Informatii privind cotatia ROBOR 3M utilizata de Banca ca Rata Dobanzii de Referinta pentru creditele acordate persoanelor

fizice, cotatie utilizata pentru creditele in derulare

ALPHA BANK ROMANIA S.A utilizeaza indicele ROBOR 3 luni pentru determinarea nivelului Dobanzii de Referinta aferente creditelor
imobiliare in RON acordate incepand cu 07.05.2010 pana la 02.05.2019 si creditelor de consum acordate incepand cu 21.06.2010 pana la
02.05.2019.

ROBOR (Romanian Interbank Offer Rate) reprezinta rata medie a dobanzii la care bancile romanesti se imprumuta intre ele in lei (media
aritmetica a cotatiilor practicate de 10 banci selectate de banca centrala). Aceasta se publica zilnic de Banca Nationala a Romaniei.

ROBOR 3M utilizat de Banca incepand cu data de 01.01.2021 este 2,03% p.a.

4.00%
Evolutia ROBOR 3M 3.47%
3.50% 3.32%
3.18% 3.18% 3.25% 3.23% 3.24%
3.28% 3.15% 3.13%
3.38% 2.82%
3.00% 3.23% 3.16%
3.02% 3.06% 2.94% 2.55% 3.06% 3.05% 3.07% 3.01%
2.50% 2.99%
2.40%
2.50% 2.20%
2.08% 2.09% 2.08% 2.15% 2.09% 2.15%
2.45% 2.00% 2.20%
1.97%
2.00%
1.87% 2.04%
2.03%
1.50%
1.46%
1.00% 0.82% 0.85% 0.89% 0.87% 0.86% 0.87% 0.91%

0.90%
0.50% 0.80%

0.00%
1 2 3 4 5 6 7 8 9 10 11 12
2017 0.90% 0.80% 0.82% 0.85% 0.89% 0.87% 0.86% 0.87% 0.91% 1.46% 1.87% 2.20%
2018 2.08% 1.97% 2.09% 2.08% 2.45% 2.82% 3.16% 3.47% 3.24% 3.15% 3.32% 3.13%
2019 3.02% 3.06% 3.28% 3.23% 3.38% 3.25% 3.23% 3.06% 3.05% 3.07% 3.01% 2.99%
2020 3.18% 3.18% 2.94% 2.55% 2.50% 2.40% 2.20% 2.15% 2.00% 2.09% 2.15% 2.04%
2021 2.03%

editat la 01.01.2021 Sursa: www.bnro.ro