BG]H^GE KGPYP NICGA

L. LCIESLSGP ]IECI^LSG
 Egjg ? Ey. A
Oiels kibgjle ? ]irijpuge
Yjur ? 93 tgaue
Gbgjgt ? Krgthe, Kgnupgtie Sifgb
]ieclclkge ? Sgjgt PJG
 Eh. @J ? 970091
Jgsuk ^P ? >= Hkthnir >=7<
]ijirlksgge ? >7 Hkthnir >=7<

LL. CGSG CGPG^

G. CGSG PYN\IKSLD
GEGJEIPLP
Guthgegjeisls (tgeffgb >7 Hkthnir >=7< ]ukub 70.== VLN, cl Ngefsgb
Dbgjnhyge ^PYL Agrgpge Gecg)
Kibuage Ytgjg ? Eyirl pirut kgege gtgs
^lwgygt ]ieygklt Pikgrgef ?
· 0 agrl sinibuj jgsuk rujga sgklt, pgslie jiefibua eyirl cl ubu agtl
ygef jieogbgr aleffg pirut kgege gtgs. Eyirl tirgsg tgogj cge clrgsgkge albgef
tljnub. Cijgj (-), jugb (+), juetga (+) 7 kgbl cgbgj siagrl ciefge vhbuji +
7 fibgs nibljnlef, wgreg sipirtl ygef cljgkge, cgrga (-). NGN cge NGK
cgbgj ngtgs ehrjgb. Kibuage
Kib uage jgtg cge tunua jieogcl kuelef clsgefkgb.
· 7 agrl sinibuj jgsuk rujga sgklt, eyirl clrgsgkge sijgkle nirgt cge
jieogbgr aleffg ki ngau cge pueffuef kgege. Cijgj (-), jugb (+), juetga
(+). Kgrieg eyirl tlcgk nirkurgef ciefge hngt piricg eyirl, pgslie kijuclge
jijirlksgkge clrl ki LFC.
 

^lwgygt ]ieygklt Cgaubu ?

-  ]gslie tlcgk pirega sgklt sipirtl lel sinibujeyg
-  ^lwgygt alpirtiesl clsgefkgb

-  ^lwgygt clgnitis jibbltus clsgefkgb

-  ^lwgygt khbistirhb tleffl tlcgk clkitgaul
-  ^lwgygt pieygklt agtl clsgefkgb
-  ^lwgygt gbirfl cge gsjg clsgefkgb
-  ^lwgygt pieffuegge KN suetlk 0 nubge (+) siogk >=76
-  ]gslie nibuj jiehpgusi

^lwgygt ]ieygklt Kibugrfg ?

-  Slcgk gcg geffhtg kibugrfg ygef jiefibuakge sgklt sipirtl lel

-  ^lwgygt alpirtiesl clsgefkgb

-  ^lwgygt clgnitis jibbltus clsgefkgb
-  ^lwgygt khbistirhb tleffl tlcgk clkitgaul
-  ^lwgygt pieygklt agtl clsgefkgb
-  ^lwgygt gbirfl cge gsjg clsgefkgb

^lwgygt Phslgb Ikhehjl ?

]gslie gcgbga sihrgef lnu rujga tgeffg, tleffgb nirsgjg sugjl ygef nikirog
singfgl pifgwgl swgstg cge cug gegk.

Nlgyg piefhngtge cltgeffuef hbia OKE ehe ]NL

Kisge ? Phslgb ikhehjl `ukup

N. CGSG HN\IKSLD
]IJI^LKPGGE
]IJI^LKPGGE DLPLK
]gcg tgeffgb >7 Hkthnir >=7< ]ukub 70.== VLN, cl Ngefsgb Dbgjnhyge ^PYL
Agrgpge Gecg
Kigcgge Yjuj ? tgjpgk sgklt sicgef

Kisgcgrge ? F@P 79 I3J4T9

 
 

Sgecg Tltgb ? Sikgege cgrga ? 700 / 1= jjAf ^^ ? 04 x/jet

 Egcl ? <> x/jet, lsl cge tifgefge `ukup
`ukup
Puau ? 06,1˟@ (gkslbir) 
(gkslbir) 

TGP ? 3-9
Nirgt Ngcge ? 6= kf
Sleffl Ngcge ? 791 `j
NJL ? >1,=3 kf/j> (
 (hvirwilfat)
hvirwilfat)
Kipgbg ? jishsidgb
Jgtg ? kheoueftlvg pgbpinrg pu`gt (-/-), skbirg lktirlk (-/-),
^@ +/+, puplb lshkhr Ñ 0jj/0jj
Siblefg ? cls`agrfi (-/-)
Alcuef ? egpgs `uplef (-), cls`agrfi (-/-)

Jubut ? jukhsg nlnlr kirlef (-), slgehsls (-)

Sieffhrhk ? S7-7, dgrlef alpirijls (-)
Biair ? sljitrls, trgkig cl tiefga, pijnisgrge eeb (-/-)
Cgcg ? ritrgksl (-)
Sahrgk ? Ogetuef ? L ? L`tus `hrcls tgk tgjpgk
]g? L`tus `hrcls tirgng cl PL@
P L@ T > `j jic BJ@P
]i? khedlfurgsl ogetuef cgbgj ngtgs ehrjgb
Gu? A^ rifubir, nueyl ogetuef L-LL rifubir, nlslef (-),
fgbbhp (-)

]gru ? L ? sljitrls stgtls clegjls

]g? Ptij drijltus kgege : klrl
]i? Phehr siburua bgpgefge pgru
Gu? Pugrg cgsgr vislkubir, waiizlef (-), agetgrge (-)

Gnchjie ?
Ptgtus bhkgbls ?
Gnchjie ?
L ? clstiesl (-), vieiktgsl (-), s`gr
(-), s`gr (-)

Gu ? nlslef usus (+) ehrjgb

 
 

]i ? tljpgel, pikgk aipgr (+) ehrjgb, pikgk slsl (+),

 pikgk gbla (-)
]g ? eyirl tikge (+) cl riflh alphkhecrlgkg cikstrg, Jurpay
cikstrg, Jurpay

Plfe (-), cidges juskubir (-), eyirl tikge bipgs (-), aipgr
cge blie tlcgk tirgng, tlcgk tirgng jgssg
Iktrijltgs ? Pupirlhr   Ledirlhr
Plgehsls -/- -/-
Gkrgb clefle -/- -/-
Jhthrlk tlcgk gcg bgtirgblsgsl
Pieshrlk cne cne
Cidhrjltgs -/- -/-

]IJI^LKPGGE ]IEYEOGEF
]IJI^LKPGGE
Bgnhrgthrluj (>= Hkthnir >=7<)

]ijirlksgge Agslb Pgtuge Elbgl Ehrjgb Kitirgefge

Kitirgefge

Aijgthbhfl
Aijhfbhnle 79,7 f/cB 77,6 - 79,9
Aijgthkrlt 37,1 % 09,= - 36,=
Irltrhslt 9,37 outg/YL 3,3= - 9,=
J@A >6,< ]f >4 - 03
J@T 66,0 dB 1= - 7==
J@A@ 04,7 f/cB 0> - 04
Biukhslt 77,1 rlnu/jjk 0,4  ‐  77,= A
Srhjnhslt 03< rlnu/jjk 79= - 33==
Cldd @huet
Eiutrhdlb 6=,3 % 9= - 6= A
Bljdhslt >3,6 % >= - 3=
Jhehslt 3,< % = - 7=
Kljlg Kblelk

FCP 77= jf/cB 63 -77=

 
 

PFHS 0> Y/B 2 09

PF]S 34 Y/B 2 09 A
Khbistirhb Shtgb 70< jf/cb 2>==

Srlfblsirlcg 704 jf/cb  2>==

Khgfubgsl
 Nbiiclef Slji >,0 jielt 0-6
@bhttlef Slji 9,= jielt 7-0
L@S ALT Eifgtld
AnsGf Eifgtld

IKF (>= Hkthnir >=7<)

Kisge ? Ehrjhsleus raytaj, A^ <1x/j

YPF Gnchjie (>7 Hkthnir >=7<)

 
 

Kisge ? Khbibltlgsls,
? Khbibltlgsls, dgtty blvir

 
 

@. CGDSG^ JGPGBGA

Eh Jgsgbga Gktld Sgeffgb Eh Jgsgbga ]gsld Sgeffgb

7.  Eyirl pirut kgege >= Hkthnir >=7<
gtgs
>. Juetga >= Hkthnir >=7<
0. Hvirwilfat (NJL >= Hkthnir >=7<
>1,=3)
3.  Eyirl tikge cl >= Hkthnir >=7<
riflh
alphkhecrlgkg

cikstrg
9. Biukhslthsls >= Hkthnir >=7<
(77,1rn)
4.  Eiutrhdlblg >= Hkthnir >=7<
(6=.1%)
6. ]ielefkgtge >= Hkthnir >=7<
duefsl aipgr
(PF]S 34)

I. CLGFEHPLP
7. CLGFEHPLP NGECLEF
-  Khbibltlgsls
-  Khbislstltls
-  Aipgtltls

>. CLGFEHPLP KI^OG

Khbibltlgsls

 
 

D. LELSLGB ]BGE
Lp Cx ? P ? -
H?-

Lp ^x ?
  Ledus ^B >= tpj + crlp Kithrhbg` 0 gjpub
•

  Leo. @idhtgxlji 9== jf /7> ogj LT

•

  Leo. Hjiprgzhbi 3= jf /7> ogj LT

•

  ]rh bgpgrhthjl cge khbislstikthjl

•

Lp Jx?
Jhelthrlef KY, tgecg-tgecg vltgb, TGP
Lp Ix?

  Jieoibgskge kipgcg pgslie cge kibugrfg tietgef kijuefklege



 pieygklt ygef clcirltg (pirgcgefge pgcg kgecuef ijpicu gklngt ngtu)

cge khjpblkgsleyg
  Jieoibgskge kipgcg pgslie cge kibugrfg jiefiegl pijirlksgge
 pieueogef ygef clbgkukge
clbgkukge
  Jieoibgskge kipgcg kibugrfg jiefiegl tirgpl cge prhsicur nicga
ygef gkge clbgkukge (piefgefkgtge kgecuef ijpicu) cge gbtiregtld
tirgpl ygef juefkle clbgkukge
  Jieoibgskge kipgcg pgslie jiefiegl prhfehsls cge agb-agb ygef
agrus clpiragtlkge pgs`gpijnicgage (jiefalecgrl jgkgege-jgkgege
ygef tleffl kgcgr bijgk, jielefkgtkge gktlvltgs dlslk, jieuruekge
 nirgt ngcge)

 
 

F. BG]H^GE H]I^GPL
Sibga clbgkukge tlecgkge khbislstikthjl bgpgrhskhpl pgcg >> Hkthnir
>=7< pukub 74.9=  ‐   76.9=.
76.9=. Hpirgsl nirogbge bge`gr cge tibga clbgkukge

 piefgefkgtge visl`g dibbig. ]gslie sgcgr pieua > ogj phst hpirgsl cge
kijuclge clrgwgt cl rugefge nlgsg.

 
 

A. @GSGSGE ]I^KIJNGEFG
]I^KIJNGEFGE
E ]GPLIE
>> Hkthnir >=7<
Ngefsgb Dbgjnhyge
Punoiktld Hnoiktld Gssissjiet ]bge

   ]uslef KY? nglk Khbibltlgsls ]hst   Ledus ^B + crlp Kithrhbg`

    Eyirl bukg nikgs Kisgcgrge ? `hjphs jietls Khbislstikthjl 0 gjpub >= tpj
hpirgsl Bgpgrhthjl   Leo. @idtrlgxhei >x7 frgj
   Publt tlcur Sgecg Tltgb LT
 E? <=x t? 04,4   Leo. Hjiprgzhb >x7 gjp
^^? >=x SC ? 7>=/6= LT
TGP? 6    ]H?
Getgbfle 3 x 9==jf
Ptgtus Fieirgbls Gbprgzhbgj =,9 jf =-=-7
Jgtg? @G ( -/-), PL (-/-)
]ubjh? PC Tislkubir (+/+), ^a (-/-),
(-/-), Va (-/-) Sirgpl ]ieygklt Cgbgj?
@hr ? P7-P> rifubgr, jurjur (-/-) YC@G >x7 tgn
P`hpgjle 0x7 tgn
Ptgtus Bhkgbls   Cllt? buegk, alecgrl susu,
Gnchjie?

Kgssg (+) cl bleig jiclgeg, rijnis (-), eyirl tikge (+) sgetge cge jgkgege
 nirjleygk
  Jubgl jhnlblsgsl (jlrlef
kgege cge klrl) sitibga >3
 ogj
>0 Hkthnir >=7<
Ngefsgb Dbgjnhyge
Punoiktld Hnoiktld Gssissjiet ]bge

    Eyirl bukg nikgs KY? nglk  Khbibltlgsls ]hst   Ledus ^B + crlp Kithrhbg`
hpirgsl nirkurgef Kisgcgrge ? `hjphs jietls Khbislstikthjl 0 gjpub >= tpj
    Eyirl pirut ngwga Bgpgrhthjl A-L   Leo. @idtrlgxhei >x7 frgj
kgrieg tlcgk nlsgNGK Sgecg Tltgb LT
   Pucga kietut (+)  E? 1=x t? 04,<   Leo. Hjiprgzhb >x7 gjp

  Pucga jhnlblsgsl ^^? 71x SC ? 7>=/1= LT
jlrlef kgege-klrl (+) TGP? 9    ]H?
   Nibuj NGN Getgbfle 3 x 9==jf

   Jgsla sublt tlcur Ptgtus Fieirgbls Gbprgzhbgj =,9 jf =-=-7

Jgtg? @G ( -/-), PL (-/-)

 
 

]ubjh? PC Tislkubir (+/+), ^a ( -/-),

-/-), Va (-/-) Sirgpl ]ieygklt Cgbgj?
@hr ? P7-P> rifubgr, jurjur (-/-) YC@G >x7 tgn
P`hpgjle 0x7 tgn
Ptgtus Bhkgbls   Cllt? buegk, alecgrl susu,
Gnchjie? sgetge cge jgkgege
Kgssg (+) cl bleig jiclgeg,
jiclgeg, rijnis (-), eyirl tikge (+
(+))  nirjleygk
  Nishk jhnlblsgsl cucuk
>3 Hkthnir >=7<
Ngefsgb Dbgjnhyge
Punoiktld Hnoiktld Gssissjiet ]bge

    Eyirl bukg nikgs KY? nglk  Khbibltlgsls ]hst

   Ledus ^B + crlp Kithrhbg`
hpirgsl nirkurgef Kisgcgrge ? `hjphs jietls Khbislstikthjl 0 gjpub >= tpj
   Pucga kietut (+) Bgpgrhthjl A-LL   Leo. @idtrlgxhei >x7 frgj
   Pucga nlsg cucuk Sgecg Tltgb LT

   NGK (+)  E? 1=x t? 04,<   Leo. Hjiprgzhb >x7 gjp

   Nibuj NGN ^^? 71x SC ? 7>=/1= LT

   Jgsla sublt tlcur TGP? 3    ]H?

Getgbfle 3 x 9==jf

Ptgtus Fieirgbls Gbprgzhbgj =,9 jf =-=-7

Jgtg? @G ( -/-), PL (-/-)
]ubjh? PC Tislkubir (+/+), ^a ( -/-),
-/-), Va (-/-) Sirgpl ]ieygklt Cgbgj?
@hr ? P7-P> rifubgr, jurjur (-/-) YC@G >x7 tgn
P`hpgjle 0x7 tgn
Ptgtus Bhkgbls   Cllt? egsl, alecgrl susu,
Gnchjie? sgetge cge jgkgege
Kgssg (+) cl bleig jiclgeg,
jiclgeg, rijnis (-), eyirl tikge (+
(+))  nirjleygk

>9 Hkthnir >=7<

Ngefsgb Dbgjnhyge 
Punoiktld Hnoiktld Gssissjiet ]bge

    Eyirl bukg nikgs KY? nglk  Khbibltlgsls ]hst

   Ledus ^B + crlp Kithrhbg`
hpirgsl jleljgb Kisgcgrge ? `hjphs jietls Khbislstikthjl 0 gjpub >= tpj
   Pucga kietut (+) Bgpgrhthjl A-LLL   Leo. @idtrlgxhei >x7 frgj
   Pucga jhnlblsgsl Sgecg Tltgb LT
jlrlef kgege-klrl (+)  E? 14x t? 04   Leo. Hjiprgzhb >x7 gjp
   NGK (+) ^^? 71x SC ? 77=/1= LT

 
 

   Nibuj NGN TGP? 0    ]H?

   Jgsla sublt tlcur Getgbfle 3 x 9==jf
Ptgtus Fieirgbls Gbprgzhbgj =,9 jf =-=-7
Jgtg? @G ( -/-), PL (-/-)
]ubjh? PC Tislkubir (+/+), ^a ( -/-),
-/-), Va (-/-) Sirgpl ]ieygklt Cgbgj?
@hr ? P7-P> rifubgr, jurjur (-/-) YC@G >x7 tgn
P`hpgjle 0x7 tgn
Ptgtus Bhkgbls   Cllt? egsl, alecgrl susu,
Gnchjie? sgetge cge jgkgege
Kgssg (+) cl bleig jiclgeg, rijnis (-), eyirl tikge (+
(+))  nirjleygk

G`` pubgef
Hngt pubgef
]H?
Getgbfle 3x9==jf
@lprhdbhxg`le >x9==jf
Yrcgaix >x7tgn
Hjiprgzhbi >x7tgn

0= Hkthnir >=7<
]hbl Nicga
Punoiktld Hnoiktld Gssissjiet ]bge
 Eyirl cl nikgs bukg KY? nglk Khbibltlgsls ]hst   Jiclkgsl bukg
hpirgsl (-), cijgj (-) Kisgcgrge ? `hjphs jietls Khbislstikthjl   ]H?
Bgpgrhthjl A- @lprhdbhxg`le >x9==jf
Sgecg Tltgb TLLL Getgbfle >x9==jf
 E? 64x t? 06 Hjiprgzhb >x>=jf
^^? 74x SC ? 77=/6=
TGP? 7

Ptgtus Fieirgbls
Jgtg? @G ( -/-), PL (-/-)

]ubjh? PC Tislkubir (+/+), ^a ( -/-),

-/-), Va (-/-)
@hr ? P7-P> rifubgr, jurjur (-/-)

Ptgtus Bhkgbls
Gnchjie?
Kgssg (+) cl bleig jiclgeg,
jiclgeg, rijnis (-), eyirl tikge (-)

 
 

6 Ehvijnir >=7<
]hbl Nicga 
Punoiktld Hnoiktld Gssissjiet ]bge
 Eyirl cl nikgs bukg KY? nglk Khbibltlgsls ]hst • Gdd ogaltge
hpirgsl (-), cijgj (-) Kisgcgrge ? `hjphs jietls Khbislstikthjl

Sgecg Tltgb
 E? <=x t? 04.9
^^? 74x SC ? 7>=/6=
TGP? 7

Ptgtus Fieirgbls
Jgtg? @G ( -/-), PL (-/-)
]ubjh? PC Tislkubir (+/+), ^a ( -/-),
-/-), Va (-/-)
@hr ? P7-P> rifubgr, jurjur (-/-)

Ptgtus Bhkgbls
Gnchjie?
Nikgs bukg hpirgsl kirlef, eyirl tikge (-)

NY (+) ehrjgb, tljpgel, supib

 
 

NGN LL
SLEOGYGE ]YPSGKG

G.  Gegthjl Kgecuef Ijpicu

Kgecuef ijpicu (Tisl`g dibbig) jirupgkge hrfge nirnietuk kgethef ygef tirbitgk pgcg
 pirjukgge vls`irgb aipgr ciefge pgeogef sikltgr 6  ‐   7= `j. Kgecuef ijpicu jijlblkl
kgpgsltgs sikltgr 0=-9= `` cge cgbgj kigcgge tirhnstruksl cgpgt nirtgjnga aleffg 0== ``.
Gegthjl visl`g dibbig clngfl jieogcl 0 ngflge ygltu duecus, `hrpus cge `hbbuj. Duecus
 nirnietuk nubgt cge nlgsgeyg jieheohb cl ngwga tipl ledirlhr aipgr, cljgeg duecus niraunuefge
n iraunuefge
ciefge cleclef getirlhr gnchjie sitleffl uouef kgrtlbgfh `hstg LQ kgege. @hrpus nirsietuage
ciefge pirjukgge vls`irgb aipgr cge grgaeyg kigtgs, nibgkgef cge klrl. @hbbuj gkge nirbgeout
singfgl cuktus `ystl`us ygef nirogbge cgbgj hjietuj jleus uetuk nirsgtu ciefge slsl kgege
cu`tus aipgtl`us `hjuels uetuk jijnietuk cuktus khbichkus. ]irltheiuj jiefiblblefl duecus
visl`g dibbig ciefge sijpureg sirtg jiefaunuefkge `hrpus cge `hbbuj ciefge pirjukgge
vls`irgb aipgr.
Kgecuef ijpicu clvgskubgrlsgsl hbia grtirl `ystl`g, ygef jirupgkge `gngef cgrl grtirl
aipgtl`g kgege. Tieg `ystl`g jiefgblrkge cgrga biefsuef kicgbgj vieg phrtg. Pioujbga grtirl
vieg  ‐  vieg
ygef sgefgt ki`lb cge vieg ‐  vieg oufg nirogbge cl getgrg aipgr cge kgecuef ijpicu. ]ijnubua
bljdi nirogbge jieuou ki ehcl byjpagtl`l `ystl`gi ygef tirbitgk cikgt `hbbuj visl`g dibbig. Cgrl
slel, pijnubua bljdi nirogbge jibgbul ehcl byjpagtl`l aipgtl`uj sipgeogef pirogbgege grtirl
aipgtl`g jieuou ki ehcl byjpagtl`l `hiblg`us. Pgrgd ygef jiefleirvgsl kgecuef ijpicu nirgsgb
cgrl pbixus `hiblg`us.

 
 Fgjngr >.7 ? Gegthjl visl`g dibbig

N.  Cidlelsl
Khbibltlgsls (kgbkubl/kgbkubus, ngtu ijpicu) jirupgkge sugtu kigcgge cljgeg tirogcl
 pijnietukge ngtu ijpicu cl cgbgj kgecuef ijpicu (visl`g dibbig) ygef jijlblkl ukurge,
 nietuk cge khjphslsl ygef nirvgrlgsl.. Ngtu tirsinut juefkle tircgpgt cgbgj kgecuef ijpicu
(`ahbi`ysthbltalgsls
`ahbi`ysthbltalgsls)) gtgu cl cgbgj cu`tus `ahbich`aus (`ahbich`ahbltalgsls
(`ahbich`ahbltalgsls).
).
Khbibltlgsls binla sirlef cloujpgl pgcg leclvlcu niruslg clgtgs 3= tgaue tirutgjg pgcg
wgeltg clkgriegkge jijlblkl dgkthr rislkh, ygltu? hnisltgs, uslg bgeout, clit tleffl bijgk cge
fieitlk.
Kgecuef ijpicu gcgbga sinuga kgetuef tirbitgk cl ngwga agtl ygef jiefhesietrgslkge
cge jieyljpge ijpicu sgjpgl lg clbipgskge ki cgbgj usus. Kingeygkge ngtu cuktus
khbichkus nirgsgb cgrl ngtu kgecuef ijpicu, titgpl gcg oufg ygef tirnietuk prljir cl cgbgj
sgburge ijpicu.

Ngtu ijpicu nlsg tirnietuk cl cgbgj sgburge ijpicu olkg ijpicu jiefgbgjl gblrge ngblk
kgrieg gcgeyg pieyijpltge sgburge. Ngtu ijpicu cl cgbgj sgburge ijpicu nlsg jiefgklngtkge
lediksl aingt sgburge ijpicu (khbgefltls). Olkg sgburge ijpicu tirsujngt, jgkg ngktirl gkge
tujnua cge ciefge sifirg jieljnubkge lediksl cl cgbgj sgburge. Ngktirl nlsg jieyingr
jibgbul gblrge cgrga cge jieyingnkge lediksl cl ngflge tunua bgleeyg.
@.  Iplcijlhbhfl

Cl eifgrg ngrgt, ngtu ijpicu jiefiegl 7=% hrgef ciwgsg. Gefkg privgbiesl hrgef ciwgsg
binla cl eifgrg Gjirlkg Bgtle (>=% aleffg 3=%) cge riecga cl eifgrg Gslg (0% aleffg 3%).
]gcg pijirlksgge hthpsl cl Gjirlkg, ngtu kgecuef ijpicu cltijukge pgcg >=% wgeltg
 cge 1% prlg. ]gcg pijirlksgge guthpsy cl @al`gfh, cltijukge 4,0% ygef jiecirltg khbibltlgsls.
Pikltgr >=% cgrl piecucuk eifirl Nibgecg jieflcgp pieygklt ngtu ijpicu ygef nirfiogbg gtgu
ygef tlcgk. ]irsietgsi piecucuk ygef jieflcgp pieygklt ngtu ijpicu pgcg piecucuk Eifrh
Jgsgl lgbga 79-9= %. ]gcg hrgef-hrgef Leclge ]ljg cl Gjirlkg Ytgrg, drikuiesl ngtu ijpicu

gcgbga 1=%.
Cl Lecheislg, khbibltlgsls ngru jiecgpgtkge piragtlge cl kblels, sijietgrg punblkgsl
 pieibltlge ngtu ijpicu jgsla tirngtgs. Pingflge nisgr pgslie ciefge ngtu ijpicu tlcgk
jijpueygl kibuage.

C.  Dgkthr ^lslkh

Dgkthr rlslkh uetuk khbibltlgsls, ygltu?
7.  Yslg
^lslkh uetuk tirkieg khbibltlgsls jielefkgt siogbge ciefge nirtgjngaeyg uslg. Hrgef

ciefge uslg 5 3= tgaue binla `ieciruef uetuk tirkieg khbibltlgsls clngeclefkge ciefge
hrgef cifge uslg ygef binla jucg. Cl Gjirlkg Pirlkgt, >= % wgeltg binla cgrl 3= tgaue
jieflcgp ngtu ijpicu. Pijgkle jielefkgt uslg, privgbiesl ngtu ijpicu sijgkle
tleffl.
Agb lel clsingnkge?
  Ngtu ijpicu sgefgt ogrgef jiefgbgjl clshbusl sphetge
  Jielefkgteyg sikrisl khbistirhb ki cgbgj ijpicu sisugl ciefge nirtgjngaeyg uslg
  Ijpicu jieogcl sijgkle blthfielk nlbg uslg sijgkle nirtgjnga
>.  Oiels Kibgjle
Vgeltg jijpueygl rlslkh cug kgbl blpgt uetuk tirkieg khbibltlgsls clngeclefkge ciefge
 prlg. Lel clkgriegkge hbia ahrjhe istirhfie nirpiefgrua tiragcgp pielefkgtge iskrisl
khbistirhb hbia kgecuef ijpicu. Aleffg cikgci ki-4, >= % wgeltg cge 7= % prlg
jiecirltg ngtu ijpicu cge privgbiesleyg jielefkgt ciefge nirtgjngaeyg uslg,
wgbgupue ujujeyg sibgbu pgcg wgeltg.
0.  Nirgt Ngcge

Hrgef ciefge  Nhcy Jgss Lecix 

Lecix  (NJL) tleffl, jijpueygl rislkh binla tleffl uetuk
tirogcl khbibltlgsls. Agb lel clsingnkge kgrieg ciefge tleffleyg NJL jgkg kgcgr
khbistirhb cgbgj kgecuef ijpicu oufg gkge tleffl, sirtg jiefurgefl fgrgj ijpicu cge
jieuruekge khetrgksl/ piefhshefge kgecuef ijpicu.
3.  Clit
Khesujsl jgkgege ygef tleffl bijgk tirutgjg bijgk aiwgel gkge jielefkgtkge rlslkh
uetuk jiecirltg khbibltlgsls. Khbistirhb jirupgkge khjpheie cgrl bijgk. Olkg kgcgr
 khbistirhb ygef tircgpgt cgbgj `glrge ijpicu jibinlal ngtgs ehrjgb, `glrge ijpicu
cgpgt jiefiecgp cge bgjg kibgjgge jieogcl ngtu. Letgki riecga kbhrlcg, kialbgefge
 nirgt ngcge
n gcge ygef `ipgt
`ip gt jiefgklngtkge fgeffuge tiragcgp uesur kljlg cgrl
c grl ijpicu
i jpicu cge
cgpgt jieyingnkge pieuruege khetrgksl kgecuef ijpicu

I.  ]gthdlslhbhfl
Ngtu pgcg kgecuef ijpicu cgpgt clkbgsldlkgslkge nircgsgrkge ngage pijnietukeyg ygltu
 ngtu khbistirhb, ngtu plfjie cge ngtu `gjpurge. Binla cgrl <=% ngtu ijpicu gcgbga
khbistirhb (jiefgecuef 5 9=% khbistirhb) gtgu ngtu `gjpurge (jiefgecuef >=-9=%
khbistirhb), sicgefkge 7=% slsgeyg gcgbga ngtu oiels plfjie, ygef jgeg jiefgecuef 2

>=% khbistirhb. Dgkthr ygef jijpiefgrual pijnietukge ngtu getgrg bgle gcgbga kigcgge
stgtls kgecuef ijpicu, piefhshefge kgecuef ijpicu ygef tlcgk sijpureg cge khesietrgsl
kgbsluj cgbgj kgecuef ijpicu.
Ngtu kgecuef ijpicu jirupgkge fgnuefge jgtirlgb jlrlp ngtu ygef tirnietuk cl cgbgj
kgecuef ijpicu. ]gcg kigcgge ehrjgb, gsgj ijpicu, bisltle cge dhsdhblplc jijngetu
cgbgj jieogfg shbunlbltgs ijpicu. Nlbg sgturgsl ijpicu jielefkgt ( supirsgturgtic ) hbia
sunstgesl nirpiefgrua (khbistirhb, kgbsluj, nlblrunle), gkge tirogcl krlstgblsgsl cge tirnietuk
elcus uetuk pijnietukge ngtu. Krlstgb ygef tirnietuk gkge tiroingk cgbgj kgecuef
ijpicu, nirtgjnga ukurge, nirgfrifgsl, jibinur cge jijnietuk ngtu. Dgkthr jhtlbltgs

kgecuef ijpicu, stgsls nlblir cge kgecuefge `glrge ijpicu jirupgkge dgkthr priclsphslsl
 pijnietukge ngtu ijpicu.

 
 Fgjngr >.> ]gthdlslhbhfl Khbibltlgsls
D.  Kbgsldlkgsl
Jieurut fgjngrge jgkrhskhpls cge khjphslsl kljlgeyg, ngtu ijpicu cl fhbhefkge gtgs 0
(tlfg) fhbhefge, ygltu?
g.  Ngtu khbistirhb
Nirnietuk hvgb, jubtldhkgb gtgu jubnirry
jubnirry cge
 cge jiefgecuef binla cgrl 6=%

khbistirhb.
 n.  Ngtu kgbsluj nlblrunlegt (plfjie `hkbgt)
Nirwgreg `hkbgt gtgu `hkbgt tug, buegk, jucga clage`urkge cge jiefgecuef
kgbsluj-nlblrunlegt singfgl khjpheie utgjg.

`.  Ngtu plfjie altgj

Nirwgreg altgj gtgu altgj ki`hkbgtge, tlcgk nirnietuk, sipirtl nunuk cge kgyg gkge slsg zgt
altgj ygef tgk tirikstrgksl.

F.  Jgeldistgsl Kblels

]iecirltg ngtu kgecuef ijpicu ngru jijnirl kibuage nlbg ngtu tirsinut nirjlfrgsl
jieyujngt cuktus slstlkus gtgu cuktus khbichkus, sialeffg fgjngrge kblelseyg nirvgrlgsl cgrl
ygef tgepg fiogbg (gsljpthjgtlk), rlefge sgjpgl nirgt kgrieg gcgeyg khjpblkgsl.
Cloujpgl eyirl cl cgirga alphkhecrluj kgege, ygef kgcgef-kgcgef clsirtgl khblk nlblir

ygef tljnub jieitgp/khestge. ^gsg eyirl kgcgef-kgcgef clogbgrkge sgjpgl cl cgirga sunkgpubg
clsirtgl egusig, vhjltus cge cyspipslg, dbgtubie cge bgle-bgle. ]gcg pijirlksgge dlslk clcgpgtkge
eyirl tikge alphkhecrluj kgege, cgpgt tirgng pijnisgrge kgecuef ijpicu cge tgecg Jurpay
 phsltld. Cgpgt oufg tljnub lktirus. Lktirus cloujpgl pgcg >= % kgsus, ujujeyg cirgogt rlefge
(nlblrunle 2 3,= jf/cb). Gpgnlbg kgcgr nlblrunle tleffl, pirbu clplklrkge gcgeyg ngtu cl sgburge
 ijpicu ikstrg aipgtl`.
Khblk nlblir jirupgkge kibuage utgjg pgcg singflge nisgr pgslie. Eyirl vlsirgb lel nirgsgb
cgrl spgsjithelk gklngt hnstruksl trgesliet cuktus slstlkus hbia ngtu. Ciefge lstlbga khblk nlblir
tirslrgt piefirtlge ngawg jukhsg kgecuef ijpicu tlcgk jijpirblagtkge ledbgjgsl gkut.
Khblk nlblir nlgsgeyg tljnub jgbgj agrl gtgu clel agrl, nirbgefsuef bgjg getgrg 0= ‐   4=
jielt, jieitgp, cge eyirl tirutgjg tljnub cl cgirga iplfgstrluj. Eyirl cgpgt jieogbgr ki
gnchjie kgege, ki puecgk, pueffuef, ogrgef ki gnchjie klrl cge cgpgt jieyirupgl gefleg
 pikthrls. Khblk nlblir agrus clnicgkge ciefge fiogbg clspipslg ygef jirupgkge fiogbg ujuj
 pgcg ngeygk pgslie ciefge gtgu tgepg khbibltlgsls.
Clgfehsls cge piefibhbgge ygef nglk cge tipgt cgpgt jie`ifga tirogcleyg khjpblkgsl ygef
 nirgt. Khjpblkgsl cgrl ngtu kgecuef ijpicu getgrg bgle khbislstltls gkut, khbislstltls krhels,
khbichkhbltlgsls, pgekrigtltls, khbgefltls, slrhsls nlblir sikuecir, lbius ngtu ijpicu, gnsis aipgtlk
cge pirltheltls kgrieg pirdhrgsl kgecuef ijpicu.
Khjpblkgsl tirsinut gkge jijpirsublt piegefgegeeyg cge cgpgt nirgklngt dgtgb. Pingflge
 nisgr (<=  ‐   <9 %) kgsus khbisltltls gkut clsirtgl khbibltlgsls cge kigcgge lel tljnub gklngt
hnstruksl cuktus slstlkus ygef jieyingnkge pirgcgefge hrfge tirsinut.

]gslie ciefge khbislstltls krhelk nlgsgeyg jijpueygl khbibltlgsls cge tibga sirlef
jiefgbgjl sirgefge khblk nlblir gtgu khbislstltls gkut. Kigcgge lel jieyingnkge pieingbge cge
dlnrhsls kgecuef ijpicu cge pgcg 79 % pgslie clsirtgl pieygklt bgle sipirtl khbichkhbltlgsls,
 pgebieigtltls cge khbgefltls.
Ngtu kgecuef ijpicu cgpgt nirjlfrgsl jgsuk ki cuktus khbichkus jibgbul cuktus slstlkus
(khbichkhbltlgsls sikuecir) gtgu ngtu ijpicu cgpgt oufg tirnietuk cl cgbgj sgburge ijpicu
(khbichkhbltlgsls prljir). ]irogbgege pieygklt khbichkhbltlgsls sgefgt nirvgrlgsl cge sublt
clpriclksl kgrieg piecirltg cgpgt gsljthjgtls, egjue cgpgt pubg cgbgj kigcgge lktirus
hnstruktld ygef eygtg.
Ngtu sgburge ijpicu (NPI) ki`lb cgpgt jgsuk ki cuhcieuj si`grg sphetge tgepg

jieljnubkge fiogbg gtgu jieyingnkge hnstruksl tijphrir cl gjpubg vgtirl sialeffg tljnub
 pgekrigtltls gkut cge bgbu jgsuk ki cuhcieuj ( fgbbsthei pge`rigtltls).
pge`rigtltls). NPI ygef tlcgk kibugr
sphetge gkge titgp nirgcg cgbgj sgburge ijpicu cge cgpgt jijnisgr. Fgjngrge kblels
khbichkhbltlgsls clchjlegsl pieyublteyg sipirtl lktirus hnstruktld, khbgefltls cge pgekrigtltls.
 Fgjngr >.0 Jgeldistgsl Kblels Khbibltlgsls
A.  Clgfehsls

Fgjngr >.3 Gbur Clgfehsls Khbibltlgsls

Gegjeisls
Pitiefga sgjpgl cug pirtlfg piecirltg khbibltlgsls gcgbga gsljthjgtls. Kibuage ygef
juefkle tljnub sirlefkgbl jieyirupgl clspislg cge tirkgcgef clsirtgl lethbirgesl tiragcgp