®

ZURICH

Schutzpaket fur Mieter von Pkw

lnformationsblatt zu Versicherungsprodukten

Versicherer: Zurich Insurance pie Niederlassung fur Deutschland

Hauptsitz: Dublin (Irland), Companies Registry Office
Registernummer 13460
Sitz der Niederlassung: Frankfurt am Main
(Registernr. HRB 88353) Produkt: Finanz

Diese Zusammenfassung der wesentlichen lnhalte unseres Schutzpakets fur Mieter von Pkw bietet Ihnen
einen ersten 0berblick (keine vollstandige Darstellung).
Umfassende lnformationen zu dem Produkt - sogenannte Vertragsbestimmungen - sind in den Versicherungsunterlagen
(Vertragserklarungen [Angebot/Antrag], Versicherungsschein, zusatzliche Vereinbarungen, Verbraucherinformationen und
Versicherungsbedingungen) enthalten.
Beachten Sie bitte, dass dieser 0berblick weder eine Beratung durch lhre/n Ansprechpartner/in vor Ort noch ein Lesen der
Vertragsbestimmungen ersetzt.

Um welche Art der Versicherung handelt es sich?

Schutzpaket fur Mieter von Pkw

Was ist versichert? Was ist nicht versichert?

Das Schutzpaket fur Mieter von Pkw sichert Sie gegen
den finanziellen Verlust ab, der Ihnen aufgrund
vertraglicher Vereinbarungen bei der Anmietung eines
Mietwagens entstehen kann.
✓ Wir erstatten Ihnen den vertraglich vereinbarten
Selbstbehalt im Schadenfall.
✓ Wir erstatten Ihnen Kosten, die der Vermieter aus
einem Schaden an dem Mietwagen gegen Sie
Kein Versicherungsschutz besteht fur
x den Verlust oder die Beschadigung von
personlichem Besitz oder Wertgegenstanden der
Fahrzeuginsassen
x Personen-, Sach- oder Vermogensschaden
gegenuber Dritten
x fur Schadenereignisse, die sich auBerhalb des
Versicherungszeitraumes ereignet haben.

m
geltend macht.
✓ Wir erstatten Ihnen die Kosten bei Schlusselverlust.
✓ Wir erstatten Ihnen die Kosten fur die Gibt es Deckungsbeschrankungen?
lnstandsetzung nach einer Betankung des
Nicht alle denkbaren Falle sind versichert.
Mietwagens mit einer falschen Kraftstoffart.
Vom Versicherungsschutz ausgeschlossen
sind zum Beispiel:
Versicherungssumme
Schaden, die von Ihnen vorsiitzlich
✓ Die Hohe der Entschadigungsleistungen ist auf
herbeigefuhrt wurden.
einen Betrag in Hohe von 20.000 Euro pro
Verwendung des Mietwagens zu kraftsportlichen
Schadenfall begrenzt.
Veranstaltungen/Rennen.
Der Versicherungsschutz ist durch Leistungsfreiheit
gefiihrdet zum Beispiel bei:
! Fuhren des Fahrzeugs ohne die erforderliche
Fahrerlaubnis.
Fuhren des Fahrzeugs unter Einfluss von Alkohol
oder anderer berauschender Mittel.

Wo bin ich versichert?

✓ Sie haben Versicherungsschutz weltweit.

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 Car Hire Excess Insurance
Insurance Product Information Document

Insurer: Zurich Insurance plc Niederlassung für Deutschland

Head Office: Dublin (Irland),
Companies Registry Office Registration number 13460
Headquarters of the Branch Office: Frankfurt am Main
(Registration No.. HRB 88353) Product: Finance

This document provides a summary of the key information relating to this product. It is not tailored to your individual needs. Complete pre-
contractual and contractual information on the product is provided in the statement of insurance, insurance policy and consumer information.
Please note that this overview is not a substitute for advice from your local contact person or for reading the contractual provisions.

What is the type of insurance?

This is Car Hire Excess (deductible) Insurance

What is insured? What is not insured?

Car Hire Excess (deductible) Insurance protects you
against the financial loss you may incur due to
contractual agreements when renting a rental vehicle.
✓ We will reimburse you for the contractually agreed
excess in the event of a claim.
✓ We will reimburse you for any costs that the rental
company claims against you arising from damage to
the rental vehicle.
✓ We will reimburse you for the cost of losing keys.
✓ We will reimburse you for the cost of repair if the
rental vehicle has been refuelled with the wrong type
of fuel.
Insured amount
✓ Indemnification is limited to an amount of €20,000
per claim.
There is no insurance cover for
 the loss or damage to personal property or valuables
of the vehicle occupants.
 personal injury, property damage or financial loss to
third parties
 events that occur outside of the insurance period.
Are there any restrictions on cover?
! Not all conceivable cases are insured. For example,
the following are excluded from insurance cover:
! damage that you intentionally caused,
! use of the rental vehicle for power sports
events/races.
Your insurance cover is not valid if you breach any of
your legal obligations, for example, if you:
! Drive the vehicle without the required driving licence,
! Drive under the influence of alcohol or other
intoxicating substances.

Where am I covered?
✓ We will provide you with worldwide insurance cover.

What are my obligations?

• Pay the insurance premium on time and in full.
• The questions contained in the offer/application must be answered truthfully and completely.
• Do not drive under the influence of alcohol or drugs.
• Only drive the vehicle on public roads if you have the required driving licence.
In the event of damage
• Report any claim to us as soon as possible.
• Support us in determining and settling any claim e.g. by informing us as soon as reasonably possible of any court or official
proceedings (e.g. claim or lawsuit) in connection with the claim made against you.

BKDE3131194 2208 ZEEA V1.0 Page 1 of 2

 When and how do I pay?
The agreed single premium is due immediately upon conclusion of the contract. The premium price invoiced includes insurance
tax which you have to pay at the respective amount determined by German law.

When does the cover start and end?

The insurance cover start date is stated in the insurance policy. The insurance cover begins when the contract is concluded, but at
the earliest on the date stated in the insurance policy. Our obligation to pay compensation shall lapse if premiums are not paid on
time. The contract duration is stated in the insurance policy. The insurance cover ends when the contract expires.

How can I cancel the contract?

You can cancel the insurance contract at any time before the start of the rental vehicle contract.
You can also contact us to cancel your policy within 14 days from the date you purchase this cover. This is known as a cooling-off
period. If you cancel your policy during the cooling-off period, we will refund the premium you have paid if you have not made a
claim (or been involved in an incident that might lead to a claim).
The contract ends on the date specified in the insurance policy without the need for cancellation.
If you can prove that you have terminated your rental vehicle contract before the end of the contractually agreed rental period, we
will reimburse you for the insurance premium on a pro rata basis.
Insurance policies providing a period of cover of less than one month do not contain any such cancellation rights.

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