Nam giới Nữ giới Số tiền bảo hiểm

Tuổi Số sống Số chết Số sống Số chết $ 100,000

0 10000000 41800 0.00418 10000000 28900 0.00289
1 9958200 10655 0.00107 9971100 8675 0.00087
2 9947545 9848 0.00099 9962425 8070 0.00081
3 9937697 9739 0.00098 9954355 7864 0.00079
4 9927958 9432 0.00095 9946491 7659 0.00077
5 9918526 8927 0.00090 9938832 7554 0.00076
6 9909599 8522 0.00086 9931278 7250 0.00073
7 9901077 7921 0.00080 9924028 7145 0.00072
8 9893156 7519 0.00076 9916883 6942 0.00070
9 9885637 7315 0.00074 9909941 6838 0.00069
10 9878322 7211 0.00073 9903103 6734 0.00068
11 9871111 7601 0.00077 9896369 6828 0.00069
12 9863510 8384 0.00085 9889541 7120 0.00072
13 9855126 9757 0.00099 9882421 7412 0.00075
14 9845369 11322 0.00115 9875009 7900 0.00080
15 9834047 13079 0.00133 9867109 8387 0.00085
16 9820968 14830 0.00151 9858722 8873 0.00090
17 9806138 16376 0.00167 9849849 9357 0.00095
18 9789762 17426 0.00178 9840492 9644 0.00098
19 9772336 18177 0.00186 9830848 10027 0.00102
20 9754159 18533 0.00190 9820821 10312 0.00105
21 9735626 18595 0.00191 9810509 10497 0.00107
22 9717031 18365 0.00189 9800012 10682 0.00109
23 9698666 18040 0.00186 9789330 10866 0.00111
24 9680626 17619 0.00182 9778464 11147 0.00114
25 9663007 17104 0.00177 9767317 11330 0.00116
26 9645903 16687 0.00173 9755987 11610 0.00119
27 9629216 16466 0.00171 9744377 11888 0.00122
28 9612750 16342 0.00170 9732489 12263 0.00126
29 9596408 16410 0.00171 9720226 12636 0.00130
30 9579998 16573 0.00173 9707590 13105 0.00135
31 9563425 17023 0.00178 9694485 13572 0.00140
32 9546402 17470 0.00183 9680913 14037 0.00145
33 9528932 18200 0.00191 9666876 14500 0.00150
34 9510732 19021 0.00200 9652376 15251 0.00158
35 9491711 20028 0.00211 9637125 15901 0.00165
36 9471683 21217 0.00224 9621224 16933 0.00176
37 9450466 22681 0.00240 9604291 18152 0.00189
38 9427785 24324 0.00258 9586139 19556 0.00204
39 9403461 26236 0.00279 9566583 21238 0.00222
40 9377225 28319 0.00302 9545345 23100 0.00242
41 9348906 30758 0.00329 9522245 25139 0.00264
42 9318148 33173 0.00356 9497106 27257 0.00287
43 9284975 35933 0.00387 9469849 29262 0.00309
44 9249042 38753 0.00419 9440587 31343 0.00332
45 9210289 41907 0.00455 9409244 33497 0.00356
46 9168382 45108 0.00492 9375747 35628 0.00380
47 9123274 48536 0.00532 9340119 37827 0.00405
48 9074738 52089 0.00574 9302292 40279 0.00433
49 9022649 56031 0.00621 9262013 42883 0.00463
50 8966618 60166 0.00671 9219130 45727 0.00496
51 8906452 65017 0.00730 9173403 48711 0.00531
52 8841435 70378 0.00796 9124692 52011 0.00570
53 8771057 76396 0.00871 9072681 55797 0.00615
54 8694661 83121 0.00956 9016884 59602 0.00661
55 8611540 90163 0.01047 8957282 63507 0.00709
56 8521377 97655 0.01146 8893775 67326 0.00757
57 8423722 105212 0.01249 8826449 70876 0.00803
58 8318510 113049 0.01359 8755573 74160 0.00847
59 8205461 121195 0.01477 8681413 77612 0.00894
60 8084266 129995 0.01608 8603801 81478 0.00947
61 7954271 139518 0.01754 8522323 86331 0.01013
62 7814753 149965 0.01919 8435992 92458 0.01096
63 7664788 161420 0.02106 8343534 100289 0.01202
64 7503368 173628 0.02314 8243245 109223 0.01325
65 7329740 186322 0.02542 8134022 118675 0.01459
66 7143418 198944 0.02785 8015347 128246 0.01600
67 6944474 211390 0.03044 7887101 137472 0.01743
68 6733084 223471 0.03319 7749629 146003 0.01884
69 6509613 235453 0.03617 7603626 154810 0.02036
70 6274160 247892 0.03951 7448816 164693 0.02211
71 6026268 260937 0.04330 7284123 176494 0.02423
72 5765331 274718 0.04765 7107629 190982 0.02687
73 5490613 289026 0.05264 6916647 208260 0.03011
74 5201587 302680 0.05819 6708387 227616 0.03393
75 4898907 314461 0.06419 6480771 247825 0.03824
76 4584446 323341 0.07053 6232946 267830 0.04297
77 4261105 328616 0.07712 5965116 286564 0.04804
78 3932489 329936 0.08390 5678552 303519 0.05345
79 3602553 328012 0.09105 5375033 319008 0.05935
80 3274541 323656 0.09884 5056025 333647 0.06599
81 2950885 317161 0.10748 4722378 347567 0.07360
82 2633724 308804 0.11725 4374811 360484 0.08240
83 2324920 298194 0.12826 4014327 371446 0.09253
84 2026726 284248 0.14025 3642881 378167 0.10381
85 1742478 266512 0.15295 3264714 379033 0.11610
86 1475966 245143 0.16609 2885681 373090 0.12929
87 1230823 220994 0.17955 2512591 360105 0.14332
88 1009829 195170 0.19327 2152486 340480 0.15818
89 814659 168871 0.20729 1812006 315180 0.17394
90 645788 143216 0.22177 1496826 285520 0.19075
91 502572 119100 0.23698 1211306 253005 0.20887
92 383472 97191 0.25345 958301 219269 0.22881
93 286281 77900 0.27211 739032 185874 0.25151
94 208381 61660 0.29590 553158 154503 0.27931
95 146721 48412 0.32996 398655 126501 0.31732
96 98309 37805 0.38455 272154 102259 0.37574
97 60504 29054 0.48020 169895 80695 0.47497
98 31450 20693 0.65797 89200 58502 0.65585
99 10757 10757 1.00000 30698 30698 1.00000
Quỹ chi trả Phí rủi ro Phí cơ bản Phí đầu tư phân bổ
STBH *Số chết LSKT 4% $ 1,538 (phí cơ bản x20%) - phí ban đầu - phí rủi ro
$ 4,180,000,000 $ 401.92 $ 1,538
$ 1,065,500,000 $ 102.88 $ 1,538
$ 984,800,000 $ 95.19 $ 1,538
$ 973,900,000 $ 94.23 $ 1,538
$ 943,200,000 $ 91.35 $ 1,538
$ 892,700,000 $ 86.54 $ 1,538
$ 852,200,000 $ 82.69 $ 1,538
$ 792,100,000 $ 76.92 $ 1,538
$ 751,900,000 $ 73.08 $ 1,538
$ 731,500,000 $ 71.15 $ 1,538
$ 721,100,000 $ 70.19 $ 1,538
$ 760,100,000 $ 74.04 $ 1,538
$ 838,400,000 $ 81.73 $ 1,538
$ 975,700,000 $ 95.20 $ 1,538
$ 1,132,200,000 $ 110.58 $ 1,538
$ 1,307,900,000 $ 127.88 $ 1,538
$ 1,483,000,000 $ 145.20 $ 1,538
$ 1,637,600,000 $ 160.57 $ 1,538
$ 1,742,600,000 $ 171.16 $ 1,538
$ 1,817,700,000 $ 178.85 $ 1,538
$ 1,853,300,000 $ 182.69 $ 1,538
$ 1,859,500,000 $ 183.65 $ 1,538
$ 1,836,500,000 $ 181.73 $ 1,538
$ 1,804,000,000 $ 178.85 $ 1,538
$ 1,761,900,000 $ 175.00 $ 1,538
$ 1,710,400,000 $ 170.20 $ 1,538
$ 1,668,700,000 $ 166.34 $ 1,538
$ 1,646,600,000 $ 164.42 $ 1,538
$ 1,634,200,000 $ 163.46 $ 1,538
$ 1,641,000,000 $ 164.42 $ 1,538
$ 1,657,300,000 $ 166.34 $ 1,538 $ 141.26
$ 1,702,300,000 $ 171.15 $ 1,538 $ 444.05
$ 1,747,000,000 $ 175.96 $ 1,538 $ 1,054.44
$ 1,820,000,000 $ 183.65 $ 1,538 $ 1,354.35
$ 1,902,100,000 $ 192.30 $ 1,538 $ 1,345.70
$ 2,002,800,000 $ 202.89 $ 1,538 $ 1,335.11
$ 2,121,700,000 $ 215.39 $ 1,538 $ 1,322.61
$ 2,268,100,000 $ 230.77 $ 1,538 $ 1,307.23
$ 2,432,400,000 $ 248.08 $ 1,538 $ 1,289.92
$ 2,623,600,000 $ 268.27 $ 1,538 $ 1,269.73
$ 2,831,900,000 $ 290.38 $ 1,538 $ 1,247.62
$ 3,075,800,000 $ 316.35 $ 1,538 $ 1,221.65
$ 3,317,300,000 $ 342.31 $ 1,538 $ 1,195.69
$ 3,593,300,000 $ 372.12 $ 1,538 $ 1,165.88
$ 3,875,300,000 $ 402.88 $ 1,538 $ 1,135.12
$ 4,190,700,000 $ 437.50 $ 1,538 $ 1,100.50
$ 4,510,800,000 $ 473.07 $ 1,538 $ 1,064.93
$ 4,853,600,000 $ 511.54 $ 1,538 $ 1,026.46
$ 5,208,900,000 $ 551.92 $ 1,538 $ 986.08
$ 5,603,100,000 $ 597.12 $ 1,538 $ 940.88
$ 6,016,600,000 $ 645.19 $ 1,538 $ 892.81
$ 6,501,700,000 $ 701.92 $ 1,538 $ 836.08
$ 7,037,800,000 $ 765.39 $ 1,538 $ 772.61
$ 7,639,600,000 $ 837.50 $ 1,538 $ 700.50
$ 8,312,100,000 $ 919.23 $ 1,538 $ 618.77
$ 9,016,300,000 $ 1,006.73 $ 1,538 $ 531.27
$ 9,765,500,000 $ 1,101.92 $ 1,538 $ 436.08
$ 10,521,200,000 $ 1,200.96 $ 1,538 $ 337.04
$ 11,304,900,000 $ 1,306.74 $ 1,538 $ 231.26
$ 12,119,500,000 $ 1,420.20 $ 1,538 $ 117.80
$ 12,999,500,000 $ 1,546.15 $ 1,538 -$ 8.15
$ 13,951,800,000 $ 1,686.54 $ 1,538 -$ 148.54
$ 14,996,500,000 $ 1,845.19 $ 1,538 -$ 307.19
$ 16,142,000,000 $ 2,024.99 $ 1,538 -$ 487.00
$ 17,362,800,000 $ 2,225.00 $ 1,538 -$ 687.00
$ 18,632,200,000 $ 2,444.23 $ 1,538 -$ 906.23
$ 19,894,400,000 $ 2,677.88 $ 1,538 -$ 1,139.88
$ 21,139,000,000 $ 2,926.93 $ 1,538 -$ 1,388.93
$ 22,347,100,000 $ 3,191.35 $ 1,538 -$ 1,653.35
$ 23,545,300,000 $ 3,477.89 $ 1,538 -$ 1,939.89
$ 24,789,200,000 $ 3,799.04 $ 1,538 -$ 2,261.04
$ 26,093,700,000 $ 4,163.46 $ 1,538 -$ 2,625.46
$ 27,471,800,000 $ 4,581.73 $ 1,538 -$ 3,043.73
$ 28,902,600,000 $ 5,061.54 $ 1,538 -$ 3,523.54
$ 30,268,000,000 $ 5,595.19 $ 1,538 -$ 4,057.19
$ 31,446,100,000 $ 6,172.12 $ 1,538 -$ 4,634.12
$ 32,334,100,000 $ 6,781.73 $ 1,538 -$ 5,243.73
$ 32,861,600,000 $ 7,415.38 $ 1,538 -$ 5,877.38
$ 32,993,600,000 $ 8,067.31 $ 1,538 -$ 6,529.31
$ 32,801,200,000 $ 8,754.80 $ 1,538 -$ 7,216.80
$ 32,365,600,000 $ 9,503.86 $ 1,538 -$ 7,965.86
$ 31,716,100,000 $ 10,334.61 $ 1,538 -$ 8,796.61
$ 30,880,400,000 $ 11,274.03 $ 1,538 -$ 9,736.03
$ 29,819,400,000 $ 12,332.68 $ 1,538 -$ 10,794.68
$ 28,424,800,000 $ 13,485.56 $ 1,538 -$ 11,947.56
$ 26,651,200,000 $ 14,706.73 $ 1,538 -$ 13,168.73
$ 24,514,300,000 $ 15,970.18 $ 1,538 -$ 14,432.18
$ 22,099,400,000 $ 17,264.40 $ 1,538 -$ 15,726.40
$ 19,517,000,000 $ 18,583.69 $ 1,538 -$ 17,045.69
$ 16,887,100,000 $ 19,931.77 $ 1,538 -$ 18,393.77
$ 14,321,600,000 $ 21,323.98 $ 1,538 -$ 19,785.98
$ 11,910,000,000 $ 22,786.63 $ 1,538 -$ 21,248.63
$ 9,719,100,000 $ 24,370.20 $ 1,538 -$ 22,832.20
$ 7,790,000,000 $ 26,164.45 $ 1,538 -$ 24,626.45
$ 6,166,000,000 $ 28,451.95 $ 1,538 -$ 26,913.95
$ 4,841,200,000 $ 31,726.88 $ 1,538 -$ 30,188.88
$ 3,780,500,000 $ 36,976.23 $ 1,538 -$ 35,438.23
$ 2,905,400,000 $ 46,173.04 $ 1,538 -$ 44,635.04
$ 2,069,300,000 $ 63,265.87 $ 1,538 -$ 61,727.87
$ 1,075,700,000 $ 96,153.85 $ 1,538 -$ 94,615.85
 Phí đóng Giá trị đầu tư
thêm tích lũy Rút tiền
n đầu - phí rủi ro Số tiền BH 100,000
LS kỹ thuật 4.00%
Tỷ lệ tử vong 0.42%
30t Phí hằng năm 1,538 nhập tay
Lsuat đầu tư 11%
Hệ số 1.11 nhập tay
Phí cơ bản
0-29
30 - 34
35 - 39
40 - 44
45 - 49
50 - 54

phí toàn phần =

$ 1,500.00 $ 1,641.26
$ 1,500.00 $ 3,765.84
$ 1,500.00 $ 6,734.52
$ 1,500.00 $ 10,329.67
$ 1,500.00 $ 14,311.63
$ 1,500.00 $ 18,721.02
$ 1,500.00 $ 23,602.94
$ 1,500.00 $ 29,006.50
$ 1,500.00 $ 34,987.13
$ 1,500.00 $ 41,605.44
$ 1,500.00 $ 48,929.66
$ 1,500.00 $ 57,033.57
$ 1,500.00 $ 66,002.96
$ 1,500.00 $ 75,929.16
$ 1,500.00 $ 86,916.49
$ 1,500.00 $ 99,077.80
$ 1,500.00 $ 112,541.29
$ 1,500.00 $ 127,447.29
$ 1,500.00 $ 143,952.57
$ 1,500.00 $ 162,228.24
$ 1,500.00 $ 182,466.15
$ 1,500.00 $ 204,873.50
$ 1,500.00 $ 229,682.20
$ 1,500.00 $ 257,147.74
$ 1,500.00 $ 287,552.77
$ 1,500.00 $ 321,214.84
$ 1,500.00 $ 358,484.55
$ 1,500.00 $ 399,754.89
$ 1,500.00 $ 445,459.19
$ 1,500.00 $ 496,077.50
$ 1,500.00 $ 552,137.88
$ 1,500.00 $ 614,224.50
$ 1,500.00 $ 682,982.01
$ 1,500.00 $ 759,123.03
$ 1,500.00 $ 843,439.56
$ 1,500.00 $ 936,811.68
$ 1,500.00 $ 1,040,221.09
$ 1,500.00 $ 1,154,756.48
$ 1,500.00 $ 1,281,626.35
$ 1,500.00 $ 1,422,165.36
$ 1,500.00 $ 1,577,842.51
$ 1,500.00 $ 1,750,279.73
$ 1,500.00 $ 1,941,266.77
$ 1,500.00 $ 2,152,782.58
$ 1,500.00 $ 2,387,031.47
$ 1,500.00 $ 2,646,470.82
$ 1,500.00 $ 2,933,838.87
$ 1,500.00 $ 3,252,183.78
$ 1,500.00 $ 3,604,894.68
$ 1,500.00 $ 3,995,716.30
$ 1,500.00 $ 4,428,779.23
$ 1,500.00 $ 4,908,648.34
$ 1,500.00 $ 5,440,363.62
$ 1,500.00 $ 6,029,508.94
$ 1,500.00 $ 6,682,307.36
$ 1,500.00 $ 7,405,692.44
$ 1,500.00 $ 8,207,386.43
$ 1,500.00 $ 9,095,972.53
$ 1,500.00 $ 10,080,983.83
$ 1,500.00 $ 11,172,998.28
$ 1,500.00 $ 12,383,742.11
$ 1,500.00 $ 13,726,205.11
$ 1,500.00 $ 15,214,755.47
$ 1,500.00 $ 16,865,252.13
$ 1,500.00 $ 18,695,015.91
$ 1,500.00 $ 20,722,778.77
$ 1,500.00 $ 22,968,346.21
$ 1,500.00 $ 25,451,729.25
$ 1,500.00 $ 28,191,191.60
$ 1,500.00 $ 31,199,106.83