Manual em Ingles Liebehrr 538

en
Operating Manual
(20
Wheel Loader
ints)
L538 -432 from 13100
(10
IR 3TIVEXMRK 1ERYEP
;LIIP 0SEHIV
0 JVSQ
(SGYQIRX MHIRXMJMGEXMSR
3VHIV RYQFIV
:IVWMSR
(SGYQIRX ZIVWMSR
:EPMH JSV 0 JVSQ
%YXLSV 0&, i 8IGLRMGEP (SGYQIRXEXMSR (ITEVXQIRX
4VSHYGX MHIRXMJMGEXMSR
8]TI 0
8]TI RS
7IVMEP RYQFIV JVSQ
'SRJSVQMX]
%HHVIWW
%HHVIWW 0-)&,)66;)6/ &-7',3*7,3*)2 +1&,
(V ,ERW 0MIFLIVV i 7XVEÃI
% i &-7',3*7,3*)2
1ERYJEGXYVIV
%HHVIWW 0-)&,)66;)6/ &-7',3*7,3*)2 +1&,
1EGLMRI HEXE
4PIEWI IRXIV XLI JSPPS[MRK HIXEMPW SR VIGIMTX SJ ]SYV ZILMGPI =SY [MPP
JMRH XLIWI HIXEMPW SR XLI ZILMGPI X]TI TPEXI 8LI] [MPP FI YWIJYP [LIR
SVHIVMRK WTEVI TEVXW
7IVMEP RS
:%8> >>&
=IEV SJ QERYJEGXYVI

-RMXMEP WXEVXYT HEXI

0-)&,)66 0
*SVI[SVH
8LMW STIVEXMRK QERYEP LEW FIIR [VMXXIR JSV XLI HVMZIV ERH JSV XLI QEMR
XIRERGI TIVWSRRIP SJ XLI QEGLMRI
-X HIWGVMFIW
i 'LETXIV 4VSHYGX HIWGVMTXMSR
i 'LETXIV 7EJIX] VIKYPEXMSRW
i 'LETXIV 3TIVEXMSR ERH LERHPMRK
i 'LETXIV 1EPJYRGXMSRW
i 'LETXIV 1EMRXIRERGI
8LMW STIVEXMRK QERYEP QYWX FI GEVIJYPP] VIEH FIJSVI MRMXMEP STIVEXMSR ERH
WLSYPH FI VIEH ERH YWIH PEXIV EX VIKYPEV MRXIVZEPW F] ER]SRI VIWTSRWMFPI
JSV [SVOMRK SR XLI QEGLMRI
;SVOMRK [MXL SV SR XLI QEGLMRI MRGPYHIW
i 3TIVEXMSR MRGPYHMRK IUYMTTMRK XVSYFPIWLSSXMRK HYVMRK STIVEXMSR VI
QSZMRK TVSHYGXMSR HIFVMW QEMRXIRERGI VIQSZMRK STIVEXMRK ERH EY\MP
MEV] QEXIVMEPW
i 7IVZMGMRK MRGPYHMRK QEMRXIRERGI MRWTIGXMSR ERH VITEMVW
i 8VERWTSVX SV PSEHMRK XLI QEGLMRI
8LMW QERYEP LIPTW XLI HVMZIV XS FIGSQI EGUYEMRXIH [MXL XLI QEGLMRI ERH
TVIZIRXW QEPJYRGXMSRW HYI XS MQTVSTIV STIVEXMSR
3FWIVZEXMSR SJ XLI STIVEXMRK QERYEP F] QEMRXIRERGI WXEJJ
i -RGVIEWIW VIPMEFMPMX] HYVMRK STIVEXMSR
i )\XIRHW XLI WIVZMGI PMJI SJ ]SYV QEGLMRI
i 6IHYGIW VITEMV GSWXW ERH HS[RXMQI
8LMW QERYEP QYWX FI OITX [MXL XLI QEGLMRI 4PEGI E GST] [MXLMR IEW]
VIEGL MR XLI KPSZI GSQTEVXQIRX MR XLI HVMZIVtW GEF
-R EHHMXMSR XS XLI STIVEXMRK QERYEP JSPPS[ XLI MRWXVYGXMSRW FEWIH SR
I\MWXMRK REXMSREP EGGMHIRX TVIZIRXMSR ERH IRZMVSRQIRXEP TVSXIGXMSR VIKYPE
XMSRW
-R EHHMXMSR XS XLI STIVEXMRK QERYEP ERH ETTPMGEFPI REXMSREP ERH PSGEP PIKEP
EGGMHIRX TVIZIRXMSR VYPIW SFWIVZI XLI VIGSKRMWIH XIGLRMGEP VIKYPEXMSRW JSV
WEJI ERH TVSTIV STIVEXMSR
8LMW STIVEXMRK QERYEP GSRXEMRW EPP XLI MRJSVQEXMSR ]SY RIIH XS STIVEXI ERH
WIVZMGI ]SYV QEGLMRI
-J ]SY WLSYPH LS[IZIV VIUYMVI QSVI HIXEMPIH I\TPEREXMSRW SV MRJSVQEXMSR
SYV XIGLRMGEP MRJSVQEXMSR ERH GYWXSQIV WIVZMGIW HITEVXQIRXW [MPP FI LETT]
XS TVSZMHI EWWMWXERGI
=SY [MPP YRHIVWXERH XLEX [I GERRSX EGGITX [EVVERX] GPEMQW JSV HEQEKI
HYI XS MQTVSTIV YWI MRWYJJMGMIRX QEMRXIRERGI YWI SJ RSRETTVSZIH GSR
WYQEFPIW SV JEMPYVI XS JSPPS[ XLI WEJIX] MRWXVYGXMSRW
0-)&,)66 [MPP GERGIP [MXLSYX TVMSV RSXMGI EPP SFPMKEXMSRW WYGL EW [EVVERX]
EKVIIQIRXW ERH WIVZMGI GSRXVEGXW IRXIVIH MRXS F] 0-)&,)66 ERHSV MXW
EKIRXW MJ WTEVI TEVXW SXLIV XLER KIRYMRI 0-)&,)66 TEVXW SV XLSWI TYV
GLEWIH JVSQ 0-)&,)66 EVI YWIH JSV QEMRXIRERGI ERH VITEMVW
-R I\XVIQI GSRHMXMSRW QEMRXIRERGI QE] FI VIUYMVIH QSVI SJXIR XLER
WXEXIH MR XLI MRWTIGXMSR WGLIHYPI
0 0-)&,)66
1SHMJMGEXMSRW GSRHMXMSRW GST]VMKLX
i ;I VIWIVZI XLI VMKLX XS EPXIV XLI XIGLRMGEP HIXEMPW SJ XLI QEGLMRI
VIKEVHPIWW SJ XLI WTIGMJMGEXMSRW ERH MPPYWXVEXMSRW MR XLIWI HSGYQIRXW
i 8LI [EVVERX] ERH PMEFMPMX] XIVQW GSRXEMRIH MR 0-)&,)66W KIRIVEP
GSRHMXMSRW SJ XVEHI EVI RSX EJJIGXIH F] XLI MRJSVQEXMSR MR XLI QERYEP
i 8LI MRJSVQEXMSR ERH MPPYWXVEXMSRW MR XLMW QERYEP QE] RSX FI VITVSHYGIH
HMWXVMFYXIH SV YWIH JSV GSQQIVGMEP TYVTSWIW %PP VMKLXW YRHIV GST]VMKLX
PE[W EVI I\TVIWWP] VIWIVZIH
0-)&,)66 0
6ITP] JSVQ
;I RIIH ]SYV LIPT XS GSRXMRYEPP] MQTVSZI SYV HSGYQIRXEXMSR 4PIEWI GST]

XLMW TEKI ERH JE\ MX SV IQEMP MX XS YW [MXL ]SYV GSQQIRXW MHIEW ERH
WYKKIWXMSRW JSV MQTVSZIQIRX
8S 0MIFLIVV ;IVO &MWGLSJWLSJIR +QF,

(V ,ERW 0MIFLIVV 7XVEWWI
&MWGLSJWLSJIR %YWXVME
*E\
)QEMP VSPERH[IFIV$PMIFLIVVGSQ
-HIEW GSQQIRXW TPIEWI WXEXI XLI TEKI RYQFIV
3ZIVEPP LS[ [SYPH ]SY NYHKI XLMW HSGYQIRX#
)\GIPPIRX
:IV] KSSH
+SSH
7EXMWJEGXSV]
4SSV
=SYV HEXE 1EGLMRI WIVMEP RYQFIV

'SQTER]
2EQI
%HHVIWW
8IPITLSRI RYQFIV
(IEPIV
8LERO ]SY JSV ]SYV LIPT
0 0-)&,)66
'SRXIRXW
4VSHYGX HIWGVMTXMSR
8IGLRMGEP HEXE
'SQTPIXI QEGLMRI > OMRIQEXMGW [MXL PSEH

MRK FYGOIX
'SQTPIXI QEGLMRI 4 OMRIQEXMGW [MXL PSEH

MRK FYGOIX
)RKMRI
)PIGXVMGEP W]WXIQ
8VEZIP HVMZI
%\PIW
&VEOMRK
7XIIVMRK
;SVOMRK L]HVEYPMGW
;SVOMRK EXXEGLQIRX
(VMZIVW GEF
,IEXMRK ERH ZIRXMPEXMSR
%MV GSRHMXMSRMRK W]WXIQ
7SYRH IQMWWMSR
8S[MRK HIZMGI
8]VIW
7RS[ GLEMRW SV KYEVH GLEMRW
8]VIW [MXL JSEQ
0MKLX QEXIVMEP FYGOIX
,MKL HYQT FYGOIX
*SVOPMJX
7EJIX] VIKYPEXMSRW
-RXVSHYGXMSR
+IRIVEP WEJIX] VIKYPEXMSRW
4VSTIV YWI
0 0-)&,)66
'SRXIRXW 3TIVEXMRK 1ERYEP
(IGEPW SR XLI QEGLMRI
0SGEXMSR SJ HIGEPW
7EJIX] HIGEPW
-RJSVQEXMSR HIGEPW
8]TI TPEXIW
-RWXVYGXMSRW SR TVIZIRXMRK GVYWLMRK MRNYVMIW

ERH FYVRW
-RWXVYGXMSRW SR TVIZIRXMRK JMVIW ERH I\TPSWMSRW
7EJIX] MRWXVYGXMSRW JSV WXEVXYT
7EJIX] TVIGEYXMSRW HYVMRK WXEVXYT
-RWXVYGXMSRW JSV WEJI [SVOMRK
7EJIX] MRWXVYGXMSRW JSV HVMZMRK SR WPSTIW
4EVOMRK WEJIP]
8VERWTSVXMRK XLI QEGLMRI WEJIP]
8S[MRK XLI QEGLMRI WEJIP]
1IEWYVIW JSV IRWYVMRK WEJI QEMRXIRERGI
7EJIX] MRWXVYGXMSRW JSV QEMRXIRERGI [SVO SR

QEGLMRIW [MXL L]HVS EGGYQYPEXSVW
7EJIX] MRWXVYGXMSRW JSV [IPHMRK [SVO SR XLI

QEGLMRI
-RWXVYGXMSRW JSV [SVOMRK WEJIP] SR XLI [SVOMRK

EXXEGLQIRX
7EJIX] MRWXVYGXMSRW JSV XVERWTSVXMRK XLI QE

GLMRI F] GVERI
7EJI QEMRXIRERGI SJ L]HVEYPMG LSWIW ERH LSWI

PMRIW
%XXEGLQIRXW ERH EGGIWWSVMIW
4VSXIGXMSR EKEMRWX ZMFVEXMSRW
3TIVEXMSR ,ERHPMRK
0E]SYX SJ GSRXVSP IPIQIRXW
3TIVEXMSR
&EXXIV] QEMR W[MXGL
'EF EGGIWW
)QIVKIRG] I\MX
(VMZIVW WIEX [MXL QIGLERMGEP WYWTIRWMSR
(VMZIVW WIEX [MXL TRIYQEXMG WYWTIRWMSR
0-)&,)66 0
3TIVEXMRK 1ERYEP 'SRXIRXW
7IEX FIPX
7XIIVMRK GSPYQR ERH WXIIVMRK [LIIP
-KRMXMSR W[MXGL
7XIIVMRK GSPYQR W[MXGL
0MKLXMRK
(MWTPE] YRMX
7[MXGLIW SR XLI MRWXVYQIRX TERIP
7[MXGLIW SR XLI WMHI GSRWSPI
0-)&,)66 GSRXVSP PIZIV
'SRXVSP PIZIV JSV EHHMXMSREP [SVOMRK JYRG

XMSRW
%MVGSRHMXMSRMRK W]WXIQ
-RXIVMSV GEF PMKLXMRK
-RXIVMSV ERH I\XIVMSV QMVVSVW
7YR ZMWSV
;MRHWLMIPH [MTIV ERH [EWLIV W]WXIQ
;MRHWLMIPH [EWLIV JPYMH VIWIVZSMV
0-)&,)66 EYXSQEXMG PYFVMGEXMSR W]WXIQ
8;-2 EYXSQEXMG PYFVMGEXMSR W]WXIQ
%YHMFPI VIZIVWI [EVRMRK HIZMGI
:MWMFPI VIZIVWI [EVRMRK HIZMGI
6IZIVWMFPI JER HVMZI
,ERHPMRK
(EMP] WXEVXYT
7XEVXMRK XLI HMIWIP IRKMRI
(VMZMRK
7LYXXMRK HS[R XLI QEGLMRI
3TIVEXMRK XLI PMJX EVQW
;SVOMRK QIXLSHW
7SSX TEVXMGPI JMPXIV
*MPPMRK XLI XERO YWMRK XLI JMPPMRK TYQT
3TIVEXMRK XLI L]HVEYPMG UYMGOGLERKI HI

ZMGI JSV > PMJX EVQW
0 0-)&,)66
3TIVEXMRK XLI GSQFMRIH IPIGXVSL]HVEYPMG

UYMGOGLERKI HIZMGI JSV > PMJX EVQW

UYMGOGLERKI HIZMGI [MXL GSQJSVX GSRXVSP JSV
> PMJX EVQW

UYMGOGLERKI HIZMGI JSV 4 PMJX EVQW
*SVOPMJX
9WMRK XLI LMKL HYQT FYGOIX
8VERWTSVXMRK XLI QEGLMRI
)QIVKIRG] STIVEXMSR
8S[MRK XLI QEGLMRI
.YQT WXEVXMRK
1EPJYRGXMSRW
7IVZMGI 'SHI 8EFPI
7IVZMGI GSHI MRHMGEXMSR SR XLI HMWTPE]
:MWMFPI ERH EYHMFPI [EVRMRK WMKREPW
8VSYFPIWLSSXMRK JSV XLI 0-)&,)66 EYXS

QEXMG PYFVMGEXMSR W]WXIQ
*PEWLMRK GSHIW JSV XLI 8;-2 EYXSQEXMG PY

FVMGEXMSR W]WXIQ
)PMQMREXMRK QEPJYRGXMSRW
6ITPEGMRK JYWIW
1EMRXIRERGI
1EMRXIRERGI ERH MRWTIGXMSR WGLIHYPI
0YFVMGERX GLEVX JMPPMRK UYERXMXMIW
8EFPI SJ JMPPMRK UYERXMXMIW
0YFVMGERX GLEVX
1EMRXIRERGI XEWOW
4VITEVEXSV] XEWOW JSV QEMRXIRERGI
'LIGOMRK XLI QEGLMRI JSV I\XIVREP HEQEKI
1EOMRK WYVI XLI FSPXIH GSRRIGXMSRW EVI

XMKLX
7IEPMRK PIEOW
'LIGOMRK XLI IRKMRI SMP PIZIP
0-)&,)66 0
3TIVEXMRK 1ERYEP 'SRXIRXW
'LERKMRK XLI IRKMRI SMP
'LERKMRK XLI IRKMRI SMP JMPXIV
6ITPEGMRK XLI JMPXIV MRWIVX MR XLI JYIP WITEVE

XSV
'LERKMRK XLI JYIP JMRI JMPXIV
(VEMRMRK SJJ GSRHIRWEXI JVSQ XLI JYIP WITE

VEXSV
(VEMRMRK SJJ GSRHIRWEXI ERH WIHMQIRX JVSQ

XLI JYIP XERO
'PIERMRK XLI EMV JMPXIV WIVZMGI GET ERH HYWX

I\XVEGXMSR ZEPZI
'LERKMRK XLI EMV JMPXIV QEMR IPIQIRX [LIR

MRHMGEXIH F] XLI ZEGYYQ W[MXGL
'LIGOMRK ERH HVEMRMRK XLI WSSX TEVXMGPI JMPXIV

GSRHIRWEXI WITEVEXSV
'LIGOMRK XLI GSSPERX PIZIP
'LIGOMRK XLI ERXMJVIIÎ ERH ('% GSR

GIRXVEXMSR MR XLI GSSPERX
'PIERMRK XLI GSSPMRK W]WXIQ
'LIGOMRK XLI SMP PIZIP MR XLI L]HVEYPMG XERO
'LIGOMRK ERH GPIERMRK XLI QEKRIXMG VSH SR

XLI L]HVEYPMG XERO
8IWXMRK XLI WXIIVMRK
0YFVMGEXMRK XLI FIEVMRK TSMRXW SR XLI WXIIV

MRK G]PMRHIVW
'LIGOMRK XLI WIVZMGI FVEOI ERH TEVOMRK

FVEOI
'LIGOMRK XLI MRHMGEXSV PEQTW ERH PMKLXMRK
'LIGOMRK XLI XMKLXRIWW SJ XLI [LIIPW SRGI

EJXIV ERH L
'LIGOMRK ERH PYFVMGEXMRK XLI GEVHER WLEJXW
'LIGOMRK XLI X]VI TVIWWYVI
0YFVMGEXMRK XLI EVXMGYPEXMSR FIEVMRK ERH VIEV

SWGMPPEXMRK FIEVMRK
'LIGOMRK [LIXLIV QIXIVIH UYERXMXMIW EVI

EHIUYEXI EX XLI FIEVMRK TSMRXW KVIEWI GSP
PEVW SJ XLI GIRXVEP PYFVMGEXMSR W]WXIQ
'LIGOMRK XLI TMTIW LSWIW ERH PYFVMGEXMSR

TSMRXW SJ XLI PYFVMGEXMSR W]WXIQ
0 0-)&,)66
+VIEWMRK XLI GEF HSSV LMRKIW
'PIERMRK SV VITPEGMRK XLI JVIWL EMV ERH

VIGMVGYPEXIH EMV JMPXIV
0YFVMGEXMRK XLI PMJX EVQW ERH EXXEGLQIRX >

OMRIQEXMGW
'LIGOMRK XLI FIEVMRK FYWLMRKW SR XLI PMJX

EVQW > OMRIQEXMGW
0YFVMGEXMRK XLI PMJX EVQW ERH EXXEGLQIRX 4

OMRIQEXMGW
'LIGOMRK XLI FIEVMRK FYWLMRKW SR XLI PMJX

EVQW 4 OMRIQEXMGW
0YFVMGEXMRK ERH XIWXMRK XLI UYMGOGLERKI

HIZMGI
'PIERMRK XLI QEGLMRI
'SVVSWMSR TVSXIGXMSR
0YFVMGERXW ERH JYIPW
0YFVMGEXMRK SMPW JSV HMIWIP IRKMRIW
(MIWIP JYIPW
'SSPERXW JSV HMIWIP IRKMRIW
,]HVEYPMG SMPW
0YFVMGEXMRK SMPW JSV XLI XVERWQMWWMSR
+VIEWI JSV KIRIVEP PYFVMGEXMSR TSMRXW
-RHI\
0-)&,)66 0
4VSHYGX HIWGVMTXMSR
)UYMTQIRX PE]SYX
%PXIVREXMZI ZIVWMSRW
8LMW WIGXMSR GSRXEMRW ER SZIVZMI[ SJ XLI EPXIVREXMZI ZIVWMSRW SJ XLI QE
GLMRI
%PXIVREXMZI ZIVWMSRW SJ XLI QEGLMRI

> PMJX EVQW 4 PMJX EVQW
0 0-)&,)66

4VSHYGX HIWGVMTXMSR 3TIVEXMRK 1ERYEP
:IVWMSR [MXL > PMJX EVQW

8LMW WIGXMSR GSRXEMRW ER SZIVZMI[ SJ XLI QEGLMRI ERH XLI REQIW SJ XLI
GSQTSRIRXW WLS[R
0IJX ZMI[ SJ QEGLMRI

0MJX EVQW [MXL > OMRIQEXMGW )RKMRI GSQTEVXQIRX LSSH 6IEV WIGXMSR
0MKLXMRK 8S[MRK HIZMGI %VXMGYPEXMSR PSGO
(VMZIVW GEF &EPPEWX [IMKLXW *VSRX WIGXMSR
;SVOMRK JPSSHPMKLX 6IEV E\PI *VSRX E\PI
&EXXIV] GSQTEVXQIRX 'EF EGGIWW &YGOIX
'SSPIV JPET 7XIIVMRK G]PMRHIV 8SSXL KYEVH
:IVWMSR [MXL 4 PMJX EVQW

8LI PMJX EVQW EVI XLI SRP] HMJJIVIRGI [MXL XLI QEGLMRI [MXL 4 PMJX EVQW
WLS[R LIVI
0MJX EVQW [MXL 4 OMRIQEXMGW
8LI REQIW SJ EPP XLI GSQTSRIRXW EVI XLI WEQI EW JSV XLI ZIVWMSR [MXL >
PMJX EVQW
0-)&,)66 0

3TIVEXMRK 1ERYEP 4VSHYGX HIWGVMTXMSR
8IGLRMGEP HEXE
8IGLRMGEP HEXE
'SQTPIXI QEGLMRI > OMRIQEXMGW [MXL PSEHMRK FYGOIX

8LI ZEPYIW WXEXIH VIJIV XS XLI QEGLMRI
i -R MXW WXERHEVH ZIVWMSR
i ;MXL > PMJX EVQW QQ
i ;MXLSYX E L]HVEYPMG UYMGOGLERKI HIZMGI
i ;MXL 6 +SSH]IEV +4& X]VIW
i -RGPYHMRK EPP PYFVMGERXW
i ;MXL E JYPP XERO
i ;MXL 6347*347 GEF ERH HVMZIV
8]VI WMÎW ERH EHHMXMSREP EXXEGLQIRXW EJJIGX XLI STIVEXMRK [IMKLX ERH
XMTTMRK PSEH
/I] XS XLI XEFPI
>/ ! > OMRIQEXMGW
> ! ;IPHIH XSSXL LSPHIV [MXL TPYKMR XIIXL
(MQIRWMSRW
2EQI :EPYI 9RMXW

0SEH KISQIXV] >/
'YXXMRK XSSP >
&YGOIX GETEGMX] EW TIV -73 Q
&YGOIX [MHXL QQ
7TIGMJMG QEXIVMEP [IMKLX XQ
% (YQT LIMKLX EX QE\MQYQ PMJXMRK QQ
LIMKLX ERH XMPXSYX ERKPI
& (YQTMRK LIMKLX QQ
' 1E\MQYQ FYGOIX FEWI LIMKLX QQ
( 1E\MQYQ FYGOIX TMZSX LIMKLX QQ
0 0-)&,)66

8IGLRMGEP HEXE
2EQI :EPYI 9RMXW

) 1E\MQYQ FYGOIX XST IHKI LIMKLX QQ
* 6IEGL EX QE\MQYQ PMJXMRK LIMKLX ERH QQ
XMPXSYX ERKPI
+ (MKKMRK HITXL QQ
, ,IMKLX EFSZI GEF QQ
- ,IMKLX EFSZI I\LEYWX QQ
. +VSYRH GPIEVERGI QQ
/ ;LIIP FEWI QQ
0 3ZIVEPP PIRKXL QQ
8YVRMRK VEHMYW SZIV FYGOIX SYXIV IHKI QQ
0MJXMRK JSVGI 7%) O2
&VIEOSYX JSVGI 7%) O2
8MTTMRK PSEH [LIR WXVEMKLX OK
8MTTMRK PSEH EVXMGYPEXIH EX OK
3TIVEXMRK [IMKLX OK
8VEGXMZI JSVGI O2
0-)&,)66 0

8IGLRMGEP HEXE
'SQTPIXI QEGLMRI 4 OMRIQEXMGW [MXL PSEHMRK FYGOIX

8LMW IUYMTQIRX MW STXMSREP
8LI ZEPYIW WXEXIH VIJIV XS XLI QEGLMRI
i ;MXL TEVEPPIP OMRIQEXMGW i PMJX EVQW QQ
i ;MXL L]HVEYPMG UYMGOGLERKI HIZMGI
i ;MXL E JYPP XERO
XMTTMRK PSEH
/I] XS XLI XEFPI
4/ ! 4 OMRIQEXMGW
> ! ;IPHIH XSSXL LSPHIV [MXL TPYKMR XIIXL
(MQIRWMSRW
2EQI :EPYI 9RMXW

0SEH KISQIXV] 4/
'YXXMRK XSSP >
&YGOIX [MHXL QQ
LIMKLX ERH XMPXSYX ERKPI
& (YQTMRK LIMKLX QQ
' 1E\MQYQ FYGOIX FEWI LIMKLX QQ
( 1E\MQYQ FYGOIX TMZSX LIMKLX QQ
) 1E\MQYQ FYGOIX XST IHKI LIMKLX QQ
* 6IEGL EX QE\MQYQ PMJXMRK LIMKLX ERH QQ
XMPXSYX ERKPI
+ (MKKMRK HITXL QQ
0 0-)&,)66

8IGLRMGEP HEXE
2EQI :EPYI 9RMXW

, ,IMKLX EFSZI GEF QQ
- ,IMKLX EFSZI I\LEYWX QQ
. +VSYRH GPIEVERGI QQ
/ ;LIIP FEWI QQ
0 3ZIVEPP PIRKXL QQ
8YVRMRK VEHMYW SZIV FYGOIX SYXIV IHKI QQ
0MJXMRK JSVGI 7%) O2
&VIEOSYX JSVGI 7%) O2
8MTTMRK PSEH EVXMGYPEXIH EX OK
3TIVEXMRK [IMKLX OK
8VEGXMZI JSVGI O2
)RKMRI
8]TI G]PMRHIV MRPMRI IRKMRI [EXIVGSSPIH [MXL XYVFSGLEVKIV ERH GLEVKI
EMV GSSPMRK
%MV JMPXIV W]WXIQ (V] EMV JMPXIV [MXL WEJIX] IPIQIRX WITEVEXSV 0'( WIVZMGI
HMWTPE]
8LI I\LEYWX IQMWWMSRW EVI FIPS[ XLI XLVIWLSPH PIZIPW MR )9 HMVIGXMZI
)' i 7XEKI --
2EQI :EPYI 9RMXW
(MIWIP IRKMRI ( 8-) %
2YQFIV SJ G]PMRHIVW 4G
6EXIH TS[IV EGSVHMRK XS -73 EX O; 47
QMR i
1E\MQYQ XSVUYI EX QMRi 2Q
']PMRHIV GETEGMX] 0MXVIW
-HPI WTIIH QMR QMR
QE\ QMR
0SRKMXYHMREP XVEZIVWI MRGPMREFMPMX]
0-)&,)66 0

8IGLRMGEP HEXE
)PIGXVMGEP W]WXIQ

4VSXIGXIH F]
i 1EMR JYWI
i *YWIW JSV TVIKPS[ W]WXIQ WXEVXIV IQIVKIRG] WXIIVMRK TYQT
i *YWIW SR XLI GSRXVSP YRMX
&EXXIVMIW
i 'SRRIGXIH MR WIVMIW
i -RWXEPPIH MR XLI VMKLX FEPPEWX [IMKLX
&EXXIV] QEMR W[MXGL 6IEV VMKLX SJ IRKMRI GSQTEVXQIRX
2EQI :EPYI 9RMXW
&EXXIV] ZSPXEKI :
&EXXIV] GETEGMX] \ %L :
2YQFIV SJ FEXXIVMIW 4G
3TIVEXMRK ZSPXEKI :
8LVIITLEWI GYVVIRX EPXIVREXSV : %
7XEVXIV : O;
&EXXIV] JEWXIRMRK ;LIR JMXXMRK SV GLERKMRK XLI FEXXIV]

2EQI :EPYI 9RMXW
8MKLXIRMRK XSVUYI 2Q
8VEZIP HVMZI

'SRXMRYSYWP] ZEVMEFPI L]HVSWXEXMG XVEZIP HVMZI
8]TI
i 7[EWL TPEXI ZEVMEFPI HMWTPEGIQIRX TYQT ERH X[S E\MEP TMWXSR QSXSVW MR
E GPSWIH GMVGYMX
i *SV[EVH ERH VIZIVWI XVEZIP F] W[MXGLMRK XLI JPS[ HMVIGXMSR SJ XLI
ZEVMEFPI HMWTPEGIQIRX TYQT
8VEZIP HVMZI GSRXVSP

i &] KEW TIHEP ERH XVEGXMZI JSVGI GSRXVSP TIHEP MRGL TIHEP
i 8LI XVEGXMZI JSVGI GSRXVSP TIHEP JEGMPMXEXIW GSRXMRYSYW EHNYWXQIRX SJ
XVEGXMZI SV XLVYWX JSVGI EX JYPP IRKMRI WTIIH
i *SV[EVH ERH VIZIVWI XVEZIP EW [IPP EW XVEZIP VERKIW EVI WIPIGXIH
YWMRK XLI 0MIFLIVV GSRXVSP PIZIV
7TIIH HEXE
i *SV JSV[EVH ERH VIZIVWI XVEZIP
i ;MXL WXERHEVH X]VIW
2EQI :EPYI 9RMXW

8VEZIP VERKI - OQL
8VEZIP VERKI -- OQL
0 0-)&,)66

8IGLRMGEP HEXE
%\PIW
%YXSQEXMGEPP] EGXMRK WIPJPSGOMRK HMJJIVIRXMEP MR FSXL E\PIW
*VSRX E\PI 6MKMHP] QSYRXIH TPERIXEV] E\PI

2EQI :EPYI 9RMXW
;MHXL QQ
(MJJIVIRXMEP PSGO
6IEV E\PI 3WGMPPEXMRK TPERIXEV] E\PI

2EQI :EPYI 9RMXW
;MHXL QQ
(MJJIVIRXMEP PSGO
%RKPI SJ EVXMGYPEXMSR XS IEGL WMHI
,IMKLX SJ SFWXEGPIW [LMGL GER FI QQ
HVMZIR SZIV
&VEOMRK
8LI FVEOMRK W]WXIQ GSQTPMIW [MXL XLI VSEH[SVXLMRIWW GIVXMJMGEXMSR VIKYPE
XMSRW
7IVZMGI FVEOI 7IPJEVVIWX SJ L]HVSWXEXMG XVEZIP HVMZI EGXMRK SR EPP JSYV [LIIPW
%HHMXMSREP TYQT EGGYQYPEXSV FVEOI W]WXIQ [MXL [IX HMWG FVEOIW MR XLI
HMJJIVIRXMEP LSYWMRK X[S WITEVEXI FVEOI GMVGYMXW
4EVOMRK FVEOI )PIGXVSL]HVEYPMGEPP] EGXMZEXIH WTVMRK EGGYQYPEXSV HMWG FVEOI SR XLI JVSRX
E\PI
7XIIVMRK
8]TI 'IRXVEP EVXMGYPEXMSR NSMRX [MXL EFWSVFIVW
2EQI :EPYI 9RMXW

1E\MQYQ STIVEXMRK TVIWWYVI FEV
0-)&,)66 0

8IGLRMGEP HEXE
;SVOMRK L]HVEYPMGW

8]TI
0SEH WIRWMRK E\MEP TMWXSR HMWTPEGIQIRX [MXL TS[IV GSRXVSPPIV ERH TVIWWYVI
GYXSJJ
'SSPMRK
,]HVEYPMG SMP GSSPMRK [MXL XLIVQSWXEXMGEPP] GSRXVSPPIH JER ERH SMP GSSPIV
*MPXVEXMSR
6IXYVR JMPXIV MR XLI L]HVEYPMG XERO
'SRXVSP
7MRKPIPIZIV GSRXVSP L]HVEYPMG WIVZS W]WXIQ
0MJXMRK G]GPI
i 0MJXMRK RIYXVEP PS[IVMRK
i *PSEX TSWMXMSR YWMRK PSGOEFPI 0MIFLIVV GSRXVSP PIZIV
i %YXSQEXMG PMJX OMGOSYX
8MPXMRK G]GPI
i 8MPX SYX RIYXVEP XMPX MR
i %YXSQEXMG FYGOIX VIXYVRXSHMK JYRGXMSR
2EQI :EPYI 9RMXW

1E\MQYQ JPS[ PQMR
1E\MQYQ STIVEXMRK TVIWWYVI FEV
;SVOMRK EXXEGLQIRX

/I]
i >/ ! > OMRIQEXMGW
i 4/ ! TEVEPPIP OMRIQEXMGW
0MJX EVQ 7IEPIH FIEVMRK TSMRXW

/MRIQEXMGW ZEVMEXMSRW
i > OMRIQEXMGW [MXL SRI XMPX G]PMRHIV i WXERHEVH
,]HVEYPMG UYMGOGLERKI HIZMGI i STXMSREP
i 4EVEPPIP OMRIQEXMGW [MXL X[S XMPX G]PMRHIVW i STXMSREP
,]HVEYPMG UYMGOGLERKI HIZMGI i WXERHEVH
;SVOMRK G]GPI XMQI EX VEXIH PSEH
2EQI :EPYI 9RMXW
>/ i PMJXMRK WIG
4/ i PMJXMRK WIG
>/ i XMPXMRK SYX WIG
4/ i XMPXMRK SYX WIG
>/ i PS[IVMRK IQTX] WIG
0 0-)&,)66

8IGLRMGEP HEXE
2EQI :EPYI 9RMXW

4/ i PS[IVMRK IQTX] WIG
&YGOIX
1EMR HMQIRWMSRW
7XERHEVH FYGOIX JSV PMJX EVQW [MXL > OMRIQEXMGW
2EQI :EPYI 9RMXW

& i FYGOIX [MHXL QQ
, i LIMKLX QQ
0 PIRKXL QQ
;IMKLX OK
7XERHEVH FYGOIX JSV PMJX EVQW [MXL 4 OMRIQEXMGW
2EQI :EPYI 9RMXW

& i FYGOIX [MHXL QQ
, i LIMKLX QQ
0 PIRKXL QQ
;IMKLX OK
0-)&,)66 0
8IGLRMGEP HEXE
,]HVEYPMG UYMGOGLERKI HIZMGI 8LI UYMGOGLERKI HIZMGI MW STXMSREP SR QEGLMRIW [MXL > OMRIQEXMGW
:EVMEXMSRW JSV > OMRIQEXMGW
i ,]HVEYPMG UYMGOGLERKI HIZMGI JSV > PMJX EVQW
i 'SQFMRIH IPIGXVSL]HVEYPMG UYMGOGLERKI HIZMGI JSV > PMJX EVQW
i 'SQFMRIH IPIGXVSL]HVEYPMG UYMGOGLERKI HIZMGI [MXL GSQJSVX GSRXVSP JSV
> PMJX EVQW
8LI UYMGOGLERKI HIZMGI MW WXERHEVH SR QEGLMRIW [MXL 4 OMRIQEXMGW
:IVWMSR JSV 4 OMRIQEXMGW
i 'SQFMRIH IPIGXVSL]HVEYPMG UYMGOGLERKI HIZMGI JSV 4 PMJX EVQW
(VMZIVW GEF

3R IPEWXMG FIEVMRK SR VIEV WIGXMSR WSYRHTVSSJ 6347*347 GEF
(IWMKR
i HIXEGLEFPI HSSVW
i 8LI VMKLX HSSV MW XLI IQIVKIRG] I\MX
i 0IJX HSSV [MXL WPMHMRK [MRHS[
i 8MRXIH [MRHS[W QEHI SJ LEVHIRIH WMRKPIKPEÎH WEJIX] KPEWW
i %HNYWXEFPI WXIIVMRK GSPYQR
i 6347 VSPPSZIV TVSXIGXMSR MR EGGSVHERGI [MXL (-2-73 )2
i *347 WXSRI MQTEGX TVSXIGXMSR MR EGGSVHERGI [MXL (-2-73 )2

(VMZIVtW WIEX %PXIVREXMZI ZIVWMSRW

i (VMZIVW WIEX [MXL KEWJMPPIH WTVMRK WYWTIRWMSR
i (VMZIVW WIEX [MXL TRIYQEXMG WYWTIRWMSR

(VMZIVW GEF [MXL HIJVSWXIV JVIWL EMV JMPXIV GMVGYPEXIH EMV W]WXIQ ERH GSSPMRK
[EXIV LIEXMRK
2EQI :EPYI 9RMXW
&PS[IV WTIIHW
,IEXMRK TS[IV O;
0 0-)&,)66
8IGLRMGEP HEXE
%MV GSRHMXMSRMRK W]WXIQ

%R EMV GSRHMXMSRMRK W]WXIQ GER FI MRWXEPPIH JSV XLI HVMZIVW GEF
2EQI :EPYI 9RMXW
8]TI ,IEXIVEMV GSRHMXMSR
IV
'SSPMRK TS[IV O;
7SYRH IQMWWMSR
7SYRH TVIWWYVI 2EQI :EPYI 9RMXW

-73 i 0T% MR HVMZIVW GEF H& %
7SYRH SYXTYX 2EQI :EPYI 9RMXW

)+ i 0[% SYXWMHI H& %
8S[MRK HIZMGI

8LI XS[MRK HIZMGI MW EXXEGLIH XS XLI FEGO SJ XLI QEGLMRI
4YVTSWI
i *SV XS[MRK XLI QEGLMRI SYX SJ E HERKIV EVIE
7II XLI WIGXMSR SR IQIVKIRG] STIVEXMSR MR GLETXIV
i *SV PMJXMRK XLI QEGLMRI F] GVERI
7II XLI WIGXMSR SR XVERWTSVXMRK XLI QEGLMRI MR GLETXIV
2SXI -X QE] RSX FI YWIH JSV EXXEGLMRK E XVEMPIV 8LI QERYJEGXYVIVWYTTPMIV [MPP
RSX FI LIPH PMEFPI JSV HEQEKI VIWYPXMRK JVSQ XLMW
7II XLI MRWXVYGXMSRW SR TVSTIV YWI ERH WEJIP] XS[MRK XLI QEGLMRI MR
GLETXIV
0-)&,)66 0
8IGLRMGEP HEXE
8]VIW
8LI HVMZMRK TIVJSVQERGI SJ XLI QEGLMRI HITIRHW EQSRK SXLIV XLMRKW SR
XLI X]VIW
8LI WEQI X]VI WMÎ QYWX FI YWIH JSV EPP JSYV [LIIPW
;LIR GLERKMRK XLI X]VIW SV MJ XLIVI MW MRGVIEWMRK [IEV SR XLI X]VIW QEOI
WYVI XLEX XLI HMJJIVIRGI MR HMEQIXIV FIX[IIR XLI X]VIW SR XLI JVSRX ERH VIEV
E\PIW MW RS QSVI XLER
3XLIV[MWI XLI E\PIW QE] FI HEQEKIH
8LI GSVVIGX X]VI TVIWWYVI MW E HIGMWMZI JEGXSV JSV XLI TVSTIV TIVJSVQERGI SJ
XLI QEGLMRI ERH JSV E PSRK X]VI PMJIXMQI
=SY [MPP JMRH XLI JSPPS[MRK WTIGMJMGEXMSRW MR XLI XEFPI FIPS[
i 6IGSQQIRHIH X]VI WMÎW
i 8]VI XVIEH
i 8]VI TVIWWYVI
%FFVIZMEXMSRW
i T i 1E\ ! QE\MQYQ TIVQMWWMFPI EMV TVIWWYVI
i :% ! JVSRX E\PI
i ,% ! VIEV E\PI
8LI EMV TVIWWYVI WTIGMJMGEXMSRW VIJIV XS

i &EWMG EMV TVIWWYVI VIGSQQIRHEXMSRW EW WIX [LIR HIPMZIVIH JVSQ XLI
JEGXSV]
i 'SPH X]VIW
i 1EGLMRI VIEH] JSV STIVEXMSR FEWMG QEGLMRI [MXL WXERHEVH IUYMTQIRX
ERH TIVQMWWMFPI PSEH
2SXI *SV WTIGMEP YWIW WYGL EW MRHYWXVMEP XMQFIV LERHPMRK SV SXLIV YWIW [LIVI
LIEZMIV PSEHW QE] FI I\TIGXIH E LMKLIV X]VI TVIWWYVI MW VIGSQQIRHIH
HITIRHMRK SR XLI WTIGMJMG PSEH ,S[IZIV XLI X]VI TVIWWYVI QE] RSX FI
KVIEXIV XLER XLI QE\MQYQ TIVQMXXIH F] XLI X]VI QERYJEGXYVIVtW WTIGMJMGE
XMSRW
'LIGO ERH EHNYWX XLI X]VI TVIWWYVI WII XLI QEMRXIRERGI XEWOW MR
GLETXIV
1MGLIPMR X]VIW %MV TVIWWYVI XEFPI JSV XLI WXERHEVH QEGLMRI
8]VI WMÎ 8]VI XVIEH %MV TVIWWYVI FEV

:% ,% T i 1E\
6)1 <80% 0
6)1 <,% 0
6)1 <0( (% 0
6)1 <1MRI ( 0
0 0-)&,)66
8IGLRMGEP HEXE
+SSH]IEV X]VIW %MV TVIWWYVI XEFPI JSV XLI WXERHEVH QEGLMRI

:% ,% T i 1E\
6)1 +4& 0
6)1 68& 0
6)1 80% 0
6)1 +4& %8
6)1 60 / 0
&VMHKIWXSRI X]VIW %MV TVIWWYVI XEFPI JSV XLI WXERHEVH QEGLMRI

:% ,% T i 1E\
6)1 :18 0
6)1 :7(0 0
7TIGMEP X]VIW %MV TVIWWYVI XEFPI JSV QEGLMRIW [MXL WTIGMEP X]VIW

:% ,% T i 1E\

8LI WTIGMJMGEXMSRW WLSYPH FI IRXIVIH MR XLI XEFPIW EW JSPPS[W

&] XLI QERYJEGXYVIV MJ XLI QEGLMRI MW HIPMZIVIH I\[SVOW [MXL WTIGMEP
X]VIW

&] XLI QEGLMRI STIVEXSV MJ XLI QEGLMRI MW VIXVSJMXXIH F] XLI QEGLMRI
STIVEXSV
8]VIW JSV QEGLMRIW [MXL 8EFPI MW JSV XLI X]TI SJ STXMSREP EGGIWWSV]
STXMSREP EGGIWWSVMIW %MV TVIWWYVI XEFPI MW JSV QEGLMRIW [MXL STXMSREP EGGIWWSVMIW
7TIGMJMGEXMSRW 8]TI SJ STXMSREP EGGIWWSV]

8EFPI

:% ,% T i 1E\

%MV TVIWWYVI XEFPI
0-)&,)66 0
8IGLRMGEP HEXE
8LI WTIGMJMGEXMSRW WLSYPH FI IRXIVIH MR XLI XEFPIW EW JSPPS[W

&] XLI QERYJEGXYVIV MJ XLI QEGLMRI MW HIPMZIVIH I\[SVOW [MXL STXMSREP
EGGIWWSVMIW
&] XLI QEGLMRI STIVEXSV MJ XLI QEGLMRI MW VIXVSJMXXIH F] XLI QEGLMRI
STIVEXSV
7RS[ GLEMRW SV KYEVH GLEMRW

;LIR WRS[ GLEMRW SV KYEVH GLEMRW EVI YWIH XLI] QYWX FI EXXEGLIH XS EPP
JSYV [LIIPW
2SXI *EMPYVI XS HS XLMW GER HEQEKI XLI HVMZI W]WXIQ

7II XLI WIGXMSR SR EXXEGLQIRXW ERH EGGIWWSVMIW MR GLETXIV
8]VIW [MXL JSEQ

;LIR X]VIW [MXL JSEQ EVI YWIH XLI] QYWX FI EXXEGLIH XS EPP JSYV [LIIPW
:EPMH JSV 0 0 0
-J ]SY JMPP XLI X]VIW [MXL JSEQ ]SY QYWX EHNYWX XLI FEPPEWX [IMKLX
7II XLI WIGXMSR SR XLI FEPPEWX [IMKLX MR GLETXIV
2SXI -RWXEPPMRK SV GLERKMRK XLI [SVOMRK EXXEGLQIRX SV X]VIW

0 0-)&,)66
8IGLRMGEP HEXE
0MKLX QEXIVMEP FYGOIX

:IVWMSR [MXL YRHIVGYX FPEHI
1EMR HMQIRWMSRW
0MKLX QEXIVMEP FYGOIX JSV > OMRIQEXMGW

2EQI :EPYI 9RMXW
& i FYGOIX [MHXL QQ
, i LIMKLX QQ
0 PIRKXL QQ
;IMKLX OK
0MKLX QEXIVMEP FYGOIX JSV 4 OMRIQEXMGW

2EQI :EPYI 9RMXW
& i FYGOIX [MHXL QQ
, i LIMKLX QQ
0 PIRKXL QQ
;IMKLX OK
0-)&,)66 0
8IGLRMGEP HEXE
'SQTPIXI QEGLMRI [MXL PMKLX 8LI ZEPYIW WXEXIH VIJIV XS XLI QEGLMRI
QEXIVMEP FYGOIX i (ITIRHMRK SR OMRIQEXMGW ZIVWMSR
[MXL PMJX EVQW >/ ! QQ 4/ ! QQ
i ;MXL E JYPP XERO
XMTTMRK PSEH
/I] XS XLI XEFPI
>/ ! > OMRIQEXMGW
4/ ! TEVEPPIP OMRIQEXMGW
(MQIRWMSRW
2EQI :EPYI 9RMXW
0SEH KISQIXV] >/ 4/
&YGOIX [MHXL QQ
LIMKLX
) 1E\MQYQ LIMKLX EX FYGOIX XST IHKI QQ
* 6IEGL EX QE\MQYQ PMJXMRK LIMKLX QQ
0 3ZIVEPP PIRKXL QQ
%VXMGYPEXIH XMTTMRK PSEH OK
3TIVEXMRK [IMKLX OK
0 0-)&,)66
8IGLRMGEP HEXE
,MKL HYQT FYGOIX

1EMR HMQIRWMSRW
2EQI :EPYI 9RMXW

& i FYGOIX [MHXL QQ
, i LIMKLX QQ
0 i PIRKXL [MXL FPEHI QQ
;IMKLX OK
1E\MQYQ STIVEXMRK TVIWWYVI JSV FEV
EXXEGLQIRX L]HVEYPMGW
2EQI :EPYI 9RMXW

& i FYGOIX [MHXL QQ
, i LIMKLX QQ
0 i PIRKXL [MXL FPEHI QQ
;IMKLX OK
1E\MQYQ STIVEXMRK TVIWWYVI JSV FEV
EXXEGLQIRX L]HVEYPMGW
0-)&,)66 0
8IGLRMGEP HEXE
'SQTPIXI QEGLMRI [MXL LMKL 8LI ZEPYIW WXEXIH VIJIV XS XLI QEGLMRI
HYQT FYGOIX i ;MXL TEVEPPIP OMRIQEXMGW i PMJX EVQW QQ
i ;MXL E JYPP XERO
XMTTMRK PSEH
/I] XS XLI XEFPI
(MQIRWMSRW
2EQI :EPYI 9RMXW
0SEH KISQIXV] 4/
&YGOIX [MHXL QQ
LIMKLX
) 1E\MQYQ LIMKLX EX FYGOIX XST IHKI QQ
* 6IEGL EX QE\MQYQ PMJXMRK LIMKLX QQ
0 3ZIVEPP PIRKXL QQ
3TIVEXMRK [IMKLX OK
0 0-)&,)66
8IGLRMGEP HEXE
*SVOPMJX
(MQIRWMSRW
2EQI :EPYI 9RMXW

*SVO GEVVMIV TVSRK WMÎ *)1 ---
4VSRK PIRKXL QQ
0 i 0IRKXL JSVO GEVVMIV TVSRKW QQ
/ i *SVO GEVVMIV [MHXL QQ
, i ,IMKLX JSVO GEVVMIV TVSRKW QQ
;IMKLX JSVO GEVVMIV TVSRKW OK
0-)&,)66 0
8IGLRMGEP HEXE
'SQTPIXI QEGLMRI [MXL JSVOW 8LI ZEPYIW WXEXIH VIJIV XS XLI QEGLMRI
i (ITIRHMRK SR OMRIQEXMGW ZIVWMSR
[MXL PMJX EVQW >/ ! QQ 4/ ! QQ
i ;MXL E *)1 --- JSVO
i ;MXL E JYPP XERO
i -R EGGSVHERGI [MXL )2 ERH -73
XMTTMRK PSEH
/I] XS XLI XEFPI
>/ ! > OMRIQEXMGW
(MQIRWMSRW
2EQI :EPYI 9RMXW
0SEH KISQIXV] >/ 4/
% 0MJXMRK LIMKLX EX QE\MQYQ VIEGL QQ
' 1E\MQYQ PMJXMRK LIMKLX QQ
) 1E\MQYQ LIMKLX EFSZI JSVO GEVVMIV QQ
* 6IEGL MR PSEHMRK TSWMXMSR QQ
* QE\ 1E\MQYQ VIEGL QQ
* QMR 6IEGL EX QE\MQYQ PMJXMRK QQ
LIMKLX
+ *SVO TVSRK PIRKXL QQ
0 3ZIVEPP PIRKXL SJ FEWMG QEGLMRI QQ
3TIVEXMRK [IMKLX OK
0 0-)&,)66
8IGLRMGEP HEXE
0SEH FIEVMRK XEFPIW JSV JSVOPMJX 8LI PSEHW VEXIH TE]PSEHW EVI GEPGYPEXIH EGGSVHMRK XS XLI )2
STIVEXMSR WEJIX] RSVQ
8LI TIVQMWWMFPI PSEH MW WXEXIH EW E TIVGIRXEKI SJ XLI XMTTMRK PSEH EW TIV
-73 [MXL XLI JSVO TVSRKW MR XLI LSVM^SRXEP TSWMXMSR
8LI JSPPS[MRK ZEPYIW QE] RSX FI I\GIIHIH
i 3R IZIR ERH JMVQ XIVVEMR i SJ XLI XMTTMRK PSEH [MXL JSVOPMJX
i 3R YRIZIR XIVVEMR i SJ XLI XMTTMRK PSEH [MXL JSVOPMJX
8LI JSPPS[MRK XEFPIW WTIGMJ] XLI TIVQMXXIH PSEHW SR ZEVMSYW X]TIW SJ XIVVEMR
ERH EX ZEVMSYW HMWXERGIW XS XLI GIRXVI SJ KVEZMX] 7E
%PP GEPGYPEXIH ZEPYIW VIJIV XS XLI SVMKMREP 0-)&,)66 IUYMTQIRX JSVO GEVVMIV
ERH TVSRKW
0MJX EVQW [MXL > OMRIQEXMGW 1E\MQYQ TIVQMWWMFPI PSEH JSV PMJX EVQW [MXL UYMGO GLERKI HIZMGI
)ZIR ERH JMVQ XIVVEMR 0SEHW MR OK [MXL HMJJIVIRX HMWXERGIW XS XLI GIRXVI SJ KVEZMX]
0SEH ! SJ XLI XMTTMRK PSEH 7E MR QQ
8]VIW
6 0 SV 0
6 0 SV 0
4E]PSEH PMQMXIH F] *)1 --- JSVO GEVVMIV ERH TVSRKW

4E]PSEH VIWXVMGXIH F] XMPX G]PMRHIVW SJ >OMRIQEXMGW
7XERHEVH X]VIW
9RIZIR XIVVEMR 0SEHW MR OK [MXL HMJJIVIRX HMWXERGIW XS XLI GIRXVI SJ KVEZMX]

8]VIW
6 0 SV 0
6 0 SV 0

4E]PSEH VIWXVMGXIH F] XMPX G]PMRHIVW SJ >OMRIQEXMGW

7XERHEVH X]VIW
0MJX EVQW [MXL 4 OMRIQEXMGW 1E\MQYQ TIVQMWWMFPI PSEH JSV PMJX EVQW [MXL UYMGO GLERKI HIZMGI
)ZIR ERH JMVQ XIVVEMR 0SEHW MR OK [MXL HMJJIVIRX HMWXERGIW XS XLI GIRXVI SJ KVEZMX]
8]VIW
6 0 SV 0
6 0 SV 0
4E]PSEH PMQMXIH F] *)1 --- JSVO GEVVMIV ERH TVSRKW

7XERHEVH X]VIW
0-)&,)66 0
8IGLRMGEP HEXE
9RIZIR XIVVEMR 0SEHW MR OK [MXL HMJJIVIRX HMWXERGIW XS XLI GIRXVI SJ KVEZMX]

8]VIW
6 0 SV 0
6 0 SV 0

7XERHEVH X]VIW
0 0-)&,)66
7EJIX] VIKYPEXMSRW
;SVOMRK SR XLI QEGLMRI TSWIW WEJIX] VMWOW XS XLI STIVEXSV HVMZIV SV

QEMRXIRERGI IRKMRIIVW =SY GER TVIZIRX VMWOW ERH EGGMHIRXW F] VIKYPEVP]
VIEHMRK ERH SFWIVZMRK XLI ZEVMSYW WEJIX] MRWXVYGXMSRW
8LMW MW IWTIGMEPP] MQTSVXERX JSV TIVWSRRIP [LS SRP] SGGEWMSREPP] [SVO SR
XLI QEGLMRI JSV I\EQTPI GEVV]MRK SYX VMKKMRK SV QEMRXIRERGI [SVO
8LI WEJIX] VIKYPEXMSRW PMWXIH FIPS[ MJ GSRWGMIRXMSYWP] JSPPS[IH [MPP IRWYVI
]SYV S[R WEJIX] ERH XLEX SJ SXLIVW ERH [MPP TVIZIRX XLI QEGLMRI JVSQ
FIMRK HEQEKIH
;LIRIZIV XEWOW [LMGL GSYPH GEYWI HERKIV XS TIVWSRRIP SV HEQEKI XS XLI
QEGLMRI EVI HIWGVMFIH XLI RIGIWWEV] WEJIX] TVIGEYXMSRW EVI I\TPEMRIH MR
XLMW QERYEP
8LIWI EVI MRHMGEXIH F] XLI LIEHMRKW (ERKIV ;EVRMRK SV 'EYXMSR
-RXVSHYGXMSR
8LI W]QFSPW FIPS[ LEZI XLI JSPPS[MRK QIERMRKW
(ERKIV
;EVRMRK XLEX [MXLSYX ETTVSTVMEXI TVIGEYXMSRW GIVXEMR STIVEXMSREP TVSGI
HYVIW GSYPH VIWYPX MR JEXEP EGGMHIRXW
;EVRMRK
;EVRMRK XLEX [MXLSYX ETTVSTVMEXI TVIGEYXMSRW GIVXEMR STIVEXMSREP TVSGI
HYVIW GSYPH VIWYPX MR WIZIVI TL]WMGEP MRNYVMIW
'EYXMSR
;EVRMRK XLEX [MXLSYX ETTVSTVMEXI TVIGEYXMSRW GIVXEMR STIVEXMSREP
TVSGIHYVIW GSYPH VIWYPX MR QMRSV TL]WMGEP MRNYVMIW SV HEQEKI XS XLI QE
GLMRI
3FWIVZERGI SJ XLIWI MRWXVYGXMSRW HSIW RSX I\IQTX ]SY JVSQ JSPPS[MRK
ER] EHHMXMSREP VYPIW ERH KYMHIPMRIW XLEX QE] ETTP]
8LI JSPPS[MRK WLSYPH EPWS FI SFWIVZIH
i 8LI WEJIX] VYPIW MR JSVGI EX XLI STIVEXMRK WMXI
i 0IKEPP] IRJSVGIEFPI VSEH XVEJJMG VIKYPEXMSRW
i +YMHIPMRIW MWWYIH F] XVEHI EWWSGMEXMSRW

*EQMPMEVMWI ]SYVWIPJ [MXL XLI STIVEXMRK QERYEP FIJSVI WXEVXMRK YT XLI
QEGLMRI
1EOI WYVI XLEX ]SY EVI MR TSWWIWWMSR SJ ERH LEZI VIEH ERH YRHIVWXSSH
EHHMXMSREP MRWXVYGXMSRW ETTPMGEFPI XS ER] WTIGMEP IUYMTQIRX MRWXEPPIH SR ]SYV
QEGLMRI
3RP] I\TVIWWP] EYXLSVMWIH TIVWSRRIP QE] STIVEXI WIVZMGI SV VITEMV XLI
QEGLMRI
3FWIVZI XLI PIKEP QMRMQYQ EKIW
3RP] XVEMRIH SV MRWXVYGXIH TIVWSRRIP QE] STIVEXI XLI QEGLMRI 'PIEVP]
EWWMKR VIWTSRWMFMPMX] JSV STIVEXMSR VMKKMRK QEMRXIRERGI ERH VITEMV [SVO
0 0-)&,)66

7EJIX] VIKYPEXMSRW 3TIVEXMRK 1ERYEP
'PIEVP] IWXEFPMWL XLI HVMZIVtW VIWTSRWMFMPMXMIW EPWS [MXL VIWTIGX XS XVEJJMG

VIKYPEXMSRW ERH EYXLSVMWI LMQ XS VIJYWI XS GEVV] SYX YRWEJI MRWXVYGXMSRW
JVSQ XLMVH TEVXMIW
4IVWSRRIP YRHIVKSMRK XVEMRMRK MRWXVYGXMSR SV [LS EVI RSX ]IX JYPP] UYEPMJMIH
QE] SRP] FI EPPS[IH XS [SVO SR XLI QEGLMRI YRHIV GSRWXERX WYTIVZMWMSR
F] ER I\TIVMIRGIH TIVWSR
2S[ ERH EKEMR GLIGO XLEX ]SYV TIVWSRRIP EVI [SVOMRK WEJIP] ERH EVI
E[EVI SJ TSWWMFPI HERKIVW MR SFWIVZERGI SJ XLI STIVEXMRK QERYEP
;IEV WEJI [SVOMRK GPSXLIW [LIR [SVOMRK SR XLI QEGLMRI
(S RSX [IEV VMRKW [VMWX[EXGLIW XMIW WGEVZIW YRFYXXSRIH NEGOIXW PSSWI
GPSXLMRK SV WMQMPEV KEVQIRXW EW XLI] GER FIGSQI GEYKLX MR XLI QEGLMRIV]
ERH GEYWI MRNYV]
'IVXEMR XEWOW VIUYMVI WEJIX] KSKKPIW WEJIX] FSSXW LEVH LEXW KPSZIW
VIJPIGXMZI ZIWXW IEV TVSXIGXMSR IXG
%WO XLI WMXI QEREKIV EFSYX ER] WTIGMEP WEJIX] VIKYPEXMSRW MR JSVGI SR XLI
WMXI
(S RSX LSPH SRXS XLI WXIIVMRK GSPYQR XLI GSRXVSP TERIP SV XLI GSRXVSP
PIZIVW [LIR KIXXMRK SR SV SJJ XLI QEGLMRI
=SY QMKLX MREHZIVXIRXP] XVMKKIV QSZIQIRXW [LMGL GSYPH PIEH XS EGGMHIRXW
2IZIV NYQT HS[R JVSQ XLI QEGLMRI 9WI XLI WXITW PEHHIVW ERH TPEXJSVQW
TVSZMHIH JSV KIXXMRK SR ERH SJJ
*EQMPMEVMWI ]SYVWIPJ [MXL XLI IQIVKIRG] I\MX XLVSYKL XLI VMKLX GEF HSSV
ERHSV XLI VIEV [MRHS[
9RPIWW XLIVI EVI SXLIV MRWXVYGXMSRW TIVJSVQ QEMRXIRERGI ERH VITEMV [SVO
EW JSPPS[W
4VSGIHYVI
i 4EVO XLI QEGLMRI SR JMVQ PIZIP KVSYRH ERH PS[IV XLI [SVOMRK EXXEGL
QIRX XS XLI KVSYRH
i 1SZI EPP GSRXVSP PIZIVW XS RIYXVEP
i 7LYX HS[R XLI IRKMRI ERH XEOI SYX XLI MKRMXMSR OI]
&IJSVI WXEVXMRK ER] [SVO SR XLI L]HVEYPMG GMVGYMX ]SY QYWX EPWS TVIWW XLI
[SVOMRK L]HVEYPMGW PSGOSYX FYXXSR ERH EGXYEXI EPP TMPSX GSRXVSP YRMXW NS]WXMGO
ERH TIHEPW MR FSXL HMVIGXMSRW MR SVHIV XS VIHYGI XLI GSRXVSP TVIWWYVI ERH
EGGYQYPEXIH TVIWWYVI MR XLI STIVEXMRK GMVGYMXW =SY QYWX XLIR VIHYGI XLI
MRXIVREP XERO TVIWWYVI
0SGO XLI [SVOMRK L]HVEYPMGW XS TVIZIRX EGGMHIRXEP EGXYEXMSR FIJSVI PIEZMRK
XLI HVMZIVtW GEF
0SGO XLI [SVOMRK L]HVEYPMGW MR EGGSVHERGI [MXL XLI MRWXVYGXMSRW MR XLI
STIVEXMRK QERYEP
7IGYVI EPP PSSWI TEVXW SJ XLI QEGLMRI
2IZIV WXEVX YT E QEGLMRI [MXLSYX JMVWX QEOMRK E XLSVSYKL XSYV SJ MRWTIGXMSR
ERH GLIGOMRK MJ ER] [EVRMRK WMKRW EVI QMWWMRK SV MPPIKMFPI
3FWIVZI EPP WMKRW [MXL [EVRMRKW SV WEJIX] MRWXVYGXMSRW
7TIGMEP WEJIX] ETTEVEXYW QYWX FI JMXXIH XS XLI QEGLMRI JSV GIVXEMR ETTPMGE
XMSRW -J XLMW MW XLI GEWI SRP] [SVO [MXL XLMW ETTEVEXYW JMXXIH ERH MR [SVOMRK
SVHIV
(S RSX QEOI ER] QSHMJMGEXMSRW I\XIRWMSRW SV GSRZIVWMSRW XS XLI QEGLMRI
[MXL TSWWMFPI WEJIX] MQTPMGEXMSRW [MXLSYX XLI ETTVSZEP SJ XLI WYTTPMIV 8LMW
EPWS ETTPMIW XS MRWXEPPMRK ERH EHNYWXMRK WEJIX] ETTEVEXYW ERH ZEPZIW EW [IPP
EW XS [IPHMRK PSEHFIEVMRK GSQTSRIRXW
0-)&,)66 0

3TIVEXMRK 1ERYEP 7EJIX] VIKYPEXMSRW
4VSTIV YWI
4VSTIV YWI

;LIR JMXXIH [MXL XLI WXERHEVH FYGOIX JSVOPMJX SV KVEFFIV IUYMTQIRX XLI
[LIIP PSEHIV MW WSPIP] XS FI YWIH JSV PSSWIRMRK TMGOMRK YT XVERWJIVVMRK
PSEHMRK ERH HYQTMRK IEVXL WXSRI VSGO JVEKQIRXW SV SXLIV QEXIVMEPW ERH
PSEHMRK MX SRXS XVYGOW WLMTW GSRZI]SV FIPXW SV GVYWLIVW
%R] SXLIV YWI WYGL EW FVIEOMRK VSGO LEQQIVMRK MR TSWXW XVERWTSVXMRK
TISTPI SV XS[MRK MW HIIQIH MQTVSTIV
8LI QERYJEGXYVIVWYTTPMIV [MPP RSX FI LIPH PMEFPI JSV HEQEKI VIWYPXMRK JVSQ
XLMW
8LI STIVEXSV FIEVW WSPI PMEFMPMX]
:ILMGPIW YWIH JSV PMJXMRK TYVTSWIW EVI WYFNIGX XS WTIGMEP GSRHMXMSRW ERH
QYWX EPWS FI IUYMTTIH [MXL XLI TVIWGVMFIH WEJIX] IUYMTQIRX
4VSTIV YWI EPWS MRGPYHIW SFWIVZERGI SJ XLI STIVEXMRK QERYEP ERH EHLIV
IRGI XS XLI MRWTIGXMSR ERH QEMRXIRERGI GSRHMXMSRW

8LIVI EVI WIZIVEP X]TIW SJ HIGEP EXXEGLIH XS XLI QEGLMRI
(IGEP X]TIW
i 7EJIX] HIGEPW
i -RJSVQEXMSR HIGEPW
i 8]TI TPEXIW
8LI SVHIV RYQFIVW GER FI JSYRH MR XLI WTEVI TEVXW PMWX
0 0-)&,)66

0SGEXMSR SJ HIGEPW
0SGEXMSR SJ HIGEPW
/IIT GPIEV HIGEP 3MP PIZIP HIGEP 7XIIVMRK HIGEP
2SMWI SYXTYX HIGEP i 0 ;% ;MRHWGVIIR [EXIV HIGEP %GGMHIRX TVIZIRXMSR HIGEP
'SSPIV HIGEP 0YFVMGEXMSR GLEVX ;LIIP PYKW HIGEP
7PMRKMRK ERH PMJXMRK TSMRX HIGEP %VXMGYPEXMSR EVIE [EVRMRK 8MKLXIRMRK XSVUYI HIGEP
:SPXEKI HIGEP HIGEP &IEVMRK PSEH XEFPI HIGEP

0EWLMRK TSMRX HIGEP ;SVOMRK L]HVEYPMGW HIGEP 8LMW IUYMTQIRX MW STXMSREP
)RKMRI WXERHWXMPP HIGEP 6347 HIGEP
OQL WTIIH PMQMX HIGEP 1EGLMRI X]TI TPEXI
7EJIX] HIGEPW

8LI WIGXMSR SR XLI PSGEXMSR SJ HIGEPW HIWGVMFIW [LIVI XLI] EVI EXXEGLIH
*EMPYVI XS SFI] XLI WEJIX] HIGEPW GER PIEH XS WIZIVI SV IZIR JEXEP MRNYVMIW
8LI WEJIX] HIGEPW WLSYPH FI GSRXMRYSYWP] GLIGOIH JSV GSQTPIXIRIWW ERH
PIKMFMPMX]
6ITPEGI ER] QMWWMRK SV MPPIKMFPI WEJIX] HIGEPW MQQIHMEXIP]
0-)&,)66 0

/IIT GPIEV HIGEP

;EVRW SJ XLI VMWO SJ EGGMHIRXW TSWWMFP] VIWYPXMRK MR WIZIVI SV IZIR JEXEP
MRNYVMIW
1IERMRK /IIT SYX SJ XLI HERKIV EVIE
)RKMRI WXERHWXMPP HIGEP

;EVRW SJ XLI VMWO SJ EGGMHIRXW TSWWMFP] VIWYPXMRK MR WIZIVI MRNYVMIW
1IERMRK 3RP] STIR [LIR XLI IRKMRI MW WLYX HS[R
%VXMGYPEXMSR EVIE HIGEP

MRNYVMIW
1IERMRK /IIT SYX SJ XLI EVXMGYPEXMSR EVIE [LIR MX MW RSX PSGOIH
7XIIVMRK HIGEP
MRNYVMIW
1IERMRK 8LI WXIIVMRK MW SRP] STIVEXMSREP [LIR XLI IRKMRI MW VYRRMRK
%GGMHIRX TVIZIRXMSR HIGEP

6IJIVW XS MRWXVYGXMSRW MR XLI STIVEXMRK QERYEP JSV TVIZIRXMRK EGGMHIRXW
1IERMRK 7XVMGXP] SFWIVZI XLI EGGMHIRX TVIZIRXMSR MRWXVYGXMSRW MR XLI
STIVEXMRK QERYEP [LIR STIVEXMRK XLI QEGLMRI
-RJSVQEXMSR HIGEPW

8LI MRJSVQEXMSR HIGEPW MRHMGEXI MRJSVQEXMSR SR STIVEXMRK WIVZMGMRK ERH
TVSTIVXMIW SJ XLI QEGLMRI
0 0-)&,)66

2SMWI SYXTYX HIGEP i 0 ;%

7XEXIW XLI RSMWI SYXTYX PIZIP 0 ;% SJ XLI QEGLMRI MR HIGMFIPW
=SY GER VIEH XLI PIZIP SR XLI HIGEP SR XLI QEGLMRI
'SSPIV HIGEP
6IJIVW XS GPIERMRK XLI GSSPMRK W]WXIQ
7PMRKMRK ERH PMJXMRK TSMRX HIGEP

6IJIVW XS XLI WPMRKMRK ERH PMJXMRK TSMRXW SR XLI QEGLMRI
:SPXEKI HIGEP
6IJIVW XS XLI FEXXIV] QEMR W[MXGL
1IERMRK 8LI IPIGXVMGEP W]WXIQ MW IRIVKMWIH [LIR XLI FEXXIV] QEMR
W[MXGL MW XYVRIH SR
0-)&,)66 0

0EWLMRK TSMRX HIGEP

6IJIVW XS XLI PEWLMRK TSMRXW SR XLI QEGLMRI
OQL HIGEP
6IJIVW XS XLI TIVQMXXIH WTIIH PMQMX JSV XLI QEGLMRI
3MP PIZIP HIGEP

-X MRHMGEXIW XLI SMP PIZIP MR XLI L]HVEYPMG XERO
&MS SMP HIGEP

&MS SMP X]TI

-( RYQFIV
-RHMGEXIW XLEX XLI L]HVEYPMG W]WXIQ MW JMPPIH [MXL FMS SMP

7XEXIW XLEX FMS SMP GERRSX FI YWIH JSV PYFVMGEXMRK XLI IRKMRI ERH
KIEVFS\
8LI JMIPH GSRXEMRW XLI I\EGX HIWMKREXMSR SJ XLI FMS SMP MR XLI L]HVEYPMG
W]WXIQ
;MRHWGVIIR [EXIV HIGEP

-RHMGEXIW XLI VIWIVZSMV JSV XLI [MRHWGVIIR [EWLIV JPYMH
0 0-)&,)66

0YFVMGEXMSR GLEVX HIGEP

-RHMGEXIW XLI QEMRXIRERGI TSMRXW ERH MRXIVZEPW MR VIPEXMSR XS PYFVMGERXW ERH
GSRWYQEFPIW JSV XLI QEGLMRI
;SVOMRK L]HVEYPMGW HIGEP

-RHMGEXIW XLI HMVIGXMSRW MR [LMGL XLI 0, GSRXVSP PIZIV GER FI QSZIH
6347 HIGEP
7XEXIW XLI QE\MQYQ PSEH SJ XLI VSPPSZIV TVSXIGXMSR W]WXIQ
;LIIP PYKW HIGEP

6IJIVW XS XLI WIVZMGI MRXIVZEP JSV GLIGOMRK XLI XMKLXRIWW SJ XLI [LIIP PYKW
WTIGMJMIH MR XLI STIVEXMRK QERYEP
0-)&,)66 0

8MKLXIRMRK XSVUYI HIGEP

6IJIVW XS XMKLXIRMRK XSVUYI SJ XLI FEXXIV] JEWXIRMRK
&IEVMRK PSEH XEFPI HIGEP

-RHMGEXIW XLI QE\MQYQ TIVQMWWMFPI PSEH MR JSVOPMJX STIVEXMSR
8LI PSEHW WXEXIH SR XLI HIGEP VIJIV XS QEGLMRIW [MXL WXERHEVH X]VIW
8]TI TPEXIW

8LI QEGLMRI ERH EPP MXW GSQTSRIRXW WYGL EW XLI IRKMRI KIEVFS\ ERH
E\PIW LEZI X]TI TPEXIW EJJM\IH XS XLIQ
1EGLMRI X]TI TPEXI
-RJSVQEXMSR SR XLI X]TI TPEXI

i 8]TI
i :ILMGPI -( 2S
i 1E\MQYQ XSXEP [IMKLX
i =IEV SJ GSRWXVYGXMSR
i 1E\MQYQ JVSRX E\PI PSEH
i 1E\MQYQ VIEV E\PI PSEH
i )RKMRI TS[IV
8]TI TPEXI i 1E\MQYQ WTIIH
i ,SQSPSK RS
i 1E\MQYQ XVEMPIV [IMKLX

-XEPMER ZIVWMSR SRP]
8LI XSXEP [IMKLX ERH E\PI PSEHW WXEXIH VIJIV XS STIVEXMSR SJ XLI QEGLMRI SR
VSEHW
-XEPMER ZIVWMSR SJ QEGLMRI X]TI

TPEXI
0 0-)&,)66

-RWXVYGXMSRW SR TVIZIRXMRK GVYWLMRK MRNYVMIW ERH FYVRW
-RWXVYGXMSRW SR TVIZIRXMRK GVYWLMRK

MRNYVMIW ERH FYVRW
(S RSX [SVO YRHIV XLI EXXEGLQIRX MJ MX MW RSX VIWXMRK SR XLI KVSYRH SV
WYTTSVXIH
(S RSX YWI ER] VSTIW SV GLEMRW [LMGL EVI HEQEKIH SV [LMGL LEZI
MRWYJJMGMIRX PSEH FIEVMRK GETEGMX]
;IEV TVSXIGXMZI KPSZIW [LIR LERHPMRK [MVI VSTIW
;LIR [SVOMRK [MXL XLI EXXEGLQIRX RIZIV EPMKR XLI FSVILSPIW [MXL ]SYV
JMRKIVW MRWXIEH YWI E WYMXEFPI QERHVIP JSV XLMW TYVTSWI
1EOI WYVI RS SFNIGXW GSQI MRXS GSRXEGX [MXL XLI JER [LIR XLI IRKMRI MW
VYRRMRK
3FNIGXW [LMGL JEPP SV TVSNIGX MRXS XLI JER [MPP FI XLVS[R FEGO SYX SV
HIWXVS]IH ERH GSYPH HEQEKI XLI JER
;LIR XLI QEGLMRI MW RIEV STIVEXMRK XIQTIVEXYVI XLI IRKMRI GSSPIV W]W
XIQ MW LSX ERH TVIWWYVMWIH
(S RSX XSYGL TEVXW GEVV]MRK GSSPMRK [EXIV
8LMW GER PIEH XS FYVRW
3RP] GLIGO XLI GSSPERX PIZIP SRGI XLI GET SR XLI I\TERWMSR XERO LEW
GSSPIH HS[R IRSYKL XS XSYGL
'EVIJYPP] STIR XLI GET XS PIX SYX I\GIWW TVIWWYVI
;LIR VYRRMRK EX SV RIEV XLI STIVEXMRK XIQTIVEXYVI XLI IRKMRI SMP ERH
L]HVEYPMG SMP EVI LSX
%ZSMH XSYGLMRK LSX SMP SV TEVXW [LMGL GEVV] SMP
;IEV KSKKPIW ERH WEJIX] KPSZIW [LIR [SVOMRK SR XLI FEXXIV]
%ZSMH WTEVOW ERH REOIH PMKLXW
2IZIV PIX ER]SRI QSZI XLI FYGOIX SV SXLIV [SVOMRK EXXEGLQIRXW MRXS
TSWMXMSR F] LERH
%R] XMQI ]SY STIR XLI IRKMRI GSQTEVXQIRX TVIZIRX XLI GSQTEVXQIRX
HSSVW JVSQ JEPPMRK WLYX YWMRK XLI WXVYXW TVSZMHIH
&IJSVI WXEVXMRK YT XLI QEGLMRI GPSWI ERH PSGO XLI IRKMRI GSQTEVXQIRX
HSSVW ERH XLI FEXXIV] GSQTEVXQIRX GSZIV
2IZIV PMI YRHIV XLI QEGLMRI [LIR MX MW VEMWIH YWMRK XLI [SVOMRK EXXEGL
QIRX YRPIWW XLI YRHIVGEVVMEKI MW WIGYVIP] WYTTSVXIH YWMRK [SSHIR
FIEQW
-RWXVYGXMSRW SR TVIZIRXMRK JMVIW ERH

I\TPSWMSRW
;LIR VIJYIPPMRK XLI IRKMRI QYWX FI XYVRIH SJJ 7[MXGL SJJ XLI EY\MPMEV]
LIEXIV MJ MRWXEPPIH
(S RSX WQSOI %ZSMH REOIH JPEQIW [LIR VIJYIPPMRK SV [LIVI FEXXIVMIW EVI
FIMRK VIGLEVKIH
%P[E]W JSPPS[ XLI MRWXVYGXMSRW MR XLI STIVEXMRK QERYEP [LIR WXEVXMRK XLI
IRKMRI
'LIGO XLI IPIGXVMGEP W]WXIQ
-QQIHMEXIP] IPMQMREXI EPP JEYPXW WYGL EW PSSWI GSRRIGXMSRW [SVR GEFPIW SV
FYVRX SYX JYWIW ERH FYPFW
(S RSX GEVV] GSQFYWXMFPI JPYMHW SR XLI QEGLMRI SYXWMHI XLI XEROW TVSZMHIH
6IKYPEVP] GLIGO EPP PMRIW LSWIW ERH FSPXIH GSRRIGXMSRW JSV PIEOW ERH
HEQEKI
6ITEMV XLI PIEOW MQQIHMEXIP] ERH VITPEGI XLI HEQEKIH GSQTSRIRXW
0-)&,)66 0
-RWXVYGXMSRW SR TVIZIRXMRK JMVIW ERH I\TPSWMSRW
3MP IWGETMRK JVSQ PIEOW GER IEWMP] GEYWI JMVIW

1EOI WYVI XLEX EPP FVEGOIXW ERH TVSXIGXMZI TPEXIW EVI TVSTIVP] MRWXEPPIH XS
TVIZIRX ZMFVEXMSRW EFVEWMSR ERH LIEX FYMPHYT
7XEVXMRK EKIRX IXLIV MW E TEVXMGYPEVP] HERKIVSYW JMVI LEÊVH
2IZIV YWI IXLIV WXEVXMRK EKIRX RIEV LIEH WSYVGIW REOIH PMKLXW WYGL EW
GMKEVIXXIW SV MR TSSVP] ZIRXMPEXIH WTEGIW
(S RSX YWI WXEVXMRK EKIRXW GSRXEMRMRK IXLIVW XS WXEVX HMIWIP IRKMRIW [MXL
TVIKPS[ SV JPEQI KPS[ W]WXIQW
3XLIV[MWI XLIVI MW E VMWO SJ I\TPSWMSRW
*EQMPMEVMWI ]SYVWIPJ [MXL XLI PSGEXMSR ERH YWI SJ JMVI I\XMRKYMWLIVW ERH JMRH
SYX EFSYX JMVI EPEVQ ERH JMVIJMKLXMRK JEGMPMXMIW SR WMXI
7EJIX] MRWXVYGXMSRW JSV WXEVXYT

)EGL XMQI ]SY WXEVX YT XLI QEGLMRI QEOI E XLSVSYKL XSYV SJ MRWTIGXMSR
'LIGO XLI QEGLMRI JSV PSSWI FSPXW GVEGOW [IEV PIEOW ERH HIPMFIVEXI
HEQEKI
2IZIV WXEVX YT E HEQEKIH QEGLMRI
1EOI WYVI XLI HEQEKI MW VIGXMJMIH MQQIHMEXIP]
)RWYVI XLEX EPP LSSHW ERH GSZIVW EVI GPSWIH ERH PSGOIH 'LIGO XLEX EPP XLI
[EVRMRK ERH MRWXVYGXMSR HIGEPW EVI MR TPEGI
'PIER XLI [MRHS[W ERH MRXIVMSV ERH I\XIVMSV QMVVSVW ERH WIGYVI XLI HSSVW
ERH [MRHS[W EKEMRWX MREHZIVXIRX QSZIQIRX
1EOI WYVI RSSRI MW [SVOMRK SR SV YRHIVRIEXL XLI QEGLMRI ;EVR ER]
F]WXERHIVW FIJSVI ]SY WXEVX YT XLI QEGLMRI
%JXIV KIXXMRK MRXS XLI HVMZIVtW GEF EHNYWX XLI WIEX XLI MRWMHI ERH SYXWMHI
QMVVSVW XLI GSRXVSP PIZIV ERH XLI WIEX FIPX WS XLEX ]SY GER [SVO GSQ
JSVXEFP]
7SYRH MRWYPEXMSR IUYMTQIRX SR XLI QEGLMRI QYWX FI MR TPEGI HYVMRK
STIVEXMSR
7EJIX] TVIGEYXMSRW HYVMRK WXEVXYT

&IJSVI WXEVXMRK GLIGO XLEX EPP GSRXVSP PEQTW ERH MRWXVYQIRXW EVI [SVOMRK
TVSTIVP]
1SZI EPP GSRXVSP PIZIVW XS RIYXVEP
&IJSVI WXEVXMRK XLI IRKMRI FVMIJP] WSYRH XLI LSVR XS [EVR ER]SRI IPWI MR
XLI ZMGMRMX] SJ XLI QEGLMRI
3RP] WXEVX XLI QEGLMRI [LIR WMXXMRK MR XLI HVMZIVtW WIEX
9RPIWW SXLIV[MWI MRWXVYGXIH WXEVX XLI IRKMRI MR EGGSVHERGI [MXL XLI
MRWXVYGXMSRW MR XLI STIVEXMRK QERYEP
7XEVX XLI IRKMRI ERH XLIR GLIGO EPP HMWTPE] ERH QSRMXSVMRK IUYMTQIRX
3RP] VYR XLI IRKMRI MR IRGPSWIH WTEGIW [LIR XLIVI MW WYJJMGMIRX ZIRXMPEXMSR
-J RIGIWWEV] STIR XLI [MRHS[W ERH HSSVW XS IRWYVI EHIUYEXI JVIWL EMV
6YR XLI IRKMRI YRXMP FSXL MX ERH XLI L]HVEYPMG SMP EVI EX STIVEXMRK XIQTIVE
XYVI 0S[ SMP XIQTIVEXYVIW PIEH XS WPYKKMWL TIVJSVQERGI
'LIGO XLEX XLI EXXEGLQIRX GSRXVSPW EVI [SVOMRK TVSTIVP]
'EVIJYPP] HVMZI XLI QEGLMRI XS STIR KVSYRH ERH GLIGO XLI WIVZMGI FVEOI
XLI WXIIVMRK XLI WMKREPW ERH PMKLXMRK
0 0-)&,)66

&IJSVI WXEVXMRK [SVO JEQMPMEVMWI ]SYVWIPJ [MXL XLI JIEXYVIW SJ XLI WMXI EW
[IPP EW ER] WTIGMEP VIKYPEXMSRW ERH [EVRMRK WMKREPW
8LI [SVOMRK IRZMVSRQIRX MRGPYHIW SFWXEGPIW MR XLI [SVOMRK EVIE ERH SR
EGGIWW VSEHW XLI JMVQRIWW SJ XLI XIVVEMR ERH ER] TVSXIGXMZI FEVVMIVW XS
TVIZIRX XLI TYFPMG JVSQ IRXIVMRK XLI WMXI
%P[E]W OIIT E WEJI HMWXERGI JVSQ SZIVLERKW HVSTW WPSTIW ERH YRWEJI
XIVVEMR
&I IWTIGMEPP] GEVIJYP [MXL ZEVMEFPI XIVVEMR GSRHMXMSRW TSSV ZMWMFMPMX] ERH
GLERKIEFPI [IEXLIV
*MRH SYX [LIVI XLI WYTTP] TMTIW XS XLI WMXI EVI ERH FI IWTIGMEPP] GEVIJYP
[LIR [SVOMRK RIEV XLIQ -J RIGIWWEV] RSXMJ] XLI VIPIZERX EYXLSVMXMIW
/IIT E WEJI HMWXERGI E[E] JVSQ SZIVLIEH TS[IV PMRIW
;LIR [SVOMRK RIEV SZIVLIEH TS[IV PMRIW OIIT XLI EXXEGLQIRX [IPP E[E]
JVSQ XLIQ
i 8LIVI MW E VMWO SJ JEXEP MRNYV]
i *MRH SYX EFSYX XLI WEJIX] GPIEVERGIW XS FI SFWIVZIH
-J XLI QEGLMRI GSQIW MRXS GSRXEGX [MXL PMZI TS[IV PMRIW

i (S RSX KIX SYX SJ XLI QEGLMRI
i -J TSWWMFPI QSZI XLI QEGLMRI XS E WEJI HMWXERGI E[E] JVSQ XLI HERKIV
EVIE
i ;EVR ER] F]WXERHIVW RSX XS ETTVSEGL SV XSYGL XLI QEGLMRI
i %VVERKI JSV XLI TS[IV XS FI W[MXGLIH SJJ
i 3RP] KIX SYX SJ XLI QEGLMRI [LIR ]SY EVI WYVI XLEX XLI TS[IV PMRI ]SY
LEZI XSYGLIH SV HEQEKIH LEW FIIR W[MXGLIH SJJ
&IJSVI HVMZMRK SV [SVOMRK [MXL XLI QEGLMRI GLIGO XLEX XLI EGGIWWSVMIW EVI
WEJIP] WXS[IH E[E]
;LIR HVMZMRK SR TYFPMG VSEHW TEXLW ERH WTEGIW SFWIVZI XLI XVEJJMG
VIKYPEXMSRW ERH QEOI WYVI XLI QEGLMRI MW MR E JMX GSRHMXMSR XS YWI TYFPMG
VSEHW MJ XLMW MW RSX EPVIEH] XLI GEWI
%P[E]W W[MXGL SR XLI PMKLXW MR HEVORIWW ERH TSSV ZMWMFMPMX]
(S RSX XEOI TEWWIRKIVW SR XLI QEGLMRI
3RP] [SVO WIEXIH ERH [IEVMRK E WEJIX] FIPX
6ITSVX ER] QEPJYRGXMSRW ERH QEOI WYVI XLEX ER] RIGIWWEV] VITEMVW EVI
GEVVMIH SYX MQQIHMEXIP]
8EOI TIVWSREP GEVI XS IRWYVI XLEX RSSRI MW IRHERKIVIH [LIR XLI QE
GLMRI WXEVXW QSZMRK
&IJSVI WXEVXMRK [SVO GLIGO XLI FVEOI W]WXIQ EW MRWXVYGXIH MR XLI STIVEX
MRK QERYEP
2IZIV KIX SYX SJ XLI HVMZIVtW WIEX [LIR XLI QEGLMRI MW WXMPP MR QSXMSR
2IZIV PIEZI XLI QEGLMRI YREXXIRHIH [MXL XLI IRKMRI VYRRMRK
;LIR HVMZMRK XLI QEGLMRI PS[IV XLI [SVOMRK EXXEGLQIRX XS XLI XVERWTSVX
TSWMXMSR ERH GEVV] XLI PSEH EW GPSWI EW TSWWMFPI XS XLI KVSYRH
%ZSMH QSZIQIRXW [LMGL GSYPH GEYWI XLI QEGLMRI XS XMT SZIV
-J XLI QEGLMRI HSIW WXEVX XS XMT SZIV SV WPMHI WMHI[E]W TYX HS[R XLI
EXXEGLQIRX MQQIHMEXIP] ERH TSMRX XLI QEGLMRI HS[RLMPP
;LIVIZIV TSWWMFPI [SVO YT SV HS[RLMPP ERH RSX WMHI[E]W XS XLI WPSTI
(VMZI GEVIJYPP] SR VSGO] SV WPMTTIV] XIVVEMR ERH SR WPSTIW
3RP] HVMZI HS[RLMPP [MXLMR XLI TIVQMXXIH WTIIH PMQMX SXLIV[MWI ]SY GSYPH
PSWI GSRXVSP SZIV XLI QEGLMRI
0-)&,)66 0
8LI IRKMRI QYWX FI VYRRMRK EX XLI VEXIH WTIIH ERH ]SY WLSYPH SRP]
VIHYGI XLI XVEZIP WTIIH YWMRK XLI TIHEPW
7LMJX HS[R XS E PS[IV KIEV FIJSVI VIEGLMRK XLI WPSTI (S RSX [EMX YRXMP ]SY
EVI EGXYEPP] SR MX
;LIR PSEHMRK E XVYGO MRWMWX SR XLI HVMZIV KIXXMRK SYX SJ LMW GEF IZIR MJ MX
MW TVSXIGXIH EKEMRWX WXSRI MQTEGX
;LIR TIVJSVQMRK [SVO WYGL EW HIQSPMXMSR [SVO GPIEVERGI ERH GVERI
STIVEXMSR EP[E]W YWI XLI TVSXIGXMZI IUYMTQIRX TVSZMHIH JSV XLIWI WTIGMJMG
XEWOW
,EZI WSQISRI HMVIGX ]SY [LIR ZMWMSR MW VIWXVMGXIH ERH [LIRIZIV IPWI MX MW
RIGIWWEV]
3RP] PIX SRI TIVWSR KMZI ]SY WMKREPW
3RP] EPPS[ I\TIVMIRGIH TIVWSRRIP XS WPMRK PSEHW ERH HMVIGX GVERI HVMZIVW
8LI TIVWSR KMZMRK HMVIGXMSRW QYWX VIQEMR MR WMKLX SJ XLI STIVEXSV SV EX
PIEWX FI MR WTSOIR GSRXEGX [MXL LMQ
7EJIX] MRWXVYGXMSRW JSV HVMZMRK SR

WPSTIW
3R HS[R[EVH WPSTIW EP[E]W HVMZI GEVIJYPP] ERH RIZIV EX XST WTIIH EW
]SY GSYPH SXLIV[MWI PSWI GSRXVSP SZIV XLI QEGLMRI
8VEZIP WTIIHW
i 2IZIV I\GIIH XLI WTIIH PMQMXW WTIGMJMIH MR XLI STIVEXMRK QERYEP
i )\GIIHMRK XLI QE\MQYQ WTIIH GEYWIW XLI TIVQMXXIH PMQMXW XS FI
I\GIIHIH JSV EPP VSXEXMRK TEVXW MRGPYHMRK XLI HVMZI QSXSV XLI HVMZI
WLEJX EPP KIEVW MRGPYHMRK E\PIW ERH YPXMQEXIP] XLI HMIWIP IRKMRI MXWIPJ
&IJSVI HVMZMRK SRXS E WPSTI XLIVIJSVI WIPIGX E XVEZIP VERKI KIEV MR [LMGL
]SY GER WEJIP] RIKSXMEXI XLI [LSPI WPSTI [MXLSYX IRHERKIVMRK ]SYVWIPJ XLI
QEGLMRI ERH SXLIV TISTPI
%PWS XEOI ]SYV JSSX SJJ XLI KEW TIHEP [LIR HVMZMRK SRXS E WPSTI
4EVOMRK WEJIP]

;LIR TSWWMFPI EP[E]W TEVO XLI QEGLMRI SR JPEX JMVQ KVSYRH
-J ]SY LEZI XS TEVO SR E WPSTI YWI [LIIP [IHKIW XS TVIZIRX XLI QEGLMRI
JVSQ QSZMRK
-J XLI QEGLMRI LEW EVXMGYPEXIH WXIIVMRK IRKEKI XLI EVXMGYPEXMSR PSGO
8LMW SRP] ETTPMIW XS [LIIP PSEHIVW [MXL EVXMGYPEXIH WXIIVMRK
0S[IV XLI HMKKMRK EXXEGLQIRX WS XLEX MX MW PMKLXP] ERGLSVIH MR XLI KVSYRH
1SZI EPP GSRXVSP PIZIVW XS XLI RIYXVEP TSWMXMSR ERH IRKEKI XLI TEVOMRK
FVEOI
7LYX HS[R XLI IRKMRI MR EGGSVHERGI [MXL XLI MRWXVYGXMSRW MR XLI STIVEXMRK
QERYEP
0SGO XLI [SVOMRK L]HVEYPMGW FIJSVI PIEZMRK XLI HVMZIVW GEF
STIVEXMRK QERYEP
0SGO YT XLI QEGLMRI XEOI SYX EPP OI]W ERH WIGYVI MX EKEMRWX YREYXLSVMWIH
YWI ERH ZERHEPMWQ
0 0-)&,)66

3RP] YWI WYMXEFPI XVERWTSVX IUYMTQIRX ERH PMJXMRK KIEV [MXL WYJJMGMIRX PSEH
GETEGMX]
4EVO XLI QEGLMRI SR JPEX KVSYRH ERH YWI [IHKIW XS WIGYVI XLI XVEGOW SV
[LIIPW
-J RIGIWWEV] HMWQERXPI XLI [SVOMRK EXXEGLQIRX JSV XLI HYVEXMSR SJ XVERW
TSVX
8LI VEQT JSV HVMZMRK SRXS XLI PS[FIH XVYGO WLSYPH RSX FI QSVI XLER
WXIIT ERH WLSYPH FI GSZIVIH [MXL [SSHIR FSEVHW XS TVIZIRX WPMTTMRK
'PIER XLI QEGLMRI XVEGOW SV [LIIPW SJ WRS[ MGI ERH QYH FIJSVI HVMZMRK
SRXS XLI VEQT
&IJSVI HVMZMRK SR WIGYVI XLI YTTIV GEVVMEKI XS XLI YRHIVGEVVMEKI [MXL XLI
PSGOMRK TMR
4VSGIHYVI HSIW RSX ETTP] XS [LIIP PSEHIVW
%PMKR XLI QEGLMRI TVIGMWIP] [MXL XLI PSEHMRK VEQT
%XXEGL XLI LERH PIZIV XS XLI TIHEPW JSV WIRWMXMZI HVMZMRK
4VSGIHYVI HSIW RSX ETTP] XS [LIIP PSEHIVW
,EZI WSQISRI KMZI WMKREPW XS HMVIGX XLI HVMZIV
(VMZI GEVIJYPP] SRXS XLI VEQT ERH XLIR SR XS XLI XVERWTSVX ZILMGPI MXWIPJ
,EZI [IHKIW VIEH] XS TVIZIRX XLI QEGLMRI JVSQ VSPPMRK FEGO [LIR HVMZMRK
SR
8MPX XLI EXXEGLQIRX MR ERH HVMZI SRXS XLI VEQT
/IIT XLI EXXEGLQIRX GPSWI XS XLI PSEHMRK EVIE
%JXIV HVMZMRK SR PS[IV XLI [SVOMRK EXXEGLQIRX SRXS XLI PSEHMRK EVIE
%TTP] XLI EVXMGYPEXMSR PSGO XLMW SRP] ETTPMIW XS [LIIP PSEHIVW [MXL EVXMGY
PEXIH WXIIVMRK
7IGYVI XLI QEGLMRI ERH XLI VIQEMRMRK MRHMZMHYEP GSQTSRIRXW EKEMRWX
WPMTTMRK YWMRK GLEMRW ERH [IHKIW
6IPMIZI XLI TVIWWYVI PMRIW XEOI SYX XLI MKRMXMSR OI] PSGO XLI GEF HSSV ERH
WMHI TERIPW ERH KIX SYX SJ XLI QEGLMRI
%GUYEMRX ]SYVWIPJ [MXL XLI VSYXI FIJSVI XVERWTSVX IWTIGMEPP] EW VIKEVHW XLI
[MHXL LIMKLX ERH [IMKLX PMQMXW ]SY [MPP IRGSYRXIV
1EOI E WTIGMEP RSXI SJ ER] SZIVLIEH TS[IV PMRIW FVMHKIW ERH XYRRIPW
EPSRK XLI VSYXI
%TTP] XLI WEQI GEVI [LIR HVMZMRK SJJ
4VSGIHYVI
i 6IQSZI EPP GLEMRW ERH [IHKIW
i 7XEVX XLI IRKMRI MR EGGSVHERGI [MXL XLI MRWXVYGXMSRW MR XLI STIVEXMRK
QERYEP
i 'EVIJYPP] HVMZI SJJ XLI PSEHMRK EVIE YWMRK E VEQT
i /IIT XLI EXXEGLQIRX GPSWI XS XLI KVSYRH
i ,EZI WSQISRI KMZI ]SY HMVIGXMSRW

%P[E]W SFWIVZI XLI GSVVIGX TVSGIHYVI EW HIWGVMFIH MR XLI STIVEXMRK
QERYEP 7II XLI WIGXMSR SR XS[MRK XLI QEGLMRI MR GLETXIV
8LI QEGLMRI QE] SRP] FI XS[IH MR I\GITXMSREP GMVGYQWXERGIW JSV I\EQTPI
XS QSZI MX E[E] JVSQ E HERKIVSYWP] I\TSWIH TSWMXMSR JSV VITEMVW
&IJSVI TYPPMRK SV XS[MRK XLI QEGLMRI GLIGO XLEX EPP EXXEGLQIRXW ERH
XS[MRK IUYMTQIRX EVI WEJI ERH WIGYVI
0-)&,)66 0
8LI VSTI SV FEV YWIH JSV XS[MRK QYWX LEZI WYJJMGMIRX XIRWMPI WXVIRKXL ERH
FI JEWXIRIH XS XLI LSPIW TVSZMHIH SR XLI JVSRX WIGXMSR
-R RS IZIRX EVI HEQEKI SV EGGMHIRXW VIWYPXMRK JVSQ XS[MRK GSZIVIH F] XLI
QERYJEGXYVIVtW KYEVERXII
-RWXVYGXMSRW SR XS[MRK F] VSTI
i 1EOI WYVI RSSRI MW RIEV XLI XEYX VSTI [LIR XS[MRK
i /IIT XLI VSTI XEYX ERH EZSMH OMROW
i 'EVIJYPP] TYPP XLI VSTI XEYX
i 7YHHIR NIVOW GER GEYWI E WPEGO VSTI XS XIEV
;LIR XS[MRK OIIT XS XLI TVIWGVMFIH XVERWTSVX TSWMXMSR WTIIH PMQMX ERH
VSYXI
;LIR WXEVXMRK XLI QEGLMRI YT EKEMR JSPPS[ XLI MRWXVYGXMSRW MR XLI STIVEX
MRK QERYEP
1IEWYVIW JSV IRWYVMRK WEJI

QEMRXIRERGI
2IZIV EXXIQTX QEMRXIRERGI ERH VITEMV [SVO YRPIWW ]SY EVI UYEPMJMIH XS HS
WS
3FWIVZI XLI TVIWGVMFIH TIVMSHW JSV VIKYPEV GLIGOW ERH MRWTIGXMSRW SV
XLSWI WTIGMJMIH MR XLI STIVEXMRK QERYEP
% WYMXEFP] IUYMTTIH [SVOWLST MW EFWSPYXIP] RIGIWWEV] MR SVHIV XS TIVJSVQ
VITEMV [SVO
8LI XEFPI EX XLI IRH SJ XLMW STIVEXMRK QERYEP WXEXIW I\EGXP] [LS QE]
GEVV] SYX IEGL NSF
8LI NSFW PMWXIH YRHIV HEMP] [IIOP] MR XLI QEMRXIRERGI WGLIHYPI GER FI
GEVVMIH SYX F] XLI HVMZIV SV F] WIVZMGI TIVWSRRIP
8LI SXLIV NSFW QE] SRP] FI GEVVMIH SYX F] WYMXEFP] UYEPMJMIH WTIGMEPMWX WXEJJ
7TEVI TEVXW QYWX QIIX XLI XIGLRMGEP VIUYMVIQIRXW WTIGMJMIH F] XLI QERY
JEGXYVIV 8LMW MW KYEVERXIIH MJ ]SY YWI KIRYMRI WTEVIW
;IEV WEJIX] SZIVEPPW JSV QEMRXIRERGI [SVO 'IVXEMR NSFW RSX SRP] VIUYMVI E
LEVH LEX ERH WEJIX] FSSXW FYX EPWS KSKKPIW ERH WEJIX] KPSZIW
/IIT YREYXLSVMWIH TIVWSRW E[E] JVSQ XLI QEGLMRI HYVMRK QEMRXIRERGI
7IX YT ER I\XIRHIH GSVHSR EVSYRH XLI QEMRXIRERGI EVIE EW RIGIWWEV]
2SXMJ] XLI STIVEXMRK TIVWSRRIP FIJSVI WXEVXMRK VITEMVW SV SXLIV WTIGMEP NSFW
2SQMREXI E WYTIVZMWSV
9RPIWW SXLIV[MWI WTIGMJMIH MR XLI STIVEXMRK QERYEP GEVV] SYX EPP QEMR
XIRERGI [SVO SR XLI QEGLMRI SR JMVQ PIZIP KVSYRH [MXL XLI IRKMRI SJJ
%JXIV[EVHW EP[E]W VIXMKLXIR ER] FSPXW PSSWIRIH HYVMRK QEMRXIRERGI ERH
VITEMV [SVO
-J WEJIX] IUYMTQIRX LEW XS FI HMWQERXPIH JSV VMKKMRK QEMRXIRERGI ERH
VITEMV [SVO MX QYWX FI VIMRWXEPPIH ERH GLIGOIH EW WSSR EW XLI NSF MW
JMRMWLIH
;LIR YRHIVXEOMRK QEMRXIRERGI NSFW IWTIGMEPP] YRHIV XLI QEGLMRI EXXEGL
E [EVRMRK WMKR QEVOIH (3 238 7;-8', 32 XS XLI MKRMXMSR [LIVI MX MW
GPIEVP] ZMWMFPI 8EOI SYX XLI MKRMXMSR OI]
&IJSVI WXEVXMRK QEMRXIRERGI SV VITEMVW GPIER ER] SMP JYIP SV WIVZMGI JPYMHW
JVSQ XLI QEGLMRI IWTIGMEPP] GSRRIGXMSRW ERH FSPXIH NSMRXW (S RSX YWI
EFVEWMZI GPIERMRK EKIRXW 9WI JMFVIJVII GPSXLW
&IJSVI [IPHMRK FYVRMRK ERH WERHMRK GPIER ER] HYWX JVSQ XLI QEGLMRI ERH
XLI EVIE EVSYRH MX ERH IRWYVI EHIUYEXI ZIRXMPEXMSR
3XLIV[MWI XLIVI MW E VMWO SJ I\TPSWMSRW
0 0-)&,)66
&IJSVI GPIERMRK XLI QEGLMRI [MXL [EXIV WXIEQ NIX LMKLTVIWWYVI GPIERIV
SV SXLIV GPIERMRK EKIRXW GSZIV SV XETI YT EPP STIRMRKW [LIVI [EXIV
WXIEQ ERH GPIERMRK EKIRX QE] RSX TIRIXVEXI JSV WEJIX] VIEWSRW
)PIGXVMG QSXSVW GSRXVSP GEFMRIXW ERH FEXXIV] GSQTEVXQIRXW EVI EX TEVXMGYPEV
VMWO
*YVXLIV TVSGIHYVI
i 1EOI WYVI XLEX HYVMRK GPIERMRK [SVO SR XLI QEGLMRI LSYWMRKW XLI
XIQTIVEXYVI WIRWSVW JSV XLI JMVI EPEVQ ERH I\XMRKYMWLIV W]WXIQW HS RSX
GSQI MRXS GSRXEGX [MXL LSX GPIERMRK EKIRX 3XLIV[MWI XLI JMVI I\XMR
KYMWLMRK W]WXIQ GSYPH FI EGXMZEXIH
i %JXIV GPIERMRK GSQTPIXIP] VIQSZI XLI GSZIVW ERH XETI
i %JXIV GPIERMRK GLIGO EPP JYIP IRKMRI SMP ERH L]HVEYPMG SMP PMRIW JSV PIEOW
PSSWI GSRRIGXMSRW EFVEWMSR ERH HEQEKI
i 6ITEMV ER] HIJIGXW MQQIHMEXIP]
*SPPS[ XLI WEJIX] MRWXVYGXMSRW JSV XLI TVSHYGX MR UYIWXMSR [LIR LERHPMRK SMP
KVIEWI ERH SXLIV GLIQMGEP WYFWXERGIW
(MWTSWI SJ WTEVI TEVXW ERH GSRWYQEFPIW MR E WEJI IRZMVSRQIRXEPP] WSYRH
QERRIV
8EOI GEVI [LIR LERHPMRK LSX STIVEXMRK ERH EY\MPMEV] QEXIVMEPW HERKIV SJ
FYVRW ERH WGEPHMRK
3RP] STIVEXI GSQFYWXMSR IRKMRIW ERH JYIPTS[IVIH LIEXIVW MR WYJJMGMIRXP]
ZIRXMPEXIH VSSQW &IJSVI WXEVXMRK XLI IRKMRI MRWMHI E FYMPHMRK QEOI WYVI
XLI VSSQ MW [IPP ZIRXMPEXIH *SPPS[ XLI PSGEP VIKYPEXMSRW MR JSVGI EX XLI WMXI
3RP] GEVV] SYX [IPHMRK FYVRMRK ERH KVMRHMRK [SVO [LIR MX MW I\TVIWWP]
EPPS[IH EW SXLIV[MWI ]SY QE] GEYWI JMVIW SV I\TPSWMSRW
(S RSX XV] XS PMJX LIEZ] TEVXW 3RP] YWI WYMXEFPI IUYMTQIRX [MXL WYJJMGMIRX
PSEH GETEGMX]
4VSGIHYVI
i ;LIR VITPEGMRK MRHMZMHYEP TEVXW ERH PEVKIV EWWIQFPMIW GEVIJYPP] JEWXIR
ERH WIGYVI XLIQ XS XLI PMJXMRK KIEV WS XLEX RS HERKIV GER EVMWI
i 3RP] YWI WYMXEFPI PMJXMRK KIEV MR TIVJIGX SVHIV ERH WPMRKMRK IUYMTQIRX
[MXL WYJJMGMIRX PSEH GETEGMX]
/IIT SYX JVSQ YRHIV WYWTIRHIH PSEHW
(S RSX YWI VSTIW [LMGL EVI HEQEKIH SV SJ MRWYJJMGMIRX PSEH FIEVMRK
GETEGMX] ;IEV TVSXIGXMZI KPSZIW [LIR LERHPMRK [MVI VSTIW
;LIR GEVV]MRK SYX JMXXMRK [SVO EFSZI LIEH LIMKLX YWI XLI WEJIX] GPMQFMRK
EMHW ERH [SVOMRK TPEXJSVQW TVSZMHIH SV IUYMZEPIRX (S RSX YWI TEVXW SJ XLI
QEGLMRI JSV GPMQFMRK ;IEV E WEJIX] LEVRIWW [LIR [SVOMRK EX LIMKLX /IIT
EPP LERHPIW WXITW VEMPW KERK[E]W TPEXJSVQW ERH PEHHIVW JVII JVSQ HMVX
WRS[ ERH MGI
;LIR [SVOMRK SR XLI EXXEGLQIRX JSV I\EQTPI VITPEGMRK XIIXL QEOI WYVI
MX MW TVSTIVP] WYTTSVXIH %ZSMH HMVIGX QIXEPXSQIXEP GSRXEGX
2IZIV PMI YRHIV XLI QEGLMRI [LIR MX MW VEMWIH YWMRK XLI [SVOMRK EXXEGL
QIRX YRPIWW XLI YRHIVGEVVMEKI MW WIGYVIP] WYTTSVXIH YWMRK [SSHIR
FIEQW
%P[E]W WYTTSVX XLI QEGLMRI SR FPSGOW WS XLEX GERRSX FIGSQI YRFEPERGIH
F] ER] WLMJX MR [IMKLX %ZSMH QIXEPXSQIXEP GSRXEGX
3RP] XVEMRIH WTIGMEPMWX WXEJJ QE] TIVJSVQ [SVO SR XLI GLEWWMW FVEOI ERH
WXIIVMRK W]WXIQW
-J ]SY LEZI XS VITEMV XLI QEGLMRI SR E WPSTI WIGYVI XLI [LIIPW [MXL
[IHKIW 1SZI XLI [SVOMRK EXXEGLQIRX XS XLI QEMRXIRERGI TSWMXMSR ERH
IRKEKI XLI EVXMGYPEXMSR PSGO
0-)&,)66 0
3RP] TIVWSRRIP [MXL XLI VIUYMWMXI WOMPPW ERH I\TIVMIRGI QE] [SVO SR
L]HVEYPMG IUYMTQIRX
;IEV TVSXIGXMZI KPSZIW [LIR PSSOMRK JSV PIEOW 9RHIV TVIWWYVI E XLMR NIX
SJ PMUYMH GER TMIVGI XLI WOMR
2IZIV VIPIEWI L]HVEYPMG PMRIW SV FSPXW FIJSVI WIXXMRK HS[R XLI [SVOMRK
EXXEGLQIRX ERH WLYXXMRK HS[R XLI IRKMRI
6IKYPEVP] GLIGO EPP L]HVEYPMG SMP PMRIW LSWIW ERH FSPXIH GSRRIGXMSRW JSV
PIEOW ERH ZMWMFPI HEQEKI 6ITEMV EPP HEQEKI MQQIHMEXIP] 3MP IWGETMRK
YRHIV TVIWWYVI GER GEYWI MRNYV] ERH JMVIW
&IJSVI FIKMRRMRK VITEMV [SVO HITVIWWYVMWI XLI W]WXIQ WIGXMSRW ERH TVIW
WYVMWIH PMRIW L]HVEYPMGW GSQTVIWWIH EMV [LMGL EVI XS FI STIRIH EW
MRWXVYGXIH MR XLI EWWIQFP] HIWGVMTXMSRW
0E] ERH JMX L]HVEYPMG ERH GSQTVIWWIH EMV PMRIW MR XLI TVSTIV QERRIV (S
RSX W[MXGL XLI GSRRIGXMSRW *MXXMRKW EW [IPP EW XLI PIRKXL ERH UYEPMX] SJ XLI
LSWI PMRIW QYWX QEXGL XLI QERYJEGXYVIVtW VIUYMVIQIRXW
3RP] YWI 0-)&,)66 WTEVI TEVXW
6ITPEGI L]HVEYPMG LSWI PMRIW EX ETTVSTVMEXI MRXIVZEPW IZIR MJ XLIVI EVI RS
ETTEVIRX HIJIGXW [LMGL QE] MQTEMV WEJIX]
;SVO SR XLI QEGLMRItW IPIGXVMGEP IUYMTQIRX QE] SRP] FI GEVVMIH SYX F] E
UYEPMJMIH IPIGXVMGMER SV F] MRWXVYGXIH TIVWSRW YRHIV XLI HMVIGXMSR ERH WY
TIVZMWMSR SJ E UYEPMJMIH IPIGXVMGMER MR EGGSVHERGI [MXL XLI VIGSKRMWIH
IPIGXVMGEP IRKMRIIVMRK VYPIW
3RP] YWI SVMKMREP JYWIW [MXL XLI WXEXIH GYVVIRX VEXMRKW -J XLIVI EVI QEPJYRG
XMSRW MR XLI IPIGXVMGEP TS[IV WYTTP] W[MXGL SJJ XLI QEGLMRI MQQIHMEXIP]
-RWTIGX ERH XIWX XLI QEGLMRItW IPIGXVMGEP IUYMTQIRX VIKYPEVP] -QQIHMEXIP]
VIGXMJ] EPP JEYPXW WYGL EW PSSWI GSRRIGXMSRW WGSVGLIH SV [SVR GEFPIW SV
FYVRX SYX JYWIW ERH FYPFW
-J ]SY LEZI XS GEVV] SYX [SVO SR PMZI GSQTSRIRXW LEZI E WIGSRH TIVWSR
EWWMWX ]SY [LS GER XLVS[ XLI IQIVKIRG] WXST SV QEMR W[MXGL MR ER
IQIVKIRG] 'SVHSR SJJ XLI [SVOMRK EVIE [MXL E VIH ERH [LMXI WEJIX] GLEMR
ERH E [EVRMRK WMKR 3RP] YWI MRWYPEXIH XSSPW
;LIR [SVOMRK SR LMKLZSPXEKI EWWIQFPMIW EJXIV XLI] LEZI FIIR MWSPEXIH
JVSQ XLI TS[IV WYTTP] WLSVX XLI WYTTP] GEFPI ERH XLI GSQTSRIRXW WYGL
EW GETEGMXSVW [MXL ER IEVXLMRK VSH
*MVWX GLIGO XLEX XLI MWSPEXIH TEVXW EVI RSX PMZI GSRRIGX XLIQ XS IEVXL ERH
XLIR WLSVX XLIQ -WSPEXI ER] RIMKLFSYVMRK PMZI TEVXW
7EJIX] MRWXVYGXMSRW JSV QEMRXIRERGI

[SVO SR QEGLMRIW [MXL L]HVS
EGGYQYPEXSVW
3RP] UYEPMJMIH WXEJJ QE] GEVV] SYX [SVO SR XLI L]HVEYPMG ERH TRIYQEXMG
GSRRIGXMSRW SJ XLI QIQFVERI EGGYQYPEXSV
7IVMSYW EGGMHIRXW GSYPH VIWYPX JVSQ MRI\TIVX JMXXMRK ERH STIVEXMSR
8LI L]HVEYPMG W]WXIQ QYWX FI HITVIWWYVMWIH FIJSVI [SVO GER FI GEVVMIH
SYX SR MX
(S RSX GEVV] SYX ER] [IPHMRK SV WSPHIVMRK [SVO SR XLI QIQFVERI EGGY
QYPEXSV
0 0-)&,)66
7EJIX] MRWXVYGXMSRW JSV QEMRXIRERGI [SVO SR QEGLMRIW [MXL L]HVS EGGYQYPEXSVW
8LIVI MW E VMWO SJ I\TPSWMSR HYVMRK [IPHMRK SV WSPHIVMRK [SVO

8LI EGGYQYPEXSV QE] FYVWX HYVMRK QEGLMRMRK VIWYPXMRK MR XLI PSWW SJ XLI
STIVEXMRK TIVQMX
,]HVS EGGYQYPEXSVW QE] SRP] FI JMPPIH [MXL RMXVSKIR RSX [MXL S\]KIR SV EMV
SXLIV[MWI XLIVI MW E VMWO SJ I\TPSWMSR
8LI EGGYQYPEXSV GER LIEX YT GEYWMRK FYVRW
(S RSX YWI QIQFVERI EGGYQYPEXSVW [LMGL LEZI FIIR HEQEKIH HYVMRK
XVERWTSVXEXMSR
2I[ QIQFVERI EGGYQYPEXSVW QYWX FI JMPPIH [MXL RMXVSKIR FIJSVI XLI] EVI
YWIH 6IQSZI XLI WIEPMRK GETW SR XLI JPYMH WMHI
8LI QMRMQYQ ERH QE\MQYQ STIVEXMRK HEXE EVI TIVQERIRXP] QEVOIH SR
XLI QIQFVERI EGGYQYPEXSV 8LI QEVOMRK QYWX VIQEMR ZMWMFPI
7EJIX] MRWXVYGXMSRW JSV [IPHMRK [SVO SR

XLI QEGLMRI
1EMR GSQTSRIRXW JSV TS[IV XVERWQMWWMSR WYGL EW XLI ZILMGPI JVEQI ERH
EXXEGLQIRX GSQTSRIRXW QE] SRP] FI [IPHIH F] XLI QERYJEGXYVIV SV ER
EYXLSVMWIH [SVOWLST
(MWGSRRIGX XLI FEXXIV] [LIR [SVOMRK SR XLI IPIGXVMGEP W]WXIQ SV [LIR
GEVV]MRK SYX EVG [IPHMRK SR XLI QEGLMRI
%P[E]W HMWGSRRIGX XLI RIKEXMZI XIVQMREP JMVWX ERH VIGSRRIGX MX PEWX
3R QEGLMRIW [MXL IPIGXVSRMG KIEVFS\ GSRXVSP YRMXW
i %PWS HMWGSRRIGX XLI QYPXMTMR TPYK SR XLI IPIGXVSRMG KIEVFS\ GSRXVSP YRMX
FIJSVI WXEVXMRK ER] [IPHMRK [SVO SR XLI QEGLMRI
8LI IEVXL GEFPI SJ XLI [IPHMRK HIZMGI WLSYPH FI EXXEGLIH EW GPSWI EW
TSWWMFPI XS XLI EGXYEP [IPHMRK PSGEXMSR WS XLEX MX MW RSX TSWWMFPI JSV XLI
[IPHMRK GYVVIRX XS JPS[ XLVSYKL GSQTSRIRXW SV WIEPMRK IPIQIRXW WYGL EW
XLI WPI[MRK VMRK NSMRXW FIEVMRKW FYWLIW VYFFIV GSQTSRIRXW ERH WIEPW
-RWXVYGXMSRW JSV [SVOMRK WEJIP] SR XLI

[SVOMRK EXXEGLQIRX
(S RSX [SVO YRHIV XLI EXXEGLQIRX MW MX MW RSX VIWXMRK SR XLI KVSYRH SV
WYTTSVXIH
;LIR VITPEGMRK EXXEGLQIRX GSQTSRIRXW HIGEPW GYXXMRK IHKI XIIXL
HS RSX PIX QIXEP VIWX SR QIXEP
(S RSX XV] XS PMJX LIEZ] TEVXW 3RP] YWI WYMXEFPI IUYMTQIRX [MXL WYJJMGMIRX
PSEH GETEGMX]
%P[E]W [IEV KPSZIW [LIR [SVOMRK [MXL [MVI VSTIW
2IZIV VIPIEWI L]HVEYPMG PMRIW SV FSPXW FIJSVI WIXXMRK HS[R XLI [SVOMRK
EXXEGLQIRX ERH WLYXXMRK HS[R XLI IRKMRI
)RWYVI XLEX EPP PMRIW ERH XLVIEHIH GSYTPMRKW EVI VIGSRRIGXIH ERH VI
XMKLXIRIH SR GSQTPIXMSR SJ XLI NSF
0-)&,)66 0
-RWXVYGXMSRW JSV [SVOMRK WEJIP] SR XLI [SVOMRK EXXEGLQIRX
&I IWTIGMEPP] GEVIJYP [LIR VIQSZMRK SV MRWIVXMRK FSPXW ERH TMRW QEHI SJ
LEVHIRIH WXIIP EW XLI] GER WTPMRXIV GEYWMRK WIVMSYW MRNYV]
;IEV WEJIX] KPSZIW ERH KSKKPIW
;LIRIZIV TSWWMFPI YWI WTIGMEP XSSPW WYGL EW QERHVIPW I\XVEGXSVW IXG
7EJIX] MRWXVYGXMSRW JSV XVERWTSVXMRK XLI

QEGLMRI F] GVERI
0S[IV XLI [SVOMRK EXXEGLQIRX ERH XMPX FEGO XLI PSEHMRK IUYMTQIRX XS MXW
PMQMX
%TTP] XLI EVXMGYPEXMSR PSGO XLMW SRP] ETTPMIW XS [LIIP PSEHIVW [MXL EVXMGY
PEXIH WXIIVMRK
1SZI EPP GSRXVSP PIZIVW XS XLI RIYXVEP TSWMXMSR ERH IRKEKI XLI TEVOMRK
FVEOI
7LYX HS[R XLI IRKMRI MR EGGSVHERGI [MXL XLI MRWXVYGXMSRW MR XLI STIVEXMRK
QERYEP
0SGO XLI [SVOMRK L]HVEYPMGW FIJSVI PIEZMRK XLI HVMZIVW GEF
STIVEXMRK QERYEP
0SGO EPP HSSVW GSZIVW ERH LSSHW SR XLI QEGLMRI
%XXEGL XLI PMJXMRK XEGOPI XS XLI PYKW ERH FSVI LSPIW TVSZMHIH SR XLI
QEGLMRI
1EOI WYVI XLI PMJXMRK XEGOPI MW PSRK IRSYKL
'EVIJYPP] PMJX XLI QEGLMRI
'%98-32 /IIT SYX JVSQ YRHIV XLI QEGLMRI [LIR MX MW VEMWIH
;LIR VIWXEVXMRK XLI QEGLMRI TVSGIIH WXVMGXP] EGGSVHMRK XS XLI STIVEXMRK
QERYEP
7EJI QEMRXIRERGI SJ L]HVEYPMG LSWIW

ERH LSWI PMRIW
2IZIV EXXIQTX XS VITEMV L]HVEYPMG PMRIW ERH L]HVEYPMG LSWIW
%PP LSWIW LSWI PMRIW ERH XLVIEHIH GSYTPMRKW QYWX FI GLIGOIH VIKYPEVP] EX
XLI ZIV] PIEWX SRGI E ]IEV JSV PIEOW ERH ZMWMFPI WMKRW SJ HEQEKI
6ITPEGI HEQEKIH TEVXW MQQIHMEXIP] 3MP IWGETMRK YRHIV TVIWWYVI GER
GEYWI MRNYV] ERH JMVIW
)ZIR [LIR TVSTIVP] WXSVIH ERH WYFNIGXIH XS RSVQEP PSEH LSWIW ERH LSWI
PMRIW EVI WYFNIGX XS REXYVEP EKIMRK 8LMW PMQMXW XLIMV WIVZMGI PMJI
-QTVSTIV WXSVEKI QIGLERMGEP HEQEKI ERH I\GIWW WXVEMR EVI XLI QEMR
GEYWIW SJ HEQEKI
,SWI PMRIW WLSYPH RSX FI YWIH JSV PSRKIV XLER WM\ ]IEVW MRGPYHMRK WXSVEKI
SJ RS PSRKIV XLER X[S ]IEVW RSXI XLI HEXI SJ QERYJEGXYVI SR XLI LSWIW
9WMRK XLI LSWIW GPSWI XS XLIMV QE\MQYQ WXVEMR GER WLSVXIR XLIMV WIVZMGI
PMJI IK LMKL XIQTIVEXYVIW JVIUYIRX QSZIQIRX I\XVIQIP] LMKL MQTYPWI
JVIUYIRGMIW ERH QYPXMTPI WLMJX STIVEXMSR
0 0-)&,)66
7EJI QEMRXIRERGI SJ L]HVEYPMG LSWIW ERH LSWI PMRIW
,SWIW ERH LSWI PMRIW QYWX FI VITPEGIH [LIR MRWTIGXMSRW VIZIEP XLI
JSPPS[MRK
'VMXIVME
i (EQEKI XS XLI SYXIV PE]IV TIRIXVEXMRK XS XLI MRRIV PE]IV IK EFVEWMSR
GYXW ERH GVEGOW
i )QFVMXXPIQIRX SJ XLI SYXIV PE]IV GVEGOW MR XLI LSWI QEXIVMEP
i (IJSVQEXMSR SJ XLI REXYVEP WLETI SJ XLI LSWI SV XLI LSWI PMRI FSXL
[LIR TVIWWYVMWIH ERH HITVIWWYVMWIH SV EX FIRHW IK PE]IV WITEVE
XMSR FPMWXIVMRK
i 0IEOW
i *EMPYVI XS SFWIVZI MRWXEPPEXMSR VIUYMVIQIRXW
i (EQEKI SV HIJSVQEXMSR SJ XLI LSWI JMXXMRKW [LMGL VIHYGIW XLI WXVIRKXL
SJ XLI JMXXMRKW SV XLI GSRRIGXMSR FIX[IIR XLI JMXXMRK ERH XLI LSWI
i 7PMTTEKI SJ XLI LSWI SYX SJ XLI JMXXMRK
i 'SVVSWMSR SJ XLI JMXXMRK MQTEMVMRK MXW JYRGXMSR ERH WXVIRKXL
i )\GIIHIH WXSVEKI XMQI SV WIVZMGI PMJI
3RP] YWI KIRYMRI WTEVI TEVXW XS VITPEGI LSWIW ERH LSWI PMRIW
0E] ERH JMX LSWIW ERH LSWI PMRIW MR XLI TVSTIV QERRIV (S RSX W[MXGL XLI
GSRRIGXMSRW
%XXEGLQIRXW ERH EGGIWWSVMIW

%XXEGLQIRXW ERH EGGIWWSVMIW TVSHYGIH F] XLMVHTEVX] QERYJEGXYVIVW SV
XLSWI [LMGL LEZI RSX FIIR KIRIVEPP] ETTVSZIH F] 0-)&,)66 JSV MRWXEPPE
XMSR SV JSV I\XIVREP JMXXMRK QE] RSX FI MRWXEPPIH SV JMXXIH SR XLI QEGLMRI
[MXLSYX TVMSV [VMXXIR GSRWIRX JVSQ 0-)&,)66
8LI ETTVSTVMEXI XIGLRMGEP HSGYQIRXEXMSR WLSYPH FI QEHI EZEMPEFPI XS
0-)&,)66 JSV XLMW TYVTSWI
;LIR EHHMRK SV GSRZIVXMRK IUYMTQIRX SV X]VIW XLI WXEFMPMX] SJ XLI QEGLMRI
QYWX FI XIWXIH ERH IRWYVIH MR EGGSVHERGI [MXL )2
7II EPWS XLI XIGLRMGEP HEXE WIGXMSR MR GLETXIV

8LI ZMFVEXMSRW XS [LMGL QSFMPI GSRWXVYGXMSR QEGLMRIW EVI WYFNIGXIH EVI
QEMRP] HYI XS XLI [E] XLI] EVI YWIH
8LI JSPPS[MRK TEVEQIXIVW MR TEVXMGYPEV LEZI E KVIEX IJJIGX
i 8IVVEMR GSRHMXMSRW FYQTW ERH TSXLSPIW
i 3TIVEXMRK QIXLSHW WTIIH WXIIVMRK FVEOMRK YWI SJ XLI GSRXVSPW [LMPI
HVMZMRK ERH [LMPI [SVOMRK
8LI EQSYRX SJ ZMFVEXMSR HITIRHW XS E PEVKI I\XIRX SR XLI QEGLMRI
STIVEXSV FIGEYWI LI HIXIVQMRIW XLI WTIIH KIEV VEXMS [SVOMRK QIXLSHW
ERH HMWXERGI GSZIVIH
8LMW VIWYPXW MR E [MHI VERKI SJ HMJJIVIRX ZMFVEXMSRW JSV XLI WEQI X]TI SJ
QEGLMRI
8LI QEGLMRI STIVEXSV GER VIHYGI SZIVEPP ZMFVEXMSR F] JSPPS[MRK XLIWI
VIGSQQIRHEXMSRW
0-)&,)66 0
i 7IPIGX E WYMXEFPI QEGLMRI IUYMTQIRX ERH EGGIWWSVMIW JSV XLI NSF

i 9WI E QEGLMRI IUYMTTIH [MXL E WYMXEFPI WIEX MI JSV IEVXL[SVOMRK
QEGLMRIW E WIEX [LMGL GSQTPMIW [MXL )2 -73
i /IIT XLI WIEX MR KSSH GSRHMXMSR ERH EHNYWX MX EW JSPPS[W
d %HNYWX XLI WIEX ERH MXW WYWTIRWMSR EGGSVHMRK XS XLI LIMKLX ERH
[IMKLX SJ XLI HVMZIV
d 6IKYPEVP] GLIGO XLI WYWTIRWMSR ERH EHNYWXQIRX QIGLERMWQW SJ XLI
WIEX ERH QEOI WYVI XLI WIEX MW OITX MR XLI GSRHMXMSR WTIGMJMIH F]
XLI QERYJEGXYVIV
i 'LIGO XLI WIVZMGI GSRHMXMSR SJ XLI QEGLMRI IWTIGMEPP] XLI X]VI TVIW
WYVI FVEOIW WXIIVMRK QIGLERMGEP GSRRIGXMSRW IXG
i (S RSX WXIIV FVEOI EGGIPIVEXI WLMJX KIEVW SV PSEH XLI [SVOMRK EXXEGL
QIRX SJ XLI QEGLMRI WYHHIRP]
i %HNYWX XLI WTIIH SJ XLI QEGLMRI XS XLI HMWXERGI XS FI HVMZIR MR SVHIV
XS VIHYGI ZMFVEXMSRW
d 7PS[ HS[R [LIR HVMZMRK SZIV HMJJMGYPX XIVVEMR
d (VMZI EVSYRH SFWXEGPIW ERH EZSMH HMJJMGYPX XIVVEMR
i /IIT XLI EVIE SR [LMGL XLI QEGLMRI MW STIVEXIH MR E XMH] GSRHMXMSR
d 6IQSZI ER] PEVKI VSGOW ERH SFWXEGPIW
d *MPP MR ER] XVIRGLIW SV LSPIW
d ,EZI QEGLMRIW EZEMPEFPI XS QEMRXEMR KSSH XIVVEMR ERH TPER WYJJM
GMIRX XMQI XS HS WS
i 8VEZIP SZIV PSRKIV HMWXERGIW IK TYFPMG VSEHW EX E WYMXEFPI QIHMYQ
WTIIH
i *SV QEGLMRIW [LMGL EVI SJXIR HVMZIR SR STIR VSEHW YWI E WTIGMEP
EHHMXMSREP W]WXIQ MJ EZEMPEFPI XS VIHYGI ZMFVEXMSRW HYVMRK XLMW X]TI SJ
YWI
-J WYGL W]WXIQW EVI RSX EZEMPEFPI GSRXVSP ]SYV WTIIH XS WXST XLI
QEGLMRI JVSQ WLEOMRK
0 0-)&,)66
3TIVEXMSR ,ERHPMRK
-RWMHI ZMI[ SJ XLI HVMZIVW GEF

6EHMS WTIEOIV -KRMXMSR W[MXGL )PIGXVSRMG GSRXVSPPIV ERH VIPE]
7YR ZMWSV +EW TIHEP FS\
-RXIVMSV PMKLXW [MXL W[MXGL ,IEXIVZIRXMPEXMSREMVGSRHMXMSR 7[MXGLIW SR XLI WMHI GSRWSPI
-RXIVMSV QMVVSV MRK SYXPIX RS^^PIW MR XSXEP GSRXVSP TERIP
6EHMS GSQTEVXQIRX STXMSREP 0-)&,)66 GSRXVSP PIZIV (VMZIVtW WIEX
-RGLFVEOI TIHEP %WLXVE] %MV JPET EHNYWXQIRX PIZIV
7XIIVMRK GSPYQR W[MXGL 'SRXVSP PIZIV JMXXMRK JSV STXMSREP :IRXMPEXMSR GSRXVSP
%HNYWXEFPI WXIIVMRK GSPYQR [SVOMRK JYRGXMSRW ,IEXIV GSRXVSP
[MXL WXIIVMRK [LIIP )QIVKIRG] I\MX HSSV LERHPI 6SYRH GSQTEVXQIRX
-RWXVYQIRX TERIP [MXL HMWTPE] VMKLXLERH HSSV +PSZI GSQTEVXQIRX
YRMX %HNYWXEFPI EVQ VIWX 7SGOIX
7XIIVMRK GSPYQR EHNYWXQIRX PI *YWI FS\ 'SQTEVXQIRX [MXL PSGOEFPI PMH
ZIV
0 0-)&,)66

3TIVEXMRK 1ERYEP 3TIVEXMSR ,ERHPMRK
3TIVEXMSR
3TIVEXMSR
&EXXIV] QEMR W[MXGL

=SY QYWX XYVR SR XLI FEXXIV] QEMR W[MXGL FIJSVI ]SY GER STIVEXI XLI
QEGLMRI
8YVRMRK SR XLI FEXXIV] QEMR W[MXGL

&IJSVI IRXIVMRK XLI HVMZIVW GEF
i 1EOI WYVI XLEX XLI FEXXIV] QEMR W[MXGL MW SR
8LI FEXXIV] QEMR W[MXGL MW PSGEXIH MR XLI IRKMRI GSQTEVXQIRX
6IJIV XS XLI WIGXMSR SR XLI HEMP] WXEVXYT VSYXMRI YRHIV LERHPMRK
'EF EGGIWW

3RP] KIX SR ERH SJJ XLI QEGLMRI YWMRK XLI EGGIWW EMHW TVSZMHIH
2SVQEPP] XLI HVMZIVW GEF QYWX FI IRXIVIH ERH I\MXIH XLVSYKL XLI PIJXLERH
HVMZIVW GEF HSSV
8LI VMKLXLERH HVMZIVtW GEF HSSV MW TVSZMHIH EW ER IQIVKIRG] I\MX ERH
XLIVIJSVI WLSYPH SRP] FI YWIH MR XLMW IZIRX
*EQMPMEVMWI ]SYVWIPJ [MXL XLI IQIVKIRG] I\MX XLVSYKL XLI VMKLX GEF HSSV
7II XLI WIGXMSR SR XLI IQIVKIRG] I\MX
;EVRMRK =SY VMWO MRNYV] MJ ]SY NYQT SV JEPP SJJ XLI QEGLMRI
9WI XLI WXITW PEHHIVW ERH LERHPIW TVSZMHIH JSV KIXXMRK SR ERH SJJ
2IZIV NYQT HS[R JVSQ XLI QEGLMRI
;EVRMRK =SY GSYPH FI MRNYVIH MJ XLI QEGLMRI WYHHIRP] QSZIW

(S RSX LSPH SRXS XLI WXIIVMRK GSPYQR XLI GSRXVSP TERIP SV XLI GSRXVSP
PIZIVW [LIR KIXXMRK SR SV SJJ
0 0-)&,)66

3TIVEXMSR ,ERHPMRK 3TIVEXMRK 1ERYEP
3TIVEXMSR
)RXIVMRK XLI HVMZIVW GEF
)RXIVMRK XLI GEF

,ERHPI [MXL PSGO (SSV LSPHIV PIZIV
(SSV LSPHIV
d 3TIR XLI PSGO SJ XLI GEF HSSV [MXL XLI MKRMXMSR OI]
d 3TIR XLI GEF HSSV [MXL XLI HSSV LERHPI YRXMP MX PEXGLIW MR XLI HSSV
LSPHIV
d )RXIV XLI GEF
d 9WI XLI HSSV LSPHIV PIZIV XS PSGO ERH YRPSGO XLI GEF HSSV
0IEZMRK XLI HVMZIVW GEF
0IEZMRK XLI GEF

(SSV STIRIV PIZIV (SSV LSPHIV PIZIV
(SSV LSPHIV
d 3TIR XLI GEF HSSV [MXL XLI HSSV STIRIV PIZIV YRXMP MX PEXGLIW MR XLI
HSSV LSPHIV
d 0IEZI XLI GEF
d 9WI XLI HSSV LSPHIV PIZIV XS PSGO ERH YRPSGO XLI GEF HSSV
d 0SGO XLI GEF HSSV [MXL XLI MKRMXMSR OI]
0-)&,)66 0

3TIVEXMSR
)QIVKIRG] I\MX

8LI VMKLXLERH HVMZIVtW GEF HSSV MW TVSZMHIH EW ER IQIVKIRG] I\MX ERH
XLIVIJSVI WLSYPH SRP] FI YWIH MR XLMW IZIRX
&IJSVI WXEVXMRK YT XLI QEGLMRI GLIGO XLEX ]SY GER I\MX XLI GEF XLVSYKL
XLI VMKLXLERH HSSV JVSQ MRWMHI [MXLSYX ER] LMRHVERGI
0IEZMRK XLI HVMZIVW GEF XLVSYKL XLI IQIVKIRG] I\MX
7[MXGLMRK SJJ XLI IRKMRI
;EVRMRK 8LIVI MW E VMWO SJ EGGMHIRXW MJ ]SY PIEZI XLI IRKMRI VYRRMRK

-J ]SY PIEZI XLI GEF F] XLI IQIVKIRG] I\MX [MXL XLI IRKMRI VYRRMRK MX
MRGVIEWIW XLI VMWO SJ EGGMHIRXW JSV XLI HVMZIV ERH ER] EY\MPMEV] WXEJJ
(IEGXMZEXI XLI HVMZMRK ERH [SVOMRK JYRGXMSRW
d 8YVR SJJ XLI IRKMRI

%PP JYRGXMSRW EVI W[MXGLIH SJJ
3TIRMRK XLI IQIVKIRG] I\MX

(SSV STIRIV PIZIV (SSV LSPHIV
d 3TIR XLI VMKLX GEF HSSV [MXL XLI HSSV STIRIV PIZIV YRXMP MX PEXGLIW MR
XLI HSSV LSPHIV
d 0IEZI XLI GEF
0 0-)&,)66

3TIVEXMSR
3TIRMRK XLI IQIVKIRG] I\MX JVSQ SYXWMHI
3TIRMRK XLI IQIVKIRG] I\MX

,ERHPI [MXL PSGO (SSV LSPHIV
d 3TIR XLI VMKLX GEF HSSV [MXL XLI HSSV LERHPI YRXMP MX PEXGLIW MR XLI
HSSV LSPHIV
(VMZIVW WIEX [MXL QIGLERMGEP WYWTIRWMSR

8LI IVKSRSQMGEPP] HIWMKRIH HVMZIVW WIEX SJJIVW E LMKL HIKVII SJ GSQJSVX
8LI EHNYWXEFPI WIEX WYVJEGI FEGO VIWX WYWTIRWMSR ERH EVQ VIWX QIER XLEX
XLI HVMZIV GER EHNYWX XLI WIEX JSV QE\MQYQ MRHMZMHYEP GSQJSVX
:MFVEXMSR HEQTMRK
8LI WIEX MRWXEPPIH MR XLI QEGLMRI GSQTPMIW [MXL -73
;LIR XLI QEGLMRI MW YWIH GSVVIGXP] XLI ZMFVEXMSRW XVERWQMXXIH F] XLI
HVMZIVW WIEX EVI PIWW XLER SV IUYEP XS XLI ZMFVEXMSRW WMQYPEXIH MR XIWX
GSRHMXMSRW JSV XLI GSVVIWTSRHMRK QEGLMRI GPEWW MR EGGSVHERGI [MXL -73
GPEWW )1
8LI ZMFVEXMSR EGGIPIVEXMSR ZEPYIW E>; QIEWYVIH MR EGGSVHERGI [MXL -73
4EVX XLYW QIIX XLI WXERHEVHW JSV TVSXIGXMSR EKEMRWX SZIVEPP FSH]
ZMFVEXMSRW MR )2
0-)&,)66 0

3TIVEXMSR
0E]SYX
1EMR GSQTSRIRXW ERH EHNYWXEFPI IPIQIRXW SJ XLI HVMZIV WIEX

;IMKLX HMWTPE] 7IEX LIEXMRK W[MXGL STXMSREP
;IMKLX EHNYWXQIRX 0YQFEV WYTTSVX ORSF
,IMKLX EHNYWXQIRX &EGO VIWX EHNYWXQIRX PIZIV
0SGOMRK WGVI[ JSV EVQ VIWX 7IEX FIPX
LSVM^SRXEP EHNYWXQIRX 7IEX WYVJEGI
0SGOMRK WGVI[ JSV EVQ VIWX MR (VMZIVW WIEX LSVM^SRXEP EHNYWX
GPMREXMSR EHNYWXQIRX QIRX PIZIV
%VQ VIWX 7IEX WYVJEGI MRGPMREXMSR EHNYWX
0SGOMRK WGVI[ JSV EVQ VIWX QIRX PIZIV
LIMKLX EHNYWXQIRX 7IEX WYVJEGI LSVM^SRXEP
&EGO VIWX EHNYWXQIRX PIZIV
%HNYWXMRK XLI HVMZIVW WIEX

8LI WIEX GER FI EHNYWXIH XS XLI HVMZIVW MRHMZMHYEP VIUYMVIQIRXW XS TVSZMHI
XLI LMKLIWX TSWWMFPI HIKVII SJ GSQJSVX
%HNYWXMRK XLI HVMZIVW WIEX JSV HVMZMRK SR VSEHW
;EVRMRK 8LIVI MW E VMWO SJ MRNYVMIW MJ XLI HVMZIVW WIEX MW RSX TVSTIVP] EHNYWXIH
;LIR HVMZMRK SR TYFPMG VSEHW XLI HVMZIVW WIEX QE] SRP] FI EHNYWXIH
[LIR XLI QEGLMRI MW EX E WXERHWXMPP
d %HNYWX XLI HVMZIVW WIEX FIJSVI WXEVXMRK XLI QEGLMRI
0 0-)&,)66

3TIVEXMSR
%HNYWXMRK XLI HVMZIVW WIEX LSVM^SRXEPP]
,SVM^SRXEP EHNYWXQIRX SJ XLI HVMZIVW WIEX

8LI WIEX GER FI QSZIH FEGO[EVH SV JSV[EVH YWMRK XLI PIZIV
d 4YPP XLI PIZIV MR XLI HMVIGXMSR SJ XLI EVVS[
d %HNYWX XLI HVMZIVW WIEX LSVM^SRXEPP] ERH VIPIEWI XLI PIZIV
,SVM^SRXEP EHNYWXQIRX SJ XLI HVMZIVW WIEX WYVJEGI

d 4YWL YT XLI PIZIV
d %HNYWX XLI WYVJEGI SJ XLI HVMZIVW WIEX LSVM^SRXEPP] ERH VIPIEWI XLI
PIZIV
%HNYWXMRK XLI MRGPMREXMSR SJ XLI WIEX WYVJEGI
%HNYWXMRK XLI MRGPMREXMSR SJ XLI HVMZIVW WIEX WYVJEGI

8LI WIEX GER FI QSZIH YT SV HS[R YWMRK XLI PIZIV
d 4YWL YT XLI PIZIV
d %HNYWX XLI WYVJEGI SJ XLI HVMZIVW WIEX ZIVXMGEPP] ERH VIPIEWI XLI PIZIV
0-)&,)66 0

3TIVEXMSR
%HNYWXMRK XLI WIEX WYWTIRWMSR
;IMKLX EHNYWXQIRX
8LI WIEX WYWTIRWMSR GER FI EHNYWXIH XS XLI HVMZIVW MRHMZMHYEP FSH] [IMKLX
d 7IX XLI GSVVIGX FSH] [IMKLX YWMRK XLI ORSF
8LI HMWTPE] XS XLI VMKLX SJ XLI ORSF WLS[W XLI WIX FSH] [IMKLX
%HNYWXMRK XLI WIEX LIMKLX
7IEX LIMKLX EHNYWXQIRX

%HNYWX XLI WIEX LIMKLX F] PMJXMRK YT XLI WIEX [MXL ]SYV LERH 8LI LIMKLX GER
FI EHNYWXIH XS WIZIVEP PIZIPW
d 0MJX YT XLI WIEX EW RIGIWWEV] YRXMP ]SY LIEV MX GEXGL -J ]SY PMJX XLI WIEX
XS XLI PEWX PIZIP EW JEV EW MX [MPP KS MX WMROW XS XLI PS[IWX TSWMXMSR
%HNYWXMRK XLI FEGO VIWX
-RGPMREXMSR SJ XLI FEGO VIWX

%HNYWX XLI MRGPMREXMSR SJ XLI FEGO VIWX YWMRK XLI PIZIV SR XLI PIJX SJ XLI
HVMZIVW WIEX
d 6EMWI XLI PIZIV
d 1SZI XLI WIEX XS XLI VIUYMVIH MRGPMREXMSR ERH VIPIEWI XLI PIZIV
0 0-)&,)66

3TIVEXMSR
%HNYWXMRK XLI PYQFEV WYTTSVX
0YQFEV WYTTSVX
8LI PYQFEV WYTTSVX MRGVIEWIW XLI GSQJSVX SJ XLI HVMZIV
d 8YVRMRK XLI LERH [LIIP XS XLI PIJX SV VMKLX IREFPIW ]SY XS MRHMZMHYEPP]
EHETX FSXL XLI LIMKLX ERH XLI GYVZI SJ XLI FEGO YTLSPWXIV]
%HNYWXMRK XLI EVQ VIWX
%VQ VIWX EHNYWXQIRX

8LI LIMKLX MRGPMREXMSR ERH LSVM^SRXEP TSWMXMSR SJ XLI EVQ VIWXW GER FI
EHNYWXIH WITEVEXIP]
d ,IMKLX EHNYWXQIRX VIPIEWI XLI GPEQT WGVI[ EHNYWX XLI LIMKLX ERH
PSGO MX MR TPEGI
d -RGPMREXMSR EHNYWXQIRX PSSWIR XLI GPEQT WGVI[ EHNYWX XLI MRGPMREXMSR
ERH PSGO MX MR TPEGI
d ,SVM^SRXEP EHNYWXQIRX PSSWIR XLI GPEQT WGVI[ EHNYWX XLI EVQ VIWX
LSVM^SRXEPP] ERH PSGO MX MR TPEGI
(VMZIVW WIEX [MXL TRIYQEXMG WYWTIRWMSR

8LI IVKSRSQMGEPP] HIWMKRIH HVMZIVW WIEX SJJIVW E LMKL HIKVII SJ GSQJSVX
8LI EHNYWXEFPI WIEX WYVJEGI FEGO VIWX WYWTIRWMSR ERH EVQ VIWX QIER XLEX
XLI HVMZIV GER EHNYWX XLI WIEX JSV QE\MQYQ MRHMZMHYEP GSQJSVX
0-)&,)66 0
3TIVEXMSR
:MFVEXMSR HEQTMRK
8LI WIEX MRWXEPPIH MR XLI QEGLMRI GSQTPMIW [MXL -73
;LIR XLI QEGLMRI MW YWIH GSVVIGXP] XLI ZMFVEXMSRW XVERWQMXXIH F] XLI
HVMZIVW WIEX EVI PIWW XLER SV IUYEP XS XLI ZMFVEXMSRW WMQYPEXIH MR XIWX
GSRHMXMSRW JSV XLI GSVVIWTSRHMRK QEGLMRI GPEWW MR EGGSVHERGI [MXL -73
GPEWW )1
8LI ZMFVEXMSR EGGIPIVEXMSR ZEPYIW E>; QIEWYVIH MR EGGSVHERGI [MXL -73
4EVX XLYW QIIX XLI WXERHEVHW JSV TVSXIGXMSR EKEMRWX SZIVEPP FSH]
ZMFVEXMSRW MR )2
0E]SYX
1EMR GSQTSRIRXW ERH EHNYWXEFPI IPIQIRXW SJ XLI HVMZIV WIEX

;IMKLX EHNYWXQIRX &EGO VIWX EHNYWXQIRX PIZIV
,IMKLX EHNYWXQIRX 7IEX FIPX
0SGOMRK WGVI[ JSV EVQ VIWX 7IEX WYVJEGI
LSVM^SRXEP EHNYWXQIRX 0IZIV JSV LSVM^SRXEP WYWTIR
0SGOMRK WGVI[ JSV EVQ VIWX MR WMSR
GPMREXMSR EHNYWXQIRX 0IZIV JSV LSVM^SRXEP
%VQ VIWX EHNYWXQIRX
0SGOMRK WGVI[ JSV EVQ VIWX 7IEX WYVJEGI MRGPMREXMSR EHNYWX
LIMKLX EHNYWXQIRX QIRX PIZIV
&EGO VIWX 7IEX WYVJEGI LSVM^SRXEP EHNYWX
7IEX LIEXMRK W[MXGL STXMSREP QIRX PIZIV
0YQFEV WYTTSVX ORSF
%HNYWXMRK XLI HVMZIVW WIEX

8LI WIEX GER FI EHNYWXIH XS XLI HVMZIVW MRHMZMHYEP VIUYMVIQIRXW XS TVSZMHI
XLI LMKLIWX TSWWMFPI HIKVII SJ GSQJSVX
0 0-)&,)66
3TIVEXMSR
%HNYWXMRK XLI HVMZIVW WIEX JSV HVMZMRK SR VSEHW
;EVRMRK 8LIVI MW E VMWO SJ MRNYVMIW MJ XLI HVMZIVW WIEX MW RSX TVSTIVP] EHNYWXIH
;LIR HVMZMRK SR TYFPMG VSEHW XLI HVMZIVW WIEX QE] SRP] FI EHNYWXIH
d %HNYWX XLI HVMZIVW WIEX FIJSVI WXEVXMRK XLI QEGLMRI
,SVM^SRXEP EHNYWXQIRX SJ XLI HVMZIVW WIEX

d 4YPP XLI PIZIV MR XLI HMVIGXMSR SJ XLI EVVS[
d %HNYWX XLI HVMZIVW WIEX LSVM^SRXEPP] ERH VIPIEWI XLI PIZIV
,SVM^SRXEP EHNYWXQIRX SJ XLI HVMZIVW WIEX WYVJEGI

d 4YWL YT XLI PIZIV
d %HNYWX XLI WYVJEGI SJ XLI HVMZIVW WIEX LSVM^SRXEPP] ERH VIPIEWI XLI
PIZIV
%HNYWXMRK XLI MRGPMREXMSR SJ XLI WIEX WYVJEGI
%HNYWXMRK XLI MRGPMREXMSR SJ XLI HVMZIVW WIEX WYVJEGI

8LI WIEX GER FI QSZIH YT SV HS[R YWMRK XLI PIZIV
d 4YWL YT XLI PIZIV
d %HNYWX XLI WYVJEGI SJ XLI HVMZIVW WIEX ZIVXMGEPP] ERH VIPIEWI XLI PIZIV
0-)&,)66 0
3TIVEXMSR
%GXMZEXMRK ERH HIEGXMZEXMRK LSVM^SRXEP WYWTIRWMSR SR XLI

HVMZIVW WIEX
,SVM^SRXEP WYWTIRWMSR
9RHIV GIVXEMR GSRHMXMSRW ]SY GER MRGVIEWI GSQJSVX F] EGXMZEXMRK XLI LSVM
^SRXEP WYWTIRWMSR 8LMW IREFPIW XLI HVMZIVW WIEX XS FIXXIV EFWSVF WLSGOW
MR XLI HMVIGXMSR SJ XVEZIP
d 4SWMXMSR ! LSVM^SRXEP WYWTIRWMSR SR
d 4SWMXMSR ! LSVM^SRXEP WYWTIRWMSR SJJ
%HNYWXMRK XLI WIEX WYWTIRWMSR
;IMKLX EHNYWXQIRX
8LI WIEX WYWTIRWMSR GER FI EHNYWXIH XS XLI HVMZIVW MRHMZMHYEP FSH] [IMKLX
d 7IX XLI GSVVIGX FSH] [IMKLX F] FVMIJP] TYPPMRK XLI PIZIV
8LI HVMZIV QYWX FI MR XLI RSVQEP WIEXIH TSWMXMSR [LIR QEOMRK XLMW
EHNYWXQIRX
%HNYWXMRK XLI WIEX LIMKLX
7IEX LIMKLX EHNYWXQIRX

8LI WIEX LIMKLX GER FI EHNYWXIH TVSKVIWWMZIP] YWMRK ER EMV WYWTIRWMSR
W]WXIQ
d %PXIV XLI WIEX LIMKLX F] TYPPMRK SV TYWLMRK XLI PIZIV EPP XLI [E] MR SV
SYX
-J ]SY VIEGL XLI YTTIV SV PS[IV PMQMX TSWMXMSR XLI LIMKLX MW EHNYWXIH
EYXSQEXMGEPP] XS IRWYVI EX PIEWX XLI QMRMQYQ WYWTIRWMSR
8S TVIZIRX HEQEKI EGXYEXI XLI GSQTVIWWSV JSV RS QSVI XLER E QMRYXI
0 0-)&,)66
3TIVEXMSR
%HNYWXMRK XLI FEGO VIWX
-RGPMREXMSR SJ XLI FEGO VIWX

%HNYWX XLI MRGPMREXMSR SJ XLI FEGO VIWX YWMRK XLI PIZIV SR XLI PIJX SJ XLI
HVMZIVW WIEX
d 6EMWI XLI PIZIV
d 1SZI XLI WIEX XS XLI VIUYMVIH MRGPMREXMSR ERH VIPIEWI XLI PIZIV
%HNYWXMRK XLI PYQFEV WYTTSVX
0YQFEV WYTTSVX
8LI PYQFEV WYTTSVX MRGVIEWIW XLI GSQJSVX SJ XLI HVMZIV
d 8YVRMRK XLI LERH [LIIP XS XLI PIJX SV VMKLX IREFPIW ]SY XS MRHMZMHYEPP]
EHETX FSXL XLI LIMKLX ERH XLI GYVZI SJ XLI FEGO YTLSPWXIV]
0-)&,)66 0
3TIVEXMSR
%HNYWXMRK XLI EVQ VIWX
%VQ VIWX EHNYWXQIRX

8LI LIMKLX MRGPMREXMSR ERH LSVM^SRXEP TSWMXMSR SJ XLI EVQ VIWXW GER FI
EHNYWXIH WITEVEXIP]
d ,IMKLX EHNYWXQIRX VIPIEWI XLI GPEQT WGVI[ EHNYWX XLI LIMKLX ERH
PSGO MX MR TPEGI
d -RGPMREXMSR EHNYWXQIRX PSSWIR XLI GPEQT WGVI[ EHNYWX XLI MRGPMREXMSR
ERH PSGO MX MR TPEGI
d ,SVM^SRXEP EHNYWXQIRX PSSWIR XLI GPEQT WGVI[ EHNYWX XLI EVQ VIWX
LSVM^SRXEPP] ERH PSGO MX MR TPEGI
7IEX FIPX
7EJIX] EWTIGXW SJ XLI WIEX FIPX
%P[E]W [IEV E WIEX FIPX

8LI HVMZIVW GEF MW IUYMTTIH [MXL VSPPSZIV TVSXIGXMSR 6347
8LI 6347 VSPPSZIV TVSXIGXMSR W]WXIQ GER SRP] TVSXIGX XLI HVMZIV MJ
XLI WIEX FIPX LEW FIIR JEWXIRIH
8LMW WIGXMSR HIWGVMFIW XLI WEJIX] GSRWMHIVEXMSRW JSV [IEVMRK XLI WIEX FIPX
;EVRMRK 8LIVI MW E VMWO SJ MRNYVMIW MJ XLI WIEX FIPX MW RSX JEWXIRIH

-J XLI QEGLMRI MW FVEOIH SV WXSTW EFVYTXP] XLI HVMZIV QE] WYJJIV WIZIVI
MRNYVMIW MJ LI MW RSX [IEVMRK E WIEX FIPX
-X MW IWWIRXMEP XLEX ]SY JEWXIR ]SYV WIEX FIPX FIJSVI WXEVXMRK YT XLI
QEGLMRI
0 0-)&,)66
3TIVEXMSR
(ERKIV 8LIVI MW E VMWO SJ MRNYVMIW MJ XLI WIEX FIPX MW RSX JEWXIRIH

-J XLI QEGLMRI XMTW SV VSPPW SZIV XLI HVMZIV GSYPH WYJJIV JEXEP MRNYVMIW MJ LI MW
RSX [IEVMRK E WIEX FIPX
QEGLMRI
d 8S KYEVERXII ]SYV WEJIX] VIKYPEVP] GLIGO XLI GSRHMXMSR JYRGXMSR ERH

JEWXIRMRK SJ XLI WIEX FIPX
d -QQIHMEXIP] VITPEGI HEQEKIH TEVXW
d 8LI WIEX FIPX QE] RSX FI X[MWXIH [LIR MR YWI
*EWXIRMRK XLI WIEX FIPX

8LI WIEX FIPX MW ER EYXSQEXMG FIPX
=SY HS RSX RIIH XS EHNYWX XLI FIPX PIRKXL
d 4YPP XLI FIPX FYGOPI SZIV ]SYV FSH] EX LMT PIZIP ERH TPYK MX MRXS XLI
WRET PSGO
238) 8LI VSPPIV QE] PSGO MJ ]SY TYPP SYX XLI FIPX WYHHIRP]
d 'LIGO XLEX XLI WRET PSGO MW IRKEKIH F] TYPPMRK XLI GPEWTW
6IPIEWMRK XLI WIEX FIPX
6IPIEWMRK XLI WIEX FIPX
d 4YWL HS[R XLI PSGO FYXXSR SR XLI WRET PSGO

d 0IX XLI FIPX FYGOPI WPS[P] [MRH YT XLI VSPPIV
0-)&,)66 0
3TIVEXMSR
7XIIVMRK GSPYQR ERH WXIIVMRK [LIIP
0E]SYX
8LI WXIIVMRK GSPYQR [MXL XLI WXIIVMRK [LIIP ERH WXIIVMRK GSPYQR W[MXGL MW
MRXIKVEXIH MR XLI WXIIVMRK GSRWSPI
%HNYWXMRK XLI WXIIVMRK GSPYQR

8LI WXIIVMRK [LIIP GER FI EHNYWXIH XS WYMX XLI HVMZIV F] EHNYWXMRK XLI
WXIIVMRK GSPYQR
-X GER FI WIX MR JSYV TSWMXMSRW
;EVRMRK 8LIVI MW E VMWO SJ MRNYVMIW MJ XLI WXIIVMRK GSPYQR MW RSX TVSTIVP] EHNYWXIH
;LIR HVMZMRK SR TYFPMG VSEHW XLI WXIIVMRK GSPYQR QE] SRP] FI EHNYWXIH
%HNYWXMRK XLI WXIIVMRK GSPYQR

7XIIVMRK GSPYQR 0IZIV
7XIIVMRK [LIIP
d 4VIWW HS[R XLI PIZIV [MXL ]SYV JSSX MR XLI HMVIGXMSR SJ XLI EVVS[
d 4YPP SV TYWL XLI WXIIVMRK [LIIP XS EHNYWX XLI WXIIVMRK GSPYQR EW
VIUYMVIH
d 6IPIEWI XLI PIZIV XS PSGO XLI WXIIVMRK GSPYQR MR XLI WIPIGXIH TSWM
XMSR
-KRMXMSR W[MXGL
-KRMXMSR W[MXGL TSWMXMSR
0 0-)&,)66
3TIVEXMSR
-KRMXMSR W[MXGL
8LI MKRMXMSR W[MXGL MW IUYMTTIH [MXL E VITIEX WXEVX PSGO

8LI MKRMXMSR OI] GER FI VIQSZIH [LIR MX MW MR XLI TSWMXMSR [MXL XLI
IRKMRI W[MXGLIH SJJ
;LIR XLI MKRMXMSR OI] MW MR XLI TSWMXMSR SV TEVOMRK TSWMXMSR XLI JSPPS[MRK
YRMXW SR XLI MRWXVYQIRX TERIP GER FI W[MXGLIH SR
i ,EÊVH [EVRMRK W]WXIQ
i -RXIVMSV PMKLXMRK
;MXL XLI MKRMXMSR OI] MR XLI TEVOMRK TSWMXMSR
i ;SVOMRK JPSSHPMKLX
i *PEWLMRK FIEGSR STXMSREP
i 6EHMS STXMSREP
;MXL XLI MKRMXMSR OI] MR XLI TEVOMRK TSWMXMSR
0E]SYX
7[MXGL TSWMXMSRW
4 i 4EVOMRK TSWMXMSR
i TSWMXMSR IRKMRI SJJ
-KRMXMSR W[MXGL - i 'SRXEGX STIVEXMRK ERH TVIKPS[ TSWMXMSR
-- i 7XEVXMRK TSWMXMSR
7[MXGLMRK XLI IPIGXVMGEP W]WXIQ SR ERH SJJ

1EOI WYVI XLEX XLI FEXXIV] QEMR W[MXGL MW SR
d 7[MXGL XLI IPIGXVMGEP W]WXIQ SR SV SJJ [MXL XLI MKRMXMSR OI]

8LI WXIIVMRK GSPYQR W[MXGL MW QSYRXIH SR XLI WXIIVMRK GSPYQR
0E]SYX
8LI WXIIVMRK GSPYQRW W[MXGL GSRWMWXW SJ XLI JSPPS[MRK GSRXVSPW
i 8VEZIP HMVIGXMSR MRHMGEXSVW
i ,MKL FIEQ
i ,SVR ERH LIEHPMKLX JPEWLIV
i *VSRX [MRHWGVIIR [MTIV
i *VSRX [MRHWLMIPH [MTIV ERH [EWLIV W]WXIQ
0-)&,)66 0
3TIVEXMSR
*YRGXMSR HIWGVMTXMSR
*YRGXMSRW SJ XLI WXIIVMRK GSPYQR W[MXGL [LIR EGXMZEXIH MR IEGL HMVIGXMSR

E i (MVIGXMSR HMWTPE] VMKLX MRHMGEXSVW
F i (MVIGXMSR HMWTPE] PIJX MRHMGEXSVW
G i 'IRXVI TSWMXMSR RIYXVEP TSWMXMSR
H i ;MRHWLMIPH [MTIV JVSRX [MRHWLMIPH
d i 0IZIP
d . i -RXIVZEP
d - i 0IZIP -
d -- i 0IZIP --
I i :MWYEP [EVRMRK MRHMGEXSV LIEHPMKLX JPEWLIV
J i ,MKL FIEQ HVMZMRK PMKLX
K i %YHMFPI [EVRMRK MRHMGEXSV LSVR
L i ;MRHWLMIPH [MTIV [EWLIV W]WXIQ JVSRX [MRHWLMIPH
0MKLXMRK
1EOI WYVI XLEX XLI IPIGXVMGEP W]WXIQ MW W[MXGLIH SR
0 0-)&,)66
3TIVEXMSR
7[MXGLMRK SJJ XLI TEVOMRK PMKLX HVMZMRK PMKLX
d 8YVR XLI TEVOMRK HVMZMRK PMKLX W[MXGL XS TSWMXMSR -

8LI TEVOMRK PMKLX PMKLXW YT
d 8YVR XLI TEVOMRK HVMZMRK PMKLX W[MXGL XS TSWMXMSR --
8LI HVMZMRK PMKLX PMKLXW YT
d 8S W[MXGL SJJ XLI TEVOMRK PMKLX ERH HVMZMRK PMKLX TVIWW XLI W[MXGL EX XLI
VIEV EPP XLI [E] HS[R
%PP JYRGXMSRW EVI W[MXGLIH SJJ
'EYXMSR 6MWO SJ HEQEKI XS XLI FEXXIV]

-J XLI FEXXIV] MW MR E HMWGLEVKIH GSRHMXMSR SZIV E PSRK TIVMSH SJ XMQI IK
PSRKIV XLER SRI QSRXL XLI FEXXIV] GER RS PSRKIV FI VIGLEVKIH
%ZSMH HMWGLEVKMRK XLI FEXXIV] EGGMHIRXEPP]
d ;LIR ]SY PIEZI XLI HVMZIVW GEF

1EOI WYVI XLEX ]SY LEZI RSX PIJX XLI TEVOMRK HVMZMRK PMKLX SR
7[MXGLMRK SR LMKL FIEQ

1EOI WYVI XLEX XLI HVMZMRK PMKLX MW W[MXGLIH SR
7XIIVMRK GSPYQR W[MXGL ERH HMWTPE] YRMX

7XIIVMRK GSPYQR W[MXGL ,MKL FIEQ W]QFSP JMIPH
d 4YWL XLI WXIIVMRK GSPYQR W[MXGL MR HMVIGXMSR J

8LI W]QFSP JMIPH JSV LMKL FIEQ PMKLXW YT
,MKL FIEQ MW EGXMZEXIH
0-)&,)66 0
3TIVEXMSR
7[MXGLMRK SJJ LMKL FIEQ
7XIIVMRK GSPYQR W[MXGL ERH HMWTPE] YRMX

7XIIVMRK GSPYQR W[MXGL ,MKL FIEQ W]QFSP JMIPH
d 8S W[MXGL FEGO XS PS[ FIEQ TYWL XLI WXIIVMRK GSPYQR W[MXGL MR

HMVIGXMSR J
8LI W]QFSP JMIPH JSV LMKL FIEQ KSIW SYX
8LI HVMZMRK PMKLX PMKLXW YT
(MWTPE] YRMX

8LI PE]SYX ERH JYRGXMSR SJ XLI HMWTPE] YRMX EVI HIWGVMFIH MR XLMW WIGXMSR
0E]SYX
(MWTPE] YRMX
*YIP WYTTP] WIKQIRX JMIPH 6IZIVWI XVEZIP HMVIGXMSR W]Q
'SSPERX XIQTIVEXYVI WIKQIRX FSP JMIPH
JMIPH ,]HVEYPMG SMP ERH GSSPERX
&EXXIV] GLEVKI GLEVKI GSRXVSP SZIVLIEXMRK W]QFSP JMIPH
W]QFSP JMIPH 4EVOMRK FVEOI W]QFSP JMIPH
)RKMRI SMP TVIWWYVI W]QFSP 8VEZIP WTIIH WIVZMGI LSYVW
JMIPH ERH GPSGO 0'(
*SV[EVH XVEZIP HMVIGXMSR W]Q 8VEZIP VERKI - W]QFSP JMIPH
FSP JMIPH 8VEZIP VERKI -- W]QFSP JMIPH
0 0-)&,)66
3TIVEXMSR
)RKMRI SZIVLIEXMRK W]QFSP ,MKL FIEQ W]QFSP JMIPH

JMIPH &VEOI W]WXIQ EGGYQYPEXSV
7TIGMEP JYRGXMSR W]QFSP JMIPH TVIWWYVI W]QFSP JMIPH
7EJIX] FIPX W]QFSP JMIPH (MVIGXMSR MRHMGEXSV W]WXIQ
;SVOMRK L]HVEYPMGW PSGOSYX W]QFSP JMIPH
W]QFSP JMIPH %MV JMPXIV GSRXEQMREXMSR W]QFSP
4VIKPS[ QSRMXSV W]QFSP JMIPH JMIPH
)QIVKIRG] WXIIVMRK W]QFSP
JMIPH
8LI HMWTPE] YRMX MW QSYRXIH EX XLI JVSRX SJ XLI MRWXVYQIRX TERIP
-X GSQTVMWIW WIKQIRX ERH W]QFSP JMIPHW EW [IPP EW ER 0'( JSV ZEVMSYW
[EVRMRK ERH MRHMGEXSV JYRGXMSRW
)EGL W]QFSP JMIPH MW IMXLIV VIH ]IPPS[ KVIIR SV FPYI
*YIP WYTTP] XERO GSRXIRX MRHMGEXSV
*YIP WYTTP] WIKQIRX JMIPH
7IKQIRX JMIPH GSPSYV i FPEGO
3R XLI FSXXSQ FEV XLI VIWIVZI PIZIP MW QEVOIH MR VIH
7LS[W XLI GSRXIRX SJ XLI HMIWIP JYIP XERO
;EVRMRK JYRGXMSR MJ XLI JYIP WIRWSV JEMPW XLI QMHHPI FEVW ERH JPEWL
'SSPERX XIQTIVEXYVI MRHMGEXSV

'SSPERX XIQTIVEXYVI WIKQIRX JMIPH
7IKQIRX JMIPH GSPSYV i FPEGO
3R XLI FSXXSQ FEV XLI XLVIWLSPH PIZIP JSV SZIVLIEXMRK MW QEVOIH MR VIH
(MWTPE]W XLI GSSPERX XIQTIVEXYVI
;EVRMRK JYRGXMSR
i MJ XLI MRHMGEXSV WIRWSV JEMPW XLI QMHHPI FEVW ERH JPEWL
8LI [EVRMRK JYRGXMSR SJ XLI W]QFSP JMIPH MW EGGSQTERMIH EJXIV
WIGSRHW F] ER MRXIVZEP XSRI
&EXXIV] GLEVKI GSRXVSP MRHMGEXSV

&EXXIV] GLEVKI GLEVKI GSRXVSP W]QFSP JMIPH
7]QFSP JMIPH GSPSYV i VIH
;EVRMRK JYRGXMSRW
i 0MKLXW YT [LIR XLI MKRMXMSR OI] MW MR XLI MKRMXMSR TSWMXMSR -
8LI W]QFSP JMIPH KSIW SYX [LIR XLI IRKMRI MW WXEVXIH
i -X PMKLXW YT JSV MRWXERGI MJ XLI :VMFFIH HVMZI FIPX SJ XLI EPXIVREXSV
XIEVW
0-)&,)66 0
3TIVEXMSR
)RKMRI SMP TVIWWYVI MRHMGEXSV

)RKMRI SMP TVIWWYVI W]QFSP JMIPH
;EVRMRK JYRGXMSRW
i 0MKLXW YT [LIR XLI MKRMXMSR OI] MW MR XLI MKRMXMSR TSWMXMSR -
8LI W]QFSP JMIPH KSIW SYX [LIR XLI IRKMRI MW WXEVXIH
i 0MKLXW YT [LIR XLI IRKMRI SMP TVIWWYVI HVSTW i 6IUYMVIQIRX XLI
IRKMRI QYWX FI VYRRMRK
8LI [EVRMRK JYRGXMSR SJ XLI W]QFSP JMIPH MW EGGSQTERMIH EJXIV WIGSRHW
F] ER MRXIVZEP XSRI
*SV[EVH XVEZIP HMVIGXMSR MRHMGEXSV

*SV[EVH XVEZIP HMVIGXMSR W]QFSP JMIPH
7]QFSP JMIPH GSPSYV i KVIIR
(MWTPE]W XLEX XLI WIPIGXIH XVEZIP HMVIGXMSR SJ XLI QEGLMRI MW JSV[EVHW
6IZIVWI XVEZIP HMVIGXMSR MRHMGEXSV

6IZIVWI XVEZIP HMVIGXMSR W]QFSP JMIPH
(MWTPE]W XLEX XLI WIPIGXIH XVEZIP HMVIGXMSR SJ XLI QEGLMRI MW VIZIVWI
,]HVEYPMG SMP ERH GSSPERX SZIVLIEXMRK MRHMGEXSV

,]HVEYPMG SMP ERH GSSPERX SZIVLIEXMRK W]QFSP JMIPH
;EVRMRK JYRGXMSRW
i 0MKLXW YT GSRXMRYSYWP] [LIR XLI L]HVEYPMG SMP XIQTIVEXYVI MW XSS LMKL
i *PEWLIW [LIR XLI GSSPERX XIQTIVEXYVI MW XSS LMKL
8LI WIUYIRGI MW JSYV JPEWLIW JSPPS[IH F] E WIGSRH TEYWI
-J XLI W]QFSP JMIPH PMKLXW YT

i 8LI JER XYVRW EX JYPP WTIIH
i 8LI QEGLMRI EYXSQEXMGEPP] W[MXGLIW XS XVEZIP VERKI - EJXIV WIGSRHW
i 8LI XVEZIP VERKI - ERH -- W]QFSP JMIPHW JPEWL EPXIVREXIP]
8LI [EVRMRK JYRGXMSR SJ XLI W]QFSP JMIPH MW EGGSQTERMIH F] E XSRI
WSYRHMRK EX MRXIVZEPW
%YHMFPI [EVRMRK -RXIVZEP XSRI WIUYIRGI XSRI JSPPS[IH F] WIGSRHW
TEYWI WSYRHW YRXMP XLI TVSFPIQ MW VIGXMJMIH
4EVOMRK FVEOI EGXMZEXMSR MRHMGEXSV

4EVOMRK FVEOI W]QFSP JMIPH
;EVRMRK JYRGXMSRW
i 0MKLXW YT [LIR XLI MKRMXMSR OI] MW XYVRIH XS GSRXEGX STIVEXMRK ERH
TVIKPS[ TSWMXMSR -
i 0MKLXW YT [LIR XLI TEVOMRK FVEOI MW IRKEKIH
8LI W]QFSP JMIPH KSIW SYX [LIR XLI TEVOMRK FVEOI MW VIPIEWIH
0 0-)&,)66
3TIVEXMSR
8VEZIP WTIIH WIVZMGI LSYVW ERH GPSGO HMWTPE]

8VEZIP WTIIH WIVZMGI LSYVW ERH GPSGO 0'(
*MIPH GSPSYV i ]IPPS[ FEGOPMX
(MWTPE] JYRGXMSRW
i (MSHI MRHMGEXIW XLI XVEZIP WTIIH SJ XLI QEGLMRI
i (MSHI MRHMGEXIW XLI WIVZMGI LSYVW SJ XLI QEGLMRI
i (MSHI WLS[W XLI XMQI
0'( HMWTPE]
8VEZIP VERKI - MRHMGEXSV

8VEZIP VERKI - W]QFSP JMIPH
(MWTPE]W XLEX XLI WIPIGXIH XVEZIP VERKI SJ XLI QEGLMRI MW -
0MKLXW YT [LIR XLI QEGLMRI MW QSZMRK MR XVEZIP VERKI -
8VEZIP VERKI -- MRHMGEXSV

8VEZIP VERKI -- W]QFSP JMIPH
(MWTPE]W XLEX XLI WIPIGXIH XVEZIP VERKI SJ XLI QEGLMRI MW --
0MKLXW YT MR OI] TSWMXMSR - ERH [LIR XLI IRKMRI MW WXEVXIH
0MKLXW YT [LIR XLI QEGLMRI MW QSZMRK MR XVEZIP VERKI --
)RKMRI SZIVLIEXMRK MRHMGEXSV

)RKMRI SZIVLIEXMRK W]QFSP JMIPH
;EVRMRK JYRGXMSR
i 0MKLXW YT [LIR XLI GSSPERX XIQTIVEXYVI MW XSS LMKL
8LI [EVRMRK JYRGXMSR SJ XLI W]QFSP JMIPH MW EGGSQTERMIH EJXIV WIGSRHW
F] ER MRXIVZEP XSRI
7TIGMEP JYRGXMSR
7TIGMEP JYRGXMSR W]QFSP JMIPH
2SX EWWMKRIH 7]QFSP JMIPH GSPSYV i VIH
6IWIVZI JSV WTIGMEP JYRGXMSR
7EJIX] FIPX [EVRMRK

7EJIX] FIPX W]QFSP JMIPH
7]QFSP JMIPH GSPSYV i ]IPPS[
(MWTPE] JYRGXMSR
i -RWXVYGXW XLI HVMZIV XS YWI XLI WEJIX] FIPX
*PEWLIW MR OI] TSWMXMSR-
8LI W]QFSP JMIPH KSIW SYX WIGSRHW EJXIV XLI IRKMRI MW WXEVXIH
0-)&,)66 0
3TIVEXMSR
;SVOMRK L]HVEYPMGW PSGOSYX MRHMGEXSV

;SVOMRK L]HVEYPMGW PSGOSYX W]QFSP JMIPH
0MKLXW YT [LIR XLI [SVOMRK L]HVEYPMGW PSGOSYX MW EGXMZEXIH
4VIKPS[ QSRMXSVMRK
4VIKPS[ QSRMXSV W]QFSP JMIPH
*YRGXMSRW
i %X PS[ SYXWMHI XIQTIVEXYVIW RIEV '
0MKLXW YT [LIR XLI MKRMXMSR OI] MW XYVRIH XS GSRXEGX STIVEXMRK ERH
TVIKPS[ TSWMXMSR -
8LI W]QFSP JMIPH KSIW SYX EX XLI IRH SJ XLI TVIKPS[ TIVMSH ERH [LIR XLI
IRKMRI MW WXEVXIH
)QIVKIRG] WXIIVMRK MRHMGEXSV

)QIVKIRG] WXIIVMRK W]QFSP JMIPH
;EVRMRK JYRGXMSRW
i 0MKLXW YT [LIR XLI MKRMXMSR OI] MW XYVRIH XS GSRXEGX STIVEXMRK ERH
TVIKPS[ TSWMXMSR -
i 0MKLXW YT MJ XLI IRKMRI WLYXW HS[R SV MJ XLI WXIIVMRK SMP WYTTP] JEMPW
[LIR XLI QEGLMRI MW QSZMRK
8LI IQIVKIRG] WXIIVMRK TYQT MW EGXMZEXIH JSV ETTVS\MQEXIP] WIG
SRHW
%YHMFPI [EVRMRK
i ;LIR XLI IQIVKIRG] WXIIVMRK JYRGXMSR IQIVKIRG] WXIIVMRK TYQT MW
W[MXGLIH SR ER MRXIVZEP XSRI WSYRHW [MXLSYX E TEYWI
,MKL FIEQ EGXMZEXMSR MRHMGEXSV

,MKL FIEQ W]QFSP JMIPH
7]QFSP JMIPH GSPSYV i FPYI
0MKLXW YT [LIR XLI LMKL FIEQ MW EGXMZEXIH
&VEOI W]WXIQ EGGYQYPEXSV TVIWWYVI MRHMGEXSV

&VEOI W]WXIQ EGGYQYPEXSV TVIWWYVI W]QFSP JMIPH
0MKLXW YT [LIR XLI FVEOI EGGYQYPEXSV TVIWWYVI MW XSS PS[
;EVRMRK WIUYIRGI
i ;LIR E [EVRMRK MW VIGIMZIH XLI W]QFSP JMIPH PMKLXW YT
i 8LI [EVRMRK JYRGXMSR SJ XLI W]QFSP JMIPH MW EGGSQTERMIH EJXIV
WIGSRHW F] ER MRXIVZEP XSRI
0 0-)&,)66
3TIVEXMSR
(MVIGXMSR MRHMGEXSV W]WXIQ EGXMZEXMSR MRHMGEXSV

(MVIGXMSR MRHMGEXSV W]WXIQ W]QFSP JMIPH
;EVRMRK JYRGXMSRW
i *PEWLIW [LIR XLI WXIIVMRK GSPYQR W[MXGL MW EGXYEXIH XS HMWTPE] XLI
XVEZIP HMVIGXMSR
i *PEWLIW [LIR XLI LEÊVH [EVRMRK W]WXIQ MW EGXMZEXIH
%MV JMPXIV GSRXEQMREXMSR MRHMGEXSV

%MV JMPXIV GSRXEQMREXMSR W]QFSP JMIPH
0MKLXW YT [LIR XLI EMV JMPXIV MW LIEZMP] GSRXEQMREXIH

8LI PE]SYX ERH JYRGXMSR SJ XLI W[MXGLIW SR XLI MRWXVYQIRX TERIP EVI
HIWGVMFIH MR XLMW WIGXMSR
0E]SYX

,EÊVH [EVRMRK W]WXIQ W[MXGL *VSRX [SVOMRK JPSSHPMKLX W[MXGL
8VEZIP VERKI ERH RIYXVEP FYX 6IEV [SVOMRK JPSSHPMKLX W[MXGL
XSR STXMSREP
4EVOMRK HVMZMRK PMKLX W[MXGL 4EVOMRK FVEOI W[MXGL
8LI W[MXGLIW EVI FYMPX MRXS XLI MRWXVYQIRX TERIP
0-)&,)66 0
3TIVEXMSR
7[MXGLMRK SR XLI LEÊVH [EVRMRK W]WXIQ
,EÊVH [EVRMRK W]WXIQ W[MXGL
*MIPH GSPSYV i VIH
7[MXGLIW XLI LEÊVH [EVRMRK W]WXIQ SR SV SJJ
;LIR ]SY TVIWW XLI W[MXGL
i -J XLI LEÊVH [EVRMRK W]WXIQ JMIPH MW JPEWLMRK EPP JPEWLMRK PMKLXW SR XLI
QEGLMRI EVI SR
i -J XLI LEÊVH [EVRMRK W]WXIQ JMIPH KSIW SYX EPP XLI JPEWLMRK PMKLXW SR
XLI QEGLMRI KS SYX
7IPIGXMRK XVEZIP VERKIW

8VEZIP VERKI ERH RIYXVEP FYXXSR
*MIPH GSPSYV i KVIIR
*SV W[MXGLMRK XS XVEZIP VERKIW - -- ERH RIYXVEP 2
%JXIV XLI IPIGXVMGEP W]WXIQ LEW FIIR XYVRIH SR XVEZIP VERKI -- MW EYXSQEXM
GEPP] WIPIGXIH
=SY GER SRP] W[MXGL XS E HMJJIVIRX XVEZIP VERKI EJXIV WIPIGXMRK XLI XVEZIP
HMVIGXMSR
7[MXGLMRK XVEZIP VERKIW
i 4VIWW XLI XSVXSMWI W]QFSP SR XLI FYXXSR XS W[MXGL XLI XVEZIP VERKI HS[R
XS -
i 4VIWW XLI LEVI W]QFSP SR XLI FYXXSR XS W[MXGL XLI XVEZIP VERKI YT XS --
2IYXVEP JYRGXMSR
4VIWW ERH LSPH HS[R XLI FYXXSR SR XLI XSVXSMWI W]QFSP ERH EJXIV XLVII
WIGSRHW XLI XVEZIP HMVIGXMSR [MPP W[MXGL XS RIYXVEP 2
7[MXGLMRK SR XLI TEVOMRK PMKLX SV HVMZMRK PMKLX

4EVOMRK HVMZMRK PMKLX W[MXGL
7[MXGL TSWMXMSRW
i 4SWMXMSR - JSV TEVOMRK PMKLX
i 4SWMXMSR -- JSV HVMZMRK PMKLX
*YRGXMSR JSV TEVOMRK PMKLX i W[MXGL TSWMXMSR -

i 7[MXGLIW XLI TEVOMRK PMKLX SR SV SJJ
i ;LIR XLI W[MXGL MW MR TSWMXMSR - XLI JSPPS[MRK PMKLXW SR XLI QEGLMRI
QYWX PMKLX YT
d 0IJXVMKLX HVMZMRK LIEHPMKLXW TEVOMRK PMKLX
d 0IJXVMKLX XEMP PMKLXW
*YRGXMSR JSV HVMZMRK PMKLX i W[MXGL TSWMXMSR --

i 7[MXGLIW XLI HVMZMRK PMKLX SR SV SJJ
8LMW JYRGXMSR MW SRP] TSWWMFPI [LIR XLI QEGLMRIW IPIGXVMGEP W]WXIQ MW
W[MXGLIH SR
i ;LIR XLI W[MXGL MW MR TSWMXMSR -- XLI JSPPS[MRK PMKLXW SR XLI QEGLMRI
QYWX PMKLX YT
d 0IJXVMKLX HVMZMRK LIEHPMKLXW
d 0IJXVMKLX XEMP PMKLXW
0 0-)&,)66
3TIVEXMSR
7[MXGLMRK SR XLI JVSRX [SVOMRK JPSSHPMKLXW

*VSRX [SVOMRK JPSSHPMKLX W[MXGL
*MIPH GSPSYV i SVERKI
7[MXGLIW XLI JVSRX [SVOMRK JPSSHPMKLXW SR SV SJJ
4VIWW XLI W[MXGL XS W[MXGL XLI JVSRX [SVOMRK JPSSHPMKLXW SR ERH SJJ
7[MXGLMRK SR XLI VIEV [SVOMRK JPSSHPMKLXW

6IEV [SVOMRK JPSSHPMKLX W[MXGL
7[MXGLIW XLI VIEV [SVOMRK JPSSHPMKLXW SR SV SJJ
4VIWW XLI W[MXGL XS W[MXGL XLI VIEV [SVOMRK JPSSHPMKLXW SR ERH SJJ
6IPIEWMRK ERH ETTP]MRK XLI TEVOMRK FVEOI

4EVOMRK FVEOI W[MXGL
*MIPH GSPSYV i VIH
)RKEKIW SV VIPIEWIW XLI TEVOMRK FVEOI
8LI TEVOMRK FVEOI MW EYXSQEXMGEPP] IRKEKIH [LIR ]SY WXEVX XLI IR
KMRI
4VIWW XLI W[MXGL XS VIPIEWI SV IRKEKI XLI TEVOMRK FVEOI
3** TSWMXMSR
i ;LIR ]SY TVIWW XLI W[MXGL XS XLI 3** TSWMXMSR XLI TEVOMRK FVEOI MW
VIPIEWIH
1MHHPI TSWMXSR
i -R XLMW TSWMXMSR ]SY GER WIPIGX XLI XVEZIP JYRGXMSRW
32 TSWMXMSR
i ;LIR ]SY W[MXGL XS XLI 32 TSWMXMSR XLI TEVOMRK FVEOI MW IRKEKIH
i ;LIR ]SY TVIWW XLI W[MXGL XS XLI q32r TSWMXMSR XLI XVEZIP HMVIGXMSR MW
W[MXGLIH XS RIYXVEP

8LI PE]SYX ERH JYRGXMSR SJ XLI W[MXGLIW SR WMHI GSRWSPI EVI HIWGVMFIH MR
XLMW WIGXMSR
8LI W[MXGLIW EVI FYMPX MRXS XLI WMHI GSRWSPI
8LI W[MXGLIW LEZI MRHMGEXSV PEQTW 8LIWI PMKLX YT [LIR XLI W[MXGLIW EVI
EGXMZEXIH
0-)&,)66 0
3TIVEXMSR
0E]SYX
'SRXVSPW SR XLI WMHI GSRWSPI

0MJX OMGOSYX W[MXGL 'SQJSVX GSRXVSP W[MXGL STXMSR
*PSEX TSWMXMSR W[MXGL EP
&YGOIX VIXYVRXSHMK W[MXGL -RHMGEXSV PEQTW JSV EYXSQEXMG
,]HVEYPMG UYMGOGLERKI HIZMGI 0, PYFVMGEXMRK W]WXIQ STXMSR
W[MXGL STXMSREP EP
)QIVKIRG] WXIIVMRK FYXXSR 7[MXGL JSV EYXSQEXMG 8;-2
)QIVKIRG] WXIIVMRK GLIGO MR PYFVMGEXMRK W]WXIQ STXMSREP
HMGEXSV PEQT &PS[IV QSXSV W[MXGL
;SVOMRK L]HVEYPMGW PSGOSYX %MV GSRHMXMSRMRK W[MXGL STXMSR
W[MXGL EP
13() FYXXSR (YQQ] TPYK WTEVI JSV STXMSR
6IEV [MRHWLMIPH [MTIV ERH EP IUYMTQIRX
[EWLIV W]WXIQ W[MXGL ,IEXIV ORSF
6MHI GSRXVSP W[MXGL STXMSREP
8LI MPPYWXVEXMSR EFSZI WLS[W HYQQ] TPYKW MR XLI TPEGI SJ STXMSREP
IUYMTQIRX
%GXMZEXMRK ERH HIEGXMZEXMRK XLI PMJX OMGOSYX
0MJX OMGOSYX W[MXGL
*MIPH GSPSYV i [LMXI
7[MXGLIW XLI PMJX OMGOSYX JYRGXMSR SR ERH SJJ
8LMW JYRGXMSR MW SRP] EZEMPEFPI SRGI XLI IRKMRI LEW WXEVXIH
;LIR ]SY TVIWW XLI W[MXGL E WSPIRSMH SR XLI TMPSX GSRXVSP HIZMGI MW
EGXMZEXIH
8LI 0-)&,)66 GSRXVSP PIZIV MW LIPH MR XLI VEMWIH PMJX EVQ TSWMXMSR F]
QEKRIXMG JSVGI YRXMP XLI PMQMX W[MXGL SR XLI JVSRX WIGXMSR W[MXGLIW SJJ XLI
WSPIRSMH MR XLI TMPSX GSRXVSP HIZMGI
0 0-)&,)66
3TIVEXMSR
%GXMZEXMRK ERH HIEGXMZEXMRK XLI JPSEX TSWMXMSR

*PSEX TSWMXMSR W[MXGL
7[MXGLIW XLI JPSEX TSWMXMSR JYRGXMSR SR SV SJJ
EGXMZEXIH
8LI 0-)&,)66 GSRXVSP PIZIV MW LIPH MR XLI JPSEX TSWMXMSR F] QEKRIXMG JSVGI
%GXMZEXMRK ERH HIEGXMZEXMRK XLI FYGOIX VIXYVRXSHMK

JYRGXMSR
&YGOIX VIXYVRXSHMK W[MXGL
7[MXGLIW XLI EYXSQEXMG FYGOIX VIXYVRXSHMK JYRGXMSR SR SV SJJ
EGXMZEXIH
8LI 0-)&,)66 GSRXVSP PIZIV MW LIPH MR XLI FYGOIX XMPXMR TSWMXMSR F]
QEKRIXMG JSVGI YRXMP XLI PMQMX W[MXGL SR XLI XMPX G]PMRHIV W[MXGLIW SJJ XLI
WSPIRSMH MR XLI TMPSX GSRXVSP HIZMGI
%GXMZEXMRK ERH HIEGXMZEXMRK XLI UYMGOGLERKI HIZMGI

8LMW IUYMTQIRX MW STXMSREP JSV QEGLMRIW [MXL > PMJX EVQW
8LMW IUYMTQIRX MW WXERHEVH JSV QEGLMRIW [MXL 4 PMJX EVQW
,]HVEYPMG UYMGOGLERKI HIZMGI W[MXGL
*MIPH GSPSYV i VIH
7[MXGLIW XLI L]HVEYPMG UYMGOGLERKI HIZMGI JYRGXMSR SR SV SJJ
8LI W[MXGL MW WIGYVIH [MXL E PSGO XS TVIZIRX EGXYEXMSR F] QMWXEOI &I
JSVI EGXYEXMSR VIPIEWI XLI PSGO
i % WSPIRSMH ZEPZI MW EGXMZEXIH
i % [EVRMRK WMKREP MR XLI WMHI GSRWSPI EPWS WSYRHW
i %HMXMSREP EGXMZEXMSR SJ XLI [SVOMRK SV WXIIVMRK L]HVEYPMGW GEYWIW XLI
PSGOMRK QIGLERMWQ SJ XLI UYMGOGLERKI HIZMGI XS VIXVEGX
%GXMZEXMRK ERH HIEGXMZEXMRK XLI IQIVKIRG] WXIIVMRK

)QIVKIRG] WXIIVMRK FYXXSR
*MIPH GSPSYV i VIH
7XEVXW ERH VIWXEVXW XLI IQIVKIRG] GSRXVSP TYQT JSV IQIVKIRG] WXIIVMRK
JYRGXMSRW
;LIR XLI MKRMXMSR MW W[MXGLIH SR TVIWW ERH LSPH XLI FYXXSR XS WXEVX XLI
IQIVKIRG] WXIIVMRK TYQT
'SRXMRYSYW STIVEXMSR SJ XLI IQIVKIRG] WXIIVMRK TYQT [MPP SZIVLIEX XLI
TYQT QSXSV 8LI XLIVQSWXEX MR XLI TYQT QSXSV EYXSQEXMGEPP] W[MXGLIW SJJ
XLI IQIVKIRG] WXIIVMRK TYQT MJ MX SZIVLIEXW
7II XLI WIGXMSR SR IQIVKIRG] STIVEXMSR MR GLETXIV
0-)&,)66 0
3TIVEXMSR
)QIVKIRG] WXIIVMRK MRHMGEXSV

)QIVKIRG] WXIIVMRK GLIGO MRHMGEXSV PEQT
*MIPH GSPSYV i VIH
(MWTPE] JYRGXMSR
i ;LIR ]SY WXEVX XLI IRKMRI XLI MRHMGEXSV PEQT PMKLXW YT JSV JSYV WIG
SRHW
8LI IQIVKIRG] WXIIVMRK TYQT GLIGO XEOIW TPEGI HYVMRK XLMW XMQI
;EVRMRK JYRGXMSRW
i -J XLI IQIVKIRG] WXIIVMRK TYQT GLIGO JEMPW XLI PEQT VIQEMRW SR YRXMP
]SY W[MXGL SJJ XLI MKRMXMSR
7[MXGL SJJ XLI QSXSV ERH VIGXMJ] XLI TVSFPIQ GSRXEGX 0-)&,)66
'97831)6 7)6:-')
%GXMZEXMRK ERH HIEGXMZEXMRK XLI [SVOMRK L]HVEYPMGW PSGOSYX

;SVOMRK L]HVEYPMGW PSGOSYX W[MXGL
(MWEFPIW ERH IREFPIW XLI [SVOMRK L]HVEYPMGW JYRGXMSRW
8LI W[MXGL LEW E W[MXGL JYRGXMSR E ERH E FYXXSR JYRGXMSR F

E7[MXGL JYRGXMSR
i 4VIWW XLI W[MXGL XS EGXMZEXI SV HIEGXMZEXI XLI [SVOMRK L]HVEYPMGW PSG
OSYX
F&YXXSR JYRGXMSR [MXL XLI MKRMXMSR W[MXGLIH SJJ

i ;LIR ]SY TVIWW XLI W[MXGL F ERH EX XLI WEQI XMQI STIVEXI XLI 0,
GSRXVSP PIZIV ]SY GER PS[IV XLI PMJX EVQW ERH XMPX SYX XLI FYGOIX [LMPI
XLI MKRMXMSR MW W[MXGLIH SJJ
7[MXGLMRK FIX[IIR XLI XVEZIP WTIIH GPSGO ERH WIVZMGI

LSYVW
13() FYXXSR 0'(
7[MXGLIW XLI HMWTPE] FIX[IIR XLI XVEZIP WTIIH GPSGO ERH WIVZMGI LSYVW
7[MXGLMRK XS XLI GPSGO 4VIWW XLI FYXXSR SRGI XS W[MXGL XLI 0'( HMWTPE] XS XLI GPSGO
7IXXMRK XLI GPSGO
i 4VIWW ERH LSPH HS[R XLI 13() FYXXSR YRXMP XLI GSVVIGX XMQI MW WLS[R
7[MXGLMRK XS WIVZMGI LSYVW 4VIWW XLI FYXXSR X[MGI XS W[MXGL XLI 0'( HMWTPE] XS WIVZMGI LSYVW
0 0-)&,)66
3TIVEXMSR
7[MXGLMRK XLI VIEV [MRHWLMIPH [MTIV ERH [EWLIV W]WXIQ SR

ERH SJJ
6IEV [MRHWLMIPH [MTIV ERH [EWLIV W]WXIQ W[MXGL
7[MXGLIW XLI [MRHWLMIPH [MTIV ERH [EWLIV W]WXIQ JSV XLI VIEV [MRHS[ SR
SV SJJ
8LI W[MXGL LEW E W[MXGL JYRGXMSR ERH E FYXXSR JYRGXMSR

7[MXGL JYRGXMSRW
i 7[MXGL XS TSWMXMSR JSV [MTMRK
i 4VIWW XS TSWMXMSR JSV [EWLMRK
7[MXGLMRK VMHI GSRXVSP 0*( W]WXIQ SR SV SJJ

6MHI GSRXVSP W[MXGL
7[MXGLIW XLI VMHI GSRXVSP W]WXIQ SR SV SJJ
7[MXGLMRK GSQJSVX GSRXVSP SR ERH SJJ

'SQJSVX GSRXVSP W[MXGL
7[MXGLIW XLI GSQJSVX GSRXVSP JYRGXMSR SR SV SJJ
(YQQ] TPYK
(YQQ] TPYK
6IWIVZI JSV EHHMXMSREP JYRGXMSRW
*SV I\EQTPI
i -RHMGEXSV PEQTW JSV EYXSQEXMG 0, PYFVMGEXMRK W]WXIQ
i SV FYXXSR JSV EYXSQEXMG 8;-2 PYFVMGEXMRK W]WXIQ
7[MXGLMRK XLI FPS[IV SR ERH SJJ

&PS[IV QSXSV W[MXGL
*YRGXMSRW
i 7[MXGLIW XLI FPS[IV SR SV SJJ
i 6IKYPEXIW XLI FPS[IV PIZIPW JSV XLI LIEXMRK ZIRXMPEXMSR ERH EMV GSR
HMXMSRMRK W]WXIQW
&PS[IV WTIIHW
d 4SWMXMSR i 3JJ
d 4SWMXMSR i ;IEO EMV JPS[
d 4SWMXMSR i 1IHMYQ EMV JPS[
d 4SWMXMSR i 7XVSRK EMV JPS[
0-)&,)66 0
3TIVEXMSR
7[MXGLMRK XLI EMVGSRHMXMSRMRK SR ERH SJJ

%MVGSRHMXMSRMRK W[MXGL
7[MXGL SR XLI FPS[IV QSXSV FIJSVI TVIWWMRK XLMW W[MXGL
7[MXGLIW XLI EMVGSRHMXMSRMRK W]WXIQ SR SV SJJ
%HNYWXMRK XLI LIEXIV

,IEXIV ORSF
6IKYPEXIW XLI XIQTIVEXYVI
0-)&,)66 GSRXVSP PIZIV

8LMW WIGXMSR HIWGVMFIW XLI HIWMKR ERH JYRGXMSR SJ XLI 0-)&,)66 GSRXVSP
PIZIV
0E]SYX
0, GSRXVSP PIZIV
4MPSX GSRXVSP PIZIV %HHMXMSREP IUYMTQIRX FYXXSR
%HHMXMSREP IUYMTQIRX FYXXSR 8VEZIP HMVIGXMSR FYXXSR
%HHMXMSREP IUYMTQIRX FYXXSR
%PXIVREXMZI ZIVWMSRW
i 8LI WXERHEVH 0-)&,)66 GSRXVSP PIZIV LEW RS FYXXSR JSV EHHMXMSREP
IUYMTQIRX
i % 0-)&,)66 GSRXVSP PIZIV [MXL E FYXXSR JSV EHHMXMSREP IUYMTQIRX MW
STXMSREP
9WI XLI 0-)&,)66 GSRXVSP PIZIV 0, GSRXVSP PIZIV XS GSRXVSP XLI XVEZIP
HMVIGXMSR ERH QSZIQIRXW SJ XLI [SVOMRK EXXEGLQIRX ERH STXMSREP EXXEGL
QIRXW
0 0-)&,)66
3TIVEXMSR
7[MXGLMRK XLI XVEZIP HMVIGXMSR

8LI XVEZIP HMVIGXMSR GERRSX FI WIPIGXIH [LMPI XLI TEVOMRK FVEOI MW IRKEKIH
4VIWW XLI FYXXSR SR XLI 0, GSRXVSP PIZIV XS GLERKI XLI XVEZIP HMVIGXMSR
7II XLI WIGXMSR SR HVMZMRK MR GLETXIV
0, GSRXVSP PIZIV
8VEZIP HMVIGXMSR FYXXSR 6 ! 6IZIVWI XVEZIP HMVIGXMSR
* ! *SV[EVH XVEZIP HMVIGXMSR
d 7IPIGXMRK XLI XVEZIP HMVIGXMSR

4VIWW XLI FYXXSR EGGSVHMRK XS XLI HMVIGXMSR ]SY [ERX XS XVEZIP MR
7]QFSP JMIPHW EVI YWIH XS WLS[ XLI WIPIGXIH XVEZIP HMVIGXMSR SR XLI
MRWXVYQIRX TERIP MR XLI HMWTPE] YRMX
7II XLI WIGXMSR SR XLI HMWTPE] YRMX MR GLETXIV
7IPIGXMRK RIYXVEP XVEZIP HMVIGXMSR
d 4VIWW XVEZIP VERKI ERH RIYXVEP FYXXSR
SV
4VIWW XLI TEVOMRK FVEOI W[MXGL
238) 8LI TVSGIHYVI MW HIWGVMFIH MR HIXEMP MR XLI WIGXMSR SR W[MXGLIW SR
XLI MRWXVYQIRX TERIP MR GLETXIV
;EVRMRK 8LIVI MW E VMWO SJ MRNYVMIW MJ XLI WIEX FIPX MW RSX JEWXIRIH

-J XLI QEGLMRI MW FVEOIH SV WXSTW EFVYTXP] XLI HVMZIV QE] WYJJIV WIZIVI
MRNYVMIW MJ LI MW RSX [IEVMRK E WIEX FIPX
QEGLMRI
;LIR WIPIGXMRK RIYXVEP XVEZIP HMVIGXMSR

i 4VIWW XLI XVEZIP HMVIGXMSR ERH RIYXVEP FYXXSR XS L]HVSWXEXMGEPP] FVEOI XLI
QEGLMRI
i 4VIWW XLI TEVOMRK FVEOI W[MXGL XS EFVYTXP] FVEOI XLI QEGLMRI
0-)&,)66 0
3TIVEXMSR
'SRXVSPPMRK XLI [SVOMRK EXXEGLQIRX

8LI KVMT SJ XLI 0, GSRXVSP PIZIV MW QIGLERMGEPP] PMROIH XS XLI TMPSX GSRXVSP
HIZMGI HMVIGXP] YRHIVRIEXL MX
(MVIGXMSRW SJ QSZIQIRX SJ XLI 0, GSRXVSP PIZIV

E &EGO G 0IJX
F *SV[EVH XS EGXMSR TSMRX H 6MKLX
F *SV[EVH XS PMQMX IL (MEKSREP
d 'SRXVSP XLI [SVOMRK EXXEGLQIRX F] QSZMRK XLI 0, GSRXVSP PIZIV
1SZIQIRXW SJ XLI 0, GSRXVSP PIZIV ERH EWWSGMEXIH JYRGXMSRW

E i 6EMWIW XLI PMJX EVQ
F i 2SVQEP PS[IVMRK JYRGXMSR i XLI PMJX EVQ MW PS[IVIH WPS[P]
F i *EWX PS[IVMRK JYRGXMSR i XLI PMJX EVQ MW PS[IVIH UYMGOP]
F i *PSEX TSWMXMSR i XLI PMJX EVQW EVI UYMGOP] PS[IVIH ERH PE] SR XLI
KVSYRH YRHIV XLIMV S[R [IMKLX
G i 8MPXW XLI FYGOIX MR
H i 8MPXW XLI FYGOIX SYX
I i 6EMWIW XLI PMJX EVQ [LMPI XMPXMRK XLI FYGOIX MR
J i 0S[IVW XLI PMJX EVQ [LMPI XMPXMRK XLI FYGOIX SYX
K i 6EMWIW XLI PMJX EVQ [LMPI XMPXMRK XLI FYGOIX SYX
L i 0S[IVW XLI PMJX EVQ [LMPI XMPXMRK XLI FYGOIX MR
'SRXVSP PIZIV JSV EHHMXMSREP [SVOMRK JYRGXMSRW

8LI GSRXVSP PIZIV JSV EHHMXMSREP [SVOMRK JYRGXMSRW EHHMXMSREP GSRXVSP PIZIV
MW MRWXEPPIH XS XLI VMKLX SJ XLI 0, GSRXVSP PIZIV MR XLI MRWXVYQIRX TERIP
0 0-)&,)66
3TIVEXMSR
'SRXVSPPMRK XLI STXMSREP EXXEGLQIRX

-J ER STXMSREP EXXEGLQIRX [MXL ER MRHITIRHIRX GSRXVSP GMVGYMX MW EXXEGLIH XS
XLI PMJX EVQ MX MW GSRXVSPPIH F] XLI EHHMXMSREP GSRXVSP PIZIV
(MVIGXMSRW SJ QSZIQIRX SJ XLI EHHMXMSREP GSRXVSP PIZIV

E i &EGO F i *SV[EVH
d =SY GER GSRXVSP XLI STXMSREP EXXEGLQIRX YWMRK XLI EHHMXMSREP GSRXVSP
PIZIV
1SZIQIRXW SJ XLI EHHMXMSREP GSRXVSP PIZIV ERH EWWSGMEXIH JYRGXMSRW
Ei JYRGXMSR HITIRHW SR XLI X]TI SJ STXMSREP IUYMTQIRX EXXEGLIH
Fi JYRGXMSR HITIRHW SR XLI X]TI SJ STXMSREP IUYMTQIRX EXXEGLIH
d 1EOI WYVI ]SY EVI JEQMPMEV [MXL XLI STIVEXMSR SJ XLI STXMSREP
EXXEGLQIRX MRWXEPPIH
6IJIV XS XLI WIGXMSR SR STIVEXMSR SV XS XLI STIVEXMRK QERYEP JSV
EHHMXMSREP IUYMTQIRX

8LI HVMZIVW GEF MW IUYMTTIH [MXL E [EVQ [EXIV LIEXMRK W]WXIQ
% XLVIIPIZIP VEHMEP FPS[IV ZIRXMEPXIW XLI GEF

%R EMV JMPXIV JMXXIH MR XLI JVIWL EMVVIGMVGYPEXIH EMV HYGX MR JVSRX SJ XLI FPS[IV
JMPXIVW HYWX ERH SXLIV HMVX SYX SJ XLI EMV XEOIR MR
% PIZIV MR XLI VIEV VMKLX SJ XLI GEF [LMGL MW MW GSRRIGXIH XS XLI EMV JPET
EPPS[W ]SY XS W[MXGL FIX[IIR JVIWL EMV ERH GEF EMV GMVGYPEXMSR
1EOI WYVI XLEX
i 8LI WLYXSJJ ZEPZIW SR XLI XLIVQSWXEX LSYWMRK SJ XLI HMIWIP IRKMRI EVI
STIR
i 8LI QEGLMRIW IPIGXVMGEP W]WXIQ MW W[MXGLIH SR
i 8LI RS^^PIW JSV XLI EMV JPS[ EVI STIR
*SV I\EQTPI XS[EVHW XLI HVMZIV JVSRX [MRHWLMIPH SV VIEV [MRHS[
0-)&,)66 0
3TIVEXMSR
6IKYPEXMRK XLI XIQTIVEXYVI

8LI XIQTIVEXYVI GER FI EHNYWXIH TVSKVIWWMZIP]
,IEXIV GSRXVSPW
&PS[IV QSXSV W[MXGL ,IEXIV ORSF
d 7[MXGL SR XLI FPS[IV 1SZI XLI FPS[IV QSXSV W[MXGL XS TSWMXMSR

8LI EMV MW FPS[R MRXS XLI GEF XLVSYKL RS^^PIW
d 8S VIKYPEXI XLI XIQTIVEXYVI 8YVR XLI LIEXIV ORSF XS XLI VIUYMVIH

TSWMXMSR
/RSF TSWMXMSR
i &PYI JSV GSPH EMV
i 6IH JSV LSX EMV
d 8S WTIIH YT XLI [EVQMRK TVSGIWW

8YVR XLI LIEXIV ORSF EPP XLI [E] XS XLI VMKLX %X XLI WEQI XMQI QSZI
XLI EMV JPET PIZIV XS TSWMXMSR E JSV VIGMVGYPEXMSR ERH XYVR XLI FPS[IV
QSXSV W[MXGL XS TSWMXMSR 7II EPWS XLI WIGXMSRW SR VIKYPEXMRK XLI
FPS[IV ERH XLI EMV WYTTP]
%HNYWXMRK XLI FPS[IV

8LI FPS[IV QSXSV ORSF W[MXGLIW XLI FPS[IV SR ERH SJJ
&PS[IV WTIIHW
4SWMXMSR i 3JJ
4SWMXMSR i ;IEO EMV JPS[
4SWMXMSR i 1IHMYQ EMV JPS[
4SWMXMSR i 7XVSRK EMV JPS[
d 8YVR XLI FPS[IV QSXSV ORSF XS XLI VIUYMVIH TSWMXMSR

8LI EMV MW FPS[R MRXS XLI GEF XLVSYKL RS^^PIW
0 0-)&,)66
3TIVEXMSR
6IKYPEXMRK XLI EMV WYTTP]
8LI EMV JPET PIZIV MW FILMRH XLI HVMZIVW WIEX XS XLI VMKLX
0IZIV TSWMXMSRW
4SWMXMSR E i GMVGYPEXIH EMV
4SWMXMSR F i JVIWL EMV
d 8S W[MXGL FIX[IIR JVIWL EMV ERH GMVGYPEXIH EMV 1SZI XLI PIZIV XS XLI
VIUYMVIH TSWMXMSR
%MVGSRHMXMSRMRK W]WXIQ

8LI EMV XEOIR MR MW JMPXIVIH XLVSYKL E HV] JMPXIV IPIQIRX
8LI JMPXIVIH EMV MW HMVIGXIH MRXS XLI GEF ZME XLI IZETSVEXSV LIEX I\GLERKIV
ERH EHNYWXEFPI SYXPIX RS^^PIW
9WMRK XLI EMVGSRHMXMSRMRK W]WXIQ

-R SVHIV XS IRWYVI XLEX XLI EMVGSRHMXMSRMRK W]WXIQ VIQEMRW MR KSSH [SVOMRK
SVHIV MX MW EHZMWEFPI XS W[MXGL MX SR IZIV] HE]W
;LIR XLI EMVGSRHMXMSRMRK W]WXIQ MW MR YWI XLI WLEJX WIEP VMRK MR XLI
EMVGSRHMXMSRMRK GSQTVIWWSV MW PYFVMGEXIH 8LMW TVIZIRXW GSSPERX IWGETMRK
JVSQ XLI EMVGSRHMXMSRMRK GSQTVIWWSV
-R SVHIV XS W[MXGL SR XLI EMVGSRHMXMSRMRK W]WXIQ
i 8LI IRKMRI QYWX FI VYRRMRK
i 8LI FPS[IV W[MXGL QYWX FI WIX XS EX PIEWX PIZIP
i 8LI XIQTIVEXYVI MR XLI GEF QYWX FI EFSZI ' FIPS[ XLMW XIQTIVE
XYVI XLI XLIVQSWXEX MR MR XLI IZETSVEXSV MW W[MXGLIH SJJ
7[MXGLMRK SR XLI EMVGSRHMXMSRMRK W]WXIQ

d 4VIWW XLI EMVGSRHMXMSRMRK W[MXGL
8LI W[MXGL W]QFSP PMKLXW YT XS MRHMGEXI XLEX XLI JYRGXMSR MW EGXMZI
0-)&,)66 0
3TIVEXMSR
8LI GEF XIQTIVEXYVI MW VIKYPEXIH F] QM\MRK MR LSX EMV WYTTPMIH F] XLI

LIEXIV
d 7IX XLI LIEXIV ORSF EW VIUYMVIH
8YVR GPSGO[MWI ! [EVQIV
8YVR ERXMGPSGO[MWI ! GSPHIV
'SSPMRK XLI EMV MR XLI GEF
d -J LIEX LEW FYMPX YT MR XLI GEF

JMVWX EMV XLI GEF XLSVSYKLP]
8S EGLMIZI QE\MQYQ GSSPMRK MR XLI GEF XEOI XLI JSPPS[MRK WXITW

i 7IX XLI LMKLIWX FPS[IV WTIIH
i 8YVR XLI LIEXIV ORSF EPP XLI [E] XS XLI PIJX
i 'PSWI XLI GEF HSSVW ERH [MRHS[W
i 7[MXGL XLI EMV JPET PIZIV XS GMVGYPEXIH EMV
d 8YVR SR XLI EMVGSRHMXMSRMRK W]WXIQ YWMRK XLI W[MXGL
6ILIEX QSHI
3R GSPH HEQT HE]W ]SY GER YWI XLI EMVGSRHMXMSRMRK W]WXIQ XS HI
LYQMHMJ] SYX XLI GEF EMV
d 8S HILYQMHMJ] XLI GEF EMV W[MXGL SR XLI EMVGSRHMXMSRMRK W]WXIQ MR
EHHMXMSR XS XLI LIEXIV
8LI [MRHS[W EVI TVIZIRXIH JVSQ WXIEQMRK YT F] XLI QSMWXYVI MR XLI EMV
GSRHIRWMRK SR XLI GSSP IZETSVEXSV ERH XLIR VYRRMRK SYX MRXS XLI HVMT XVE]
MR XLI JSVQ SJ [EXIV
7[MXGLMRK SJJ XLI EMVGSRHMXMSRMRK W]WXIQ

d 8S W[MXGL SJJ XLI EMVGSRHMXMSRMRK W]WXIQ TVIWW XLI EMVGSRHMXMSRMRK
W]WXIQ W[MXGL
;LIR XLI JYRGXMSR MW W[MXGLIH SJJ XLI PMKLX MR XLI W[MXGL W]QFSP KSIW SYX
0 0-)&,)66
3TIVEXMSR
-RXIVMSV GEF PMKLXMRK

8LI MRXIVMSV PMKLXMRK MW QSYRXIH GIRXVEPP] MR XLI XST SJ XLI GEF
7[MXGLMRK XLI MRXIVMSV PMKLXMRK SR ERH SJJ
-RXIVMSV PMKLXMRK
-RXIVMSV PMKLXMRK -RXIVMSV PMKLXMRK W[MXGL
6IEHMRK PEQT 6IEHMRK PEQT W[MXGL
d 8S W[MXGL XLI MRXIVMSV PMKLXMRK SR SV SJJ TVIWW XLI W[MXGL

d 8S W[MXGL XLI VIEHMRK PEQT SR SV SJJ TVIWW XLI W[MXGL
d 7IX XLI FIEQ SJ XLI VIEHMRK PEQT EW VIUYMVIH F] XYVRMRK XLI VIEHMRK
PEQT

8LI HVMZIVtW GEF MW IUYMTTIH [MXL SRI MRXIVMSV ERH X[S I\XIVMSV QMVVSVW
%HNYWXMRK XLI QMVVSVW
%HNYWXMRK XLI QMVVSVW

)\XIVMSV QMVVSV -RXIVMSV QMVVSV
d %PP QMVVSVW GER FI EHNYWXIH MRHMZMHYEPP]
7YR ZMWSV

8LI HVMZIVW GEF MW IUYMTTIH [MXL E WYR ZMWSV
0-)&,)66 0
3TIVEXMSR
%HNYWXMRK XLI WYR ZMWSV
%HNYWXMRK XLI WYR ZMWSV
d %HNYWX XLI WYR ZMWSV EGGSVHMRK XS ]SYV MRHMZMHYEP VIUYMVIQIRXW F]

TYPPMRK MX YT SV HS[R
;MRHWLMIPH [MTIV ERH [EWLIV W]WXIQ
0E]SYX
8LI QEGLMRI LEW ER IPIGXVMG [MRHWLMIPH [EWLIV ERH [MTIV W]WXIQ JSV XLI
JVSRX ERH VIEV [MRHWLMIPHW
)WWIRXMEPP] MX GSRWMWXW SJ XLI GSRXVSPW XLI [MRHWLMIPH [MTIVW XLI VIWIVZSMV
ERH TYQTW ERH XLI SYXPIX RS^^PIW JSV XLI [EWLMRK JPYMH
8LI [MTIV ERH [EWLIV W]WXIQW JSV XLI JVSRX ERH VIEV [MRHWLMIPH YWI E
WLEVIH [EWLIV JPYMH VIWIVZSMV
2SRVIXYVR ZEPZIW EVI JMXXIH MR XLI [EWLMRK JPYMH LSWIW XS XLI SYXPIX
RS^^PIW
8LI W[MXGLIW JSV XLI JVSRX [EWLIV ERH [MTIV W]WXIQ EVI SR XLI WXIIVMRK
GSPYQR W[MXGL
8LI W[MXGLIW JSV XLI VIEV [EWLIV ERH [MTIV W]WXIQ EVI MR XLI VMKLXLERH
WMHI GSRWSPI 8LIVI MW E WTVMRKEGXMSR FYXXSR JSV EGXMZEXMRK XLI [EWLIV JPYMH
TYQT
%GXMZEXMRK XLI [MRHWLMIPH [MTIV ERH [EWLIV W]WXIQ

1EOI WYVI XLEX XLI IPIGXVMGEP W]WXIQ MW W[MXGLIH SR FIJSVI YWMRK XLI [MTIV
ERH [EWLIV W]WXIQ
0 0-)&,)66
3TIVEXMSR
9WMRK XLI JVSRX [MRHWLMIPH [MTIV ERH [EWLIV W]WXIQ

&YXXSR L ;MRHWLMIPH [MTIV ERH [EWLIV
,ERHPI W]WXIQ EGXMZEXMSR
H ;MRHWLMIPH [MTIV EGXMZEXMSR
d 8S [MTI XLI [MRHS[ 8YVR XLI LERHPI XS XLI VIUYMVIH TSWMXMSR . i - i

--
d 8S [EWL XLI [MRHS[ TVIWW XLI FYXXSR SR XLI WXIIVMRK GSPYQR
W[MXGL
;EWLIV JPYMH MW WTVE]IH SRXS XLI JVSRX [MRHWGVIIR XLVSYKL XLI SYXPIX
RS^^PIW
9WMRK XLI VIEV [MRHWLMIPH [MTIV ERH [EWLIV W]WXIQ

7[MXGL SR XLI [MRHWLMIPH [MTIV ERH [EWLIV W]WXIQ F] TVIWWMRK XLI
W[MXGL

6IEV [MRHWLMIPH [MTIV ERH
[EWLIV W]WXIQ W[MXGL
d 8S [MTI XLI [MRHS[ TVIWW XLI W[MXGL SRGI

8LI VIEV [MRHWLMIPH [MTIV MW EGXMZEXIH
d 8ST [MTI ERH [EWL XLI [MRHS[ TVIWW XLI W[MXGL EKEMR ERH LSPH MX
HS[R
;EWLIV JPYMH MW WTVE]IH SRXS XLI VIEV [MRHWGVIIR XLVSYKL ER SYXPIX RS^^PI
d 8S W[MXGL SJJ XLI [MRHWGVIIR [EWLIV VIPIEWI XLI W[MXGL
d 8S W[MXGL SJJ XLI [MRHWGVIIR [MTIV TYWL XLI W[MXGL FEGO
0-)&,)66 0
3TIVEXMSR
0E]SYX

6IWIVZSMV [MXL JMPPMRK MRPIX 'SZIV
8LI VIWIVZSMV MW SR XLI PIJX WMHI SJ XLI GEF FILMRH XLI GSZIV
8STTMRK YT [EWLIV JPYMH

8LI JMPPMRK UYERXMX] MW PMXVIW
d 3TIR XLI GSZIV
d 8ST YT [MXL WXERHEVH [MRHWLMIPH [EWLIV JPYMH EW RIGIWWEV]
'EYXMSR -GI GER HEQEKI XLI [MRHWLMIPH [MTIV ERH [EWLIV W]WXIQ
-GMRK YT GER HEQEKI XLI [MRHWGVIIR [MTIV ERH [EWLIV W]WXIQ ERH GEYWI
MX XS JEMP % HMVX] JVSRX SV VIEV [MRHWGVIIR MW E WEJIX] LEÊVH
7GVETI WRS[ ERH MGI JVSQ XLI [MRHWLMIPH FIJSVI HVMZMRK
=SY QYWX TVSXIGX XLI [MRHWLMIPH [MTIV ERH [EWLIV W]WXIQ YWMRK ERXM
JVIIÎ
d 9WI GSQQIVGMEPP] EZEMPEFPI [MRHWGVIIR ERXMJVIIÎ

d 8ST YT [MXL ER ETTVSTVMEXI UYERXMX] SJ ERXMJVIIÎ FIJSVI XLI [MRXIV
WXEVXW
0-)&,)66 EYXSQEXMG PYFVMGEXMSR W]WXIQ

0 0-)&,)66
3TIVEXMSR
0E]SYX
8LI GIRXVEP PYFVMGEXMSR TYQT [MXL MXW XVERWTEVIRX VIWIVZSMV ERH MRXIKVEXIH
IPIGXVSRMG GSRXVSP YRMX MW MRWXEPPIH SR XLI PIJXLERH WMHI SJ XLI QEGLMRI
8[S MRHMGEXSV PEQTW EVI TSWMXMSRIH MR XLI GEF SR XLI VMKLX WMHI SJ XLI
MRWXVYQIRX TERIP
%YXSQEXMG PYFVMGEXMSR W]WXIQ

'IRXVEP PYFVMGEXMSR TYQT 2SRWGLIHYPIH PYFVMGEXMSR FYX
8VERWTEVIRX GSRXEMRIV XSR
0YFVMGERX WYTTP] PMRIW
8LI EYXSQEXMG GIRXVEP PYFVMGEXMSR W]WXIQ GSRWMWXW SJ

i 8LI GIRXVEP PYFVMGEXMSR TYQT [MXL E XVERWTEVIRX GSRXEMRIV ERH ER
MRXIKVEXIH GSRXVSP YRMX
i 8LI MRHMGEXSV PEQTW
i 8LI IPIGXVMG FYXXSR
JSV RSRWGLIHYPIH PYFVMGEXMSR
i 3RI TVMQEV] ERH WIZIVEP WIGSRHEV] HMWXVMFYXSVW ERH XLI PYRVMGERX PMRIW
&EWMG JYRGXMSR
8LI 0-)&,)66 EYXSQEXMG GIRXVEP PYFVMGEXMSR W]WXIQ MW E TVSKVIWWMZI W]W
XIQ
-X PYFVMGEXIW TVSKVIWWMZIP] MI EPP PYFVMGEXMRK TSMRXW MR WYGGIWWMSR
8LI GIRXVEP KVIEWI TYQT TYQTW XLI PYFVMGERX XLVSYKL EPP XLI WYTTP] PMRIW
ERH XLVSYKL SRI QEMR ERH WIZIVEP WIGSRHEV] HMWXVMFYXSVW XS XLI PYFVMGEXMSR
TSMRXW
% TVIWWYVI VIPMIJ ZEPZI ERH E G]GPI IRGSHIV SR XLI QEMR HMWXVMFYXSV QSRMXSV
XLI PYFVMGEXMSR SJ XLI MRHMZMHYEP PYFVMGEXMSR TSMRXW
0-)&,)66 0
3TIVEXMSR
0YFVMGEXMSR ERH G]GPI XMQIW

8LI MRXIKVEXIH GSRXVSP YRMX IPIGXVSRMGEPP] GSRXVSPW XLI GIRXVEP PYFVMGEXMSR
W]WXIQ
)4XVSRMG GSRXVSPPIV
2SRWGLIHYPIH PYFVMGEXMSR FYX ']GPI XMQI HMWTPE] ERH WIXXMRK
XSR 0YFVMGEXMSR XMQI HMWTPE] ERH
6IH 0)( WIXXMRK G]GPIW
+VIIR 0)( 'SRRIGXMSR GEFPI
8LI KVIIR 0)( PMKLXW YT JSV WIGSRHW EJXIV XLI MKRMXMSR MW W[MXGLIH SR
MRHMGEXMRK XLEX XLI W]WXIQ MW VIEH]
=SY GER EPWS W[MXGL SR XLI TYQT QERYEPP] JSV SRI PYFVMGEXMSR G]GPI YWMRK
XLI RSRWGLIHYPIH PYFVMGEXMSR FYXXSR
8LI TYQT QSXSV W[MXGLIW SJJ EXIV XLI WIX PYFVMGEXMSR XMQI G]GPI
%PP JYVXLIV PYFVMGEXMSR G]GPIW JSPPS[ EYXSQEXMGEPP] MR E TEXXIVR HIXIVQMRIH F]
XLI WIX G]GPI XMQI
-J ]SY W[MXGL SJJ XLI MKRMXMSR HYVMRK XLI PYFVMGEXMSR SV G]GPI XMQI XLI
GSRXVSPPIV WXSTW XLI XMQI ERH WEZIW MX ;LIR ]SY XYVR XLI MKRMXMSR SR EKEMR
XLI GSRXVSPPIV VIEHW XLI HEXE JVSQ MXW QIQSV] ERH GSRXMRYIW XLI JYRGXMSR
[LIVI MX [EW MRXIVVYTXIH
(IWGVMTXMSR :EPYI 9RMX

(IJEYPX PYFVMGEXMSR XMQI ']GPIW
(IJEYPX G]GPI XMQI L
%HNYWXEFPI PYFVMGEXMSR XMQI QMR ']GPIW
QE\ ']GPIW
%HNYWXEFPI G]GPI XMQI QMR L
QE\ L
0YFVMGEXMSR ERH G]GPI XMQI
0 0-)&,)66
3TIVEXMSR
*YRGXMSR XIWX
8LIVI EVI X[S MRHMGEXSV PEQTW MR XLI WMHI GSRWSPI SJ XLI GEF XS WLS[ XLI
WXEXYW SJ XLI GIRXVEP PYFVMGEXMSR W]WXIQ
8LI JYRGXMSRW SJ XLI MRHMGEXSV PEQTW GSVVIWTSRH XS XLSWI SJ XLI 0)(W SR
XLI GSRXVSPPIV
'SRXVSPW SR XLI WMHI GSRWSPI

']GPI IVVSV MRHMGEXSV PEQT 0YFVMGEXMSR MRHMGEXSV PEQT
(MWTPE] JYRGXMSR SJ XLI VIH MRHMGEXSV PEQT

i *PEWLIW EJXIV E G]GPI IVVSV
WIGSRH SR WIGSRH SJJ
7II XLI WIGXMSR SR XVSYFPIWLSSXMRK JSV XLI 0-)&,)66 EYXSQEXMG PY
FVMGEXMSR W]WXIQ MR GLETXIV
(MWTPE] JYRGXMSRW SJ XLI KVIIR MRHMGEXSV PEQT

i 0MKLXW YT JSV WIGSRHW EJXIV XLI MKRMXMSR MW W[MXGLIH SR MRHMGEXMRK
XLEX XLI GIRXVEP PYFVMGEXMSR W]WXIQ MW VIEH]
i 0MKLXW YT HYVMRK XLI IRXMVI PYFVMGEXMSR TVSGIWW
i *PEWLIW EJXIV E G]GPI IVVSV
WIGSRH SR WIGSRH SJJ
7II XLI WIGXMSR SR XVSYFPIWLSSXMRK JSV XLI 0-)&,)66 EYXSQEXMG PY
FVMGEXMSR W]WXIQ MR GLETXIV
3TIVEXMRK XLI GIRXVEP PYFVMGEXMSR W]WXIQ
9WMRK XLI FYXXSR SR XLI IRKMRI LSYWMRK ]SY GER TIVJSVQ RSRWGLIHYPIH
PYFVMGEXMSR EX ER] XMQI
(IJEYPX WIXXMRK JSV XLI PYFVMGEXMSR ERH G]GPI XMQI
i 7II XLI WIGXMSR SR PYFVMGEXMSR ERH G]PI XMQIW JSV XLI 0-)&,)66
EYXSQEXMG PYFVMGEXMSR W]WXIQ MR GLETXIV
0-)&,)66 0
3TIVEXMSR
*MPPMRK XLI VIWIVZSMV
8LI KVIEWI JMXXMRK MW YWIH XS JMPP XLI VIWIVZSMV

+VIEWI WTIGMJMGEXMSRW
i 7II XLI PYFVMGERXW ERH JYIPW PMWXIH MR GLETXIV
8;-2 EYXSQEXMG PYFVMGEXMSR W]WXIQ

0E]SYX
8LI GIRXVEP PYFVMGEXMSR TYQT MW JMXXIH SR XLI PIJX WMHI SJ XLI QEGLMRI MR XLI
EVXMGYPEXMSR ^SRI FILMRH XLI GEF EGGIWW
8LI GSRXVSP IPIQIRX MW QSYRXIH SR XLI VMKLX WMHI SJ XLI HVMZIVW GEF SR XLI
MRWXVYQIRX TERIP

'IRXVEP PYFVMGEXMSR TYQT 2SRWGLIHYPIH PYFVMGEXMSR FYX
8VERWTEVIRX GSRXEMRIV XSR
0YFVMGERX WYTTP] PMRIW *MPPMRK GSYTPMRK [MXL TVSXIGXMZI
GSZIV
0 0-)&,)66
3TIVEXMSR
8LI EYXSQEXMG GIRXVEP PYFVMGEXMSR W]WXIQ GSRWMWXW SJ

i 8LI GIRXVEP PYFVMGEXMSR TYQT [MXL E XVERWTEVIRX GSRXEMRIV ERH ER
MRXIKVEXIH GSRXVSP YRMX
i 8LI HIEH XMQI FYXXSR [MXL MRHMGEXSV PEQT MR XLI GEF
i (MWXVMFYXSV FPSGOW [MXL QIEWYVMRK ZEPZIW
i 8LI IPIGXVMG TVIWWYVI W[MXGL ERH XLI PYFVMGERX WYTTP] PMRIW
,S[ XLI W]WXIQ [SVOW
8LI 8;-2 EYXSQEXMG GIRXVEP PYFVMGEXMSR W]WXIQ MW E X[SPMRI W]WXIQ
8LI W]WXIQ GEVVMIW SYX EPP JYRGXMSRW EYXSQEXMGEPP]
%JXIV XLI MKRMXMSR LEW FIIR W[MXGLIH SR XLI TYQT HIPMZIVW XLI KVIEWI XS
XLI PYFVMGEXMSR TSMRXW MR WIX MRXIVZEPW YWMRK XLI QIEWYVMRK ZEPZIW
8LI WIX PYFVMGEXMSR MRXIVZEP MW HMWTPE]IH

i -QQIHMEXIP] EJXIV ]SY W[MXGL SR XLI MKRMXMSR
i 3R XLI HIEH XMQI FYXXSR F] XLI KVIIR MRHMGEXSV PEQT JPEWLMRK

'IRXVEP PYFVMGEXMSR TYQT (IEH XMQI FYXXSR
8VERWTEVIRX GSRXEMRIV 2SRWGLIHYPIH PYFVMGEXMSR FYX
0YFVMGERX WYTTP] PMRIW XSR
(MWXVMFYXSV FPSGOW *MPPMRK GSYTPMRK [MXL TVSXIGXMZI
4VIWWYVI W[MXGL GSZIV
8LI IPIGXVMGEPP] HVMZIR GIRXVEP PYFVMGEXMSR TYQT [MXL ER MRXIKVEXIH GSRXVSP
PIV HIPMZIVW XLI KVIEWI PYFVMGERX XS XLI HMWXVMFYXSV FPSGOW ERH QIXIVMRK
ZEPZIW
8LI KVIEWI MW HIPMZIVIH XS XLI MRHMZMHYEP PYFVMGEXMSR TSMRXW YWMRK XLI
QIEWYVMRK ZEPZIW
8LI IPIGXVMG TVIWWYVI W[MXGL QSRMXSVW XLI W]WXIQ TVIWWYVI MR XLI QEMR
WYTTP] PMRIW
8LI FYMPXMR IPIGXVSRMG GSRXVSP HIZMGI GSRXVSPW XLI PYFVMGEXMSR ERH HIEH XMQI
SJ XLI TMWXSR TYQT

(IEH XMQI JSV LIEZ]HYX] YWI QMR
0-)&,)66 0
3TIVEXMSR

(IEH XMQI JSV RSVQEP YWI QMR
(IEH XMQI JSV PMKLX YWI QMR
(IEH XMQI
7IXXMRK XLI PYFVMGEXMSR QSHI

7IPIGX XLI PYFVMGEXMSR QSHI YWMRK XLI FYXXSR SR XLI VMKLX MR XLI WMHI
GSRWSPI
7IXXMRK XLI HIWMVIH PYFVMGEXMRK QSHI
(IEH XMQI FYXXSR [MXL MRHMGEXSV

PEQT
d 7IXXMRK XLI HIWMVIH PYFVMGEXMRK QSHI

;MXLMR WIGSRHW SJ W[MXGLMRK SR XLI MKRMXMSR TVIWW XLI HIEH XMQI
FYXXSR HYVMRK SV EJXIV XLI JPEWLMRK GSHI SJ XLI MRHMGEXSV PEQT
d 4VIWW XLI HIEH XMQI FYXXSR SRGI X[MGI SV XLVII XMQIW
%JXIV X[S WIGSRHW XLI MRHMGEXSV JPEWLIW XS WLS[ XLI WIPIGXIH WIXXMRK
*PEWLMRK GSHI 7IXXMRK

*PEWLIW SRGI ,IEZ] YWI
*PEWLIW X[MGI 2SVQEP YWI
*PEWLIW XLVII XMQIW 0MKLX YWI
*MPPMRK XLI XVERWTEVIRX VIWIVZSMV

-J XLI MRHMGEXSV PMKLXW JPEWL EX XLI WXEVX SJ IEGL PYFVMGEXMRK G]GPI JSV X[S
QMRYXIW WIGSRHW SR WIGSRHW SJJ XLI KVIEWI PIZIP MR XLI
VIWIVZSMV LEW VIEGLIH XLI QMRMQYQ
-R XLMW GEWI XLI VIWIVZSMV QYWX FI VIJMPPIH EW UYMGOP] EW TSWWMFPI
d 6IQSZI XLI TVSXIGXMZI GET JVSQ XLI JMPPMRK GSYTPMRK
d 8LSVSYKLP] GPIER XLI JMPPMRK GSYTPMRK ERH XLI GSYTPMRK SR XLI JMPPMRK
LSWI
d 7IGYVI XLI JMPPMRK LSWI XS XLI JMPPMRK GSYTPMRK
d *MPP XLI VIWIVZSMV XS XLI QE\MQYQ PIZIP WII XLI QEVOMRKW SR XLI
VIWIVZSMV
d 6IPIEWI XLI JMPPMRK LSWI ERH VITPEGI XLI TVSXIGXMZI GSZIVW
0 0-)&,)66
3TIVEXMSR
8IWX PYFVMGEXMSR RSRWGLIHYPIH PYFVMGEXMSR

(YVMRK XIWX RSRWGLIHYPIH PYFVMGEXMSR ]SY GER TIVJSVQ E SRISJJ PYFVMGE
XMSR QERYEPP]
9WI
i 8S XIWX XLI W]WXIQ
d 4VIWW XLI RSRWGLIHYPIH PYFVMGEXMSR W[MXGL SR XLI TYQT JSV XS

WIGSRHW
8LI W]WXIQ [MPP RS[ GEVV] SYX E WMRKPI PYFVMGEXMSR G]GPI
(YVMRK XLMW PYFVMGEXMRK WIUYIRGI XLI MRHMGEXSV PEQTW JPEWL WIGSRHW SR
WIGSRHW SJJ
2SRWXST PYFVMGEXMSR
(YVMRK RSRWXST PYFVMGEXMSR ]SY GER TIVJSVQ YRMRXIVVYTXIH PYFVMGEXMSR G]
GPIW
9WI
i ;LIR JMVWX WXEVXMRK XLI W]WXIQ
i *MPPMRK XLI PYFVMGEXMSR HYGXW MR XLI WXIIP GSQTSRIRXW
i 4YQTMRK I\XVE KVIEWI XS EPP PYFVMGEXMSR TSMRXW JSV I\EQTPI EJXIV GPIER
MRK XLI QEGLMRI
i 8S FPIIH XLI W]WXIQ
d 4VIWW XLI XIWX W[MXGL SR XLI TYQT JSV QSVI XLER WIGSRHW
8LI W]WXIQ [MPP RS[ GEVV] SYX PYFVMGEXMRK WIUYIRGIW [MXLSYX MRXIVZEPW
(YVMRK XLMW WIUYIRGI XLI MRHMGEXSV PEQTW JPEWL WIGSRHW SR
WIGSRHW SJJ
8LI RSRWXST WIUYIRGI IRHW [LIR XLI MKRMXMSR MW W[MXGLIH SJJ
%YHMFPI VIZIVWI [EVRMRK HIZMGI

-R XLI HVMZIVW GEF XLIVI MW ER EHHMXMSREP [EVRMRK WLMIPH [MXL MRJSVQEXMSR XS
FI SFWIVZIH VIKEVHMRK XLI VIZIVWI [EVRMRK HIZMGI
8LI EYHMFPI VIZIVWI [EVRMRK W]WXIQ [EVRW ER]SRI WXERHMRK FILMRH XLI
QEGLMRI [LMPI MX MW VIZIVWMRK
0-)&,)66 0
3TIVEXMSR
%GXMZEXMRK XLI VIZIVWI [EVRMRK HIZMGI
0, GSRXVSP PIZIV ERH HMWTPE] YRMX

8LI VIZIVWI [EVRMRK W]WXIQ MW IPIGXVMGEPP] EGXYEXIH [LIR XLI XVEZIP HMVIG
XMSR W[MXGL MW MR XLI VIZIVWMRK TSWMXMSR
%R EPEVQ WSYRHW [LIR ]SY QSZI XLI W[MXGL XS XLI 6 TSWMXMSR JSV VIZIVW
MRK
d 4VIWW XLI W[MXGL JSV 6 ! 6):)67) XVEZIP HMVIGXMSR
8LI VIZIVWI [EVRMRK HIZMGI [LMGL MW QSYRXIH EX XLI FEGO SJ XLI QEGLMRI
SR XLI PIJX WMHI MR XLI IRKMRI GSQTEVXQIRX IQMXW ER EPEVQ XSRI SJ EVSYRH
TYPWIW TIV QMRYXI
8LI EPEVQ XSRI MW VSYKLP] HIGMFIPW PSYHIV XLER XLI EQFMIRX RSMWI

8LI QEGLMRI GER EPWS FI IUYMTTIH [MXL E ZMWYEP VIZIVWI [EVRMRK HIZMGI
MR EHHMXMSR XS XLI EYHMFPI SRI
% ]IPPS[ JPEWLMRK FIEGSR MW QSYRXIH SR XLI IRKMRI LSSH SJ XLI QEGLMRI
8LI ZMWYEP VIZIVWI [EVRMRK W]WXIQ [EVRW ER]SRI WXERHMRK FILMRH XLI
QEGLMRI [LMPI MX MW VIZIVWMRK
%GXMZEXMRK XLI VIZIVWI [EVRMRK HIZMGI

8LI [EVRMRK PEQT MW IPIGXVMGEPP] EGXYEXIH [LIR XLI XVEZIP HMVIGXMSR W[MXGL MW
MR XLI VIZIVWMRK TSWMXMSR
0, GSRXVSP PIZIV ERH HMWTPE] YRMX
d 4VIWW XLI W[MXGL JSV 6 ! 6):)67) XVEZIP HMVIGXMSR

8LI [EVRMRK PEQT JPEWLIW
0 0-)&,)66
3TIVEXMSR

8LI JER GER FI VIZIVWIH XS FPS[ SYX GPIER XLI GSSPIV
8LI VITIEX MRXIVZEPW JSV JER VIZIVWEP HITIRH SR LS[ XLI QEGLMRI MW YWIH
7MHI GSRWSPI
*ER VIZIVWEP FYXXSR -RWXVYGXMSR HIGEP
*ER VIZIVWEP FYXXSR

%TTPMIW XS 0 0 QEGLMRI i HITIRHMRK SR EZEMPEFPI WTEGI

%TTPMIW XS 0 QEGLMRI
'EYXMSR 8LIVI MW E VMWO SJ HEQEKI XS XLI QEGLMRI

-J XLI GSSPIV MW HMVX] XLI QEGLMRI QE] SZIVLIEX
3RP] EGXMZEXI ERH HIEGXMZEXI JER VIZIVWEP EX PS[ IRKMRI WTIIHW
2SXI XLI [EVRMRK HIGEP
%GXMZEXMRK XLI VIZIVWMFPI JER HVMZI

d -J E PMRX JMPXIV MW JMXXIH
3TIR IEGL SJ XLI GSZIVW
d 6YR XLI IRKMRI EX PS[IV MHPI WTIIH
d 4VIWW ERH LSPH XLI JER VIZIVWEP FYXXSR
d 6YR XLI IRKMRI EX YTTIV MHPI WTIIH YRXMP EPP XLI HYWX HMVX ERH PMRX MW
FPS[R SYX
(IEGXMZEXMRK XLI VIZIVWMFPI JER HVMZI

d 6YR XLI IRKMRI EX PS[IV MHPI WTIIH EKEMR
d 6IPIEWI XLI JER VIZIVWEP FYXXSR
d -J E PMRX JMPXIV MW JMXXIH GPSWI IEGL SJ XLI GSZIVW EKEMR
0-)&,)66 0
,ERHPMRK
,ERHPMRK
(EMP] WXEVXYT
1EOI WYVI XLEX

i 8LI QEMRXIRERGI XEWOW XS FI GEVVMIH SYX HEMP] SV IZIV] WIVZMGI
LSYVW LEZI FIIR TIVJSVQIH 7II XLI QEMRXIRERGI ERH MRWTIGXMSR
WGLIHYPI MR GLETXIV
i )RSYKL HMIWIP JYIP MW EZEMPEFPI JSV XLI HEMP] [SVOPSEH 7II XLI WIGXMSR
SR VIJYIPPMRK [MXL HMIWIP JYIP
3TIVEXMRK TSWMXMSR
8LMW MW LS[ XS TYX XLI QEGLMRI MRXS XLI STIVEXMRK TSWMXMSR
8YVRMRK SR XLI FEXXIV] QEMR
W[MXGL
&EXXIV] QEMR W[MXGL

&EXXIV] QEMR W[MXGL /I]
d 7[MXGL SR XLI FEXXIV] QEMR W[MXGL

'PSWMRK XLI WIVZMGI HSSVW d 'PSWI EPP WIVZMGI HSSVW LEXGLIW ERH LSSHW ERH PSGO XLIQ MJ TSWWMFPI
LEXGLIW ERH LSSHW
0 0-)&,)66
,ERHPMRK
6IPIEWMRK XLI EVXMGYPEXMSR PSGO
;EVRMRK 8LIVI MW E VMWO SJ EGGMHIRXW MJ XLI WXIIVMRK MW PSGOIH

;LIR XLI EVXMGYPEXMSR PSGO MW IRKEKIH RS WXIIVMRK JYRGXMSRW EVI TSWWMFPI
6IPIEWI XLI EVXMGYPEXMSR PSGO
%VXMGYPEXMSR PSGO
0SGOMRK FEV 0MRGL TMR
d 4YPP SYX XLI PMRGL TMR

d 0MJX YT XLI PSGOMRK FEV ERH JM\ MX MR XLI XST TSWMXMSR YWMRK XLI PMRGL
TMR
6IJYIPPMRK [MXL HMIWIP JYIP
*YIP WYTTP] HMWTPE]

d 0SSO EX XLI JYIP WYTTP] WIKQIRX JMIPH XS WII MJ XLIVI MW WYJJMGMIRX
HMIWIP MR XLI XERO
6IWIVZI JYIP HMWTPE]
3R XLI FSXXSQ FEV XLI VIWIVZI PIZIP MW QEVOIH MR VIH
-R XLMW GEWI XLIVI EVI PMXVIW PIJX MR XLI XERO
7EJIX] [LMPI VIJYIPPMRK
0-)&,)66 0
,ERHPMRK
(ERKIV 8LIVI MW E VMWO SJ JMVIW ERH I\TPSWMSRW

(S RSX WQSOI 1EOI WYVI XLIVI EVI RS REOIH PMKLXW [LIR VIJYIPPMRK
3RP] VIJYIP [MXL XLI IRKMRI W[MXGLIH SJJ
*YIP XERO
8ERO GET 'ET
d -X MW IWWIRXMEP XS SFWIVZI XLI WEJIX] VIKYPEXMSRW JSV VIJYIPPMRK

7II EPWS XLI WEJIX] VIKYPEXMSRW MR GLETXIV
d 3RP] YWI GPIER HMIWIP JYIP
d 'EVIJYPP] GPIER EVSYRH XLI XERO GET FIJSVI XEOMRK MX SJJ
d 6IJYIP [MXL HMIWIP JYIP EW RIGIWWEV]
d -J TSWWMFPI VIJYIP EX XLI IRH SJ XLI [SVOMRK HE] XS TVIZIRX GSRHIRWE
XMSR JVSQ EGGYQYPEXMRK MR XLI XERO
8LI QEGLMRI MW VIEH] JSV STIVEXMSR
7XEVXMRK XLI HMIWIP IRKMRI
3TIVEXMRK QERYEP
1EOI WYVI ]SY LEZI VIEH ERH 8LIR ]SY EVI VIEH] XS YWI XLI
YRHIVWXSSH XLI STIVEXSVW QEGLMRI
QERYEP
3RP] IZIV STIVEXI XLI QEGLMRI SRGI ]SY LEZI VIEH ERH YRHIVWXSSH XLI
STIVEXMRK QERYEP
-RJSVQEXMSR EFSYX XLI QEGLMRItW XVEZIP HVMZI W]WXIQ
i 8LI QEGLMRI MW IUYMTTIH [MXL E L]HVSWXEXMG XVEZIP HVMZI
i =SY GERRSX WXEVX XLI IRKMRI F] FYQTWXEVXMRK MX SV XS[MRK MX
7XEVXMRK TVIGEYXMSRW
8LI JSPPS[MRK TVIGEYXMSRW QYWX FI XEOIR FIJSVI WXEVXMRK XLI QEGLMRI
*MVWX QEOI WYVI XLEX XLI QEGLMRI MW MR MXW STIVEXMRK TSWMXMSR
7II XLI WIGXMSR SR XLI STIVEXMRK TSWMXMSR
0 0-)&,)66
,ERHPMRK
7XEVXMRK TVSGIHYVI
0EQT GLIGO (YVMRK XLI PEQT GLIGO XLI GSRXVSP IPIGXVSRMGW XIWX XLI JSPPS[MRK W]QFSP
JMIPHW
d 7[MXGL SR XLI IPIGXVMGEP W]WXIQ F] XYVRMRK XLI MKRMXMSR OI] XS TSWMXMSR -
8LI JSPPS[MRK W]QFSP JMIPHW SRP] PMKLX YT FVMIJP] XS WIGSRHW
(MWTPE] YRMX HYVMRK XLI PEQT GLIGO

&EXXIV] GLEVKI GLEVKI GSRXVSP 8VEZIP VERKI - W]QFSP JMIPH
W]QFSP JMIPH 4VIKPS[ QSRMXSV W]QFSP JMIPH
)RKMRI SMP TVIWWYVI W]QFSP )QIVKIRG] WXIIVMRK W]QFSP
JMIPH JMIPH
,]HVEYPMG SMP SZIVLIEXMRK W]Q &VEOI W]WXIQ EGGYQYPEXSV
FSP JMIPH TVIWWYVI W]QFSP JMIPH
4EVOMRK FVEOI W]QFSP JMIPH %MV JMPXIV GSRXEQMREXMSR W]QFSP
8VEZIP WTIIH HMSHI JMIPH
7IVZMGI LSYVW HMSHI *YIP WYTTP] WIKQIRX JMIPH
'PSGO HMSHI 'SSPERX XIQTIVEXYVI WIKQIRX
8VEZIP VERKI -- W]QFSP JMIPH JMIPH
0-)&,)66 0
,ERHPMRK
%JXIV XLI GLIGO MW GSQTPIXIH XLI JSPPS[MRK W]QFSP JMIPHW QYWX WXMPP PMKLX YT
[MXL XLI OI] MR TSWMXMSR -

&EXXIV] GLEVKI GLEVKI GSRXVSP 8VEZIP VERKI -- W]QFSP JMIPH
W]QFSP JMIPH 8LI WEJIX] FIPX W]QFSP JMIPH JPEWLIW
)RKMRI SMP TVIWWYVI W]QFSP 4VIKPS[ QSRMXSV W]QFSP JMIPH
4EVOMRK FVEOI W]QFSP JMIPH TVIWWYVI W]QFSP JMIPH
8VEZIP WTIIH HMSHI
8LI TVIKPS[ QSRMXSV W]QFSP JMIPH PMKLXW YT EX PS[ SYXWMHI XIQTIVEXYVIW

8LI FVEOI W]WXIQ EGGYQYPEXSV TVIWWYVI W]QFSP JMIPH SRP] PMKLXW YT MJ
XLI FVEOI W]WXIQ EGGYQYPEXSV TVIWWYVI MW PS[
0 0-)&,)66
,ERHPMRK
4VIKPS[MRK XLI IRKMRI 8LI TVIKPS[ XMQI HITIRHW SR XLI SYXWMHI XIQTIVEXYVI ERH XLI IPIGXVMGEP
WXEVXMRK GSRHMXMSRW
4VIKPS[MRK HSIW RSX XEOI TPEGI EX XIQTIVEXYVIW EFSZI ÎVS
8LI TVIKPS[ XMQI GER FI EW PSRK EW WIGSRHW MJ XLI XIQTIVEXYVI MW
I\XVIQIP] GSPH
d 7[MXGL SR XLI IPIGXVMGEP W]WXIQ F] XYVRMRK XLI MKRMXMSR OI] XS TSWMXMSR -

8LI JSPPS[MRK W]QFSP JMIPHW QYWX PMKLX YT

&EXXIV] GLEVKI GLEVKI GSRXVSP 8VEZIP VERKI -- W]QFSP JMIPH
W]QFSP JMIPH 8LI WEJIX] FIPX W]QFSP JMIPH JPEWLIW
)RKMRI SMP TVIWWYVI W]QFSP 4VIKPS[ QSRMXSV W]QFSP JMIPH
4EVOMRK FVEOI W]QFSP JMIPH TVIWWYVI W]QFSP JMIPH
8VEZIP WTIIH HMSHI
8LI TVIKPS[ QSRMXSV W]QFSP JMIPH PMKLXW YT EX PS[ SYXWMHI XIQTIVEXYVIW

8LI FVEOI W]WXIQ EGGYQYPEXSV TVIWWYVI W]QFSP JMIPH SRP] PMKLXW YT MJ
XLI FVEOI W]WXIQ EGGYQYPEXSV TVIWWYVI MW PS[
0-)&,)66 0
,ERHPMRK
7XEVXMRK XLI IRKMRI d %X XIQTIVEXYVIW FIPS[ ÎVS

;EMX YRXMP XLI W]QFSP JMIPH JSV XLI TVIKPS[ QSRMXSV KSIW SYX
8LI TVIKPS[ XMQI MW SZIV [LIR XLI W]QFSP JMIPH KSIW SYX
2SXI [LIR XLI IRKMRI MW FIMRK TVILIEXIH XLI W]QFSP JMIPH KSIW SYX
[LIR XLI TVIKPS[ XMQI LEW IPETWIH MI [LIR XLI IRKMRI MW VIEH]
8LI TVIKPS[ XMQI GER FI EW PSRK EW WIGSRHW MJ XLI XIQTIVEXYVI MW
I\XVIQIP] GSPH
8LI IRKMRI MW VIEH] XS WXEVX
+EW TIHEP
d 4VIWW XLI KEW TIHEP XS EHNYWX XLI IRKMRI WTIIH
-KRMXMSR W[MXGL WXEVXMRK TSWMXMSR
d 8YVR XLI MKRMXMSR OI] XS XLI WXEVXMRK TSWMXMSR -- ERH OIIT MX MR XLIVI YRXMP
XLI IRKMRI WXEVXW
d (S RSX LSPH XLI OI] MR XLI WXEVXMRK TSWMXMSR JSV QSVI XLER
WIGSRHW EX E XMQI
d 3RGI XLI IRKMRI LEW WXEVXIH HIGVIEWI XLI WTIIH MQQIHMEXIP] XS E
QIHMYQ WTIIH
d -J XLI IRKMRI HSIW RSX WXEVX
8YVR XLI MKRMXMSR OI] FEGO XS XLI TSWMXMSR
0 0-)&,)66
,ERHPMRK
8VSYFPIWLSSXMRK
8LI IRKMRI [MPP RSX WXEVX
d ;EMX X[S QMRYXIW ERH XV] XS WXEVX XLI IRKMRI EKEMR
d -J XLI QSXSV HSIW RSX WXEVX EJXIV X[S EXXIQTXW JMRH XLI GEYWI ERH VIGXMJ]
MX
7II XLI WIVZMGI GSHI XEFPIW MR GLETXIV
d 0IX KS SJ XLI MKRMXMSR OI] EW WSSR EW XLI IRKMRI WXEVXW VYRRMRK

8LI MKRMXMSR OI] EYXSQEXMGEPP] VIXYVRW XS XLI STIVEXMRK TSWMXMSR
(MWTPE] YRMX
;LIR XLI IRKMRI WXEVXW XLI JSPPS[MRK W]QFSP JMIPHW QYWX KS SYX
&EXXIV] GLEVKI GLEVKI GSRXVSP W]QFSP JMIPH
)RKMRI SMP TVIWWYVI W]QFSP JMIPH
)QIVKIRG] WXIIVMRK W]QFSP JMIPH SRP] PMKLXW YT FVMIJP] ERH XLIR KSIW
SYX
;LIR XLI IRKMRI WXEVXW XLI JSPPS[MRK W]QFSP JMIPHW QYWX PMKLX YT
4EVOMRK FVEOI W]QFSP JMIPH
8VEZIP WTIIH HMSHI
8VEZIP VERKI -- W]QFSP JMIPH
7EJIX] FIPX W]QFSP JMIPH JPEWLIW JSV WIGSRHW
0-)&,)66 0
,ERHPMRK
8VSYFPIWLSSXMRK
-J XLI W]QFSP JMIPHW KS SYX SV XLI W]QFSP JMIPHW ERH XLI
HMSHI HS RSX PMKLX YT
d 7[MXGL SJJ XLI IRKMRI ERH VIGXMJ] XLI TVSFPIQ EW HIWGVMFIH MR XLI
WIGXMSR SR QEPJYRGXMSRW
d &VMIJP] PIX XLI IRKMRI [EVQ YT F] EGXYEXMRK XLI [SVOMRK EXXEGLQIRXW EX

QIHMYQ PSEH
d 8LIR KVEHYEPP] MRGVIEWI XS JYPP PSEH
7XEVXMRK TVIGEYXMSRW EX GSPH XIQTIVEXYVIW
;MRXIV STIVEXMSR
8LI JSPPS[MRK TVIGEYXMSRW LIPT ]SY WXEVX XLI IRKMRI EX GSPH XIQTIVEXYVIW
4VIGEYXMSRW
i 'LIGO XLI FEXXIV] GLEVKI
-J RIGIWWEV] VIGLEVKI XLI FEXXIV]
i 9WI [MRXIVKVEHI JYIP
7II XLI WIGXMSR SR HMIWIP JYIPW MR GLETXIV
;EVRMRK 8LIVI MW E VMWO SJ I\TPSWMSR [MXL XLI HMIWIP IRKMRI

8LIVI MW E VMWO SJ I\TPSWMSRW [LIR YWMRK ZSPEXMPI JPYMHW JSV WXEVXMRK HMIWIP
IRKMRIW [MXL TVIKPS[ W]WXIQW
(S RSX YWI WXEVXMRK EKIRXW GSRXEMRMRK IXLIVW
d 'EVV] SYX XLI TVIGEYXMSRW PMWXIH JSV WXEVXMRK EX XIQTIVEXYVIW FIPS[

JVII^MRK
(VMZMRK
8LMW MW XLI WMXYEXMSR EJXIV XLI IPIGXVMGEP W]WXIQ MW W[MXGLIH SR

i 8LI TEVOMRK FVEOI MW EYXSQEXMGEPP] EGXMZEXIH
i ;LIR XLI TEVOMRK FVEOI MW IRKEKIH XLI XVEZIP PSGOSYX MW EGXMZI
i 8LI XVEZIP HMVIGXMSR GERRSX FI TVIWIPIGXIH
i 8VEZIP VERKI -- MW EYXSQEXMGEPP] EGXMZEXIH
i 8LI XVEZIP HMVIGXMSR GER FI WIPIGXIH
4VITEVMRK JSV HVMZMRK

'EVV] SYX XLI TVITEVEXMSRW JSV HVMZMRK MR XLI JSPPS[MRK SVHIV
*MVWX QEOI WYVI XLEX XLI QEGLMRI MW MR MXW STIVEXMRK TSWMXMSR
7II XLI WIGXMSR SR XLI STIVEXMRK TSWMXMSR
0 0-)&,)66
,ERHPMRK
'LIGOMRK XLI PMKLXW
,IEHPEQT EHNYWXQIRX
d 'LIGO XLI PMKLXW

d %HNYWX XLI LIEHPMKLXW MJ RIGIWWEV]
'LIGOMRK XLI MRXIVMSV ERH
I\XIVMSV QMVVSVW
d 'PIER XLI MRXIVMSV ERH I\XIVMSV QMVVSVW

d %HNYWX XLI MRXIVMSV ERH I\XIVMSV QMVVSVW
7XEVXMRK XLI QEGLMRI d 8YVR XLI MKRMXMSR OI] XS XLI WXEVXMRK TSWMXMSR -- ERH OIIT MX MR XLIVI YRXMP
XLI IRKMRI WXEVXW
7II EPWS XLI WXEVXMRK TVSGIHYVI MR XLI WIGXMSR SR WXEVXMRK XLI HMIWIP
IRKMRI
4YXXMRK XLI [SVOMRK EXXEGLQIRX *SV HIXEMPIH MRJSVQEXMSR WII XLI WIGXMSRW SR XLI 0-)&,)66 GSRXVSP PIZIV
MRXS TSWMXMSR ERH YWMRK XLI PMJX EVQW
&YGOIX TSWMXMSR
d 6EMWI SV PS[IV XLI PMJX EVQ XS XLI WXEVXMRK TSWMXMSR

d 1SZI XLI FYGOIX MRXS TSWMXMSR
0-)&,)66 0
,ERHPMRK
6IPIEWMRK XLI TEVOMRK FVEOI ;LIR XLI TEVOMRK FVEOI MW IRKEKIH XLI XVEZIP PSGOSYX MW EGXMZI
8LI XVEZIP HMVIGXMSR GERRSX FI TVIWIPIGXIH
(MWTPE] YRMX ERH TEVOMRK FVEOI W[MXGL

4EVOMRK FVEOI W]QFSP JMIPH 4EVOMRK FVEOI W[MXGL
d 8S VIPIEWI XLI TEVOMRK FVEOI TYWL XLI W[MXGL FEGO

8LI W]QFSP JMIPH JSV XLI TEVOMRK FVEOI KSIW SYX
7IPIGXMRK XLI XVEZIP HMVIGXMSR %JXIV XLI IPIGXVMGEP W]WXIQ LEW FIIR XYVRIH SR RIYXVEP XVEZIP HMVIGXMSR MW
EYXSQEXMGEPP] WIPIGXIH
=SY GER RS[ WIPIGX JSV[EVH SV VIZIVWI XVEZIP F] TYWLMRK XLI XVEZIP
HMVIGXMSR W[MXGL
8VEZIP HMVIGXMSR W[MXGL ERH HMWTPE] YRMX

8VEZIP HMVIGXMSR W[MXGL 6IZIVWI XVEZIP HMVIGXMSR W]Q
*SV[EVH XVEZIP HMVIGXMSR W]Q FSP JMIPH
FSP JMIPH
d 4VIWW XLI W[MXGL JSV * ! *36;%6( XVEZIP HMVIGXMSR
SV
4VIWW XLI W[MXGL JSV 6 ! 6):)67) XVEZIP HMVIGXMSR
(ITIRHMRK SR XLI W[MXGL TSWMXMSR XLI W]QFSP JMIPH JSV JSV[EVH XVEZIP SV
JSV VIZIVWI XVEZIP PMKLXW YT
7IPIGXMRK XVEZIP VERKIW %JXIV XLI IPIGXVMGEP W]WXIQ LEW FIIR XYVRIH SR XVEZIP VERKI -- MW EYXSQEXM
GEPP] WIPIGXIH
7IPIGX XLI XVEZIP VERKI YWMRK XLI XVEZIP VERKI ERH RIYXVEP FYXXSR
8LI WIPIGXIH XVEZIP VERKI MW WLS[R SR XLI MRWXVYQIRX TERIP MR XLI HMWTPE]
YRMX
=SY GER WLMJX XS ERSXLIV XVEZIP VERKI EX ER] WTIIH -J ]SY WLMJX HS[R EX E
LMKL WTIIH XLI QEGLMRI MW L]HVSWXEXMGEPP] FVEOIH
0 0-)&,)66
,ERHPMRK
=SY GER WIPIGX XLI JSPPS[MRK XVEZIP VERKIW

i 8VEZIP VERKI - XSVXSMWI W]QFSP JSV WPS[ HVMZMRK IK SR WXIIT WPSTIW
i 8VEZIP VERKI -- LEVI W]QFSP JSV RSVQEP [SVOMRK STIVEXMSR
8VEZIP WTIIHW 7II XLI WIGXMSR SR XLI XVEZIP HVMZI MR GLETXIV
8VEZIP VERKI ERH RIYXVEP FYXXSR

8VEZIP VERKI ERH RIYXVEP FYX 8VEZIP VERKI -- W]QFSP JMIPH
XSR - 8SVXSMWI W]QFSP WPS[ HVMZMRK
8VEZIP VERKI - W]QFSP JMIPH -- ,EVI W]QFSP RSVQEP YWI
d (ITIRHMRK SR XLI STIVEXMSR WIX XLI FYXXSR XS XVEZIP VERKI - SV --

8LI WIPIGXIH XVEZIP VERKI MW MRHMGEXIH F] XLI W]QFSP JMIPHW SR XLI
HMWTPE] YRMX
7IXXMRK SJJ
%JXIV XLI IPIGXVMGEP W]WXIQ LEW FIIR XYVRIH SR XVEZIP VERKI -- MW EYXSQEXM
GEPP] WIPIGXIH
1EOI WYVI XLEX ]SY LEZI GEVVMIH SYX EPP XLI TVITEVEXMSRW JSV HVMZMRK
7II XLI WIGXMSR SR TVITEVEXMSRW JSV HVMZMRK MR GLETXIV
+EW TIHEP ERH XVEZIP WTIIH HMWTPE]

-RGLFVEOI TIHEP 8VEZIP HMVIGXMSR W]QFSP JMIPH
+EW TIHEP 8VEZIP WTIIH 0'(
d 4YWL HS[R XLI KEW TIHEP

8LI QEGLMRI WXEVXW QSZMRK
d 'SRXVSP XLI XVEZIP WTIIH YWMRK XLI KEW TIHEP
8LI XVEZIP WTIIH MW MRHMGEXIH F] XLI XVEZIP WTIIH 0'(
8LI GSRHMXMSR MW XLEX XLI q13()r FYXXSR MW WIX XS HMWTPE] XLI XVEZIP WTIIH
0-)&,)66 0
,ERHPMRK
(VMZMRK
=SY [MPP JMRH HIWGVMTXMSRW SJ [SVO STIVEXMSRW HVMZMRK XVERWTSVX ERH XVERW
JIVVMRK FYPO QEXIVMEP MR XLI WIGXMSR SR KIRIVEP [SVOMRK QIXLSHW
.YWX EJXIV ]SY WIX SJJ GLIGO XLEX XLI WXIIVMRK ERH FVEOIW EVI [SVOMRK
TVSTIVP]
7II XLI WIGXMSR SR QEMRXIRERGI XEWOW MR GLETXIV
3ZIVWTIIH TVSXIGXMSR 8LI HMIWIP IRKMRI ERH ZEVMEFPI HMWTPEGIQIRX QSXSVW GER SZIVWTIIH [LIR
HVMZMRK HS[R E WXIIT WPSTI
*SV ]SYV WEJIX] ERH XLEX SJ XLI QEGLMRI MX MW IUYMTTIH [MXL ER SZIVWTIIH
TVSXIGXMSR W]WXIQ ERH [EVRMRK ETTEVEXYW
8LI SZIVWTIIH TVSXIGXMSR W]WXIQ SRP] LEW E PMQMXIH L]VHEYPMG FVEOMRK
IJJIGX
;LIR HVMZMRK HS[R E WXIIT WPSTI ]SY QYWX FVEOI XLI QEGLMRI YWMRK XLI
WIVZMGI FVEOI
8LI SZIVWTIIH TVSXIGXMSR W]WXIQ EPSRI GERRSX TVSZMHI TVSXIGXMSR EKEMRWX
HIPMFIVEXIP] VIGOPIWW HVMZMRK HS[R WXIIT WPSTIW
(VMZMRK SR IZIR XIVVEMR
-J XLI QEGLMRI I\GIIHW E GIVXEMR WTIIH MR ER] HMVIGXMSR JSV[EVH SV

VIZIVWI MX MW L]HVEYPMGEPP] FVEOIH
8LMW WTIIH MW WPMKLXP] EFSZI XLI WXEXIH QE\MQYQ WTIIH MR IEGL XVEZIP
HMVIGXMSR
8LMW TVIZIRXW XLI QEGLMRI JVSQ I\GIIHMRK XLI QE\MQYQ TIVQMXXIH WTIIH
SR IZIR XIVVEMR
(VMZMRK SR E WXIIT HS[RLMPP WPSTI
-J XLI QEGLMRI I\GIIHW E GIVXEMR WTIIH MR ER] HMVIGXMSR JSV[EVH SV

VIZIVWI MX MW L]HVEYPMGEPP] FVEOIH
-J XLI WXIIT WPSTI GEYWIW XLI QEGLMRI XS KVIEXP] I\GIIH XLI WXEXIH
QE\MQYQ WTIIH MR ER] XVEZIP HMVIGXMSR JSV[EVHW ERH VIZIVWI XLI SZIV
WTIIH TVSXIGXMSR W]WXIQ MW EGXMZEXIH
*YRGXMSRW SJ XLI SZIVWTIIH TVSXIGXMSR W]WXIQ
;EVRW EKEMRWX I\GIWWMZI SYXTYX WTIIH
4VSXIGXW XLI HMIWIP IRKMRI JVSQ SZIVWTIIH
;EVRW [LIR VSPPMRK HS[RLMPP XSS JEWX
0 0-)&,)66
,ERHPMRK
3ZIVWTIIH GEYWIW XLI JSPPS[MRK EGXMSRW

i %X XVEZIP WTIIHW EFSZI OQL
8LI W]QFSP JMIPHW JSV JSV[EVH ERH VIZIVWI XVEZIP FSXL JPEWL
i %X IZIR LMKLIV WTIIHW
%FSZI OQL XLI IPIGXVSRMG GSRXVSPPIV W[MXGLIW XLI XVEZIP HVMZI XS
FVEOMRK
8LI QEGLMRI MW FVEOIH L]HVSWXEXMGEPP]
%FSZI OQL E TIVQERIRX FIIT WSYRHW
;EVRMRK (ERKIV GER FI GEYWIH F] HIPMFIVEXIP] VIGOPIWW HVMZMRK HS[R WPIIT WPSTIW
;LIR HVMZMRK HS[R E WXIIT WPSTI [MXLSYX HYI GEVI XLI HMIWIP IRKMRI ERH
XLI ZEVMEFPI HMWTPEGIQIRX QSXSVW GER SZIVWTIIH
(S RSX HVMZI VIGOPIWWP] HS[R WXIIT WPSTIW
(IPMFIVEXIP] VIGOPIWW HVMZMRK HS[R WPSTIW QIERW

8LI HVMZIV HVMZIW HS[RLMPP XSS JEWX
d -J HVMZMRK SR E PSRK WXIIT HS[RLMPP WPSTI

*MVWX WIPIGX XLI PS[IWX XVEZIP VERKI WII XLI WIGXMSR SR KIRIVEP [SVOMRK
QIXLSHW MR GLETXIV
d )EWI SJJ XLI KEW TIHEP
d (VMZI HS[RLMPP GEVIJYPP]
238)
7II XLI WEJIX] MRWXVYGXMSRW JSV HVMZMRK SR WPSTIW MR GLETXIV
d -J XLI WTIIH GSRXMRYIW XS MRGVIEWI HYI XS XLI WXIITRIWW SJ XLI HS[RLMPP

WPSTI
3TIVEXI XLI FVEOI TIHEP
(VMZMRK [MXLSYX 0*( 8LMW IUYMTQIRX MW STXMSREP
8LI 0*( W]WXIQ MW XLI 0MIFLIVV VMHI GSRXVSP W]WXIQ
-J ]SY XVEZIP PSRK HMWXERGIW [MXLSYX 0*( ]SY QE] I\TIVMIRGI ZMFVEXMSRW
[LMPI HVMZMRK
8LIVIJSVI XLI 0*( W]WXIQ WLSYPH FI EGXMZEXIH JSV EPP ETTPMGEXMSRW [LMGL
VIUYMVI WMKRMJMGERX HMWXERGIW XS FI GSZIVIH
d -QTVSZI HVMZMRK GSQJSVX F] EGXMZEXMRK XLI 0*( W]WXIQ
0-)&,)66 0
,ERHPMRK
(VMZMRK [MXL 0*( 8LMW IUYMTQIRX MW STXMSREP
(VMZMRK [MXL SV [MXLSYX 0*(

(VMZMRK [MXLSYX 0*( (VMZMRK [MXL 0*(
8LI 0*( W]WXIQ MQTVSZIW HVMZIV GSQJSVX MR RIEVP] EPP WMXYEXMSRW F] VIHYG
MRK ZMFVEXMSRW
8LIVIJSVI XLI 0*( W]WXIQ WLSYPH FI EGXMZEXIH JSV EPP ETTPMGEXMSRW [LMGL
VIUYMVI WMKRMJMGERX HMWXERGIW XS FI GSZIVIH
%GXMZEXMRK XLI 0*( W]WXIQ

8LI 0*( W]WXIQ EYXSQEXMGEPP] W[MXGLIW SR [LIR XLI QEGLMRI WTIIH MW
QSVI XLER OQL
6MHI GSRXVSP W[MXGL

4VIWW XLI W[MXGL JSV VMHI GSRXVSP 0*( W]WXIQ XS TVITEVI XLI JYRGXMSR
d 4VIWW XLI W[MXGL JSV VMHI GSRXVSP 0*( W]WXIQ
8LI 0*( W]WXIQ MW RS[ EGXMZEXIH
6IZIVWMRK 8LI QEGLMRI GER FI VIZIVWIH MR IMXLIV XVEZIP HMVIGXMSR ERH EX ER] XVEZIP
WTIIH
-J ]SY GLERKI XVEZIP HMVIGXMSR EX E LMKL WTIIH XLI QEGLMRI MW
L]HVSWXEXMGEPP] FVEOIH
8VEZIP HMVIGXMSR W[MXGL ERH HMWTPE] YRMX

8VEZIP HMVIGXMSR W[MXGL *SV[EVH XVEZIP HMVIGXMSR W]Q
FSP JMIPH
0 0-)&,)66
,ERHPMRK
6IZIVWI XVEZIP HMVIGXMSR W]Q

FSP JMIPH
d 8S GLERKI XLI XVEZIP HMVIGXMSR TVIWW XLI W[MXGL

(ITIRHMRK SR XLI W[MXGL TSWMXMSR XLI W]QFSP JMIPH JSV JSV[EVH XVEZIP SV
JSV VIZIVWI XVEZIP PMKLXW YT
-RGLFVEOI TIHEP
=SY GER WYTTSVX XLI VIZIVWMRK TVSGIHYVI F] IEWMRK SJJ XLI KEW TIHEP SV F]
KIRXP] TVIWWMRK XLI MRGLFVEOI TIHEP
d 7YTTSVX XLI VIZIVWMRK TVSGIHYVI MJ RIGIWWEV]
8LMW VIWYPXW MR WQSSXL VIZIVWMRK EGXMSR
(VMZMRK SR TYFPMG VSEHW

&IJSVI HVMZMRK SR TYFPMG VSEHW JMRH SYX EFSYX XLI VSYXI VSEHW FVMHKIW
XYRRIPW YRHIVTEWWIW FSXXPIRIGOW IXG EW VIKEVHW XLI [IMKLX PMQMX FVMHKI
PSEH [MHXL ERH LIMKLX VIWXVMGXMSRW
;LIIP PSEHIVW [LMGL EVI PMQMXIH F] HIWMKR XS E QE\MQYQ WTIIH SJ
OQL ERH LEZI RS SJJMGMEP VIKMWXVEXMSR RYQFIV QYWX FI PEFIPPIH SR FSXL
WMHIW [MXL XLI STIVEXMRK GSQTER]W EHHVIWW ERH VIUYMVI ER STIVEXMSREP
PMEFMPMX] MRWYVERGI GIVXMJMGEXI
8LI [LIIP PSEHIV QE] SRP] FI HVMZIR SR TYFPMG VSEHW [LIR YRPSEHIH
&IJSVI HVMZMRK SR TYFPMG VSEHW JMRH SYX XLI JSPPS[MRK
i %WO XLI ZILMGPI S[RIV [LIXLIV XLI RIGIWWEV] GSRHMXMSRW JSV TIVQMWWMSR
XS HVMZI SR TYFPMG VSEHW LEZI FIIR QIX
d q3TIVEXMRK TIVQMXr
d q7TIGMEP PMGIRWIr
i 8LI ETTVSTVMEXI WEJIX] VIKYPEXMSRW
7II XLI JSPPS[MRK WIGXMSRW MR GLETXIV
q7EJIX] MRWXVYGXMSRW JSV HVMZMRK SR WPSTIWr
q-RWXVYGXMSRW JSV WEJI [SVOMRKr
1EOI WYVI XLEX ]SY LEZI GEVVMIH SYX EPP XLI TVITEVEXMSRW JSV HVMZMRK
0-)&,)66 0
,ERHPMRK
4VITEVMRK JSV HVMZMRK SR VSEHW 1EOI WYVI XLEX XLI WEJIX] HIZMGIW PMWXIH FIPS[ EVI EPP WXS[IH SR FSEVH MR
EGGSVHERGI [MXL XLI TVSZMWMSRW SJ XLI 6SEH[SVXLMRIWW 'IVXMJMGEXMSR
i ;EVRMRK XVMERKPI
i *PEWLMRK FIEGSR
i *MVWX EMH OMX
i ;LIIP [IHKIW
%PWS QEOI WYVI XLEX ]SY LEZI GEVVMIH SYX EPP XLI XEWOW PMWXIH FIPS[
;EWLMRK
d 6IQSZI GSEVWI HMVX JVSQ XLI QEGLMRI ERH GPIER XLI X]VI XVIEHW
7II XLI WIGXMSR SR GPIERMRK XLI QEGLMRI MR GLETXIV
d 'PSWI EPP WIVZMGI HSSVW LEXGLIW GSZIVW ERH LSSHW ERH [LIVI TSWWMFPI
PSGO XLIQ
&YGOIX XSSXL KYEVH ERH WMHI PEQTW
d %XXEGL XLI XSSXL KYEVH XS XLI FYGOIX

d %XXEGL XLI WMHI PEQTW
d 4PYK MR XLI GEFPIW JSV XLI WMHI PMKLXW
0 0-)&,)66
,ERHPMRK
(VMZMRK =SY [MPP JMRH HIWGVMTXMSRW SJ [SVO STIVEXMSRW HVMZMRK XVERWTSVX ERH XVERW
JIVVMRK FYPO QEXIVMEP MR XLI WIGXMSR SR KIRIVEP [SVOMRK QIXLSHW
8VERWTSVX LIMKLX
1EOI WYVI XLEX

i 8LI FYGOIX MW MR XLI XVERWTSVX TSWMXMSR [LIR HVMZMRK
8LI XVERWTSVX TSWMXMSR QIERW XLEX XLI FYGOIX TMZSX TSMRX MW EFSYX GQ
EFSZI XLI KVSYRH
i 8LI FYGOIX MW XMTTIH YT EW JEV EW MX [MPP KS
d %P[E]W HVMZI [MXL HYI GEVI

d 3FWIVZI XLI LMKL[E] GSHI
&VEOMRK
8LIVI EVI X[S [E]W XS FVEOI XLI QEGLMRI
i ;MXL XLI L]HVSWXEXMG GMVGYMX SRP]
i ;MXL XLI L]HVSWXEXMG GMVGYMX ERH XLI HMWG FVEOI
,]HVSWXEXMG FVEOMRK =SY GER FVEOI XLI QEGLMRI L]HVSWXEXMGEPP] F] VIHYGMRK XLI IRKMRI WTIIH
8LI L]HVSWXEXMG XVEZIP HVMZI W]WXIQ SJ XLI QEGLMRI EPWS EGXW EW E WIVZMGI
FVEOI MR XLI HIGIPIVEXMSR TLEWI
-RGLFVEOI TIHEP ERH KEW TIHEP

-RGLFVEOI TIHEP +EW TIHEP
d 6IHYGI XLI WTIIH SJ XLI HMIWIP IRKMRI [MXL XLI KEW TIHEP
7IVZMGI FVEOI -J L]HVSWXEXMG FVEOMRK MW RSX WYJJMGMIRX ]SY QYWX FVEOI XLI QEGLMRI YWMRK
XLI MRGLFVEOI TIHEP
0-)&,)66 0
,ERHPMRK
&VEOMRK [MXL XLI MRGLFVEOI (YVMRK FVEOMRK XLIVI EVI X[S EGXYEXMSR VERKIW JSV XLI MRGLFVEOI TIHEP
TIHEP i 6ERKI - JSV L]HVSWXEXMG FVEOMRK SRP]
i 6ERKI & JSV FVEOMRK [MXL XLI L]HVSWXEXMG GMVGYMX ERH XLI HMWG FVEOI
-RGLFVEOI TIHEP
-RGLFVEOI TIHEP & &VEOMRK VERKI
- -RGLMRK VERKI
;EVRMRK 8LIVI MW E VMWO SJ EGGMHIRXW [LIR FVEOMRK [MXLSYX HYI GEVI

-J ]SY FVEOI XLI QEGLMRI [MXLSYX HYI GEVI ]SY QE] WYJJIV WIZIVI MRNYVMIW
MJ ]SYV WIEX FIPX MW RSX TVSTIVP] JEWXIRIH
QEGLMRI
d &VEOMRK [MXL XLI L]HVSWXEXMG GMVGYMX SRP] 4VIWW XLI MRGLFVEOI TIHEP MR
VERKI -
SV
&VEOMRK [MXL XLI L]HVSWXEXMG GMVGYMX ERH XLI HMWG FVEOI 4VIWW XLI
MRGLFVEOI TIHEP MR VERKI &
8LI QEGLMRI MW FVEOIH EGGSVHMRKP]
8VSYFPIWLSSXMRK
0MXXPI SV RS FVEOMRK IJJIGX
d 7LYX HS[R XLI QEGLMRI MQQIHMEXIP]
d 'SRXEGX 0-)&,)66 '97831)6 7)6:-')
&VEOMRK MR IQIVKIRGMIW
(ERKIV -RETTVSTVMEXI FVEOMRK MR IQIVKIRGMIW GER GEYWI EGGMHIRXW

*SV JYPP FVEOMRK MR IQIVKIRGMIW TYWL XLI MRGLFVEOI TIHEP EPP XLI [E]
HS[R
d 4VIWW XLI MRGLFVEOI TIHEP MR VERKI & EW JEV EW MX [MPP KS

8LMW FVEOIW XLI QEGLMRI WYHHIRP]
0 0-)&,)66
,ERHPMRK
%JXIV XLI QEGLMRI WXSTW -J ]SY PIEZI XLI QEGLMRI [MXL XLI IRKMRI VYRRMRK XEOI XLI JSPPS[MRK
TVIGEYXMSRW
)RKEKI XLI TEVOMRK FVEOI

;LIR ]SY IRKEKI XLI TEVOMRK FVEOI XLI XVEZIP HMVIGXMSR MW EYXSQEXMGEPP]
W[MXGLIH XS RIYXVEP
(S RSX IRKEKI XLI TEVOMRK FVEOI YRXMP XLI QEGLMRI LEW GSQI XS E JYPP
WXERHWXMPP

d %GXMZEXI XLI TEVOMRK FVEOI [MXL XLI W[MXGL

8LI W]QFSP JMIPH JSV XLI TEVOMRK FVEOI PMKLXW YT
8LI TEVOMRK FVEOI MW IRKEKIH ERH XLI XVEZIP HMVIGXMSR MW W[MXGLIH XS
RIYXVEP
0SGOMRK XLI [SVOMRK L]HVEYPMGW
(MWTPE] YRMX ERH [SVOMRK L]HVEYPMGW PSGOSYX W[MXGL

;SVOMRK L]HVEYPMGW PSGOSYX ;SVOMRK L]HVEYPMGW PSGOSYX
W]QFSP JMIPH W[MXGL
d 4VIWW XLI FYXXSR JSV XLI [SVOMRK L]HVEYPMGW PSGOSYX XS TVIZIRX MR
EHZIVXIRX EGXMZEXMSR SJ XLI [SVOMRK EXXEGLQIRX
8LI W]QFSP JMIPH JSV XLI [SVOMRK L]HVEYPMGW PSGOSYX PMKLXW YT
8LI [SVOMRK L]HVEYPMGW EVI RS PSRKIV STIVEXMSREP
7IGYVMRK XLI QEGLMRI

8LI JSPPS[MRK TVIGEYXMSRW WLSYPH FI XEOIR [LIR XLI QEGLMRI MW XS FI
TEVOIH JSV E TVSPSRKIH TIVMSH SR E WPSTI
0-)&,)66 0
,ERHPMRK
(ERKIV 8LIVI MW E VMWO SJ EGGMHIRXW MJ XLI QEGLMRI VSPPW E[E]

7IGYVI XLI QEGLMRI EKEMRWX VSPPMRK E[E]
d 8EOI XLI [IHKIW SYX SJ XLIMV LSPHIVW
(S[RLMPP WPSTI
d 9WI XLI [IHKIW XS WIGYVI XLI QEGLMRI EKEMRWX VSPPMRK E[E]
7LYXXMRK HS[R XLI QEGLMRI

8EOI XLI JSPPS[MRK TVIGEYXMSRW FIJSVI ]SY W[MXGL SJJ XLI IRKMRI ERH PIEZI
XLI QEGLMRI
0S[IVMRK XLI [SVOMRK EXXEGLQIRX

1EOI WYVI XLEX XLI FYGOIX MW IQTX]
&YGOIX EVQ QSZIQIRX
d 0S[IV XLI PMJX EVQW F] QSZMRK XLI GSRXVSP PIZIV MR HMVIGXMSR F

d 7IX HS[R XLI FYGOIX JPEX SR XLI KVSYRH F] QSZMRK XLI GSRXVSP PIZIV MR
HMVIGXMSR H
0 0-)&,)66
,ERHPMRK
)RKEKI XLI TEVOMRK FVEOI

8LI TEVOMRK FVEOI MW EYXSQEXMGEPP] IRKEKIH [LIR ]SY W[MXGL SJJ XLI
MKRMXMSR
8LMW MW LS[ XS IRKEKI XLI TEVOMRK FVEOI FIJSVI W[MXGLMRK SJJ XLI MKRMXMSR

d -J RIGIWWEV] %GXMZEXI XLI TEVOMRK FVEOI [MXL XLI W[MXGL

0SGOMRK XLI [SVOMRK L]HVEYPMGW

8LI [SVOMRK L]HVEYPMGW PSGOSYX MW EGXMZEXIH EYXSQEXMGEPP] [LIR ]SY W[MXGL
SJJ XLI MKRMXMSR
8LMW MW LS[ XS EGXMZEXI XLI [SVOMRK L]HVEYPMGW PSGOSYX FIJSVI W[MXGLMRK SJJ
XLI MKRMXMSR

W]QFSP JMIPH W[MXGL
d -J RIGIWWEV] 4VIWW XLI W[MXGL JSV XLI [SVOMRK L]HVEYPMGW PSGOSYX XS

TVIZIRX MREHZIVXIRX EGXMZEXMSR SJ XLI [SVOMRK EXXEGLQIRX
0-)&,)66 0
,ERHPMRK

(S RSX W[MXGL SJJ XLI IRKMRI WYHHIRP] [LIR MX MW VYRRMRK EX JYPP WTIIH 8LMW
MW IWTIGMEPP] MQTSVXERX [MXL XYVFS IRKMRIW
-J ]SY WYHHIRP] W[MXGL SJJ XLI QSXSV XLI XYVFSGLEVKIV GSRXMRYIW VYRRMRK JSV
E [LMPI [MXL RS SMP WYTTP]
d 6IHYGI XLI IRKMRI WTIIH XS MHPI VYRRMRK WTIIH F] XEOMRK ]SYV JSSX SJJ
XLI KEW TIHEP
d 0IX XLI IRKMRI GSRXMRYI MHPMRK FVMIJP] JSV XS WIGSRHW
d 8YVR XLI MKRMXMSR OI] XS XLI TSWMXMSR ERH TYPP MX SYX
%PP XLI W]QFSP JMIPHW KS SYX
8YVRMRK SJJ XLI FEXXIV] QEMR W[MXGL

8LI FEXXIV] QEMR W[MXGL MW PSGEXIH EX XLI VIEV VMKLX SJ XLI IRKMRI GSQTEVX
QIRX
'EYXMSR 8LIVI MW E VMWO SJ HEQEKMRK XLI IPIGXVMGEP W]WXIQ

(S RSX XYVR SJJ XLI FEXXIV] QEMR W[MXGL [LMPI XLI IRKMRI MW VYRRMRK
7II XLI WIGXMSR SR XYVRMRK SJJ XLI FEXXIV] QEMR W[MXGL MR GLETXIV
-J ]SY EVI PIEZMRK XLI QEGLMRI YREXXIRHIH ]SY QYWX XYVR SJJ XLI FEXXIV]
QEMR W[MXGL
d *MVWX XYVR SJJ XLI IRKMRI ERH XLIR XYVR SJJ XLI FEXXIV] QEMR W[MXGL
7IGYVMRK XLI QEGLMRI

8LI JSPPS[MRK TVIGEYXMSRW WLSYPH FI XEOIR [LIR XLI QEGLMRI MW XS FI
TEVOIH JSV E TVSPSRKIH TIVMSH SR E WPSTI
0 0-)&,)66
,ERHPMRK
(ERKIV 8LIVI MW E VMWO SJ EGGMHIRXW MJ XLI QEGLMRI VSPPW E[E]

7IGYVI XLI QEGLMRI EKEMRWX VSPPMRK E[E]
d 8EOI XLI [IHKIW SYX SJ XLIMV LSPHIVW
(S[RLMPP WPSTI
d 9WI XLI [IHKIW XS WIGYVI XLI QEGLMRI EKEMRWX VSPPMRK E[E]
4EVOMRK TSWMXMSR
8LI MKRMXMSR OI] GERRSX FI TYPPIH SYX MR XLI TEVOMRK TSWMXMSR 4
d 8YVR XLI MKRMXMSR OI] XS XLI TEVOMRK TSWMXMSR 4
d =SY GER OIIT XLI FEXXIV] QEMR W[MXGL XYVRIH SR [LIR TEVOMRK XLI
QEGLMRI SR TYFPMG VSEHW
8LI GSRWYQIV YRMXW PMWXIH FIPS[ EVI VIEH] JSV STIVEXMSR
i -RXIVMSV PMKLXMRK
i ,EÊVH [EVRMRK W]WXIQ
i 7SGOIXGMKEVIXXI PMKLXIV
-KRXMSR W[MXGL TEVOMRK TSWMXMSR i ;SVOMRK JPSSHPMKLX
8LI JSPPS[MRK STXMSREP EGGIWWSVMIW EVI EPWS VIEH] JSV STIVEXMSR MJ JMXXIH
i *PEWLMRK FIEGSR
i 6EHMS
(ERKIV -J YREYXLSVMWIH TISTPI EVI SR XLI QEGLMRI MX GER TYX XLI QEMRXIRERGI
TIVWSRRIP MR I\XVIQI HERKIV
7IGYVI XLI QEGLMRI EKEMRWX EGGIWW F] YREYXLSVMWIH TIVWSRW
d ;LIR PIEZMRK XLI QEGLMRI

8YVR XLI MKRMXMSR OI] XS XLI TSWMXMSR ERH TYPP MX SYX
%R] TS[IV GSRWYQIVW [LMGL EVI WXMPP VIUYMVIH GER FI W[MXGLIH SR EX XLI
MRWXVYQIRX TERIP
7II XLI WIGXMSR SR XLI MKRMXMSR W[MXGL
0-)&,)66 0
,ERHPMRK
0, GSRXVSP PIZIV
8LI QSZIQIRXW SJ XLI PMJX EVQW ERH XLI [SVOMRK EXXEGLQIRX FYGOIX EVI
GSRXVSPPIH F] XLI 0, GSRXVSP PIZIV
7II EPWS XLI WIGXMSR SR XLI 0-)&,)66 GSRXVSP PIZIV
6IPIEWMRK XLI [SVOMRK L]HVEYPMGW

8LI [SVOMRK L]HVEYPMGW EVI EYXSQEXMGEPP] VIEH] JSV STIVEXMSR [LIR ]SY
W[MXGL SR XLI MKRMXMSR
d -J ]SY LEZI TVIZMSYWP] IRKEKIH XLI [SVOMRK L]HVEYPMGW PSGOSYX
6IPIEWI XLI [SVOMRK L]HVEYPMGW JSV STIVEXMSR

W]QFSP JMIPH W[MXGL
d (IEGXMZEXI XLI [SVOMRK L]HVEYPMGW PSGOSYX F] TYWLMRK XLI W[MXGL FEGO

8LI W]QFSP JMIPH JSV XLI [SVOMRK L]HVEYPMGW PSGOSYX KSIW SYX
8LI [SVOMRK L]HVEYPMGW EVI RS[ STIVEXMSREP
=SY GER STIVEXI XLI [SVOMRK EXXEGLQIRX
0 0-)&,)66
,ERHPMRK
3TIVEXMRK XLI PMJX G]PMRHIVW

8LI PMJX G]PMRHIVW VEMWI ERH PS[IV XLI PMJX EVQW
6EMWMRK SV PS[IVMRK XLI PMJX EVQW
6EMWMRK SV PS[IVMRK XLI PMJX EVQW
d 1SZI XLI 0, GSRXVSP PIZIV MR HMVIGXMSR E

8LI PMJX EVQW EVI VEMWIH
8LIVI EVI X[S [E]W XS PS[IV XLI PMJX EVQW
i 7PS[P] YWMRK XLI RSVQEP PS[IVMRK JYRGXMSRW
i 5YMGOP] YWMRK XLI UYMGO HVST JYRGXMSR
0, GSRXVSP PIZIV
d 8S EGXYEXI XLI RSVQEP PS[IVMRK JYRGXMSR QSZI XLI 0, GSRXVSP PIZIV MR

XLI HMVIGXMSR F YT XS XLI EGXMSR TSMRX
8LI PMJX EVQW EVI WPS[P] PS[IVIH
(ERKIV
0-)&,)66 0
,ERHPMRK
(ERKIV 8LIVI MW E VMWO SJ EGGMHIRXW [LIR XLI [SVOMRK EXXEGLQIRX MW PS[IVIH

UYMGOP]
8LI VEMWIH [SVOMRK EXXEGLQIRX MW PS[IVIH UYMGOP] [LIR ]SY EGXYEXI XLI
UYMGO HVST JYRGXMSR
%R]SRI WXERHMRK YRHIV XLI [SVOMRK EXXEGLQIRX [MPP FI GVYWLIH
/IIT SYX SJ XLI HERKIV EVIE
d 8S EGXYEXI XLI UYMGO HVST JYRGXMSR QSZI XLI 0, GSRXVSP PIZIV MR

HMVIGXMSR F XLVSYKL XLI EGXMSR TSMRX XS MXW PMQMX
8LI PMJX EVQW EVI UYMGOP] PS[IVIH
3TIVEXMRK XLI XMPX G]PMRHIVW

8LI XMPX G]PMRHIV XMPXW XLI FYGOIX MR ERH SYX
8MPXMRK XLI FYGOIX MR ERH SYX

8LI XMPX G]PMRHIV XMPXW XLI FYGOIX MR ERH SYX
8MPXMRK XLI FYGOIX MR SV SYX d 1SZI XLI 0, GSRXVSP PIZIV MR HMVIGXMSR G
8LI FYGOIX MW XMPXIH MR
d 1SZI XLI 0, GSRXVSP PIZIV MR HMVIGXMSR H
8LI FYGOIX MW XMPXIH SYX
0 0-)&,)66
,ERHPMRK
3TIVEXMRK XLI PMJX ERH XMPX G]PMRHIVW WMQYPXERISYWP]

=SY GER I\XIRH SV VIXVEGX XLI PMJX ERH XMPX G]GPMRHIVW WMQYPXERISYWP] F]
QSZMRK XLI 0, GSRXVSP PIZIV HMEKSREPP]
6EMWMRK XLI PMJX EVQW [LMPI XMPXMRK
XLI FYGOIX MR SV SYX
;SVOMRK QSZIQIRXW
d 1SZI XLI 0, GSRXVSP PIZIV MR HMVIGXMSR I

8LI PMJX EVQW EVI VEMWIH [LMPI XLI FYGOIX MW XMPXIH MR
d 1SZI XLI 0, GSRXVSP PIZIV MR HMVIGXMSR K
8LI PMJX EVQW EVI VEMWIH [LMPI XLI FYGOIX MW XMPXIH SYX
0S[IVMRK XLI PMJX EVQW [LMPI
XMPXMRK XLI FYGOIX MR SV SYX
;SVOMRK QSZIQIRXW
d 1SZI XLI 0, GSRXVSP PIZIV MR HMVIGXMSR L

8LI PMJX EVQW EVI PS[IVIH [LMPI XLI FYGOIX MW XMPXIH MR
d 1SZI XLI 0, GSRXVSP PIZIV MR HMVIGXMSR J
8LI PMJX EVQW EVI PS[IVIH [LMPI XLI FYGOIX MW XMPXIH SYX
0-)&,)66 0
,ERHPMRK
*PSEX TSWMXMSR
&YGOIX MR JPSEX TSWMXMSR

8LI JPSEX TSWMXMSR EPPS[W XLI FYGOIX XS PMI SR XLI KVSYRH YRHIV MXW S[R
[IMKLX ERH XS QSZI JVIIP] SR YRIZIR KVSYRH
%GXMZEXMRK JPSEX TSWMXMSR 8LMW MW LS[ XS EGXMZEXI XLI JPSEX TSWMXMSR
1EOI WYVI XLI PMJX EVQW EVI PS[IVIH ERH XLI FYGOIX MW P]MRK JPEX SR XLI
KVSYRH
(ERKIV
(ERKIV 8LIVI MW E VMWO SJ EGGMHIRXW [LIR XLI [SVOMRK EXXEGLQIRX MW PS[IVIH

UYMGOP]
8LI [SVOMRK EXXEGLQIRX MW PS[IVIH UYMGOP] [LIR XLI JPSEX TSWMXMSR MW
EGXMZEXIH
%R]SRI WXERHMRK YRHIV XLI [SVOMRK EXXEGLQIRX [MPP FI GVYWLIH
/IIT SYX SJ XLI HERKIV EVIE
d (S RSX EGXMZEXI XLI JPSEX TSWMXMSR JYRGXMSR [LIR XLI [SVOMRK EXXEGLQIRX
MW VEMWIH
&YGOIX TSWMXMSR
0 0-)&,)66
,ERHPMRK
d 0S[IV XLI PMJX EVQ ERH PE] XLI FYGOIX HS[R JPEX SR XLI KVSYRH

*PSEX TSWMXMSR W[MXGL
4VIWW XLI JPSEX TSWMXMSR W[MXGL XS IREFPI XLI JYRGXMSR

d 4VIWW XLI JPSEX TSWMXMSR W[MXGL
0, GSRXVSP PIZIV
d 1SZI XLI 0, GSRXVSP PIZIV MR HMVIGXMSR F XLVSYKL XLI EGXMSR TSMRX EW JEV
EW MX [MPP KS ERH XLIR VIPIEWI MX
8LI 0, GSRXVSP PIZIV MW LIPH MR XLMW TSWMXMSR F] QEKRIXMG JSVGI
8LI JPSEX TSWMXMSR JYRGXMSR MW RS[ EGXMZI
9WMRK XLI EYXSQEXMG PMJX OMGOSYX JYRGXMSR

8LI EYXSQEXMG PMJX OMGOSYX JYRGXMSR TVIZIRXW XLI PMJX EVQ GSQMRK XS ER
EFVYTX LEPX EX XLI YTTIV PMJX PMQMX 8LMW TVSXIGXW FSXL XLI QEGLMRI ERH XLI
HVMZIV JVSQ YRRIGIWWEV] NSPXMRK
%GXMZEXMRK XLI EYXSQEXMG PMJX 8LI TVSGIHYVI JSV EGXMZEXMRK XLI EYXSQEXMG PMJX OMGOSYX MW EW JSPPS[W
OMGOSYX JYRGXMSR

0MJX OMGOSYX W[MXGL
0-)&,)66 0
,ERHPMRK
d 4VIWW XLI W[MXGL JSV PMJX OMGOSYX

8LI PMJX OMGOSYX JYRGXMSR MW RS[ EGXMZI
0, GSRXVSP PIZIV
d 1SZI XLI 0, GSRXVSP PIZIV MR HMVIGXMSR E XLVSYKL XLI EGXMSR TSMRX EW JEV
EW MX [MPP KS ERH XLIR VIPIEWI MX
8LMW QIERW XLEX XLI PMJX EVQ MW SRP] VEMWIH EW JEV EW XLI W[MXGLMRK TSMRX JSV
XLI PMJX OMGOSYX
8LI PMJXMRK TVSGIHYVI MW EYXSQEXMGEPP] WXSTTIH EX XLMW TSMRX
0MJX OMGOSYX JSV VIHYGIH =SY GER EPWS YWI XLI TVS\MQMX] W[MXGL XS WIX E VIHYGIH HYQTMRK LIMKLX
HYQTMRK LIMKLX
'EYXMSR 8LIVI MW E VMWO SJ EGGMHIRXW [LIR [SVOMRK GPSWI XS E LIMKLX PMQMX

;LIR [SVOMRK GPSWI XS E LIMKLX PMQMX XLIVI MW E VMWO SJ EGGMHIRXW MJ XLI PMJX
OMGOSYX MW SZIVVYR
;LIR [SVOMRK RIEV XS E LIMKLX PMQMX TVSGIIH [MXL I\XVIQI GEYXMSR
d 7IX XLI PMJX OMGOSYX JSV E VIHYGIH HYQTMRK LIMKLX

7IXXMRK XLI PMJX OMGOSYX JSV 8LI TVS\MQMX] W[MXGL JSV XLI EYXSQEXMG PMJX OMGOSYX MW WIX EX XLI JEGXSV]
VIHYGIH HYQTMRK LIMKLX -J RIGIWWEV] XLI TVS\MQMX] W[MXGL GER FI VIEHNYWXIH
8LI TVSGIHYVI JSV VIEHNYWXMRK XLI TVS\MQMX] W[MXGL MW EW JSPPS[W
6IHYGIH HYQTMRK LIMKLX
0 0-)&,)66
,ERHPMRK
d 6EMWI XLI PMJX EVQW XS XLI VIUYMVIH HYQTMRK LIMKLX
4VS\MQMX] W[MXGL
4VS\MQMX] W[MXGL JSV EYXSQEXMG 0)(
PMJX OMGOSYX &YGOIX EVQ
d 6IPIEWI XLI JM\MRK RYXW SJ XLI TVS\MQMX] W[MXGL

,SVM^SRXEPP] EHNYWX XLI TVS\MQMX] W[MXGL YRXMP XLI FYGOIX EVQ GSZIVW YT
XS LEPJ XLI GSRXEGX WYVJEGI SJ XLI TVS\MQMX] W[MXGL
;LIR XLI FYGOIX EVQ IRXIVW XLI EGXYEXMSR VERKI SJ XLI TVS\MQMX] W[MXGL
XLI JSYV 0)(W SR XLI TVS\MQMX] W[MXGL PMKLX YT
d 8MKLXIR XLI JM\MRK RYXW SR XLI TVS\MQMX] W[MXGL EKEMR
8LI TVS\MQMX] W[MXGL LEW FIIR VIWIX ERH XLI EYXSQEXMG PMJX OMGOSYX MW SRGI
QSVI VIEH] JSV STIVEXMSR
d 8IWX XLI WIXXMRK ERH VIEHNYWX MX MJ RIGIWWEV]
%YXSQEXMG FYGOIX VIXYVRXSHMK JYRGXMSR

=SY GER YWI XLI EYXSQEXMG FYGOIX VIXYVRXSHMK JYRGXMSR JSV PSEHMRK NSFW
[LMGL VIUYMVI E GIVXEMR HMKKMRK TSWMXMSR
%GXMZEXMRK XLI EYXSQEXMG FYGOIX 8LI TVSGIHYVI JSV EGXMZEXMRK XLI EYXSQEXMG FYGOIX VIXYVRXSHMK JYRGXMSR MW
VIXYVRXSHMK JYRGXMSR EW JSPPS[W

&YGOIX VIXYVRXSHMK W[MXGL
d 4VIWW XLI FYGOIX VIXYVRXSHMK W[MXGL

8LI EYXSQEXMG FYGOIX VIXYVRXSHMK JYRGXMSR MW RS[ EGXMZEXIH
0-)&,)66 0
,ERHPMRK
9WMRK XLI EYXSQEXMG FYGOIX 1EOI WYVI XLI EYXSQEXMG FYGOIX VIXYVRXSHMK JYRGXMSR MW EGXMZEXIH
VIXYVRXSHMK JYRGXMSR
;SVOMRK QSZIQIRXW
d 6EMWI XLI PMJX EVQ F] QSZMRK XLI 0, GSRXVSP PIZIV MR HMVIGXMSR E

d 8MPX XLI FYGOIX SYX MR XLI VEMWIH TSWMXMSR F] QSZMRK XLI 0, GSRXVSP PIZIV
MR HMVIGXMSR H
;SVOMRK QSZIQIRXW
d 8MPX MR XLI PSEHMRK FYGOIX MR XLI VEMWIH TSWMXMSR F] QSZMRK XLI 0,

GSRXVSP PIZIV MR HMVIGXMSR G XLVSYKL XLI EGXMSR TSMRX EW JEV EW MX [MPP KS
ERH VIPIEWMRK MX
8LMW QSZIW XLI FYGOIX MRXS XLI TVIPMQMREV] TSWMXMSR JSV XLI HMKKMRK TSWMXMSR
%W WSSR EW XLI FYGOIX VIEGLIW XLI TVIPMQMREV] TSWMXMSR XLI WSPIRSMH
VIPIEWIW XLI 0, GSRXVSP PIZIV
d 0S[IV XLI PMJX EVQW F] QSZMRK XLI 0, GSRXVSP PIZIV MR HMVIGXMSR F
8LMW QSZIW XLI PSEHMRK FYGOIX MRXS XLI HMKKMRK TSWMXMSR SR XLI KVSYRH
0 0-)&,)66
,ERHPMRK
7IXXMRK XLI HMKKMRK TSWMXMSR 8LI TVS\MQMX] W[MXGL JSV XLI EYXSQEXMG FYGOIX VIXYVRXSHMK JYRGXMSR MW WIX
EX XLI JEGXSV]
-J RIGIWWEV] XLI TVS\MQMX] W[MXGL GER FI VIEHNYWXIH
8LI TVSGIHYVI JSV VIEHNYWXMRK XLI TVS\MQMX] W[MXGL MW EW JSPPS[W
6SYKL EHNYWXQIRX
1EOI WYVI XLEX XLI PMJX EVQW EVI PS[IVIH ERH XLI FYGOIX MW IQTX]
6SYKL HMKKMRK TSWMXMSR
d 9WMRK XLI 0, GSRXVSP PIZIV QSZI XLI PSEHMRK FYGOIX XS XLI VIUYMVIH
HMKKMRK TSWMXMSR
7IXXMRK YT FYGOIX VIXYVRXSHMK

4VS\MQMX] W[MXGL JSV EYXSQEXMG 4SWMXMSRMRK GYVZI
FYGOIX VIXYVRXSHMK 0*( W]WXIQ TVS\MQMX] W[MXGL
0)(
d 6IPIEWI XLI JM\MRK RYXW SJ XLI TVS\MQMX] W[MXGL

,SVM^SRXEPP] EHNYWX XLI TVS\MQMX] W[MXGL YRXMP XLI TSWMXMSRMRK GYVZI GSZ
IVW YT XS LEPJ XLI GSRXEGX WYVJEGI SJ XLI TVS\MQMX] W[MXGL
;LIR XLI TSWMXMSRMRK GYVZI IRXIVW XLI GSRXEGX EVIE SJ XLI TVS\MQMX] W[MXGL
XLI JSYV 0)(W SR XLI TVS\MQMX] W[MXGL PMKLX YT
d 8MKLXIR XLI JM\MRK RYXW SR XLI TVS\MQMX] W[MXGL EKEMR
8LI VSYKL EHNYWXQIRX SJ XLI VIUYMVIH HMKKMRK TSWMXMSR MW RS[ GSQTPIXI
d 8IWX XLI VSYKL EHNYWXQIRX 8LI TVSGIHYVI MW HIWGVMFIH MR XLI WIGXMSR
SR YWMRK XLI EYXSQEXMG FYGOIX VIXYVRXSHMK JYRGXMSR
0-)&,)66 0
,ERHPMRK
d -J VIUYMVIH GEVV] SYX E JMRI EHNYWXQIRX
*MRI EHNYWXQIRX
'EVV] SYX WIZIVEP XIWXW XS TIVJSVQ XLI JMRI EHNYWXQIRX
d 9WMRK XLI 0, GSRXVSP PIZIV QSZI XLI PSEHMRK FYGOIX XS XLI I\EGX
HMKKMRK TSWMXMSR
d 6IEHNYWX XLI TVS\MQMX] W[MXGL EW HIXEMPIH MR XLI WIGXMSR SR VSYKL
EHNYWXQIRX
d 8IWX XLI JMRI EHNYWXQIRX 8LI TVSGIHYVI MW HIWGVMFIH MR XLI WIGXMSR SR
YWMRK XLI EYXSQEXMG FYGOIX VIXYVRXSHMK JYRGXMSR
;SVOMRK QIXLSHW

8LMW WIGXMSR HIWGVMFIW XLI VSYXMRI [SVOMRK QIXLSHW
4MGOMRK YT ERH QSZMRK QEXIVMEP

8LI JSPPS[MRK TVSGIHYVI MW VIGSQQIRHIH XS EZSMH ER] TSWWMFPI PSWW SJ
XVEGXMSR
d (S RSX [SVO [MXL E WXVSRK HS[R[EVHW TVIWWYVI SR XLI FYGOIX

d -J XLI JPS[ SJ XLI FYPO QEXIVMEP MRXS XLI FYGOIX RIIHW XS FI EWWMWXIH
[LIR HVMZMRK MRXS XLI QEXIVMEP KIRXP] XMT XLI FYGOIX YT ERH HS[R
4VIWWMRK XLI MRGLFVEOI TIHEP VIHYGIW XVEGXMZI JSVGI [LMGL QEOIW PSEHMRK
IEWMIV
4S[IV HMWXVMFYXMSR F] MRGLMRK

- -RGLMRK VERKI
d %PWS TVIWW HS[R XLI MRGLFVEOI TIHEP MR VERKI - [MXL XLI VIUYMVIH
JSVGI
8LI TS[IV MW EHNYWXIH
8LI TS[IV SJ XLI XVEZIP L]HVEYPMGW MW VIHYGIH
8LI TS[IV SJ XLI [SVOMRK EXXEGLQIRX MW VIHYGIH
0 0-)&,)66
,ERHPMRK
4S[IV EHNYWXQIRX LEW XLI JSPPS[MRK EHZERXEKIW

i 8LI [LIIPW RS PSRKIV WTMR
i 8LI JYIP GSRWYQTXMSR MW VIHYGIH
d 8MPX MR XLI PSEHIH FYGOIX EW JEV EW MX [MPP KS ERH VEMWI XLI PMJX EVQW
8VERWTSVXMRK ERH QSZMRK QEXIVMEP

8LI FYGOIX WLSYPH FI QSZIH MRXS XLI XVERWTSVX TSWMXMSR XS MQTVSZI XLI
QEGLMRIW WXEFMPMX] ERH XS IRWYVI KSSH ZMI[MRK GSRHMXMSRW [LIR XVERWTSVX
MRK ERH XVERWJIVVMRK FYPO QEXIVMEPW
8LI XVERWTSVX TSWMXMSR QIERW XLEX XLI FYGOIX TMZSX TSMRX MW VSYKLP] GQ
EFSZI XLI KVSYRH
8VERWTSVX TSWMXMSR
&YGOIX TSWMXMSR
;EVRMRK 8LIVI MW E VMWO SJ XLI QEGLMRI XMTTMRK SZIV

8LI QEGLMRI QMKLX XMT SZIV [LIR XLI PMJX EVQW EVI VEMWIH HYI XS XLI WLMJX MR
XLI GIRXVI SJ KVEZMX]
3FWIVZI XLI QE\MQYQ TIVQMXXIH FYPO QEXIVMEP [IMKLX ERH XLI WTIGMJMIH
XMTTMRK PSEHW
d 1SZI XLI PSEHIH FYGOIX XS XLI XVERWTSVX TSWMXMSR

8VERWTSVXMRK XLI PSEH SR E
WPSTI
(MVIGXMSR SJ XVEZIP HYVMRK XVERWTSVX
0-)&,)66 0
,ERHPMRK

,SPH XLI PSEHIH FYGOIX PS[ [LIR XVERWTSVXMRK E PSEH SR WXIIT XIVVEMR
d (S RSX XYVR XLI QEGLMRI SR WXIIT WPSTIW

d (VMZI JSV[EVHW YT XLI WPSTI
d (VMZI FEGO[EVHW HS[R XLI WPSTI
d (S RSX HVMZI SR WPSTIW [MXL XLI [SVOMRK EXXEGLQIRX VEMWIH
(VMZMRK SR WPSTIW =SY QYWX SFWIVZI XLI WEJIX] MRWXVYGXMSRW [LIR HVMZMRK SR WPSTIW
7II XLI WEJIX] MRWXVYGXMSRW JSV HVMZMRK SR WPSTIW MR GLETXIV
7PSTI

8LI QEGLMRI GER XMT SZIV QSVI IEWMP] [LIR HVMZMRK SR WPSTMRK KVSYRH
%P[E]W OIIT XLI PSEHIH FYGOIX PS[ HYVMRK XVERWTSVX
(S RSX WYHHIRP] GLERKI HMVIGXMSR SV FVEOI EFVYTXP]
d )EWI SJJ XLI KEW TIHEP FIJSVI HVMZMRK SRXS XLI WPSTI
d (VMZI HS[RLMPP GEVIJYPP]
d -J RIGIWWEV] ETTP] XLI WIVZMGI FVEOI
SV
-J HVMZMRK SR E PSRK WXIIT HS[RLMPP WPSTI
*MVWX W[MXGL XS XVEZIP VERKI - 7II EPWS MR XLI MRJSVQEXMSR SR GLERKMRK
XVEZIP VERKIW MR XLI HVMZMRK QSHI WIGXMSR
0 0-)&,)66
,ERHPMRK
+VEHMRK [SVO
/IIT XLI FYGOIX FEWI LSVM^SRXEP [LIR KVEHMRK
+VEHMRK 8LI JSPPS[MRK TVSGIHYVI MW VIGSQQIRHIH XS EZSMH ER] TSWWMFPI PSWW SJ
XVEGXMSR
4VSGIHYVI JSV KVEHMRK
d (S RSX [SVO [MXL E WXVSRK HS[R[EVHW TVIWWYVI SR XLI FYGOIX
SV
9WI XLI JPSEX TSWMXMSR JYRGXMSR 7II EPWS XLI WIGXMSRW SR STIVEXMRK XLI
PMJX EVQW ERH XLI JPSEX TSWMXMSR JYRGXMSR
-QTIVQMWWMFPI FYGOIX TSWMXMSRW

8LI QEGLMRI QE] FI HEQEKIH HYVMRK KVEHMRK [SVO MJ XLI FYGOIX LMXW E
LEVH SFNIGX [LIR MX MW XMTTIH HS[R [LMPI XLI QEGLMRI MW QSZMRK JSV[EVH
(S RSX KVEHI MR XLI JSV[EVH XVEZIP HMVIGXMSR [MXL XLI FYGOIX XMTTIH HS[R
d /IIT XLI FEWI SJ XLI FYGOIX TEVEPPIP XS XLI KVSYRH
SV
+IRXP] WIX XLI FYGOIX FEWI HS[R
7GVETMRK SJJ QEXIVMEP
d 8MPX XLI FYGOIX HS[R ERH HVMZI FEGO[EVHW
0-)&,)66 0
,ERHPMRK
0SEHMRK E LIET
4MGOMRK YT QEXIVMEP
&YGOIX TSWMXMSR

8LI PMJX EVQW QE] FI HEQEKIH MJ ]SY LMX E LEVH SFWXEGPI EX WTIIH [LIR
GPIEVMRK E[E] FYPO QEXIVMEP MR XLI JSV[EVH XVEZIP HMVIGXMSR [MXL XLI FYGOIX
XMTTIH HS[R
;LIR GPIEVMRK E[E] FYPO QEXIVMEP HS RSX HVMZI MRXS XLI TMPI [MXL XLI
FYGOIX XMTTIH HS[R
d 0S[IV XLI FYGOIX LSVM^SRXEPP] XS XLI KVSYRH

d (VMZI MRXS XLI QEXIVMEP WPMKLXP] XMTTMRK XLI FYGOIX MR XLI TVSGIWW
d -J XLI JPS[ SJ XLI FYPO QEXIVMEP MRXS XLI FYGOIX RIIHW XS FI EWWMWXIH
KIRXP] XMT XLI FYGOIX YT ERH HS[R [LIR HVMZMRK MRXS XLI QEXIVMEP
d %PWS TVIWW HS[R XLI MRGLFVEOI TIHEP 7II XLI WIGXMSR SR TMGOMRK YT
ERH QSZMRK QEXIVMEP
&YGOIX TSWMXMSR
d 8MPX MR XLI PSEHIH FYGOIX EW JEV EW MX [MPP KS ERH VEMWI XLI PMJX EVQW
0 0-)&,)66
,ERHPMRK
8VERWTSVXMRK QEXIVMEP /IIT XLI PSEHIH FYGOIX PS[ HYVMRK XVERWTSVX MR SVHIV XS MQTVSZI XLI
QEGLMRIW WXEFMPMX] ERH XS IRWYVI KSSH ZMI[MRK GSRHMXMSRW
&YGOIX TSWMXMSR
1EOI WYVI XLEX XLI FYGOIX MW MR XLI XVERWTSVX TSWMXMSR
8LI XVERWTSVX TSWMXMSR QIERW XLEX XLI FYGOIX TMZSX TSMRX MW VSYKLP] GQ
EFSZI XLI KVSYRH
d 1SZI XLI FYGOIX XS XLI XVERWTSVX TSWMXMSR
8LI QEGLMRI QE] XMT SZIV

8LI QEGLMRI QMKLX XMT SZIV [LIR XLI PMJX EVQW EVI VEMWIH HYI XS XLI WLMJX MR
XLI GIRXVI SJ KVEZMX]
(S RSX WYHHIRP] GLERKI HMVIGXMSR SV FVEOI EFVYTXP] [LIR XLI FYGOIX MW
VEMWIH
d (S RSX VEMWI XLI PMJX EVQ YRXMP NYWX FIJSVI VIEGLMRK XLI YRPSEHMRK TSMRX
(YQTMRK
(YQTMRK
d 8MT SYX XLI FYGOIX

d 8S PSSWIR QEXIVMEP EHLIVMRK XS XLI FYGOIX UYMGOP] XMPX XLI FYGOIX MR ERH
SYX FVMIJP] NSPXMRK EKEMRWX XLI FYGOIX EVQ WXSTW
0-)&,)66 0
,ERHPMRK
6IQSZMRK QEXIVMEP JVSQ E WPSTI SV [EPP

6IQSZMRK QEXIVMEP JVSQ E WPSTI 8LMW MW LS[ XS VIQSZI RSVQEP QEXIVMEP WYGL EW WERH SV KVEZIP
6IQSZMRK FYPO QEXIVMEP
d 7XEVX EX XLI JSSX SJ XLI WPSTI ERH [SVO YT[EVHW

6IQSZMRK QEXIVMEP JVSQ E [EPP 8LMW MW LS[ XS VIQSZI YRYWYEPP] LEVH QEXIVMEP WYGL EW VSGO
6IQSZMRK FYPO QEXIVMEP
d 7PMKLXP] XMPX YT XLI FYGOIX FEWI

d 7XEVX VIQSZMRK QEXIVMEP EX XLI XST ERH [SVO HS[R[EVHW
;EVRMRK 8LIVI MW E VMWO SJ EGGMHIRXW HYI XS JEPPMRK QEXIVMEP

(S RSX [SVO YRHIV SZIVLERKW
d 6IQSZI SZIVLERKW JMVWX ERH XLIR PSSO SYX JSV WPMTTEKI
0 0-)&,)66
,ERHPMRK
0SEHMRK E XVERWTSVX ZILMGPI

8VERWTSVX VSYXIW
=QSZIQIRX
8LI ZILMGPI XS FI PSEHIH WLSYPH FI TEVOIH WS XLEX XLI XVERWTSVX HMWXERGI
JSV XLI QEGLMRI MW EW WLSVX EW TSWWMFPI
-J TSWWMFPI QEOI E = QSZIQIRX 7II EPWS MR XLI MRJSVQEXMSR SR VIZIVWMRK
MR XLI HVMZMRK QSHI WIGXMSR
0SEHMRK TVSGIHYVI -R SVHIV XS WTIIH YT XLI PSEHMRK TVSGIHYVI FVEOI XLI QEGLMRI MR JVSRX SJ
XLI XVYGO [MXL XLI MRGLFVEOI TIHEP
9RPSEHMRK TSMRX
8LMW EGLMIZIW XLI JSPPS[MRK

7IRWMXMZI WTIIH EHNYWXQIRX
3TXMQYQ TS[IV EHNYWXQIRX JSV XLI [SVOMRK EXXEGLQIRX
7II XLI WIGXMSR SR TMGOMRK YT ERH QSZMRK QEXIVMEP
d 4YX XLI QEGLMRI MR XLI YRPSEHMRK TSWMXMSR (S RSX VEMWI XLI PMJX EVQW
YRXMP NYWX FIJSVI VIEGLMRK XLI YRPSEHMRK TSMRX
-RGLFVEOI TIHEP
- -RGLMRK VERKI
0-)&,)66 0
,ERHPMRK
d &VEOI XLI QEGLMRI F] TYWLMRK HS[R XLI MRGLFVEOI TIHEP MR VERKI

- [MXL XLI VIUYMVIH JSVGI
;EVRMRK 8LIVI MW E VMWO SJ EGGMHIRXW HYI XS JEPPMRK QEXIVMEP

8LI HVMZIV QE] SRP] W[MRK XLI [SVOMRK EXXEGLQIRXW SZIV SGGYTMIH HVMZIV
GEFW STIVEXMRK ERH [SVOMRK WXEXMSRW SJ SXLIV QEGLMRIW MJ XLI] EVI
TVSXIGXIH F] VIMRJSVGIH VSSJW *347
-J XLI HVMZIVW GEF MW RSX IUYMTTIH XS TVSZMHI XLI RIGIWWEV] HIKVII SJ
TVSXIGXMSR XLIR XLI HVMZIV SJ XLI QEGLMRI MR UYIWXMSR QYWX PIEZI LMW GEF
HYVMRK SZIVLIEH STIVEXMSRW
d 0SEH XLI XVYGO WS XLEX XLI QEXIVMEP JEPPW MRXS XLI QMHHPI SJ XLI WOMT
d 0SEH PSRK XVERWTSVX ZILMGPIW JVSQ JVSRX XS FEGO
;LIR [SVOMRK RIEV SZIVLIEH TS[IV PMRIW
(ERKIV 8LIVI MW E VMWO SJ EGGMHIRXW XLVSYKL GSRXEGX [MXL SZIVLIEH TS[IV PMRIW
8LIVI MW E VMWO SJ JEXEP MRNYV]
3FXEMR MRJSVQEXMSR EFSYX XLI WEJIX] GPIEVERGIW XS FI SFWIVZIH
d /IIT XLI QEGLMRI E WYJJMGMIRX HMWXERGI E[E]

d (S RSX KS RIEV TS[IV PMRIW [MXL XLI EXXEGLQIRX
d %PWS VIEH XLI MRWXVYGXMSRW JSV WEJI [SVOMRK MR XLI GLETXIV SR WEJIX]
VIKYPEXMSRW
0SEHMRK PEVKI VSGOW 1EOI WYVI XLEX XLI PSEHMRK WYVJEGI SJ XLI XVERWTSVX ZILMGPI GER [MXLWXERH
XLI MQTEGX SJ PEVKI VSGOW
0SEHMRK XLI FYGOIX
d *MVWX TYX E FYGOIX PSEH SJ WQEPPIV VSGOW MR XLI XVERWTSVX ZILMGPI

d 'EVV] SR PSEHMRK XLI XVERWTSVX ZILMGPI
0 0-)&,)66
,ERHPMRK
0SEHMRK WXMGO] QEXIVMEP =SY GER YWI XLI EYXSQEXMG FYGOIX VIXYVRXSHMK JYRGXMSR JSV PSEHMRK NSFW
[LMGL VIUYMVI E GIVXEMR HMKKMRK TSWMXMSR
7II EPWS XLI WIGXMSRW SR STIVEXMRK XLI PMJX EVQW ERH XLI EYXSQEXMG JPSEX
TSWMXMSR JYRGXMSR
(YQTMRK
d 8MT SYX XLI FYGOIX

9RRIGIWWEV] NSPXMRK [LIR XMTTMRK YT ERH HS[R EKEMRWX XLI FYGOIX EVQ
WXSTW GER MRGVIEWI [IEV SR XLI FSPXW ERH FYWLIW SR XLI OMRIQEXMGW
%ZSMH YRRIGIWWEV] NSPXMRK
d 8S PSSWIR QEXIVMEP EHLIVMRK XS XLI FYGOIX UYMGOP] XMPX XLI FYGOIX MR ERH
SYX FVMIJP] NSPXMRK EKEMRWX XLI FYGOIX EVQ WXSTW
1SZMRK XLI QEGLMRI FEGO
&YGOIX TSWMXMSR
0-)&,)66 0
,ERHPMRK

9RRIGIWWEV] NSPXMRK [LIR XMTTMRK YT ERH HS[R EKEMRWX XLI FYGOIX EVQ
WXSTW GER MRGVIEWI [IEV SR XLI FSPXW ERH FYWLIW SR XLI OMRIQEXMGW
%ZSMH YRRIGIWWEV] NSPXMRK
d 8MPX XLI FYGOIX MR
0MJX EVQ TSWMXMSR
d 0S[IV XLI PMJX EVQ [LIR HVMZMRK FEGO
)\GEZEXMSR
0MJXMRK SYX WSJX QEXIVMEP 8LMW MW LS[ XS I\GEZEXI WSJX QEXIVMEP
%RKPI SJ TIRIXVEXMSR
d 0S[IV XLI FYGOIX XS XLI KVSYRH

d 7IX E WQEPP GYXXMRK ERKPI ; SJ RS QSVI XLER
4IRIXVEXMSR HITXL
0 0-)&,)66
,ERHPMRK
d ;LIR ETTVSEGLMRK [MXL XLI QEGLMRI WMQYPXERISYWP] TVIWW XLI PMJX EVQW
HS[R YRXMP E WYJJMGMIRX TIRIXVEXMSR HITXL ' MW VIEGLIH
d 8LI JSPPS[MRK TVSGIHYVI MW VIGSQQIRHIH XS EZSMH ER] TSWWMFPI PSWW SJ
XVEGXMSR (S RSX [SVO [MXL E WXVSRK HS[R[EVHW TVIWWYVI SR XLI FYGOIX
0MJX EVQ QSZIQIRX
d 1EOI LSVM^SRXEP GYXW [LIR HVMZMRK JSV[EVH

d 6EMWI ERH PS[IV XLI PMJX EVQW XS QEOI XLI [SVO IEWMIV
0MJXMRK SYX LEVH QEXIVMEP 9WI E FYGOIX [MXL XIIXL JSV I\GEZEXMRK LEVH QEXIVMEP
;SVOMRK EXXEGLQIRX
d *SV XLI WYFWIUYIRX TVSGIHYVI 7II XLI WIGXMSR SR PMJXMRK SYX WSJX
QEXIVMEP
)\EQTPI SJ JSYRHEXMSR 8LMW MW LS[ XS I\GEZEXI JSYRHEXMSRW
I\GEZEXMSR
0IRKXL[E]W GYXW
0-)&,)66 0
,ERHPMRK
d 9WI XLI FYGOIX XS QEOI E JMVWX XVIRGL EPSRK XLI WMHI SJ XLI TMX
d ;LIR XLI JMVWX XVIRGL MW HS[R XS E HITXL SJ QIXVI
WXEVX E WIGSRH XVIRGL EPSRK XLI STTSWMXI WMHI
d )\GEZEXI XLI EVIE FIX[IIR XS XLI WEQI HITXL EW XLI X[S WMHI XVIRGL
IW
,IETMRK QEXIVMEP
d ,IET XLI QEXIVMEP MR SRI GSVRIV PIEZMRK XLI WMHIW SJ XLI JSYRHEXMSRW
GPIEV
4MX GSVRIV
d ;LIR XLI JSYRHEXMSRW LEZI FIIR I\GEZEXIH XS XLI VIUYMVIH HITXL

HMK SYX XLI GSVRIVW ERH XVERWTSVX XLI QEXIVMEP SYX SJ XLI TMX
(VMZMRK SYX SJ XLI TMX =SY QYWX QEOI E VEQT WS XLEX ]SY GER HVMZI XLI QEGLMRI SYX SJ XLI TMX
)\MX VEQT ERH XVERWTSVX HMVIGXMSR
d 8S QEOI ER I\MX JSV XLI QEGLMRI HMK SYX XLI GIRXVI SJ XLI VEQT
d /IIT XLI PSEHIH FYGOIX PS[ HYVMRK XVERWTSVX
d (VMZI JSV[EVHW SYX SJ XLI TMX
0 0-)&,)66
,ERHPMRK
7SSX TEVXMGPI JMPXIV

8LMW GLETXIV HIWGVMFIW LS[ XS STIVEXI XLI QEGLMRI [MXL E WSSX TEVXMGPI
JMPXIV

*MPXIV QIHMYQ 'IVEQMG FPSGO QEHI i
JVSQ GSVHMIVMXI [MXL
GEXEP]XMG GSEXMRK
1E\MQYQ I\LEYWX KEW GSYRXIVTVIWW FEV
YVI
8EWOW SJ XLI WSSX TEVXMGPI JMPXIV

i -X VIHYGIW XLI IQMWWMSR SJ WSSX TEVXMGPIW
i -X IPMQMREXIW QSWX SJ XLI GEVFSR QSRS\MHI '3 ERH L]HVSGEVFSRW ,'
JVSQ XLI I\LEYWX
i -X VIKIRIVEXIW MXWIPJ HYVMRK RSVQEP STIVEXMSR
)\LEYWX KEW GSYRXIVTVIWWYVI HMWTPE] ERH QSRMXSVMRK
)\LEYWX KEW GSYRXIVTVIWWYVI HMWTPE] ERH QSRMXSVMRK

)\LEYWX KEW GSYRXIVTVIWWYVI %YHMFPI GSYRXIVTVIWWYVI QSRM
HMWTPE] XSV
4VIWWYVI PMRI :MWYEP GSYRXIVTVIWWYVI
QSRMXSV
3XLIV GSQTSRIRXW RSX WLS[R

i 7SSX TEVXMGPI JMPXIV MR IRKMRI GSQTEVXQIRX
i 'SYRXIVTVIWWYVI PMRI
i (EXE PSKKIV PMRI
i *MPXIVHVEMR YRMX JVSRXVMKLX FIPS[ XLI GEF
i (EXE PSKKIV MR XLI VMKLX MR XLI GEF FIPS[ XLI 0, GSRXVSP PIZIV TMPSX
GSRXVSP HIZMGI
8EWO SJ XLI I\LEYWX KEW GSYRXIVTVIWWYVI HMWTPE]

i 8S HMWTPE] XLI GSRXEQMREXMSR WXEXYW SJ XLI TEVXMGPI JMPXIV W]WXIQ
8EWO SJ XLI IPIGXVSRMG PMQMX ZEPYI QSRMXSV

i 8S KMZI ER EYHMFPI ERH ZMWMFPI [EVRMRK XS XLI STIVEXSV [LIR XLI
QE\MQYQ GSYRXIVTVIWWYVI MW I\GIIHIH
8LI HEXE QIEWYVIH F] XLI GSYRXIVTVIWWYVI QSRMXSV MW WEZIH IPIGXVSR
MGEPP]
;MXL XYVFS IRKMRIW XLI GSYRXIVTVIWWYVI QE] RSX I\GIIH FEV
0-)&,)66 0

,ERHPMRK
:MWYEP ERH EYHMFPI 'SYRXIVTVIWWYVI [EVRMRK WIUYIRGI

GSYRXIVTVIWWYVI QSRMXSV i -J XLI GSYRXIVTVIWWYVI I\GIIHW FEV JSV PSRKIV XLER WIGSRHW
8LI GSYRXIVTVIWWYVI QSRMXSV PMKLXW YT
i -J XLI GSYRXIVTVIWWYVI I\GIIHW FEV JSV PSRKIV XLER WIGSRHW
8LI EYHMFPI GSYRXIVTVIWWYVI QSRMXSV MW EPWS EGXMZEXIH
238)
%JXIV XLI GSYRXIVTVIWWYVI QSRMXSV MW EGXMZEXIH ]SY QYWX XEOI EGXMSR XS
VIHYGI XLI GSYRXIVTVIWWYVI
-J I\GIWW I\LEYWX GSYRXIVTVIWWYVI MW MRHMGEXIH
i )\GIWW I\LEYWX GSYRXIVTVIWWYVI GER EPWS FI GEYWIH F] E FPSGOIH
GSYRXIVTVIWWYVI PMRI
i -J XLI HMWTPE] MRHMGEXIW I\GIWW GSYRXIVTVIWWYVI MR EHHMXMSR XS GPIERMRK
XLI JMPXIV MRWTIGX ERH WIVZMGI XLI GSYRXIVTVIWWYVI PMRI
i 8LI GSYRXIVTVIWWYVI QSRMXSV QYWX FI MRWTIGXIH ERH WIVZMGIH IZIV]
WIVZMGI LSYVW
7II XLI WIGXMSR SR XLI WSSX TEVXMGPI JMPXIV MR XLI QEMRXIRERGI ERH
MRWTIGXMSR WGLIHYPI MR GLETXIV
d 'SRXEGX 0-)&,)66 '97831)6 7)6:-')
'EYXMSR 8LIVI MW E VMWO SJ HEQEKI XS XLI WSSX TEVXMGPI JMPXIV ERH XLI HMIWIP IRKMRI
-J XLI QEGLMRI MHPIW JSV TVSPSRKIH TIVMSHW SV MW VYR MR XLI PS[IV PSEH VERKI
XLI QE\MQYQ GSYRXIVTVIWWYVI QE] FI I\GIIHIH
%ZSMH PIXXMRK XLI QEGLMRI MHPI JSV TVSPSRKIH TIVMSHW SV VYR MR XLI PS[IV
PSEH VERKI
d -J XLI GSYRXIVTVIWWYVI MW XSS LMKL

8EOI EGXMSR XS VIHYGI MX
238)
8LI HEXE QIEWYVIH F] XLI GSYRXIVTVIWWYVI QSRMXSV MW WEZIH IPIGXVSR
MGEPP]
d -J XLI IZEPYEXMSR SJ XLI QIEWYVIH HEXE WLS[W XLEX RS EGXMSR [EW XEOIR
XS VIHYGI XLI GSYRXIVTVIWWYVI
8LI QERYJEGXYVIVW [EVVERX] FIGSQIW MRZEPMH JSV ER] GSQTSRIRX
HEQEKIH SV HIWXVS]IH F] I\GIWW GSYRXIVTVIWWYVI
0S[IVMRK XLI GSYRXIVTVIWWYVI %GXMSR XS VIHYGI XLI GSYRXIVTVIWWYVI
d -J XLI GSYRXIVTVIWWYVI MW EFSZI FEV
6YR XLI HMIWIP IRKMRI EX LMKL WTIIH
d 8LMW QIERW HVMZI EX JYPP PSEH JSV ETTVS\MQEXIP] QMRYXIW
IK [SVOMRK EKEMRWX E [EPP
SV
0S[IV ERH VEMWI XLI PMJX EVQW [MXL E JYPP] PSEHIH FYGOIX EX JYPP XLVSXXPI
YRXMP XLI GSYRXIVTVIWWYVI MW GPIEVP] PS[IV XLER FEV
0 0-)&,)66

,ERHPMRK
8VSYFPIWLSSXMRK
-J XLI GSYRXIVTVIWWYVI GERRSX FI VIHYGIH YWMRK XLIWI QIEWYVIW
d 7LYX HS[R XLI QEGLMRI MQQIHMEXIP]

d 'PIER XLI JMPXIV
-14368%28
8LI WSSX TEVXMGPI JMPXIV QYWX FI GPIERIH SRGI E ]IEV SV EX PIEWX SRGI
IZIV] WIVZMGI LSYVW
d 8LI GPIERMRK QYWX FI HSRI YWMRK WYMXEFPI IUYMTQIRX WS XLEX XLI EWL
GER FI GSPPIGXIH JSV HMWTSWEP
238)
i ;LIR VIJMXXMRK XLI JMPXIV QSHYPI EJXIV GPIERMRK QEOI WYVI XLI JMPXIV
QSHYPI MW JMXXIH [MXL XLI I\LEYWX MR XLI VMKLX HMVIGXMSR
i (S RSX JMX XLI JMPXIV QSHYPI MR XLI STTSWMXI HMVIGXMSR
d *SV EHHMXMSREP MRJSVQEXMSR

'SRXEGX 0-)&,)66 '97831)6 7)6:-')
)\LEYWX KEW XIWXW -RJSVQEXMSR SR I\LEYWX QIEWYVIQIRXW F] XLI QEGLMRI STIVEXSV
*SV STIVEXMSR MR 7[MXÎVPERH
i 8LI QEGLMRI MW QEVOIH [MXL XLI :)68 JMPXIV PEFIP ERH XIWX PEFIP
&9;%0 ERH &EY600 TVIWGVMFI XIWX QIEWYVIQIRXW XS FI PSKKIH MR XLI
I\LEYWX QEMRXIRERGI HSGYQIRX EX PIEWX IZIV] QSRXLW
i 8LI I\LEYWX QEMRXIRERGI HSGYQIRX MW GVIEXIH F] XLI QEMR MQTSVXIV
ERH TVSZMHIH [MXL XLI QEGLMRI
*SV STIVEXMSR MR XLI )9

i 86+7 TVIWGVMFIW XIWX QIEWYVIQIRXW JSV ZILMGPIW MR MRHYWXVMEP YWI
8LIWI QYWX FI GEVVMIH SYX ERH HSGYQIRXIH ERRYEPP] SV IZIV]
WIVZMGI LSYVW *SV ZILMGPIW YWIH YRHIVKVSYRH XLI MRXIVZEPW EVI
QSRXLW SV IZIV] WIVZMGI LSYVW
0-)&,)66 0

,ERHPMRK
*MPPMRK XLI XERO YWMRK XLI JMPPMRK TYQT

6IJYIPPMRK TYQT
1EOI WYVI XLEX

i 8LI QEGLMRI MW MR QEMRXIRERGI TSWMXMSR
i 8LI WYGXMSR PMRI I\XIRWMSR [MXL WYGXMSR WXVEMRIV MW GSRRIGXIH XS XLI
WYGXMSR PMRI FILMRH XLI IRKMRI GSQTEVXQIRX HSSV
i 8LI WYGXMSR WXVEMRIV MW RSX HEQEKIH EW SXLIV[MWI XLI VIJYIPPMRK
TYQT MW RSX TVSXIGXIH EKEMRWX JSVIMKR TEVXMGPIW
i 8LI WYGXMSR PMRI I\XIRWMSR [MXL XLI WYGXMSR WXVEMRIV VIEGLIW XS XLI
FSXXSQ SJ XLI XERO WS XLEX XLI XERO GER FI GSQTPIXIP] HVEMRIH
i 8LI FEXXIV] QEMR W[MXGL MW XYVRIH SR
i 8LI WIEPMRK GET SR XLI JYIP XERO JMPPIV RIGO MW STIR
i 8LI OI] JSV XLI VIJYIPPMRK TYQT W[MXGL RI\X XS XLI XERO JMPPIV GET MW
MRWIVXIH
7XEVXMRK YT XLI JMPPMRK TYQT

*PS[ VEXI PQMR
1E\ HYX] G]GPI QMR
1E\ WYGXMSR LIMKLX Q
*YIP XERO
8ERO GET 'ET
d 3TIR XLI XERO GET SR XLI JMPPIV RIGO
0 0-)&,)66

,ERHPMRK
;EVRMRK 8LIVI MW E VMWO SJ FYVRW ERH I\TPSWMSRW

2IZIV EPPS[ REOIH JPEQIW SV PMKLXIH GMKEVIXXIW MR XLI ZMGMRMX] HYVMRK XLI
VIJYIPPMRK TVSGIHYVI
*YIP XERO
d 8YVR XLI OI] MR XLI W[MXGL XS 32

6IJYIPPMRK FIKMRW
'EYXMSR 8LIVI MW E HERKIV HYI XS XLI JYIP SZIVJPS[MRK JVSQ XLI JMPPIV RIGO
8LI VIJYIPPMRK TYQT HSIW RSX W[MXGL SJJ EYXSQEXMGEPP] [LMGL QIERW JYIP
GER SZIVJPS[ JVSQ XLI JMPPIV RIGO
;EXGL XLI JMPPMRK TVSGIWW ZME XLI JYIP XERO JMPPIV RIGO
d ;LIR VIJYIPPMRK MW GSQTPIXI XYVR XLI OI] MR XLI W[MXGL XS 3** ERH
VIQSZI XLI OI]
d 'PSWI XLI JYIP XERO WIEPMRK GET
d (MWGSRRIGX XLI WYGXMSR PMRI I\XIRWMSR [MXL WXVEMRIV JVSQ XLI WYGXMSR
PMRI
d 7IEP XLI PMRIW [MXL HYQQ] TPYKW
0-)&,)66 0

,ERHPMRK
3TIVEXMRK XLI L]HVEYPMG UYMGOGLERKI HIZMGI JSV > PMJX EVQW
5YMGOGLERKI HIZMGI
5YMGOGLERKI HIZMGI ZIVWMSR

i ,]HVEYPMG EGXMZEXMSR ERH HIEGXMZEXMSR YWMRK GLERKISZIV ZEPZI
,]HVEYPMG STIVEXMSR YWMRK XLI EHHMXMSREP GSRXVSP PIZIV
i 1IGLERMGEP PSGOMRK MRHMGEXSV SJ XLI UYMGOGLERKI HIZMGI
-RJSVQEXMSR SR EXXEGLQIRXW ERH EGGIWWSVMIW

i %XXEGLQIRXW ERH EGGIWWSVMIW TVSHYGIH F] XLMVHTEVX] QERYJEGXYV
IVW SV XLSWI [LMGL LEZI RSX FIIR KIRIVEPP] ETTVSZIH F] 0-)&
,)66 JSV MRWXEPPEXMSR SV JSV I\XIVREP JMXXMRK QE] RSX FI MRWXEPPIH SV
JMXXIH SR XLI QEGLMRI [MXLSYX TVMSV [VMXXIR GSRWIRX JVSQ 0-)&
,)66
i 8LI ETTVSTVMEXI XIGLRMGEP HSGYQIRXEXMSR WLSYPH FI QEHI EZEMP
EFPI XS 0-)&,)66 JSV XLMW TYVTSWI
%GXMZEXMRK XLI UYMGOGLERKI HIZMGI
,]HVEYPMG UYMGOGLERKI HIZMGI

7YTTP] PMRI JSV UYMGOGLERKI 'LERKISZIV ZEPZI
HIZMGI %RXMX[MWX PSGO
7YTTP] PMRI JSV EGGIWWSV] OMX 7[MXGL PIZIV
,]HVEYPMG G]PMRHIV 1IGLERMGEP MRHMGEXSV
8LI L]HVEYPMG UYMGOGLERKI HIZMGI MW EGXMZEXIH IREFPIH SV HIEGXMZEXIH

FPSGOIH YWMRK XLI GLERKISZIV ZEPZI
8LI W[MXGL PIZIV MW WIGYVIH [MXL ER ERXMX[MWX PSGO XS TVIZIRX EGXYEXMSR
F] QMWXEOI
0 0-)&,)66

,ERHPMRK
1EOI WYVI XLEX

i 8LI PMJX EVQ MW PS[IVIH XS NYWX EFSZI XLI KVSYRH
i ;LIVI E [SVOMRK EXXEGLQIRX [MXL ER MRHITIRHIRX L]HVEYPMG WYTTP] MW
QSYRXIH EPP G]PMRHIVW ZEPZIW IXG EVI MR XLI MRMXMEP TSWMXMSR SV GPSWIH
i ;LIVI E [SVOMRK EXXEGLQIRX MW JMXXIH QEOI WYVI XLEX MX MW XMPXIH MR
(ERKIV 8LIVI MW E VMWO SJ EGGMHIRXW MJ XLI [SVOMRK EXXEGLQIRX HVSTW

(S RSX EGXMZEXI XLI UYMGOGLERKI HIZMGI [LIR XLI [SVOMRK EXXEGLQIRX MW
VEMWIH
8LI TMGXYVI WLS[W X[S PIZIV TSWMXMSRW STIRGPSWIH

%GXMZEXI VIPIEWI XLI L]HVEYPMG UYMGOGLERKI HIZMGI [MXL XLI GLERKISZIV
ZEPZI
d -J ]SY [ERX XS EGXMZEXI XLI UYMGOGLERKI HIZMGI
4YPP XLI W[MXGL PIZIV SYX SJ XLI ERXMX[MWX PSGO QSZI MX XS
TSWMXMSR E ERH IRKEKI XLI ERXMX[MWX PSGO EKEMR
8LMW STIRW XLI GLERKISZIV ZEPZI
8LI TSWMXMSR SJ XLI PIZIV WLS[W XLI HMVIGXMSR MR [LMGL XLI L]HVEYPMG SMP
JPS[W
8LI JYRGXMSR JSV YRPSGOMRK XLI UYMGOGLERKI HIZMGI MW XLYW IREFPIH
0-)&,)66 0

,ERHPMRK
9RPSGOMRK XLI UYMGOGLERKI HIZMGI

8LI TVSGIHYVI JSV YRPSGOMRK XLI UYMGOGLERKI HIZMGI MW EW JSPPS[W
1EOI WYVI XLI UYMGOGLERKI HIZMGI LEW FIIR EGXMZEXIH IREFPIH F]
QIERW SJ XLI GLERKISZIV ZEPZI
5YMGOGLERKI HIZMGI EW WIIR JVSQ XLI HVMZIVW GEF

1IGLERMGEP MRHMGEXSV F 9RPSGOIH TSWMXMSR
E 0SGOIH TSWMXMSR
d 'SQTPIXIP] VIXVEGX XLI PSGOMRK TMRW F] QSZMRK XLI 0, GSRXVSP PIZIV MR

HMVIGXMSR F XS XLI WXST ERH LSPHMRK MX MR XLMW TSWMXMSR
8LI PSGOMRK TMRW JSV XLI UYMGOGLERKI HIZMGI EVI VIXVEGXIH
8LI TSWMXMSR VIXVEGXIH SJ XLI PSGOMRK TMRW MW MRHMGEXIH QIGLERMGEPP] F] XLI
HMWTPE]
(MWGSRRIGXMRK XLI [SVOMRK EXXEGLQIRX

8LMW MW XLI TVSGIHYVI JSV HIXEGLMRK XLI [SVOMRK EXXEGLQIRX
-J XLI [SVOMRK EXXEGLQIRX LEW ER MRHITIRHIRX L]HVEYPMG GMVGYMX QEOI WYVI
XLI L]HVEYPMG WYTTP] PMRIW LEZI FIIR HMWGSRRIGXIH
0 0-)&,)66

,ERHPMRK
;EVRMRK 8LIVI MW E VMWO SJ EGGMHIRXW MJ XLI [SVOMRK EXXEGLQIRX MW MRGSVVIGXP] WIX

HS[R
2IZIV WIX HS[R XLI [SVOMRK EXXEGLQIRX MR YRWIGYVIH EVIEW VSEH[E]W
IXG
d 7IX HS[R XLI [SVOMRK EXXEGLQIRX JPEX SR JMVQ IZIR KVSYRH

-J XLI [SVOMRK EXXEGLQIRX LEW ER MRHITIRHIRX L]HVEYPMG WYTTP] WIX HS[R
XLI [SVOMRK EXXEGLQIRX MR WYGL E [E] XLEX XLI L]HVEYPMG PMRIW EVI RSX
WYFNIGXIH XS ER] WXVEMR
d 7IGYVI XLI [SVOMRK EXXEGLQIRX EKEMRWX XMTTMRK SZIV
d 'EVIJYPP] VIQSZI XLI UYMGOGLERKI HIZMGI JVSQ XLI EHETXIV LSPHIV EX

XLI XST SJ XLI [SVOMRK EXXEGLQIRX
8LI [SVOMRK EXXEGLQIRX MW RS[ HMWGSRRIGXIH
(MWGSRRIGXMRK L]HVEYPMG PMRIW

-J XLI [SVOMRK EXXEGLQIRX LEW ER MRHITIRHIRX L]HVEYPMG GMVGYMX XLI L]HVEY
PMG WYTTP] PMRIW QYWX FI HMWGSRRIGXIH
8LI TVSGIHYVI JSV HMWGSRRIGXMRK XLI L]HVEYPMG PMRIW MW EW JSPPS[W
(ITVIWWYVMWMRK XLI STIVEXMRK
GMVGYMXW
;EVRMRK 8LIVI MW E VMWO SJ EGGMHIRXW JVSQ L]HVEYPMG PMRIW YRHIV TVIWWYVI

(ITVIWWYVMWI XLI L]HVEYPMG GMVGYMXW FIJSVI GSRRIGXMRK SV HMWGSRRIGXMRK
L]HVEYPMG PMRIW ERH GSYTPMRKW
d 7LYX HS[R XLI HMIWIP IRKMRI

d 7[MXGL SR XLI IPIGXVMGEP W]WXIQ YWMRK XLI MKRMXMSR OI]
d 3TIVEXI EPP TMPSX GSRXVSP HIZMGIW MR FSXL HMVIGXMSRW YWMRK XLI GSRXVSP
PIZIV
(MWGSRRIGXMRK L]HVEYPMG PMRIW d 6IPIEWI XLI L]HVEYPMG PMRIW ERH UYMGOVIPIEWI GSYTPMRKW JVSQ XLI QE
GLMRI
d 1EOI WYVI XLEX RS L]HVEYPMG SMP PIEOW SRXS XLI KVSYRH
8EOI ER] GSRXEQMREXIH WSMP JSV HMWTSWEP FIGEYWI L]HVEYPMG SMP GER TSPPYXI
VMZIVW ERH KVSYRH[EXIV
d 7IEP XLI PMRI GSYTPMRKW [MXL E GET
d 4PEGI XLI L]HVEYPMG PMRIW MR XLI LSWI VIXEMRIV
0-)&,)66 0

,ERHPMRK
4MGOMRK YT ERH GSRRIGXMRK XLI [SVOMRK EXXEGLQIRX

8LMW MW XLI TVSGIHYVI JSV EXXEGLMRK ERH GSRRIGXMRK XLI [SVOMRK EXXEGLQIRX
1EOI WYVI XLEX XLI UYMGOGLERKI HIZMGI MW GSQTPIXIP] YRPSGOIH
d 'EVIJYPP] TYX XLI UYMGOGLERKI HIZMGI MR XLI EHETXIV LSPHIV EX XLI XST
SJ XLI [SVOMRK EXXEGLQIRX
d 7PMKLXP] VEMWI ERH XMPX MR XLI [SVOMRK EXXEGLQIRX
8LI [SVOMRK EXXEGLQIRX QYWX FI JYPP] IRKEKIH MR XLI UYMGOGLERKI HIZMGI
0SGOMRK XLI UYMGOGLERKI HIZMGI

8LI TVSGIHYVI JSV PSGOMRK XLI UYMGOGLERKI HIZMGI MW EW JSPPS[W
1EOI WYVI XLEX
i 8LI [SVOMRK EXXEGLQIRX MW GSQTPIXIP] IRKEKIH MR XLI UYMGOGLERKI
HIZMGI WS XLEX XLI [SVOMRK EXXEGLQIRX GER FI PSGOIH MR TPEGI [MXL XLI
PSGOMRK TMRW
i 8LI UYMGOGLERKI HIZMGI LEW FIIR EGXMZEXIH F] QIERW SJ XLI GLER
KISZIV ZEPZI

'LIGO [LIXLIV XLI [SVOMRK EXXEGLQIRX MW JYPP] IRKEKIH MR XLI UYMGO
GLERKI HIZMGI
d 'SQTPIXIP] I\XIRH XLI PSGOMRK TMRW F] QSZMRK XLI 0, GSRXVSP PIZIV MR

HMVIGXMSR E XS XLI WXST ERH LSPHMRK MX MR XLMW TSWMXMSR
8LI PSGOMRK TMRW JSV XLI UYMGOGLERKI HIZMGI EVI I\XIRHIH
8LI [SVOMRK EXXEGLQIRX MW RS[ GSRRIGXIH
'LIGOMRK XLEX XLI [SVOMRK EXXEGLQIRX MW PSGOIH

8LMW MW LS[ XS GLIGO EJXIV PSGOMRK
1EOI WYVI XLEX XLI UYMGOGLERKI HIZMGI MW MR E WYMXEFPI TSWMXMSR JSV
MRWTIGXMSR
0 0-)&,)66

,ERHPMRK

(S RSX GEVV] SYX ER] [SVOMRK QSZIQIRXW SJ XLI EXXEGLQIRX FIJSVI
GLIGOMRK [LIXLIV MX MW PSGOIH
'LIGO [LIXLIV XLI [SVOMRK EXXEGLQIRX MW WIGYVIP] PSGOIH XS XLI UYMGO
GLERKI HIZMGI
:MWYEP MRWTIGXMSR SJ UYMGOGLERKI HIZMGI

5YMGOGLERKI HIZMGI E 0SGOIH TSWMXMSR
0SGOMRK TMR F 9RPSGOIH TSWMXMSR
1IGLERMGEP MRHMGEXSV
d 1SZI XLI PMJX EVQ YT YRXMP MX MW TSWWMFPI XS WII XLI HMWTPE]

d +IX SYX SJ XLI QEGLMRI ERH ZMWYEPP] GLIGO XLEX XLI PSGOMRK TMRW LEZI
EGXYEPP] PSGOIH XLI [SVOMRK EXXEGLQIRX
d 'EVV] SYX XLI MRWTIGXMSR SR FSXL WMHIW SJ XLI QEGLMRI
=SY GER WII XLEX MX MW TVSTIVP] PSGOIH [LIR XLI MRHMGEXSV MW YTVMKLX
-R EHHMXMSR XLI PSGOMRK TMRW QYWX LEZI FIIR MRWIVXIH EPP XLI [E] XS
XLI SYXIV FSVILSPI SJ XLI UYMGOGLERKI HIZMGI

-J XLI UYMGOGLERKI HIZMGI MW YRMRXIRXMSREPP] YRPSGOIH FSXL TIVWSRRIP ERH
XLI [SVOMRK EXXEGLQIRX [MPP FI IRHERKIVIH
-X MW IWWIRXMEP XLEX XLI GLERKISZIV ZEPZI MW PSGOIH EKEMR EJXIV XLI PSGOMRK
TVSGIHYVI MW JMRMWLIH

(IEGXMZEXI FPSGO XLI UYMGOGLERKI HIZMGI [MXL XLI GLERKISZIV ZEPZI
0-)&,)66 0

,ERHPMRK
d 'PSWI XLI GLERKISZIV ZEPZI

4YPP XLI W[MXGL PIZIV SYX SJ XLI ERXMX[MWX PSGO QSZI MX XS
TSWMXMSR F ERH IRKEKI XLI ERXMX[MWX PSGO EKEMR
8LMW GPSWIW XLI GLERKISZIV ZEPZI
8LI JYRGXMSR JSV YRPSGOMRK XLI L]HVEYPMG UYMGOGLERKI HIZMGI MW XLYW FPSG
OIH
d (S RSX GEVV] SYX ER] QSZIQIRXW [MXL XLI [SVOMRK EXXEGLQIRX YRXMP ]SY
LEZI MRWTIGXIH ERH HIEGXMZEXIH XLI UYMGOGLERKI HIZMGI
d *SV STIVEXMRK E [SVOMRK EXXEGLQIRX [MXL MXW S[R GSRXVSP GMVGYMX
WII XLI HIWGVMTXMSR MR GLETXIV SR XLI GSRXVSP PIZIV JSV EHHMXMSREP
[SVOMRK JYRGXMSRW ERH [SVOMRK [MXL STXMSREP IUYMTQIRX IK 9WMRK XLI
LMKL HYQT FYGOIX
'SRRIGXMRK XLI L]HVEYPMG PMRIW

PMG WYTTP] PMRIW QYWX FI GSRRIGXIH

d 8EOI XLI GETW SJJ XLI PMRI GSYTPMRKW

d 'SRRIGX XLI L]HVEYPMG PMRIW EGGSVHMRK XS XLIMV JYRGXMSR
2SXI XLI JSPPS[MRK TSMRXW [LIR GSRRIGXMRK
i 'PIER XLI PMRI GSYTPMRKW FIJSVI GSRRIGXMRK
i (S RSX GSRRIGX XLI [VSRK IRHW SJ XLI L]HVEYPMG PMRIW
i 0E] XLI L]HVEYPMG PMRIW WS XLEX XLI] GERRSX FIGSQI GEYKLX MR XLI
[SVOMRK EXXEGLQIRX HYVMRK STIVEXMSR
i 9WI ER] LSWI VIXEMRIVW TVSZMHIH [LIR PE]MRK XLI PMRIW
d 'LIGO XLI L]HVEYPMG PMRIW JSV PIEOW EJXIV GSRRIGXMRK XLIQ
0 0-)&,)66

,ERHPMRK
3TIVEXMRK XLI GSQFMRIH IPIGXVSL]HVEYPMG UYMGOGLERKI

HIZMGI JSV > PMJX EVQW

i 'SQFMRIH IPIGXVSL]HVEYPMG ZIVWMSR
)PIGXVMG EGXMZEXMSR ERH HIEGXMZEXMSR YWMRK W[MXGL

,)66

7YTTP] PMRI JSV UYMGOGLERKI 7[MXGL JSV L]HVEYPMG UYMGO
HIZMGI GLERKI HIZMGI STXMSREP
,]HVEYPMG G]PMRHIV
8LI GSQFMRIH IPIGXVSL]HVEYPMGEPP] STIVEXIH UYMGOGLERKI HIZMGI MW EG

XMZEXIH ERH HIEGXMZEXIH YWMRK XLI W[MXGL JSV XLI L]HVEYPMG UYMGOGLERKI
HIZMGI
8LMW MW LS[ XS EGXMZEXI XLI UYMGOGLERKI HIZMGI
0-)&,)66 0

,ERHPMRK
1EOI WYVI XLEX


(S RSX EGXMZEXI XLI PSGOEFPI W[MXGL [LIR XLI [SVOMRK EXXEGLQIRX MW
VEMWIH
d 0SSWIR XLI EGXMZEXMSR PSGO MR XLI HMVIGXMSR SJ XLI EVVS[ ERH WMQYPXE
RISYWP] TYWL XLI W[MXGL JSV[EVHW

1EOI WYVI XLEX XLI W[MXGL JSV XLI L]HVEYPMG UYMGOGLERKI HIZMGI LEW FIIR
TVIWWIH

E 0SGOIH TSWMXMSR
0 0-)&,)66

,ERHPMRK

HMVIGXMSR G XS XMPX MR XLI [SVOMRK EXXEGLQIRX XS XLI WXST ERH LSPHMRK MX
MR XLMW TSWMXMSR
HMWTPE]


HS[R
IXG
d (IEGXMZEXI XLI UYMGOGLERKI HIZMGI F] TYWLMRK FEGO XLI L]HVEYPMG

UYMGOGLERKI HIZMGI W[MXGL
;LIR ]SY TVIWW XLI W[MXGL XLI [EVRMRK WMKREP JVSQ XLI MRWXVYQIRX TERIP
WXSTW


GMVGYMXW
0-)&,)66 0

,ERHPMRK


d 4VIWW ERH LSPH HS[R XLI [SVOMRK L]HVEYPMGW PSGOSYX FYXXSR FYXXSR
JYRGXMSR F [LMPI QSZMRK EPP XLI GSRXVSP PIZIVW MR FSXL HMVIGXMSRW
7II EPWS XLI WIGXMSR SR STIVEXMSR
GLMRI


1EOI WYVI XLEX
PSGOMRK TMRW
i 8LI W[MXGL JSV XLI L]HVEYPMG UYMGOGLERKI HIZMGI MW XYVRIH SJJ
0 0-)&,)66

,ERHPMRK

GLERKI HIZMGI

MR XLMW TSWMXMSR

MRWTIGXMSR

GLERKI HIZMGI


0-)&,)66 0

,ERHPMRK
d (S RSX GEVV] SYX ER] [SVOMRK QSZIQIRXW SJ XLI EXXEGLQIRX FIJSVI
TIVJSVQMRK XLI GLIGO
LMKL HYQT FYGOIX




0 0-)&,)66

,ERHPMRK

HIZMGI [MXL GSQJSVX GSRXVSP JSV > PMJX EVQW

i 'SQFMRIH IPIGXVSL]HVEYPMG ZIVWMSR [MXL GSQJSVX GSRXVSP
)PIGXVMGEP EGXMZEXMSR ERH HIEGXMZEXMSR YWMRK GLERKISZIV ZEPZI ERH
W[MXGL
,]HVEYPMG STIVEXMSR YWMRK XLI 0, GSRXVSP PIZIV

,)66

7YTTP] PMRI JSV UYMGOGLERKI 'LERKISZIV ZEPZI
HIZMGI %RXMX[MWX PSGO
7YTTP] PMRI JSV EGGIWWSV] OMX 7[MXGL PIZIV
,]HVEYPMG G]PMRHIV 1IGLERMGEP MRHMGEXSV
0-)&,)66 0

,ERHPMRK
8LI GSQFMRIH IPIGXVSL]HVEYPMGEPP] STIVEXIH UYMGOGLERKI HIZMGI [MXL

GSQJSVX GSRXVSP MW EGXMZEXIH ERH HIEGXMZEXIH YWMRK XLI W[MXGL
1EOI WYVI XLEX
i 8LI GLERKISZIV ZEPZI MW STIR
7II XLI HIWGVMTXMSR SR EGXMZEXMRK XLI L]HVEYPMG UYMGOGLERKI HIZMGI MR
XLI WIGXMSR SR XLI L]HVEYPMG UYMGOGLERKI HIZMGI JSV > PMJX EVQW ZIVWMSR

(S RSX EGXYEXI W[MXGL [LIR XLI [SVOMRK EXXEGLQIRX MW VEMWIH
d 4VIWW XLI W[MXGL JSV[EVHW

0 0-)&,)66

,ERHPMRK

1EOI WYVI XLEX XLI UYMGOGLERKI HIZMGI LEW FIIR EGXMZEXIH YWMRK XLI
0, GSRXVSP PIZIV
0, GSRXVSP PIZIV H (MVIGXMSR SJ QSZIQIRX
'SQJSVX GSRXVSP FYXXSR
d 4VIWW XLI FYXXSR ERH LSPH MX HS[R

4VIWW XLI FYXXSR XS HMWEFPI XLI JYRGXMSR JSV STIVEXMRK XLI PMJX ERH XMPX
G]PMRHIVW
HMVIGXMSR H XS XMPX SYX XLI [SVOMRK EXXEGLQIRX XS XLI WXST ERH OIIT MX MR
XLMW TSWMXMSR
d ;LIR XLI PSGOMRK TMRW EVI GSQTPIXIP] VIXVEGXIH
6IPIEWI XLI FYXXSR ERH XLI 0, GSRXVSP PIZIV EKEMR
6IPIEWI XLI FYXXSR XS IREFPI XLI JYRGXMSR JSV STIVEXMRK XLI PMJX ERH XMPX
G]PMRHIVW EKEMR

4VSGIHYVI EW HIWGVMFIH MR XLI WIGXMSR SR STIVEXMRK XLI L]HVEYPMG UYMGO
GLERKI HIZMGI JSV E >PMJX EVQ


4VSGIHYVI EW HIWGVMFIH MR XLI WIGXMSR SR STIVEXMRK XLI L]HVEYPMG
UYMGOGLERKI HIZMGI JSV E >PMJX EVQ

1EOI WYVI XLEX
PSGOMRK TMRW
i 8LI UYMGOGLERKI HIZMGI LEW FIIR EGXMZEXIH YWMRK XLI W[MXGL
0-)&,)66 0

,ERHPMRK

GLERKI HIZMGI
0, GSRXVSP PIZIV
0, GSRXVSP PIZIV G (MVIGXMSR SJ QSZIQIRX
'SQJSVX GSRXVSP FYXXSR
d 4VIWW XLI FYXXSR ERH LSPH MX HS[R

4VIWW XLI FYXXSR XS HMWEFPI XLI JYRGXMSR JSV STIVEXMRK XLI PMJX ERH XMPX
G]PMRHIVW
d 'SQTPIXIP] I\XIRH XLI PSGOMRK TMRW 1SZI XLI 0, GSRXVSP PIZIV MR
HMVIGXMSR G XS XMPX MR [SVOMRK EXXEGLQIRX XS XLI WXST ERH OIIT MX MR XLMW
TSWMXMSR
d ;LIR XLI PSGOMRK TMRW EVI GSQTPIXIP] I\XIRHIH
6IPIEWI XLI FYXXSR ERH XLI 0, GSRXVSP PIZIV EKEMR
6IPIEWI XLI FYXXSR XS IREFPI XLI JYRGXMSR JSV STIVEXMRK XLI PMJX ERH XMPX
G]PMRHIVW EKEMR

-J XLI UYMGOGLERKI HIZMGI MW YRMRXIRXMSREPP] YRPSGOIH FSXL TIVWSRRIP ERH
XLI [SVOMRK EXXEGLQIRX [MPP FI IRHERKIVIH
-X MW IWWIRXMEP XLEX XLI GLERKISZIV ZEPZI MW PSGOIH EKEMR EJXIV XLI PSGOMRK
TVSGIHYVI MW JMRMWLIH

d %JXIV XLI PSGOMRK TVSGIHYVI
(IEGXMZEXI XLI UYMGOGLERKI HIZMGI [MXL XLI GLERKISZIV ZEPZI
0 0-)&,)66

,ERHPMRK



HIZMGI JSV 4 PMJX EVQW
8LI UYMGOGLERKI HIZMGI MW WXERHEVH SR QEGLMRIW [MXL 4 PMJX EVQW

i 'SQFMRIH IPIGXVSL]HVEYPMG ZIVWMSR
)PIGXVMG EGXMZEXMSR ERH HIEGXMZEXMSR YWMRK W[MXGL

,)66
0-)&,)66 0

,ERHPMRK

7YTTP] PMRI JSV UYMGOGLERKI 7[MXGL JSV L]HVEYPMG UYMGO
HIZMGI GLERKI HIZMGI STXMSREP
,]HVEYPMG G]PMRHIV
8LI GSQFMRIH IPIGXVSL]HVEYPMGEPP] STIVEXIH UYMGOGLERKI HIZMGI MW EG

XMZEXIH ERH HIEGXMZEXIH YWMRK XLI W[MXGL JSV XLI L]HVEYPMG UYMGOGLERKI
HIZMGI
1EOI WYVI XLEX
0 0-)&,)66

,ERHPMRK

(S RSX EGXMZEXI XLI PSGOEFPI W[MXGL [LIR XLI [SVOMRK EXXEGLQIRX MW
VEMWIH
d 0SSWIR XLI EGXMZEXMSR PSGO MR XLI HMVIGXMSR SJ XLI EVVS[ ERH WMQYPXE
RISYWP] TYWL XLI W[MXGL JSV[EVHW

1EOI WYVI XLEX XLI W[MXGL JSV XLI L]HVEYPMG UYMGOGLERKI HIZMGI LEW FIIR
TVIWWIH

E 0SGOIH TSWMXMSR

MR XLMW TSWMXMSR
HMWTPE]
0-)&,)66 0

,ERHPMRK


HS[R
IXG
d (IEGXMZEXI XLI UYMGOGLERKI HIZMGI F] TYWLMRK FEGO XLI L]HVEYPMG

;LIR ]SY TVIWW XLI W[MXGL XLI [EVRMRK WMKREP JVSQ XLI MRWXVYQIRX TERIP
WXSTW


0 0-)&,)66

,ERHPMRK

GMVGYMXW


d 4VIWW ERH LSPH HS[R XLI [SVOMRK L]HVEYPMGW PSGOSYX FYXXSR FYXXSR
JYRGXMSR F [LMPI QSZMRK EPP XLI GSRXVSP PIZIVW MR FSXL HMVIGXMSRW
7II EPWS XLI WIGXMSR SR STIVEXMSR
GLMRI


1EOI WYVI XLEX
PSGOMRK TMRW
i 8LI W[MXGL JSV XLI L]HVEYPMG UYMGOGLERKI HIZMGI MW XYVRIH SJJ
0-)&,)66 0

,ERHPMRK

GLERKI HIZMGI

MR XLMW TSWMXMSR

MRWTIGXMSR

GLERKI HIZMGI


0 0-)&,)66

,ERHPMRK
d (S RSX GEVV] SYX ER] [SVOMRK QSZIQIRXW SJ XLI EXXEGLQIRX FIJSVI
TIVJSVQMRK XLI GLIGO
LMKL HYQT FYGOIX




0-)&,)66 0

,ERHPMRK
*SVOPMJX
8LI JSVOPMJX GSRWMWXW SJ XLI JSVO GEVVMIV ERH EHNYWXEFPI JSVO TVSRKW
8LI JSVOPMJX MW QSYRXIH YWMRK XLI UYMGOGLERKI HIZMGI
9WI XLI JSVOPMJX JSV TMGOMRK YT XVERWTSVXMRK ERH XVERWJIVVMRK TEPPIXW ERH JSV
WXEGOMRK
*SVOPMJX
*SVO GEVVMIV *SVO PSGO
*SVO TVSRKW
*SV JSVOPMJX STIVEXMSR [MXL E 4OMRIQEXMGW PMJX EVQ

i 8LMW SRP] ETTPMIW JSV QEGLMRIW [MXL E 4PMJX EVQ EXXEGLIH
8LI TEVEPPIP OMRIQEXMGW TIVQMX TEVEPPIP KYMHERGI SJ XLI PSEH SZIV XLI
IRXMVI PMJXMRK VERKI HYVMRK PMJXMRK SV PS[IVMRK
*SV JSVOPMJX STIVEXMSR [MXL PMJX EVQW [MXL >OMRIQEXMGW

i 4EVEPPIP PSEH QSZIQIRX MW RSX KYEVERXIIH [MXL PMJX EVQW [MXL >OMRIQEX
MGW
8LMW QIERW XLEX XLI EXXEGLQIRX XMPXW MR HYVMRK XLI PMJX QSZIQIRX YT XS
SJ XLI QE\MYQYQ PMJX LIMKLX ERH XLIR XMPXW SYX EKEMR FYX HSIW RSX XMPX
HS[R JSV[EVHW
i 8LI PIWW JEZSYVEFPI PIZIV VEXMS SJ XLI >OMRIQEXMGW MR XLI XSTQSWX PMJXMRK
VERKI QIERW XLEX XLI PSEH FIEVMRK GETEGMX] QE] FI VIWXVMGXIH
7II XLI PSEH XEFPIW JSV JSVOPMJX STIVEXMSR MR GLETXIV
0 0-)&,)66

,ERHPMRK
%HNYWXMRK XLI TVSRKW SR XLI JSVO GEVVMIV

8LI JSVO TVSRKW EVI EXXEGLIH XS XLI JSVO GEVVMIV ERH EVI WIGYVIH EKEMRWX
WPMTTMRK [MXL XLI JSVO PSGO SR XLI YTTIV JSVO LSSO
8LMW MW LS[ XS EHNYWX XLI TVSRKW SR XLI JSVO GEVVMIV
*SVO PSGO 3TIRMRK XLI JSVO PSGO

+VSSZI 'PSWMRK XLI JSVO PSGO
d 3TIR XLI JSVO PSGO

d 4YWL XLI TVSRKW XS XLI GSVVIGX TSWMXMSR
d ;LIR GPSWMRK XLI JSVO PSGO PIX MX PEXGL MR XLI KVSSZI
8LI TVSRKW EVI LIPH XMKLX
.SFW JSV XLI JSVOW
;EVRMRK 8LIVI MW E VMWO SJ EGGMHIRXW MJ XLI JSVOPMJX XMPXW SYX JSV[EVH

-J XLI JSVOPMJX MW RSX TEVEPPIP XS XLI KVSYRH MR MXW WXEVXMRK TSWMXMSR MX QE]
XMPX SYX JSV[EVH
%ZSMH MRGSVVIGX STIVEXMSR HYVMRK JSVOPMJX STIVEXMSR
;LIR PMJXMRK MR JSVOPMJX QSHI XLI PSEH MW RSX TEVEPPIP XS XLI KVSYRH
8LMW QIERW [LIR XLI JSVOW EVI MRMXMEPP] TEVEPPIP XS XLI KVSYRH [LIR
XLI] EVI PMJXIH X[S XLMVHW SJ XLI JYPP LIMKLX
i XLI EXXEGLQIRX XMPXW MR
i MJ PMJXIH JYVXLIV XLI] XMPX FEGO SYX FYX RSX JSV[EVH
8LI PIZIV VEXMS SJ XLI OMRIQEXMGW MR XLI XSTQSWX PMJXMRK VERKI QIERW XLEX
XLI PSEH FIEVMRK GETEGMX] QE] FI VIWXVMGXIH
7II XLI PSEH XEFPIW JSV JSVOPMJX STIVEXMSR MR GLETXIV
8LMW MW LS[ XS [SVO MR JSVOPMJX QSHI
1EOI WYVI XLEX XLI [SVOMRK EXXEGLQIRX ERH XLI UYMGOGLERKI HIZMGI
EVI WEJIP] PSGOIH
7II XLI HIWGVMTXMSR MR XLI WIGXMSRW SR STIVEXMRK XLI UYMGOGLERKI HIZMGI
ERH GLIGOMRK XLEX XLI [SVOMRK EXXEGLQIRX MW PSGOIH
(MWXERGI JVSQ GIRXVI SJ KVEZMX]

7 'IRXVI SJ KVEZMX] 7E (MWXERGI JVSQ GIRXVI SJ KVEZMX]
0-)&,)66 0

,ERHPMRK
'EYXMSR 8LIVI MW E VMWO SJ HEQEKI XS XLI PSEH ERH XLI QEGLMRI

(YVMRK JSVOPMJX STIVEXMSR SRP] YWI JSVOW [MXL TVSRKW SJ WYMXEFPI PIRKXL ERH
QEOI WYVI XLEX XLIWI HS RSX TVSNIGX FI]SRH XLI PSEH 3XLIV[MWI KSSHW SV
TEPPIXW P]MRK MR JVSRX SJ XLI JSVOW GSYPH FI HEQEKIH
d ;LIR ]SY TMGO YT XLI PSEH QEOI WYVI XLEX XLI PSEH MW VIWXMRK EW GPSWI
EW TSWWMFPI XS XLI ZIVXMGEP PMQF SJ XLI JSVO TVSRK
4MGO YT XLI PSEH 1EOI WYVI XLEX XLI GIRXVI SJ KVEZMX] 7E SJ XLI PSEH MW
GSVVIGXP] TSWMXMSRIH

d 6EMWI XLI PMJX EVQW XS XLI XVERWTSVX TSWMXMSR i GQ EFSZI XLI
KVSYRH
d ;LIR HVMZMRK YRPSEHIH XMPX XLI JSVOPMJX WPMKLXP] MR ERH GEVV] MX PS[
d ;LIR HVMZMRK [MXL E PSEH XMPX XLI JSVOPMJX WPMKLXP] MR ERH GEVV] XLI PSEH
PS[
d ;LIR HVMZMRK SR WPSTIW EP[E]W OIIT XLI PSEH YTLMPP
d 2IZIV HVMZI EGVSWW WPSTIW
d 2IZIV XYVR SR WPSTIW
d -J E LMKL YRPSEHMRK TSWMXMSR MW VIUYMVIH
(S RSX VEMWI XLI PMJX EVQW YRXMP NYWX FIJSVI VIEGLMRK XLI YRPSEHMRK TSMRX
d -J E PS[ YRPSEHMRK TSWMXMSR MW VIUYMVIH
(S RSX PS[IV XLI PMJX EVQW YRXMP NYWX FIJSVI VIEGLMRK XLI YRPSEHMRK TSMRX
0 0-)&,)66

,ERHPMRK
9WMRK XLI LMKL HYQT FYGOIX

8LI LMKL HYQT FYGOIX MW IUYMTTIH [MXL MXW S[R L]HVEYPMG GMVGYMX JSV XLI
LMKL HYQTMRK JYRGXMSR
8LMW LMKL HYQTMRK JYRGXMSR QIERW XLEX XLI FYGOIXW EVI IWTIGMEPP] WYMXEFPI
JSV [SVO VIUYMVMRK E KVIEX HYQT LIMKLX WYGL EW PSEHMRK LMKLWMHIH [EK
SRW
-X GER FI YWIH JSV PMKLX QEXIVMEPW WYGL EW [SSH WLEZMRKW WE[HYWX ERH
GIVIEPW
8LI LMKL HYQT FYGOIX QE] RSX FI YWIH

i 8S PMJX SV XVERWTSVX TIVWSRW
i 8S GEVV] PMJXMRK IUYMTQIRX MR SXLIV [SVHW ]SY QE] RSX EXXEGL GVERI
LSSOW SV WMQMPEV MXIQW
i *SV LERHPMRK QEXIVMEP LIEZMIV XLER XLI WTIGMJMG QEXIVMEP [IMKLX
7II XLI XIGLRMGEP HEXE WIGXMSR MR GLETXIV
i *SV FVIEOMRK YT VSGOW
i *SV LEQQIVMRK MR TSWXW
i 9RHIVKVSYRH
8LI QERYJEGXYVIV [MPP RSX FI LIPH PMEFPI JSV HEQEKI GEYWIH F] MQTVSTIV
YWI WYGL EW JSV I\EQTPI FVIEOMRK SJJ VSGOW LEQQIVMRK MR TSWXW SV
EXXEGLMRK PMJXMRK KIEV
*YRGXMSR XIWX
&IJSVI WXEVXMRK [SVO
i 'EVV] SYX E JYRGXMSR XIWX [MXLSYX ER] PSEH
i *EQMPMEVMWI ]SYVWIPJ [MXL XLI STIVEXMSR SJ XLI LMKL HYQT FYGOIX
0-)&,)66 0

,ERHPMRK
'EYXMSR 8LIVI MW E VMWO SJ EGGMHIRXW MJ XLI L]HVEYPMG GMVGYMX MW MRGSVVIGXP] GSRRIGXIH

'LIGO XS WII XLEX FYGOIX XMPXW MR ERH SYX TVSTIVP]
d %GXYEXI XLI LMKL HYQT FYGOIX [MXL XLI EHHMXMSREP GSRXVSP PIZIV XS GLIGO
MJ XLI L]HVEYPMG GMVGYMX SJ XLI LMKL HYQT FYGOIX MW GSVVIGXP] GSRRIGXIH
8MPXMRK XLI LMKL HYQT FYGOIX MR ERH SYX

8LI LMKL HYQT FYGOIX MW GSRXVSPPIH YWMRK XLI EHHMXMSREP GSRXVSP PIZIV
7II EPWS XLI WIGXMSR SR XLI GSRXVSP PIZIV JSV EHHMXMSREP [SVOMRK JYRGXMSRW
,MKL HYQT FYGOIX

&YGOIX FSH] 8MPX G]PMRHIV JSV PMJX EVQ
,]HVEYPMG G]PMRHIV JSV LMKL
HYQT FYGOIX
'EYXMSR 8LIVI MW E VMWO SJ HEQEKI XS XLI QEGLMRI ERH XLI ZILMGPI XS FI PSEHIH
-J XLI LMKL HYQT FYGOIX MW RSX TVSTIVP] YWIH XLI WMHI SJ XLI PSVV] JSV
I\EQTPI QE] FI HEQEKIH
;LIR PSEHMRK PSVVMIW SV WMQMPEV ZILMGPIW SRP] XMT SYX XLI QEXIVMEP YWMRK
XLI L]HVEYPMG GMVGYMX SJ XLI LMKL HYQT FYGOIX
d 8MPXMRK SYX XLI LMKL HYQT FYGOIX

1SZI XLI EHHMXMSREP GSRXVSP PIZIV MR HMVIGXMSR F
8LI LMKL HYQT FYGOIX MW XMPXIH SYX
d 8MPXMRK MR XLI LMKL HYQT FYGOIX
1SZI XLI EHHMXMSREP GSRXVSP PIZIV MR HMVIGXMSR E
8LI LMKL HYQT FYGOIX MW XMPXIH MR
0 0-)&,)66

,ERHPMRK
0SEHMRK YWMRK XLI LMKL HYQT FYGOIX

*SV LMKL HYQT FYGOIX STIVEXMSRW WYGL EW PSEHMRK PMKLX QEXIVMEP WII XLI
WIGXMSR SR [SVOMRK QIXLSHW
8VERWTSVXMRK XLI QEGLMRI
0MJXMRK XLI QEGLMRI F] GVERI

-X MW IWWIRXMEP XS SFWIVZI XLI EGGMHIRX TVIZIRXMSR VIKYPEXMSRW [LIR
PMJXMRK XLI QEGLMRI F] GVERI
7II WIGXMSR SR WEJIX] VIKYPEXMSRW [LIR PMJXMRK XLI QEGLMRI F] GVERI MR
GLETXIV
8EOI XLI JSPPS[MRK TVIGEYXMSRW FIJSVI PMJXMRK XLI QEGLMRI F] GVERI
4VIGEYXMSRW
i 0S[IV XLI [SVOMRK EXXEGLQIRX ERH XMPX FEGO XLI PSEHMRK IUYMTQIRX XS MXW
PMQMX
i )RKEKI XLI EVXMGYPEXMSR PSGO
i 1SZI EPP GSRXVSP PIZIVW XS RIYXVEP
i )RKEKI XLI TEVOMRK FVEOI
i 0SGO XLI [SVOMRK L]HVEYPMGW
i 7LYX HS[R XLI IRKMRI
i 'PSWI ERH PSGO EPP HSSVW LEXGLIW ERH LSSHW SR XLI QEGLMRI
*SV HIXEMPIH HIWGVMTXMSRW WII XLI WIGXMSR SR STIVEXMSR ERH LERHPMRK
*MRH SYX EFSYX
i 8LI [IMKLX ERH GSPPMWMSR QEWWIW SJ XLI QEGLMRI 7II XLI XIGLRMGEP
HEXE WIGXMSR MR GLETXIV
i 8LI VIUYMVIH PSEH FIEVMRK GETEGMX] ERH PIRKXLW SJ XLI PMJXMRK XEGOPI
0SEHMRK JSV PSVV] VEMP SV WIE 8LMW MW GEVVMIH SYX [LIR XLI QEGLMRI LEW XS FI PSEHIH F] GVERI
XVERWTSVX
2IGIWWEV] IUYMTQIRX
i 7PMRKMRK EXXEGLQIRX SV ]SOI SJ XLI WLMTTMRK GSQTER]
1MRMQYQ PIRKXL F ! Q
1MRMQYQ PIRKXL F ! Q
1MRMQYQ PIRKXL P ! Q
i 0MJXMRK XEGOPI 1MRMQYQ VSTI PIRKXL Q
i 0MJXMRK XEGOPI 1MRMQYQ VSTI PIRKXL Q
0-)&,)66 0

,ERHPMRK
%HHMXMSREP IUYMTQIRX VIUYMVIH 0 SRP]

i 6MKLX PMJXMRK XEGOPI 0-)&,)66 SVHIV RS
i 0IJX PMJXMRK XEGOPI 0-)&,)66 SVHIV RS
0SEHMRK HMEKVEQ
8S[MRK HIZMGI]SOI % *VSRX VMKLX WPMRKMRK ERH PMJXMRK
6IEV PMJXMRK XEGOPI WXVERH TSMRX
VSTIW % *VSRX PIJX WPMRKMRK ERH PMJXMRK
6MKLX PMJXMRK XEGOPI STXMSREP TSMRX
0IJX PMJXMRK XEGOPI STXMSREP % 6IEV VMKLX WPMRKMRK ERH PMJXMRK
*VSRX PMJXMRK XEGOPI WXVERH TSMRX
VSTIW % 6IEV PIJX WPMRKMRK ERH PMJXMRK
TSMRX
3TXMSR SRP] VIUYMVIH JSV 0
0 0-)&,)66

,ERHPMRK

*SV VIEWSRW SJ WXVYGXYVEP IRKMRIIVMRK XLI QEGLMRI QE] RSX FI PMJXIH F] MXW
XS[MRK HIZMGI
(S RSX PMJX XLI QEGLMRI F] MXW XS[MRK HIZMGI
d %XXEGL XLI PMJXMRK XEGOPI XS XLI VIEV PIJX ERH VMKLXLERH WMHI SJ XLI
QEGLMRI
(ERKIV 8LIVI MW VMWO SJ EGGMHIRXW MJ XLI WYWTIRHIH PSEH JEPPW

2IZIV WXERH YRHIV XLI QEGLMRI [LIR MX MW WYWTIRHIH
d %XXEGL XLI PMJXMRK XEGOPI XS XLI WPMRKMRK ERH PMJXMRK TSMRXW % % %
% TVSZMHIH SR XLI QEGLMRI
d 'EVIJYPP] PMJX XLI QEGLMRI ERH PSEH MX
d (S RSX EPPS[ ER]SRI YRHIV XLI VEMWIH QEGLMRI
8VERWTSVXMRK XLI QEGLMRI F] PSVV] SV VEMP

&IJSVI HVMZMRK SRXS XLI PSEHMRK 8LI JSPPS[MRK TVIGEYXMSRW QYWX FI XEOIR FIJSVI HVMZMRK SRXS XLI PSEHMRK
EVIE EVIE
0SEHMRK XLI QEGLMRI
4VIGEYXMSRW
i ,EZI [LIIP [IHKIW VIEH]
i ,EZI WYMXEFPI XIRWMSRMRK VSTIW SV GLEMRW VIEH] XS PEWL XLI QEGLMRI
HS[R
6EQT MRGPMREXMSR
0-)&,)66 0

,ERHPMRK
% VEQT WLSYPH FI TVSZMHIH JSV HVMZMRK XLI QEGLMRI SRXS XLI PSEHMRK EVIE
8LI MRGPMREXMSR SJ XLI VEQT ; QE] RSX I\GIIH
;EWLMRK
'PIER XLI X]VIW SJ WRS[ MGI ERH QYH FIJSVI HVMZMRK YT XLI VEQT
(VMZMRK SRXS XLI PSEHMRK EVIE *SV HIXEMPIH HIWGVMTXMSRW WII XLI WIGXMSR SR STIVEXMSR ERH LERHPMRK
;LIR HVMZMRK SRXS XLI PSEHMRK EVIE LEZI WSQISRI HMVIGX ]SY
1EOI WYVI XLIVI MW WSQISRI XS KMZI XLI HVMZIV XLI RIGIWWEV] WMKREPW
4IVWSRW KMZMRK HMVIGXMSRW QYWX EP[E]W XEOI YT E TSWMXMSR XS SRI WMHI
SJ XLI QEGLMRI
8LMW MW XLI TVSGIHYVI JSV HVMZMRK SRXS XLI PSEHMRK EVIE
7XEVXMRK XLI IRKMRI ERH WIPIGXMRK XLI XVEZIP HMVIGXMSR

-KRMXMSR W[MXGL 8VEZIP HMVIGXMSR W[MXGL
d 7XEVX XLI IRKMRI
8LMW MW XLI WMXYEXMSR EJXIV XLI QEGLMRI LEW FIIR WXEVXIH

i 8VEZIP VERKI -- MW EYXSQEXMGEPP] EGXMZEXIH
i 8LI TEVOMRK FVEOI MW EYXSQEXMGEPP] EGXMZEXIH
i ;LIR XLI TEVOMRK FVEOI MW IRKEKIH XLI XVEZIP PSGOSYX MW EGXMZI
i 8LI XVEZIP HMVIGXMSR GERRSX FI TVIWIPIGXIH
7II EPWS XLI WIGXMSRW SR WXEVXMRK XLI HMIWIP IRKMRI ERH HVMZMRK QSHI
0 0-)&,)66

,ERHPMRK
d 6IPIEWI XLI TEVOMRK FVEOI

d 7IPIGX XLI XVEZIP HMVIGXMSR
;EVRMRK 8LIVI MW E VMWO SJ EGGMHIRXW MJ XLI QEGLMRI MW HVMZIR [MXLSYX HYI GEVI
6IGOPIWW HVMZMRK GER IRHERKIV XLSWI PSEHMRK HMVIGXMRK ERH HVMZMRK XLI
QEGLMRI
%P[E]W HVMZI [MXL HYI GEVI [LIR PSEHMRK XLI QEGLMRI
'EYXMSR 8LIVI MW E VMWO SJ HEQEKI MJ XLI QEGLMRI MW RSX HVMZIR [MXL HYI GEVI
6IGOPIWW HVMZMRK GER HEQEKI XLI XVERWTSVX ZILMGPI ERH XLI QEGLMRI
%P[E]W HVMZI [MXL HYI GEVI [LIR PSEHMRK XLI QEGLMRI
d 4YWL HS[R XLI KEW TIHEP GEVIJYPP]

d 'EVIJYPP] HVMZI XLI QEGLMRI XS XLI PSEHMRK EVIE ERH WXST
%JXIV HVMZMRK SRXS XLI PSEHMRK *SV HIXEMPIH HIWGVMTXMSRW WII XLI WIGXMSR SR STIVEXMSR ERH LERHPMRK
EVIE 1EOI WYVI XLEX XLI EMV WXVIEQ TVSHYGIH HYVMRK XVERWTSVX GERRSX IRXIV XLI
I\LEYWX TMTI STIRMRK
8LMW MW IWTIGMEPP] MQTSVXERX JSV VEMP XVERWTSVX WMRGI XLI HMVIGXMSR SJ XVEZIP
GERRSX FI ORS[R MR EHZERGI
-RGLFVEOI TIHEP ERH KEW TIHEP
d 7XST XLI QEGLMRI
4EVOMRK FVEOI
0-)&,)66 0

,ERHPMRK
d )RKEKI XLI TEVOMRK FVEOI
%VXMGYPEXMSR PSGO
d )RKEKI XLI EVXMGYPEXMSR PSGO

d *EWXIR XLI PSGOMRK FEV MR XLI FSXXSQ TSWMXMSR YWMRK XLI PMRGL TMR
d 0S[IV XLI PMJX EVQW ERH PE] XLI FYGOIX HS[R JPEX SR XLI PSEHMRK EVIE
d 8YVR SJJ XLI IRKMRI
d 'PSWI ERH PSGO EPP HSSVW ERH LSSHW SR XLI QEGLMRI
0EWLMRK TSMRXW
d 7IGYVI XLI QEGLMRI EKEMRWX WPMHMRK YWMRK [LIIP [IHKIW ERH XIRWMSRMRK
VSTIW SV GLEMRW
d *EWXIR XLI VSTIW ERH GLEMRW WIGYVIP] XS XLI MRHMGEXIH PEWLMRK TSMRXW
)\LEYWX TMTI GSZIVMRK

-J XLI QEGLMRI MW FIMRK XVERWTSVXIH JEGMRK FEGO[EVHW EMV GER FPS[ MRXS XLI
I\LEYWX TMTI STIRMRK
8EOI XLI JSPPS[MRK TVIGEYXMSR XS TVIZIRX HEQEKI HYVMRK XVERWTSVX
0 0-)&,)66

,ERHPMRK
'EYXMSR 8LIVI MW E VMWO SJ HEQEKI XS XLI XYVFSGLEVKIV

-J EMV FPS[W MRXS XLI I\LEYWX TMTI STIRMRK MX GEYWIW XLI XYVFSGLEVKIV SJ XLI
HMIWIP IRKMRI XS VSXEXI
8LI XYVFSGLEVKIV MW RSX PYFVMGEXIH [LIR XLI IRKMRI MW RSX VYRRMRK
8LI XYVFSGLEVKIV GER FI HEQEKIH MJ MX MW RSX PYFVMGEXIH
4VIZIRX XLI EMV WXVIEQ TVSHYGIH HYVMRK XVERWTSVX JVSQ IRXIVMRK XLI
I\LEYWX
d 8S FPSGO SJJ XLI I\LEYWX TMTI STIRMRK GPMQF SRXS XLI QEGLMRI ZME XLI
GEF EGGIWW QEOMRK WYVI XLEX ]SY LEZI WIGYVI JSSXMRK
&PSGOMRK SJJ XLI I\LEYWX TMTI STIRMRK
d &PSGO SJJ XLI I\LEYWX TMTI STIRMRK YWMRK EMVXMKLX QEXIVMEP [LMGL GERRSX
WPMT
0-)&,)66 0

)QIVKIRG] STIVEXMSR
)QIVKIRG] STIVEXMSR

8LMW WIGXMSR HIWGVMFIW XLI IQIVKIRG] STIVEXMSRW SJ XLI QEGLMRI
)QIVKIRG] STIVEXMSRW
i 8S[MRK XLI QEGLMRI
i .YQT WXEVXMRK
8S[MRK XLI QEGLMRI

-J XLI QEGLMRI FVIEOW HS[R ]SY QE] LEZI XS XS[ MX E[E] JVSQ E
LEÊVHSYW EVIE
8LI JSPPS[MRK XS[MRK MRWXVYGXMSRW SRP] ETTP] XS I\GITXMSREP WMXYEXMSRW [LIVI
E QEGLMRI MRGETEFPI SJ MRHITIRHIRX QSZIQIRX LEW XS FI XEOIR XS E TPEGI
[LIVI MX GER FI VITEMVIH SV XVERWTSVXIH
8S[MRK WTIIH ERH XS[MRK HMWXERGI
i 1E\MQYQ XS[MRK WTIIH OQL
i 3RP] WLSVX HMWXERGIW EVI TIVQMXXIH MR SVHIV XS QSZI XLI QEGLMRI E[E]
JVSQ E HERKIV EVIE
8LI QEGLMRI QYWX EP[E]W FI TYX SR E XVERWTSVXIV JSV PSRKIV HMWXERGIW
7EJIX] MRWXVYGXMSRW JSV XS[MRK

8S[MRK XLI QEGLMRI GER FI HMJJMGYPX ERH MW XLIVIJSVI IRXMVIP] XLI VIWTSR
WMFMPMX] SJ XLI STIVEXSV
-R RS IZIRX GER HEQEKI SV EGGMHIRXW VIWYPXMRK JVSQ XS[MRK FI GSZIVIH F]
XLI QERYJEGXYVIVW KYEVERXII
7II XLI WIGXMSR SR WEJIP] XS[MRK XLI QEGLMRI MR GLETXIV
(ERKIV -RGSVVIGX XS[MRK GER GEYWI EGGMHIRXW

;LIR E QEGLMRI MRGETEFPI SJ MRHITIRHIRX QSZIQIRX MW RSX TVSTIVP]
XS[IH XLI VIWYPX GSYPH FI WIZIVI SV IZIR JEXEP MRNYVMIW
%P[E]W WIGYVI XLI QEGLMRI EKEMRWX VSPPMRK E[E] FIJSVI VIPIEWMRK XLI
FVEOIW JSV XS[MRK
d *SPPS[ EPP WTIGMJMIH WEJIX] VIKYPEXMSRW ERH XLI JSPPS[MRK MRWXVYGXMSRW

[LIR XS[MRK
0 0-)&,)66

)QIVKIRG] STIVEXMSR
8S[MRK [MXL XLI IRKMRI VYRRMRK

8LI XVEZIP HVMZI QYWX FI W[MXGLIH XS JVII GMVGYPEXMSR FIJSVI ]SY GER XS[
XLI QEGLMRI
7[MXGLMRK XLI XVEZIP HVMZI XS JVII GMVGYPEXMSR MQTEMVW XLI L]HVSWXEXMG
FVEOMRK IJJIGX
i 8LIVI MW RS L]HVSWXEXMG FVEOMRK JSVGI
i =SY GER RS PSRKIV FVEOI XLI QEGLMRI YWMRK XLI FVEOI TIHEP SV XLI
HYEP GMVGYMX FVEOI W]WXIQ
8LI JSPPS[MRK TVIGEYXMSRW QYWX FI XEOIR FIJSVI XS[MRK XLI QEGLMRI
4VIGEYXMSRW
i 4YX XLI QEGLMRI MR XLI XS[MRK TSWMXMSR
i 4VITEVI XS[MRK VSTIW SJ WYJJMGMIRX WXVIRKXL
i 7[MXGL XLI XVEZIP HVMZI XS JVII GMVGYPEXMSR
8S[MRK TSWMXMSR
4YXXMRK XLI QEGLMRI MR XLI XS[MRK TSWMXMSR
d 7XEVX YT XLI IRKMRI
d 6EMWI XLI PMJXMRK KIEV EFSZI XLI XS[MRK HVMPP LSPI
d 8MPX MR XLI FYGOIX EW JEV EW MX [MPP KS
d *IIH XLI X[S XS[MRK VSTIW XLVSYKL XLI FSVI LSPIW MR XLI JVSRX WIGXMSR
ERH WIGYVI XLIQ
7[MXGLMRK XLI XVEZIP HVMZI XS JVII GMVGYPEXMSR
'EYXMSR 8LIVI MW E VMWO SJ EGGMHIRXW MJ XLI FVEOMRK IJJIGX MW MQTEMVIH

7[MXGLMRK XLI XVEZIP HVMZI XS JVII GMVGYPEXMSR MQTEMVW XLI FVEOMRK IJJIGX
=SY GER RS PSRKIV FVEOI XLI QEGLMRI YWMRK XLI FVEOI TIHEP SV XLI HYEP
GMVGYMX FVEOI W]WXIQ
%P[E]W HVMZI GEVIJYPP] [LIR MR XS[
0-)&,)66 0

)QIVKIRG] STIVEXMSR
,MKL TVIWWYVI VIPMIJ ZEPZIW

8VEZIP L]HVEYPMGW ZEVMEFPI EH 7IEPIH TVSXIGXMZI GET
NYWXQIRX TYQT %HNYWXMRK WGVI[
,MKL TVIWWYVI VIPMIJ ZEPZI 'SYRXIV RYX
,MKL TVIWWYVI VIPMIJ ZEPZI
7[MXGLMRK XLI XVEZIP HVMZI XS JVII GMVGYPEXMSR 6IPIEWI XLI ZEPZI MRWIVX SJ XLI
LMKL TVIWWYVI VIPMIJ ZEPZIW
d 6IQSZI XLI WIEP JVSQ XLI TVSXIGXMZI GET
d 8EOI XLI TVSXIGXMZI GET SJJ XLI LMKL TVIWWYVI VIPMIJ ZEPZI
d 0SSWIR XLI RYX YWMRK E QQ [VIRGL
d 0SSWIR XLI EHNYWXMRK WGVI[ F] X[S XYVRW [MXL E QQ EPPIR OI]
8LMW EPPS[W XLI SMP MR XLI L]HVSWXEXMG XVEZIP HVMZI XS GMVGYPEXI JVIIP]
,S[ XS XS[ XLI QEGLMRI
d 7XEVX XLI HMIWIP IRKMRI

W]QFSP JMIPH W[MXGL
0 0-)&,)66

)QIVKIRG] STIVEXMSR
d -J RIGIWWEV] 4VIWW XLI W[MXGL JSV XLI [SVOMRK L]HVEYPMGW PSGOSYX XS

TVIZIRX MREHZIVXIRX EGXMZEXMSR SJ XLI [SVOMRK EXXEGLQIRX

d 8S VIPIEWI XLI TEVOMRK FVEOI TYWL XLI W[MXGL FEGO

8LI W]QFSP JMIPH JSV XLI TEVOMRK FVEOI KSIW SYX
8LI TEVOMRK FVEOI MW VIPIEWIH ERH XLI QEGLMRI GER RS[ FI XS[IH
d 'EVIJYPP] XS[ XLI QEGLMRI SYX SJ XLI HERKIV EVIE
1E\MQYQ XS[MRK WTIIH OQL
d ;LIR XS[MRK LEW FIIR GSQTPIXIH
%HNYWX XLI X[S LMKL TVIWWYVI VIPMIJ ZEPZIW XS XLI GSVVIGX ZEPYI EW
FIJSVI

-J XLI LMKL TVIWWYVI VIPMIJ ZEPZIW SR XLI XVEZIP L]HVEYPMGW ZEVMEFPI
HMWTPEGIQIRX TYQT EVI RSX GSVVIGXP] EHNYWXIH XLI TYQT ERH QSXSVW SJ
XLI XVEZIP L]HVEYPMGW [MPP FI MVVITEVEFP] HEQEKIH
%JXIV JMRMWLMRK XS[MRK VIEHNYWX XLI LMKL TVIWWYVI VIPMIJ ZEPZIW
%HNYWXQIRX QE] SRP] FI GEVVMIH SYX F] ER EYXLSVMWIH WTIGMEPMWX
d 'SRXEGX 0-)&,)66 '97831)6 7)6:-')
8S[MRK [MXL XLI IRKMRI RSX VYRRMRK

-J XLI QEGLMRI LEW WYJJIVIH E WIVMSYW FVIEOHS[R WYGL EW IRKMRI JEMPYVI
XLI FVEOMRK ERH WXIIVMRK JYRGXMSRW [MPP FI MQTEMVIH
7MRGI XLI FVEOI EGGYQYPEXSV MW RSX JMPPIH [LIR XLI HMIWIP IRKMRI MW
RSX VYRRMRK XLI WIVZMGI FVEOI FIGSQIW MRIJJIGXMZI EJXIV MX MW YWIH E
JI[ XMQIW
7[MXGLMRK XLI XVEZIP HVMZI XS JVII GMVGYPEXMSR MQTEMVW XLI L]HVSWXEXMG
FVEOMRK IJJIGX
8LI JSPPS[MRK TVIGEYXMSRW QYWX FI XEOIR FIJSVI XS[MRK XLI QEGLMRI
4VIGEYXMSRW
i 7[MXGL XLI XVEZIP HVMZI XS JVII GMVGYPEXMSR
i 6IPIEWI XLI TEVOMRK FVEOI QIGLERMGEPP]
i ,EZI E WYMXEFPI XS[ FEV SJ WYJJMGMIRX WXVIRKXL VIEH]
0-)&,)66 0

)QIVKIRG] STIVEXMSR
7[MXGLMRK XLI XVEZIP HVMZI XS JVII GMVGYPEXMSR
,MKL TVIWWYVI VIPMIJ ZEPZIW

8VEZIP L]HVEYPMGW ZEVMEFPI EH 7IEPIH TVSXIGXMZI GET
NYWXQIRX TYQT %HNYWXMRK WGVI[
,MKL TVIWWYVI VIPMIJ ZEPZI 'SYRXIV RYX
,MKL TVIWWYVI VIPMIJ ZEPZI
7[MXGLMRK XLI XVEZIP HVMZI XS JVII GMVGYPEXMSR 6IPIEWI XLI ZEPZI MRWIVX SJ XLI
LMKL TVIWWYVI VIPMIJ ZEPZIW
d 6IQSZI XLI WIEP JVSQ XLI TVSXIGXMZI GET
d 8EOI XLI TVSXIGXMZI GET SJJ XLI LMKL TVIWWYVI VIPMIJ ZEPZI
d 0SSWIR XLI RYX YWMRK E QQ [VIRGL
d 0SSWIR XLI EHNYWXMRK WGVI[ F] X[S XYVRW [MXL E QQ EPPIR OI]
8LMW EPPS[W XLI SMP MR XLI L]HVSWXEXMG XVEZIP HVMZI XS GMVGYPEXI JVIIP]
1IGLERMGEPP] VIPIEWMRK XLI TEVOMRK FVEOI
0 0-)&,)66

)QIVKIRG] STIVEXMSR
(ERKIV 8LIVI MW E VMWO SJ EGGMHIRXW MJ XLI QEGLMRI WYHHIRP] VSPPW E[E]

1EOI WYVI XLEX XLI QEGLMRI MW WIGYVIH EKEMRWX VSPPMRK E[E] JSV I\EQTPI
[MXL [IHKIW [LIR GEVV]MRK SYX [SVO SR XLI TEVOMRK FVEOI
4EVOMRK FVEOI
d 9RWGVI[ XLI WIEPMRK GET

d 0SSWIR XLI GSYRXIV RYX
d 0SSWIR XLI EHNYWXMRK WGVI[ ERXMGPSGO[MWI YRXMP XLI FVEOI TEHW RS
PSRKIV XSYGL XLI FVEOI HMWGW
8S[MRK
d %XXEGL ERH JEWXIR XLI XS[ FEV XS XLI XS[MRK HIZMGI SR XLI VIEV WIGXMSR
;EVRMRK 8LIVI MW E VMWO SJ EGGMHIRXW [LIR XLI QEGLMRI MW MR XS[

7MRGI XLI WXIIVMRK JYRGXMSR MW VIWXVMGXIH XLIVI MW E VMWO SJ EGGMHIRXW [LIR
XLI QEGLMRI MW FIMRK XS[IH
;LIR XS[MRK XLI QEGLMRI YWI XLI IQIVKIRG] WXIIVMRK JYRGXMSR
d 7II XLI WIGXMSR SR XS[MRK XLI QEGLMRI [LIR XLI WXIIVMRK W]WXIQ LEW
JEMPIH
d 'EVIJYPP] XS[ XLI QEGLMRI SYX SJ XLI HERKIV EVIE
1E\MQYQ XS[MRK WTIIH OQL
d ;LIR XS[MRK LEW FIIR GSQTPIXIH
%HNYWX XLI X[S LMKL TVIWWYVI VIPMIJ ZEPZIW XS XLI GSVVIGX ZEPYI EW
FIJSVI
0-)&,)66 0

)QIVKIRG] STIVEXMSR

-J XLI LMKL TVIWWYVI VIPMIJ ZEPZIW SR XLI XVEZIP L]HVEYPMGW ZEVMEFPI
HMWTPEGIQIRX TYQT EVI RSX GSVVIGXP] EHNYWXIH XLI TYQT ERH QSXSVW SJ
XLI XVEZIP L]HVEYPMGW [MPP FI MVVITEVEFP] HEQEKIH
%JXIV JMRMWLMRK XS[MRK VIEHNYWX XLI LMKL TVIWWYVI VIPMIJ ZEPZIW
%HNYWXQIRX QE] SRP] FI GEVVMIH SYX F] ER EYXLSVMWIH WTIGMEPMWX
d 'SRXEGX 0-)&,)66 '97831)6 7)6:-')

d 'SVVIGXP] VIWIX XLI TEVOMRK FVEOI
8S[MRK XLI QEGLMRI [LIR XLI WXIIVMRK W]WXIQ LEW JEMPIH

-J XLI HMIWIP IRKMRI SV WXIIVMRK TYQT JEMPW [LMPI XLI QEGLMRI MW QSZMRK XLI
IQIVKIRG] WXIIVMRK TYQT EYXSQEXMGEPP] WXEVXW YT JSV EVSYRH WIGSRHW
8LI IQIVKIRG] WXIIVMRK TYQT XLIR W[MXGLIW SJJ EYXSQEXMGEPP] ERH WXIIVMRK
MW RS PSRKIV TSWWMFPI
-J XLI MKRMXMSR MW SR ]SY GER WXIIV YWMRK XLI IQIVKIRG] WXIIVMRK
TYQT VITIEX WXEVX JYRGXMSR
'SRXMRYSYW STIVEXMSR SJ XLI IQIVKIRG] WXIIVMRK TYQT [MPP SZIVLIEX XLI
TYQT QSXSV 8LI XLIVQSWXEX MR XLI TYQT QSXSV EYXSQEXMGEPP] W[MXGLIW SJJ
XLI IQIVKIRG] WXIIVMRK TYQT MJ MX SZIVLIEXW
d -J ]SY RIIH XS WXIIV XLI QEGLMRI [LMPI MX MW XS[IH

4VIWW XLI FYXXSR XS W[MXGL SR XLI IQIVKIRG] WXIIVMRK TYQT FIJSVI
WXIIVMRK

)QIVKIRG] WXIIVMRK FYXXSR
d 4VIWW ERH LSPH HS[R XLI IQIVKIRG] WXIIVMRK FYXXSR

8LI IQIVKIRG] WXIIVMRK TYQT GER FI STIVEXIH YRXMP MX MW EYXSQEXMGEPP]
W[MXGLIH SJJ F] XLI XLIVQSWXEX MR XLI TYQT QSXSV
d -J MX MW RSX TSWWMFPI XS XS[ XLI QEGLMRI SYX SJ XLI HERKIV EVIE HYVMRK
XLMW XMQI
0IX XLI TYQT QSXSV GSSP HS[R YRXMP XLI XLIVQSWXEX W[MXGLIW SR EKEMR
d 4VIWW ERH LSPH HS[R XLI IQIVKIRG] WXIIVMRK TYQT VITIEX WXEVX
FYXXSR
0 0-)&,)66

)QIVKIRG] STIVEXMSR
.YQT WXEVXMRK

-J ]SY LEZI TVSFPIQW WXEVXMRK FIGEYWI XLI FEXXIVMIW EVI JPEX XLI QEGLMRI
GER FI NYQT WXEVXIH [MXL I\XIVREP FEXXIVMIW
1EOI WYVI ]SY LEZI XEOIR EPP XLI JSPPS[MRK WEJIX] TVIGEYXMSRW
'SRRIGXMRK ER I\XIVREP FEXXIV]

,S[ XS NYQT WXEVX XLI QEGLMRI
(ERKIV 8LIVI MW E VMWO SJ EGGMHIRXW HYI XS MRGSVVIGX SV GEVIPIWW NYQT WXEVXMRK

)\GIWW KEW GER JSVQ [LIR ]SY GSRRIGX ER I\XIVREP FEXXIV] XS SPH FEX
XIVMIW 8LIVI MW E VMWO SJ I\TPSWMSRW
8LIVIJSVI EZSMH REOIH JPEQIW ERH WTEVOW RIEV XLI FEXXIVMIW
;IEV TVSXIGXMZI KPSZIW ERH KSKKPIW [LIR NYQT WXEVXMRK
3RP] YWI WYJJMGMIRXP] XLMGO NYQT PIEHW
1EOI WYVI ]SY GSRRIGX ERH HMWGSRRIGX XLI NYQT PIEHW MR XLI VMKLX SVHIV
.YQT WXEVXMRK
4SWMXMZI XIVQREP SJ XLI JPEX FEX 2IKEXMZI XIVQMREP SJ I\XIVREP
XIV] FEXXIV]
4SWMXMZI XIVQMREP SJ I\XIVREP )EVXL TSMRX SJ XLI JPEX FEXXIV]
FEXXIV]
d *MVWX GSRRIGX SRI NYQT PIEH XS XLI TSWMXMZI XIVQMREP SJ XLI JPEX FEXXIV]
ERH XLIR XS XLI TSWMXMZI XIVQMREP SJ XLI I\XIVREP FEXXIV]
d 'SRRIGX XLI WIGSRH NYQT PIEH XS XLI RIKEXMZI XIVQMREP SJ XLI I\XIVREP
FEXXIV] ERH XLIR XS XLI IEVXL TSMRX SJ XLI JPEX FEXXIV]
d 7XEVX YT XLI IRKMRI 7II XLI WIGXMSR SR WXEVMRK XLI IRKMRI
0-)&,)66 0

)QIVKIRG] STIVEXMSR
(MWGSRRIGXMRK XLI I\XIVREP FEXXIV]

&IJSVI VIQSZMRK XLI NYQT PIEHW ]SY QYWX WLMJX XLI IRKMRI XS PS[
MHPMRK WTIIH
)\GIWW ZSPXEKI GER FI EZSMHIH F] W[MXGLMRK SR QENSV GSRWYQIVW WYGL EW
JPSSHPMKLXW
d *MVWX VIQSZI XLI NYQT PIEH JVSQ XLI RIKEXMZI XIVQMREP SJ XLI I\XIVREP
FEXXIV] ERH XLIR JVSQ XLI IEVXL TSMRX SJ XLI JPEX FEXXIV]
d 8LIR VIQSZI XLI NYQT PIEH JVSQ XLI TSWMXMZI XIVQMREP SJ XLI I\XIVREP
FEXXIV] ERH XLIR JVSQ XLI TSWMXMZI XIVQMREP SJ XLI JPEX FEXXIV]
0 0-)&,)66

1EPJYRGXMSRW
;EVRMRK ERH IVVSV QIWWEKIW

i :EVMSYW JEYPXW EVI MRHMGEXIH F] XLI GSVVIWTSRHMRK W]QFSP JMIPHW ZMWY
EPP] SV F] HMWTPE] MRWXVYQIRXW SR XLI MRWXVYQIRX TERIP
i 7SQI [EVRMRK JYRGXMSRW EVI EGGSQTERMIH F] EYHMFPI [EVRMRK WMKREPW
*MRHMRK ERH IPMQMREXMRK IVVSVW ERH QEPJYRGXMSRW

i *EYPXW GER SJXIR FI XVEGIH FEGO XS MRGSVVIGX STIVEXMSR SV WIVZMGMRK SJ
XLI QEGLMRI
8LIVIJSVI GEVIJYPP] VIEH XLI ETTVSTVMEXI WIGXMSR SJ XLI STIVEXMRK
QERYEP IEGL XMQI E JEYPX SGGYVW
i %REP]WI XLI GEYWI SJ XLI JEYPX ERH GSVVIGX MX MQQIHMEXIP]
i (IWGVMFI XLI JEYPX ERH EPP VIPEXIH GMVGYQWXERGIW EW EGGYVEXIP] EW
TSWWMFPI MJ ]SY GSRXEGX 0-)&,)66 '97831)6 7)6:-')
4VIGMWI MRJSVQEXMSR LIPTW XS PSGEXI ERH IPMQMREXI XLI GEYWI SJ XLI JEYPX
8LMW QIERW XLEX XLI I\EGX X]TI ERH WIVMEP RYQFIV SJ XLI QEGLMRI RIIH
XS FI WXEXIH
i 2IZIV TIVJSVQ ER] [SVO JSV [LMGL ]SY LEZI RSX FIIR XVEMRIH SV
MRWXVYGXIH
-J ]SY GERRSX MHIRXMJ] XLI GEYWI SJ XLI JEYPX [MXL XLI WIVZMGI GSHI
XEFPIW SV EVI RSX EFPI XS VIQIH] XLI JEYPX GSRXEGX 0-)&,)66 '97
831)6 7)6:-')
0 0-)&,)66

1EPJYRGXMSRW 3TIVEXMRK 1ERYEP
7IVZMGI 'SHI 8EFPI
7IVZMGI 'SHI 8EFPI
7IVZMGI GSHI MRHMGEXMSR SR XLI HMWTPE]
8VEZIP WTIIH WIVZMGI LSYVW ERH GPSGO 0'(
7IVZMGI'SHI 7]QTXSQ 'EYWI 7SPYXMSR
34)R q34)Rr MW WLS[R SR -RXIVVYTXMSR FIX[IIR XLI 'SRXEGX 0-)&,)66 '97831

XLI XVEZIP WTIIH 0'( WTIIH WIRWSV SR XLI XVERWJIV )6 7)6:-')
[LIR ]SY W[MXGL XLI KIEV ERH XLI HMWTPE] YRMX (I
MKRMXMSR SR 8LI HMW JIGXMZI WTIIH WIRWSV SR XLI
TPE] YRMX W[MXGLIW XS XVERWJIV KIEV
XVEZIP VERKI - ERH ER
MRXIVZEP XSRI WSYRHW
YRMRXIVVYTXIHP]

8LI JSPPS[MRK XEFPI GSRXEMRW XLI [EVRMRK WMKREPW [LMGL LEZI ER EHHMXMSREP
EYHMFPI XSRI SV [LMGL EVI SRP] HMWTPE]IH ZMWYEPP] EPSRK [MXL XLIMV GEYWIW
ERH VIQIHMIW
8LIVI EVI XLVII HMJJIVIRX EYHMFPI [EVRMRK WMKREPW
i -RXIVZEP XSRI WIUYIRGI XSRI JSPPS[IH F] WIGSRHW TEYWI
i -RXIVZEP XSRI [MXLSYX TEYWI
i 'SRXMRYSYW XSRI
0-)&,)66 0

3TIVEXMRK 1ERYEP 1EPJYRGXMSRW
7IVZMGI 'SHI 8EFPI
;EVRMRK WMKREP 'EYWI 6IQIH]

,]HVEYPMG SMP ERH GSSPERX SZIVLIEX 3R 0 ERH 0 GSSPERX XIQTIVE 'PIER XLI GSSPMRK W]WXIQ SJ
MRK W]QFSP JMIPH JPEWLIW XYVI EFSZI ' STIVEXI XLI QEGLMRI EX RS PSEH
YRXMP XLI GSSPERX XIQTIVEXYVI JEPPW
EKEMR
3R 0 GSSPERX XIQTIVEXYVI EFSZI
'
8LI QEGLMRI EYXSQEXMGEPP] W[MXGLIW
XS XVEZIP VERKI - EJXIV WIGSRHW
8LI XVEZIP VERKI - ERH -- W]QFSP
JMIPHW JPEWL EPXIVREXIP]
-RXIVZEP XSRI WSYRHW WIUYIRGI
XSRI JSPPS[IH F] WIGSRHW TEYWI
)VVSV MR XLI GSSPMRK SV IPIGXVMGEP W]WXIQ
'SRXEGX 0-)&,)66 '97831)6
7)6:-')
,]HVEYPMG SMP ERH GSSPERX SZIVLIEX ,]HVEYPMG SMP XIQTIVEXYVI EFSZI ' 'PIER XLI GSSPMRK W]WXIQ SJ ST
MRK W]QFSP JMIPH JPEWLIW IVEXI XLI QEGLMRI EX RS PSEH YRXMP
XLI L]HVEYPMG SMP XIQTIVEXYVI JEPPW
EKEMR
8LI QEGLMRI EYXSQEXMGEPP] W[MXGLIW
XS XVEZIP VERKI - EJXIV WIGSRHW
8LI XVEZIP VERKI - ERH -- W]QFSP
JMIPHW JPEWL EPXIVREXIP]
-RXIVZEP XSRI WSYRHW WIUYIRGI
XSRI JSPPS[IH F] WIGSRHW TEYWI
1EPJYRGXMSR MR XLI GSSPMRK L]HVEYPMG SV 'SRXEGX 0-)&,)66 '97831)6
IPIGXVMGEP W]WXIQ 7)6:-')
)RKMRI SZIVLIEXMRK W]QFSP JMIPH 'SSPERX XIQTIVEXYVI EFSZI ' 'PIER XLI GSSPMRK W]WXIQ SJ ST
PMKLXW YT ERH ER MRXIVZEP XSRI [MXL IVEXI XLI QEGLMRI EX RS PSEH YRXMP
SYX TEYWI WSYRHW EJXIV WIGSRHW XLI GSSPERX XIQTIVEXYVI JEPPW
EKEMR
)VVSV MR XLI GSSPMRK SV IPIGXVMGEP W]WXIQ 'SRXEGX 0-)&,)66 '97831)6
7)6:-')
)QIVKIRG] WXIIVMRK W]QFSP JMIPH %YXSQEXMG EGXMZEXMSR SJ IQIVKIRG] (VMZI SV XS[ XLI QEGLMRI SYX SJ
PMKLXW YT ERH ER MRXIVZEP XSRI [MXL WXIIVMRK JYRGXMSR SR JEMPYVI SJ WXIIVMRK XLI HERKIV EVIE ERH GEPP 0-)&
SYX TEYWI WSYRHW WXVEMKLX E[E] SMP WYTTP] ,)66 '97831)6 7)6:-')
)VVSV MR XLI IPIGXVMGEP W]WXIQ 'SRXEGX 0-)&,)66 '97831)6
7)6:-')
)RKMRI SMP TVIWWYVI W]QFSP JMIPH -RWYJJMGMIRX IRKMRI SMP 'LIGO XLI SMP PIZIP ERH XST YT MJ
PMKLXW YT ERH ER MRXIVZEP XSRI [MXL RIGIWWEV]
SYX TEYWI WSYRHW EJXIV WIGSRHW
)VVSV MR XLI HMIWIP IRKMRI PYFVMGEXMRK SMP 'SRXEGX 0-)&,)66 '97831)6
WYTTP] 7)6:-')
&VEOI W]WXIQ EGGYQYPEXSV TVIWWYVI &VEOI EGGYQYPEXSV TVIWWYVI XSS PS[ 7XEVX XLI IRKMRI XLI FVEOI EGGY
W]QFSP JMIPH PMKLXW YT ERH ER MRXIVZEP HYI XS QEGLMRI RSX FIMRK YWIH JSV E QYPEXSVW EVI JMPPIH [LMPI XLI IR
XSRI [MXLSYX TEYWI WSYRHW EJXIV PIRKXL] TIVMSH KMRI VYRW
WIGSRHW
&VEOI EGGYQYPEXSV SV FVEOI W]WXIQ 'SRXEGX 0-)&,)66 '97831)6
QEPJYRGXMSR 7)6:-')
8LI W]QFSP JMIPHW JSV JSV[EVH ERH 8VEZIP WTIIH SJ OQL I\GIIHIH &VEOI XLI QEGLMRI
VIZIVWI XVEZIP FSXL JPEWL
8LI W]QFSP JMIPHW JSV JSV[EVH ERH 8VEZIP WTIIH SJ OQL I\GIIHIH 8LI XVEZIP WTIIH SJ XLI QEGLMRI
VIZIVWI XVEZIP FSXL JPEWL 8LI QE MW L]HVSWXEXMGEPP] FVEOIH
GLMRI W[MXGLIW HS[R XS XVEZIP VERKI
-
8LI W]QFSP JMIPHW JSV JSV[EVH ERH 8VEZIP WTIIH SJ OQL I\GIIHIH &VEOI XLI QEGLMRI
VIZIVWI XVEZIP FSXL JPEWL 'SRXMRY
SYW XSRI WSYRHW
0 0-)&,)66

7IVZMGI 'SHI 8EFPI
8VSYFPIWLSSXMRK JSV XLI 0-)&,)66 EYXSQEXMG PYFVMGEXMSR

W]WXIQ
1EPJYRGXMSR 'EYWI 6IQIH]

+VIIR MRHMGEXSV PMKLX HMWTPE]W E 0-)&,)66 EYXSQEXMG GIRXVEP PYFVMGE
WIGSRH JPEWLMRK GSHI MQQIHMEXIP] XMSR W]WXIQ MW EGXMZI
EJXIV XLI MKRMXMSR MW XYVRIH SR
+VIIR MRHMGEXSV PMKLX HSIW RSX HMW 0-)&,)66 EYXSQEXMG GIRXVEP PYFVMGE -QQIHMEXI EGXMSR MW VIUYMVIH
TPE] E WIGSRH JPEWLMRK GSHI XMSR W]WXIQ LEW RS TS[IV
MQQIHMEXIP] EJXIV XLI MKRMXMSR MW
XYVRIH SR
2S ZSPXEKI JVSQ XIVQMREP XS XIVQMREP 'LIGO JYWI * ERH GLERKI MJ
RIGIWWEV]
2S IEVXL GSRRIGXMSR [MXL XLI GSRXVSP 'LIGO IEVXL GSRRIGXMSR ERH VI
HIZMGI SV XLI MRHMGEXSV PMKLX IWXEFPMWL MJ RIGIWWEV]
-RHMGEXSV PEQT MW HIJIGXMZI 6ITPEGI MRHMGEXSV PEQT
;MVMRK FIX[IIR XLI TS[IV WSYVGI ERH 'LIGO [MVMRK ERH VITEMV MJ
XLI GSRXVSP HIZMGI SV FIX[IIR XLI GSR RIGIWWEV]
XVSP HIZMGI ERH XLI MRHMGEXSV PMKLX MRXIV
VYTXIH
'SRXEGX 0-)&,)66 '97831)6
7)6:-')
+VIIR XIWX PEQT PMKLXW YT JSV E PSRK 0-)&,)66 EYXSQEXMG GIRXVEP PYFVMGE
IV TIVMSH XMSR W]WXIQ MW EGXMZI ERH E PYFVMGEXMSR
G]GPI MW GYVVIRXP] FIMRK TIVJSVQIH
+VIIR ERH VIH MRHMGEXSV PEQTW JPEWL 8LI G]GPIW WIX GSYPH RSX FI TIVJSVQIH 'LIGO XLEX IEGL PYFVMGEXMRK TSMRX
WIG SR WIG SJJ +VIEWI MW MR XLI XMQI WTIGMJMIH MW JVII
IQIVKMRK JVSQ XLI TVIWWYVI VIPMIJ
ZEPZI
3RI SV QSVI PYFVMGEXMSR TSMRXW FPSGOIH
3RI SV QSVI HMWXVMFYXSVW FPSGOIH
6IH MRHMGEXSV PEQT PMKLXW YT GSR 1MRMQYQ KVIEWI PIZIP VIEGLIH MR XLI 6IJMPP XLI GSRXEMRIV QEPJYRGXMSR
WXERXP] GSRXEMRIV QIWWEKI MW EYXSQEXMGEPP] VIWIX
6IH MRHMGEXSV PEQT JPEWLIW WIG 1IQSV] IVVSV 'SRXEGX 0-)&,)66 '97831)6
SR WIG SJJ 7)6:-')
%PP TSMRXW XS FI PYFVMGEXIH EVI HV] 7IX G]GPI XMQI TEYWI MW XSS PSRK JSV 7IX E WLSVXIV G]GPI XMQI TEYWI
ERH RS IVVSV MW MRHMGEXIH MRHMGEXSV XLI ETTPMGEXMSR YWMRK XLI WIPIGXMSR W[MXGL
PMKLX MW RSX HIJIGXMZI
'SRXEGX 0-)&,)66 '97831)6
7)6:-')
%PP PYFVMGEXMSR TSMRXW EVI I\GIWWMZIP] 7IX G]GPI XMQI TEYWI MW XSS WLSVX JSV 7IX E PSRKIV G]GPI XMQI TEYWI
KVIEW] XLI ETTPMGEXMSR YWMRK XLI WIPIGXMSR W[MXGL
'SRXEGX 0-)&,)66 '97831)6
7)6:-')
3RI SV QSVI PYFVMGEXMSR TSMRXW MWEVI /MROIH SV FVSOIR WIGSRHEV] PMRI 'LIGO XLI WIGSRHEV] PMRI ERH
HV] [LIVIEW XLI SXLIVW EVI WYJJM VITPEGI MJ RIGIWWEV]
GMIRXP] PYFVMGEXIH
(MWXVMFYXSV [MXL MRWYJJMGMIRX JPS[ WIPIGX -RWXEPP E HMWXVMFYXSV [MXL KVIEXIV
IH JPS[
3RI SV QSVI PYFVMGEXMSR TSMRXW MWEVI (MWXVMFYXSV [MXL E JPS[ [LMGL MW XSS LMKL %HNYWX XLI JPS[ SJ XLI HMWXVMFYXSVW
I\GIWWMZIP] KVIEW] [LIVIEW XLI LEW FIIR WIPIGXIH SV XSS QER] HMWXVMFY JSV XLI PYFVMGEXMRK TSMRXW
SXLIVW EVI WYJJMGMIRXP] PYFVMGEXIH XSVW LEZI FIIR GSRRIGXIH XSKIXLIV
0-)&,)66 0

7IVZMGI 'SHI 8EFPI
*PEWLMRK GSHIW JSV XLI 8;-2 EYXSQEXMG PYFVMGEXMSR W]WXIQ

1EPJYRGXMSR JPEWLMRK GSHI 'EYWI 6IQIH]

-RHMGEXSV PEQT HSIW RSX HMWTPE] E 8;-2 W]WXIQ MW RSX IRIVKMÎH -QQIHMEXI EGXMSR MW VIUYMVIH
JPEWLMRK GSHI MQQIHMEXIP] EJXIV XLI
MKRMXMSR MW XYVRIH SR
2S ZSPXEKI JVSQ XIVQMREP XS XIVQMREP 'LIGO JYWI * ERH GLERKI MJ
RIGIWWEV]
2S IEVXL GSRRIGXMSR [MXL XLI GSRXVSP 'LIGO IEVXL GSRRIGXMSR ERH VI
HIZMGI SV XLI MRHMGEXSV PMKLX IWXEFPMWL MJ RIGIWWEV]
-RHMGEXSV PEQT MW HIJIGXMZI 6ITPEGI MRHMGEXSV PEQT
;MVMRK FIX[IIR XLI TS[IV WSYVGI ERH 'LIGO [MVMRK ERH VITEMV MJ
XLI GSRXVSP HIZMGI SV FIX[IIR XLI GSR RIGIWWEV]
XVSP HIZMGI ERH XLI MRHMGEXSV PEQT MRXIV
VYTXIH
'SRXEGX 0-)&,)66 '97831)6
7)6:-')
-RHMGEXSV PEQT JPEWLIW WIG SR 1MRMQYQ KVIEWI PIZIP VIEGLIH MR XLI 6IJMPP XLI GSRXEMRIV QEPJYRGXMSR
WIG SJJ JSV X[S QMRYXIW EX XLI GSRXEMRIV QIWWEKI MW EYXSQEXMGEPP] VIWIX
WXEVX SJ IZIV] G]GPI
-RHMGEXSV PEQT PMKLXW YT GSRWXERXP] 1EMR WYTTP] PMRI MW HIJIGXMZI TYQT 6ITEMV XLI PMRI ERH FPIIH XLI
JSV QMRYXIW EX XLI IRH SJ XLI HSIW RSX FYMPH YT TVIWWYVI W]WXIQ
TYQTMRK TLEWI
%MV MR XLI W]WXIQ 8LMW QIERW XLEX XLIVI &PIIH XLI W]WXIQ FSXL QEMR
MW MRWYJJMGMIRX TVIWWYVI [MXLMR XLI LMKL WYTTP] PMRI GLERRIPW ERH GSR
IWX TIVQMWWMFPI TYQT XMQI HYGX E XIWX [MXL SRI WMRKPI G]GPI
+VIEWI TVIWWYVI W[MXGL HIJIGXMZI 'LIGO XLI W[MXGL ERH VITPEGI MJ
RIGIWWEV]
3VMRK HEQEKIH SV RSX TYX MR TPEGI 'LIGO XLI HSWMRK YRMX ERH MRWIVX
[LIR XLI HSWMRK YRMX [EW VITPEGIH E RI[ 3VMRK MJ RIGIWWEV]
8LMW GEYWIW KVIEWI XS JPS[ JVSQ SRI
GLERRIP MRXS XLI SXLIV
WLYXXPI ZEPZI HIJIGXMZI 2S TVIWWYVI 'LIGO XLI ZEPZI ERH VITPEGI MJ
MW FYMPX YT RIGIWWEV]
3XLIV GEYWI 'SRXEGX 0-)&,)66 '97831)6
7)6:-')
8LI MRHMGEXSV PMKLX KPS[W GSRWXERXP] 8LI WEQI QEPJYRGXMSR QIWWEKI JMZI *MRH XLI GEYWI SJ XLI QEPJYRGXMSR
XMQIW MR E VS[ SV QEPJYRGXMSR QIW ERH VIGXMJ] MX 4VIWW XLI XIWX
WEKIW MR E VS[ MR XLI WEQI QEMR WYTTP] W[MXGL SR XLI TYQT JSV EX PIEWX
PMRI GLERRIP 'SRXVSP SJ XLI TYQT ERH WIGSRH XS VIWIX XLI QIWWEKI
WLYXXPI ZEPZI F] XLI GSRXVSP HIZMGI LEW
FIIR MRXIVVYTXIH XS TVIZIRX HEQEKI
1MRMQYQ PIZIP QIWWEKI ERH JEMPYVI XS 6IJMPP XLI GSRXEMRIV ERH TVIWW XLI
VIEGL XLI TVIWWYVI [MXLMR XLI LMKLIWX XIWX W[MXGL SR XLI TYQT JSV EX
TIVQMWWMFPI TYQT XMQI PIEWX WIGSRH XS VIWIX XLI QIW
WEKI %JXIV[EVHW GSRHYGX E W]W
XIQ XIWX ERH FPIIH XLI W]WXIQ MJ
RIGIWWEV]
0 0-)&,)66

7IVZMGI 'SHI 8EFPI
1EPJYRGXMSR JPEWLMRK GSHI 'EYWI 6IQIH]

%PP TSMRXW XS FI PYFVMGEXIH EVI HV] 7IX G]GPI XMQI TEYWI MW XSS PSRK JSV 7IX E WLSVXIV G]GPI XMQI TEYWI
ERH RS IVVSV MW MRHMGEXIH MRHMGEXSV XLI ETTPMGEXMSR YWMRK XLI WIPIGXMSR W[MXGL SV EH
PMKLX MW RSX HIJIGXMZI NYWX XLI WIX G]GPI XMQI YWMRK
+-2%
'SRXEGX 0-)&,)66 '97831)6
7)6:-')
%PP PYFVMGEXMSR TSMRXW EVI I\GIWWMZIP] 7IX G]GPI XMQI TEYWI MW XSS WLSVX JSV 7IX E PSRKIV G]GPI XMQI TEYWI
KVIEW] XLI ETTPMGEXMSR YWMRK XLI WIPIGXMSR W[MXGL MJ
TVIWIRX SV EHNYWX XLI WIX G]GPI
XMQI YWMRK +-2%
'SRXEGX 0-)&,)66 '97831)6
7)6:-')
3RI SV QSVI PYFVMGEXMSR TSMRXW MWEVI /MROIH SV FVSOIR WIGSRHEV] PMRI 'LIGO XLI WIGSRHEV] PMRI ERH
HV] [LIVIEW XLI SXLIVW EVI WYJJM VITPEGI MJ RIGIWWEV]
GMIRXP] PYFVMGEXIH
(SWMRK YRMX [MXL MRWYJJMGMIRX JPS[ WI -RWXEPP E HSWMRK YRMX [MXL KVIEXIV
PIGXIH JPS[
2SRJYRGXMSRMRK HSWMRK YRMX 6IQSZI XLI HSWMRK YRMX ERH
GPIER MX SV MRWXEPP E RI[ HSWMRK
YRMX
3RI SV QSVI PYFVMGEXMSR TSMRXW MWEVI (SWMRK YRMX [MXL I\GIWWMZI JPS[ WI -RWXEPP E HSWMRK YRMX [MXL E WQEPP
I\GIWWMZIP] KVIEW] [LIVIEW XLI PIGXIH IV JPS[
SXLIVW EVI WYJJMGMIRXP] PYFVMGEXIH
(SWMRK YRMX [MXL MRXIVREP PIEOEKI 6IQSZI XLI HSWMRK YRMX ERH
MRWXEPP E RI[ SRI
6IH MRHMGEXSV PEQT JPEWLIW WIG 8IWX [MXL E WMRKPI G]GPI MW GYVVIRXP] 0EQT KSIW SYX EJXIV XIWX G]GPI
SR WIG SJJ JSV E GSQTPIXI VYRRMRK 8LMW MW EX XLI IRH SJ XLI GYVVIRX
G]GPI G]GPI SV EJXIV XLI MKRMXMSR LEW
FIIR W[MXGLIH SJJ
8LI MRHMGEXSV PEQT JPEWLIW WIG 8IWX [MXL ER YRMRXIVVYTXIH G]GPI MW GYV 0EQT KSIW SYX EJXIV XIWX G]GPI
SR WIG SJJ HYVMRK E GSQTPIXI VIRXP] VYRRMRK 8LMW MW EJXIV XLI MKRMXMSR LEW FIIR
G]GPI W[MXGLIH SJJ
0-)&,)66 0

6ITPEGMRK JYWIW

-R SVHIV XS TVIZIRX HEQEKI XS XLI IPIGXVMGEP W]WXIQ SRP] YWI JYWIW [MXL
XLI GSVVIGX VEXMRK
1EOI WYVI XLEX

i 8LI IPIGXVMGEP GMVGYMX LEW FIIR GLIGOIH FIJSVI GLERKMRK XLI JYWI
i *SV WEJIX] VIEWSRW EJXIV GLIGOMRK XLI GMVGYMX XLEX XLI QEGLMRIW IPIG
XVMGEP W]WXIQ LEW FIIR W[MXGLIH SJJ
1IKE JYWIW
1IKE JYWIW
*YWI FS\IW 7GVI[MR JYWI *
7GVI[MR JYWI * 7GVI[MR JYWI *
*YWI :EPYI 9RMX (IWMKREXMSRJYRGXMSR 0SGEXMSR

* % 1EMR JYWI &IWMHI XLI FEXXIV] QEMR W[MXGL
* % )QIVKIRG] WXIIVMRK TYQT &IWMHI XLI FEXXIV] QEMR W[MXGL
* % 4VIKPS[ W]WXIQ &IWMHI XLI FEXXIV] QEMR W[MXGL
1IKE JYWIW
d -J ]SY RIIH XS EGGIWW XLI JYWIW

3TIR XLI IRKMRI GSQTEVXQIRX LSSH
d 9WI XLI XEFPI EFSZI XS MHIRXMJ] XLI HIJIGXMZI JYWI
d 3TIR XLI ETTVSTVMEXI JYWI FS\
d 9RWGVI[ XLI HIJIGXMZI JYWI ERH VITPEGI MX [MXL E RI[ SRI [MXL XLI
WEQI VEXMRK
0 0-)&,)66

1E\M *YWIW
1E\M *YWIW

4PYKMR JYWI * 4PYKMR JYWI *

*SV HIXEMPW WII XLI WIGXMSR SR TPYKMR JYWIW SR XLI GSRXVSP YRMX ERH
GSRXVSP TERIP

* % 7XEVXIV 6IEV VMKLX SJ WMHI GSRWSPI
1E\M *YWIW
d 3TIR XLI GEXGL SJ XLI GSZIV F] XYVRMRK MX

8LI GSZIV SJ XLI WMHI GSRWSPI PMJXW YT
d 8EOI SYX XLI HIJIGXMZI JYWI ERH VITPEGI MX [MXL E RI[ SRI [MXL XLI
WEQI VEXMRK
4PYKMR JYWIW SR XLI GSRXVSP YRMX ERH GSRXVSP TERIP
*YWI GSRXVSPPIV ERH VIPE] FS\

'SZIV GEXGL *YWI *
: GSRXVSP YRMX
0-)&,)66 0

*YWI SR HMIWIP IRKMRI

*YWI *

* % (MEKRSWXMG TPYK WYTTP] 6IEV VMKLX SJ WMHI GSRWSPI
* % 'SRXVSP YRMX WYTTP] -R XLI VMKLX SJ XLI IRKMRI GSQTEVX
QIRX SR XLI FEGO SJ XLI IRKMRI
*YWIW
: GSRXVSP YRMX [MXL TPYKMR JYWIW
*YWI :EPYI 9RMX (IWMKREXMSRJYRGXMSR

*% % &VEOI PMKLX
*% % 0MKLXMRK W[MXGL PMKLXMRK
*% % ,EÊVH [EVRMRK W]WXIQ IQIVKIRG] [SVOMRK EXXEGLQIRX STIVEXMSR JPEWL
MRK FIEGSR
*% % 6MKLX LMKL FIEQ
*% % 6MKLX TEVOMRK PMKLX QSRMXSV FEGOKVSYRH PMKLXMRK
*% % 4S[IV WYTTP] % IQIVKIRG] WXIIVMRK FYXXSR TVIWWYVI W[MXGL &E
*% % 0IJX LMKL FIEQ
*% % 1SRMXSV MKRMXMSR
*& % -RXIVMSV PMKLXMRK WSGOIX VEHMS STXMSREP GSQTVIWWSV WIEX STXMSREP
*& % *VSRX [MTIV LSVR
*& % *VSRX [SVOMRK JPSSHPMKLX
*& % 0IJX TEVOMRK PMKLX VIKMWXVEXMSR PMKLXMRK
0 0-)&,)66

*YWI :EPYI 9RMX (IWMKREXMSRJYRGXMSR

*& % 6MHI GSRXVSP W]WXIQ STXMSREP
*& % 3TXMSR
*& % 4EVOMRK PMKLX XVEZIP VERKI W[MXGL WYTTP]
*& % )RKMRI WXST
*' % ;SVOMRK EXXEGLQIRX WYTTP] XERO WIRWSV MRHMGXMZI WIRWSV &
*' % 6MKLX HVMZMRK PMKLX
*' % 6IEV [SVOMRK JPSSHPMKLXW
*' % 6IEV [MTIV
*' % 0IJX HVMZMRK PMKLX
*' % ,IEXIV FPS[IV EMV GSRHMXMSRMRK
*' % 1SRMXSV WYTTP]
*' % 1SRMXSV WYTTP] TVIKPS[ IRKMRI WXST
*YWI EWWMKRQIRX
d 3TIR XLI GEXGL SJ XLI GSZIV F] XYVRMRK MX

8LI GSZIV SJ XLI WMHI GSRWSPI PMJXW YT
d 8EOI SYX XLI HIJIGXMZI JYWI ERH VITPEGI MX [MXL E RI[ SRI [MXL XLI
WEQI VEXMRK
0-)&,)66 0
1EMRXIRERGI

8LI JSPPS[MRK EFFVIZMEXMSRW EVI YWIH MR XLMW WIGXMSR
i L ! WIVZMGI LSYVW
:EVMSYW W]QFSPW WSPMH SV IQTX] GMVGPIW FS\IW ERH WXEVW EVI YWIH XS
MRHMGEXI XLI QEMRXIRERGI XEWOW [LMGL JEPP MRXS X[S QEMR X]TIW
8LI W]QFSPW LEZI XLI JSPPS[MRK QIERMRKW

8EFPI [MXL WSPMH GMVGPI FS\ SV WXEV
i 6IWTSRWMFMPMX] JSV GEVV]MRK SYX XLI QEMRXIRERGI [SVO PMIW [MXL XLI
QEGLMRI STIVEXSV SV LMW QEMRXIRERGI TIVWSRRIP
8LMW EJJIGXW XLI QEMRXIRERGI MRXIVZEPW IZIV] ERH WIVZMGI LSYVW
L ERH RSRWGLIHYPIH MRXIVZEPW
8LI W]QFSPW LEZI XLI JSPPS[MRK QIERMRKW

8EFPI [MXL IQTX] GMVGPI FS\ SV WXEV SV WIVZMGI LSYVW L
i 8LI QEMRXIRERGI ERH MRWTIGXMSR [SVO QYWX FI TIVJSVQIH SV WYTIV
ZMWIH F] EYXLSVMWIH IRKMRIIVW JVSQ 0-)&,)66 SV MXW EYXLSVMWIH HIEP
IVW
8LMW EJJIGXW XLI QEMRXIRERGI MRXIVZEPW SR HIPMZIV] IZIV]
WIVZMGI LSYVW L ERH EX YRWGLIHYPIH XMQIW
=SY [MPP JMRH E PMWX SJ XLI WTEVI TEVXW RIIHIH JSV QEMRXIRERGI ERH
MRWTIGXMSR [SVO MR XLI WIVZMGI TEGOEKI SJ XLI WTEVI TEVXW PMWX
0 0-)&,)66

1EMRXIRERGI 3TIVEXMRK 1ERYEP
'YWXSQIV 1EGLMRI X]TI 7IVMEP 2S 3TIV LSYVW (EXI
1EMRXIRERGIMRWTIGXMSR EG
GSVHMRK XS STIVEXMRK LSYVW 8%7/7 83 &) 4)6*361)(
&] QEMRXIRERGI TIVWSRRIP &] EYXLSVMWIH UYEPMJMIH TIVWSRRIP

3RISJJ EGXMZMX] 3RISJJ EGXMZMX]
6ITIXMXMSR MRXIVZEP 6ITIXMXMSR MRXIVZEP
-J RIGIWWEV] -J RIGIWWEV]
%RRYEPP] EX XLI WXEVX SJ XLI GSPH WIEWSR
'SQTPIXI QEGLMRI
,EZI XLI HVMZIV PYFVMGEXI XLI QEGLMRI MR EGGSVHERGI [MXL XLI PYFVMGEXMSR GLEVX ERH
MRWXVYGX LMQ SR TVSTIV QEMRXIRERGI
-RWXVYGX XLI HVMZIV MR XLI STIVEXMSR SJ EPP JYRGXMSRW
'LIGO XLI QEGLMRI JSV I\XIVREP HEQEKI
1EOI WYVI XLI FSPXIH GSRRIGXMSRW EVI XMKLX
7IEP ER] PIEOW
'LIGO XLI L]HVEYPMG TVIWWYVI EGGSVHMRK XS XLI XIWXMRK ERH EHNYWXQIRX TPER WII XLI
WIVZMGI QERYEP
(MIWIP IRKMRI
'LIGO XLI IRKMRI SMP PIZIP
'LERKI XLI IRKMRI SMP RSXI XLI STIVEXMRK LSYVW WXEXIH LIVI SRP] ETTP] XS XLI
ETTVSTVMEXI IRKMRI SMP UYEPMX] JSV GSQTPMGEXMRK JEGXSVW WII XLI PYFVMGERXW ERH JYIPW
WIGXMSR
'LERKI XLI IRKMRI SMP JMPXIV
'LIGO XLI :VMFFIH FIPX
'LIGO XLI IRKMRI ZEPZI TPE]
'LIGO XLI IRKMRI SMP PIZIP
0MKLXP] KVIEWI XLI VMRK KIEV SR XLI IRKMRI JP][LIIP
'LERKI XLI IRKMRI SMP WITEVEXSV
6ITPEGI XLI JMPXIV MRWIVX MR XLI JYIP WITEVEXSV
'LERKI XLI JYIP JMRI JMPXIV
(VEMR SJJ GSRHIRWEXI JVSQ XLI JYIP WITEVEXSV
(VEMR SJJ GSRHIRWEXI ERH WIHMQIRX JVSQ XLI JYIP XERO
'PIER XLI EMV JMPXIV WIVZMGI GET ERH HYWX I\XVEGXMSR ZEPZI
'LIGO XLEX XLI EMV JMPXIV ZEGYYQ W[MXGL [SVOW
6ITPEGI XLI EMV JMPXIV QEMR IPIQIRX MJ MRHMGEXIH F] XLI ZEGYYQ W[MXGL VITPEGI XLI WEJIX]
IPIQIRX EJXIV LEZMRK VITPEGIH XLI QEMR IPIQIRX XMQIW
'LIGO XLI EMV WYGXMSR LSWIW JSV PIEOW ERH XMKLX JMXXMRK
'LIGO XLI I\LEYWX PMRIW JSV PIEOW ERH XMKLX JMXXMRK
7SSX TEVXMGPI JMPXIV STXMSREP
'LIGO XLI WSSX TEVXMGPI JMPXIV TVIWWYVI QSRMXSV JSV JYRGXMSR PIEOW ERH FPSGOEKIW
'LIGO ERH HVEMR XLI WSSX TEVXMGPI JMPXIV GSRHIRWEXI WITEVEXSV
'LERKI XLI WSSX TEVXMGPI JMPXIV GSRHIRWEXI WITEVEXSV
'PIER XLI WSSX TEVXMGPI JMPXIV
0-)&,)66 0

3TIVEXMRK 1ERYEP 1EMRXIRERGI
1EMRXIRERGIMRWTIGXMSR
EGGSVHMRK XS STIVEXMRK LSYVW 8%7/7 83 &) 4)6*361)(

'SSPMRK W]WXIQ
'LIGO XLI GSSPERX PIZIP
6ITPEGI XLI GSSPERX JMPXIV
'LIGO XLI ERXMJVIIÎ ERH ('% GSRGIRXVEXMSR MR XLI GSSPERX
'PIER XLI GSSPMRK W]WXIQ
L 6ITPEGI XLI GSSPERX [MXL ERXMJVIIÎ ERH ('% EX PIEWX IZIV] ]IEVW
;SVOMRK L]HVEYPMGW
'LIGO XLI L]HVEYPMG XERO SMP PIZIP XEOI ER SMP WEQTPI IZIV] LSYVW JSV FMS SMP
(VEMR SJJ GSRHIRWEXI ERH WIHMQIRX JVSQ XLI L]HVEYPMG XERO
'LERKI XLI SMP MR XLI L]HVEYPMG XERO ERH GLIGO XLI VIXYVR WXVEMRIV
L 'LIGO ERH GPIER XLI QEKRIXMG VSH SR XLI L]HVEYPMG XERO
'LERKI XLI L]HVEYPMG XERO VIXYVR WYGXMSR JMPXIV
'LERKI XLI L]HVEYPMG XERO FPIIHIV JMPXIV
0YFVMGEXI XLI TMPSX GSRXVSP HIZMGI WSPIRSMHW YRMZIVWEP NSMRXW ERH XETTIXW
7XIIVMRK W]WXIQ
8IWX XLI WXIIVMRK
0YFVMGEXI XLI FIEVMRK TSMRXW SR XLI WXIIVMRK G]PMRHIVW
&VEOI W]WXIQ
'LIGO XLI WIVZMGI FVEOI ERH TEVOMRK FVEOI
'LIGO XLI KET ERH [IEV SR XLI TEVOMRK FVEOI PMRMRKW
)PIGXVMGEP W]WXIQ
'LIGO XLI MRHMGEXSV PEQTW ERH PMKLXMRK
'LIGO XLI FEXXIVMIW JPYMH PIZIP ERH XIVQMREPW
8VERWJIV KIEV
'LIGO XLI XVERWJIV KIEV SMP PIZIP
'LERKI XLI XVERWJIV KIEV SMP
%\PIW ERH X]VIW

'LIGO XLI XMKLXRIWW SJ XLI [LIIPW SRGI EJXIV ERH L
'LIGO XLI E\PI SMP PIZIPW
'LERKI XLI E\PI SMP
'LIGO ERH PYFVMGEXI XLI GEVHER WLEJXW
'LIGO XLI X]VI TVIWWYVI
0 0-)&,)66

1EMRXIRERGIMRWTIGXMSR
EGGSVHMRK XS STIVEXMRK LSYVW 8%7/7 83 &) 4)6*361)(

1EGLMRI JVEQI ERH FEPPEWX [IMKLX

0YFVMGEXI XLI EVXMGYPEXMSR FIEVMRK ERH VIEV SWGMPPEXMRK FIEVMRK
0YFVMGEXMSR W]WXIQ STXMSREP

'LIGO [LIXLIV QIXIVIH UYERXMXMIW EVI EHIUYEXI EX XLI FIEVMRK TSMRXW KVIEWI GSPPEVW
SJ XLI GIRXVEP PYFVMGEXMSR W]WXIQ
'LIGO XLI TMTIW LSWIW ERH PYFVMGEXMSR TSMRXW SJ XLI PYFVMGEXMSR W]WXIQ
'EF LIEXMRK ERH EMVGSRHMXMSRMRK
+VIEWI XLI GEF HSSV LMRKIW
'PIER SV VITPEGI XLI JVIWL EMV ERH VIGMVGYPEXIH EMV JMPXIV
'LIGO XLI MRHMGEXSV ERH JMPPMRK PIZIP FIEHW MR XLI HV]IVGSPPIGXSV YRMX STXMSREP SJ XLI EMV
GSRHMXMSRIV
0MJX EVQW ERH UYMGOGLERKI HIZMGI
0YFVMGEXI XLI PMJX EVQW ERH EXXEGLQIRX
'LIGO XLI PMJX EVQ FIEVMRK FYWLMRKW
'LIGO XLI PMJX EVQW FYGOIX WXSTW > OMRIQEXMGW
0YFVMGEXI ERH XIWX XLI UYMGOGLERKI HIZMGI
0-)&,)66 0

8EFPI SJ JMPPMRK UYERXMXMIW
7TIGMJMGEXMSRW MR XLI QIHMYQ GSPYQR

i 8LI WXERHEVH PYFVMGERXW ERH JYIPW VIUYMVIH JSV GIRXVEP )YVSTIER GPMQEXI
GSRHMXMSRW EVI WXEXIH LIVI
i &IJSVI ]SY GLERKI SV XST YT XLI SMP MR XLI L]HVEYPMG W]WXIQ
L]HVEYPMG XERO EP[E]W GLIGO MJ MX MW JMPPIH [MXL TIXVSPIYQ SV FMS
SMP
i *SV QSVI HIXEMPIH MRJSVQEXMSR EFSYX XLI VIUYMVIH PYFVMGERXW ERH WIVZMGI
JYIPW WII XLI WIGXMSR SR PYFVMGERXW ERH JYIPW
7TIGMJMGEXMSRW MR XLI HSWEKI GSPYQR

i 8LI ZEPYIW WXEXIH JSV XLI JMPPMRK UYERXMXMIW MR XLI XEFPI EVI SRP] KYMHI
PMRIW
i 8LI HMTWXMGO ERH PIZIP QEVOMRKW EVI EP[E]W QERHEXSV]
i )EGL XMQI XLI SMP MW VITPEGIH SV XSTTIH YT GLIGO XLI PIZIP MR XLI YRMX MR
UYIWXMSR
2EQI 1IHMYQ (SWEKI 9RMXW

(MIWIP IRKMRI [MXL JMP )RKMRI SMP 7%) P
XIV GLERKI ;
(MIWIP IRKMRI GSSPMRK 'SSPERX P

W]WXIQ XSXEP GETEGMX]
,]HVEYPMG W]WXIQ XSXEP )RKMRI SMP 7%) P

GETEGMX] ;
,]HVEYPMG XERO )RKMRI SMP 7%) P

;
8VERWJIV KIEV +IEV SMP 7%) P

07
*VSRX E\PI HMJJIVIRXMEP +IEV SMP 7%) P

07
*VSRX E\PI [LIIP LYFW +IEV SMP 7%) P

07
6IEV E\PI HMJJIVIRXMEP +IEV SMP 7%) P

07
0 0-)&,)66

2EQI 1IHMYQ (SWEKI 9RMXW

6IEV E\PI [LIIP LYFW +IEV SMP 7%) P
07
*YIP XERO (MIWIP P
%MVGSRHMXMSRMRK W]W 6IJVMKIVERX 6 K

XIQ E
0YFVMGERX GLEVX

8LI PYFVMGEXMSR GLEVX TVSZMHIW ER SZIVZMI[ SJ XLI PSGEXMSR SJ XLI QEMR
XIRERGI TSMRXW SR XLI QEGLMRI ERH SJ XLI QEMRXIRERGI MRXIVZEPW
=SY [MPP JMRH HIXEMPIH MRJSVQEXMSR MR XLI QEMRXIRERGI ERH MRWTIGXMSR WGLIH
YPI EW [IPP EW MR XLI MRHMZMHYEP HIWGVMTXMSRW MR XLI WIGXMSR SR QEMRXIRERGI
XEWOW
*SV QSVI HIXEMPIH MRJSVQEXMSR EFSYX XLI VIUYMVIH PYFVMGERXW ERH WIVZMGI
JYIPW WII XLI WIGXMSR SR PYFVMGERXW ERH JYIPW
*SV MRJSVQEXMSR EFSYX XLI VIUYMVIH JMPPMRK UYERXMXMIW WII XLI XEFPIW SJ JMPPMRK
UYERXMXMIW
0-)&,)66 0

7]QFSP 2EQI 7]QFSP 2EQI
+IRIVEP PYFVMGEXMSR TSMRXW 0YFVMGEXMSR
'LIGO XLI SMP PIZIP 'LIGO XLI GSSPERX PIZIP
3MP GLERKI
0 0-)&,)66

1EMRXIRERGI XEWOW
1EMRXIRERGI XEWOW

3R GSQTPIXMSR SJ WIVZMGMRK XLI QEGLMRI WLSYPH FI VIXYVRIH XS XLI STIVEX
MRK TSWMXMSR
7II XLI WIGXMSR SR XLI STIVEXMRK TSWMXMSR MR GLETXIV
4VITEVEXSV] XEWOW JSV QEMRXIRERGI

&IJSVI TIVJSVQMRK XLI ZEVMSYW QEMRXIRERGI XEWOW QSZI XLI QEGLMRI XS
QEMRXIRERGI TSWMXMSR YRPIWW SXLIV[MWI I\TPMGMXP] WTIGMJMIH MR XLI HIWGVMT
XMSR
8LI ZEVMSYW QEMRXIRERGI XEWOW MRGPYHI
i 0YFVMGEXMRK XLI PMJX EVQW
i 'LIGOMRK XLI SMP PIZIP SV GLERKMRK XLI SMP MR XLI IRKMRI KIEVW E\PIW
L]HVEYPMG XERO IXG
i 6ITPEGMRK JMPXIVW EW [IPP EW EHNYWXQIRX ERH VITEMV [SVO SR XLI L]HVEYPMG
W]WXIQ
7EJIX] TVIGEYXMSRW JSV QEMRXIRERGI

%P[E]W SFWIVZI XLI EGGMHIRX TVIZIRXMSR VIKYPEXMSRW HYVMRK QEMR
XIRERGI [SVO
7II XLI QIEWYVIW XS IRWYVI WEJI QEMRXIRERGI SR GLETXIV
:MWYEP GSRXEGX
1EOI WYVI XLEX ZMWYEP GSRXEGX FIX[IIR XLI STIVEXSV MR XLI GEF ERH
QEMRXIRERGI TIVWSRRIP MW EP[E]W QEMRXEMRIH
(ERKIV 8LIVI MW E VMWO SJ EGGMHIRXW JSV QEMRXIRERGI TIVWSRRIP

8LI TVIWIRGI SJ YREYXLSVMWIH TIVWSRW SR XLI QEGLMRI GER TPEGI XLI
QEMRXIRERGI TIVWSRRIP MR I\XVIQI HERKIV
2IZIV IRXIV E HERKIVSYW EVIE SJ XLI QEGLMRI [MXLSYX QEOMRK ]SYV
TVIWIRGI ORS[R
d 1EOI WYVI ]SY GER FI GPIEVP] WIIR FIJSVI IRXIVMRK SRI SJ XLI QE
GLMRIW HERKIV EVIEW
;LIIP [IHKIW
0-)&,)66 0

1EMRXIRERGI XEWOW
d 7IGYVI XLI QEGLMRI EKEMRWX VSPPMRK E[E] [MXL [LIIP [IHKIW
1EMRXIRERGI TSWMXMSRW
8LI QEMRXIRERGI TSWMXMSR HITIRHW SR XLI QEMRXIRERGI XEWO XS FI TIV
JSVQIH
8LI X[S FEWMG QEMRXIRERGI TSWMXMSRW ERH EVI HIWGVMFIH FIPS[
8LI] IREFPI ]SY XS EGGIWW XLI MRHMZMHYEP QEMRXIRERGI TSMRXW
1EMRXIRERGI TSWMXMSR 8S QSZI XLI QEGLMRI MRXS QEMRXIRERGI TSWMXMSR TVSGIIH EW JSPPS[W
*SV E HIXEMPIH HIWGVMTXMSR SJ XLI MRHMZMHYEP TVSGIHYVIW WII XLI WIGXMSR SR
STIVEXMSR MR GLETXIV
1EMRXIRERGI TSWMXMSR
d 4EVO XLI QEGLMRI SR PIZIP KVSYRH

d 0S[IV XLI PMJX EVQW
d 7IX XLI FYGOIX HS[R JPEX SR XLI KVSYRH
d 8YVR SJJ XLI HMIWIP IRKMRI
d 8EOI SYX XLI MKRMXMSR OI]
1EMRXIRERGI TSWMXMSR 8S QSZI XLI QEGLMRI MRXS QEMRXIRERGI TSWMXMSR TVSGIIH EW JSPPS[W
*SV E HIXEMPIH HIWGVMTXMSR SJ XLI MRHMZMHYEP TVSGIHYVIW WII XLI WIGXMSR SR
STIVEXMSR MR GLETXIV
1EMRXIRERGI TSWMXMSR
d 4EVO XLI QEGLMRI SR PIZIP KVSYRH

d )RKEKI XLI EVXMGYPEXMSR PSGO
d 0S[IV XLI PMJX EVQW
d 8MPX XLI FYGOIX SYX ERH WIX MX HS[R SR XLI KVSYRH SR MXW XIIXL SV GYXXMRK
IHKI
d 8YVR SJJ XLI HMIWIP IRKMRI
d 8EOI SYX XLI MKRMXMSR OI]
0 0-)&,)66

1EMRXIRERGI XEWOW
3TIRMRK XLI WIVZMGI HSSV ERH LSSH

3TIRMRK XLI IRKMRI ;LIR XLI LSSH MW STIR ]SY GER EGGIWW XLI JSPPS[MRK YRMXW
GSQTEVXQIRX LSSH i (MIWIP IRKMRI
i %MV JMPXIV
i ,]HVEYPMG TYQTW
i 'SSPMRK W]WXIQ
i &EXXIVMIW
)RKMRI GSQTEVXQIRX LSSH

)RKMRI GSQTEVXQIRX LSSH +EWJMPPIH WTVMRKW
,ERHPI [MXL PSGO
;EVRMRK )RKMRI TEVXW [LMGL EVI MR QSXMSR GER GEYWI MRNYV]

6SXEXMRK SV QSZMRK IRKMRI TEVXW WYGL EW XLI JER FPEHIW SV :FIPXW GER
GEYWI MRNYV]
3RP] STIR XLI IRKMRI GSQTEVXQIRX LSSH [LIR XLI IRKMRI MW WLYX HS[R
d 3TIR XLI PSGO [MXL XLI MKRMXMSR OI]

d 3TIR XLI LSSH YWMRK XLI LERHPI ERH PMJX MX EPP XLI [E] YT
8LI LSSH MW LIPH MR XLMW TSWMXMSR F] X[S KEWJMPPIH WTVMRKW
;EVRMRK 8LIVI MW E VMWO SJ MRNYVMIW MJ XLI LSSH JEPPW WLYX

'LIGO XLEX XLI KEWJMPPIH WTVMRKW WIGYVIP] LSPH XLI LSSH JYPP] STIR
d -J RSX VIGXMJ] XLI TVSFPIQ MQQIHMEXIP]
8VSYFPIWLSSXMRK
8LI JYRGXMSR MW RSX EWWYVIH
d 'SRXEGX 0-)&,)66 '97831)6 7)6:-')
0-)&,)66 0
1EMRXIRERGI XEWOW
3TIRMRK XLI GSSPIV JPET
'SSPIV JPET
'SSPIV JPET +EWJMPPIH WTVMRKW
;LIR XLI JPET MW STIR ]SY GER EGGIWW XLI JSPPS[MRK YRMXW
i 'SSPMRK W]WXIQ
i ,]HVEYPMG XERO
*SSX TPEXI
d ;LIR STIRMRK SV GPSWMRK XLI JPET GPMQF SRXS XLI QEGLMRI ZME XLI GEF
EGGIWW QEOMRK WYVI XLEX ]SY LEZI WIGYVI JSSXMRK
'SSPIV JPET
d 4YPP YT XLI JPET YRXMP MX MW JYPP] STIR

8LI JPET MW LIPH MR XLMW TSWMXMSR F] XLI KEWJMPPIH WTVMRK
0 0-)&,)66
1EMRXIRERGI XEWOW
;EVRMRK 8LIVI MW E VMWO SJ MRNYV] MJ XLI JPET JEPPW WLYX

'LIGO XLEX XLI KEWJMPPIH WTVMRKW WIGYVIP] LSPH MX JYPP] STIR
d -J RSX VIGXMJ] XLI TVSFPIQ MQQIHMEXIP]
8VSYFPIWLSSXMRK
8LI JYRGXMSR MW RSX EWWYVIH
d 'SRXEGX 0-)&,)66 '97831)6 7)6:-')
8YVRMRK SJJ XLI FEXXIV] QEMR W[MXGL

8LI FEXXIV] QEMR W[MXGL MW PSGEXIH EX XLI VIEV VMKLX SJ XLI IRKMRI GSQTEVX
QIRX
*SV GIVXEMR QEMRXIRERGI NSFW XLI FEXXIV] QEMR W[MXGL QYWX JMVWX FI
XYVRIH SJJ
*MRH SYX JVSQ XLI HIWGVMTXMSRW SJ XLI VIPIZERX QEMRXIRERGI XEWOW [LIXLIV
XLI FEXXIV] QEMR W[MXGL QYWX FI XYVRIH SR SV SJJ 7II XLI WIGXMSR SR
QEMRXIRERGI XEWOW
7[MXGL SR XLI FEXXIV] QEMR W[MXGL EJXIV GSQTPIXMRK XLIWI QEMRXIRERGI
XEWOW
&EXXIV] QEMR W[MXGL

&EXXIV] QEMR W[MXGL /I]

(S RSX XYVR SJJ XLI FEXXIV] QEMR W[MXGL [LMPI XLI IRKMRI MW VYRRMRK
d *MVWX XYVR SJJ XLI IRKMRI ERH XLIR XYVR SJJ XLI FEXXIV] QEMR W[MXGL
(ERKIV 8LIVI MW E VMWO SJ EGGMHIRXW JSV QEMRXIRERGI TIVWSRRIP

-J YREYXLSVMWIH TISTPI EVI SR XLI QEGLMRI MX GER TYX XLI QEMRXIRERGI
TIVWSRRIP MR I\XVIQI HERKIV
*SV WEJIX] VIEWSRW MX MW IWWIRXMEP XLEX XLI FEXXIV] QEMR W[MXGL MW XYVRIH
SJJ
4YPP SYX XLI OI] JSV WEJIX] VIEWSRW
d 8S XYVR SJJ XLI FEXXIV] QEMR W[MXGL XYVR XLI OI] XS XLI TSWMXMSR
0-)&,)66 0
1EMRXIRERGI XEWOW
'LIGOMRK XLI QEGLMRI JSV I\XIVREP HEQEKI

1EOI WYVI XLEX XLI QEGLMRI MW MR QEMRXIRERGI TSWMXMSR
4VSGIHYVI
d &IJSVI WXEVXMRK YT XLI QEGLMRI GLIGO JSV I\XIVREP HEQEKI [LMGL QMKLX
MQTEMV WEJI STIVEXMSR
d 6ITEMV ER] HEQEKI [MXL WEJIX] MQTPMGEXMSRW MQQIHMEXIP]
1EOMRK WYVI XLI FSPXIH GSRRIGXMSRW EVI XMKLX

1EOI WYVI XLEX
i 8LI ETTVSTVMEXI WIVZMGI HSSVW LEXGLIW ERH LSSHW EVI STIR
4VSGIHYVI
d 'LIGO XLEX EPP FSPXW ERH WGVI[W EVI XMKLX

d 8MKLXIR ER] PSSWI WGVI[W SV FSPXW [MXL XLI VIUYMVIH XMKLXIRMRK XSVUYI
7IEPMRK PIEOW
1EOI WYVI XLEX

i 8LI ETTVSTVMEXI WIVZMGI HSSVW LEXGLIW ERH LSSHW EVI STIR
4VSGIHYVI
d 'LIGO XLI IRXMVI L]HVEYPMG W]WXIQ JSV PIEOW

d 6ITPEGI ER] HEQEKIH L]HVEYPMG WIEPW
d 8MKLXIR ER] PSSWI L]HVEYPMG GSYTPMRKW
d 7II EPWS XLI WIGXMSR SR WEJI QEMRXIRERGI SJ L]HVEYPMG LSWIW ERH LSWI
PMRIW MR GLETXIV
0 0-)&,)66
1EMRXIRERGI XEWOW

8LI SMP JMPPIV RIGO MW JMXXIH SR XLI HMWI SJ XLI IRKMRI
1EOI WYVI XLEX
i 8LI IRKMRI GSQTEVXQIRX LSSH MW STIR
i 8LI IRKMRI MW PIZIP ERH LEW RSX FIIR VYRRMRK JSV QMRYXIW
4VSGIHYVI
d 4YPP SYX XLI HMTWXMGO [MTI MX GPIER ERH VIMRWIVX MX
d 4YPP SYX XLI HMTWXMGO SRGI EKEMR ERH VIEH SJJ XLI SMP PIZIP
8LI SMP PIZIP QYWX FI FIX[IIR XLI 1-2 ERH 1%< QEVOMRKW
d -J XLI SMP PIZIP MW XSS PS[
8ST YT [MXL IRKMRI SMP *SV XLI SMP UYEPMX] WII XLI PYFVMGERXW ERH JYIPW
PMWXIH MR GLETXIV
0-)&,)66 HMIWIP IRKMRI
d 8ST YT [MXL SMP ZME XLI SMP JMPPIV RIGO

d 'PIER XLI JMPPIV GET TPEGI MX SR XLI JMPPIV RIGO ERH XMKLXIR MX
1EOI WYVI XLEX

i 8LI IRKMRI MW PIZIP
i 8LI IRKMRI MW [EVQ
i % WYMXEFPI VIGITXEGPI ER SMP HVEMR LSWI ERH XLI WTIGMJMIH IRKMRI SMP EVI
EX LERH
7II XLI XEFPI SJ JMPPMRK UYERXMXMIW JSV XLI VIUYMVIH GETEGMX] SJ XLI
VIGITXEGPI
0-)&,)66 0
1EMRXIRERGI XEWOW
4VSGIHYVI
d 9RWGVI[ XLI WIEPMRK GET SR XLI HVEMR ZEPZI SR XLI SMP TER
d 7GVI[ XLI SMP HVEMR LSWI XS XLI SMP HVEMR ZEPZI
d (VEMR SJJ XLI SMP MRXS XLI VIGITXEGPI
d 9RWGVI[ XLI SMP HVEMR LSWI ERH TYX XLI GET FEGO SR XLI SMP HVEMR
ZEPZI
d ;LIR GLERKMRK XLI IRKMRI SMP ERH XLI SMP JMPXIV

'LERKI XLI JMPXIV EW HIWGVMFIH MR XLI WIGXMSR SR GLERKMRK XLI SMP JMPXIV
d 4SYV XLI RI[ SMP MRXS XLI JMPPIV RIGO YT XS XLI 1%< QEVOMRK SR XLI
HMTWXMGO
d 'PIER XLI JMPPIV GET TPEGI MX SR XLI JMPPIV RIGO ERH XMKLXIR MX
d 7XEVX XLI IRKMRI ERH GLIGO XLI SMP TVIWWYVI
d 8YVR SJJ XLI IRKMRI ERH EJXIV SV QMRYXIW GLIGO XLI SMP PIZIP SR XLI
HMTWXMGO
d 8ST YT [MXL SMP MJ RIGIWWEV]
1EOI WYVI XLEX

i 8LI IRKMRI SMP QYWX LEZI FIIR HVEMRIH
i =SY LEZI X[S 0-)&,)66 SMP JMPXIV GEVXVMHKIW VIEH]
0 0-)&,)66
1EMRXIRERGI XEWOW
4VSGIHYVI
9RWGVI[MRK XLI SMP JMPXIV
d 6IPIEWI XLI JMPXIV GEVXVMHKIW [MXL E WXVET [VIRGL ERH YRWGVI[ XLIQ
d 'PIER XLI WIEPW SR XLI JMPXIV FVEGOIX
d 0MKLXP] GSEX XLI VYFFIV KEWOIXW SR XLI RI[ SMP JMPXIV GEVXVMHKIW [MXL
IRKMRI SMP
d 7GVI[ XLI RI[ JMPXIV GEVXVMHKIW SRXS XLI JMPXIV FVEGOIX ERH XMKLXIR XLIQ
F] LERH
d *SV JMPPMRK XLI SMP WII XLI WIGXMSR SR GLERKMRK XLI IRKMRI SMP
d 7XEVX YT XLI IRKMRI ERH GLIGO XLI SMP TVIWWYVI SR XLI IRKMRI SMP
TVIWWYVI W]QFSP JMIPH MR XLI HMWTPE] YRMX
d 8YVR SJJ XLI IRKMRI 'LIGO XLI WIEPW SR XLI SMP JMPXIVW ERH XLI SMP PIZIP
8ST YT [MXL SMP MJ RIGIWWEV]

8LI XIWX MW VIWXVMGXIH XS XLI TVSTIV JYRGXMSRMRK SJ XLI WSPIRSMH ZEPZI = ERH
XLI JPEQI KPS[ TPYK 6
8LI TVIKPS[ VIPE] GSRXVSPW XLI TVIKPS[ XMQI YRXMP XLI IRKMRI MW VIEH]
[LMGL GER XEOI ER]XLMRK JVSQ XS QMRYXIW HITIRHMRK SR XIQTIVE
XYVI
1EOI WYVI XLEX
0-)&,)66 0
1EMRXIRERGI XEWOW
'LIGOMRK XLI WSPIRSMH ZEPZI
d 9RWGVI[ XLI JYIP PMRI SR XLI JPEQI KPS[ TPYK 6

d 'VERO XLI IRKMRI [MXL XLI WXEVXIV 8S HS XLMW VIQSZI XLI JYWI *&
*YIP QYWX JPS[ SYX SJ XLI JYIP PMRI XS XLI JPEQI KPS[ TPYK 6
d 4YX XLI JYWI *& FEGO MR ERH WXEVX XLI IRKMRI
8LI JYIP QYWX WXST JPS[MRK [LIR XLI IRKMRI MW VYRRMRK
8VSYFPIWLSSXMRK
-J RS JYIP JPS[W [LIR XLI IRKMRI MW GVEROIH SV MJ XLI JYIP JPS[ [MPP RSX WXST
JPS[MRK [LIR XLI QSXSV MW VYRRMRK
d 6ITPEGI XLI WSPIRSMH ZEPZI = ;LIR MRWXEPPMRK MX RSXI XLI JPS[ HMVIG
XMSR MRHMGEXIH F] XLI EVVS[
0 0-)&,)66
1EMRXIRERGI XEWOW
'LIGOMRK XLI JPEQI KPS[ TPYK
d 6IQSZI XLI JPEQI KPS[ TPYK 6

d 6IEXXEGL XLI JYIP PMRI ERH XLI IPIGXVMGEP PIEH XS XLI JPEQI KPS[
TPYK 6
d 7IX XLI WXEVXIV W[MXGL 7 XS XLI TVIKPS[ TSWMXMSR TSWMXMSR
8LI LIEXMRK GSMP MR XLI JPEQI KPS[ TPYK 6 WLSYPH KPS[ VIH [LIR XLI
TVIKPS[ TVSGIWW LEW JMRMWLIH
d 'VERO XLI IRKMRI [MXL XLI WXEVXIV 8S HS XLMW VIQSZI XLI JYWI *&
8LI JYIP HIPMZIVIH XS XLI KPS[MRK LIEXMRK GSMP MR XLI JPEQI KPS[
TPYK 6 WLSYPH IZETSVEXI
8VSYFPIWLSSXMRK
-J XLI LIEXMRK GSMP MR XLI JPEQI KPS[ TPYK 6 HSIW RSX WXEVX KPS[MRK SV MJ RS
JYIP MW HIPMZIVIH XS XLI LIEXMRK GSMP [LIR XLI IRKMRI MW XYVRMRK SZIV
d 6ITPEGI XLI JPEQI KPS[ TPYK 6
6ITPEGMRK XLI JMPXIV MRWIVX MR XLI JYIP WITEVEXSV
1EOI WYVI XLEX

i =SY LEZI E 0-)&,)66 JMPXIV MRWIVX VIEH]
0-)&,)66 0
1EMRXIRERGI XEWOW

4VSGIHYVI
*YIP WITEVEXSV JMPXIV MRWIVX

*MPXIV MRWIVX WIEP &PIIHIV WGVI[ [MXL WIEP
*MPXIV MRWIVX 'SZIV JM\MRK WGVI[W
7TVMRK GEVXVMHKI *MPXIV LSYWMRK
'SZIV WIEP 7MKLX KPEWW
'SZIV (VEMR ZEPZI
d 'EVIJYPP] GPIER XLI JYIP WITEVEXSV ERH XLI EVIE EVSYRH MX
d 4PEGI E VIGITXEGPI YRHIV XLI JYIP WITEVEXSV
-J RIGIWWEV] GSRRIGX E HVEMR LSWI XS XLI HVEMR ZEPZI
d 3TIR XLI FPIIHIV WGVI[
d 4YWL MR XLI WXST GSGO SR XLI HVEMR ZEPZI ERH STIR MX ERXMGPSGO[MWI
(VEMR SJJ XLI GSRHIRWEXI MRXS E WYMXEFPI VIGITXEGPI
d 6IPIEWI XLI JM\MRK WGVI[W ERH ERH XEOI SJJ XLI GSZIV
d 8EOI SYX XLI JMPXIV MRWIVX EPSRK [MXL XLI WTVMRK GEVXVMHKI
d (MWTSWI SJ XLI JMPXIV MRWIVX
d 'PIER XLI JMPXIV LSYWMRK ERH XLI WIEP JEGIW
d 4YX MR E RI[ JMPXIV MRWIVX
d 'LIGO XLI WIEP VITPEGMRK MX MJ RIGIWWEV] ERH EWWIQFPI MX MR XLI
VIZIVWI SVHIV
0 0-)&,)66
1EMRXIRERGI XEWOW
&PIIHMRK XLI JYIP W]WXIQ

4VSGIHYVI
d 4PEGI E VIGITXEGPI YRHIV XLI JYIP JMRI JMPXIV

d 9RWGVI[ XLI FPIIHIV WGVI[ ERH SR XLI JYIP JMRI JMPXIVW F] X[S SV
XLVII XYVRW
d 4YWL XLI LERH TYQT PIZIV YRXMP JYIP [MXLSYX FYFFPIW GSQIW SYX SJ XLI
FPIIHIV WGVI[W ERH
d 8MKLXIR XLI FPIIHIV WGVI[W ERH EKEMR
d 4YWL XLI LERH TYQT PIZIV YRXMP XLI TYQT VIWMWXERGI WYFWMHIW
/IIT TYQTMRK ERH PSSWIR XLI FPIIHIV WGVI[W ERH EKEMR
8LI VIQEMRMRK EMV IWGETIW YRHIV TVIWWYVI ERH XLI TYQT VIWMWXERGI MR
GVIEWIW
d 'PSWI XLI FPIIHIV WGVI[ ERH ERH TYWL XLI LERH TYQT PIZIV YRXMP
XLI TYQT VIWMWXERGI WYFWMHIW
d -J ]SY GER JIIP RS VIWMWXERGI EGGYQYPEXI [LMPI TYWLMRK XLI LERH TYQT
PIZIV SV MJ RS JYIP GSQIW SYX SJ XLI FPIIHIV WGVI[W ERH
&VMIJP] XYVR SZIV XLI HMIWIP IRKMRI [MXL XLI WXEVXIV FIGEYWI XLI PIZIV SJ
XLI JYIP TYQT MW TVSFEFP] EX XLI XST SJ XLI GEQ
'LERKMRK XLI JYIP JMRI JMPXIV
1EOI WYVI XLEX

i =SY LEZI E 0-)&,)66 JYIP JMRI JMPXIV GEVXVMHKI VIEH]
0-)&,)66 0
1EMRXIRERGI XEWOW
4VSGIHYVI JSV GLERKMRK XLI JYIP JMRI JMPXIV
d 'EVIJYPP] GPIER XLI JYIP JMRI JMPXIV ERH XLI EVIE EVSYRH MX
d 4PEGI E VIGITXEGPI YRHIV XLI JYIP JMRI JMPXIV
d 3TIR XLI HVEMR WGVI[W ERH XLI FPIIHIV WGVI[W SR XLI JYIP JMRI
JMPXIVW F] X[S SV XLVII XYVRW
(VEMR SJJ XLI GSRHIRWEXI MRXS E WYMXEFPI VIGITXEGPI
d 8YVR XLI VIXEMRMRK VMRKW ERH SR XLI JYIP JMRI JMPXIVW ERXMGPSGO[MWI
9WI E WXVET [VIRGL MJ RIGIWWEV] XEOI SJJ XLI VIXEMRMRK VMRKW ERH TYPP
SYX XLI JMPXIV GEVXVMHKIW
d 'PIER XLI WIEPW SR XLI JMPXIV LIEHW

d 3MP XLI WIEPW SR XLI RI[ JMPXIV GEVXVMHKIW
d *MX XLI RI[ JMPXIV GEVXVMHKIW SR XLI JMPXIV FEWI
1EOI WYVI XLEX XLI WPSXW MR XLI JMPXIV FEWI ERH XLI PYKW SR XLI JMPXIV
GEVXVMHKIW EVI PMRIH YT
d *MX XLI WRET VMRKW ERH XMKLXIR XLIQ F] XYVR GPSGO[MWI
8LI WRET VMRK GPMGOW MRXS XLI RSXGL

4VSGIHYVI WII XLI WIGXMSR SR GLERKMRK XLI JYIP WITEVEXSV JMPXIV MRWIVX
0 0-)&,)66
1EMRXIRERGI XEWOW
(VEMRMRK SJJ GSRHIRWEXI JVSQ XLI JYIP WITEVEXSV
1EOI WYVI XLEX

4VSGIHYVI JSV HVEMRMRK GSRHIRWEXI JVSQ XLI JYIP WITEVEXSV
d 'EVIJYPP] GPIER XLI JYIP WITEVEXSV ERH XLI EVIE EVSYRH MX
d 4PEGI E VIGITXEGPI YRHIV XLI JYIP WITEVEXSV
d 3TIR XLI FPIIHIV WGVI[ SR XLI JMPXIV GSZIV F] X[S SV XLVII XYVRW
d 4YWL MR XLI WXST GSGO SR XLI HVEMR ZEPZI ERH STIR MX ERXMGPSGO[MWI
d (VEMR SJJ XLI GSRHIRWEXI MRXS E WYMXEFPI VIGITXEGPI
d 'PSWI XLI WXST GSGO ERH XLI FPIIHIV WGVI[ EKEMR

4VSGIHYVI WII XLI WIGXMSR SR GLERKMRK XLI JYIP WITEVEXSV JMPXIV MRWIVX
(VEMRMRK SJJ GSRHIRWEXI ERH WIHMQIRX JVSQ XLI JYIP XERO
0-)&,)66 0
1EMRXIRERGI XEWOW
4VSGIHYVI
d 9RWGVI[ XLI WIEPMRK GET SR XLI HVEMR ZEPZI SR XLI FSXXSQ SJ XLI
JYIP XERO
d 7GVI[ XLI HVEMR LSWI SRXS XLI HVEMR ZEPZI
d (VEMR XLI GSRHIRWEXMSR ERH WIHMQIRX MRXS E WYMXEFPI VIGITXEGPI YRXMP
GPIER JYIP FIKMRW XS JPS[
d 9RWGVI[ XLI HVEMR LSWI ERH WGVI[ XLI WIEPMRK GET SRXS XLI HVEMR
ZEPZI ERH XMKLXIR MX
'PIERMRK XLI EMV JMPXIV WIVZMGI GET ERH HYWX I\XVEGXMSR ZEPZI
-QTSVXERX ;MXL XLI IRKMRI VYRRMRK EX PS[IV MHPI WTIIH ]SY WLSYPH GPIEVP]
JIIP EMV TYPWEXMRK EX XLI HYWX I\XVEGXMSR ZEPZI
-J XLI ZEPZI MW HEQEKIH XLI HYWX I\XVEGXMSR JYRGXMSR MW MQTEMVIH ERH XLI
JMPXIVW FIGSQI GPSKKIH QSVI UYMGOP]
1EOI WYVI XLEX
'PIERMRK XLI HYWX I\XVEGXMSR ZEPZI
%MV JMPXIV
7EJIX] IPIQIRX *M\MRK GPMTW
1EMR IPIQIRX (YWX I\XVEGXMSR ZEPZI
7IVZMGI GET %MV JMPXIV LSYWMRK
0 0-)&,)66
1EMRXIRERGI XEWOW
d 4VIWW XLI VYFFIV WIEP SR XLI HYWX I\XVEGXMSR ZEPZI WIZIVEP XMQIW XS
VIQSZI XLI HYWX JVSQ XLI WIVZMGI GET
d ;LIR [SVOMRK MR HYWX] GSRHMXMSRW GLIGO ERH IQTX] XLI HYWX I\XVEGXMSR
ZEPZI QSVI SJXIR
d -J XLI HYWX I\XVEGXMSR ZEPZI MW HEQEKIH SV WXE]W STIR
6ITPEGI XLI HYWX I\XVEGXMSR ZEPZI
'PIERMRK XLI WIVZMGI GET

d 3TIR XLI JM\MRK GPMTW SR XLI WIVZMGI GET ERH XEOI XLI GET SJJ
d 'PIER XLI WIVZMGI GET
d 4YX XLI WIVZMGI GET FEGO SR XLI JMPXIV LSYWMRK 8LI HYWX I\XVEGXMSR
ZEPZI QYWX JEGI HS[R
d 3RP] [LIR XLI PMH GSQTPIXIP] GSZIVW XLI JMPXIV LSYWMRK GER ]SY GPSWI
XLI JM\MRK GPMTW [MXLSYX I\GIWWMZI JSVGI
'PSWI XLI JM\MRK GPMTW
'LERKMRK XLI EMV JMPXIV QEMR IPIQIRX [LIR MRHMGEXIH F] XLI
ZEGYYQ W[MXGL
6ITPEGI XLI QEMR IPIQIRX [LIR XLI EMV JMPXIV GSRXEQMREXMSR W]QFSP JMIPH
SR XLI HMWTPE] YRMX PMKLXW YT SV EX PIEWX IZIV] WIVZMGI LSYVW
-J XLI EMV JMPXIV GSRXEQMREXMSR W]QFSP JMIPH VIQEMRW PMX EJXIV XLI QEMR
IPIQIRX LEW FIIR WIVZMGIH XLIR XLI WEJIX] IPIQIRX QYWX EPWS FI VI
TPEGIH
1EOI WYVI XLEX
4VSGIHYVI
%MV JMPXIV
7EJIX] IPIQIRX *M\MRK GPMTW
1EMR IPIQIRX (YWX I\XVEGXMSR ZEPZI
7IVZMGI GET %MV JMPXIV LSYWMRK
d 3TIR XLI JM\MRK GPMTW SR XLI WIVZMGI GET ERH XEOI XLI GET SJJ
d 6IQSZI XLI QEMR IPIQIRX ERH XLI WEJIX] IPIQIRX
8S PSSWIR XLI WIEP TYPP SV X[MWX XLI IPIQIRXW WPMKLXP] YT HS[R SV
WMHI[E]W
d 1EOI WYVI XLEX EPP HMVX LEW FIIR VIQSZIH JVSQ XLI JMPXIV LSYWMRK
&IJSVI ]SY TYX MR E RI[ SV GPIERIH JMPXIV IPIQIRX
0-)&,)66 0
1EMRXIRERGI XEWOW
d 8LI WEJIX] IPIQIRX WLSYPH FI VITPEGIH IZIV] XLMVH XMQI XLI QEMR JMPXIV
IPIQIRX MW VITPEGIH
d &IJSVI MRWXEPPMRK XLI JMPXIV IPIQIRXW PMKLXP] SMP XLI WIEP WYVJEGIW
3R XLI QEMR IPIQIRX XLMW MW XLI MRWMHI SR XLI WEJIX] IPIQIRX MX MW
XLI SYXWMHI
d 6IMRWIVX JMPXIV IPIQIRXW ERH ERH QEOI WYVI XLEX XLI] EVI GSVVIGXP]
JMXXIH
d 'PIER XLI WIVZMGI GET ERH TYX MX SR XLI JMPXIV LSYWMRK [MXL XLI HYWX
I\XVEGXMSR ZEPZI JEGMRK HS[R
d 3RP] [LIR XLI PMH GSQTPIXIP] GSZIVW XLI JMPXIV LSYWMRK GER ]SY GPSWI
XLI JM\MRK GPMTW [MXLSYX I\GIWWMZI JSVGI
'PSWI XLI JM\MRK GPMTW
'LIGOMRK ERH HVEMRMRK XLI WSSX TEVXMGPI JMPXIV GSRHIRWEXI

WITEVEXSV
8LI GSRHIRWEXI WITEVEXSV MW TEVX SJ XLI WSSX TEVXMGPI JMPXIV W]WXIQ
8LI JMPXIVHVEMR YRMX MW QSYRXIH XS SR XLI JVSRX VMKLXLERH WMHI YRHIV XLI
GEF
1EMR GSQTSRIRXW
*MPXIVHVEMR YRMX )\LEYWX KEW GSYRXIVTVIWWYVI
'SYRXIVTVIWWYVI PMRI HMWTPE] PMRI
'SRHIRWEXI GSRXEMRIV (EXE PSKKIV PMRI
(VEMR TPYK
d %X VIKYPEV MRXIVZEPW HEMP] SV EW VIUYMVIH
'LIGO XLI JMPPMRK PIZIP SJ XLI JMPXIVHVEMR YRMX
d -J XLI GSRHIRWEXI GSRXEMRIV MW SZIV LEPJ JYPP [MXL GSRHIRWEXMSR
[EXIV
(VEMR SJJ XLI EGGYQYPEXIH GSRHIRWEXMSR [EXIV
d 8S HS XLMW YRWGVI[ XLI HVEMR TPYK JVSQ XLI GSRHIRWEXI GSRXEMRIV
d 4SYV SYX XLI GSRHIRWEXMSR [EXIV
d 7GVI[ XLI HVEMR TPYK FEGO SRXS XLI GSRHIRWEXI GSRXEMRIV
d 'LIGO XLI JMPXIV MRWIVX ZMWMFPI MR XLI WMKLX KPEWW SJ XLI JMPXIVHVEMR
YRMX JSV HMVX
d -J XLI JMPXIV MRWIVX MW XSS HMVX]
8LI JMPXIV MRWIVX QYWX FI VITPEGIH
0 0-)&,)66
1EMRXIRERGI XEWOW
238) 8LI GSRHIRWEXI WITEVEXSV WLSYPH FI GSQTPIXIP] VITPEGIH EJXIV

STIVEXMRK LSYVW
8LMW QYWX FI HSRI [LIR GPIERMRK XLI JMPXIV IZIV] STIVEXMRK LSYVW EW
TVIWGVMFIH
d 'SRXEGX 0-)&,)66 '97831)6 7)6:-')
1EOI WYVI XLEX

4VSGIHYVI
d 'LIGO XLI GSSPERX PIZIP MR XLI WMKLX KPEWW SR XLI IUYEPMWMRK VIWIVZSMV
8LI GSSPERX PIZIP WLSYPH FI ZMWMFPI MR XLI WMKLX KPEWW
d -J ]SY GERRSX WII XLI GSSPERX PIZIP MR XLI WMKLX KPEWW
8ST YT XLI GSSPERX ZME XLI JMPPIV RIGO XS XLI XST SJ XLI WMKLX KPEWW
'LIGOMRK XLI ERXMJVIIÎ ERH ('% GSRGIRXVEXMSR MR XLI

GSSPERX
8LI GSSPERX QYWX GSRXEMR EX PIEWX F] ZSPYQI ERXMJVIIÎ ERH GSVVSWMSR
TVSXIGXMSR EKIRX 8LMW TVSXIGXW EKEMRWX JVII^MRK HS[R XS EVSYRH '
*YVXLIVQSVI XLI GSSPERX QYWX GSRXEMR FIX[IIR ERH YRMXW SJ ('%
TIV PMXVI
1EOI WYVI XLEX
i 8LI *PIIXKYEVH '' 1 XIWX OMX JSV XLI ('% ERH ERXMJVIIÎ
GSRGIRXVEXMSR MW VIEH]
0-)&,)66 0
1EMRXIRERGI XEWOW
'LIGOMRK XLI ERXMJVIIÎ ERH ('% GSRGIRXVEXMSR MR XLI

GSSPERX
'EYXMSR 8LIVI MW E HERKIV SJ WGEPHMRK HYI XS GSSPERX IWGETMRK YRHIV TVIWWYVI

3RP] STIR XLI WIEPMRK GET SR XLI JMPPIV RIGO [LIR XLI IRKMRI LEW GSSPIH
HS[R XLI GSSPERX XIQTIVEXYVI MRHMGEXSV MR XLI MRHMGEXSV YRMX WLSYPH FI MR
XLI PS[IV XLMVH SJ XLI WIKQIRX JMIPH
d 'EVIJYPP] STIR XLI WIEPMRK GET SR XLI JMPPIV RIGO

d 8IWX XLI ERXMJVIIÎ ERH ('% GSRGIRXVEXMSRW [MXL XLI *PIIXKYEVH ''
1 XIWX OMX
d -J XLI GSRGIRXVEXMSRW EVI RSX GSVVIGX
8ST YT [MXL ERXMJVIIÎ ERH ('% XS XLI GSVVIGX PIZIPW
'SVVIGXMRK XLI ERXMJVIIÎ ERH ('% GSRGIRXVEXMSR

d -J XLI ERXMJVIIÎ GSRGIRXVEXMSR MW XSS PS[
(VEMR SJJ XLI GSSPERX ERH XST YT [MXL TYVI ERXMJVIIÎ EGGSVHMRK XS XLI
JSPPS[MRK HMEKVEQ
d %PSRK [MXL XLI GEPGYPEXIH EQSYRX SJ TYVI ERXMJVIIÎ XS FI XSTTIH YT
EHH EVSYRH YRMXW SJ ('%
0 0-)&,)66
1EMRXIRERGI XEWOW
'EYXMSR 8LIVI MW E VMWO SJ HEQEKI XS XLI HMIWIP IRKMRI

8SS QYGL ERXMJVIIÎ ERH GSVVSWMSR TVSXIGXMSR EKIRX MQTEMVW XLI GSSPMRK
IJJIGX 8LMW IZIRXYEPP] GEYWIW HEQEKI XS XLI HMIWIP IRKMRI
2IZIV YWI QSVI XLER ERXMJVIIÎ ERH GSVVSWMSR TVSXIGXMSR EKIRX
7IPIGXMSR JSV ERXMJVIIÎ GSRGIRXVEXMSR

8STTMRK YT UYERXMX] SJ TYVI +YMHIPMRIW 'ETEGMX] SJ GSSPMRK W]WXIQ MR
ERXMJVIIÎ ERH GSVVSWMSR TVS )\EQTPI ' PMXVIW
XIGXMSR EKIRX MR PMXVIW ERH EV 1IEWYVIH GSSPERX JVII^MRK
SYRH YRMXW SJ ('% TSMRX MR '
d 4VSGIHYVI JSV XLI I\EQTPI '

-J ]SY QIEWYVI E XIQTIVEXYVI SJ ' MR XLI GSSPMRK W]WXIQ JSPPS[
XLI KYMHIPMRI WXEVXMRK JVSQ XLI QIEWYVIH XIQTIVEXYVI XS XLI PIJX
HS[R XS XLI ZIVXMGEP PMRI MRHMGEXMRK XLI JMPPMRK UYERXMX] JSV XLI GSSPMRK
W]WXIQ ERH JVSQ XLMW TSMRX LSVM^SRXEPP] XS XLI PIJX IHKI
8LMW KMZIW ]SY XLI XSTTMRK YT UYERXMX] SJ TYVI ERXMJVIIÎ ERH GSVVSWMSR
TVSXIGXMSR EKIRX XS FI EHHIH MR SVHIV XS EGLMIZI TVSXIGXMSR HS[R XS
'
0-)&,)66 0
1EMRXIRERGI XEWOW
d 8S VIWXSVI XLI GSVVIGX QM\MRK VEXMS ]SY QYWX HVEMR SJJ EX PIEWX XLI
TVIZMSYWP] GEPGYPEXIH UYERXMX] JVSQ XLI GSSPMRK W]WXIQ
d 8ST YT [MXL XLI GSVVIGX UYERXMX] SJ TYVI ERXMJVIIÎ ERH GSVVSWMSR
TVSXIGXMSR EKIRX ERH ('%
d 8LI GSSPERX TVIZMSYWP] HVEMRIH SJJ GER FI YWIH MJ RIGIWWEV] XS VIWXSVI
XLI VIUYMVIH GSSPERX PIZIP
'PIERMRK XLI GSSPMRK W]WXIQ

'PIER XLI GSSPIV [LIRIZIV RIGIWWEV] MR SVHIV XS IRWYVI TVSTIV GSSPMRK -R
HYWX] IRZMVSRQIRXW GLIGO XLI GSSPIV IZIV] HE] ERH GPIER MX MJ RIGIWWEV]
(YWX ERH SXLIV GSRXEQMRERXW GER FI VIQSZIH JVSQ XLI GSSPMRK JMRW [MXL
[EXIV NIXW WXIEQ SV GSQTVIWWIH EMV 'SQTVIWWIH EMV MW TVIJIVEFPI
1EOI WYVI XLEX
i 8LI GSSPIV JPET MW STIR
i 8LI EMV GSRHMXMSRMRK GSRHIRWIV STXMSREP MW TYPPIH JSV[EVH
4VSGIHYVI
'PIERMRK XLI GSSPIV YRMXW
'EYXMSR 6MWO SJ HEQEKI XS XLI GSSPMRK W]WXIQ

'EVIPIWW LERHPMRK GER HEQEKI XLI GSSPIV JMRW
(S RSX YWI LEVH SFNIGXW SV I\GIWWMZI [EXIV TVIWWYVI JSV GPIERMRK
d 'PIER XLI GSSPIV YRMXW ERH EMV GSRHMXMSRMRK GSRHIRWIV STXMSREP [MXL
GSQTVIWWIH EMV WXIEQ SV [EXIV 'SQTVIWWIH EMV MW TVIJIVEFPI
0 0-)&,)66
1EMRXIRERGI XEWOW
'LIGOMRK XLI SMP PIZIP MR XLI L]HVEYPMG XERO
2SXI ;LIR YWMRK FMS SMP XEOI ER SMP WEQTPI IZIV] LSYVW
7II XLI L]HVEYPMG SMP WIGXMSR YRHIV PYFVMGERXW ERH JYIPW
1EOI WYVI XLEX

i 8LI QEGLMRI MW GSPH
i 8LI GSSPMRK W]WXIQ JPET MW STIR
'LIGOMRK XLI L]HVEYPMG SMP PIZIP
8LI VIH QE\MQYQ SMP PIZIP QEVOMRK WLS[W XLI GSVVIGX SMP PIZIP
d 'LIGO XLI SMP PIZIP MR XLI WMKLX KPEWW
d -J XLI SMP PIZIP MW XSS PS[
8ST YT [MXL L]HVEYPMG SMP
0-)&,)66 0
1EMRXIRERGI XEWOW
8STTMRK YT [MXL L]HVEYPMG SMP
d 6IPIEWI XLI XERO TVITVIWWYVI F] YRWGVI[MRK XLI FPIIHIV JMPXIV SR XLI

L]HVEYPMG XERO
8LI L]HVEYPMG SMP QE] SRP] FI TSYVIH MR XLVSYKL XLI VIXYVR WXVEMRIV
d 3TIR XLI GSZIV SJ XLI VIXYVR WXVEMRIV
d 8ST YT XLI L]HVEYPMG SMP XS XLI VIH SMP PIZIP QEVO MR XLI WMKLX KPEWW WII
XLI WXMGOIV
d 4YX XLI GSZIV SR XLI LSYWMRK [MXL XLI WTVMRK ERH XMKLXIR MX YT
d 7GVI[ SR XLI FPIIHIV JMPXIV
'LIGOMRK ERH GPIERMRK XLI QEKRIXMG VSH SR XLI L]HVEYPMG

XERO
1EOI WYVI XLEX

i 8LI GSSPMRK W]WXIQ JPET MW STIR
0 0-)&,)66
1EMRXIRERGI XEWOW
4VSGIHYVI
d 6IPIEWI XLI XERO TVITVIWWYVI 9RWGVI[ XLI FPIIHIV JMPXIV SR XLI

L]HVEYPMG XERO F] X[S XYVRW
d 6IPIEWI XLI FSPXW SR XLI PMH ERH WPS[P] PMJX XLI PMH [MXL XLI QEKRIXMG
VSH
8VSYFPIWLSSXMRK
7IVMSYW GSRXEQMREXMSR SV PEVKI QIXEP JVEKQIRXW SR XLI QEKRIXMG VSH QE]
MRHMGEXI HEQEKI XS XLI L]HVEYPMG W]WXIQ
d -R XLMW IZIRX PSGEXI XLI TVSFPIQ ERH VIGXMJ] MX
d 'EVIJYPP] GPIER XLI QEKRIXMG VSH

d %JXIV GPIERMRK
4PEGI XLI 3VMRK ERH GSZIV [MXL XLI QEKRIXMG VSH SR XLI LSYWMRK
d 8MKLXIR XLI WGVI[W SR XLI GSZIV
d 8MKLXIR XLI FPIIHIV JMPXIV
8IWXMRK XLI WXIIVMRK

4VSGIHYVI
d 7XEVX XLI HMIWIP IRKMRI

d ;MXLSYX QSZMRK XLI QEGLMRI XYVR XLI WXIIVMRK MR FSXL HMVIGXMSRW ERH
GLIGO XLEX MX MW JYRGXMSRMRK TVSTIVP]
0YFVMGEXMRK XLI FIEVMRK TSMRXW SR XLI WXIIVMRK G]PMRHIVW

0-)&,)66 0
1EMRXIRERGI XEWOW
4VSGIHYVI
7XIIVMRK G]PMRHIV PYFVMGEXMSR TSMRXW

0YFVMGEXMSR TSMRX EX VSH IRH SJ 0YFVMGEXMSR TSMRX EX FEWI SJ
FIEVMRK TSMRX FIEVMRK TSMRX
d 0YFVMGEXI XLI FIEVMRK TSMRXW SR XLI WXIIVMRK G]PMRHIVW
'LIGOMRK XLI WIVZMGI FVEOI ERH TEVOMRK FVEOI

1EOI WYVI XLEX XLIVI MW IRSYKL VSSQ XS GLIGO XLI WIVZMGI FVEOI ERH
TEVOMRK FVEOI
'LIGOMRK XLI WIVZMGI FVEOI
;EVRMRK 8LIVI MW E HERKIV SJ HVMZMRK MRXS F]WXERHIVW SV SFWXEGPIW

(S RSX EPPS[ ER]SRI MRXS XLI HERKIV EVIE [LMPI XLIWI XIWXW EVI FIMRK
GSRHYGXIH
4IVJSVQ XLI XIWX SR PIZIP KVSYRH [MXL RS SFWXEGPIW
d 7XEVX XLI QEGLMRI ERH HVMZI MX JSV[EVHW EX EVSYRH OQL

d ;LMPI QSZMRK TYWL XLI MRGLFVEOI TIHEP EPP XLI [E] HS[R 8LI
QEGLMRI QYWX GSQI XS ER EFVYTX WXST
8VSYFPIWLSSXMRK
-J XLI FVEOMRK IJJIGX MW XSS WPMKLX SV IRXMVIP] EFWIRX
d 'SRXEGX 0-)&,)66 '97831)6 7)6:-')
0 0-)&,)66
1EMRXIRERGI XEWOW
'LIGOMRK XLI TEVOMRK FVEOI
;EVRMRK 8LIVI MW E HERKIV SJ HVMZMRK MRXS F]WXERHIVW SV SFWXEGPIW

(S RSX EPPS[ ER]SRI MRXS XLI HERKIV EVIE [LMPI XLIWI XIWXW EVI FIMRK
GSRHYGXIH
4IVJSVQ XLI XIWX SR PIZIP KVSYRH [MXL RS SFWXEGPIW
d 7XEVX XLI QEGLMRI WIPIGX XVEZIP VERKI ERH JSV[EVH XVEZIP HMVIGXMSR
d (VMZI XLI QEGLMRI JSV[EVHW EX EVSYRH OQL ERH TVIWW XLI TEVOMRK
FVEOI W[MXGL
8LI QEGLMRI QYWX GSQI XS ER EFVYTX LEPX
8VSYFPIWLSSXMRK
-J XLI FVEOMRK IJJIGX MW XSS WPMKLX SV IRXMVIP] EFWIRX
d 'SRXEGX 0-)&,)66 '97831)6 7)6:-')
'LIGOMRK XLI MRHMGEXSV PEQTW ERH PMKLXMRK
1EOI WYVI XLEX

i 8LI QEGLMRIW IPIGXVMGEP W]WXIQ MW W[MXGLIH SR
4VSGIHYVI
;LIR ]SY W[MXGL SR XLI MKRMXMSR XLI PEQTW SR XLI HMWTPE] YRMX EVI XIWXIH
%PP W]QFSP JMIPHW PMKLX YT JSV XLVII WIGSRHW
d 7[MXGL SR XLI MKRMXMSR ERH GLIGO [LIXLIV XLI W]QFSP JMIPHW SR XLI
HMWTPE] YRMX PMKLX YT
d 'LIGO XLEX EPP PMKLXW EVI [SVOMRK
0-)&,)66 0
1EMRXIRERGI XEWOW
'LIGOMRK XLI XMKLXRIWW SJ XLI [LIIPW SRGI EJXIV
ERH L
1EOI WYVI XLEX

i % XSVUYI [VIRGL [MXL E QIEWYVMRK VERKI SJ SZIV 2Q MW EZEMPEFPI
4VSGIHYVI
2SXI 'LIGO XLI XMKLXRIWW SJ XLI [LIIPW EGGSVHMRK XS XLI WTIGMJMIH MRXIVZEPW
8LMW SRISJJ QEMRXIRERGI XEWOW WGLIHYPIH JSV ERH WIVZMGI
LSYVW QYWX FI TIVJSVQIH IZIV] XMQI XLI [LIIPW EVI GLERKIH
2SXI -RWXEPPMRK SV GLERKMRK XLI [SVOMRK EXXEGLQIRX SV X]VIW

d 'LIGO XLEX XLI RYXW ERH FSPXW SR EPP JSYV [LIIPW LEZI FIIR XMKLXIRIH
[MXL XLI VIUYMVIH XSVUYI
;LIIP JEWXIRMRK

;LIIP PYK XMKLXIRMRK XSVUYI 2Q
;LIIP PYK WTERRIV WMÎ QQ
;LIIP PYK XMKLXIRMRK XSVUYI ERH WTERRIV WMÎ
'LIGOMRK ERH PYFVMGEXMRK XLI GEVHER WLEJXW
1EOI WYVI XLEX

i ;IHKIW EVI MR TPEGI XS WIGYVI XLI QEGLMRI EKEMRWX VSPPMRK E[E]
4VSGIHYVI
d 0YFVMGEXI XLI HVMZI WLEJX EX FSXL YRMZIVWEP NSMRXW

d 'LIGO XLI TPE] SJ XLI HVMZI WLEJX MR XLI FIEVMRKW
0 0-)&,)66
1EMRXIRERGI XEWOW
'LIGOMRK XLI X]VI TVIWWYVI

8LI EMV TVIWWYVI MR XLI X]VIW LEW E WMKRMJMGERX MRJPYIRGI SR XLI SZIVEPP
STIVEXMRK TIVJSVQERGI SJ XLI QEGLMRI
8LI X]VI TVIWWYVI HITIRHW SR XLI JSPPS[MRK JEGXSVW
i 8LI X]VIW YWIH
i 8LI TYVTSWI XLI QEGLMRI MW YWIH JSV
i 8LI EXXEGLQIRX MRWXEPPIH
1EOI WYVI XLEX

i 8LI GSVVIGX X]VI TVIWWYVIW EVI EZEMPEFPI
7II XLI WIGXMSR SR X]VIW MR GLETXIV
8LI X]VI TVIWWYVIW WXEXIH VIJIV XS GSPH X]VIW
4VSGIHYVI
'LIGOMRK ERH EHNYWXMRK XLI X]VI TVIWWYVI
;EVRMRK )\TPSHMRK X]VIW GER GEYWI WIVMSYW MRNYV]

-J XLI X]VI MRJPEXMSR IUYMTQIRX MW MRGSVVIGXP] SV GEVIPIWWP] YWIH SV MJ XLI X]VI
TVIWWYVI MW XSS LMKL XLI X]VIW QE] FYVWX SV XLI VMQW QE] GSQI SJJ
GEYWMRK WIZIVI SV TSWWMFP] IZIR JEXEP MRNYVMIW
8S GLIGO ERH EHNYWX XLI X]VI TVIWWYVI
9WI E WYJJMGMIRXP] PSRK LSWI [MXL E WIPJPSGOMRK EHETXIV JSV JMPPMRK XLI X]VIW
(S RSX WXERH MR XLI HERKIV ^SRI
d 'LIGO XLI EMV TVIWWYVI MR EPP XLI X]VIW ERH EHNYWX MJ RIGIWWEV]
0YFVMGEXMRK XLI EVXMGYPEXMSR FIEVMRK ERH VIEV SWGMPPEXMRK

FIEVMRK
1EOI WYVI XLEX

i 8LI EVXMGYPEXMSR PSGO MW IRKEKIH
0-)&,)66 0
1EMRXIRERGI XEWOW
0YFVMGEXMRK XLI EVXMGYPEXMSR FIEVMRK

4VSGIHYVI
0YFVMGEXMSR TSMRXW SR XLI VMKLXLERH WMHI SJ XLI GIRXVEP PYFVMGEXMRK VEMP

*VSRX SWGMPPEXMRK FIEVMRK PYFVM 6IEV SWGMPPEXMRK FIEVMRK PYFVM
GEXMSR TSMRX GEXMSR TSMRX
d 0YFVMGEXI XLI SWGMPPEXMRK FIEVMRK EX XLI JVSRX ERH VIEV
0YFVMGEXMRK XLI VIEV SWGMPPEXMRK FIEVMRK

4VSGIHYVI
%VXMGYPEXMSR FIEVMRK PYFVMGEXMSR TSMRXW

8ST EVXMGYPEXMSR FIEVMRK &SXXSQ EVXMGYPEXMSR FIEVMRK PY
PYFVMGEXMSR TSMRX FVMGEXMSR TSMRX
d 0YFVMGEXI XLI EVXMGYPEXMSR FIEVMRK EX XLI XST ERH FSXXSQ
0 0-)&,)66
1EMRXIRERGI XEWOW
'LIGOMRK [LIXLIV QIXIVIH UYERXMXMIW EVI EHIUYEXI EX XLI

FIEVMRK TSMRXW KVIEWI GSPPEVW SJ XLI GIRXVEP PYFVMGEXMSR
W]WXIQ
d :MWYEPP] I\EQMRI [LIXLIV QIXIVIH UYERXMXMIW EVI EHIUYEXI EX XLI FIEV
MRK TSMRXW
d -J XLI FIEVMRK TSMRXW EVI RSX WYJJMGMIRXP] PYFVMGEXIH PSGEXI XLI TVSFPIQ
ERH VIGXMJ] MX
6IKYPEVP] GLIGO XLI KVIEWI UYERXMX] MR XLI VIWIVZSMV

7XE] [MXLMR XLI QMRMQYQ ERH QE\MQYQ PYFVMGERX PIZIPW
8LI VIWIVZSMV LEW E WMKLX KPEWW [LIVI XLI VYFFIV WXVMTTIV SR XLI EKMXEXSV
GER FI WIIR =SY GER GLIGO LS[ QYGL KVIEWI MW PIJX LIVI
(ITIRHMRK SR XLI ZIVWMSR SJ XLI GIRXVEP PYFVMGEXMSR W]WXIQ
d -J RIGIWWEV] JMPP XLI VIWIVZSMV ZME XLI KVIEWI JMXXMRK SV XLI JMPPMRK
GSYTPMRK
*SV PYFVMGERX WTIGMJMGEXMSRW WII XLI WIGXMSR SR PYFVMGERXW ERH JYIPW
'LIGOMRK XLI TMTIW LSWIW ERH PYFVMGEXMSR TSMRXW SJ XLI

PYFVMGEXMSR W]WXIQ
d :MWYEPP] I\EQMRI XLI LSWI PMRIW JSV HIJIGXW
d -R GEWI SJ ER] HIJIGXW PSGEXI ERH VIGXMJ] XLI TVSFPIQ
+VIEWMRK XLI GEF HSSV LMRKIW

4VSGIHYVI
d 0YFVMGEXI XLI HSSV LMRKIW [MXL E KVIEWI KYR
0-)&,)66 0
1EMRXIRERGI XEWOW
'PIERMRK SV VITPEGMRK XLI JVIWL EMV ERH VIGMVGYPEXIH EMV JMPXIV
8LI GEF JVIWL EMV JMPXIV GER FI EGGIWWIH JVSQ XLI VMKLX VIEV SYXWMHI SJ XLI
GEF
4VSGIHYVI
d 9RHS XLI WXEV KVMT WGVI[ ERH ERH XEOI SJJ XLI ZIRXMPEXMSR KVMPPI
d 9RHS XLI LI\ WGVI[ ERH XEOI SJJ XLI LSPHIV
d 4YPP SYX XLI JMPXIV IPIQIRX SR XLI PIJX ERH VIQSZI MX
d 'PIER SV VITPEGI XLI JMPXIV IPIQIRX
d 'EVIJYPP] VIQSZI ER] HYWX [LMGL LEW GSPPIGXIH MR XLI JVIWL EMV JMPXIV
HYGX
8LI EVIE FILMRH XLI JMPXIV QYWX FI GSQTPIXIP] GPIER
d 4YX MR XLI RI[ SV GPIER JMPXIV IPIQIRX ERH JEWXIR MX [MXL XLI
LSPHIV ERH WGVI[
8LI LSPHIV QYWX I\IVX QSHIVEXI TVIWWYVI SR XLI WIEP WYVJEGI SJ XLI
JMPXIV IPIQIRX 1EOI WYVI MX MW GSVVIGXP] MRWXEPPIH XLI EVVS[ WLS[W XLI
HMVIGXMSR SJ EMV JPS[
d 4YX MR XLI ZIRXMPEXMSR KVMPPI ERH JEWXIR MX [MXL XLI WXEV KVMT WGVI[W
0YFVMGEXMRK XLI PMJX EVQW ERH EXXEGLQIRX > OMRIQEXMGW

0 0-)&,)66
1EMRXIRERGI XEWOW
4VSGIHYVI
&IEVMRK ERH PYFVMGEXMSR TSMRXW SR XLI PMJX EVQW
d 1SZI XLI PMJX EVQW ERH XLI FYGOIX XS XLI TSWMXMSR WLS[R
d +VIEWI EPP XLI FIEVMRK ERH PYFVMGEXMSR TSMRXW SR XLI PMJX EVQW
d -J JMXXIH KVIEWI XLI PYFVMGEXMSR TSMRXW SR XLI EXXEGLQIRX
d 8LI PS[IV FYGOIX FIEVMRKW WLSYPH FI PYFVMGEXIH HEMP] MJ RIGIWWEV]
d -J JMXXIH PYFVMGEXI XLI STXMSREP UYMGOGLERKI HIZMGI
4VSGIHYVI WII XLI WIGXMSR SR PYFVMGEXMRK XLI UYMGOGLERKI HIZMGI
0-)&,)66 0
1EMRXIRERGI XEWOW
'LIGOMRK XLI FIEVMRK FYWLMRKW SR XLI PMJX EVQW >

OMRIQEXMGW
4VSGIHYVI JSV GLIGOMRK XLI FIEVMRK FYWLMRKW JSV [IEV
(MVX SV MRWYJJMGMIRX PYFVMGEXMSR GER GEYWI [IEV SR XLI FIEVMRK FYWLMRKW
8LI MRGVIEWIH TPE] FIX[IIR XLI TMR ERH FIEVMRK FYWLMRK GEYWIW RSMWIW
6ITPEGI XLI FIEVMRK FYWLMRKW MR KSSH XMQI XS TVIZIRX HEQEKI XS XLI
QEXIVMEP SJ XLI FYGOIX EVQ
0MJX EVQ FIEVMRK FYWLMRKW
d +IRXP] ERH VETMHP] XMPX XLI FYGOIX MR ERH SYX ERH GLIGO XLI FIEVMRK
TSMRXW JSV RSMWI ERH TPE]
d -J XLIVI MW WMKRMJMGERX TPE] EX XLI FIEVMRK TSMRXW SV PSYH RSMWI
6ITPEGI XLI FIEVMRK FYWLMRKW 'SRXEGX 0-)&,)66 '97831)6 7)6
:-')
0YFVMGEXMRK XLI PMJX EVQW ERH EXXEGLQIRX 4 OMRIQEXMGW

0 0-)&,)66
1EMRXIRERGI XEWOW
4VSGIHYVI
&IEVMRK ERH PYFVMGEXMSR TSMRXW SR XLI PMJX EVQW
d +VIEWI EPP XLI FIEVMRK ERH PYFVMGEXMSR TSMRXW SR XLI PMJX EVQW
d -J JMXXIH KVIEWI XLI PYFVMGEXMSR TSMRXW SR XLI EXXEGLQIRX
d 8LI PS[IV FYGOIX FIEVMRKW WLSYPH FI PYFVMGEXIH HEMP] MJ RIGIWWEV]
d 0YFVMGEXI XLI UYMGOGLERKI HIZMGI
4VSGIHYVI WII XLI WIGXMSR SR PYFVMGEXMRK XLI UYMGOGLERKI HIZMGI
0-)&,)66 0
1EMRXIRERGI XEWOW
'LIGOMRK XLI FIEVMRK FYWLMRKW SR XLI PMJX EVQW 4

OMRIQEXMGW
4VSGIHYVI JSV GLIGOMRK XLI FIEVMRK FYWLMRKW JSV [IEV
(MVX SV MRWYJJMGMIRX PYFVMGEXMSR GER GEYWI [IEV SR XLI FIEVMRK FYWLMRKW
8LI MRGVIEWIH TPE] FIX[IIR XLI TMR ERH FIEVMRK FYWLMRK GEYWIW RSMWIW
6ITPEGI XLI FIEVMRK FYWLMRKW MR KSSH XMQI XS TVIZIRX HEQEKI XS XLI
QEXIVMEP SJ XLI FYGOIX EVQ
0MJX EVQ FIEVMRK FYWLMRKW
d +IRXP] ERH VETMHP] XMPX XLI FYGOIX MR ERH SYX ERH GLIGO XLI FIEVMRK
TSMRXW JSV RSMWI ERH TPE]
d -J XLIVI MW WMKRMJMGERX TPE] EX XLI FIEVMRK TSMRXW SV PSYH RSMWI
6ITPEGI XLI FIEVMRK FYWLMRKW 'SRXEGX 0-)&,)66 '97831)6 7)6
:-')
0 0-)&,)66
1EMRXIRERGI XEWOW
0YFVMGEXMRK ERH XIWXMRK XLI UYMGOGLERKI HIZMGI
0YFVMGEXMRK XLI UYMGOGLERKI HIZMGI

1EOI WYVI XLEX
-J XLI PYFVMGEXMRK TSMRXW RIEV XLI FYGOIX GSYTPMRK EVI TSSVP] EGGIWWMFPI
i 1EOI WYVI XLI [SVOMRK EXXEGLQIRX MW HMWGSRRIGXIH
5YMGOGLERKI HIZMGI PYFVMGEXMSR TSMRXW
d 0YFVMGEXI XLI UYMGOGLERKI HIZMGI

8IWXMRK XLI UYMGOGLERKI HIZMGI

1EOI WYVI XLEX
i 8LI IRKMRI LEW FIIR WXEVXIH
i 8LI PMJX EVQW LEZI FIIR PS[IVIH
i 8LI [SVOMRK EXXEGLQIRX MW XMPXIH MR
4VSGIHYVI
8LI STIVEXMSR SJ XLI UYMGOGLERKI HIZMGI GER ZEV] EGGSVHMRK XS XLI

ZIVWMSR SV XLI X]TI SJ QEGLMRI
0-)&,)66 0
1EMRXIRERGI XEWOW
(ERKIV *EMPYVI XS YWI XLI UYMGOGLERKI HIZMGI TVSTIVP] GER GEYWI EGGMHIRXW
7II XLI WIGXMSR SR STIVEXMSR MR GLETXIV JSV LS[ XS YWI XLI UYMGO
GLERKI HIZMGI
*SPPS[ XLI WEJIX] MRWXVYGXMSRW
d 8S GLIGO XLEX MX MW [SVOMRK TVSTIVP]

9RPSGO XLI UYMGOGLERKI HIZMGI ERH PSGO MX EKEMR
8LMW TVIZIRXW XLI PSGOMRK TMRW JVSQ NEQQMRK ERH TVIZIRXMRK XLI UYMGO
GLERKI HIZMGI JVSQ FIMRK VIPIEWIH
d 8S QEOI WYVI GLIGO
8LEX XLI UYMGOGLERKI HIZMGI MW TVSTIVP] PSGOIH EKEMR
;EWLMRK XLI QEGLMRI

;EWLMRK
)PIGXVMGEP HIZMGIW WYGL EW XLI IQIVKIRG] WXIIVMRK TYQT VIJYIPPMRK TYQT
WIRWSVW ERH IPIGXVMG GSQTSRIRXW MR XLI GEF EVI RSX [EXIVXMKLX
&I GEVIJYP [LIR GPIERMRK XLI QEGLMRI [MXL E LMKLTVIWWYVI GPIERIV
)ZIV] XMQI ]SY GPIER XLI QEGLMRI [MXL E LMKLTVIWWYVI GPIERIV VIKVIEWI
EPP PYFVMGEXMSR TSMRXW SR XLI QEGLMRI
'EYXMSR *VIWLP] TEMRXIH WYVJEGIW QE] FI HEQEKIH

'PIERMRK [MXL LMKLTVIWWYVI ?QSVI XLER O4E FEV A GER HEQEKI
JVIWLP] TEMRXIH WYVJEGIW
;LIR E RI[ QEGLMRI MW HIPMZIVIH PIX XLI TEMRX HV] MR XLI EMV JSV EX PIEWX
HE]W FIJSVI ]SY [EWL MX SV TEVXW SJ MX [MXL E LMKLTVIWWYVI GPIERIV
9RXMP XLMW HE] TIVMSH LEW TEWWIH SRP] YWI E PS[TVIWWYVI GPIERIV JSV
[EWLMRK
'EYXMSR 6MWO SJ HEQEKMRK XLI WSYRHTVSSJMRK QEXW

8LI WSYRHTVSSJMRK QEXW GER FI HEQEKIH MJ ]SY GPIER XLIQ [MXL LMKL
TVIWWYVI
(EQEKIH WSYRHTVSSJMRK QEXW MRGVIEWI XLI WSYRH SYXTYX PIZIP EFSZI XLEX
KYEVERXIIH F] XLI QERYJEGXYVIV
(S RSX I\TSWI WSYRHTVSSJMRK QEXW XS [EXIV SV WXIEQ NIXW
0 0-)&,)66
1EMRXIRERGI XEWOW
'EYXMSR 8LIVI MW E VMWO SJ HEQEKMRK IPIGXVMGEP HIZMGIW

;LIR YWMRK E LMKLTVIWWYVI GPIERIV ]SY QE] HEQEKI IPIGXVMGEP HIZMGIW
WYGL EW XLI IQIVKIRG] WXIIVMRK TYQT VIJYIPPMRK TYQT WIRWSVW ERH
IPIGXVMGEP GSQTSRIRXW MR XLI GEF
(S RSX I\TSWI IPIGXVMGEP HIZMGIW XS [EXIV SV WXIEQ NIXW
d ;EWL XLI QEGLMRI

d 6IKVIEWI EPP PYFVMGEXMSR TSMRXW SR XLI QEGLMRI
'PIERMRK XLI HMIWIP IRKMRI ;LIR [EWLMRK XLI IRKMRI YWMRK [EXIV SV WXIEQ NIX XEOI GEVI RSX XS
I\TSWI IPIGXVSRMG HIZMGIW WYGL EW XLI WXEVXIV EPXIVREXSV WIRWSVW ERH SMP
TVIWWYVI W[MXGLIW HMVIGXP] XS XLI NIX
%JXIV GPIERMRK WXEVX YT XLI IRKMRI XS EPPS[ MX XS HV] SYX
'EYXMSR 8LIVI MW E VMWO SJ HEQEKMRK XLI IRKMRI ERH MXW IPIGXVMG GSQTSRIRXW
1SMWXYVI TIRIXVEXMSR GER GEYWI GSVVSWMSR ERH IPIGXVMGEP QEPJYRGXMSRW
(S RSX I\TSWI HIZMGIW WYGL EW XLI WXEVXIV EPXIVREXSV WIRWSVW ERH SMP
TVIWWYVI W[MXGLIW XS [EXIV SV WXIEQ NIXW
d 'EVIJYPP] GPIER XLI IRKMRI

-J XLI QEGLMRI MW RSX YWIH JSV QSVI XLER [IIOW IWTIGMEPP] SR WIE
NSYVRI]W XLI JSPPS[MRK QIEWYVIW QYWX FI XEOIR
4VSXIGXMRK XLI TMWXSR VSHW JVSQ GSVVSWMSR

9WI E RSREGMHMG GSVVSWMSR TVSXIGXMSR KVIEWI XS TVSXIGX EKEMRWX GSVVSWMSR
0MJX G]PMRHIV 7XIIVMRK G]PMRHIV

8MPX G]PMRHIV
d 7LYX HS[R XLI QEGLMRI WS XLEX EPP TMWXSR VSHW EVI VIXVEGXIH EW JEV EW
TSWWMFPI MR XLIMV G]PMRHIVW
d 7QIEV EPP I\TSWIH TMWXSR VSHW [MXL E XLMGO PE]IV SJ S\]KIRJVII ERXM
GSVVSWMSR KVIEWI
0-)&,)66 0
1EMRXIRERGI XEWOW
d -J XLI G]PMRHIV TMWXSR VSHW EVI RSX GSEXIH [MXL L]HVEYPMG SMP JSV E
TVSPSRKIH TIVMSH
8LI TMWXSR VSHW QYWX FI GSEXIH [MXL RSREGMHMG GSVVSWMSR TVSXIGXMSR
KVIEWI
;LIR QSZMRK E QEGLMRI XLYW TVSXIGXIH JSV PSEHMRK SV XVERWTSVX XLI
WGVETIV VIQSZIW XLI KVIEWI JVSQ XLI TMWXSR VSHW MR XLI G]PMRHIVW
d -J XLI QEGLMRI MW XVERWTSVXIH
'LIGO XLI GSVVSWMSR TVSXIGXMSR SR XLI TMWXSR VSHW SRGI EKEMR EJXIV
PSEHMRK
4VSXIGXMRK XLI JYIP XERO JVSQ GSVVSWMSR

-J XLI QEGLMRI MW RSX YWIH JSV E PSRK XMQI GSRHIRWEXMSR GER GSPPIGX MR XLI
XERO
'SRHIRWEXMSR MR XLI XERO PIEHW XS VYWX
d -J XLI QEGLMRI MW RSX YWIH JSV QSVI XLER QSRXLW
*MPP YT XLI JYIP XERO [MXL HMIWIP
0 0-)&,)66

'SRWGMIRXMSYW SFWIVZERGI SJ XLI VIKYPEXMSRW JSV LERHPMRK PYFVMGERXW ERH
JYIPW [MPP MRGVIEWI XLI VIPMEFMPMX] ERH WIVZMGI PMJI SJ XLI QEGLMRI
-X MW IWTIGMEPP] MQTSVXERX XLEX XLI WTIGMJMIH PYFVMGERX UYEPMXMIW EVI SFWIVZIH
=SY GER JMRH XLI ZEVMSYW WTIGMJMGEXMSRW EFSYX XLI TVIWGVMFIH MRXIVZEPW MR XLI
QEMRXIRERGI ERH MRWTIGXMSR WGLIHYPI ERH XLI PYFVMGEXMSR GLEVX
=SY GER JMRH HIXEMPW SR PYFVMGEXMSR GLIGOMRK XLI SMP PIZIP ERH GLERKMRK
STIVEXMRK JPYMHW MR XLI QEMRXIRERGI WIGXMSR YRHIV QEMRXIRERGI XEWOW
*SPPS[ XLI VYPIW SR LERHPMRK PYFVMGERXW ERH JYIPW IWTIGMEPP] XLI IRZM
VSRQIRXEP VIKYPEXMSRW
*MPPMRK UYERXMXMIW ERH WTIGMJMGEXMSRW
i 8LI JMPPMRK UYERXMXMIW PMWXIH MR XLI XEFPIW EVI SRP] KYMHIPMRIW
8LI HMTWXMGO ERH PIZIP QEVOMRKW EVI EP[E]W QERHEXSV]
i )EGL XMQI XLI PYFVMGERX SV JYIP MW VITPEGIH SV XSTTIH YT GLIGO XLI PIZIP
MR XLI YRMX MR UYIWXMSR
i *SV QSVI HIXEMPIH MRJSVQEXMSR EFSYX XLI VIUYMVIH PYFVMGERXW JYIPW ERH
JMPPMRK UYERXMXMIW WII XLI JMPPMRK UYERXMXMIW MR XLI PYFVMGEXMSR GLEVX ERH XLI
WIGXMSR SR PYFVMGERXW ERH JYIPW
)RZMVSRQIRXEP TVSXIGXMSR
d %P[E]W MQTPIQIRX ERH SFWIVZI IRZMVSRQIRXEP TVSXIGXMSR QIEWYVIW
d 3FWIVZI REXMSREP VIKYPEXMSRW
d )RWYVI XLEX PMUYMHW GER FI TVSTIVP] HMWTSWIH SJ FIJSVI HVEMRMRK XLIQ
(MWTSWMRK SJ YWIH QEXIVMEPW

8LMW ETTPMIW XS XLI JSPPS[MRK X]TIW SJ YWIH QEXIVMEPW ERH LEÊVHSYW [EWXI
i 3MPW PYFVMGERXW FVEOI JPYMHW IXG
i 'SSPERX
i *YIPW
i *MPXIVW SMP GEVXVMHKIW IXG
i 6YFFIV X]VIW MRWYPEXMRK QEXIVMEPW IXG
i &EXXIVMIW
4VSGIHYVI
'EYXMSR )RZMVSRQIRXEP ERH LIEPXL LEÊVH

3FWIVZI XLI PSGEP VIKYPEXMSRW JSV TVSXIGXMRK XLI IRZMVSRQIRX [LIR
HMWTSWMRK SJ YWIH QEXIVMEPW
d %P[E]W GSPPIGX ERH WXSVI YWIH QEXIVMEPW WITEVEXIP] MR WYMXEFPI GSRXEMR

IVW
d (MWTSWI SJ YWIH QEXIVMEPW TVSTIVP] EX XLI SJJMGMEP GSPPIGXMSR TSMRXW
(MWTSWEP
0-)&,)66 0
'SRZIVXMRK XLI L]HVEYPMG W]WXIQ JVSQ TIXVSPIYQ XS

IRZMVSRQIRXEPP] GSQTEXMFPI L]HVEYPMG JPYMHW
*SV XLI STIVEXMSR SJ 0-)&,)66 IEVXL QSZMRK QEGLMRIW [MXL IRZMVSRQIR
XEPP] GSQTEXMFPI L]HVEYPMG JPYMHW [I VIGSQQIRH 4%230-2 ,04 7=28,
1EGLMRIW JMPPIH EX JEGXSV] [MXL IRZMVSRQIRXEPP] GSQTEXMFPI L]HVEYPMG
JPYMHW LEZI ER ETTVSTVMEXI WMKR '%98-32 EXXEGLIH XS XLI HVMZIVW
GEF ERH L]HVEYPMG XERO
4VSGIHYVI JSV GSRZIVWMSR
'EYXMSR &I[EVI SJ HEQEKMRK XLI QEGLMRIW L]HVEYPMG W]WXIQ

1M\MRK IRZMVSRQIRXEPP] LEVQPIWW L]HVEYPMG JPYMHW [MXL QMRIVEP SMPW TVSHYGIW
E ZMKSVSYW VIEGXMSR XLEX GER HEQEKI XLI L]HVEYPMG W]WXIQ
%ZSMH QM\MRK IRZMVSRQIRXEPP] LEVQPIWW L]HVEYPMG JPYMHW [MXL QMRIVEP SMPW
d -J ]SY MRXIRH XS GSRZIVX XLI QEGLMRI XS IRZMVSRQIRXEPP]GSQTEXMFPI

L]HVEYPMG JPYMH ]SY QYWX JMVWX GSRWYPX 0-)&,)66 '97831)6 7)6
:-')
d -X MW IWWIRXMEP XLEX ]SY SVHIV XLI -27869'8-32 7,))8 ERH XLI '32
:)67-32 +9-()0-2)7 JVSQ 0-)&,)66 ERH XLEX ]SY SFWIVZI XLIQ
0YFVMGEXMRK SMPW JSV HMIWIP IRKMRIW
0YFVMGEXMRK SMP UYEPMX] 3RP] LMKLEPPS] PYFVMGEXMRK SMPW EVI YWIH MR QSHIVR HMIWIP IRKMRIW
8LI] GSRWMWX SJ FEWMG SMPW FPIRHIH [MXL EHHMXMZIW
8LI PYFVMGEXMRK SMP VIKYPEXMSR JSV 0-)&,)66 HMIWIP IRKMRIW MW FEWIH SR XLI
JSPPS[MRK WTIGMJMGEXMSRW ERH VIKYPEXMSRW
(IWGVMTXMSR 7TIGMJMGEXMSRW
%4- GPEWWMJMGEXMSR %QIVMGER 4IXVSPIYQ '* '+ ', '-
-RWXMXYXI
%')% GPEWWMJMGEXMSR %WWSGMEXMSR HIW ) ) ) )
'SRWXVYGXIYVW )YVSTÍIRW HI P%YXS
QSFMPI
7TIGMJMGEXMSRW ERH VIKYPEXMSRW JSV HMIWIP IRKMRI PYFVMGEXMRK SMPW
0YFVMGEXMRK SMP ZMWGSWMX] 8LI PYFVMGEXMRK SMP ZMWGSWMX] MW WIPIGXIH EGGSVHMRK XS XLI 7%) 7SGMIX] SJ
%YXSQSXMZI )RKMRIIVW GPEWWMJMGEXMSR
8LI HIGMWMZI JEGXSV JSV XLI WIPIGXMSR SJ XLI GSVVIGX 7%) GPEWW MW XLI
EQFMIRX XIQTIVEXYVI
0 0-)&,)66
8LI WIPIGXMSR SJ XLI 7%) GPEWWMJMGEXMSR HSIW RSX EJJIGX XLI UYEPMX] SJ E
PYFVMGERX SMP
-J XLI ZMWGSWMX] MW XSS LMKL WXEVXMRK GER FI HMJJMGYPX -J MX MW XSS PS[ PYFVMGERX
IJJMGMIRG] QE] FI MQTEMVIH
8LI XIQTIVEXYVI VERKIW HIXEMPIH MR XLI JSPPS[MRK HMEKVEQ EVI KYMHIPMRIW
WLSVXXIVQ HIZMEXMSRW EVI TIVQMWWMFPI
7IPIGXMSR SJ XLI 7%) GPEWW EGGSVHMRK XS XIQTIVEXYVI
0YFVMGERX SMP GLERKMRK MRXIVZEPW 'LERKMRK MRXIVZEPW

i 'LERKI XLI SMP EGGSVHMRK XS GPMQEXI ^SRI WYPTLYV GSRXIRX MR XLI JYIP
ERH SMP UYEPMX] EW WLS[R MR XLI JSPPS[MRK XEFPI
-J XLI WTIGMJMIH WIVZMGI LSYVW &L EVI RSX EXXEMRIH MR XLI GSYVWI SJ E ]IEV
GLIGO XLI IRKMRI SMP ERH JMPXIV EX PIEWX SRGI E ]IEV
'SQTPMGEXMRK JEGXSVW :EVMSYW GSQTPMGEXMRK JEGXSVW SV LEVWL STIVEXMRK GSRHMXMSRW GER EJJIGX XLI
QEMRXIRERGI MRXIVZEPW
'SQTPMGEXMRK JEGXSVW SV LEVWL STIVEXMRK GSRHMXMSRW MRGPYHI
i *VIUYIRX GSPH WXEVXW
i % WYPTLYV GSRXIRX EFSZI MR XLI JYIP
i 3TIVEXMRK XIQTIVEXYVI FIPS[ '
-J [SVOMRK YRHIV HMJJMGYPX GSRHMXMSRW XLI SMP GLERKI MRXIVZEPW HIJMRIH MR XLI
QEMRXIRERGI ERH MRWTIGXMSR WGLIHYPI QYWX FI VIHYGIH F] LEPJ EW WLS[R
MR XLI XEFPI FIPS[
'SQTPMGEXMRK JEGXSV 3MP UYEPMX]

) ) ) )
'*
'+
', '-
3YXWMHI XIQTIVEXYVI 7YPTLYV GSRXIRX MR JYIP -RXIVZEP
2SVQEP GPMQEXI HS[R 9T XS L L
XS '
%FSZI L L
&IPS[ ' 9T XS L L
%FSZI i L
3MP GLERKI MRXIVZEPW MR WIVZMGI LSYVW L
0-)&,)66 0
(MIWIP JYIPW
7TIGMJMGEXMSRW 8LI HMIWIP JYIPW QYWX QIIX XLI QMRMQYQ VIUYMVIQIRXW MR XLI JYIP WTIGMJMGE
XMSRW PMWXIH FIPS[
%YXLSVMWIH JYIP WTIGMJMGEXMSRW
i (-2 )2
i %781 ( E ( ERH (
8LI WYPTLYV GSRXIRX WLSYPH RSX I\GIIH F] [IMKLX ,MKLIV WYPTLYV
GSRXIRX EJJIGXW XLI SMP GLERKI MRXIVZEPW ERH XLI IRKMRI PMJIXMQI
0YFVMGMX] 8LI VIHYGXMSR SJ XLI WYPTLYV GSRXIRX MR HMIWIP JYIPW LEW VEMWIH XLI TVSFPIQ
SJ PYFVMGMX] -X LEW FIIR JSYRH XLEX HMIWIP JYIPW [LMGL GSQTP] [MXL XLI
)YVSTIER PMQMX SJ WYPTLYV F] [IMKLX GER GEYWI [IEV MR MRNIGXMSR
W]WXIQW IWTIGMEPP] HMWXVMFYXSV MRNIGXMSR TYQTW
&VERHIH JYIPW MR +IVQER] GSRXEMR XLIWI PYFVMGERX EHHMXMZIW EW TEVX SJ
XLI ,*66 XIWX

8LI EHHMXMZIW WLSYPH FI EHHIH F] XLI WYTTPMIV MR LMW GETEGMX] EW EKIRX
VIWTSRWMFPI JSV JYIP UYEPMX] %HHMXMSR SJ WIGSRHEV] PYFVMGMX] EHHMXMZIW F] XLI
GYWXSQIV MW RSX VIGSQQIRHIH
(MIWIP JYIP EX ZIV] PS[ ;LIR SYXWMHI XIQTIVEXYVIW JEPP FIPS[ ' XLI JPS[ TIVJSVQERGI SJ WYQ
XIQTIVEXYVIW QIV HMIWIP JYIP QE] FI MRWYJJMGMIRX EW E VIWYPX SJ TEVEJJMR WITEVEXMSR 8LI
WEQI TVSFPIQ EVMWIW [MXL [MRXIV HMIWIP JYIPW FIPS[ '
(MIWIP JYIP GSRXEMRMRK EHHMXMZIW JSV STIVEXMRK XIQTIVEXYVIW HS[R XS '
MW EPWS SJXIR EZEMPEFPI
8S EZSMH FVIEOHS[RW XLI HMIWIP JYIP QYWX FI QM\IH [MXL X[S WXEV TIXVSP SV
TEVEJJMR EX PS[ XIQTIVEXYVIW &PIRHMRK MR X[S WXEV TIXVSP QYWX FI ZMI[IH EW
ER IQIVKIRG] VIQIH] ERH MX QE] RSX I\GIIH F] ZSPYQI
*SYV WXEV TIXVSP QE] RSX FI YWIH JSV FPIRHMRK
8LI IRKMRI TS[IV GER HVST MR VIPEXMSR XS XLI EHHMXMZI QM\XYVI YWIH JSV GSPH
GSRHMXMSRW &PIRHMRK MR EHHMXMZIW WLSYPH XLIVIJSVI FI OITX XS E QMRMQYQ
XEOMRK MRXS EGGSYRX XLI SYXWMHI XIQTIVEXYVIW
*SV WEJIX] VIEWSRW XLI JYIP QE] SRP] FI QM\IH MR E JYIP GSRXEMRIV ;LIR
VIJYIPPMRK TSYV MR XLI JYIP EHHMXMZI [MXL PS[IV WTIGMJMG KVEZMX] FIJSVI XLI
HMIWIP JYIP 8LI IRKMRI WLSYPH XLIR FI VYR YRXMP XLI JYIP QM\XYVI MW
GMVGYPEXMRK XLVSYKLSYX XLI IRXMVI JYIP W]WXIQ
(MIWIP JYIP QM\MRK VEXMS ZSP 3YXWMHI XIQTIVEXYVI 7YQQIV HMIWIP JYIP %HHMXMZI
'
XS
XS
1M\MRK VEXMS JSV WYQQIV HMIWIP JYIP

-J ER EHHMXMZI SJ MW RIGIWWEV] SRP] TEVEJJMR QE] FI YWIH RSX
X[SWXEV TIXVSP
3YXWMHI XIQTIVEXYVI ;MRXIV HMIWIP JYIP %HHMXMZI

'
' ' ' '
XS
XS
0 0-)&,)66
3YXWMHI XIQTIVEXYVI ;MRXIV HMIWIP JYIP %HHMXMZI

'
' ' ' '
XS
XS
1M\MRK VEXMS JSV [MRXIV HMIWIP JYIP
-J ER EHHMXMZI SJ MW RIGIWWEV] SRP] TEVEJJMR QE] FI YWIH RSX

X[SWXEV TIXVSP
%HHMXMZIW JSV HMIWIP JYIP JPS[ *PS[ MQTVSZIVW EZEMPEFPI SR XLI QEVOIX [MPP EPWS MQTVSZI XLI GSPH [IEXLIV
MQTVSZIVW TIVJSVQERGI SJ XLI HMIWIP JYIP 8LIMV YWI VIUYMVIW XLI SFWIVZERGI SJ
UYERXMX] ERH ETTPMGEXMSR VIGSQQIRHEXMSRW WXMTYPEXIH F] XLI QERYJEGXYVIV
'SSPERXW JSV HMIWIP IRKMRIW

+IRIVEP VIGSQQIRHEXMSRW 8LI GSSPMRK W]WXIQ SRP] JYRGXMSRW VIPMEFP] [LIR MX MW [SVOMRK MR E TVI
TVIWWYVMWIH GSRHMXMSR 8LIVIJSVI MX MW IWWIRXMEP XLEX MX MW OITX GPIER ERH
PIEOTVSSJ XLEX XLI GSSPMRK TPYK ERH STIVEXMRK ZEPZIW JYRGXMSR TVSTIVP] ERH
XLEX XLI RIGIWWEV] GSSPERX PIZIP MW QEMRXEMRIH
8LI ERXMJVIIÎ ERH GSVVSWMSR TVSXIGXMSR EKIRXW ETTVSZIH F] YW IRWYVI
WYJJMGMIRX TVSXIGXMSR EKEMRWX GSPH GSVVSWMSR ERH GEZMXEXMSR HS RSX GSVVSHI
WIEPW ERH LSWIW ERH HS RSX JSEQ
'SSPERXW [LMGL GSRXEMR YRWYMXEFPI ERXMJVIIÎ ERH GSVVSWMSR TVSXIGXMSR SV
[LMGL LEZI FIIR MRWYJJMGMIRXP] SV MRGSVVIGXP] TVITEVIH GER GEYWI YRMXW SV
GSQTSRIRXW MR XLI GSSPERX GMVGYMX XS QEPJYRGXMSR EW E VIWYPX SJ GEZMXEXMSR SV
GSVVSWMSR HEQEKI
%PWS LIEXMRWYPEXMRK HITSWMXW GER SGGYV SR LIEXGSRHYGXMRK GSQTSRIRXW
[LMGL GER VIWYPX MR SZIVLIEXMRK ERH GEYWI XLI IRKMRI XS FVIEO HS[R
*VIWL [EXIV VIKYPEXMSRW
(VMROMRK XET [EXIV MW WYMXEFPI [MXL XLI JSPPS[MRK VIWXVMGXMSRW
%TTIEVERGI GSPSYVPIWW GPIEV JVII SJ ZMWMFPI MQTYVMXMIW
7IE [EXIV FVEGOMWL [EXIV WEPX [EXIV ERH MRHYWXVMEP [EWXI [EXIV EVI RSX
WYMXEFPI
*VIWL [EXIV UYEPMX]

(IWGVMTXMSR :EPYI ERH YRMX
;EXIV LEVHRIWW XS QQSPP XS H
T, ZEPYI EX ' XS
'LPSVMHI MSR GSRXIRX QE\ QKP
7YPTLEXI MSR GSRXIRX QE\ QKP
0-)&,)66 0
'SSPERX [MXL ('% ('% WXERHW JSV HMIWIP GSSPERX EHHMXMZI ERH MW QERYJEGXYVIH F] *PIIX
KYEVH
8LI GSSPMRK W]WXIQ QYWX GSRXEMR EX PIEWX F] ZSPYQI ERXMJVIIÎ ERH
GSVVSWMSR TVSXIGXMSR EKIRX EPP ]IEV VSYRH 8LMW TVSXIGXW EKEMRWX JVII^MRK
HS[R XS EVSYRH '
;LIR GSSPERX PSWW SGGYVW QEOI WYVI XLEX XLI TVSTSVXMSR SJ ERXMJVIIÎ LEW
RSX HVSTTIH FIPS[ XLI F] ZSPYQI PMQMX
4VSTSVXMSR MR SJ ERXMJVIIÎ ERH GSVVSWMSR TVSXIGXMSR EKIRX
'EYXMSR 8LIVI MW E VMWO SJ HEQEKI XS XLI HMIWIP IRKMRI

-J XLI TVSTSVXMSR SJ ERXMJVIIÎ ERH GSVVSWMSR TVSXIGXMSR EKIRX MW XSS LMKL
XLI GSSPMRK IJJIGX MW VIHYGIH GEYWMRK HEQEKI XS XLI IRKMRI
(S RSX YWI QSVI XLER ERXMJVIIÎ ERH GSVVSWMSR TVSXIGXMSR EKIRX
;LIR GEVV]MRK SYX QEMRXIRERGI [SVO GLIGO XLI GSRGIRXVEXMSR SJ ERXM
JVIIÎ ERH ERXMGSVVSWMSR EKIRX ERH GSVVIGX MX MJ RIGIWWEV]
8LI ('% GSRGIRXVEXMSR QYWX FI FIX[IIR ERH YRMXW TIV PMXVI
8LI *PIIXKYEVH '' 1 XIWX OMX MW VIGSQQIRHIH JSV XIWXMRK XLI ('%
GSRGIRXVEXMSR
8LI TVIWGVMFIH MRXIVZEP JSV GLERKMRK XLI GSSPERX MW ]IEVW
*MPPMRK XLI GSSPMRK W]WXIQ JSV XLI JMVWX XMQI
;LIR XLI GSSPMRK W]WXIQ MW JMPPIH JSV XLI JMVWX XMQI SV VIJMPPIH JSPPS[MRK
VITEMVW EHHMXMSREP JPYMH ('% QYWX FI EHHIH XS XLI ('% GSRGIRXVEXMSR
MR XLI GSSPERX JMPXIVW JSV ERXMJVIIÎ ERH GSVVSWMSR TVSXIGXMSR
1EGLMRI X]TI *MPPMRK ;EXIV %RXMJVIIÎGSVVSWMSR *PYMH ('%

TVSXIGXMSR EKIRX
0 P P P P
0 0 P P P P
0 0 0 P P P P
%TTVSZIH ERXMJVIIÎ ERH GSVVSWMSR TVSXIGXMSR EKIRXW
%TTVSZIH ERXMJVIIÎ ERH GSVVSWMSR TVSXIGXMSR EKIRX JSV HMIWIP IRKMRI GSSPMRK W]WXIQW GSRGIRXVEXIYR
HMPYXIH
4VSHYGX HIWMKREXMSR 1ERYJEGXYVIV
% %KMT %RXMJVIIÎ 4PYW %KMT
%KMT 0ERKÎMX*VSWXWGLYX^ %KMT
%RXMKIP (& 7SXVEKEP
%VEP /àLPIV*VSWXWGLYX^ % %VEP
%:-% *VSWXWGLYX^ %42 + %:-%
& &4 ERXM JVSWX < % &4
&4 2ETKIP ' &4
' 'EPXI\ )RKMRI 'SSPERX (& 'EPXI\
'EPXI\ )\XIRHIH 0MJI 'SSPERX 'EPXI\
'EWXVSP %RXM*VIIÎ 3 'EWXVSP
'IRXYV] *0 %RXMJVIIÎ 'IRXYV]
'LIZVSR ()<'330 )\XIRHIH 0MJI %RXM*VIIÎ'SSPERX 'LIZVSR 8I\EGS
( ()98> /àLPWGLYX^QMXXIP ()98>
) )WWS /àLPIVJVSWXWGLYX^ )WWS
0 0-)&,)66
%TTVSZIH ERXMJVIIÎ ERH GSVVSWMSR TVSXIGXMSR EKIRX JSV HMIWIP IRKMRI GSSPMRK W]WXIQW GSRGIRXVEXIYR
HMPYXIH
* *VMGSJMR *YGLW
*VSWXWGLYX^ 1SXSVI\ + &YGLIV 'MI
*VSWXWGLYX^ 1SFMP
+ +PEGIPJ %YXS 7YTVE 8SXEP
+P]GSWLIPP %* 7LIPP
+P]GSWLIPP 2 7LIPP
+P]WERXMR + &%7*
, ,EZSPMRI <0' %68)'3
,EZSPMRI ()<'330 )\XIRHIH 0MJI %RXM*VIIÎ'SSPERX 'LIZVSR 8I\EGS
- -KSP %RXMKIP 8]TI (& -KSP
0 0EFS *4 0EFS
1 1SXYP %RXM*VIIÎ 1SXYP
3 31:*VSWXWGLYX^QMXXIP 31:
3VKERMJVIIÎ 8SXEP
3>3 *VSWXWGLYX^ 7 8SXEP
8 8SXEP %RXMKIP 71& 8SXEP
8SXEP *VSWXJVIM 8SXEP
: :IIHSP %RXMJVIIÎ 3 :IIHSP
; ;MRXIVWLEPP /àLPIVWGLYX^ ;MRXIVWLEPP
%TTVSZIH ERXMJVIIÎ ERH GSVVSWMSR TVSXIGXMSR EKIRXW TVIQM\

' 'EPXI\ )\XIRHIH 0MJI 'SSPERX 4VI1M\IH VIEH]XSYWIZIVWMSR 'EPXI\
'LIZVSR ()<'330 )\XIRHIH 0MJI 4VIHMPYXIH %RXMJVIIÎ GSSPERX 'LIZVSR 8I\EGS
, ,EZSPMRI <0' %68)'3
,EZSPMRI ()<'330 )\XIRHIH 0MJI 4VIHMPYXIH %RXMJVIIÎ GSSPERX 'LIZVSR 8I\EGS
0 0MIFLIVV %RXM*VIIÎ %42 1M\ -H2V i P HVYQ 0-)&,)66
3 3VKERMGSSP 8SXEP
9WMRK GSSPERX [MXLSYX ERXMJVIIÎ 9WMRK ('% [MXLSYX ERXMJVIIÎ ERH GSVVSWMSR TVSXIGXMSR EKIRX
-R I\GITXMSREP GEWIW ERH [LIR SYXWMHI XIQTIVEXYVIW RIZIV JEPP FIPS[
JVII^MRK WYGL EW XVSTMGEP ^SRIW [LIVI MX MW HIQSRWXVEFPI XLEX RS ETTVSZIH
ERXMJVIIÎ ERH GSVVSWMSR TVSXIGXMSR EKIRX MW EZEMPEFPI XLI GSSPERX QE] FI
GSQTSWIH WSPIP] SJ [EXIV ERH ('%
-R SVHIV XS TVSXIGX XLI GSSPMRK W]WXIQ JVSQ GSVVSWMSR MR XLMW GEWI
i %FSYX X[MGI EW QYGL ('% QYWX FI YWIH MR VIPEXMSR XS XLI QM\MRK
VEXMS SJ ERXMJVIIÎ ERH GSVVSWMSR TVSXIGXMSR EKIRX ERH ('%
i 8LI ('% GSRGIRXVEXMSR QYWX FI FIX[IIR YRMXW TIV PMXVI
i 8LI GSSPERX QYWX FI VITPEGIH SRGI E ]IEV
8LI *PIIXKYEVH '' 1 XIWX OMX MW VIGSQQIRHIH JSV XIWXMRK
9WMRK ERXMGSVVSWMSR EKIRX [MXLSYX ERXMJVIIÎ

-R I\GITXMSREP GEWIW ERH [LIR SYXWMHI XIQTIVEXYVIW RIZIV JEPP FIPS[
JVII^MRK WYGL EW XVSTMGEP ^SRIW [LIVI MX MW HIQSRWXVEFPI XLEX RS ETTVSZIH
ERXMJVIIÎ ERH GSVVSWMSR TVSXIGXMSR EKIRX MW EZEMPEFPI GSVVSWMSR MRLMFMXSVW
QE] FI YWIH
8LI GSSPERX QYWX FI VITPEGIH SRGI E ]IEV
8LI QM\MRK VEXMS QYWX GSRWMWX SJ GSVVSWMSR MRLMFMXSV ERH
[EXIV
8LI +IJS VIJVEGXSQIXIV MW VIGSQQIRHIH JSV XIWXMRK
0-)&,)66 0
'SRZIVWMSR XEFPI JVSQ &VM\ XS GSVVSWMSR MRLMFMXSV GSRGIRXVEXMSR ZSP
%TTVSZIH [EXIVWSPYFPI GSVVSWMSR TVSXIGXMSR EKIRX GSRGIRXVEXI

'EPXI\ '0 'SVVSWMSR -RLMFMXSV 'SRGIRXVEXI 'EPXI\
'LIZVSR 8I\EGS ,IEZ] (YX] )\XIRHIH 0MJI 'SVVSWMSR -RLMFMXSV 2MXVMXI *VII 'LIZVSR 8I\EGS
,EZSPMRI )\XIRHIH 0MJI 'SVVSWMSR -RLMFMXSV <0- %68)'3
8SXEP ;8 7YTVE 8SXEP
,]HVEYPMG SMPW
7TIGMJMGEXMSRW 3RP] IRKMRI SMPW QMRIVEP SMPW QIIXMRK XLI JSPPS[MRK WTIGMJMGEXMSRW ERH
VIKYPEXMSRW EVI TIVQMXXIH
(IWGVMTXMSR 7TIGMJMGEXMSRW
%4- GPEWWMJMGEXMSR %QIVMGER 4IXVSPIYQ '* '+ ',
-RWXMXYXI
%')% GPEWWMJMGEXMSR %WWSGMEXMSR HIW ) ) )
'SRWXVYGXIYVW )YVSTÍIRW HI P%YXS
QSFMPI
7TIGMJMGEXMSRW ERH VIKYPEXMSRW JSV L]HVEYPMG SMP
0 0-)&,)66
:MWGSWMX] 8LI ZMWGSWMX] MW WIPIGXIH EGGSVHMRK XS XLI 7%) 7SGMIX] SJ %YXSQSXMZI

)RKMRIIVW GPEWWMJMGEXMSR
8LI HIGMWMZI JEGXSV JSV XLI WIPIGXMSR SJ XLI GSVVIGX 7%) GPEWW MW XLI
EQFMIRX XIQTIVEXYVI
8LI WIPIGXMSR SJ XLI 7%) GPEWWMJMGEXMSR LEW RS FIEVMRK SR XLI UYEPMX] SJ E
L]HVEYPMG SMP
8LI XIQTIVEXYVI VERKIW TVIWIRXIH MR XLI HMEKVEQ EVI QIVIP] KYMHIPMRIW
7IPIGXMSR SJ XLI 7%) GPEWW EGGSVHMRK XS XIQTIVEXYVI
;EVQMRK YT *SV XIQTIVEXYVIW YT XS ' FIPS[ XLI WTIGMJMIH PMQMX

i %HNYWX XLI HMIWIP IRKMRI XS VSYKLP] LEPJ WTIIH EJXIV WXEVXMRK
i %GXMZEXI XLI L]HVEYPMG G]PMRHIVW ERH IRKMRIW ERH FVMIJP] QSZI XLI
G]PMRHIVW XS XLIMV WXSTW
i ;EVQMRK YT XEOIW VSYKLP] QMRYXIW
%X IZIR PS[IV XIQTIVEXYVIW
i &IJSVI WXEVXMRK XLI IRKMRI TVI[EVQ XLI SMP XERO
)RZMVSRQIRXEPP] GSQTEXMFPI ;LIR STIVEXMRK 0-)&,)66 IEVXL QSZMRK QEGLMRIW [MXL IRZMVSRQIRXEPP]
L]HVEYPMG JPYMHW GSQTEXMFPI L]HVEYPMG JPYMHW [I VIGSQQIRH 4%230-2 ,04 7=28, [MXL
XLI ZMWGSWMX] WTIGMJMIH F] 0-)&,)66
'SRZIVWMSR SJ XLI L]HVEYPMG W]WXIQ XS ER IRZMVSRQIRXEPP] GSQTEXMFPI
L]HVEYPMG JPYMH
i 7II XLI WIGXMSR SR GSRZIVWMSR JVSQ QMRIVEP SMPW XS IRZMVSRQIRXEPP]
LEVQPIWW L]HVEYPMG JPYMHW
0-)&,)66 0
238)
i )RZMVSRQIRXEPP]GSQTEXMFPI L]HVEYPMG JPYMHW QYWX FI GLIGOIH IZ
IV] STIVEXMRK LSYVW EX VIKYPEV MRXIVZEPW
i 0-)&,)66 VIGSQQIRHW XLEX SMP EREP]WMW MW GEVVMIH SYX F] ;)%6
',)'/
i 3MP GLERKI
i 2SX EX XLI MRXIVZEP WXEXIH MR XLI QEMRXIRERGI ERH MRWTIGXMSR
WGLIHYPI
i %X XLI MRXIVZEP WTIGMJMIH F] ;)%6',)'/
i (S RSX QM\ IRZMVSRQIRXEPP]GSQTEXMFPI L]HVEYPMG JPYMH JVSQ HMJ
JIVIRX QERYJEGXYVIVW SV [MXL QMRIVEP SMPW 7II EPWS XLI GYWXSQIV
WIVZMGI MRJSVQEXMSR
1SRMXSVMRK L]HVEYPMG SMP GLERKMRK EGGSVHMRK XS SMP WEQTPIW EREP]
WMW ERH PEFSVEXSV] VITSVX
3MP GLERKI MRXIVZEPW EGGSVHMRK XS WEQTPI EREP]WMW ERH PEFSVEXSV] VITSVX

7IVZMGI LSYVW *YVXLIV SMP WEQTPIW IZIV]
*MVWX SMP WEQTPI STIVEXMRK LSYVW
7IGSRH SMP WEQTPI
0YFVMGEXMRK SMPW JSV XLI XVERWQMWWMSR
%\PIW ERH XVERWJIV KIEV +IEV SMPW QYWX GSQTP] [MXL XLI %4- +0 ERH 1-00 & ' SV (
WTIGMJMGEXMSRW ERH XLI ZMWGSWMX] GPEWW 7%) 07
! +IEV SMP [MXL PMQMXIH WPMT EHHMXMZIW JSV HMWG FVEOIW ERH WIPJPSGOMRK
HMJJIVIRXMEPW
*SV XLI ZMWGSWMX] GPEWW 7%) 07 ER SMP SJ XLI ZMWGSWMX] GPEWW 7%) ;
07 GER EPWS FI YWIH
+VIEWI JSV KIRIVEP PYFVMGEXMSR TSMRXW

8LMW KVIEWI QYWX QIIX XLI /4O WTIGMJMGEXMSR i GSRWMWXIRG] SJ XLI 20
+- GPEWW EGGSVHMRK XS (-2 ERH (-2 SV )4 EGGSVHMRK XS
2*8
8LI KVIEWI QYWX FI QEHI SJ E PMXLMYQ GSQTPI\ [MXL E JSYV FEPP XIWXIV
:/% ZEPYI SJ EX PIEWX 2 EGGSVHMRK XS (-2 SV %781 (
%TTPMGEXMSR
i +VIEWI JSV EPP PYFVMGEXMSR TSMRXW EGGSVHMRK XS XLI PYFVMGEXMSR WGLIHYPI
i 0YFVMGERX KVIEWI JSV FSPX JMXXMRK
i +VIEWI JSV XLI EYXSQEXMG PYFVMGEXMSR W]WXIQ
0 0-)&,)66
%TTVSZIH PYFVMGERXW 0-)&,)66 WTIGMEP KVIEWI MW E QMPPMRKVIWMWXERX EKIMRKVIWMWXERX PMXL

MYQ KVIEWI TVSZMHMRK TVSXIGXMSR EKEMRWX GSVVSWMSR [MXL I\GIPPIRX PYFVMGMX]
SZIV E [MHI XIQTIVEXYVI VERKI
-XW QSPIGYPEV GSQTSWMXMSR ]MIPHW LMKL HIKVIIW SJ WLIEVMRK ERH QMPPMRK
WXEFMPMX] ERH KSSH JPS[ TVSTIVXMIW MR PSRK TMTIW
(IWGVMTXMSR -( RS 5YERXMX]

0, WTIGMEP KVIEWI K GEVXVMHKI
0, WTIGMEP KVIEWI OK HVYQ
0, WTIGMEP KVIEWI OK HVYQ
+VIEWI JSV XLI EYXSQEXMG +VIEWIW [MXL LMKLTVIWWYVI EHHMXMZIW )4 KVIEWIW EVI VIGSQQIRHIH
PYFVMGEXMSR W]WXIQ 3RP] YWI KVIEWIW [MXL XLI WEQI X]TI SJ WETSRMJMGEXMSR
2SXI
+VIEWIW [MXL WSPMH PYFVMGERX TEVXMGPIW WYGL EW KVETLMXI QE] RSX FI
YWIH
0-)&,)66 0
-RHI\
%\PIW ERH XVERWJIV KIEV
%\PIW
OQL HIGEP
&
&EWMG JYRGXMSR
% &EXXIV] GLEVKI GSRXVSP MRHMGEXSV
%GGMHIRX TVIZIRXMSR HIGEP &EXXIV] JEWXIRMRK
%GXMZEXMRK ERH HIEGXMZEXMRK LSVM^SRXEP WYWTIRWMSR &EXXIV] QEMR W[MXGL
SR XLI HVMZIVW WIEX &IEVMRK PSEH XEFPI HIGEP
%GXMZEXMRK ERH HIEGXMZEXMRK XLI FYGOIX VIXYVRXSHMK &IJSVI HVMZMRK SRXS XLI PSEHMRK EVIE
JYRGXMSR &MS SMP HIGEP
%GXMZEXMRK ERH HIEGXMZEXMRK XLI IQIVKIRG] &PIIHMRK XLI JYIP W]WXIQ
WXIIVMRK &VEOI W]WXIQ EGGYQYPEXSV TVIWWYVI MRHMGEXSV
&VEOMRK
%GXMZEXMRK ERH HIEGXMZEXMRK XLI JPSEX TSWMXMSR
&VEOMRK
%GXMZEXMRK ERH HIEGXMZEXMRK XLI PMJX OMGOSYX
&VEOMRK MR IQIVKIRGMIW
%GXMZEXMRK ERH HIEGXMZEXMRK XLI UYMGOGLERKI
&VEOMRK [MXL XLI MRGLFVEOI TIHEP
HIZMGI
&VMHKIWXSRI X]VIW
%GXMZEXMRK ERH HIEGXMZEXMRK XLI [SVOMRK L]HVEYPMGW
&YGOIX
PSGOSYX
%GXMZEXMRK JPSEX TSWMXMSR
%GXMZEXMRK XLI EYXSQEXMG FYGOIX VIXYVRXSHMK JYRG '
XMSR 'EF EGGIWW
%GXMZEXMRK XLI EYXSQEXMG PMJX OMGOSYX JYRGXMSR 'LERKMRK XLI EMV JMPXIV QEMR IPIQIRX [LIR MRHMGEXIH
%GXMZEXMRK XLI UYMGOGLERKI HIZMGI F] XLI ZEGYYQ W[MXGL
%GXMZEXMRK XLI VIZIVWI [EVRMRK HIZMGI 'LERKMRK XLI IRKMRI SMP
%GXMZEXMRK XLI VIZIVWMFPI JER HVMZI 'LERKMRK XLI JYIP JMRI JMPXIV
%GXMZEXMRK XLI [MRHWLMIPH [MTIV ERH [EWLIV 'LIGOMRK ERH GPIERMRK XLI QEKRIXMG VSH SR XLI
W]WXIQ L]HVEYPMG XERO
%JXIV HVMZMRK SRXS XLI PSEHMRK EVIE 'LIGOMRK ERH PYFVMGEXMRK XLI GEVHER WLEJXW
%JXIV XLI QEGLMRI WXSTW 'LIGOMRK ERH HVEMRMRK XLI WSSX TEVXMGPI JMPXIV GSR
%MV GSRHMXMSRMRK W]WXIQ HIRWEXI WITEVEXSV
%MVGSRHMXMSRMRK W]WXIQ 'LIGOMRK XLEX XLI [SVOMRK EXXEGLQIRX MW
%MV JMPXIV GSRXEQMREXMSR MRHMGEXSV PSGOIH
%HHMXMZIW JSV HMIWIP JYIP JPS[ MQTVSZIVW 'LIGOMRK XLI ERXMJVIIÎ ERH ('% GSRGIRXVEXMSR
%HNYWXMRK XLI EVQ VIWX MR XLI GSSPERX
%HNYWXMRK XLI FEGO VIWX 'LIGOMRK XLI ERXMJVIIÎ ERH ('% GSRGIRXVEXMSR
%HNYWXMRK XLI FPS[IV MR XLI GSSPERX
%HNYWXMRK XLI LIEXIV 'LIGOMRK XLI FIEVMRK FYWLMRKW SR XLI PMJX EVQW 4
%HNYWXMRK XLI MRGPMREXMSR SJ XLI WIEX WYVJEGI OMRIQEXMGW
'LIGOMRK XLI FIEVMRK FYWLMRKW SR XLI PMJX EVQW >
%HNYWXMRK XLI PYQFEV WYTTSVX OMRIQEXMGW
%HNYWXMRK XLI QMVVSVW 'LIGOMRK XLI GSSPERX PIZIP
%HNYWXMRK XLI TVSRKW SR XLI JSVO GEVVMIV 'LIGOMRK XLI IRKMRI SMP PIZIP
%HNYWXMRK XLI HVMZIVW WIEX JSV HVMZMRK SR VSEHW 'LIGOMRK XLI JPEQI KPS[ TPYK
'LIGOMRK XLI L]HVEYPMG SMP PIZIP
%HNYWXMRK XLI HVMZIVW WIEX 'LIGOMRK XLI MRHMGEXSV PEQTW ERH PMKLXMRK
%HNYWXMRK XLI HVMZIVW WIEX LSVM^SRXEPP] 'LIGOMRK XLI MRXIVMSV ERH I\XIVMSV QMVVSVW
%HNYWXMRK XLI WIEX LIMKLX 'LIGOMRK XLI PMKLXW
%HNYWXMRK XLI WIEX WYWTIRWMSR 'LIGOMRK XLI QEGLMRI JSV I\XIVREP HEQEKI
%HNYWXMRK XLI WXIIVMRK GSPYQR 'LIGOMRK XLI SMP PIZIP MR XLI L]HVEYPMG XERO
%HNYWXMRK XLI WYR ZMWSV 'LIGOMRK XLI TEVOMRK FVEOI
%TTVSZIH PYFVMGERXW 'LIGOMRK XLI TMTIW LSWIW ERH PYFVMGEXMSR TSMRXW SJ
%VXMGYPEXMSR EVIE HIGEP XLI PYFVMGEXMSR W]WXIQ
%XXEGLQIRXW ERH EGGIWWSVMIW 'LIGOMRK XLI WIVZMGI FVEOI ERH TEVOMRK FVEOI
%YHMFPI VIZIVWI [EVRMRK HIZMGI 'LIGOMRK XLI WIVZMGI FVEOI
%YXSQEXMG FYGOIX VIXYVRXSHMK JYRGXMSR 'LIGOMRK XLI WSPIRSMH ZEPZI
0 0-)&,)66

-RHI\ 3TIVEXMRK 1ERYEP
'LIGOMRK XLI XMKLXRIWW SJ XLI [LIIPW SRGI EJXIV (MWTSWMRK SJ YWIH QEXIVMEPW
ERH L (VEMRMRK SJJ GSRHIRWEXI ERH WIHMQIRX JVSQ XLI JYIP
'LIGOMRK XLI X]VI TVIWWYVI XERO
'LIGOMRK [LIXLIV QIXIVIH UYERXMXMIW EVI EHIUYEXI (VEMRMRK SJJ GSRHIRWEXI JVSQ XLI JYIP WITEVEXSV
EX XLI FIEVMRK TSMRXW KVIEWI GSPPEVW SJ XLI GIRXVEP
PYFVMGEXMSR W]WXIQ (VMZIVW GEF
'PIERMRK SV VITPEGMRK XLI JVIWL EMV ERH VIGMVGYPEXIH (VMZIVtW WIEX
EMV JMPXIV (VMZIVW WIEX [MXL QIGLERMGEP WYWTIRWMSR
'PIERMRK XLI EMV JMPXIV WIVZMGI GET ERH HYWX I\XVEG (VMZIVW WIEX [MXL TRIYQEXMG WYWTIRWMSR
XMSR ZEPZI (VMZMRK
'PIERMRK XLI GSSPMRK W]WXIQ (VMZMRK
'PIERMRK XLI HMIWIP IRKMRI (VMZMRK SR TYFPMG VSEHW
'PIERMRK XLI QEGLMRI (VMZMRK SR WPSTIW
'PIERMRK XLI QEGLMRI (VMZMRK SRXS XLI PSEHMRK EVIE
'PIERMRK XLI WIVZMGI GET (VMZMRK SYX SJ XLI TMX
'PIERMRK XLI HYWX I\XVEGXMSR ZEPZI (VMZMRK [MXL 0*(
'PSWMRK XLI WIVZMGI HSSVW LEXGLIW ERH LSSHW (VMZMRK [MXLSYX 0*(
'SQTPIXI QEGLMRI 4 OMRIQEXMGW [MXL PSEHMRK (YQQ] TPYK
FYGOIX (YQTMRK
'SQTPIXI QEGLMRI [MXL JSVOW
'SQTPIXI QEGLMRI [MXL LMKL HYQT FYGOIX )
'SQTPIXI QEGLMRI [MXL PMKLX QEXIVMEP FYGOIX )PIGXVMGEP W]WXIQ
'SQTPIXI QEGLMRI > OMRIQEXMGW [MXL PSEHMRK )PMQMREXMRK QEPJYRGXMSRW
FYGOIX )QIVKIRG] I\MX
'SQTPMGEXMRK JEGXSVW )QIVKIRG] STIVEXMSR
'SRRIGXMRK ER I\XIVREP FEXXIV] )QIVKIRG] WXIIVMRK MRHMGEXSV
'SRRIGXMRK XLI L]HVEYPMG PMRIW )RKEKI XLI TEVOMRK FVEOI
)RKMRI
'SRXVSP PIZIV JSV EHHMXMSREP [SVOMRK JYRGXMSRW )RKMRI SMP TVIWWYVI MRHMGEXSV
'SRXVSPPMRK XLI STXMSREP EXXEGLQIRX )RKMRI SZIVLIEXMRK MRHMGEXSV
'SRXVSPPMRK XLI [SVOMRK EXXEGLQIRX )RKMRI WXERHWXMPP HIGEP
'SRZIVXMRK XLI L]HVEYPMG W]WXIQ JVSQ TIXVSPIYQ XS )RXIVMRK XLI HVMZIVW GEF
IRZMVSRQIRXEPP] GSQTEXMFPI L]HVEYPMG JPYMHW )RZMVSRQIRXEPP] GSQTEXMFPI L]HVEYPMG JPYMHW
'SSPERXW JSV HMIWIP IRKMRIW )RZMVSRQIRXEP TVSXIGXMSR
'SSPERX XIQTIVEXYVI MRHMGEXSV )\EQTPI SJ JSYRHEXMSR I\GEZEXMSR
'SSPERX [MXL ('% )\GEZEXMSR
'SSPIV HIGEP )\LEYWX KEW GSYRXIVTVIWWYVI HMWTPE] ERH QSRMXSV
'SSPMRK XLI EMV MR XLI GEF MRK
'SVVIGXMRK XLI ERXMJVIIÎ ERH ('% )\LEYWX KEW XIWXW
GSRGIRXVEXMSR
*
( *MPPMRK XLI VIWIVZSMV
(EMP] WXEVXYT *MPPMRK XLI XERO YWMRK XLI JMPPMRK TYQT
(IEGXMZEXMRK XLI VIZIVWMFPI JER HVMZI *MPPMRK XLI XVERWTEVIRX VIWIVZSMV
(IGEPW SR XLI QEGLMRI *PEWLMRK GSHIW JSV XLI 8;-2 EYXSQEXMG PYFVMGEXMSR
(ITVIWWYVMWMRK XLI STIVEXMRK GMVGYMXW W]WXIQ
*PSEX TSWMXMSR
(MIWIP JYIP EX ZIV] PS[ XIQTIVEXYVIW *SVOPMJX
(MIWIP JYIP QM\MRK VEXMS ZSP *SV[EVH XVEZIP HMVIGXMSR MRHMGEXSV
(MIWIP JYIPW *VSRX E\PI
(MVIGXMSR MRHMGEXSV W]WXIQ EGXMZEXMSR MRHMGEXSV *YIP WYTTP] XERO GSRXIRX MRHMGEXSV
(MWGSRRIGXMRK L]HVEYPMG PMRIW *YRGXMSR XIWX

(MWGSRRIGXMRK XLI I\XIVREP FEXXIV] +
(MWGSRRIGXMRK XLI [SVOMRK EXXEGLQIRX +IRIVEP VIGSQQIRHEXMSRW
(MWTPE] YRMX +SSH]IEV X]VIW
0-)&,)66 0

3TIVEXMRK 1ERYEP -RHI\
+VEHMRK 0SEHMRK E LIET

+VEHMRK [SVO 0SEHMRK E XVERWTSVX ZILMGPI
+VIEWI JSV KIRIVEP PYFVMGEXMSR TSMRXW 0SEHMRK JSV PSVV] VEMP SV WIE XVERWTSVX
+VIEWI JSV XLI EYXSQEXMG PYFVMGEXMSR W]WXIQ 0SEHMRK PEVKI VSGOW
+VIEWMRK XLI GEF HSSV LMRKIW 0SEHMRK TVSGIHYVI
0SEHMRK WXMGO] QEXIVMEP
, 0SEHMRK YWMRK XLI LMKL HYQT FYGOIX
,ERHPMRK 0SGEXMSR SJ HIGEPW
,IEXMRK ERH ZIRXMPEXMSR 0SGOMRK XLI UYMGOGLERKI HIZMGI
,MKL FIEQ EGXMZEXMSR MRHMGEXSV
,MKL HYQT FYGOIX 0SGOMRK XLI [SVOMRK L]HVEYPMGW
,S[ XLI W]WXIQ [SVOW 0S[IVMRK XLI GSYRXIVTVIWWYVI
,]HVEYPMG SMP ERH GSSPERX SZIVLIEXMRK MRHMGEXSV 0S[IVMRK XLI PMJX EVQW [LMPI XMPXMRK XLI FYGOIX MR SV
,]HVEYPMG SMPW SYX
,]HVEYPMG UYMGOGLERKI HIZMGI 0S[IVMRK XLI [SVOMRK EXXEGLQIRX
,]HVSWXEXMG FVEOMRK 0YFVMGERX GLEVX JMPPMRK UYERXMXMIW
0YFVMGERX GLEVX
0YFVMGERX SMP GLERKMRK MRXIVZEPW
- 0YFVMGERXW ERH JYIPW
-KRMXMSR W[MXGL 0YFVMGEXMRK ERH XIWXMRK XLI UYMGOGLERKI HIZMGI
-RHI\
-RJSVQEXMSR HIGEPW 0YFVMGEXMRK SMP UYEPMX]
-RWXVYGXMSRW JSV WEJI [SVOMRK 0YFVMGEXMRK SMPW JSV HMIWIP IRKMRIW
-RWXVYGXMSRW JSV [SVOMRK WEJIP] SR XLI [SVOMRK EX 0YFVMGEXMRK SMPW JSV XLI XVERWQMWWMSR
XEGLQIRX 0YFVMGEXMRK SMP ZMWGSWMX]
-RWXVYGXMSRW SR TVIZIRXMRK GVYWLMRK MRNYVMIW ERH 0YFVMGEXMRK XLI EVXMGYPEXMSR FIEVMRK ERH VIEV SWGMPPEX
FYVRW MRK FIEVMRK
-RWXVYGXMSRW SR TVIZIRXMRK JMVIW ERH I\TPSWMSRW 0YFVMGEXMRK XLI EVXMGYPEXMSR FIEVMRK
-RXIVMSV ERH I\XIVMSV QMVVSVW 0YFVMGEXMRK XLI FIEVMRK TSMRXW SR XLI WXIIVMRK G]P
-RXIVMSV GEF PMKLXMRK MRHIVW
-RXVSHYGXMSR 0YFVMGEXMRK XLI PMJX EVQW ERH EXXEGLQIRX 4
OMRIQEXMGW
. 0YFVMGEXMRK XLI PMJX EVQW ERH EXXEGLQIRX > OMRIQEX
.SFW JSV XLI JSVOW MGW
.YQT WXEVXMRK 0YFVMGEXMRK XLI UYMGOGLERKI HIZMGI
0YFVMGEXMRK XLI VIEV SWGMPPEXMRK FIEVMRK
/ 0YFVMGEXMSR ERH G]GPI XMQIW
0YFVMGEXMSR GLEVX HIGEP
/IIT GPIEV HIGEP 0YFVMGMX]
0
0EQT GLIGO
0EWLMRK TSMRX HIGEP
0IEZMRK XLI HVMZIVW GEF 1
0IEZMRK XLI HVMZIVW GEF XLVSYKL XLI IQIVKIRG] 1EGLMRI X]TI TPEXI
I\MX 1EMRXIRERGI ERH MRWTIGXMSR WGLIHYPI
0-)&,)66 EYXSQEXMG PYFVMGEXMSR W]WXIQ 1EMRXIRERGI
0-)&,)66 GSRXVSP PIZIV 1EMRXIRERGI TSWMXMSR
0MJX EVQ 1EMRXIRERGI TSWMXMSR
0MJX EVQW [MXL 4 OMRIQEXMGW 1EMRXIRERGI TSWMXMSRW
0MJX EVQW [MXL > OMRIQEXMGW 1EMRXIRERGI XEWOW
0MJXMRK SYX LEVH QEXIVMEP 1EOMRK WYVI XLI FSPXIH GSRRIGXMSRW EVI XMKLX
0MJXMRK SYX WSJX QEXIVMEP 1EPJYRGXMSRW
0MJXMRK XLI QEGLMRI F] GVERI 1E\M *YWIW
0MJX OMGOSYX JSV VIHYGIH HYQTMRK LIMKLX 1IEWYVIW JSV IRWYVMRK WEJI QEMRXIRERGI
0MKLXMRK 1IKE JYWIW
0MKLX QEXIVMEP FYGOIX 1MGLIPMR X]VIW
0SEH FIEVMRK XEFPIW JSV JSVOPMJX STIVEXMSR 1SZMRK XLI QEGLMRI FEGO
0 0-)&,)66

2 6
2SMWI SYXTYX HIGEP i 0 ;% 6EMWMRK SV PS[IVMRK XLI PMJX EVQW
2SRWXST PYFVMGEXMSR 6EMWMRK XLI PMJX EVQW [LMPI XMPXMRK XLI FYGOIX MR SV
SYX
6IEV E\PI
3 6IJYIPPMRK [MXL HMIWIP JYIP
6IKYPEXMRK XLI EMV WYTTP]
3MP PIZIP HIGEP
3TIRMRK XLI GSSPIV JPET
6ILIEX QSHI
3TIRMRK XLI IQIVKIRG] I\MX JVSQ SYXWMHI
6IPIEWMRK ERH ETTP]MRK XLI TEVOMRK FVEOI
3TIRMRK XLI IRKMRI GSQTEVXQIRX LSSH
6IPIEWMRK XLI EVXMGYPEXMSR PSGO
3TIRMRK XLI WIVZMGI HSSV ERH LSSH
6IPIEWMRK XLI TEVOMRK FVEOI
3TIVEXMRK TSWMXMSR 6IPIEWMRK XLI WIEX FIPX
3TIVEXMRK XLI GIRXVEP PYFVMGEXMSR W]WXIQ
6IPIEWMRK XLI [SVOMRK L]HVEYPMGW
3TIVEXMRK XLI GSQFMRIH IPIGXVSL]HVEYPMG UYMGO
6IQSZMRK QEXIVMEP JVSQ E WPSTI
GLERKI HIZMGI JSV 4 PMJX EVQW
6IQSZMRK QEXIVMEP JVSQ E WPSTI SV [EPP
6IQSZMRK QEXIVMEP JVSQ E [EPP
UYMGOGLERKI HIZMGI JSV > PMJX EVQW
6ITPEGMRK JYWIW
3TIVEXMRK XLI GSQFMRIH IPIGXVSL]HVEYPMG UYMGO
GLERKI HIZMGI [MXL GSQJSVX GSRXVSP JSV > PMJX EVQW

6IZIVWI XVEZIP HMVIGXMSR MRHMGEXSV
3TIVEXMRK XLI L]HVEYPMG UYMGOGLERKI HIZMGI JSV >
PMJX EVQW
6IZIVWMRK
3TIVEXMRK XLI PMJX ERH XMPX G]PMRHIVW
6347 HIGEP
WMQYPXERISYWP]
3TIVEXMRK XLI PMJX G]PMRHIVW
3TIVEXMRK XLI XMPX G]PMRHIVW
7
7EJI QEMRXIRERGI SJ L]HVEYPMG LSWIW ERH LSWI
3TIVEXMSR
PMRIW
3TIVEXMSR ,ERHPMRK
7EJIX] EWTIGXW SJ XLI WIEX FIPX
3ZIVWTIIH TVSXIGXMSR
7EJIX] FIPX [EVRMRK
7EJIX] HIGEPW
7EJIX] MRWXVYGXMSRW JSV QEMRXIRERGI [SVO SR QE
4 GLMRIW [MXL L]HVS EGGYQYPEXSVW
4EVOMRK FVEOI EGXMZEXMSR MRHMGEXSV 7EJIX] MRWXVYGXMSRW JSV HVMZMRK SR WPSTIW
4EVOMRK FVEOI 7EJIX] MRWXVYGXMSRW JSV WXEVXYT
4EVOMRK TSWMXMSR 7EJIX] MRWXVYGXMSRW JSV XS[MRK
4EVOMRK WEJIP] 7EJIX] MRWXVYGXMSRW JSV XVERWTSVXMRK XLI QEGLMRI F]
4MGOMRK YT ERH GSRRIGXMRK XLI [SVOMRK GVERI
EXXEGLQIRX 7EJIX] MRWXVYGXMSRW JSV [IPHMRK [SVO SR XLI
4MGOMRK YT ERH QSZMRK QEXIVMEP QEGLMRI
4MGOMRK YT QEXIVMEP 7EJIX] TVIGEYXMSRW JSV QEMRXIRERGI
4PYKMR JYWIW SR XLI GSRXVSP YRMX ERH GSRXVSP 7EJIX] TVIGEYXMSRW HYVMRK WXEVXYT
TERIP 7EJIX] VIKYPEXMSRW
4VIKPS[MRK XLI IRKMRI 7GVETMRK SJJ QEXIVMEP
4VIKPS[ QSRMXSVMRK 7IEPMRK PIEOW
4VITEVEXSV] XEWOW JSV QEMRXIRERGI 7IEX FIPX
4VITEVMRK JSV HVMZMRK 7IGYVMRK XLI QEGLMRI
4VITEVMRK JSV HVMZMRK SR VSEHW 7IPIGXMRK XLI XVEZIP HMVIGXMSR
4VSGIHYVI JSV GLERKMRK XLI JYIP JMRI JMPXIV 7IPIGXMRK XVEZIP VERKIW
4VSGIHYVI JSV HVEMRMRK GSRHIRWEXI JVSQ XLI JYIP 7IVZMGI FVEOI
WITEVEXSV 7IVZMGI GSHI MRHMGEXMSR SR XLI HMWTPE]
4VSTIV YWI 7IVZMGI 'SHI 8EFPI
4VSXIGXMRK XLI JYIP XERO JVSQ GSVVSWMSR 7IXXMRK SJJ
4VSXIGXMRK XLI TMWXSR VSHW JVSQ GSVVSWMSR 7IXXMRK XLI HMKKMRK TSWMXMSR
4VSXIGXMSR EKEMRWX ZMFVEXMSRW 7IXXMRK XLI PMJX OMGOSYX JSV VIHYGIH HYQTMRK
4VSHYGX HIWGVMTXMSR LIMKLX
4YXXMRK XLI [SVOMRK EXXEGLQIRX MRXS TSWMXMSR 7IXXMRK XLI PYFVMGEXMSR QSHI
0-)&,)66 0

3TIVEXMRK 1ERYEP -RHI\
7LYXXMRK HS[R XLI QEGLMRI 8STTMRK YT [MXL L]HVEYPMG SMP
7PMRKMRK ERH PMJXMRK TSMRX HIGEP 8S[MRK HIZMGI
7RS[ GLEMRW SV KYEVH GLEMRW 8S[MRK XLI QEGLMRI
7SSX TEVXMGPI JMPXIV 8S[MRK XLI QEGLMRI WEJIP]
7SYRH IQMWWMSR 8S[MRK XLI QEGLMRI [LIR XLI WXIIVMRK W]WXIQ LEW
7SYRH SYXTYX JEMPIH
7SYRH TVIWWYVI 8S[MRK [MXL XLI IRKMRI RSX VYRRMRK
7TIGMEP JYRGXMSR 8S[MRK [MXL XLI IRKMRI VYRRMRK
7TIGMEP X]VIW 8VERWTSVXMRK ERH QSZMRK QEXIVMEP
7TIGMJMGEXMSRW 8VERWTSVXMRK QEXIVMEP
7XEVXMRK TVIGEYXMSRW EX GSPH XIQTIVEXYVIW 8VERWTSVXMRK XLI PSEH SR E WPSTI
7XEVXMRK TVIGEYXMSRW 8VERWTSVXMRK XLI QEGLMRI F] PSVV] SV VEMP
7XEVXMRK TVSGIHYVI 8VERWTSVXMRK XLI QEGLMRI
7XEVXMRK XLI IRKMRI 8VERWTSVXMRK XLI QEGLMRI WEJIP]
7XEVXMRK XLI HMIWIP IRKMRI 8VERWTSVX TSWMXMSR
7XEVXMRK XLI QEGLMRI 8VERWTSVX VSYXIW
7XEVXMRK YT XLI JMPPMRK TYQT 8VEZIP VERKI -- MRHMGEXSV
7XIIVMRK GSPYQR ERH WXIIVMRK [LIIP 8VEZIP VERKI - MRHMGEXSV
7XIIVMRK GSPYQR W[MXGL 8VEZIP HVMZI
7XIIVMRK HIGEP 8VEZIP WTIIH WIVZMGI LSYVW ERH GPSGO HMWTPE]
7XIIVMRK 8VSYFPIWLSSXMRK JSV XLI 0-)&,)66 EYXSQEXMG PY
7YR ZMWSV FVMGEXMSR W]WXIQ
7[MXGLIW SR XLI MRWXVYQIRX TERIP 8YVRMRK SJJ XLI FEXXIV] QEMR W[MXGL
7[MXGLIW SR XLI WMHI GSRWSPI 8YVRMRK SR XLI FEXXIV] QEMR W[MXGL
7[MXGLMRK FIX[IIR XLI XVEZIP WTIIH GPSGO ERH 8;-2 EYXSQEXMG PYFVMGEXMSR W]WXIQ
WIVZMGI LSYVW 8]TI TPEXIW
7[MXGLMRK GSQJSVX GSRXVSP SR ERH SJJ 8]VIW JSV QEGLMRIW [MXL STXMSREP EGGIWWSVMIW
7[MXGLMRK SJJ LMKL FIEQ 8]VIW
7[MXGLMRK SJJ XLI EMVGSRHMXMSRMRK W]WXIQ 8]VIW [MXL JSEQ
7[MXGLMRK SJJ XLI TEVOMRK PMKLX HVMZMRK PMKLX 9
7[MXGLMRK SR LMKL FIEQ 9RPSGOMRK XLI UYMGOGLERKI HIZMGI
7[MXGLMRK SR XLI EMVGSRHMXMSRMRK W]WXIQ
7[MXGLMRK SR XLI JVSRX [SVOMRK JPSSHPMKLXW 9WMRK GSSPERX [MXLSYX ERXMJVIIÎ
7[MXGLMRK SR XLI LEÊVH [EVRMRK W]WXIQ 9WMRK XLI EMVGSRHMXMSRMRK W]WXIQ
7[MXGLMRK SR XLI TEVOMRK PMKLX SV HVMZMRK PMKLX 9WMRK XLI EYXSQEXMG FYGOIX VIXYVRXSHMK
7[MXGLMRK SR XLI VIEV [SVOMRK JPSSHPMKLXW JYRGXMSR
7[MXGLMRK VMHI GSRXVSP 0*( W]WXIQ SR SV SJJ 9WMRK XLI EYXSQEXMG PMJX OMGOSYX JYRGXMSR
7[MXGLMRK XLI EMVGSRHMXMSRMRK SR ERH SJJ 9WMRK XLI JVSRX [MRHWLMIPH [MTIV ERH [EWLIV
7[MXGLMRK XLI FPS[IV SR ERH SJJ W]WXIQ
7[MXGLMRK XLI IPIGXVMGEP W]WXIQ SR ERH SJJ 9WMRK XLI LMKL HYQT FYGOIX
7[MXGLMRK XLI MRXIVMSV PMKLXMRK SR ERH SJJ 9WMRK XLI VIEV [MRHWLMIPH [MTIV ERH [EWLIV
7[MXGLMRK XLI VIEV [MRHWLMIPH [MTIV ERH [EWLIV W]WXIQ
W]WXIQ SR ERH SJJ
7[MXGLMRK XLI XVEZIP HMVIGXMSR
7[MXGLMRK XS WIVZMGI LSYVW
:
7[MXGLMRK XS XLI GPSGO :MWGSWMX]
8 :MWYEP ERH EYHMFPI GSYRXIVTVIWWYVI QSRMXSV
8EFPI SJ JMPPMRK UYERXMXMIW :SPXEKI HIGEP
8IGLRMGEP HEXE
8IWXMRK XLI UYMGOGLERKI HIZMGI ;
8IWXMRK XLI WXIIVMRK ;EVQMRK YT
8IWX PYFVMGEXMSR RSRWGLIHYPIH PYFVMGEXMSR ;EWLMRK XLI QEGLMRI
8MKLXIRMRK XSVUYI HIGEP ;LIIP PYKW HIGEP
8MPXMRK XLI FYGOIX MR SV SYX ;MRHWGVIIR [EXIV HIGEP
8MPXMRK XLI LMKL HYQT FYGOIX MR ERH SYX ;MRHWLMIPH [EWLIV JPYMH VIWIVZSMV
8STTMRK YT [EWLIV JPYMH ;MRHWLMIPH [MTIV ERH [EWLIV W]WXIQ
0 0-)&,)66

;SVOMRK EXXEGLQIRX ;SVOMRK L]HVEYPMGW PSGOSYX MRHMGEXSV

;SVOMRK L]HVEYPMGW HIGEP ;SVOMRK QIXLSHW
;SVOMRK L]HVEYPMGW
0-)&,)66 0

0MIFLIVV,]HVEYPMOFEKKIV+QF, 0MIFLIVV*VERGI7%7 0MIFLIVV;IVO8IPJW+QF, 0MIFLIVV;IVO&MWGLSJWLSJIR+QF,
,ERW0MIFLIVV7XVEI %ZIRYI.SWITL6I]&4 ,ERW0MIFLIVV7XVEI 4SWXJEGL
(/MVGLHSVJ-PPIV *'SPQEV'IHI\ %8IPJW %&MWGLSJWLSJIR

*E\ *E\ *E\ *E\
[[[PMIFLIVVGSQ [[[PMIFLIVVGSQ [[[PMIFLIVVGSQ [[[PMIFLIVVGSQ
)1EMPMRJS$PLFPMIFLIVVGSQ )1EMPMRJS$PJVPMIFLIVVGSQ )1EMPMRJS$P[XPMIFLIVVGSQ )1EMPMRJS$PFLPMIFLIVVGSQ

Manual em Ingles Liebehrr 538

Hochgeladen von

Dokumentinformationen

Originaltitel

Copyright

Verfügbare Formate

Dieses Dokument teilen

Dokument teilen oder einbetten

Freigabeoptionen

Stufen Sie dieses Dokument als nützlich ein?

Sind diese Inhalte unangemessen?

Copyright:

Verfügbare Formate

Manual em Ingles Liebehrr 538

Hochgeladen von

Copyright:

Verfügbare Formate

en

L538 -432 from 13100

-RMXMEP WXEVXYT HEXI

;I RIIH ]SYV LIPT XS GSRXMRYEPP] MQTVSZI SYV HSGYQIRXEXMSR 4PIEWI GST]

8S 0MIFLIVV ;IVO &MWGLSJWLSJIR +QF,

*E\    

-HIEW GSQQIRXW TPIEWI WXEXI XLI TEKI RYQFIV 

3ZIVEPP LS[ [SYPH ]SY NYHKI XLMW HSGYQIRX#

=SYV HEXE 1EGLMRI  WIVMEP RYQFIV

 4VSHYGX HIWGVMTXMSR 

 8IGLRMGEP HEXE 

 'SQTPIXI QEGLMRI  > OMRIQEXMGW [MXL PSEH

 'SQTPIXI QEGLMRI  4 OMRIQEXMGW [MXL PSEH

 )RKMRI 

 )PIGXVMGEP W]WXIQ 

 8VEZIP HVMZI 

 %\PIW 

 &VEOMRK 

 7XIIVMRK 

 ;SVOMRK L]HVEYPMGW 

 ;SVOMRK EXXEGLQIRX 

 (VMZIV W GEF   

 ,IEXMRK ERH ZIRXMPEXMSR   

 %MV GSRHMXMSRMRK W]WXIQ   

 7SYRH IQMWWMSR   

 8S[MRK HIZMGI   

 7RS[ GLEMRW SV KYEVH GLEMRW   

 8]VIW [MXL JSEQ   

 0MKLX QEXIVMEP FYGOIX   

 ,MKL HYQT FYGOIX   

 7EJIX] VIKYPEXMSRW 

 -RXVSHYGXMSR 

 +IRIVEP WEJIX] VIKYPEXMSRW 

 4VSTIV YWI 

 (IGEPW SR XLI QEGLMRI 

 0SGEXMSR SJ HIGEPW 

 7EJIX] HIGEPW 

 -RJSVQEXMSR HIGEPW 

 8]TI TPEXIW 

 -RWXVYGXMSRW SR TVIZIRXMRK GVYWLMRK MRNYVMIW

 -RWXVYGXMSRW SR TVIZIRXMRK JMVIW ERH I\TPSWMSRW   

 7EJIX] MRWXVYGXMSRW JSV WXEVXYT   

 7EJIX] TVIGEYXMSRW HYVMRK WXEVXYT   

 -RWXVYGXMSRW JSV WEJI [SVOMRK   

 7EJIX] MRWXVYGXMSRW JSV HVMZMRK SR WPSTIW   

 4EVOMRK WEJIP]   

 8VERWTSVXMRK XLI QEGLMRI WEJIP]   

 8S[MRK XLI QEGLMRI WEJIP]   

 1IEWYVIW JSV IRWYVMRK WEJI QEMRXIRERGI   

 7EJIX] MRWXVYGXMSRW JSV QEMRXIRERGI [SVO SR

 7EJIX] MRWXVYGXMSRW JSV [IPHMRK [SVO SR XLI

 -RWXVYGXMSRW JSV [SVOMRK WEJIP] SR XLI [SVOMRK

 7EJIX] MRWXVYGXMSRW JSV XVERWTSVXMRK XLI QE

 7EJI QEMRXIRERGI SJ L]HVEYPMG LSWIW ERH LSWI

 %XXEGLQIRXW ERH EGGIWWSVMIW   

 4VSXIGXMSR EKEMRWX ZMFVEXMSRW   

 3TIVEXMSR ,ERHPMRK 

 0E]SYX SJ GSRXVSP IPIQIRXW 

 3TIVEXMSR 

 &EXXIV] QEMR W[MXGL 

 'EF EGGIWW 

 )QIVKIRG] I\MX 

 (VMZIV W WIEX [MXL QIGLERMGEP WYWTIRWMSR 

-RMXMEP WXEVXYT HEXI

;I RIIH ]SYV LIPT XS GSRXMRYEPP] MQTVSZI SYV HSGYQIRXEXMSR 4PIEWI GST]

8S 0MIFLIVV ;IVO &MWGLSJWLSJIR +QF,

*E\

-HIEW GSQQIRXW TPIEWI WXEXI XLI TEKI RYQFIV

3ZIVEPP LS[ [SYPH ]SY NYHKI XLMW HSGYQIRX#

=SYV HEXE 1EGLMRI WIVMEP RYQFIV

4VSHYGX HIWGVMTXMSR

8IGLRMGEP HEXE

'SQTPIXI QEGLMRI > OMRIQEXMGW [MXL PSEH

'SQTPIXI QEGLMRI 4 OMRIQEXMGW [MXL PSEH

)RKMRI

)PIGXVMGEP W]WXIQ

8VEZIP HVMZI

%\PIW

&VEOMRK

7XIIVMRK

;SVOMRK L]HVEYPMGW

;SVOMRK EXXEGLQIRX

(VMZIVW GEF

,IEXMRK ERH ZIRXMPEXMSR

%MV GSRHMXMSRMRK W]WXIQ

7SYRH IQMWWMSR

8S[MRK HIZMGI

7RS[ GLEMRW SV KYEVH GLEMRW

8]VIW [MXL JSEQ

0MKLX QEXIVMEP FYGOIX

,MKL HYQT FYGOIX

7EJIX] VIKYPEXMSRW

-RXVSHYGXMSR

+IRIVEP WEJIX] VIKYPEXMSRW

4VSTIV YWI

(IGEPW SR XLI QEGLMRI

0SGEXMSR SJ HIGEPW

7EJIX] HIGEPW

-RJSVQEXMSR HIGEPW

8]TI TPEXIW

-RWXVYGXMSRW SR TVIZIRXMRK GVYWLMRK MRNYVMIW

-RWXVYGXMSRW SR TVIZIRXMRK JMVIW ERH I\TPSWMSRW

7EJIX] MRWXVYGXMSRW JSV WXEVXYT

7EJIX] TVIGEYXMSRW HYVMRK WXEVXYT

-RWXVYGXMSRW JSV WEJI [SVOMRK

7EJIX] MRWXVYGXMSRW JSV HVMZMRK SR WPSTIW

4EVOMRK WEJIP]

8VERWTSVXMRK XLI QEGLMRI WEJIP]

8S[MRK XLI QEGLMRI WEJIP]

1IEWYVIW JSV IRWYVMRK WEJI QEMRXIRERGI

7EJIX] MRWXVYGXMSRW JSV QEMRXIRERGI [SVO SR

7EJIX] MRWXVYGXMSRW JSV [IPHMRK [SVO SR XLI

-RWXVYGXMSRW JSV [SVOMRK WEJIP] SR XLI [SVOMRK

7EJIX] MRWXVYGXMSRW JSV XVERWTSVXMRK XLI QE

7EJI QEMRXIRERGI SJ L]HVEYPMG LSWIW ERH LSWI

%XXEGLQIRXW ERH EGGIWWSVMIW

4VSXIGXMSR EKEMRWX ZMFVEXMSRW

3TIVEXMSR ,ERHPMRK

0E]SYX SJ GSRXVSP IPIQIRXW

3TIVEXMSR

&EXXIV] QEMR W[MXGL

'EF EGGIWW

)QIVKIRG] I\MX

(VMZIVW WIEX [MXL QIGLERMGEP WYWTIRWMSR

(VMZIVW WIEX [MXL TRIYQEXMG WYWTIRWMSR

7IEX FIPX

7XIIVMRK GSPYQR ERH WXIIVMRK [LIIP

-KRMXMSR W[MXGL

7XIIVMRK GSPYQR W[MXGL

(MWTPE] YRMX

7[MXGLIW SR XLI MRWXVYQIRX TERIP

7[MXGLIW SR XLI WMHI GSRWSPI

0-)&,)66 GSRXVSP PIZIV

'SRXVSP PIZIV JSV EHHMXMSREP [SVOMRK JYRG

,IEXMRK ERH ZIRXMPEXMSR

%MVGSRHMXMSRMRK W]WXIQ

-RXIVMSV GEF PMKLXMRK

-RXIVMSV ERH I\XIVMSV QMVVSVW

7YR ZMWSV

;MRHWLMIPH [MTIV ERH [EWLIV W]WXIQ

;MRHWLMIPH [EWLIV JPYMH VIWIVZSMV

0-)&,)66 EYXSQEXMG PYFVMGEXMSR W]WXIQ

8;-2 EYXSQEXMG PYFVMGEXMSR W]WXIQ