27
0.501058762 496.34 - - 207.93 2,261.86 9.93
0.515609562 478.64 - - 317.97 2,343.29 9.57
0.530110688 460.31 - - 429.85 2,420.41 9.21
0.544547059 441.37 - - 542.66 2,492.25 8.83
0.558905985 421.88 - - 655.03 2,557.42 8.44
0.573175056 401.87 - - 765.75 2,614.80 8.04
0.587345021 381.41 - - 873.20 2,662.92 7.63
0.601407984 360.58 - - 975.98 2,700.60 7.21
0.615359924 339.45 - - 1,072.35 2,726.43 6.79
0.629200113 318.12 - - 1,160.73 2,739.24 6.36
0.642933504 296.69 - - 1,239.40 2,737.83 5.93
0.656570377 275.28 - - 1,306.87 2,721.29 5.51
0.670130073 253.99 - - 1,361.58 2,688.75 5.08
0.683641749 232.95 - - 1,402.29 2,639.74 4.66
0.697148375 212.30 - - 1,427.93 2,574.01 4.25
0.710711545 192.17 - - 1,437.68 2,491.64 3.84
0.724417366 172.67 - - 1,431.11 2,393.14 3.45
0.738384843 153.95 - - 1,408.24 2,279.44 3.08
0.752778485 136.12 - - 1,369.47 2,151.91 2.72
0.767826835 119.28 - - 1,315.62 2,012.26 2.39
0.783847543 103.54 - - 1,248.03 1,862.69 2.07
0.801286251 88.97 - - 1,168.43 1,705.69 1.78
0.820774077 75.63 - - 1,078.91 1,544.02 1.51
0.843213854 63.55 - - 981.90 1,380.64 1.27
0.869913669 52.75 - - 880.01 1,218.54 1.05
0.902793841 43.21 - - 775.93 1,060.66 0.86
0.944714271 34.91 - - 672.34 909.73 0.70
27.80 - - 3,356.84 3,553.29 0.56
Prod. Finan Dife
38.23 - 36.95
70.76 2.16 1.00 0.46
104.30 2.15 2.00 0.22
138.84 2.15 3.00 0.10
174.37 2.15 4.00 0.05
210.90 2.14 5.00 0.02
248.42 2.14 6.00 0.01
286.92 2.13 7.00 0.00
326.38 2.13 8.00 0.00
366.79 2.12 9.00 0.00
408.11 2.12 10.00 0.00
450.31 2.11 11.00 0.00
493.36 2.10 12.00 0.00
537.20 2.09 13.00 0.00
581.80 2.09 14.00 0.00
627.07 2.08 15.00 0.00
672.95 2.07 16.00 0.00
719.36 2.06 17.00 0.00
766.22 2.05 18.00 0.00
813.41 2.03 19.00 0.00
860.82 2.02 20.00 0.00
908.34 2.01 21.00 0.00
955.83 1.99 22.00 0.00
1,003.13 1.98 23.00 0.00
1,050.08 1.96 24.00 0.00
1,096.51 1.94 25.00 0.00
1,142.22 1.93 26.00 0.00
1,187.02 1.91 27.00 0.00
1,230.68 1.89 28.00 0.00
1,272.97 1.86 29.00 0.00
1,313.65 1.84 30.00 0.00
1,352.45 1.81 31.00 0.00
1,389.11 1.79 32.00 0.00
1,423.34 1.76 33.00 0.00
1,454.87 1.73 34.00 0.00
1,483.39 1.69 35.00 0.00
1,508.60 1.66 36.00 0.00
1,530.20 1.63 37.00 0.00
1,547.90 1.59 38.00 0.00
 1,561.41 1.55 39.00 0.00
1,570.43 1.51 40.00 0.00
1,574.71 1.46 41.00 0.00
1,574.00 1.42 42.00 0.00
1,568.09 1.37 43.00 0.00
1,556.79 1.32 44.00 0.00
1,539.95 1.27 45.00 0.00
1,517.50 1.22 46.00 0.00
1,489.37 1.17 47.00 0.00
1,455.61 1.11 48.00 0.01
1,416.29 1.05 49.00 0.08
1,371.57 1.00 50.00 1.20
1,321.71 0.94 51.00 26.19
1,267.02 0.88 52.00 815.59
1,207.90 0.82 53.00 37,382.62
1,144.86 0.76 54.00 2,607,101.33
1,078.44 0.70 55.00 ###
1,009.31 0.64 56.00 ###
938.16 0.59 57.00 ###
865.76 0.53 58.00 ###
792.90 0.48 59.00 ###
720.41 0.43 60.00 ###
649.11 0.38 61.00 ###
579.80 0.33 62.00 ###
513.24 0.29 63.00 ###
450.11 0.25 64.00 ###
391.03 0.21 65.00 ###
336.49 0.18 66.00 ###
286.85 0.15 67.00 ###
242.38 0.12 68.00 ###
203.17 0.10 69.00 ###
169.20 0.08 70.00 ###

Prod. Finan Dife

7.18 583.93
39.98 - 34.11 -1 - 0.02931969
73.79 - 35.05 -2 0.00081393
108.61 - 35.99 -3 - 0.00002145
 144.43 - 36.93 -4 0.00000054
181.27 - 37.86 -5 - 0.00000001
219.10 - 38.78 -6 0.00000000
257.93 - 39.71 -7 - 0.00000000
297.73 - 40.62 -8 0.00000000
338.48 - 41.53 -9 - 0.00000000
380.16 - 42.43 -10 0.00000000
422.74 - 43.32 -11 - 0.00000000
466.17 - 44.21 -12 0.00000000
510.42 - 45.09 -13 - 0.00000000
555.42 - 45.96 -14 0.00000000
601.12 - 46.82 -15 - 0.00000000
647.45 - 47.67 -16 0.00000000
694.31 - 48.51 -17 - 0.00000000
741.63 - 49.33 -18 0.00000000
789.30 - 50.15 -19 - 0.00000000
837.21 - 50.95 -20 0.00000000
885.24 - 51.74 -21 - 0.00000000
933.24 - 52.51 -22 0.00000000
981.07 - 53.27 -23 - 0.00000000
1,028.57 - 54.01 -24 0.00000000
1,075.56 - 54.73 -25 - 0.00000000
1,121.84 - 55.44 -26 0.00000000
1,167.22 - 56.12 -27 - 0.00000000
1,211.48 - 56.79 -28 0.00000000
1,254.37 - 57.43 -29 - 0.00000000
1,295.66 - 58.05 -30 0.00000000
1,335.09 - 58.65 -31 - 0.00000000
1,372.38 - 59.22 -32 0.00000000
1,407.25 - 59.77 -33 - 0.00000000
1,439.43 - 60.29 -34 0.00000000
1,468.60 - 60.78 -35 - 0.00000000
1,494.47 - 61.25 -36 0.00000000
1,516.73 - 61.68 -37 - 0.00000000
1,535.09 - 62.09 -38 0.00000000
1,549.25 - 62.47 -39 - 0.00000000
1,558.94 - 62.81 -40 0.00000000
1,563.87 - 63.13 -41 - 0.00000000
1,563.81 - 63.42 -42 0.00000000
1,558.54 - 63.67 -43 - 0.00000000
1,547.87 - 63.90 -44 0.00000000
1,531.66 - 64.10 -45 - 0.00000000
 1,509.81 - 64.27 -46 0.00000000
1,482.29 - 64.42 -47 - 0.00000000
1,449.10 - 64.55 -48 0.00000000
1,410.34 - 64.65 -49 - 0.00000000
1,366.16 - 64.74 -50 0.00000000
1,316.81 - 64.82 -51 - 0.00000000
1,262.62 - 64.89 -52 0.00000000
1,203.97 - 64.95 -53 - 0.00000000
1,141.37 - 65.02 -54 0.00000000
1,075.37 - 65.09 -55 - 0.00000000
1,006.63 - 65.17 -56 0.00000000
935.84 - 65.27 -57 - 0.00000000
863.76 - 65.39 -58 0.00000000
791.21 - 65.54 -59 - 0.00000000
718.99 - 65.72 -60 0.00000000
647.93 - 65.94 -61 - 0.00000000
578.84 - 66.21 -62 0.00000000
512.47 - 66.52 -63 - 0.00000000
449.51 - 66.88 -64 0.00000000
390.57 - 67.30 -65 - 0.00000000
336.15 - 67.77 -66 0.00000000
286.63 - 68.30 -67 - 0.00000000
242.25 - 68.89 -68 0.00000000
203.11 - 69.52 -69 - 0.00000000
169.20 - 70.21 -70 0.00000000

Prod. Finan Dife

36.38 0.00
68.93 -
102.48 -
137.04 -
172.59 -
209.14 -
246.68 -
285.20 -
324.68 -
365.10 -
 406.44 -
448.67 -
491.74 -
535.61 -
580.23 -
625.52 -
671.43 -
717.87 -
764.75 -
811.97 -
859.42 -
906.97 -
954.48 -
1,001.82 -
1,048.80 -
1,095.26 -
1,141.01 -
1,185.84 -
1,229.54 -
1,271.86 -
1,312.58 -
1,351.41 -
1,388.11 -
1,422.39 -
1,453.95 -
1,482.51 -
1,507.76 -
1,529.40 -
1,547.14 -
1,560.69 -
1,569.75 -
1,574.07 -
1,573.40 -
1,567.52 -
1,556.26 -
1,539.46 -
1,517.04 -
1,488.95 -
1,455.22 -
1,415.93 -
1,371.25 -
1,321.42 -
1,266.75 -
1,207.67 -
1,144.65 -
1,078.26 -
1,009.15 -
938.02 -
865.64 -
792.80 -
720.33 -
649.04 -
579.75 -
513.19 -
450.08 -
391.00 -
336.47 -
286.84 -
242.37 -
203.17 -
169.20 -
 Metodo V Tabla de acumulación de fondos metod

𝛼^𝑣= Π∗(1−𝑧−𝑟)= x 〖 No Renueva Devoluciones

0.0072755 30 100,000.00
𝑙〗
_𝑥
𝛽^𝑣= (𝑃_(𝑥:𝑛)∗ä_(𝑥:𝑛)−𝛼^𝑣)/𝑎_(𝑥:𝑛−1) 31
= 99,853.72 9,985.37
32 89,726.78 8,972.68
0.0076667 33 80,617.10 8,061.71 160.23
í = 7.0% 34 72,422.80 7,242.28 196.16
Mort. 0.97 35 65,052.24 6,505.22 224.63
Conserv 0.1 36 58,422.87 5,842.29 246.63
37 52,460.52 5,246.05 263.03
38 47,098.37 4,709.84 274.62
39 42,276.28 4,227.63 282.09
40 37,940.15 3,794.01 286.05
41 34,041.27 3,404.13 287.02
42 30,535.80 3,053.58 285.48
43 27,384.34 2,738.43 281.84
44 24,551.38 2,455.14 276.47
45 22,004.98 2,200.50 269.67
46 19,716.40 1,971.64 261.74
47 17,659.76 1,765.98 252.90
48 15,811.82 1,581.18 243.38
49 14,151.61 1,415.16 233.34
50 12,660.29 1,266.03 222.95
51 11,320.91 1,132.09 212.34
52 10,118.20 1,011.82 201.63
53 9,038.43 903.84 190.91
54 8,069.24 806.92 180.26
55 7,199.51 719.95 169.77
56 6,419.24 641.92 159.47
57 5,719.43 571.94 149.43
58 5,091.97 509.20 139.68
59 4,529.57 452.96 130.25
60 4,025.69 402.57 121.17
61 3,574.41 357.44 112.44
62 3,170.43 317.04 104.10
63 2,808.97 280.90 96.14
64 2,485.74 248.57 88.57
65 2,196.86 219.69 81.39
66 1,938.85 193.89 74.60
67 1,708.59 170.86 68.20
 68 1,503.26 150.33 62.17
69 1,320.32 132.03 56.52
70 1,157.49 115.75 51.24
71 1,012.72 101.27 46.31
72 884.15 88.41 41.72
73 770.12 77.01 37.46
74 669.14 66.91 33.53
75 579.85 57.99 29.90
76 501.05 50.10 26.56
77 431.62 43.16 23.50
78 370.59 37.06 20.71
79 317.06 31.71 18.17
80 270.24 27.02 15.87
81 229.39 22.94 13.80
82 193.87 19.39 11.93
83 163.08 16.31 10.26
84 136.49 13.65 8.78
85 113.63 11.36 7.46
86 94.05 9.41 6.30
87 77.37 7.74 5.29
88 63.22 6.32 4.41
89 51.30 5.13 3.65
90 41.32 4.13 2.99
91 33.01 3.30 2.44
92 26.14 2.61 1.97
93 20.52 2.05 1.58
94 15.94 1.59 1.25
95 12.26 1.23 0.98
96 9.33 0.93 0.77
97 7.01 0.70 0.59
98 5.20 0.52 0.45
99 3.81 0.38 0.34
100 2.75 0.28 0.26

Estado de Resultados Dotal (Asset Share)

〖 100000 89868 80754

Π_(𝑥:𝑡) = 𝑃_(𝑥:𝑛)/(1−𝑧−𝑟/(ä𝑥:𝑛))
P. Emitid
𝑙〗 17,858.01 16,048.70 14,421.08
_𝑥
G. Adq. 892.90 0.00 0.00
0.178580093 Inc. RM 0.00 0.00 0.00
 Siniestro 146.28 141.57 137.00
z= 2% Val. Gara 0.00 0.00 0.00
r= 5% Opn 357.16 320.97 288.42
Prod. Fin 50.93 92.48 132.39
Dif. 16,512.60 15,678.64 14,128.04
Reserva - - -
Activos 632.21 1,272.11 1,886.61
a de acumulación de fondos metodo V Seguro Dotal
B C
𝑙_(𝑥+𝑡 ) ∗𝑉_(𝑥+𝑡)
C (1+í)
𝛼^𝐹, 𝛽^𝐹 𝑙_(𝑥+𝑡 −1) ∗𝑉_(𝑥+𝑡−1)+ B 𝑞_𝑥 𝑑_𝑥 tVx
727.55 727.55 778.48 0.001508 146.28 632.21 0.006140560
688.99 1,321.20 1,413.68 0.001624 141.57 1,272.11 0.012894544
619.12 1,891.23 2,023.62 0.001749 137.00 1,886.61 0.019875047
556.26 2,282.65 2,442.43 0.001884 132.59 2,309.84 0.027085845
499.72 2,613.39 2,796.33 0.002029 128.28 2,668.05 0.034531216
448.86 2,892.27 3,094.73 0.002186 124.14 2,970.59 0.042214072
403.12 3,127.08 3,345.98 0.002354 120.06 3,225.91 0.050138817
361.98 3,324.86 3,557.60 0.002535 116.10 3,441.50 0.058308585
324.98 3,491.86 3,736.29 0.002730 112.25 3,624.04 0.066726192
291.71 3,633.65 3,888.01 0.002940 108.51 3,779.50 0.075394176
261.79 3,755.24 4,018.11 0.003166 104.86 3,913.25 0.084314840
234.89 3,861.11 4,131.39 0.003410 101.34 4,030.05 0.093489396
210.70 3,955.27 4,232.14 0.003672 97.89 4,134.26 0.102919802
188.95 4,041.37 4,324.26 0.003954 94.53 4,229.74 0.112607056
169.40 4,122.68 4,411.26 0.004258 91.26 4,320.00 0.122551247
151.83 4,202.16 4,496.31 0.004585 88.08 4,408.23 0.132752495
136.04 4,282.54 4,582.32 0.004938 84.99 4,497.32 0.143209302
121.85 4,366.27 4,671.91 0.005317 81.97 4,589.94 0.153921181
109.10 4,455.66 4,767.56 0.005725 79.03 4,688.53 0.164886229
97.65 4,552.84 4,871.53 0.006164 76.15 4,795.38 0.176102048
87.36 4,659.79 4,985.97 0.006637 73.36 4,912.62 0.187565035
78.11 4,778.39 5,112.88 0.007145 70.62 5,042.26 0.199272101
69.82 4,910.45 5,254.18 0.007693 67.95 5,186.23 0.211217618
62.37 5,057.69 5,411.73 0.008282 65.35 5,346.38 0.223396685
55.68 5,221.79 5,587.32 0.008915 62.80 5,524.51 0.235803725
49.68 5,404.42 5,782.73 0.009597 60.32 5,722.41 0.248431120
44.29 5,607.23 5,999.74 0.010330 57.89 5,941.85 0.261271627
39.46 5,831.88 6,240.11 0.011119 55.52 6,184.60 0.274316347
35.13 6,080.05 6,505.65 0.011967 53.20 6,452.46 0.287556366
31.25 6,353.46 6,798.20 0.012879 50.93 6,747.27 0.300981541
27.78 6,653.89 7,119.66 0.013860 48.71 7,070.95 0.314580721
24.66 6,983.17 7,471.99 0.014914 46.54 7,425.45 0.328342675
21.88 7,343.23 7,857.25 0.016048 44.42 7,812.84 0.342254321
19.38 7,736.08 8,277.61 0.017265 42.34 8,235.27 0.356303635
17.15 8,163.85 8,735.32 0.018574 40.31 8,695.01 0.370476054
15.16 8,628.78 9,232.80 0.019980 38.32 9,194.48 0.384757323
13.38 9,133.26 9,772.59 0.021490 36.37 9,736.21 0.399132563
11.79 9,679.81 10,357.39 0.023111 34.47 10,322.92 0.413586606
 10.37 10,271.12 10,990.10 0.024851 32.61 10,957.49 0.428103758
9.11 10,910.07 11,673.78 0.026720 30.80 11,642.98 0.442667024
7.99 11,599.73 12,411.71 0.028724 29.03 12,382.68 0.457260748
6.99 12,343.36 13,207.40 0.030874 27.30 13,180.10 0.471868261
6.10 13,144.49 14,064.60 0.033180 25.61 14,038.99 0.486472858
5.31 14,006.84 14,987.32 0.035651 23.97 14,963.35 0.501058762
4.62 14,934.44 15,979.85 0.038300 22.37 15,957.47 0.515609562
4.00 15,931.58 17,046.79 0.041136 20.82 17,025.96 0.530110688
3.46 17,002.86 18,193.06 0.044174 19.32 18,173.74 0.544547059
2.98 18,153.21 19,423.94 0.047424 17.87 19,406.07 0.558905985
2.56 19,387.91 20,745.07 0.050902 16.47 20,728.60 0.573175056
2.19 20,712.61 22,162.50 0.054619 15.12 22,147.38 0.587345021
1.86 22,133.37 23,682.71 0.058592 13.82 23,668.88 0.601407984
1.58 23,656.67 25,312.64 0.062834 12.58 25,300.05 0.615359924
1.34 25,289.46 27,059.73 0.067362 11.40 27,048.32 0.629200113
1.13 27,039.19 28,931.93 0.072190 10.28 28,921.65 0.642933504
0.94 28,913.82 30,937.79 0.077337 9.22 30,928.57 0.656570377
0.78 30,921.90 33,086.43 0.082817 8.22 33,078.21 0.670130073
0.65 33,072.56 35,387.64 0.088649 7.28 35,380.36 0.683641749
0.53 35,375.60 37,851.90 0.094850 6.41 37,845.49 0.697148375
0.44 37,841.52 40,490.43 0.101436 5.60 40,484.83 0.710711545
0.35 40,481.53 43,315.24 0.108424 4.86 43,310.39 0.724417366
0.29 43,307.68 46,339.22 0.115832 4.18 46,335.04 0.738384843
0.23 46,332.83 49,576.13 0.123677 3.56 49,572.56 0.752778485
0.18 49,570.77 53,040.73 0.131973 3.01 53,037.72 0.767826835
0.14 53,036.28 56,748.82 0.140737 2.52 56,746.30 0.783847543
0.11 56,745.16 60,717.32 0.149983 2.09 60,715.24 0.801286251
0.08 60,714.34 64,964.34 0.159723 1.71 64,962.63 0.820774077
0.06 64,961.93 69,509.27 0.169970 1.38 69,507.88 0.843213854
0.05 69,507.34 74,372.85 0.180733 1.11 74,371.75 0.869913669
0.04 74,371.33 79,577.32 0.192020 0.87 79,576.45 0.902793841
0.03 79,576.13 85,146.46 0.203837 0.68 85,145.78 0.944714271
0.02 85,145.54 91,105.73 1.000000 2.40 91,103.33 -

72555 65181
12,956.95 11,639.94
0.00 0.00
0.00 0.00
 132.59 128.28
160.23 196.16
259.14 232.80
159.79 182.94
12,564.77 11,265.63
- -
2,309.84 2,668.05
 P. Emitida G. Adq. Inc. RM Siniestros Val. Garant.
613.16 782.31 39.12 613.16 146.28 -
1,156.99 703.05 - 543.83 141.57 -
1,602.27 631.75 - 445.28 137.00 -
1,961.63 567.61 - 359.36 132.59 160.23
2,246.33 509.92 - 284.70 128.28 196.16
2,466.27 458.02 - 219.93 124.14 224.63
2,630.31 411.35 - 164.04 120.06 246.63
2,746.24 369.37 - 115.93 116.10 263.03
2,820.94 331.61 - 74.70 112.25 274.62
2,860.47 297.66 - 39.53 108.51 282.09
2,870.18 267.13 - 9.72 104.86 286.05
2,854.77 239.68 - - 15.41 101.34 287.02
2,818.39 215.00 - - 36.38 97.89 285.48
2,764.66 192.81 - - 53.73 94.53 281.84
2,696.74 172.86 - - 67.92 91.26 276.47
2,617.40 154.93 - - 79.34 88.08 269.67
2,529.04 138.82 - - 88.36 84.99 261.74
2,433.77 124.34 - - 95.27 81.97 252.90
2,333.41 111.33 - - 100.37 79.03 243.38
2,229.50 99.64 - - 103.90 76.15 233.34
2,123.41 89.14 - - 106.10 73.36 222.95
2,016.28 79.71 - - 107.13 70.62 212.34
1,909.08 71.24 - - 107.20 67.95 201.63
1,802.64 63.64 - - 106.43 65.35 190.91
1,697.67 56.81 - - 104.97 62.80 180.26
1,594.74 50.69 - - 102.93 60.32 169.77
1,494.32 45.20 - - 100.42 57.89 159.47
1,396.81 40.27 - - 97.51 55.52 149.43
1,302.51 35.85 - - 94.30 53.20 139.68
1,211.66 31.89 - - 90.85 50.93 130.25
1,124.44 28.34 - - 87.22 48.71 121.17
1,040.99 25.17 - - 83.45 46.54 112.44
961.38 22.32 - - 79.61 44.42 104.10
885.68 19.78 - - 75.71 42.34 96.14
813.88 17.50 - - 71.79 40.31 88.57
745.99 15.47 - - 67.90 38.32 81.39
681.95 13.65 - - 64.03 36.37 74.60
621.73 12.03 - - 60.23 34.47 68.20
565.23 10.58 - - 56.49 32.61 62.17
512.38 9.30 - - 52.85 30.80 56.52
463.08 8.15 - - 49.31 29.03 51.24
417.20 7.13 - - 45.87 27.30 46.31
374.64 6.23 - - 42.56 25.61 41.72
335.28 5.42 - - 39.36 23.97 37.46
298.98 4.71 - - 36.30 22.37 33.53
265.61 4.08 - - 33.37 20.82 29.90
235.04 3.53 - - 30.57 19.32 26.56
207.12 3.04 - - 27.91 17.87 23.50
181.73 2.61 - - 25.39 16.47 20.71
158.72 2.23 - - 23.01 15.12 18.17
137.96 1.90 - - 20.77 13.82 15.87
119.30 1.62 - - 18.66 12.58 13.80
102.61 1.36 - - 16.69 11.40 11.93
87.76 1.15 - - 14.85 10.28 10.26
74.61 0.96 - - 13.15 9.22 8.78
63.03 0.80 - - 11.58 8.22 7.46
52.89 0.66 - - 10.13 7.28 6.30
44.08 0.54 - - 8.81 6.41 5.29
36.46 0.45 - - 7.62 5.60 4.41
29.93 0.36 - - 6.53 4.86 3.65
24.37 0.29 - - 5.56 4.18 2.99
19.68 0.23 - - 4.69 3.56 2.44
15.75 0.18 - - 3.93 3.01 1.97
12.50 0.14 - - 3.26 2.52 1.58
9.83 0.11 - - 2.67 2.09 1.25
7.65 0.09 - - 2.17 1.71 0.98
5.91 0.07 - - 1.74 1.38 0.77
4.53 0.05 - - 1.38 1.11 0.59
3.44 0.04 - - 1.09 0.87 0.45
2.60 0.03 - - 0.84 0.68 0.34
- 0.02 - - 2.60 2.40 0.26
Opn Prod. Fin Dif. Activos Reserva
15.65 50.93 19.05 632.21 613.16
14.06 92.48 96.08 1,272.11 1,156.99
12.64 132.39 169.22 1,886.61 1,602.27
11.35 159.79 63.86 2,309.84 1,961.63
10.20 182.94 73.51 2,668.05 2,246.33
9.16 202.46 82.61 2,970.59 2,466.27
8.23 218.90 91.28 3,225.91 2,630.31
7.39 232.74 99.66 3,441.50 2,746.24
6.63 244.43 107.84 3,624.04 2,820.94
5.95 254.36 115.93 3,779.50 2,860.47
5.34 262.87 124.03 3,913.25 2,870.18
4.79 270.28 132.22 4,030.05 2,854.77
4.30 276.87 140.59 4,134.26 2,818.39
3.86 282.90 149.21 4,229.74 2,764.66
3.46 288.59 158.18 4,320.00 2,696.74
3.10 294.15 167.57 4,408.23 2,617.40
2.78 299.78 177.44 4,497.32 2,529.04
2.49 305.64 187.88 4,589.94 2,433.77
2.23 311.90 198.96 4,688.53 2,333.41
1.99 318.70 210.75 4,795.38 2,229.50
1.78 326.19 223.33 4,912.62 2,123.41
1.59 334.49 236.78 5,042.26 2,016.28
1.42 343.73 251.17 5,186.23 1,909.08
1.27 354.04 266.58 5,346.38 1,802.64
1.14 365.53 283.11 5,524.51 1,697.67
1.01 378.31 300.83 5,722.41 1,594.74
0.90 392.51 319.85 5,941.85 1,494.32
0.81 408.23 340.26 6,184.60 1,396.81
0.72 425.60 362.16 6,452.46 1,302.51
0.64 444.74 385.67 6,747.27 1,211.66
0.57 465.77 410.89 7,070.95 1,124.44
0.50 488.82 437.96 7,425.45 1,040.99
0.45 514.03 466.99 7,812.84 961.38
0.40 541.53 498.14 8,235.27 885.68
0.35 571.47 531.54 8,695.01 813.88
0.31 604.01 567.36 9,194.48 745.99
0.27 639.33 605.77 9,736.21 681.95
0.24 677.59 646.93 10,322.92 621.73
0.21 718.98 691.06 10,957.49 565.23
0.19 763.71 738.34 11,642.98 512.38
0.16 811.98 789.01 12,382.68 463.08
0.14 864.04 843.29 13,180.10 417.20
0.12 920.11 901.44 14,038.99 374.64
0.11 980.48 963.72 14,963.35 335.28
0.09 1,045.41 1,030.43 15,957.47 298.98
0.08 1,115.21 1,101.86 17,025.96 265.61
0.07 1,190.20 1,178.35 18,173.74 235.04
0.06 1,270.72 1,260.24 19,406.07 207.12
0.05 1,357.15 1,347.92 20,728.60 181.73
0.04 1,449.88 1,441.79 22,147.38 158.72
0.04 1,549.34 1,542.27 23,668.88 137.96
0.03 1,655.97 1,649.83 25,300.05 119.30
0.03 1,770.26 1,764.96 27,048.32 102.61
0.02 1,892.74 1,888.18 28,921.65 87.76
0.02 2,023.97 2,020.07 30,928.57 74.61
0.02 2,164.53 2,161.22 33,078.21 63.03
0.01 2,315.08 2,312.28 35,380.36 52.89
0.01 2,476.29 2,473.95 37,845.49 44.08
0.01 2,648.91 2,646.95 40,484.83 36.46
0.01 2,833.71 2,832.09 43,310.39 29.93
0.01 3,031.54 3,030.21 46,335.04 24.37
0.00 3,243.30 3,242.22 49,572.56 19.68
0.00 3,469.95 3,469.08 53,037.72 15.75
0.00 3,712.54 3,711.84 56,746.30 12.50
0.00 3,972.16 3,971.61 60,715.24 9.83
0.00 4,250.00 4,249.57 64,962.63 7.65
0.00 4,547.34 4,546.99 69,507.88 5.91
0.00 4,865.51 4,865.25 74,371.75 4.53
0.00 5,205.99 5,205.79 79,576.45 3.44
0.00 5,570.33 5,570.17 85,145.78 2.60
0.00 5,960.19 5,960.14 91,103.33 -

91,103.33