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Operating Manual
(20
Wheel Loader
ints)

L580 -458 from 12800

(10
IR 3TIVEXMRK 1ERYEP
;LIIP 0SEHIV
0   JVSQ 

(SGYQIRX MHIRXMJMGEXMSR
3VHIV RYQFIV 
:IVWMSR  
(SGYQIRX ZIVWMSR 
:EPMH JSV 0   JVSQ 
%YXLSV 0&, i 8IGLRMGEP (SGYQIRXEXMSR (ITEVXQIRX

4VSHYGX MHIRXMJMGEXMSR
8]TI 0
8]TI RS 
7IVMEP RYQFIV JVSQ 
'SRJSVQMX]

%HHVIWW
%HHVIWW 0-)&,)66;)6/ &-7',3*7,3*)2 +1&,
(V ,ERW 0MIFLIVV i 7XVEÃI 
% i  &-7',3*7,3*)2

1ERYJEGXYVIV
%HHVIWW 0-)&,)66;)6/ &-7',3*7,3*)2 +1&,
*SVI[SVH

8LMW STIVEXMRK QERYEP LEW FIIR [VMXXIR JSV XLI HVMZIV ERH JSV XLI QEMR
XIRERGI TIVWSRRIP SJ XLI QEGLMRI
-X HIWGVMFIW
i 'LETXIV   4VSHYGX HIWGVMTXMSR
i 'LETXIV   7EJIX] VIKYPEXMSRW
i 'LETXIV   3TIVEXMSR ERH LERHPMRK
i 'LETXIV   1EPJYRGXMSRW
i 'LETXIV   1EMRXIRERGI
8LMW STIVEXMRK QERYEP QYWX FI GEVIJYPP] VIEH FIJSVI MRMXMEP STIVEXMSR ERH
WLSYPH FI VIEH ERH YWIH PEXIV EX VIKYPEV MRXIVZEPW F] ER]SRI VIWTSRWMFPI
JSV [SVOMRK SR XLI QEGLMRI
;SVOMRK [MXL SV SR XLI QEGLMRI MRGPYHIW
i 3TIVEXMSR MRGPYHMRK IUYMTTMRK XVSYFPIWLSSXMRK HYVMRK STIVEXMSR VI
QSZMRK TVSHYGXMSR HIFVMW QEMRXIRERGI VIQSZMRK STIVEXMRK ERH EY\MP
MEV] QEXIVMEPW
i 7IVZMGMRK MRGPYHMRK QEMRXIRERGI MRWTIGXMSR ERH VITEMVW
i 8VERWTSVX SV PSEHMRK XLI QEGLMRI
8LMW QERYEP LIPTW XLI HVMZIV XS FIGSQI EGUYEMRXIH [MXL XLI QEGLMRI ERH
TVIZIRXW QEPJYRGXMSRW HYI XS MQTVSTIV STIVEXMSR
3FWIVZEXMSR SJ XLI STIVEXMRK QERYEP F] QEMRXIRERGI WXEJJ
i -RGVIEWIW VIPMEFMPMX] HYVMRK STIVEXMSR
i )\XIRHW XLI WIVZMGI PMJI SJ ]SYV QEGLMRI
i 6IHYGIW VITEMV GSWXW ERH HS[RXMQI
8LMW QERYEP QYWX FI OITX [MXL XLI QEGLMRI 4PEGI E GST] [MXLMR IEW]
VIEGL MR XLI KPSZI GSQTEVXQIRX MR XLI HVMZIVtW GEF
-R EHHMXMSR XS XLI STIVEXMRK QERYEP JSPPS[ XLI MRWXVYGXMSRW FEWIH SR
I\MWXMRK REXMSREP EGGMHIRX TVIZIRXMSR ERH IRZMVSRQIRXEP TVSXIGXMSR VIKYPE
XMSRW
-R EHHMXMSR XS XLI STIVEXMRK QERYEP ERH ETTPMGEFPI REXMSREP ERH PSGEP PIKEP
EGGMHIRX TVIZIRXMSR VYPIW SFWIVZI XLI VIGSKRMWIH XIGLRMGEP VIKYPEXMSRW JSV
WEJI ERH TVSTIV STIVEXMSR
8LMW STIVEXMRK QERYEP GSRXEMRW EPP XLI MRJSVQEXMSR ]SY RIIH XS STIVEXI ERH
WIVZMGI ]SYV QEGLMRI
-J ]SY WLSYPH LS[IZIV VIUYMVI QSVI HIXEMPIH I\TPEREXMSRW SV MRJSVQEXMSR
SYV XIGLRMGEP MRJSVQEXMSR ERH GYWXSQIV WIVZMGIW HITEVXQIRXW [MPP FI LETT]
XS TVSZMHI EWWMWXERGI
=SY [MPP YRHIVWXERH XLEX [I GERRSX EGGITX [EVVERX] GPEMQW JSV HEQEKI
HYI XS MQTVSTIV YWI MRWYJJMGMIRX QEMRXIRERGI YWI SJ RSRETTVSZIH GSR
WYQEFPIW SV JEMPYVI XS JSPPS[ XLI WEJIX] MRWXVYGXMSRW
0-)&,)66 [MPP GERGIP [MXLSYX TVMSV RSXMGI EPP SFPMKEXMSRW WYGL EW [EVVERX]
EKVIIQIRXW ERH WIVZMGI GSRXVEGXW IRXIVIH MRXS F] 0-)&,)66 ERHSV MXW
EKIRXW MJ WTEVI TEVXW SXLIV XLER KIRYMRI 0-)&,)66 TEVXW SV XLSWI TYV
GLEWIH JVSQ 0-)&,)66 EVI YWIH JSV QEMRXIRERGI ERH VITEMVW
-R I\XVIQI GSRHMXMSRW QEMRXIRERGI QE] FI VIUYMVIH QSVI SJXIR XLER
WXEXIH MR XLI MRWTIGXMSR WGLIHYPI

0 0-)&,)66
1SHMJMGEXMSRW GSRHMXMSRW GST]VMKLX
i ;I VIWIVZI XLI VMKLX XS EPXIV XLI XIGLRMGEP HIXEMPW SJ XLI QEGLMRI
VIKEVHPIWW SJ XLI WTIGMJMGEXMSRW ERH MPPYWXVEXMSRW MR XLIWI HSGYQIRXW
i 8LI [EVVERX] ERH PMEFMPMX] XIVQW GSRXEMRIH MR 0-)&,)66 W KIRIVEP
GSRHMXMSRW SJ XVEHI EVI RSX EJJIGXIH F] XLI MRJSVQEXMSR MR XLI QERYEP
i 8LI MRJSVQEXMSR ERH MPPYWXVEXMSRW MR XLMW QERYEP QE] RSX FI VITVSHYGIH
HMWXVMFYXIH SV YWIH JSV GSQQIVGMEP TYVTSWIW %PP VMKLXW YRHIV GST]VMKLX
PE[W EVI I\TVIWWP] VIWIVZIH

0-)&,)66 0
6ITP] JSVQ

;I RIIH ]SYV LIPT XS GSRXMRYEPP] MQTVSZI SYV HSGYQIRXEXMSR 4PIEWI GST]


XLMW TEKI ERH JE\ MX SV IQEMP MX XS YW [MXL ]SYV GSQQIRXW MHIEW ERH
WYKKIWXMSRW JSV MQTVSZIQIRX

8S 0MIFLIVV ;IVO &MWGLSJWLSJIR +QF,


(V ,ERW 0MIFLIVV 7XVEWWI 
 &MWGLSJWLSJIR  %YWXVME

*E\    

)QEMP VSPERH[IFIV$PMIFLIVVGSQ

-HIEW GSQQIRXW TPIEWI WXEXI XLI TEKI RYQFIV 

3ZIVEPP LS[ [SYPH ]SY NYHKI XLMW HSGYQIRX#

)\GIPPIRX

:IV] KSSH

+SSH

7EXMWJEGXSV]

4SSV

=SYV HEXE 1EGLMRI  WIVMEP RYQFIV


'SQTER]
2EQI

%HHVIWW
8IPITLSRI RYQFIV
(IEPIV
8LERO ]SY JSV ]SYV LIPT

0 0-)&,)66
'SRXIRXW

 4VSHYGX HIWGVMTXMSR 

 8IGLRMGEP HEXE 

 'SQTPIXI QEGLMRI [MXL FYGOIX 

 )RKMRI 

 )PIGXVMGEP W]WXIQ 

 8VEZIP HVMZI 

 %\PIW 

 &VEOMRK 

 &EPPEWX [IMKLX 

 8]VIW 

 7RS[ GLEMRW SV KYEVH GLEMRW 

 8]VIW [MXL JSEQ 

 7XIIVMRK 

 ;SVOMRK L]HVEYPMGW   

 ;SVOMRK EXXEGLQIRX   

 (VMZIV W GEF   

 7SYRH IQMWWMSR   

 8S[MRK HIZMGI   

 *SVOPMJX   

 8MQFIV KVEFFIV   

 7EJIX] VIKYPEXMSRW 

 -RXVSHYGXMSR 

 +IRIVEP WEJIX] VIKYPEXMSRW 

 4VSTIV YWI 

 (IGEPW SR XLI QEGLMRI 

 0SGEXMSR SJ HIGEPW 

 7EJIX] HIGEPW 

 -RJSVQEXMSR HIGEPW 

0 0-)&,)66
'SRXIRXW 3TIVEXMRK 1ERYEP

 8]TI TPEXIW   

 -RWXVYGXMSRW SR TVIZIRXMRK GVYWLMRK MRNYVMIW


ERH FYVRW   

 -RWXVYGXMSRW SR TVIZIRXMRK JMVIW ERH I\TPSWMSRW   

 7EJIX] MRWXVYGXMSRW JSV WXEVXYT   

 7EJIX] TVIGEYXMSRW HYVMRK WXEVXYT   

 -RWXVYGXMSRW JSV WEJI [SVOMRK   

 7EJIX] MRWXVYGXMSRW JSV HVMZMRK SR WPSTIW   

 4EVOMRK WEJIP]   

 8VERWTSVXMRK XLI QEGLMRI WEJIP]   

 8S[MRK XLI QEGLMRI WEJIP]   

 1IEWYVIW JSV IRWYVMRK WEJI QEMRXIRERGI   

 7EJIX] MRWXVYGXMSRW JSV QEMRXIRERGI [SVO SR


QEGLMRIW [MXL L]HVS EGGYQYPEXSVW   

 7EJIX] MRWXVYGXMSRW JSV [IPHMRK [SVO SR XLI


QEGLMRI   

 -RWXVYGXMSRW JSV [SVOMRK WEJIP] SR XLI [SVOMRK


EXXEGLQIRX   

 7EJIX] MRWXVYGXMSRW JSV XVERWTSVXMRK XLI QE


GLMRI F] GVERI   

 7EJI QEMRXIRERGI SJ L]HVEYPMG LSWIW ERH LSWI


PMRIW   

 %XXEGLQIRXW ERH EGGIWWSVMIW   

 4VSXIGXMSR EKEMRWX ZMFVEXMSRW   

 3TIVEXMSR ,ERHPMRK 

 0E]SYX SJ GSRXVSP IPIQIRXW 

 3TIVEXMSR 

 &EXXIV] QEMR W[MXGL 

 'EF EGGIWW 

 )QIVKIRG] I\MX 

 (VMZIV W WIEX [MXL QIGLERMGEP WYWTIRWMSR 

 (VMZIV W WIEX [MXL TRIYQEXMG WYWTIRWMSR   

 7IEX FIPX   

 7XIIVMRK GSPYQR ERH WXIIVMRK [LIIP   

 'SRXVSP TERIP   

 -KRMXMSR W[MXGL   

0-)&,)66 0
3TIVEXMRK 1ERYEP 'SRXIRXW

 7XIIVMRK GSPYQR W[MXGL   

 0MKLXMRK   

 (MWTPE] YRMX   

 1IGLERMGEP WIVZMGI LSYVW GSYRXIV   

 'SRXVSP YRMX   

 0-)&,)66 GSRXVSP PIZIV   

 'SRXVSP PIZIV JSV EHHMXMSREP [SVOMRK JYRG


XMSRW   

 ,IEXMRK ERH ZIRXMPEXMSR   

 %MVGSRHMXMSRMRK W]WXIQ   

 -RXIVMSV GEF PMKLXMRK   

 -RXIVMSV ERH I\XIVMSV QMVVSVW   

 7YR ZMWSV   

 ;MRHWLMIPH [MTIV ERH [EWLIV W]WXIQ   

 ;MRHWLMIPH [EWLIV JPYMH VIWIVZSMV   

 0-)&,)66 EYXSQEXMG PYFVMGEXMSR W]WXIQ   

 8;-2 EYXSQEXMG PYFVMGEXMRK W]WXIQ   

 %YHMFPI VIZIVWI [EVRMRK HIZMGI   

 :MWMFPI VIZIVWI [EVRMRK HIZMGI   

 6IZIVWMFPI JER HVMZI   

 ,ERHPMRK   

 (EMP] WXEVXYT   

 7XEVXMRK XLI HMIWIP IRKMRI   

 (VMZMRK   

 7LYXXMRK HS[R XLI QEGLMRI   

 3TIVEXMRK XLI PMJX EVQW   

 ;SVOMRK QIXLSHW   

 7SSX TEVXMGPI JMPXIV   

 *MPPMRK XLI XERO YWMRK XLI JMPPMRK TYQT   

 3TIVEXMRK XLI L]HVEYPMG UYMGOGLERKI HI


ZMGI JSV > PMJX EVQW   

 3TIVEXMRK XLI GSQFMRIH IPIGXVSL]HVEYPMG


UYMGOGLERKI HIZMGI JSV > PMJX EVQW   

 3TIVEXMRK XLI GSQFMRIH IPIGXVSL]HVEYPMG


UYMGOGLERKI HIZMGI [MXL GSQJSVX GSRXVSP JSV
> PMJX EVQW   

0 0-)&,)66
'SRXIRXW 3TIVEXMRK 1ERYEP

 *SVOPMJX   

 9WMRK XLI LMKL HYQT FYGOIX   

 8VERWJIVVMRK XMQFIV   

 8VERWTSVXMRK XLI QEGLMRI   

 )QIVKIRG] STIVEXMSR   

 8S[MRK XLI QEGLMRI   

 .YQT WXEVXMRK   

 1EPJYRGXMSRW 

 7IVZMGI 'SHI 8EFPI 

 7IVZMGI GSHI MRHMGEXMSR SR XLI HMWTPE] 

 :MWMFPI ERH EYHMFPI [EVRMRK WMKREPW 

 8VSYFPIWLSSXMRK XLI 0-)&,)66 EYXSQEXMG


GIRXVEP PYFVMGEXMSR W]WXIQ 

 *PEWLMRK GSHIW SJ XLI 8;-2 EYXSQEXMG GIR


XVEP PYFVMGEXMSR W]WXIQ MRHMGEXSV PEQT   

 )PMQMREXMRK QEPJYRGXMSRW   

 6ITPEGMRK JYWIW   

 1EMRXIRERGI 

 1EMRXIRERGI ERH MRWTIGXMSR WGLIHYPI 

 0YFVMGERX GLEVX JMPPMRK UYERXMXMIW 

 8EFPI SJ JMPPMRK UYERXMXMIW 

 0YFVMGERX GLEVX 

 1EMRXIRERGI XEWOW 

 4VITEVEXSV] XEWOW JSV QEMRXIRERGI 

 'LIGOMRK XLI QEGLMRI JSV I\XIVREP HEQEKI   

 1EOMRK WYVI XLI FSPXIH GSRRIGXMSRW EVI


XMKLX   

 7IEPMRK PIEOW   

 'LIGOMRK XLI IRKMRI SMP PIZIP   

 'LERKMRK XLI IRKMRI SMP   

 6ITPEGMRK XLI SMP JMPXIV   

 'LIGOMRK XLI JPEQI KPS[ W]WXIQ   

 (VEMRMRK SJJ [EXIV ERH WIHMQIRX JVSQ XLI


JYIP XERO   

0-)&,)66 0
3TIVEXMRK 1ERYEP 'SRXIRXW

 'LERKMRK XLI JYIP JMRI JMPXIV   

 (VEMRMRK SJJ GSRHIRWEXI JVSQ XLI JYIP WITE


VEXSV   

 6ITPEGMRK XLI JMPXIV MRWIVX MR XLI JYIP WITEVE


XSV   

 'PIERMRK XLI WIVZMGI GET ERH HYWX


I\XVEGXMSR ZEPZI SR XLI EMV JMPXIV   

 'PIERMRK SV VITPEGMRK XLI EMV JMPXIV QEMR


IPIQIRX   

 'LIGOMRK XLI SMP PIZIP MR XLI TYQT HMWXVMFY


XSV KIEV   

 'LIGOMRK ERH WIVZMGMRK XLI GSRHIRWEXI


WITEVEXSV HVEMR JMPXIV   

 'LIGOMRK XLI GSSPERX PIZIP   

 'LIGOMRK XLI ERXMJVII^I ERH ('% GSR


GIRXVEXMSR MR XLI GSSPERX   

 'PIERMRK XLI GSSPMRK W]WXIQ   

 6ITPEGMRK XLI GSSPERX [MXL ERXMJVII^I ERH


('%   

 'LIGOMRK XLI SMP PIZIP MR XLI L]HVEYPMG XERO   

 'LIGOMRK ERH GPIERMRK XLI QEKRIXMG VSH SR


XLI L]HVEYPMG XERO   

 'LIGOMRK XLEX XLI WXIIVMRK MW [SVOMRK   

 0YFVMGEXMRK XLI FIEVMRK TSMRXW SR XLI WXIIV


MRK G]PMRHIVW   

 'LIGOMRK XLI WIVZMGI FVEOI ERH TEVOMRK


FVEOI   

 'LIGOMRK XLI KET ERH [IEV SR XLI TEVOMRK


FVEOI   

 'LIGOMRK XLI MRHMGEXSV PEQTW ERH PMKLXMRK   

 'LIGOMRK XLI XVERWJIV KIEV SMP PIZIP   

 'LIGOMRK XLI XMKLXRIWW SJ XLI [LIIPW SRGI


EJXIV   ERH  L   

 0YFVMGEXMRK XLI FIZIP KIEV WIEPW SJ XLI JVSRX


ERH VIEV E\PIW   

 'LIGOMRK ERH PYFVMGEXMRK XLI JVSRX HVMZI


WLEJX   

 'LIGOMRK ERH PYFVMGEXMRK XLI VIEV HVMZI WLEJX   

 'LIGOMRK ERH EHNYWXMRK XLI X]VI TVIWWYVI   

 +VIEWMRK XLI SWGMPPEXMRK E\PI JVEQI ERH EV


XMGYPEXMSR PSGO   

0 0-)&,)66
'SRXIRXW 3TIVEXMRK 1ERYEP

 'LIGOMRK [LIXLIV QIXIVIH UYERXMXMIW EVI


EHIUYEXI EX XLI FIEVMRK TSMRXW KVIEWI GSP
PEVW SJ XLI GIRXVEP PYFVMGEXMSR W]WXIQ   

 'LIGOMRK XLI LSWI PMRIW SJ XLI GIRXVEP PY


FVMGEXMSR W]WXIQ PYFVMGEXMSR TSMRXW
HIXEGLIH LSWIW PIEOW   

 0YFVMGEXMRK XLI HSSV LMRKIW   

 'PIERMRK ERH GLERKMRK XLI JVIWL EMV JMPXIV   

 0YFVMGEXMRK XLI PMJX EVQW ERH EXXEGLQIRX   

 'LIGOMRK XLI FYGOIX FIEVMRK WIEPW ERH XLI


FIEVMRK FYWLMRKW SR XLI PMJX EVQW   

 'LIGOMRK XLEX XLI UYMGOGLERKI HIZMGI MW


[SVOMRK   

 'PIERMRK XLI QEGLMRI   

 'SVVSWMSR TVSXIGXMSR   

 0YFVMGERXW ERH JYIPW   

 0YFVMGEXMRK SMPW JSV HMIWIP IRKMRIW   

 (MIWIP JYIPW   

 'SSPERXW JSV HMIWIP IRKMRIW   

 ,]HVEYPMG SMPW   

 0YFVMGEXMRK SMPW JSV XLI XVERWQMWWMSR   

 +VIEWI JSV KIRIVEP PYFVMGEXMSR TSMRXW   

 -RHI\ 

0-)&,)66 0
 4VSHYGX HIWGVMTXMSR

)UYMTQIRX PE]SYX

7XERHEVH ZIVWMSR
8LMW WIGXMSR GSRXEMRW ER SZIVZMI[ SJ XLI QEGLMRI ERH XLI REQIW SJ XLI
GSQTSRIRXW WLS[R

0IJX ZMI[ SJ QEGLMRI


 0MJX EVQ  )RKMRI GSQTEVXQIRX HSSV  8SSP FS\
 0MKLXMRK  8S[MRK HIZMGI  7XIIVMRK G]PMRHIV
 (VMZIV W GEF  &EXXIV] GSQTEVXQIRX GSZIV  %VXMGYPEXMSR PSGO
 ;SVOMRK JPSSHPMKLX  &EPPEWX [IMKLXW  *VSRX WIGXMSR
 'SSPMRK W]WXIQ  6IEV WIGXMSR  *VSRX E\PI
 'SSPMRK W]WXIQ LSSH  6IEV E\PI  &YGOIX
 )RKMRI GSQTEVXQIRX LSSH  'EF EGGIWW  8SSXL KYEVH

0 0-)&,)66 


4VSHYGX HIWGVMTXMSR 3TIVEXMRK 1ERYEP
8IGLRMGEP HEXE

 8IGLRMGEP HEXE

 'SQTPIXI QEGLMRI [MXL FYGOIX


8LI ZEPYIW WXEXIH VIJIV XS XLI QEGLMRI
i -R MXW WXERHEVH ZIVWMSR
i ;MXL > PMJX EVQW  QQ
i ;MXLSYX E L]HVEYPMG UYMGOGLERKI HIZMGI
i ;MXL 6 1MGLIPMR <,% X]VIW
i ;MXL VSGO FYGOIX ERH 1MGLIPMR <0(( 6 X]VIW
i -RGPYHMRK EPP PYFVMGERXW
i ;MXL E JYPP XERO
i ;MXL 6347*347 GEF ERH HVMZIV
8]VI WM^IW ERH EHHMXMSREP EXXEGLQIRXW EJJIGX XLI STIVEXMRK [IMKLX ERH
XMTTMRK PSEH

&YGOIX ZIVWMSRW

/I] XS XLI XEFPI


> ! ;IPHIH XSSXL LSPHIV [MXL TPYKMR XIIXL
9! *SYVWIGXMSR VIZIVWMFPI YRHIVGYX FPEHI

6IEV PSEHMRK FYGOIX [MXL ERKPIH FEWI

6SGO FYGOIX [MXL HIPXE FPEHI ERH SZIVJPS[ KVMPPI

(MQIRWMSRW

 0-)&,)66 0


3TIVEXMRK 1ERYEP 4VSHYGX HIWGVMTXMSR
8IGLRMGEP HEXE

(IWGVMTXMSR 9RMX :EPYI


'YXXMRK XSSP >  9  >  9  (> 

&YGOIX GETEGMX] EW TIV -73 Q     

&YGOIX [MHXL QQ     
7TIGMJMG QEXIVMEP [IMKLX XQ      
% (YQT LIMKLX EX QE\MQYQ PMJXMRK QQ     
LIMKLX ERH ” XMPXSYX ERKPI
& (YQT LIMKLX QQ     
' 1E\MQYQ FYGOIX FEWI LIMKLX QQ     
( 1E\MQYQ FYGOIX TMZSX TSMRX QQ     
LIMKLX
) 1E\MQYQ FYGOIX XST LIMKLX QQ     
* 6IEGL EX QE\MQYQ PMJXMRK LIMKLX QQ     
ERH ” XMPXSYX ERKPI
+ (MKKMRK HITXL QQ     
, ,IMKLX EFSZI XLI GEF QQ     
- ,IMKLX EFSZI I\LEYWX QQ     
. +VSYRH GPIEVERGI QQ     
/ ;LIIP FEWI QQ     
0 3ZIVEPP PIRKXL QQ     
8YVRMRK VEHMYW SZIV FYGOIX SYXIV QQ     
IHKI
0MJXMRK JSVGI 7%) O2     
&VIEOSYX JSVGI 7%) O2     
8MTTMRK PSEH [LIR WXVEMKLX OK     
8MTTMRK PSEH EVXMGYPEXIH EX ” OK     
8MTTMRK PSEH EVXMGYPEXIH EX ” OK     
3TIVEXMRK [IMKLX OK     
8VEGXMZI JSVGI O2     

 )RKMRI
8]TI G]PMRHIV MRPMRI IRKMRI [EXIVGSSPIH [MXL XYVFSGLEVKIV ERH GLEVKI
EMV GSSPMRK
%MV JMPXIV W]WXIQ (V] EMV JMPXIV [MXL WEJIX] IPIQIRX WITEVEXSV 0'( WIVZMGI
HMWTPE]
8LI I\LEYWX IQMWWMSRW EVI FIPS[ XLI XLVIWLSPH PIZIPW MR )9 HMVIGXMZI
)' i 7XEKI --
2EQI :EPYI 9RMXW
(MIWIP IRKMRI (  8-) %
2YQFIV SJ G]PMRHIVW  4G
6EXIH TS[IV EGSVHMRK XS -73  EX    O;  47
 QMR i
1E\MQYQ XSVUYI EX  QMR i  2Q
']PMRHIV GETEGMX]  0MXVIW
•
0S[IV MHPI WTIIH  QMR
9TTIV MHPI WTIIH   QMR
0SRKMXYHMREP  XVEZIVWI MRGPMREFMPMX]    ”

0 0-)&,)66 


4VSHYGX HIWGVMTXMSR 3TIVEXMRK 1ERYEP
8IGLRMGEP HEXE

 )PIGXVMGEP W]WXIQ


4VSXIGXIH F]
i 1EMR JYWI
i *YWIW JSV TVIKPS[ W]WXIQ WXEVXIV IQIVKIRG] WXIIVMRK TYQT
i *YWIW SR XLI QEMR IPIGXVSRMGW

&EXXIVMIW
i 'SRRIGXIH MR WIVMIW
i *MXXIH MR XLI PIJX ERH VMKLX FEPPEWX [IMKLXW
&EXXIV] QEMR W[MXGL 6IEV PIJX SJ IRKMRI GSQTEVXQIRX
2EQI :EPYI 9RMXW
&EXXIV] ZSPXEKI  :
&EXXIV] GETEGMX]  \    %L  :
2YQFIV SJ FEXXIVMIW  4G
3TIVEXMRK ZSPXEKI  :
8LVIITLEWI GYVVIRX EPXIVREXSV    : %
7XEVXIV    :  O;

&EXXIV] JEWXIRMRK ;LIR JMXXMRK SV GLERKMRK XLI FEXXIV]


2EQI :EPYI 9RMXW
8MKLXIRMRK XSVUYI  2Q

 8VEZIP HVMZI


'SRXMRYSYWP] ZEVMEFPI L]HVSWXEXMG XVEZIP HVMZI
8]TI TPYW
i 7[EWL TPEXI ZEVMEFPI HMWTPEGIQIRX TYQT ERH X[S E\MEP TMWXSR QSXSVW MR
E GPSWIH GMVGYMX
;MXL E XVERWJIV KIEV
i *SV[EVH ERH VIZIVWI XVEZIP F] W[MXGLMRK XLI JPS[ HMVIGXMSR SJ XLI
ZEVMEFPI HMWTPEGIQIRX TYQT

8VEZIP HVMZI GSRXVSP


i &] KEW TIHEP ERH XVEGXMZI JSVGI GSRXVSP TIHEP MRGL TIHEP 
i 8LI XVEGXMZI JSVGI GSRXVSP TIHEP JEGMPMXEXIW GSRXMRYSYW EHNYWXQIRX SJ
XVEGXMZI SV XLVYWX JSVGI EX JYPP IRKMRI WTIIH
i *SV[EVH ERH VIZIVWI XVEZIP EVI WIPIGXIH YWMRK XLI 0MIFLIVV GSRXVSP
PIZIV
i 8LI XVEZIP VERKIW EVI WIPIGXIH YWMRK XLI FYXXSRW SR XLI GSRXVSP YRMX

7TIIH HEXE
i *SV JSV[EVH ERH VIZIVWI XVEZIP
i ;MXL WXERHEVH X]VIW

 0-)&,)66 0


3TIVEXMRK 1ERYEP 4VSHYGX HIWGVMTXMSR
8IGLRMGEP HEXE

2EQI :EPYI 9RMXW


8VEZIP VERKI  i OQL
8VEZIP VERKI  i OQL
8VEZIP VERKI %i EYXSQEXMG i OQL
8VEZIP VERKI % EYXSQEXMG i OQL
8VEZIP VERKI %i EYXSQEXMG i OQL

 %\PIW
%YXSQEXMGEPP] EGXMRK WIPJPSGOMRK HMJJIVIRXMEP MR FSXL E\PIW

*VSRX E\PI 6MKMHP] QSYRXIH TPERIXEV] E\PI


2EQI :EPYI 9RMXW
;MHXL  QQ
(MJJIVIRXMEP PSGO 

6IEV E\PI 3WGMPPEXMRK TPERIXEV] E\PI


2EQI :EPYI 9RMXW
;MHXL  QQ
(MJJIVIRXMEP PSGO 
%RKPI SJ EVXMGYPEXMSR XS IEGL WMHI  ”
,IMKLX SJ SFWXEGPIW [LMGL GER FI  QQ
HVMZIR SZIV

 &VEOMRK
8LI FVEOMRK W]WXIQ GSQTPMIW [MXL XLI VSEH[SVXLMRIWW GIVXMJMGEXMSR VIKYPE
XMSRW

7IVZMGI FVEOI 7IPJEVVIWX SJ L]HVSWXEXMG XVEZIP HVMZI EGXMRK SR EPP JSYV [LIIPW
%HHMXMSREP TYQT EGGYQYPEXSV FVEOI W]WXIQ [MXL [IX HMWG FVEOIW MR XLI
[LIIP LYFW X[S WITEVEXI FVEOI GMVGYMXW 

4EVOMRK FVEOI )PIGXVSL]HVEYPMG WTVMRK EGGYQYPEXSV FVEOI W]WXIQ SR XLI KIEVFS\

0 0-)&,)66 


4VSHYGX HIWGVMTXMSR 3TIVEXMRK 1ERYEP
8IGLRMGEP HEXE

 &EPPEWX [IMKLX


8LI JEGXSV] WYTTPMIW XLI QEGLMRI [MXL XLI X]TI SJ FEPPEWX WXEXIH MR XLI
SVHIV

-RWXEPPMRK SV GLERKMRK XLI [SVOMRK EXXEGLQIRX SV X]VIW


 7II XLI WIGXMSR SR EXXEGLQIRXW ERH EGGIWWSVMIW MR GLETXIV 

/I]
06 ! %MV X]VIW
066% ! %MV X]VIW [MXL JSEQ
06/ ! %MV X]VIW [MXL GLEMRW
\ ! 6IUYMVIH FEPPEWX

(IWGVMTXMSR 06 066% 06/


7XERHEVH FEPPEWX \  
&EPPEWX [IMKLX i 7TIGMEP FEPPEWX  \ \
6SEH FEPPEWX \  

7IPIGXMSR XEFPI

 8]VIW
8LI HVMZMRK TIVJSVQERGI SJ XLI QEGLMRI HITIRHW EQSRK SXLIV XLMRKW SR
XLI X]VIW
8LI WEQI X]VI WM^I QYWX FI YWIH JSV EPP JSYV [LIIPW
;LIR GLERKMRK XLI X]VIW SV MJ XLIVI MW MRGVIEWMRK [IEV SR XLI X]VIW QEOI
WYVI XLEX XLI HMJJIVIRGI MR HMEQIXIV FIX[IIR XLI X]VIW SR XLI JVSRX ERH VIEV
E\PIW MW RS QSVI XLER  
3XLIV[MWI XLI E\PIW QE] FI HEQEKIH
8LI GSVVIGX X]VI TVIWWYVI MW E HIGMWMZI JEGXSV JSV XLI TVSTIV TIVJSVQERGI SJ
XLI QEGLMRI ERH JSV E PSRK X]VI PMJIXMQI
=SY [MPP JMRH XLI JSPPS[MRK WTIGMJMGEXMSRW MR XLI XEFPI FIPS[
i 6IGSQQIRHIH X]VI WM^IW
i 8]VI XVIEH
i 8]VI TVIWWYVI

%FFVIZMEXMSRW
i T i 1E\ ! QE\MQYQ TIVQMWWMFPI EMV TVIWWYVI
i :% ! JVSRX E\PI
i ,% ! VIEV E\PI

8LI EMV TVIWWYVI WTIGMJMGEXMSRW VIJIV XS


i &EWMG EMV TVIWWYVI VIGSQQIRHEXMSRW  EW WIX [LIR HIPMZIVIH JVSQ XLI
JEGXSV]
i 'SPH X]VIW
i 1EGLMRI VIEH] JSV STIVEXMSR  FEWMG QEGLMRI [MXL WXERHEVH IUYMTQIRX
ERH TIVQMWWMFPI PSEH

 0-)&,)66 0


3TIVEXMRK 1ERYEP 4VSHYGX HIWGVMTXMSR
8IGLRMGEP HEXE

*SV WTIGMEP YWIW WYGL EW MRHYWXVMEP XMQIV LERHPMRK SV SXLIV YWIW [LIVI
LIEZMIV PSEHW QE] FI I\TIGXIH E LMKLIV X]VI TVIWWYVI MW VIGSQQIRHIH
HITIRHMRK SR XLI WTIGMJMG PSEH ,S[IZIV XLI X]VI TVIWWYVI QE] RSX FI
KVIEXIV XLER XLI QE\MQYQ TIVQMXXIH F] XLI X]VI QERYJEGXYVIVtW WTIGMJMGE
XMSRW
 'LIGO ERH EHNYWX XLI X]VI TVIWWYVI WII XLI QEMRXIRERGI XEWOW MR
GLETXIV 

1MGLIPMR X]VIW %MV TVIWWYVI XEFPI  JSV XLI WXERHEVH QEGLMRI


%MV TVIWWYVI XEFPI  JSV QEGLMRIW YWIH JSV MRHYWXVMEP XMQFIV LERHPMRK

8]VI WM^I 8]VI XVIEH %MV TVIWWYVI FEV


:% ,% T i 1E\
 6)1 <,%  0   
 6)1 <0( (%  0   
 6)1 <0( (%  0   
 6)1 <1MRI (  0   

%MV TVIWWYVI XEFPI 

8]VI WM^I 8]VI XVIEH %MV TVIWWYVI FEV


:% ,% T i 1E\
 6)1 <0( (%  0   

%MV TVIWWYVI XEFPI 

+SSH]IEV X]VIW %MV TVIWWYVI XEFPI  JSV XLI WXERHEVH QEGLMRI


%MV TVIWWYVI XEFPI  JSV QEGLMRIW YWIH JSV MRHYWXVMEP XMQFIV LERHPMRK

8]VI WM^I 8]VI XVIEH %MV TVIWWYVI FEV


:% ,% T i 1E\
 6)1 +4&  0   
 6)1 68&  0   
 6)1 80%   0   
 6)1 +4(  0   
 6)1 60 /  0   

%MV TVIWWYVI XEFPI 

8]VI WM^I 8]VI XVIEH %MV TVIWWYVI FEV


:% ,% T i 1E\
 6)1 +4(  7   

%MV TVIWWYVI XEFPI 

&VMHKIWXSRI X]VIW %MV TVIWWYVI XEFPI JSV XLI WXERHEVH QEGLMRI

8]VI WM^I 8]VI XVIEH %MV TVIWWYVI FEV


:% ,% T i 1E\
 6)1 :18  0   
 6)1 :7(8  0   
 6)1 :7(0  0   

0 0-)&,)66 


4VSHYGX HIWGVMTXMSR 3TIVEXMRK 1ERYEP
8IGLRMGEP HEXE

7TIGMEP X]VIW %MV TVIWWYVI XEFPI JSV QEGLMRIW [MXL WTIGMEP X]VIW

8]VI WM^I 8]VI XVIEH %MV TVIWWYVI FEV


:% ,% T i 1E\




8LI WTIGMJMGEXMSRW WLSYPH FI IRXIVIH MR XLI XEFPIW EW JSPPS[W



&] XLI QERYJEGXYVIV MJ XLI QEGLMRI MW HIPMZIVIH I\[SVOW [MXL WTIGMEP
X]VIW
 &] XLI QEGLMRI STIVEXSV MJ XLI QEGLMRI MW VIXVSJMXXIH F] XLI QEGLMRI
STIVEXSV

8]VIW JSV QEGLMRIW [MXL 8EFPI  MW JSV XLI X]TI SJ STXMSREP EGGIWWSV]
STXMSREP EGGIWWSVMIW %MV TVIWWYVI XEFPI  MW JSV QEGLMRIW [MXL STXMSREP EGGIWWSVMIW

7TIGMJMGEXMSRW 8]TI SJ STXMSREP EGGIWWSV]






8EFPI 

8]VI WM^I 8]VI XVIEH %MV TVIWWYVI FEV


:% ,% T i 1E\




%MV TVIWWYVI XEFPI 

8LI WTIGMJMGEXMSRW WLSYPH FI IRXIVIH MR XLI XEFPIW EW JSPPS[W



&] XLI QERYJEGXYVIV MJ XLI QEGLMRI MW HIPMZIVIH I\[SVOW [MXL STXMSREP
EGGIWWSVMIW

&] XLI QEGLMRI STIVEXSV MJ XLI QEGLMRI MW VIXVSJMXXIH F] XLI QEGLMRI
STIVEXSV

 7RS[ GLEMRW SV KYEVH GLEMRW


8LMW IUYMTQIRX MW STXMSREP
;LIR WRS[ GLEMRW SV KYEVH GLEMRW EVI YWIH XLI] QYWX FI EXXEGLIH XS EPP
JSYV [LIIPW

 0-)&,)66 0


3TIVEXMRK 1ERYEP 4VSHYGX HIWGVMTXMSR
8IGLRMGEP HEXE

*EMPYVI XS HS XLMW GER HEQEKI XLI HVMZI W]WXIQ


 7II XLI WIGXMSR SR EXXEGLQIRXW ERH EGGIWWSVMIW MR GLETXIV 

:EPMH JSV 0 0 0


-J ]SY EXXEGL WRS[ GLEMRW SV KYEVH GLEMRW ]SY QYWX EHNYWX XLI FEPPEWX
[IMKLX
7II XLI WIGXMSR SR XLI FEPPEWX [IMKLX MR GLETXIV 

-RWXEPPMRK SV GLERKMRK XLI [SVOMRK EXXEGLQIRX SV X]VIW


 7II XLI WIGXMSR SR EXXEGLQIRXW ERH EGGIWWSVMIW MR GLETXIV 

 8]VIW [MXL JSEQ


8LMW IUYMTQIRX MW STXMSREP
;LIR X]VIW [MXL JSEQ EVI YWIH XLI] QYWX FI EXXEGLIH XS EPP JSYV [LIIPW
:EPMH JSV 0 0 0
-J ]SY JMPP XLI X]VIW [MXL JSEQ ]SY QYWX EHNYWX XLI FEPPEWX [IMKLX
7II XLI WIGXMSR SR XLI FEPPEWX [IMKLX MR GLETXIV 

-RWXEPPMRK SV GLERKMRK XLI [SVOMRK EXXEGLQIRX SV X]VIW


 7II XLI WIGXMSR SR EXXEGLQIRXW ERH EGGIWWSVMIW MR GLETXIV 

 7XIIVMRK
8]TI
i 0SEH WIRWMRK E\MEP TMWXSR HMWTPEGIQIRX TYQT [MXL TVIWWYVI JPS[ GSR
XVSPPIV
i 'IRXVEP EVXMGYPEXIH NSMRX [MXL X[S HYEPEGXMSR WXIIVMRK G]PMRHIVW [MXL
WLSGO EFWSVFIVW
)QIVKIRG] WXIIVMRK )PIGXVSL]HVEYPMG IQIVKIRG] WXIIVMRK W]WXIQ
2EQI :EPYI 9RMXW
%RKPI SJ EVXMGYPEXMSR XS IEGL WMHI  ”
%RKPI SJ EVXMGYPEXMSR XS IEGL WMHI  ”
1E\MQYQ STIVEXMRK TVIWWYVI  FEV

0 0-)&,)66 


4VSHYGX HIWGVMTXMSR 3TIVEXMRK 1ERYEP
8IGLRMGEP HEXE

 ;SVOMRK L]HVEYPMGW


8]TI
0SEH WIRWMRK E\MEP TMWXSR HMWTPEGIQIRX [MXL TS[IV GSRXVSPPIV ERH TVIWWYVI
GYXSJJ
'SSPMRK
,]HVEYPMG SMP GSSPMRK [MXL XLIVQSWXEXMGEPP] GSRXVSPPIH JER ERH SMP GSSPIV
*MPXVEXMSR
6IXYVR JMPXIV MR XLI L]HVEYPMG XERO
'SRXVSP
7MRKPIPIZIV GSRXVSP L]HVEYPMG WIVZS W]WXIQ

0MJXMRK G]GPI
i 0MJXMRK RIYXVEP PS[IVMRK
i *PSEX TSWMXMSR YWMRK PSGOEFPI 0MIFLIVV GSRXVSP PIZIV
i %YXSQEXMG PMJX OMGOSYX

8MPXMRK G]GPI
i 8MPX SYX RIYXVEP XMPX MR
i %YXSQEXMG FYGOIX VIXYVRXSHMK JYRGXMSR

2EQI :EPYI 9RMXW


1E\MQYQ JPS[  PQMR
1E\MQYQ STIVEXMRK TVIWWYVI  FEV

 ;SVOMRK EXXEGLQIRX

0MJX EVQ > OMRIQEXMGW [MXL SRI XMPX G]PMRHIV


7IEPIH FIEVMRK TSMRXW
;SVOMRK G]GPI XMQI EX VEXIH PSEH
2EQI :EPYI 9RMXW
0MJXMRK  WIG
8MPXMRK SYX  WIG
0S[IVMRK IQTX]  WIG

   0-)&,)66 0
3TIVEXMRK 1ERYEP 4VSHYGX HIWGVMTXMSR
8IGLRMGEP HEXE

&YGOIX

1EMR HMQIRWMSRW

6IEV PSEHMRK FYGOIX


i ;MXL ERKPIH FEWI
i *SV PMJX EVQW [MXLSYX L]HVEYPMG UYMGOGLERKI HIZMGI

2EQI :EPYI 9RMXW


&YGOIX GETEGMX] EW TIV -73   Q—
7TIGMJMG QEXIVMEP [IMKLX  XQ—
& i FYGOIX [MHXL  QQ
, i LIMKLX  QQ
0  PIRKXL  QQ
;IMKLX  OK

2EQI :EPYI 9RMXW


&YGOIX GETEGMX] EW TIV -73   Q—
7TIGMJMG QEXIVMEP [IMKLX  XQ—
& i FYGOIX [MHXL  QQ
, i LIMKLX  QQ
0  PIRKXL  QQ
;IMKLX  OK

0 0-)&,)66   
4VSHYGX HIWGVMTXMSR 3TIVEXMRK 1ERYEP
8IGLRMGEP HEXE

6IEV PSEHMRK FYGOIX


i :IVWMSR [MXL YRHIVGYX FPEHI
i ;MXL ERKPIH FEWI
i *SV PMJX EVQW [MXLSYX L]HVEYPMG UYMGOGLERKI HIZMGI

1EMR HMQIRWMSRW

2EQI :EPYI 9RMXW


&YGOIX GETEGMX] EW TIV -73   Q—
7TIGMJMG QEXIVMEP [IMKLX  XQ—
& i FYGOIX [MHXL  QQ
, i LIMKLX  QQ
0  PIRKXL  QQ
;IMKLX  OK

2EQI :EPYI 9RMXW


&YGOIX GETEGMX] EW TIV -73   Q—
7TIGMJMG QEXIVMEP [IMKLX  XQ—
& i FYGOIX [MHXL  QQ
, i LIMKLX  QQ
0  PIRKXL  QQ
;IMKLX  OK

   0-)&,)66 0
3TIVEXMRK 1ERYEP 4VSHYGX HIWGVMTXMSR
8IGLRMGEP HEXE

6SGO FYGOIX
i ;MXL HIPXE FPEHI ERH SZIVJPS[ KVMPPI
i *SV PMJX EVQW [MXLSYX L]HVEYPMG UYMGOGLERKI HIZMGI

2EQI :EPYI 9RMXW


&YGOIX GETEGMX] EW TIV -73   Q—
7TIGMJMG QEXIVMEP [IMKLX  XQ—
& i FYGOIX [MHXL  QQ
, i LIMKLX  QQ
0  PIRKXL  QQ
;IMKLX  OK

,]HVEYPMG UYMGOGLERKI HIZMGI 8LMW IUYMTQIRX MW STXMSREP


%PXIVREXMZI ZIVWMSRW
i ,]HVEYPMG UYMGOGLERKI HIZMGI JSV > PMJX EVQW
i 'SQFMRIH IPIGXVSL]HVEYPMG UYMGOGLERKI HIZMGI JSV > PMJX EVQW
i 'SQFMRIH IPIGXVSL]HVEYPMG UYMGOGLERKI HIZMGI [MXL GSQJSVX GSRXVSP JSV
> PMJX EVQW

0 0-)&,)66   
4VSHYGX HIWGVMTXMSR 3TIVEXMRK 1ERYEP
8IGLRMGEP HEXE

 (VMZIV W GEF


3R IPEWXMG FIEVMRK SR VIEV WIGXMSR WSYRHTVSSJ 6347*347 GEF

(IWMKR
i (IXEGLEFPI PIJX HSSV [MXL WPMHMRK [MRHS[
i 8LI VMKLX HSSV MW XLI IQIVKIRG] I\MX
i 8MRXIH [MRHS[W QEHI SJ LEVHIRIH WMRKPIKPE^IH WEJIX] KPEWW
i %HNYWXEFPI WXIIVMRK GSPYQR
i 6347 VSPPSZIV TVSXIGXMSR MR EGGSVHERGI [MXL (-2-73  )2 
i *347 WXSRI MQTEGX TVSXIGXMSR MR EGGSVHERGI [MXL (-2-73  )2


(VMZIVtW WIEX %PXIVREXMZI ZIVWMSRW


i (VMZIV W WIEX [MXL KEWJMPPIH WTVMRK WYWTIRWMSR
i (VMZIV W WIEX [MXL TRIYQEXMG WYWTIRWMSR
8LMW IUYMTQIRX MW STXMSREP

 7SYRH IQMWWMSR

7SYRH TVIWWYVI 2EQI :EPYI 9RMXW


-73  i 0T% MR HVMZIV W GEF  H& %

7SYRH SYXTYX 2EQI :EPYI 9RMXW


)+ i 0[% SYXWMHI  H& %

 8S[MRK HIZMGI


8LI XS[MRK HIZMGI MW EXXEGLIH XS XLI FEGO SJ XLI QEGLMRI
4YVTSWI
i *SV XS[MRK XLI QEGLMRI SYX SJ E HERKIV EVIE
7II XLI WIGXMSR SR IQIVKIRG] STIVEXMSR MR GLETXIV 
i *SV PMJXMRK XLI QEGLMRI F] GVERI
7II XLI WIGXMSR SR XVERWTSVXMRK XLI QEGLMRI MR GLETXIV 

   0-)&,)66 0
3TIVEXMRK 1ERYEP 4VSHYGX HIWGVMTXMSR
8IGLRMGEP HEXE

-X QE] RSX FI YWIH JSV EXXEGLMRK E XVEMPIV 8LI QERYJEGXYVIVWYTTPMIV [MPP


RSX FI LIPH PMEFPI JSV HEQEKI VIWYPXMRK JVSQ XLMW
 7II XLI MRWXVYGXMSRW SR TVSTIV YWI ERH WEJIP] XS[MRK XLI QEGLMRI MR
GLETXIV 

 *SVOPMJX
8LMW IUYMTQIRX MW STXMSREP

(MQIRWMSRW

2EQI :EPYI 9RMXW


*SVO GEVVMIV TVSRK WM^I *)1 -:
4VSRK PIRKXL  QQ
0 i 0IRKXL JSVO GEVVMIV  TVSRKW  QQ
/ i *SVO GEVVMIV [MHXL  QQ
, i ,IMKLX JSVO GEVVMIV  TVSRKW  QQ
;IMKLX JSVO GEVVMIV  TVSRKW  OK

0 0-)&,)66   
4VSHYGX HIWGVMTXMSR 3TIVEXMRK 1ERYEP
8IGLRMGEP HEXE

'SQTPIXI QEGLMRI [MXL JSVOW 8LI ZEPYIW WXEXIH VIJIV XS XLI QEGLMRI
i ;MXL PMJX EVQW  QQ
i ;MXL L]HVEYPMG UYMGOGLERKI HIZMGI
i ;MXL E *)1 -: JSVO
i ;MXL WTIGMJMIH X]VIW
7II JSXRSXI
i -RGPYHMRK EPP PYFVMGERXW
i ;MXL E JYPP XERO
i ;MXL 6347*347 GEF ERH HVMZIV
i -R EGGSVHERGI [MXL )2  ERH -73 
8]VI WM^IW ERH EHHMXMSREP EXXEGLQIRXW EJJIGX XLI STIVEXMRK [IMKLX ERH
XMTTMRK PSEH

(MQIRWMSRW SJ QEGLMRI [MXL > PMJX EVQW ERH JSVO

0SEH KISQIXV] > OMRIQEXMGW > OMRIQEXMGW


*SVO EXXEGLQIRX JSV UYMGOGLERKI HIZMGI *)1 -:  QQ JSVO *)1 -:  QQ JSVO
(IWGVMTXMSR :EPYI 9RMX :EPYI 9RMX
% 0MJXMRK LIMKLX EX QE\MQYQ VIEGL  QQ  QQ
' 1E\MQYQ PMJXMRK LIMKLX  QQ  QQ
) 1E\MQYQ LIMKLX EFSZI JSVO GEVVMIV  QQ  QQ
* 6IEGL MR PSEHMRK TSWMXMSR  QQ  QQ
* QE\ 1E\MQYQ VIEGL  QQ  QQ
* QMR 6IEGL EX QE\MQYQ PMJXMRK LIMKLX  QQ  QQ
+ *SVO TVSRK PIRKXL  QQ  QQ
0 3ZIVEPP PIRKXL SJ FEWMG QEGLMRI  QQ  QQ
8MTTMRK PSEH [LIR WXVEMKLX   OK   OK
%VXMGYPEXIH XMTTMRK PSEH   OK   OK
3TIVEXMRK [IMKLX   OK   OK

 ;MXL  6 1MGLIPMR <,% X]VIW


 ;MXL 1MGLIPMR <0(( 6 X]VIW

   0-)&,)66 0
3TIVEXMRK 1ERYEP 4VSHYGX HIWGVMTXMSR
8IGLRMGEP HEXE

0SEH FIEVMRK XEFPIW JSV JSVOPMJX 8LI PSEHW VEXIH TE]PSEHW EVI GEPGYPEXIH EGGSVHMRK XS XLI )2 
STIVEXMSR WEJIX] RSVQ
8LI TIVQMWWMFPI PSEH MW WXEXIH EW E TIVGIRXEKI SJ XLI XMTTMRK PSEH EW TIV
-73  [MXL XLI JSVO TVSRKW MR XLI LSVM^SRXEP TSWMXMSR
8LI JSPPS[MRK ZEPYIW QE] RSX FI I\GIIHIH
i 3R IZIR ERH JMVQ XIVVEMR i  SJ XLI XMTTMRK PSEH [MXL JSVOPMJX
i 3R YRIZIR XIVVEMR i  SJ XLI XMTTMRK PSEH [MXL JSVOPMJX

8LI JSPPS[MRK XEFPIW WTIGMJ] XLI TIVQMXXIH PSEHW SR ZEVMSYW X]TIW SJ XIVVEMR
ERH EX ZEVMSYW HMWXERGIW XS XLI GIRXVI SJ KVEZMX] 7E
%PP GEPGYPEXIH ZEPYIW VIJIV XS XLI SVMKMREP 0-)&,)66 IUYMTQIRX JSVO GEVVMIV
ERH TVSRKW 

0MJX EVQW [MXL > OMRIQEXMGW 1E\MQYQ TIVQMWWEFPI PSEH JSV PMJX EVQW [MXL 7;UYMGO GLERKI HIZMGI

)ZIR ERH JMVQ XIVVEMR 0SEHW MR OK [MXL HMJJIVIRX HMWXERGIW XS XLI GIRXVI SJ KVEZMX] 
0SEH !  SJ XLI XMTTMRK PSEH 7E MR QQ
8]VIW 8]VI JMPP        
MRK

6 1MGLIPMR <,%                


6 1MGLIPMR <,%  OK                
6 1MGLIPMR <0(                 
(
6 1MGLIPMR <                 
1MRI
6 +SSH]IEV                 
+4&
6 +SSH]IEV                 
60/

 4E]PSEH VIWXVMGXIH F] XMPX G]PMRHIVW SJ >OMRIQEXMGW


 7XERHEVH X]VIW

9RIZIR XIVVEMR 0SEHW MR OK [MXL HMJJIVIRX HMWXERGIW XS XLI GIRXVI SJ KVEZMX] 


0SEH !  SJ XLI XMTTMRK PSEH 7E MR QQ
8]VIW 8]VI        
JMPPMRK
6 1MGLIPMR <,%            


6 1MGLIPMR <,%  OK             
6 1MGLIPMR             
<0((

0 0-)&,)66   
4VSHYGX HIWGVMTXMSR 3TIVEXMRK 1ERYEP
8IGLRMGEP HEXE

9RIZIR XIVVEMR 0SEHW MR OK [MXL HMJJIVIRX HMWXERGIW XS XLI GIRXVI SJ KVEZMX] 


0SEH !  SJ XLI XMTTMRK PSEH 7E MR QQ
8]VIW 8]VI JMPP        
MRK
6 1MGLIPMR             
<1MRI
6 +SSH]IEV            
+4&
6 +SSH]IEV             
60/

 4E]PSEH VIWXVMGXIH F] XMPX G]PMRHIVW SJ >OMRIQEXMGW


 7XERHEVH X]VIW

 8MQFIV KVEFFIV


8LMW IUYMTQIRX MW STXMSREP

   0-)&,)66 0
3TIVEXMRK 1ERYEP 4VSHYGX HIWGVMTXMSR
8IGLRMGEP HEXE

'SQTPIXI QEGLMRI JSV XMQFIV 8LI ZEPYIW WXEXIH VIJIV XS XLI QEGLMRI
LERHPMRK i ;MXL > PMJX EVQW  QQ
i ;MXL XMPX G]PMRHIV WYTTSVX ,SP^ORIGLX
i ;MXL L]HVEYPMG UYMGOGLERKI HIZMGI
i ;MXL 6 +SSH]IEV +4& X]VIW
i -RGPYHMRK EPP PYFVMGERXW
i ;MXL E JYPP XERO
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 6ITEMV XLI PIEOW MQQIHMEXIP] ERH VITPEGI XLI HEQEKIH GSQTSRIRXW
3MP IWGETMRK JVSQ PIEOW GER IEWMP] GEYWI JMVIW
 1EOI WYVI XLEX EPP FVEGOIXW ERH TVSXIGXMZI TPEXIW EVI TVSTIVP] MRWXEPPIH XS
TVIZIRX ZMFVEXMSRW EFVEWMSR ERH LIEX FYMPHYT
 7XEVXMRK EKIRX IXLIV MW E TEVXMGYPEVP] HERKIVSYW JMVI LE^EVH
2IZIV YWI IXLIV WXEVXMRK EKIRX RIEV LIEH WSYVGIW REOIH PMKLXW WYGL EW
GMKEVIXXIW SV MR TSSVP] ZIRXMPEXIH WTEGIW
 (S RSX YWI WXEVXMRK EKIRXW GSRXEMRMRK IXLIVW XS WXEVX HMIWIP IRKMRIW [MXL
TVIKPS[ SV JPEQI KPS[ W]WXIQW
3XLIV[MWI XLIVI MW E VMWO SJ I\TPSWMSRW
 *EQMPMEVMWI ]SYVWIPJ [MXL XLI PSGEXMSR ERH YWI SJ JMVI I\XMRKYMWLIVW ERH JMRH
SYX EFSYX JMVI EPEVQ ERH JMVIJMKLXMRK JEGMPMXMIW SR WMXI

 7EJIX] MRWXVYGXMSRW JSV WXEVXYT


 )EGL XMQI ]SY WXEVX YT XLI QEGLMRI QEOI E XLSVSYKL XSYV SJ MRWTIGXMSR
 'LIGO XLI QEGLMRI JSV PSSWI FSPXW GVEGOW [IEV PIEOW ERH HIPMFIVEXI
HEQEKI
 2IZIV WXEVX YT E HEQEKIH QEGLMRI
 1EOI WYVI XLI HEQEKI MW VIGXMJMIH MQQIHMEXIP]
 )RWYVI XLEX EPP LSSHW ERH GSZIVW EVI GPSWIH ERH PSGOIH 'LIGO XLEX EPP XLI
[EVRMRK ERH MRWXVYGXMSR HIGEPW EVI MR TPEGI
 'PIER XLI [MRHS[W ERH MRXIVMSV ERH I\XIVMSV QMVVSVW ERH WIGYVI XLI HSSVW
ERH [MRHS[W EKEMRWX MREHZIVXIRX QSZIQIRX
 1EOI WYVI RSSRI MW [SVOMRK SR SV YRHIVRIEXL XLI QEGLMRI ;EVR ER]
F]WXERHIVW FIJSVI ]SY WXEVX YT XLI QEGLMRI

0 0-)&,)66   
7EJIX] VIKYPEXMSRW 3TIVEXMRK 1ERYEP
7EJIX] MRWXVYGXMSRW JSV WXEVXYT

 %JXIV KIXXMRK MRXS XLI HVMZIVtW GEF EHNYWX XLI WIEX XLI MRWMHI ERH SYXWMHI
QMVVSVW XLI GSRXVSP PIZIV ERH XLI WIEX FIPX WS XLEX ]SY GER [SVO GSQ
JSVXEFP]
 7SYRH MRWYPEXMSR IUYMTQIRX SR XLI QEGLMRI QYWX FI MR TPEGI HYVMRK
STIVEXMSR

 7EJIX] TVIGEYXMSRW HYVMRK WXEVXYT


 &IJSVI WXEVXMRK GLIGO XLEX EPP GSRXVSP PEQTW ERH MRWXVYQIRXW EVI [SVOMRK
TVSTIVP]
1SZI EPP GSRXVSP PIZIVW XS RIYXVEP
 &IJSVI WXEVXMRK XLI IRKMRI FVMIJP] WSYRH XLI LSVR XS [EVR ER]SRI IPWI MR
XLI ZMGMRMX] SJ XLI QEGLMRI
 3RP] WXEVX XLI QEGLMRI [LIR WMXXMRK MR XLI HVMZIVtW WIEX
 9RPIWW SXLIV[MWI MRWXVYGXIH WXEVX XLI IRKMRI MR EGGSVHERGI [MXL XLI
MRWXVYGXMSRW MR XLI STIVEXMRK QERYEP
 7XEVX XLI IRKMRI ERH XLIR GLIGO EPP HMWTPE] ERH QSRMXSVMRK IUYMTQIRX
 3RP] VYR XLI IRKMRI MR IRGPSWIH WTEGIW [LIR XLIVI MW WYJJMGMIRX ZIRXMPEXMSR
-J RIGIWWEV] STIR XLI [MRHS[W ERH HSSVW XS IRWYVI EHIUYEXI JVIWL EMV
 6YR XLI IRKMRI YRXMP FSXL MX ERH XLI L]HVEYPMG SMP EVI EX STIVEXMRK XIQTIVE
XYVI 0S[ SMP XIQTIVEXYVIW PIEH XS WPYKKMWL TIVJSVQERGI
 'LIGO XLEX XLI EXXEGLQIRX GSRXVSPW EVI [SVOMRK TVSTIVP]
 'EVIJYPP] HVMZI XLI QEGLMRI XS STIR KVSYRH ERH GLIGO XLI WIVZMGI FVEOI
XLI WXIIVMRK XLI WMKREPW ERH PMKLXMRK

 -RWXVYGXMSRW JSV WEJI [SVOMRK


 &IJSVI WXEVXMRK [SVO JEQMPMEVMWI ]SYVWIPJ [MXL XLI JIEXYVIW SJ XLI WMXI EW
[IPP EW ER] WTIGMEP VIKYPEXMSRW ERH [EVRMRK WMKREPW
8LI [SVOMRK IRZMVSRQIRX MRGPYHIW SFWXEGPIW MR XLI [SVOMRK EVIE ERH SR
EGGIWW VSEHW XLI JMVQRIWW SJ XLI XIVVEMR ERH ER] TVSXIGXMZI FEVVMIVW XS
TVIZIRX XLI TYFPMG JVSQ IRXIVMRK XLI WMXI
 %P[E]W OIIT E WEJI HMWXERGI JVSQ SZIVLERKW HVSTW WPSTIW ERH YRWEJI
XIVVEMR
 &I IWTIGMEPP] GEVIJYP [MXL ZEVMEFPI XIVVEMR GSRHMXMSRW TSSV ZMWMFMPMX] ERH
GLERKIEFPI [IEXLIV
 *MRH SYX [LIVI XLI WYTTP] TMTIW XS XLI WMXI EVI ERH FI IWTIGMEPP] GEVIJYP
[LIR [SVOMRK RIEV XLIQ -J RIGIWWEV] RSXMJ] XLI VIPIZERX EYXLSVMXMIW
 /IIT E WEJI HMWXERGI E[E] JVSQ SZIVLIEH TS[IV PMRIW
;LIR [SVOMRK RIEV SZIVLIEH TS[IV PMRIW OIIT XLI EXXEGLQIRX [IPP E[E]
JVSQ XLIQ
i 8LIVI MW E VMWO SJ JEXEP MRNYV]
i *MRH SYX EFSYX XLI WEJIX] GPIEVERGIW XS FI SFWIVZIH

   0-)&,)66 0
3TIVEXMRK 1ERYEP 7EJIX] VIKYPEXMSRW
-RWXVYGXMSRW JSV WEJI [SVOMRK

-J XLI QEGLMRI GSQIW MRXS GSRXEGX [MXL PMZI TS[IV PMRIW


i (S RSX KIX SYX SJ XLI QEGLMRI
i -J TSWWMFPI QSZI XLI QEGLMRI XS E WEJI HMWXERGI E[E] JVSQ XLI HERKIV
EVIE
i ;EVR ER] F]WXERHIVW RSX XS ETTVSEGL SV XSYGL XLI QEGLMRI
i %VVERKI JSV XLI TS[IV XS FI W[MXGLIH SJJ
i 3RP] KIX SYX SJ XLI QEGLMRI [LIR ]SY EVI WYVI XLEX XLI TS[IV PMRI ]SY
LEZI XSYGLIH SV HEQEKIH LEW FIIR W[MXGLIH SJJ
 &IJSVI HVMZMRK SV [SVOMRK [MXL XLI QEGLMRI GLIGO XLEX XLI EGGIWWSVMIW EVI
WEJIP] WXS[IH E[E]
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VIKYPEXMSRW ERH QEOI WYVI XLI QEGLMRI MW MR E JMX GSRHMXMSR XS YWI TYFPMG
VSEHW MJ XLMW MW RSX EPVIEH] XLI GEWI
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 (S RSX XEOI TEWWIRKIVW SR XLI QEGLMRI
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 6ITSVX ER] QEPJYRGXMSRW ERH QEOI WYVI XLEX ER] RIGIWWEV] VITEMVW EVI
GEVVMIH SYX MQQIHMEXIP]
 8EOI TIVWSREP GEVI XS IRWYVI XLEX RSSRI MW IRHERKIVIH [LIR XLI QE
GLMRI WXEVXW QSZMRK
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MRK QERYEP
 2IZIV KIX SYX SJ XLI HVMZIVtW WIEX [LIR XLI QEGLMRI MW WXMPP MR QSXMSR
 2IZIV PIEZI XLI QEGLMRI YREXXIRHIH [MXL XLI IRKMRI VYRRMRK
 ;LIR HVMZMRK XLI QEGLMRI PS[IV XLI [SVOMRK EXXEGLQIRX XS XLI XVERWTSVX
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-J XLI QEGLMRI HSIW WXEVX XS XMT SZIV SV WPMHI WMHI[E]W TYX HS[R XLI
EXXEGLQIRX MQQIHMEXIP] ERH TSMRX XLI QEGLMRI HS[RLMPP
;LIVIZIV TSWWMFPI [SVO YT SV HS[RLMPP ERH RSX WMHI[E]W XS XLI WPSTI
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PSWI GSRXVSP SZIV XLI QEGLMRI
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VIHYGI XLI XVEZIP WTIIH YWMRK XLI TIHEPW
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EVI EGXYEPP] SR MX
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MW TVSXIGXIH EKEMRWX WXSRI MQTEGX
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STIVEXMSR EP[E]W YWI XLI TVSXIGXMZI IUYMTQIRX TVSZMHIH JSV XLIWI WTIGMJMG
XEWOW
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3RP] PIX SRI TIVWSR KMZI ]SY WMKREPW
 3RP] EPPS[ I\TIVMIRGIH TIVWSRRIP XS WPMRK PSEHW ERH HMVIGX GVERI HVMZIVW
8LI TIVWSR KMZMRK HMVIGXMSRW QYWX VIQEMR MR WMKLX SJ XLI STIVEXSV SV EX
PIEWX FI MR WTSOIR GSRXEGX [MXL LMQ

0 0-)&,)66   
7EJIX] VIKYPEXMSRW 3TIVEXMRK 1ERYEP
7EJIX] MRWXVYGXMSRW JSV HVMZMRK SR WPSTIW

 7EJIX] MRWXVYGXMSRW JSV HVMZMRK SR


WPSTIW
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]SY GSYPH SXLIV[MWI PSWI GSRXVSP SZIV XLI QEGLMRI
8VEZIP WTIIHW
i 2IZIV I\GIIH XLI WTIIH PMQMXW WTIGMJMIH MR XLI STIVEXMRK QERYEP
i )\GIIHMRK XLI QE\MQYQ WTIIH GEYWIW XLI TIVQMXXIH PMQMXW XS FI
I\GIIHIH JSV EPP VSXEXMRK TEVXW MRGPYHMRK XLI HVMZI QSXSV XLI HVMZI
WLEJX EPP KIEVW MRGPYHMRK E\PIW ERH YPXMQEXIP] XLI HMIWIP IRKMRI MXWIPJ
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 4EVOMRK WEJIP]


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JVSQ QSZMRK
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8LMW SRP] ETTPMIW XS [LIIP PSEHIVW [MXL EVXMGYPEXIH WXIIVMRK
 0S[IV XLI HMKKMRK EXXEGLQIRX WS XLEX MX MW PMKLXP] ERGLSVIH MR XLI KVSYRH
 1SZI EPP GSRXVSP PIZIVW XS XLI RIYXVEP TSWMXMSR ERH IRKEKI XLI TEVOMRK
FVEOI
 7LYX HS[R XLI IRKMRI MR EGGSVHERGI [MXL XLI MRWXVYGXMSRW MR XLI STIVEXMRK
QERYEP
 0SGO XLI [SVOMRK L]HVEYPMGW FIJSVI PIEZMRK XLI HVMZIV W GEF
0SGO XLI [SVOMRK L]HVEYPMGW MR EGGSVHERGI [MXL XLI MRWXVYGXMSRW MR XLI
STIVEXMRK QERYEP
 0SGO YT XLI QEGLMRI XEOI SYX EPP OI]W ERH WIGYVI MX EKEMRWX YREYXLSVMWIH
YWI ERH ZERHEPMWQ

 8VERWTSVXMRK XLI QEGLMRI WEJIP]


 3RP] YWI WYMXEFPI XVERWTSVX IUYMTQIRX ERH PMJXMRK KIEV [MXL WYJJMGMIRX PSEH
GETEGMX]
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[LIIPW
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TSVX
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WXIIT ERH WLSYPH FI GSZIVIH [MXL [SSHIR FSEVHW XS TVIZIRX WPMTTMRK
 'PIER XLI QEGLMRI XVEGOW SV [LIIPW SJ WRS[ MGI ERH QYH FIJSVI HVMZMRK
SRXS XLI VEQT
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PSGOMRK TMR
4VSGIHYVI HSIW RSX ETTP] XS [LIIP PSEHIVW
 %PMKR XLI QEGLMRI TVIGMWIP] [MXL XLI PSEHMRK VEQT

   0-)&,)66 0
3TIVEXMRK 1ERYEP 7EJIX] VIKYPEXMSRW
8VERWTSVXMRK XLI QEGLMRI WEJIP]

 %XXEGL XLI LERH PIZIV XS XLI TIHEPW JSV WIRWMXMZI HVMZMRK


4VSGIHYVI HSIW RSX ETTP] XS [LIIP PSEHIVW
 ,EZI WSQISRI KMZI WMKREPW XS HMVIGX XLI HVMZIV
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SR
 8MPX XLI EXXEGLQIRX MR ERH HVMZI SRXS XLI VEQT
/IIT XLI EXXEGLQIRX GPSWI XS XLI PSEHMRK EVIE
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PEXIH WXIIVMRK 
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QERYEP
i 'EVIJYPP] HVMZI SJJ XLI PSEHMRK EVIE YWMRK E VEQT
i /IIT XLI EXXEGLQIRX GPSWI XS XLI KVSYRH
i ,EZI WSQISRI KMZI ]SY HMVIGXMSRW

 8S[MRK XLI QEGLMRI WEJIP]


 %P[E]W SFWIVZI XLI GSVVIGX TVSGIHYVI EW HIWGVMFIH MR XLI STIVEXMRK
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XS[MRK IUYMTQIRX EVI WEJI ERH WIGYVI
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FI JEWXIRIH XS XLI LSPIW TVSZMHIH SR XLI JVSRX WIGXMSR
-R RS IZIRX EVI HEQEKI SV EGGMHIRXW VIWYPXMRK JVSQ XS[MRK GSZIVIH F] XLI
QERYJEGXYVIVtW KYEVERXII
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i 1EOI WYVI RSSRI MW RIEV XLI XEYX VSTI [LIR XS[MRK
i /IIT XLI VSTI XEYX ERH EZSMH OMROW
i 'EVIJYPP] TYPP XLI VSTI XEYX
i 7YHHIR NIVOW GER GEYWI E WPEGO VSTI XS XIEV
 ;LIR XS[MRK OIIT XS XLI TVIWGVMFIH XVERWTSVX TSWMXMSR WTIIH PMQMX ERH
VSYXI
 ;LIR WXEVXMRK XLI QEGLMRI YT EKEMR JSPPS[ XLI MRWXVYGXMSRW MR XLI STIVEX
MRK QERYEP

0 0-)&,)66   
7EJIX] VIKYPEXMSRW 3TIVEXMRK 1ERYEP
1IEWYVIW JSV IRWYVMRK WEJI QEMRXIRERGI

 1IEWYVIW JSV IRWYVMRK WEJI


QEMRXIRERGI
 2IZIV EXXIQTX QEMRXIRERGI ERH VITEMV [SVO YRPIWW ]SY EVI UYEPMJMIH XS HS
WS
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XLSWI WTIGMJMIH MR XLI STIVEXMRK QERYEP
% WYMXEFP] IUYMTTIH [SVOWLST MW EFWSPYXIP] RIGIWWEV] MR SVHIV XS TIVJSVQ
VITEMV [SVO
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GEVV] SYX IEGL NSF
8LI NSFW PMWXIH YRHIV HEMP]  [IIOP] MR XLI QEMRXIRERGI WGLIHYPI GER FI
GEVVMIH SYX F] XLI HVMZIV SV F] WIVZMGI TIVWSRRIP
8LI SXLIV NSFW QE] SRP] FI GEVVMIH SYX F] WYMXEFP] UYEPMJMIH WTIGMEPMWX WXEJJ
 7TEVI TEVXW QYWX QIIX XLI XIGLRMGEP VIUYMVIQIRXW WTIGMJMIH F] XLI QERY
JEGXYVIV 8LMW MW KYEVERXIIH MJ ]SY YWI KIRYMRI WTEVIW
 ;IEV WEJIX] SZIVEPPW JSV QEMRXIRERGI [SVO 'IVXEMR NSFW RSX SRP] VIUYMVI E
LEVH LEX ERH WEJIX] FSSXW FYX EPWS KSKKPIW ERH WEJIX] KPSZIW
 /IIT YREYXLSVMWIH TIVWSRW E[E] JVSQ XLI QEGLMRI HYVMRK QEMRXIRERGI
 7IX YT ER I\XIRHIH GSVHSR EVSYRH XLI QEMRXIRERGI EVIE EW RIGIWWEV]
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2SQMREXI E WYTIVZMWSV
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XIRERGI [SVO SR XLI QEGLMRI SR JMVQ PIZIP KVSYRH [MXL XLI IRKMRI SJJ
 %JXIV[EVHW EP[E]W VIXMKLXIR ER] FSPXW PSSWIRIH HYVMRK QEMRXIRERGI ERH
VITEMV [SVO
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VITEMV [SVO MX QYWX FI VIMRWXEPPIH ERH GLIGOIH EW WSSR EW XLI NSF MW
JMRMWLIH
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E [EVRMRK WMKR QEVOIH (3 238 7;-8', 32 XS XLI MKRMXMSR [LIVI MX MW
GPIEVP] ZMWMFPI 8EOI SYX XLI MKRMXMSR OI]
 &IJSVI WXEVXMRK QEMRXIRERGI SV VITEMVW GPIER ER] SMP JYIP SV WIVZMGI JPYMHW
JVSQ XLI QEGLMRI IWTIGMEPP] GSRRIGXMSRW ERH FSPXIH NSMRXW (S RSX YWI
EFVEWMZI GPIERMRK EKIRXW 9WI JMFVIJVII GPSXLW
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XLI EVIE EVSYRH MX ERH IRWYVI EHIUYEXI ZIRXMPEXMSR
3XLIV[MWI XLIVI MW E VMWO SJ I\TPSWMSRW
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SV SXLIV GPIERMRK EKIRXW GSZIV SV XETI YT EPP STIRMRKW [LIVI [EXIV
WXIEQ ERH GPIERMRK EKIRX QE] RSX TIRIXVEXI JSV WEJIX] VIEWSRW
)PIGXVMG QSXSVW GSRXVSP GEFMRIXW ERH FEXXIV] GSQTEVXQIRXW EVI EX TEVXMGYPEV
VMWO
*YVXLIV TVSGIHYVI
i 1EOI WYVI XLEX HYVMRK GPIERMRK [SVO SR XLI QEGLMRI LSYWMRKW XLI
XIQTIVEXYVI WIRWSVW JSV XLI JMVI EPEVQ ERH I\XMRKYMWLIV W]WXIQW HS RSX
GSQI MRXS GSRXEGX [MXL LSX GPIERMRK EKIRX 3XLIV[MWI XLI JMVI I\XMR
KYMWLMRK W]WXIQ GSYPH FI EGXMZEXIH
i %JXIV GPIERMRK GSQTPIXIP] VIQSZI XLI GSZIVW ERH XETI
i %JXIV GPIERMRK GLIGO EPP JYIP IRKMRI SMP ERH L]HVEYPMG SMP PMRIW JSV PIEOW
PSSWI GSRRIGXMSRW EFVEWMSR ERH HEQEKI
i 6ITEMV ER] HIJIGXW MQQIHMEXIP]
 *SPPS[ XLI WEJIX] MRWXVYGXMSRW JSV XLI TVSHYGX MR UYIWXMSR [LIR LERHPMRK SMP
KVIEWI ERH SXLIV GLIQMGEP WYFWXERGIW

   0-)&,)66 0
3TIVEXMRK 1ERYEP 7EJIX] VIKYPEXMSRW
1IEWYVIW JSV IRWYVMRK WEJI QEMRXIRERGI

 (MWTSWI SJ WTEVI TEVXW ERH GSRWYQEFPIW MR E WEJI IRZMVSRQIRXEPP] WSYRH


QERRIV
 8EOI GEVI [LIR LERHPMRK LSX STIVEXMRK ERH EY\MPMEV] QEXIVMEPW HERKIV SJ
FYVRW ERH WGEPHMRK 
 3RP] STIVEXI GSQFYWXMSR IRKMRIW ERH JYIPTS[IVIH LIEXIVW MR WYJJMGMIRXP]
ZIRXMPEXIH VSSQW &IJSVI WXEVXMRK XLI IRKMRI MRWMHI E FYMPHMRK QEOI WYVI
XLI VSSQ MW [IPP ZIRXMPEXIH *SPPS[ XLI PSGEP VIKYPEXMSRW MR JSVGI EX XLI WMXI
 3RP] GEVV] SYX [IPHMRK FYVRMRK ERH KVMRHMRK [SVO [LIR MX MW I\TVIWWP]
EPPS[IH EW SXLIV[MWI ]SY QE] GEYWI JMVIW SV I\TPSWMSRW
 (S RSX XV] XS PMJX LIEZ] TEVXW 3RP] YWI WYMXEFPI IUYMTQIRX [MXL WYJJMGMIRX
PSEH GETEGMX]
4VSGIHYVI
i ;LIR VITPEGMRK MRHMZMHYEP TEVXW ERH PEVKIV EWWIQFPMIW GEVIJYPP] JEWXIR
ERH WIGYVI XLIQ XS XLI PMJXMRK KIEV WS XLEX RS HERKIV GER EVMWI
i 3RP] YWI WYMXEFPI PMJXMRK KIEV MR TIVJIGX SVHIV ERH WPMRKMRK IUYMTQIRX
[MXL WYJJMGMIRX PSEH GETEGMX]
/IIT SYX JVSQ YRHIV WYWTIRHIH PSEHW
 (S RSX YWI VSTIW [LMGL EVI HEQEKIH SV SJ MRWYJJMGMIRX PSEH FIEVMRK
GETEGMX] ;IEV TVSXIGXMZI KPSZIW [LIR LERHPMRK [MVI VSTIW
 3RP] EPPS[ I\TIVMIRGIH TIVWSRRIP XS WPMRK PSEHW ERH HMVIGX GVERI HVMZIVW
8LI TIVWSR KMZMRK HMVIGXMSRW QYWX VIQEMR MR WMKLX SJ XLI STIVEXSV SV EX
PIEWX FI MR WTSOIR GSRXEGX [MXL LMQ
 ;LIR GEVV]MRK SYX JMXXMRK [SVO EFSZI LIEH LIMKLX YWI XLI WEJIX] GPMQFMRK
EMHW ERH [SVOMRK TPEXJSVQW TVSZMHIH SV IUYMZEPIRX (S RSX YWI TEVXW SJ XLI
QEGLMRI JSV GPMQFMRK ;IEV E WEJIX] LEVRIWW [LIR [SVOMRK EX LIMKLX /IIT
EPP LERHPIW WXITW VEMPW KERK[E]W TPEXJSVQW ERH PEHHIVW JVII JVSQ HMVX
WRS[ ERH MGI
 ;LIR [SVOMRK SR XLI EXXEGLQIRX JSV I\EQTPI VITPEGMRK XIIXL  QEOI WYVI
MX MW TVSTIVP] WYTTSVXIH %ZSMH HMVIGX QIXEPXSQIXEP GSRXEGX
 2IZIV PMI YRHIV XLI QEGLMRI [LIR MX MW VEMWIH YWMRK XLI [SVOMRK EXXEGL
QIRX YRPIWW XLI YRHIVGEVVMEKI MW WIGYVIP] WYTTSVXIH YWMRK [SSHIR
FIEQW
 %P[E]W WYTTSVX XLI QEGLMRI SR FPSGOW WS XLEX MX GERRSX FIGSQI YRFEP
ERGIH F] ER] WLMJX MR [IMKLX %ZSMH QIXEPXSQIXEP GSRXEGX
 3RP] XVEMRIH WTIGMEPMWX WXEJJ QE] TIVJSVQ [SVO SR XLI GLEWWMW FVEOI ERH
WXIIVMRK W]WXIQW
 -J ]SY LEZI XS VITEMV XLI QEGLMRI SR E WPSTI WIGYVI XLI [LIIPW [MXL
[IHKIW 1SZI XLI [SVOMRK EXXEGLQIRX XS XLI QEMRXIRERGI TSWMXMSR ERH
IRKEKI XLI EVXMGYPEXMSR PSGO
 3RP] TIVWSRRIP [MXL XLI VIUYMWMXI WOMPPW ERH I\TIVMIRGI QE] [SVO SR
L]HVEYPMG IUYMTQIRX
 ;IEV TVSXIGXMZI KPSZIW [LIR PSSOMRK JSV PIEOW 9RHIV TVIWWYVI E XLMR NIX
SJ PMUYMH GER TMIVGI XLI WOMR
 2IZIV VIPIEWI L]HVEYPMG PMRIW SV FSPXW FIJSVI WIXXMRK HS[R XLI [SVOMRK
EXXEGLQIRX ERH WLYXXMRK HS[R XLI IRKMRI
&IJSVI WXEVXMRK ER] [SVO SR XLI L]HVEYPMG GMVGYMX ]SY QYWX EPWS TVIWW XLI
[SVOMRK L]HVEYPMGW PSGOSYX FYXXSR ERH EGXYEXI EPP TMPSX GSRXVSP YRMXW NS]WXMGO
ERH TIHEPW MR FSXL HMVIGXMSRW MR SVHIV XS VIHYGI XLI GSRXVSP TVIWWYVI ERH
EGGYQYPEXIH TVIWWYVI MR XLI STIVEXMRK GMVGYMXW =SY QYWX XLIR VIHYGI XLI
MRXIVREP XERO TVIWWYVI
 6IKYPEVP] GLIGO EPP L]HVEYPMG SMP PMRIW LSWIW ERH FSPXIH GSRRIGXMSRW JSV
PIEOW ERH ZMWMFPI HEQEKI 6ITEMV EPP HEQEKI MQQIHMEXIP] 3MP IWGETMRK
YRHIV TVIWWYVI GER GEYWI MRNYV] ERH JMVIW
 &IJSVI FIKMRRMRK VITEMV [SVO HITVIWWYVMWI XLI W]WXIQ WIGXMSRW ERH TVIW
WYVMWIH PMRIW L]HVEYPMGW GSQTVIWWIH EMV [LMGL EVI XS FI STIRIH EW
MRWXVYGXIH MR XLI EWWIQFP] HIWGVMTXMSRW

0 0-)&,)66   
7EJIX] VIKYPEXMSRW 3TIVEXMRK 1ERYEP
1IEWYVIW JSV IRWYVMRK WEJI QEMRXIRERGI

 0E] ERH JMX L]HVEYPMG ERH GSQTVIWWIH EMV PMRIW MR XLI TVSTIV QERRIV (S
RSX W[MXGL XLI GSRRIGXMSRW *MXXMRKW EW [IPP EW XLI PIRKXL ERH UYEPMX] SJ XLI
LSWI PMRIW QYWX QEXGL XLI QERYJEGXYVIVtW VIUYMVIQIRXW
3RP] YWI 0-)&,)66 WTEVI TEVXW
 6ITPEGI L]HVEYPMG LSWI PMRIW EX ETTVSTVMEXI MRXIVZEPW IZIR MJ XLIVI EVI RS
ETTEVIRX HIJIGXW [LMGL QE] MQTEMV WEJIX]
 ;SVO SR XLI QEGLMRItW IPIGXVMGEP IUYMTQIRX QE] SRP] FI GEVVMIH SYX F] E
UYEPMJMIH IPIGXVMGMER SV F] MRWXVYGXIH TIVWSRW YRHIV XLI HMVIGXMSR ERH WY
TIVZMWMSR SJ E UYEPMJMIH IPIGXVMGMER MR EGGSVHERGI [MXL XLI VIGSKRMWIH
IPIGXVMGEP IRKMRIIVMRK VYPIW
 3RP] YWI SVMKMREP JYWIW [MXL XLI WXEXIH GYVVIRX VEXMRKW -J XLIVI EVI QEPJYRG
XMSRW MR XLI IPIGXVMGEP TS[IV WYTTP] W[MXGL SJJ XLI QEGLMRI MQQIHMEXIP]
 -RWTIGX ERH XIWX XLI QEGLMRItW IPIGXVMGEP IUYMTQIRX VIKYPEVP] -QQIHMEXIP]
VIGXMJ] EPP JEYPXW WYGL EW PSSWI GSRRIGXMSRW WGSVGLIH SV [SVR GEFPIW SV
FYVRX SYX JYWIW ERH FYPFW
 -J ]SY LEZI XS GEVV] SYX [SVO SR PMZI GSQTSRIRXW LEZI E WIGSRH TIVWSR
EWWMWX ]SY [LS GER XLVS[ XLI IQIVKIRG] WXST SV QEMR W[MXGL MR ER
IQIVKIRG] 'SVHSR SJJ XLI [SVOMRK EVIE [MXL E VIH ERH [LMXI WEJIX] GLEMR
ERH E [EVRMRK WMKR 3RP] YWI MRWYPEXIH XSSPW
 ;LIR [SVOMRK SR LMKLZSPXEKI EWWIQFPMIW EJXIV XLI] LEZI FIIR MWSPEXIH
JVSQ XLI TS[IV WYTTP] WLSVX XLI WYTTP] GEFPI ERH XLI GSQTSRIRXW WYGL
EW GETEGMXSVW [MXL ER IEVXLMRK VSH
 *MVWX GLIGO XLEX XLI MWSPEXIH TEVXW EVI RSX PMZI GSRRIGX XLIQ XS IEVXL ERH
XLIR WLSVX XLIQ -WSPEXI ER] RIMKLFSYVMRK PMZI TEVXW

 7EJIX] MRWXVYGXMSRW JSV QEMRXIRERGI


[SVO SR QEGLMRIW [MXL L]HVS
EGGYQYPEXSVW
 3RP] UYEPMJMIH WXEJJ QE] GEVV] SYX [SVO SR XLI L]HVEYPMG ERH TRIYQEXMG
GSRRIGXMSRW SJ XLI QIQFVERI EGGYQYPEXSV
7IVMSYW EGGMHIRXW GSYPH VIWYPX JVSQ MRI\TIVX JMXXMRK ERH STIVEXMSR
8LI L]HVEYPMG W]WXIQ QYWX FI HITVIWWYVMWIH FIJSVI [SVO GER FI GEVVMIH
SYX SR MX
(S RSX GEVV] SYX ER] [IPHMRK SV WSPHIVMRK [SVO SR XLI QIQFVERI EGGY
QYPEXSV
8LIVI MW E VMWO SJ I\TPSWMSR HYVMRK [IPHMRK SV WSPHIVMRK [SVO
8LI EGGYQYPEXSV QE] FYVWX HYVMRK QEGLMRMRK VIWYPXMRK MR XLI PSWW SJ XLI
STIVEXMRK TIVQMX
,]HVS EGGYQYPEXSVW QE] SRP] FI JMPPIH [MXL RMXVSKIR RSX [MXL S\]KIR SV EMV
 SXLIV[MWI XLIVI MW E VMWO SJ I\TPSWMSR
8LI EGGYQYPEXSV GER LIEX YT GEYWMRK FYVRW
(S RSX YWI QIQFVERI EGGYQYPEXSVW [LMGL LEZI FIIR HEQEKIH HYVMRK
XVERWTSVXEXMSR
2I[ QIQFVERI EGGYQYPEXSVW QYWX FI JMPPIH [MXL RMXVSKIR FIJSVI XLI] EVI
YWIH 6IQSZI XLI WIEPMRK GETW SR XLI JPYMH WMHI
8LI QMRMQYQ ERH QE\MQYQ STIVEXMRK HEXE EVI TIVQERIRXP] QEVOIH SR
XLI QIQFVERI EGGYQYPEXSV 8LI QEVOMRK QYWX VIQEMR ZMWMFPI

   0-)&,)66 0
3TIVEXMRK 1ERYEP 7EJIX] VIKYPEXMSRW
7EJIX] MRWXVYGXMSRW JSV [IPHMRK [SVO SR XLI QEGLMRI

 7EJIX] MRWXVYGXMSRW JSV [IPHMRK [SVO SR


XLI QEGLMRI
 1EMR GSQTSRIRXW JSV TS[IV XVERWQMWWMSR WYGL EW XLI ZILMGPI JVEQI ERH
EXXEGLQIRX GSQTSRIRXW   QE] SRP] FI [IPHIH F] XLI QERYJEGXYVIV SV ER
EYXLSVMWIH [SVOWLST
(MWGSRRIGX XLI FEXXIV] [LIR [SVOMRK SR XLI IPIGXVMGEP W]WXIQ SV [LIR
GEVV]MRK SYX EVG [IPHMRK SR XLI QEGLMRI
%P[E]W HMWGSRRIGX XLI RIKEXMZI XIVQMREP JMVWX ERH VIGSRRIGX MX PEWX
3R QEGLMRIW [MXL IPIGXVSRMG KIEVFS\ GSRXVSP YRMXW
i %PWS HMWGSRRIGX XLI QYPXMTMR TPYK SR XLI IPIGXVSRMG KIEVFS\ GSRXVSP YRMX
FIJSVI WXEVXMRK ER] [IPHMRK [SVO SR XLI QEGLMRI
8LI IEVXL GEFPI SJ XLI [IPHMRK HIZMGI WLSYPH FI EXXEGLIH EW GPSWI EW
TSWWMFPI XS XLI EGXYEP [IPHMRK PSGEXMSR WS XLEX MX MW RSX TSWWMFPI JSV XLI
[IPHMRK GYVVIRX XS JPS[ XLVSYKL GSQTSRIRXW SV WIEPMRK IPIQIRXW WYGL EW
XLI WPI[MRK VMRK NSMRXW FIEVMRKW FYWLIW VYFFIV GSQTSRIRXW   ERH WIEPW

 -RWXVYGXMSRW JSV [SVOMRK WEJIP] SR XLI


[SVOMRK EXXEGLQIRX
 (S RSX [SVO YRHIV XLI EXXEGLQIRX MW MX MW RSX VIWXMRK SR XLI KVSYRH SV
WYTTSVXIH
 ;LIR VITPEGMRK EXXEGLQIRX GSQTSRIRXW HIGEPW GYXXMRK IHKI XIIXL   
HS RSX PIX QIXEP VIWX SR QIXEP
 (S RSX XV] XS PMJX LIEZ] TEVXW 3RP] YWI WYMXEFPI IUYMTQIRX [MXL WYJJMGMIRX
PSEH GETEGMX]
 %P[E]W [IEV KPSZIW [LIR [SVOMRK [MXL [MVI VSTIW
 2IZIV VIPIEWI L]HVEYPMG PMRIW SV FSPXW FIJSVI WIXXMRK HS[R XLI [SVOMRK
EXXEGLQIRX ERH WLYXXMRK HS[R XLI IRKMRI
&IJSVI WXEVXMRK ER] [SVO SR XLI L]HVEYPMG GMVGYMX ]SY QYWX EPWS TVIWW XLI
[SVOMRK L]HVEYPMGW PSGOSYX FYXXSR ERH EGXYEXI EPP TMPSX GSRXVSP YRMXW NS]WXMGO
ERH TIHEPW MR FSXL HMVIGXMSRW MR SVHIV XS VIHYGI XLI GSRXVSP TVIWWYVI ERH
EGGYQYPEXIH TVIWWYVI MR XLI STIVEXMRK GMVGYMXW =SY QYWX XLIR VIHYGI XLI
MRXIVREP XERO TVIWWYVI
 )RWYVI XLEX EPP PMRIW ERH XLVIEHIH GSYTPMRKW EVI VIGSRRIGXIH ERH VI
XMKLXIRIH SR GSQTPIXMSR SJ XLI NSF
 &I IWTIGMEPP] GEVIJYP [LIR VIQSZMRK SV MRWIVXMRK FSPXW ERH TMRW QEHI SJ
LEVHIRIH WXIIP EW XLI] GER WTPMRXIV GEYWMRK WIVMSYW MRNYV]
;IEV WEJIX] KPSZIW ERH KSKKPIW
;LIRIZIV TSWWMFPI YWI WTIGMEP XSSPW WYGL EW QERHVIPW I\XVEGXSVW   IXG

 7EJIX] MRWXVYGXMSRW JSV XVERWTSVXMRK XLI


QEGLMRI F] GVERI
 0S[IV XLI [SVOMRK EXXEGLQIRX ERH XMPX FEGO XLI PSEHMRK IUYMTQIRX XS MXW
PMQMX
 %TTP] XLI EVXMGYPEXMSR PSGO XLMW SRP] ETTPMIW XS [LIIP PSEHIVW [MXL EVXMGY
PEXIH WXIIVMRK 

0 0-)&,)66   
7EJIX] VIKYPEXMSRW 3TIVEXMRK 1ERYEP
7EJIX] MRWXVYGXMSRW JSV XVERWTSVXMRK XLI QEGLMRI F] GVERI

 1SZI EPP GSRXVSP PIZIVW XS XLI RIYXVEP TSWMXMSR ERH IRKEKI XLI TEVOMRK
FVEOI
 7LYX HS[R XLI IRKMRI MR EGGSVHERGI [MXL XLI MRWXVYGXMSRW MR XLI STIVEXMRK
QERYEP
 0SGO XLI [SVOMRK L]HVEYPMGW FIJSVI PIEZMRK XLI HVMZIV W GEF
0SGO XLI [SVOMRK L]HVEYPMGW MR EGGSVHERGI [MXL XLI MRWXVYGXMSRW MR XLI
STIVEXMRK QERYEP
 0SGO EPP HSSVW GSZIVW ERH LSSHW SR XLI QEGLMRI
 3RP] EPPS[ I\TIVMIRGIH TIVWSRRIP XS WPMRK PSEHW ERH HMVIGX GVERI HVMZIVW
8LI TIVWSR KMZMRK HMVIGXMSRW QYWX VIQEMR MR WMKLX SJ XLI STIVEXSV SV EX
PIEWX FI MR WTSOIR GSRXEGX [MXL LMQ
 %XXEGL XLI PMJXMRK XEGOPI XS XLI PYKW ERH FSVI LSPIW TVSZMHIH SR XLI
QEGLMRI
 1EOI WYVI XLI PMJXMRK XEGOPI MW PSRK IRSYKL
 'EVIJYPP] PMJX XLI QEGLMRI
 '%98-32 /IIT SYX JVSQ YRHIV XLI QEGLMRI [LIR MX MW VEMWIH
 ;LIR VIWXEVXMRK XLI QEGLMRI TVSGIIH WXVMGXP] EGGSVHMRK XS XLI STIVEXMRK
QERYEP

 7EJI QEMRXIRERGI SJ L]HVEYPMG LSWIW


ERH LSWI PMRIW
 2IZIV EXXIQTX XS VITEMV L]HVEYPMG PMRIW ERH L]HVEYPMG LSWIW
 %PP LSWIW LSWI PMRIW ERH XLVIEHIH GSYTPMRKW QYWX FI GLIGOIH VIKYPEVP] EX
XLI ZIV] PIEWX SRGI E ]IEV JSV PIEOW ERH ZMWMFPI WMKRW SJ HEQEKI
6ITPEGI HEQEKIH TEVXW MQQIHMEXIP] 3MP IWGETMRK YRHIV TVIWWYVI GER
GEYWI MRNYV] ERH JMVIW
 )ZIR [LIR TVSTIVP] WXSVIH ERH WYFNIGXIH XS RSVQEP PSEH LSWIW ERH LSWI
PMRIW EVI WYFNIGX XS REXYVEP EKIMRK 8LMW PMQMXW XLIMV WIVZMGI PMJI
 -QTVSTIV WXSVEKI QIGLERMGEP HEQEKI ERH I\GIWW WXVEMR EVI XLI QEMR
GEYWIW SJ HEQEKI
 ,SWI PMRIW WLSYPH RSX FI YWIH JSV PSRKIV XLER WM\ ]IEVW MRGPYHMRK WXSVEKI
SJ RS PSRKIV XLER X[S ]IEVW RSXI XLI HEXI SJ QERYJEGXYVI SR XLI LSWIW 
 9WMRK XLI LSWIW GPSWI XS XLIMV QE\MQYQ WXVEMR GER WLSVXIR XLIMV WIVZMGI
PMJI IK LMKL XIQTIVEXYVIW JVIUYIRX QSZIQIRX I\XVIQIP] LMKL MQTYPWI
JVIUYIRGMIW ERH QYPXMTPI WLMJX STIVEXMSR 
 ,SWIW ERH LSWI PMRIW QYWX FI VITPEGIH [LIR MRWTIGXMSRW VIZIEP XLI
JSPPS[MRK
'VMXIVME
i (EQEKI XS XLI SYXIV PE]IV TIRIXVEXMRK XS XLI MRRIV PE]IV IK EFVEWMSR
GYXW ERH GVEGOW
i )QFVMXXPIQIRX SJ XLI SYXIV PE]IV GVEGOW MR XLI LSWI QEXIVMEP
i (IJSVQEXMSR SJ XLI REXYVEP WLETI SJ XLI LSWI SV XLI LSWI PMRI FSXL
[LIR TVIWWYVMWIH ERH HITVIWWYVMWIH SV EX FIRHW IK PE]IV WITEVE
XMSR FPMWXIVMRK
i 0IEOW
i *EMPYVI XS SFWIVZI MRWXEPPEXMSR VIUYMVIQIRXW
i (EQEKI SV HIJSVQEXMSR SJ XLI LSWI JMXXMRKW [LMGL VIHYGIW XLI WXVIRKXL
SJ XLI JMXXMRKW SV XLI GSRRIGXMSR FIX[IIR XLI JMXXMRK ERH XLI LSWI
i 7PMTTEKI SJ XLI LSWI SYX SJ XLI JMXXMRK
i 'SVVSWMSR SJ XLI JMXXMRK MQTEMVMRK MXW JYRGXMSR ERH WXVIRKXL
i )\GIIHIH WXSVEKI XMQI SV WIVZMGI PMJI

   0-)&,)66 0
3TIVEXMRK 1ERYEP 7EJIX] VIKYPEXMSRW
7EJI QEMRXIRERGI SJ L]HVEYPMG LSWIW ERH LSWI PMRIW

 3RP] YWI KIRYMRI WTEVI TEVXW XS VITPEGI LSWIW ERH LSWI PMRIW
 0E] ERH JMX LSWIW ERH LSWI PMRIW MR XLI TVSTIV QERRIV (S RSX W[MXGL XLI
GSRRIGXMSRW

 %XXEGLQIRXW ERH EGGIWWSVMIW


 %XXEGLQIRXW ERH EGGIWWSVMIW TVSHYGIH F] XLMVHTEVX] QERYJEGXYVIVW SV
XLSWI [LMGL LEZI RSX FIIR KIRIVEPP] ETTVSZIH F] 0-)&,)66 JSV MRWXEPPE
XMSR SV JSV I\XIVREP JMXXMRK QE] RSX FI MRWXEPPIH SV JMXXIH SR XLI QEGLMRI
[MXLSYX TVMSV [VMXXIR GSRWIRX JVSQ 0-)&,)66
 8LI ETTVSTVMEXI XIGLRMGEP HSGYQIRXEXMSR WLSYPH FI QEHI EZEMPEFPI XS
0-)&,)66 JSV XLMW TYVTSWI
 ;LIR EHHMRK SV GSRZIVXMRK IUYMTQIRX SV X]VIW XLI WXEFMPMX] SJ XLI QEGLMRI
QYWX FI XIWXIH ERH IRWYVIH MR EGGSVHERGI [MXL )2 
7II EPWS XLI XIGLRMGEP HEXE WIGXMSR MR GLETXIV 

 4VSXIGXMSR EKEMRWX ZMFVEXMSRW


 8LI ZMFVEXMSRW XS [LMGL QSFMPI GSRWXVYGXMSR QEGLMRIW EVI WYFNIGXIH EVI
QEMRP] HYI XS XLI [E] XLI] EVI YWIH
8LI JSPPS[MRK TEVEQIXIVW MR TEVXMGYPEV LEZI E KVIEX IJJIGX
i 8IVVEMR GSRHMXMSRW FYQTW ERH TSXLSPIW
i 3TIVEXMRK QIXLSHW WTIIH WXIIVMRK FVEOMRK YWI SJ XLI GSRXVSPW [LMPI
HVMZMRK ERH [LMPI [SVOMRK
 8LI EQSYRX SJ ZMFVEXMSR HITIRHW XS E PEVKI I\XIRX SR XLI QEGLMRI
STIVEXSV FIGEYWI LI HIXIVQMRIW XLI WTIIH KIEV VEXMS [SVOMRK QIXLSHW
ERH HMWXERGI GSZIVIH
8LMW VIWYPXW MR E [MHI VERKI SJ HMJJIVIRX ZMFVEXMSRW JSV XLI WEQI X]TI SJ
QEGLMRI
 8LI QEGLMRI STIVEXSV GER VIHYGI SZIVEPP ZMFVEXMSR F] JSPPS[MRK XLIWI
VIGSQQIRHEXMSRW

0 0-)&,)66   
7EJIX] VIKYPEXMSRW 3TIVEXMRK 1ERYEP
4VSXIGXMSR EKEMRWX ZMFVEXMSRW

i 7IPIGX E WYMXEFPI QEGLMRI IUYMTQIRX ERH EGGIWWSVMIW JSV XLI NSF


i 9WI E QEGLMRI IUYMTTIH [MXL E WYMXEFPI WIEX MI JSV IEVXL[SVOMRK
QEGLMRIW E WIEX [LMGL GSQTPMIW [MXL )2 -73  
i /IIT XLI WIEX MR KSSH GSRHMXMSR ERH EHNYWX MX EW JSPPS[W
d %HNYWX XLI WIEX ERH MXW WYWTIRWMSR EGGSVHMRK XS XLI LIMKLX ERH
[IMKLX SJ XLI HVMZIV
d 6IKYPEVP] GLIGO XLI WYWTIRWMSR ERH EHNYWXQIRX QIGLERMWQW SJ XLI
WIEX ERH QEOI WYVI XLI WIEX MW OITX MR XLI GSRHMXMSR WTIGMJMIH F]
XLI QERYJEGXYVIV
i 'LIGO XLI WIVZMGI GSRHMXMSR SJ XLI QEGLMRI IWTIGMEPP] XLI X]VI TVIW
WYVI FVEOIW WXIIVMRK QIGLERMGEP GSRRIGXMSRW IXG
i (S RSX WXIIV FVEOI EGGIPIVEXI WLMJX KIEVW SV PSEH XLI [SVOMRK EXXEGL
QIRX SJ XLI QEGLMRI WYHHIRP]
i %HNYWX XLI WTIIH SJ XLI QEGLMRI XS XLI HMWXERGI XS FI HVMZIR MR SVHIV
XS VIHYGI ZMFVEXMSRW
d 7PS[ HS[R [LIR HVMZMRK SZIV HMJJMGYPX XIVVEMR
d (VMZI EVSYRH SFWXEGPIW ERH EZSMH HMJJMGYPX XIVVEMR
i /IIT XLI EVIE SR [LMGL XLI QEGLMRI MW STIVEXIH MR E XMH] GSRHMXMSR
d 6IQSZI ER] PEVKI VSGOW ERH SFWXEGPIW
d *MPP MR ER] XVIRGLIW SV LSPIW
d ,EZI QEGLMRIW EZEMPEFPI XS QEMRXEMR KSSH XIVVEMR ERH TPER WYJJM
GMIRX XMQI XS HS WS
i 8VEZIP SZIV PSRKIV HMWXERGIW IK TYFPMG VSEHW EX E WYMXEFPI QIHMYQ
WTIIH
i *SV QEGLMRIW [LMGL EVI SJXIR HVMZIR SR STIR VSEHW YWI E WTIGMEP
EHHMXMSREP W]WXIQ MJ EZEMPEFPI XS VIHYGI ZMFVEXMSRW HYVMRK XLMW X]TI SJ
YWI
-J WYGL W]WXIQW EVI RSX EZEMPEFPI GSRXVSP ]SYV WTIIH XS WXST XLI
QEGLMRI JVSQ WLEOMRK

   0-)&,)66 0
 3TIVEXMSR ,ERHPMRK

 0E]SYX SJ GSRXVSP IPIQIRXW

-RWMHI ZMI[ SJ XLI HVMZIV W GEF


 6EHMS WTIEOIV  7XIIVMRK GSPYQR EHNYWXQIRX PI  )QIVKIRG] I\MX HSSV LERHPI
 7YR ZMWSV ZIV VMKLXLERH HSSV
 -RXIVMSV PMKLXW [MXL W[MXGL  +EW TIHEP  -KRMXMSR W[MXGL
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&IJSVI IRXIVMRK XLI HVMZIV W GEF
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8LI FEXXIV] QEMR W[MXGL MW PSGEXIH MR XLI IRKMRI GSQTEVXQIRX
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3RP] KIX SR ERH SJJ XLI QEGLMRI YWMRK XLI EGGIWW EMHW TVSZMHIH
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7II XLI WIGXMSR SR XLI IQIVKIRG] I\MX

;EVRMRK =SY VMWO MRNYV] MJ ]SY NYQT SV JEPP SJJ XLI QEGLMRI
 9WI XLI WXITW PEHHIVW ERH LERHPIW TVSZMHIH JSV KIXXMRK SR ERH SJJ
 2IZIV NYQT HS[R JVSQ XLI QEGLMRI

;EVRMRK =SY GSYPH FI MRNYVIH MJ XLI QEGLMRI WYHHIRP] QSZIW


 (S RSX LSPH SRXS XLI WXIIVMRK GSPYQR XLI GSRXVSP TERIP SV XLI GSRXVSP
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0 0-)&,)66 


3TIVEXMSR ,ERHPMRK 3TIVEXMRK 1ERYEP
3TIVEXMSR

)RXIVMRK XLI HVMZIV W GEF

)RXIVMRK XLI GEF


 ,ERHPI [MXL PSGO  (SSV LSPHIV PIZIV
 (SSV LSPHIV

d 3TIR XLI PSGO SJ XLI GEF HSSV [MXL XLI MKRMXMSR OI]
d 3TIR XLI GEF HSSV [MXL XLI HSSV LERHPI  YRXMP MX PEXGLIW MR XLI HSSV
LSPHIV 
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d 9WI XLI HSSV LSPHIV PIZIV  XS PSGO ERH YRPSGO XLI GEF HSSV

0IEZMRK XLI HVMZIV W GEF

0IEZMRK XLI GEF


 (SSV STIRIV PIZIV  (SSV LSPHIV PIZIV
 (SSV LSPHIV

d 3TIR XLI GEF HSSV [MXL XLI HSSV STIRIV PIZIV  YRXMP MX PEXGLIW MR XLI
HSSV LSPHIV 
d 0IEZI XLI GEF
d 9WI XLI HSSV LSPHIV PIZIV  XS PSGO ERH YRPSGO XLI GEF HSSV
d 0SGO XLI GEF HSSV [MXL XLI MKRMXMSR OI]

 )QIVKIRG] I\MX


8LI VMKLXLERH HVMZIVtW GEF HSSV MW TVSZMHIH EW ER IQIVKIRG] I\MX ERH
XLIVIJSVI WLSYPH SRP] FI YWIH MR XLMW IZIRX
&IJSVI WXEVXMRK YT XLI QEGLMRI GLIGO XLEX ]SY GER I\MX XLI GEF XLVSYKL
XLI VMKLXLERH HSSV JVSQ MRWMHI [MXLSYX ER] LMRHVERGI

 0-)&,)66 0


3TIVEXMRK 1ERYEP 3TIVEXMSR ,ERHPMRK
3TIVEXMSR

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7[MXGLMRK SJJ XLI IRKMRI

;EVRMRK 8LIVI MW E VMWO SJ EGGMHIRXW MJ ]SY PIEZI XLI IRKMRI VYRRMRK


-J ]SY PIEZI XLI GEF F] XLI IQIVKIRG] I\MX [MXL XLI IRKMRI VYRRMRK MX
MRGVIEWIW XLI VMWO SJ EGGMHIRXW JSV XLI HVMZIV ERH ER] EY\MPMEV] WXEJJ
 (IEGXMZEXI XLI HVMZMRK ERH [SVOMRK JYRGXMSRW

d 8YVR SJJ XLI IRKMRI


%PP JYRGXMSRW EVI W[MXGLIH SJJ

)QIVKIRG] I\MX
 (SSV STIRIV PIZIV  (SSV LSPHIV

d 3TIR XLI VMKLX GEF HSSV [MXL XLI HSSV STIRIV PIZIV  YRXMP MX PEXGLIW MR
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)QIVKIRG] I\MX
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d 8S GPSWI XLI VMKLX GEF HSSV


9WI XLI HSSV GPSWIV PIZIV  XS YRPSGO XLI GEF HSSV

0 0-)&,)66 


3TIVEXMSR ,ERHPMRK 3TIVEXMRK 1ERYEP
3TIVEXMSR

 (VMZIV W WIEX [MXL QIGLERMGEP WYWTIRWMSR


8LI IVKSRSQMGEPP] HIWMKRIH HVMZIV W WIEX SJJIVW E LMKL HIKVII SJ GSQJSVX
8LI EHNYWXEFPI WIEX WYVJEGI FEGO VIWX WYWTIRWMSR ERH EVQ VIWX QIER XLEX
XLI HVMZIV GER EHNYWX XLI WIEX JSV QE\MQYQ MRHMZMHYEP GSQJSVX
:MFVEXMSR HEQTMRK
8LI WIEX MRWXEPPIH MR XLI QEGLMRI GSQTPMIW [MXL -73 
;LIR XLI QEGLMRI MW YWIH GSVVIGXP] XLI ZMFVEXMSRW XVERWQMXXIH F] XLI
HVMZIV W WIEX EVI PIWW XLER SV IUYEP XS XLI ZMFVEXMSRW WMQYPEXIH MR XIWX
GSRHMXMSRW JSV XLI GSVVIWTSRHMRK QEGLMRI GPEWW MR EGGSVHERGI [MXL -73
 GPEWW )1
8LI ZMFVEXMSR EGGIPIVEXMSR ZEPYIW E>;  QIEWYVIH MR EGGSVHERGI [MXL -73
 4EVX  XLYW QIIX XLI WXERHEVHW JSV TVSXIGXMSR EKEMRWX SZIVEPP FSH]
ZMFVEXMSRW MR )2 

0E]SYX

1EMR GSQTSRIRXW ERH EHNYWXEFPI IPIQIRXW SJ XLI HVMZIV WIEX


 ;IMKLX HMWTPE]  7IEX LIEXMRK W[MXGL STXMSREP
 ;IMKLX EHNYWXQIRX  0YQFEV WYTTSVX ORSF
 ,IMKLX EHNYWXQIRX  &EGO VIWX EHNYWXQIRX PIZIV
 0SGOMRK WGVI[ JSV EVQ VIWX  7IEX FIPX
LSVM^SRXEP EHNYWXQIRX  7IEX WYVJEGI
 0SGOMRK WGVI[ JSV EVQ VIWX MR  (VMZIV W WIEX LSVM^SRXEP EHNYWX
GPMREXMSR EHNYWXQIRX QIRX PIZIV
 %VQ VIWX  7IEX WYVJEGI MRGPMREXMSR EHNYWX
 0SGOMRK WGVI[ JSV EVQ VIWX QIRX PIZIV
LIMKLX EHNYWXQIRX  7IEX WYVJEGI LSVM^SRXEP
 &EGO VIWX EHNYWXQIRX PIZIV

%HNYWXMRK XLI HVMZIV W WIEX


8LI WIEX GER FI EHNYWXIH XS XLI HVMZIV W MRHMZMHYEP VIUYMVIQIRXW XS TVSZMHI
XLI LMKLIWX TSWWMFPI HIKVII SJ GSQJSVX

 0-)&,)66 0


3TIVEXMRK 1ERYEP 3TIVEXMSR ,ERHPMRK
3TIVEXMSR

%HNYWXMRK XLI HVMZIV W WIEX JSV HVMZMRK SR VSEHW

;EVRMRK 8LIVI MW E VMWO SJ MRNYVMIW MJ XLI HVMZIV W WIEX MW RSX TVSTIVP] EHNYWXIH
 ;LIR HVMZMRK SR TYFPMG VSEHW XLI HVMZIV W WIEX QE] SRP] FI EHNYWXIH
[LIR XLI QEGLMRI MW EX E WXERHWXMPP

d %HNYWX XLI HVMZIV W WIEX FIJSVI WXEVXMRK XLI QEGLMRI

%HNYWXMRK XLI HVMZIV W WIEX LSVM^SRXEPP]

,SVM^SRXEP EHNYWXQIRX SJ XLI HVMZIV W WIEX


8LI WIEX GER FI QSZIH FEGO[EVH SV JSV[EVH YWMRK XLI PIZIV 
d 4YPP XLI PIZIV  MR XLI HMVIGXMSR SJ XLI EVVS[
d %HNYWX XLI HVMZIV W WIEX LSVM^SRXEPP] ERH VIPIEWI XLI PIZIV

%HNYWXMRK XLI HVMZIV W WIEX LSVM^SRXEPP]

,SVM^SRXEP EHNYWXQIRX SJ XLI HVMZIV W WIEX WYVJEGI


8LI WIEX GER FI QSZIH FEGO[EVH SV JSV[EVH YWMRK XLI PIZIV 
d 4YWL YT XLI PIZIV 
d %HNYWX XLI WYVJEGI SJ XLI HVMZIV W WIEX LSVM^SRXEPP] ERH VIPIEWI XLI
PIZIV

%HNYWXMRK XLI MRGPMREXMSR SJ XLI WIEX WYVJEGI

%HNYWXMRK XLI MRGPMREXMSR SJ XLI HVMZIV W WIEX WYVJEGI


8LI WIEX GER FI QSZIH YT SV HS[R YWMRK XLI PIZIV 
d 4YWL YT XLI PIZIV 
d %HNYWX XLI WYVJEGI SJ XLI HVMZIV W WIEX ZIVXMGEPP] ERH VIPIEWI XLI PIZIV

0 0-)&,)66 


3TIVEXMSR ,ERHPMRK 3TIVEXMRK 1ERYEP
3TIVEXMSR

%HNYWXMRK XLI WIEX WYWTIRWMSR

;IMKLX EHNYWXQIRX
8LI WIEX WYWTIRWMSR GER FI EHNYWXIH XS XLI HVMZIV W MRHMZMHYEP FSH] [IMKLX
d 7IX XLI GSVVIGX FSH] [IMKLX YWMRK XLI ORSF 
8LI HMWTPE] XS XLI VMKLX SJ XLI ORSF WLS[W XLI WIX FSH] [IMKLX

%HNYWXMRK XLI WIEX LIMKLX

7IEX LIMKLX EHNYWXQIRX


%HNYWX XLI WIEX LIMKLX F] PMJXMRK YT XLI WIEX [MXL ]SYV LERH 8LI LIMKLX GER
FI EHNYWXIH XS WIZIVEP PIZIPW
d 0MJX YT XLI WIEX EW RIGIWWEV] YRXMP ]SY LIEV MX GEXGL -J ]SY PMJX XLI WIEX
XS XLI PEWX PIZIP EW JEV EW MX [MPP KS  MX WMROW XS XLI PS[IWX TSWMXMSR

%HNYWXMRK XLI FEGO VIWX

-RGPMREXMSR SJ XLI FEGO VIWX


%HNYWX XLI MRGPMREXMSR SJ XLI FEGO VIWX YWMRK XLI PIZIV  SR XLI PIJX SJ XLI
HVMZIV W WIEX
d 6EMWI XLI PIZIV 
d 1SZI XLI WIEX XS XLI VIUYMVIH MRGPMREXMSR ERH VIPIEWI XLI PIZIV

 0-)&,)66 0


3TIVEXMRK 1ERYEP 3TIVEXMSR ,ERHPMRK
3TIVEXMSR

%HNYWXMRK XLI PYQFEV WYTTSVX

0YQFEV WYTTSVX
8LI PYQFEV WYTTSVX MRGVIEWIW XLI GSQJSVX SJ XLI HVMZIV
d 8YVRMRK XLI LERH [LIIP  XS XLI PIJX SV VMKLX IREFPIW ]SY XS MRHMZMHYEPP]
EHETX FSXL XLI LIMKLX ERH XLI GYVZI SJ XLI FEGO YTLSPWXIV]

%HNYWXMRK XLI EVQ VIWX

%VQ VIWX EHNYWXQIRX


8LI LIMKLX MRGPMREXMSR ERH LSVM^SRXEP TSWMXMSR SJ XLI EVQ VIWXW GER FI
EHNYWXIH WITEVEXIP]
d ,IMKLX EHNYWXQIRX VIPIEWI XLI GPEQT WGVI[  EHNYWX XLI LIMKLX ERH
PSGO MX MR TPEGI
d -RGPMREXMSR EHNYWXQIRX PSSWIR XLI GPEQT WGVI[  EHNYWX XLI MRGPMREXMSR
ERH PSGO MX MR TPEGI
d ,SVM^SRXEP EHNYWXQIRX PSSWIR XLI GPEQT WGVI[  EHNYWX XLI EVQ VIWX
LSVM^SRXEPP] ERH PSGO MX MR TPEGI

 (VMZIV W WIEX [MXL TRIYQEXMG WYWTIRWMSR


8LMW IUYMTQIRX MW STXMSREP
8LI IVKSRSQMGEPP] HIWMKRIH HVMZIV W WIEX SJJIVW E LMKL HIKVII SJ GSQJSVX
8LI EHNYWXEFPI WIEX WYVJEGI FEGO VIWX WYWTIRWMSR ERH EVQ VIWX QIER XLEX
XLI HVMZIV GER EHNYWX XLI WIEX JSV QE\MQYQ MRHMZMHYEP GSQJSVX

0 0-)&,)66 


3TIVEXMSR ,ERHPMRK 3TIVEXMRK 1ERYEP
3TIVEXMSR

:MFVEXMSR HEQTMRK
8LI WIEX MRWXEPPIH MR XLI QEGLMRI GSQTPMIW [MXL -73 
;LIR XLI QEGLMRI MW YWIH GSVVIGXP] XLI ZMFVEXMSRW XVERWQMXXIH F] XLI
HVMZIV W WIEX EVI PIWW XLER SV IUYEP XS XLI ZMFVEXMSRW WMQYPEXIH MR XIWX
GSRHMXMSRW JSV XLI GSVVIWTSRHMRK QEGLMRI GPEWW MR EGGSVHERGI [MXL -73
 GPEWW )1
8LI ZMFVEXMSR EGGIPIVEXMSR ZEPYIW E>;  QIEWYVIH MR EGGSVHERGI [MXL -73
 4EVX  XLYW QIIX XLI WXERHEVHW JSV TVSXIGXMSR EKEMRWX SZIVEPP FSH]
ZMFVEXMSRW MR )2 

0E]SYX

1EMR GSQTSRIRXW ERH EHNYWXEFPI IPIQIRXW SJ XLI HVMZIV WIEX


 ;IMKLX EHNYWXQIRX  &EGO VIWX EHNYWXQIRX PIZIV
 ,IMKLX EHNYWXQIRX  7IEX FIPX
 0SGOMRK WGVI[ JSV EVQ VIWX  7IEX WYVJEGI
LSVM^SRXEP EHNYWXQIRX  0IZIV JSV LSVM^SRXEP WYWTIR
 0SGOMRK WGVI[ JSV EVQ VIWX MR WMSR
GPMREXMSR EHNYWXQIRX  0IZIV JSV LSVM^SRXEP
 %VQ VIWX EHNYWXQIRX
 0SGOMRK WGVI[ JSV EVQ VIWX  7IEX WYVJEGI MRGPMREXMSR EHNYWX
LIMKLX EHNYWXQIRX QIRX PIZIV
 &EGO VIWX  7IEX WYVJEGI LSVM^SRXEP EHNYWX
 7IEX LIEXMRK W[MXGL STXMSREP QIRX PIZIV
 0YQFEV WYTTSVX ORSF

%HNYWXMRK XLI HVMZIV W WIEX


8LI WIEX GER FI EHNYWXIH XS XLI HVMZIV W MRHMZMHYEP VIUYMVIQIRXW XS TVSZMHI
XLI LMKLIWX TSWWMFPI HIKVII SJ GSQJSVX

   0-)&,)66 0
3TIVEXMRK 1ERYEP 3TIVEXMSR ,ERHPMRK
3TIVEXMSR

%HNYWXMRK XLI HVMZIV W WIEX JSV HVMZMRK SR VSEHW

;EVRMRK 8LIVI MW E VMWO SJ MRNYVMIW MJ XLI HVMZIV W WIEX MW RSX TVSTIVP] EHNYWXIH
 ;LIR HVMZMRK SR TYFPMG VSEHW XLI HVMZIV W WIEX QE] SRP] FI EHNYWXIH
[LIR XLI QEGLMRI MW EX E WXERHWXMPP

d %HNYWX XLI HVMZIV W WIEX FIJSVI WXEVXMRK XLI QEGLMRI

%HNYWXMRK XLI HVMZIV W WIEX LSVM^SRXEPP]

,SVM^SRXEP EHNYWXQIRX SJ XLI HVMZIV W WIEX


8LI WIEX GER FI QSZIH FEGO[EVH SV JSV[EVH YWMRK XLI PIZIV 
d 4YPP XLI PIZIV  MR XLI HMVIGXMSR SJ XLI EVVS[
d %HNYWX XLI HVMZIV W WIEX LSVM^SRXEPP] ERH VIPIEWI XLI PIZIV

%HNYWXMRK XLI HVMZIV W WIEX LSVM^SRXEPP]

,SVM^SRXEP EHNYWXQIRX SJ XLI HVMZIV W WIEX WYVJEGI


8LI WIEX GER FI QSZIH FEGO[EVH SV JSV[EVH YWMRK XLI PIZIV 
d 4YWL YT XLI PIZIV 
d %HNYWX XLI WYVJEGI SJ XLI HVMZIV W WIEX LSVM^SRXEPP] ERH VIPIEWI XLI
PIZIV

%HNYWXMRK XLI MRGPMREXMSR SJ XLI WIEX WYVJEGI

%HNYWXMRK XLI MRGPMREXMSR SJ XLI HVMZIV W WIEX WYVJEGI


8LI WIEX GER FI QSZIH YT SV HS[R YWMRK XLI PIZIV 
d 4YWL YT XLI PIZIV 
d %HNYWX XLI WYVJEGI SJ XLI HVMZIV W WIEX ZIVXMGEPP] ERH VIPIEWI XLI PIZIV

0 0-)&,)66   
3TIVEXMSR ,ERHPMRK 3TIVEXMRK 1ERYEP
3TIVEXMSR

%GXMZEXMRK ERH HIEGXMZEXMRK LSVM^SRXEP WYWTIRWMSR SR XLI


HVMZIV W WIEX

,SVM^SRXEP WYWTIRWMSR
9RHIV GIVXEMR GSRHMXMSRW ]SY GER MRGVIEWI GSQJSVX F] EGXMZEXMRK XLI LSVM
^SRXEP WYWTIRWMSR 8LMW IREFPIW XLI HVMZIV W WIEX XS FIXXIV EFWSVF WLSGOW
MR XLI HMVIGXMSR SJ XVEZIP
d 4SWMXMSR  ! LSVM^SRXEP WYWTIRWMSR SR
d 4SWMXMSR  ! LSVM^SRXEP WYWTIRWMSR SJJ

%HNYWXMRK XLI WIEX WYWTIRWMSR

;IMKLX EHNYWXQIRX
8LI WIEX WYWTIRWMSR GER FI EHNYWXIH XS XLI HVMZIV W MRHMZMHYEP FSH] [IMKLX
d 7IX XLI GSVVIGX FSH] [IMKLX F] FVMIJP] TYPPMRK XLI PIZIV 
8LI HVMZIV QYWX FI MR XLI RSVQEP WIEXIH TSWMXMSR [LIR QEOMRK XLMW
EHNYWXQIRX

%HNYWXMRK XLI WIEX LIMKLX

7IEX LIMKLX EHNYWXQIRX


8LI WIEX LIMKLX GER FI EHNYWXIH TVSKVIWWMZIP] YWMRK ER EMV WYWTIRWMSR
W]WXIQ
d %PXIV XLI WIEX LIMKLX F] TYPPMRK SV TYWLMRK XLI PIZIV  EPP XLI [E] MR SV
SYX
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   0-)&,)66 0
3TIVEXMRK 1ERYEP 3TIVEXMSR ,ERHPMRK
3TIVEXMSR

%HNYWXMRK XLI FEGO VIWX

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%HNYWX XLI MRGPMREXMSR SJ XLI FEGO VIWX YWMRK XLI PIZIV  SR XLI PIJX SJ XLI
HVMZIV W WIEX
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d 1SZI XLI WIEX XS XLI VIUYMVIH MRGPMREXMSR ERH VIPIEWI XLI PIZIV

%HNYWXMRK XLI PYQFEV WYTTSVX

0YQFEV WYTTSVX
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0 0-)&,)66   
3TIVEXMSR ,ERHPMRK 3TIVEXMRK 1ERYEP
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d ,IMKLX EHNYWXQIRX VIPIEWI XLI GPEQT WGVI[  EHNYWX XLI LIMKLX ERH
PSGO MX MR TPEGI
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ERH PSGO MX MR TPEGI
d ,SVM^SRXEP EHNYWXQIRX PSSWIR XLI GPEQT WGVI[  EHNYWX XLI EVQ VIWX
LSVM^SRXEPP] ERH PSGO MX MR TPEGI

 7IEX FIPX

7EJIX] EWTIGXW SJ XLI WIEX FIPX

%P[E]W [IEV E WIEX FIPX


8LI HVMZIV W GEF MW IUYMTTIH [MXL VSPPSZIV TVSXIGXMSR 6347 
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XLI WIEX FIPX LEW FIIR JEWXIRIH
8LMW WIGXMSR HIWGVMFIW XLI WEJIX] GSRWMHIVEXMSRW JSV [IEVMRK XLI WIEX FIPX

;EVRMRK 8LIVI MW E VMWO SJ MRNYVMIW MJ XLI WIEX FIPX MW RSX JEWXIRIH


-J XLI QEGLMRI MW FVEOIH SV WXSTW EFVYTXP] XLI HVMZIV QE] WYJJIV WIZIVI
MRNYVMIW MJ LI MW RSX [IEVMRK E WIEX FIPX
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QEGLMRI

   0-)&,)66 0
3TIVEXMRK 1ERYEP 3TIVEXMSR ,ERHPMRK
3TIVEXMSR

(ERKIV 8LIVI MW E VMWO SJ MRNYVMIW MJ XLI WIEX FIPX MW RSX JEWXIRIH


-J XLI QEGLMRI XMTW SV VSPPW SZIV XLI HVMZIV GSYPH WYJJIV JEXEP MRNYVMIW MJ LI MW
RSX [IEVMRK E WIEX FIPX
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QEGLMRI

d 8S KYEVERXII ]SYV WEJIX] VIKYPEVP] GLIGO XLI GSRHMXMSR JYRGXMSR ERH


JEWXIRMRK SJ XLI WIEX FIPX
d -QQIHMEXIP] VITPEGI HEQEKIH TEVXW
d 8LI WIEX FIPX QE] RSX FI X[MWXIH [LIR MR YWI

*EWXIRMRK XLI WIEX FIPX


8LI WIEX FIPX MW ER EYXSQEXMG FIPX
=SY HS RSX RIIH XS EHNYWX XLI FIPX PIRKXL

*EWXIRMRK XLI WIEX FIPX

d 4YPP XLI FIPX FYGOPI  SZIV ]SYV FSH] EX LMT PIZIP ERH TPYK MX MRXS XLI
WRET PSGO 
238) 8LI VSPPIV QE] PSGO MJ ]SY TYPP SYX XLI FIPX WYHHIRP]
d 'LIGO XLEX XLI WRET PSGO MW IRKEKIH F] TYPPMRK XLI GPEWTW

6IPIEWMRK XLI WIEX FIPX

6IPIEWMRK XLI WIEX FIPX

d 4YWL HS[R XLI PSGO FYXXSR SR XLI WRET PSGO 


d 0IX XLI FIPX FYGOPI  WPS[P] [MRH YT XLI VSPPIV

0 0-)&,)66   
3TIVEXMSR ,ERHPMRK 3TIVEXMRK 1ERYEP
3TIVEXMSR

 7XIIVMRK GSPYQR ERH WXIIVMRK [LIIP

0E]SYX
8LI WXIIVMRK GSPYQR [MXL XLI WXIIVMRK [LIIP ERH WXIIVMRK GSPYQR W[MXGL MW
MRXIKVEXIH MR XLI WXIIVMRK GSRWSPI

%HNYWXMRK XLI WXIIVMRK GSPYQR


8LI WXIIVMRK [LIIP GER FI EHNYWXIH XS WYMX XLI HVMZIV F] EHNYWXMRK XLI
WXIIVMRK GSPYQR
8LI WXIIVMRK [LIIP GER FI EHNYWXIH TVSKVIWWMZIP]

;EVRMRK 8LIVI MW E VMWO SJ MRNYVMIW MJ XLI WXIIVMRK GSPYQR MW RSX TVSTIVP] EHNYWXIH
 ;LIR HVMZMRK SR TYFPMG VSEHW XLI WXIIVMRK GSPYQR QE] SRP] FI EHNYWXIH
[LIR XLI QEGLMRI MW EX E WXERHWXMPP

%HNYWXMRK XLI WXIIVMRK GSPYQR


 7XIIVMRK GSPYQR  0IZIV
 7XIIVMRK [LIIP

d 4VIWW HS[R XLI PIZIV  [MXL ]SYV JSSX MR XLI HMVIGXMSR SJ XLI EVVS[
d 4YPP SV TYWL XLI WXIIVMRK [LIIP  XS EHNYWX XLI WXIIVMRK GSPYQR  EW
VIUYMVIH
d 6IPIEWI XLI PIZIV  XS PSGO XLI WXIIVMRK GSPYQR  MR XLI WIPIGXIH TSWM
XMSR

 'SRXVSP TERIP


8LI GSRXVSP TERIP MW QSYRXIH SR XLI GEF JPSSV XS XLI VMKLX SJ XLI HVMZIV W
WIEX
8LI GSRXVSP TERIP GER FI EHNYWXIH XS WYMX XLI WIEX TSWMXMSR ERH EVQ PIRKXL
SJ XLI HVMZIV
%HNYWXMRK XLI TSWMXMSR SJ XLI GSRXVSP TERIP TVSZMHIW QE\MQYQ GSQJSVX  ERH
XLIVIJSVI WEJIX]  JSV XLI HVMZIV

   0-)&,)66 0
3TIVEXMRK 1ERYEP 3TIVEXMSR ,ERHPMRK
3TIVEXMSR

%HNYWXMRK XLI GSRXVSP TERIP XS XLI WIEX TSWMXMSR ERH EVQ


PIRKXL SJ XLI HVMZIV

'SRXVSP TERIP
 0SGOMRK PIZIV  'SRXVSP TERIP

;EVRMRK 8LI [SVOMRK EXXEGLQIRX GER GEYWI EGGMHIRXW MJ MX MW EGGMHIRXEPP] EGXYEXIH


 7IX HS[R XLI EXXEGLQIRX JPEX SR XLI KVSYRH

d 4YWL XLI PSGOMRK PIZIV 


8LI GSRXVSP TERIP QSZIW FEGO
d %HNYWX XLI GSRXVSP TERIP 
d 6IPIEWI XLI PSGOMRK PIZIV 
8LI GSRXVSP TERIP MW JM\IH

 -KRMXMSR W[MXGL

-KRMXMSR W[MXGL TSWMXMSR


 -KRMXMSR W[MXGL

8LI MKRMXMSR W[MXGL MW IUYMTTIH [MXL E VITIEX WXEVX PSGO


8LI MKRMXMSR OI] GER FI VIQSZIH [LIR MX MW MR XLI  TSWMXMSR [MXL XLI
IRKMRI W[MXGLIH SJJ

0 0-)&,)66   
3TIVEXMSR ,ERHPMRK 3TIVEXMRK 1ERYEP
3TIVEXMSR

;LIR XLI MKRMXMSR OI] MW MR XLI  TSWMXMSR SV TEVOMRK TSWMXMSR XLI JSPPS[MRK
YRMXW SR XLI MRWXVYQIRX TERIP GER FI W[MXGLIH SR
i ,E^EVH [EVRMRK W]WXIQ
i -RXIVMSV PMKLXMRK
;MXL XLI MKRMXMSR OI] MR XLI TEVOMRK TSWMXMSR
i ;SVOMRK JPSSHPMKLX
i *PEWLMRK FIEGSR STXMSREP
i 6EHMS STXMSREP

0E]SYX

7[MXGL TSWMXMSRW
4 i 4EVOMRK TSWMXMSR
 i  TSWMXMSR  IRKMRI SJJ
-KRMXMSR W[MXGL - i 'SRXEGX STIVEXMRK ERH TVIKPS[ TSWMXMSR
-- i 7XEVXMRK TSWMXMSR

7[MXGLMRK XLI IPIGXVMGEP W]WXIQ SR ERH SJJ


1EOI WYVI XLEX XLI FEXXIV] QEMR W[MXGL MW SR
d 7[MXGL XLI IPIGXVMGEP W]WXIQ SR SV SJJ [MXL XLI MKRMXMSR OI]

 7XIIVMRK GSPYQR W[MXGL


8LI WXIIVMRK GSPYQR W[MXGL MW QSYRXIH SR XLI WXIIVMRK GSPYQR

0E]SYX
8LI WXIIVMRK GSPYQRW W[MXGL GSRWMWXW SJ XLI JSPPS[MRK GSRXVSPW
i 8VEZIP HMVIGXMSR MRHMGEXSVW
i ,MKL FIEQ
i ,SVR ERH LIEHPMKLX JPEWLIV
i *VSRX [MRHWGVIIR [MTIV
i *VSRX [MRHWLMIPH [MTIV ERH [EWLIV W]WXIQ

   0-)&,)66 0
3TIVEXMRK 1ERYEP 3TIVEXMSR ,ERHPMRK
3TIVEXMSR

*YRGXMSR HIWGVMTXMSR

7XIIVMRK GSPYQR W[MXGL

*YRGXMSRW SJ XLI WXIIVMRK GSPYQR W[MXGL [LIR EGXMZEXIH MR IEGL HMVIGXMSR


E i (MVIGXMSR HMWTPE] VMKLX MRHMGEXSVW
F i (MVIGXMSR HMWTPE] PIJX MRHMGEXSVW
G i 'IRXVI TSWMXMSR RIYXVEP TSWMXMSR
H i ;MRHWLMIPH [MTIV JVSRX [MRHWLMIPH
d  i 0IZIP 
d . i -RXIVZEP
d - i 0IZIP -
d -- i 0IZIP --
I i :MWYEP [EVRMRK MRHMGEXSV LIEHPMKLX JPEWLIV
J i ,MKL FIEQ HVMZMRK PMKLX
K i %YHMFPI [EVRMRK MRHMGEXSV LSVR
L i ;MRHWLMIPH [MTIV  [EWLIV W]WXIQ JVSRX [MRHWLMIPH

 0MKLXMRK
1EOI WYVI XLEX XLI IPIGXVMGEP W]WXIQ MW W[MXGLIH SR

7[MXGLMRK SJJ XLI TEVOMRK PMKLX  HVMZMRK PMKLX


d 4VIWW XLI FYXXSR SRGI
8LI TEVOMRK PMKLX PMKLXW YT
d 4VIWW XLI FYXXSR EKEMR
8LI HVMZMRK PMKLX PMKLXW YT
d 8S W[MXGL SJJ XLI TEVOMRK PMKLX ERH HVMZMRK PMKLX TVIWW XLI FYXXSR E XLMVH
XMQI
%PP JYRGXMSRW EVI W[MXGLIH SJJ

0 0-)&,)66   
3TIVEXMSR ,ERHPMRK 3TIVEXMRK 1ERYEP
3TIVEXMSR

'EYXMSR 6MWO SJ HEQEKI XS XLI FEXXIV]


-J XLI FEXXIV] MW MR E HMWGLEVKIH GSRHMXMSR SZIV E PSRK TIVMSH SJ XMQI IK
PSRKIV XLER SRI QSRXL  XLI FEXXIV] GER RS PSRKIV FI VIGLEVKIH
 %ZSMH HMWGLEVKMRK XLI FEXXIV] EGGMHIRXEPP]

d ;LIR ]SY PIEZI XLI HVMZIV W GEF


1EOI WYVI XLEX ]SY LEZI RSX PIJX XLI TEVOMRK  HVMZMRK PMKLX SR

7[MXGLMRK SR LMKL FIEQ


1EOI WYVI XLEX XLI HVMZMRK PMKLX MW W[MXGLIH SR

'SRXVSP YRMX
 ,MKL FIEQ W]QFSP JMIPH  4EVOMRK PMKLXHVMZMRK PMKLX FYX
 4EVOMRK PMKLX 0)( XSR
 (VMZMRK PMKLX 0)(

d 4VIWW XLI FYXXSR  JSV XLI TEVOMRK PMKLXHVMZMRK PMKLX X[MGI


8LI 0)(W  ERH  PMKLX YT

7XIIVMRK GSPYQR W[MXGL ERH HMWTPE] YRMX


 7XIIVMRK GSPYQR W[MXGL  ,MKL FIEQ W]QFSP JMIPH

d 4YWL XLI WXIIVMRK GSPYQR W[MXGL  MR HMVIGXMSR J


8LI W]QFSP JMIPH  JSV LMKL FIEQ PMKLXW YT
,MKL FIEQ MW EGXMZEXIH

   0-)&,)66 0
3TIVEXMRK 1ERYEP 3TIVEXMSR ,ERHPMRK
3TIVEXMSR

7[MXGLMRK SJJ LMKL FIEQ

7XIIVMRK GSPYQR W[MXGL ERH HMWTPE] YRMX


 7XIIVMRK GSPYQR W[MXGL  ,MKL FIEQ W]QFSP JMIPH

d 8S W[MXGL FEGO XS PS[ FIEQ TYWL XLI WXIIVMRK GSPYQR W[MXGL  MR


HMVIGXMSR J
8LI W]QFSP JMIPH  JSV LMKL FIEQ KSIW SYX
8LI HVMZMRK PMKLX PMKLXW YT

 (MWTPE] YRMX


8LI PE]SYX ERH JYRGXMSR SJ XLI HMWTPE] YRMX EVI HIWGVMFIH MR XLMW WIGXMSR

0E]SYX

(MWTPE] YRMX
 8VEZIP WTIIH HMWTPE]  *SV[EVH XVEZIP HMVIGXMSR W]Q
 )QIVKIRG] WXIIVMRK GLIGO FSP JMIPH
W]QFSP JMIPH  ;SVOMRK L]HVEYPMGW PSGOSYX
 )QIVKIRG] WXIIVMRK W]QFSP W]QFSP JMIPH
JMIPH  6IZIVWI XVEZIP HMVIGXMSR W]Q
 &VEOI W]WXIQ EGGYQYPEXSV FSP JMIPH
TVIWWYVI W]QFSP JMIPH  ,]HVEYPMG SMP SZIVLIEXMRK W]Q
 .S]WXMGO WXIIVMRK W]QFSP JMIPH FSP JMIPH
 +IEV SMP SZIVLIEXMRK W]QFSP  %YXSQEXMG XVEZIP VERKI 
JMIPH W]QFSP JMIPH

0 0-)&,)66   
3TIVEXMSR ,ERHPMRK 3TIVEXMRK 1ERYEP
3TIVEXMSR

 %YXSQEXMG XVEZIP VERKI   ,MKL FIEQ W]QFSP JMIPH


W]QFSP JMIPH  (MVIGXMSR MRHMGEXSV W]WXIQ
 %YXSQEXMG XVEZIP VERKI  W]QFSP JMIPH
W]QFSP JMIPH  7XST W]QFSP JMIPH
 *M\IH KIEV  W]QFSP JMIPH  7IPIGXIH KIEV ERH XVEGXMZI
 *M\IH KIEV  W]QFSP JMIPH JSVGI GSRXVSP HMWTPE]
 8IQTSQEX 8 W]QFSP JMIPH  3ZIVWTIIH TVSXIGXMSR HMWTPE]
 2IYXVEP TSWMXMSR 2 W]QFSP JMIPH  *YIP WYTTP] W]QFSP JMIPH
 4EVOMRK FVEOI W]QFSP JMIPH  *YIP WYTTP] HMWTPE]
 %MV JMPXIV GSRXEQMREXMSR W]QFSP  )RKMRI SZIVLIEXMRK ERH GSSP
JMIPH ERX PIZIP W]QFSP JMIPH
 4VIKPS[ QSRMXSV W]QFSP JMIPH  'SSPERX XIQTIVEXYVI HMWTPE]
 7IKQIRX HMWTPE] JSV IRKMRI  )RKMRI SMP TVIWWYVI W]QFSP
WTIIH XMQI STIVEXMRK LSYVW JMIPH
WIKQIRX ERH WIVZMGI GSHIW  )RKMRI SMP TVIWWYVI HMWTPE]
 &EXXIV] GLEVKI GLEVKI GSRXVSP
W]QFSP JMIPH

8LI HMWTPE] YRMX MW QSYRXIH SR XLI VMKLX EX XLI JVSRX SJ XLI MRWXVYQIRX
TERIP
-X GSRWMWXW SJ XLI HMWTPE] W]QFSP 0'( ERH XLI FEGOPMKLXMRK
)EGL W]QFSP JMIPH MW IMXLIV VIH ]IPPS[ KVIIR SV FPYI

*YRGXMSR HIWGVMTXMSR
8VEZIP WTIIH HMWTPE]
8VEZIP WTIIH HMWTPE]
(MWTPE] JYRGXMSR
i 7LS[W XLI QEGLMRItW XVEZIP WTIIH

7IKQIRX HMWTPE]

)QIVKIRG] WXIIVMRK GLIGO MRHMGEXSV


)QIVKIRG] WXIIVMRK GLIGO W]QFSP JMIPH
7]QFSP JMIPH GSPSYV i VIH
0MKLXW YT FVMIJP] EJXIV XLI IRKMRI MW WXEVXIH
8LI W]QFSP JMIPH KSIW SYX SRGI XLI GLIGO LEW WYGGIWWJYPP] XEOIR TPEGI

)QIVKIRG] WXIIVMRK MRHMGEXSV


)QIVKIRG] WXIIVMRK W]QFSP JMIPH
7]QFSP JMIPH GSPSYV i VIH
;EVRMRK JYRGXMSRW
i 0MKLXW YT MJ XLI IRKMRI WLYXW HS[R SV MJ XLI WXIIVMRK TYQT JEMPW [LIR
XLI QEGLMRI MW QSZMRK
8LI IQIVKIRG] WXIIVMRK TYQT MW EGXMZEXIH JSV ETTVS\MQEXIP]  WIG
SRHW
7II EPWS XLI WIGXMSRW SR XLI GSRXVSP YRMX ERH IQIVKIRG] STIVEXMSR

%YHMFPI [EVRMRK
i ;LIR XLI IQIVKIRG] WXIIVMRK JYRGXMSR IQIVKIRG] WXIIVMRK TYQT MW
W[MXGLIH SR ER MRXIVZEP XSRI WSYRHW
8SRI WIUYIRGI  WIGSRH XSRI JSPPS[IH F]  WIGSRHW TEYWI

   0-)&,)66 0
3TIVEXMRK 1ERYEP 3TIVEXMSR ,ERHPMRK
3TIVEXMSR

&VEOI W]WXIQ EGGYQYPEXSV TVIWWYVI MRHMGEXSV


&VEOI W]WXIQ EGGYQYPEXSV TVIWWYVI W]QFSP JMIPH
7]QFSP JMIPH GSPSYV i VIH
0MKLXW YT [LIR XLI FVEOI EGGYQYPEXSV TVIWWYVI MW XSS PS[

;EVRMRK WIUYIRGI
i ;LIR E [EVRMRK MW VIGIMZIH XLI W]QFSP JMIPH PMKLXW YT
i 8LI [EVRMRK JYRGXMSR SJ XLI W]QFSP JMIPH MW EGGSQTERMIH EJXIV  QMR
YXIW F] E GSRXMRYSYW XSRI

.S]WXMGO WXIIVMRK MRHMGEXSV


.S]WXMGO WXIIVMRK W]QFSP JMIPH
7]QFSP JMIPH GSPSYV i VIH
0MKLXW YT HYVMRK STIVEXMSR SJ XLI QEGLMRI [MXL STXMSREP NS]WXMGO WXIIVMRK

+IEV SMP SZIVLIEXMRK MRHMGEXSV


+IEV SMP SZIVLIEXMRK W]QFSP JMIPH
7]QFSP JMIPH GSPSYV i VIH
0MKLXW YT [LIR XLI KIEV SMP XIQTIVEXYVI MW XSS LMKL

;EVRMRK WIUYIRGI
i ;LIR E [EVRMRK MW MWWYIH XLI W]QFSP JMIPH JPEWLIW JMVWX

*SV[EVH XVEZIP HMVIGXMSR MRHMGEXSV


*SV[EVH XVEZIP HMVIGXMSR W]QFSP JMIPH
7]QFSP JMIPH GSPSYV i ]IPPS[
(MWTPE]W XLEX XLI WIPIGXIH XVEZIP HMVIGXMSR SJ XLI QEGLMRI MW JSV[EVHW

*PEWLIW [LIR XLI MKRMXMSR OI] MW MR TSWMXMSR - SV --


-J XLI XVEZIP HMVIGXMSR W[MXGL MW WIX XS JSV[EVH

*PEWLIW [LIR XLI MKRMXMSR OI] MW MR TSWMXMSR --


;LIR XLI TEVOMRK FVEOI FYXXSR LEW FIIR TVIWWIH

;SVOMRK L]HVEYPMGW PSGOSYX MRHMGEXSV


;SVOMRK L]HVEYPMGW PSGOSYX W]QFSP JMIPH
7]QFSP JMIPH GSPSYV i ]IPPS[
0MKLXW YT [LIR XLI [SVOMRK L]HVEYPMGW PSGOSYX MW EGXMZEXIH

6IZIVWI XVEZIP HMVIGXMSR MRHMGEXSV


6IZIVWI XVEZIP HMVIGXMSR W]QFSP JMIPH
7]QFSP JMIPH GSPSYV i ]IPPS[
(MWTPE]W XLEX XLI WIPIGXIH XVEZIP HMVIGXMSR SJ XLI QEGLMRI MW VIZIVWI
*PEWLIW [LIR XLI MKRMXMSR OI] MW MR TSWMXMSR - SV --
-J XLI XVEZIP HMVIGXMSR W[MXGL MW EPVIEH] SV MW WXMPP WIX XS VIZIVWI

*PEWLIW [LIR XLI MKRMXMSR OI] MW MR TSWMXMSR --


;LIR XLI TEVOMRK FVEOI FYXXSR LEW FIIR TVIWWIH

0 0-)&,)66   
3TIVEXMSR ,ERHPMRK 3TIVEXMRK 1ERYEP
3TIVEXMSR

,]HVEYPMG SMP SZIVLIEXMRK MRHMGEXSV


,]HVEYPMG SMP SZIVLIEXMRK W]QFSP JMIPH
7]QFSP JMIPH GSPSYV i VIH
0MKLXW YT [LIR XLI L]HVEYPMG SMP XIQTIVEXYVI MW XSS LMKL

;EVRMRK WIUYIRGI
i 8LI W]QFSP JMIPH JPEWLIW PMKLXW YT MJ XLI L]HVEYPMG SMP XIQTIVEXYVI
I\GIIHW  ”'
%FSZI  ”' XLI WIVZMGI GSHI ) ETTIEVW MR XLI HMWTPE] YRMX
i 8LI [EVRMRK JYRGXMSR SJ XLI W]QFSP JMIPH MW EGGSQTERMIH F] E XSRI
WSYRHMRK EX MRXIVZEPW

%YHMFPI [EVRMRK
i ;LIR XLI L]HVEYPMG SMP XIQTIVEXYVI I\GIIHW  ”'
8SRI WIUYIRGI  WIGSRH XSRI JSPPS[IH F]  WIGSRHW TEYWI

8VEZIP VERKI  MRHMGEXSV


8VEZIP VERKI  W]QFSP JMIPH
7]QFSP JMIPH GSPSYV i ]IPPS[
(MWTPE]W XLEX XLI WIPIGXIH XVEZIP VERKI MW 

8VEZIP VERKI  MRHMGEXSV


8VEZIP VERKI  W]QFSP JMIPH
7]QFSP JMIPH GSPSYV i ]IPPS[
(MWTPE]W XLEX XLI WIPIGXIH XVEZIP VERKI MW 

8VEZIP VERKI  MRHMGEXSV


8VEZIP VERKI  W]QFSP JMIPH
7]QFSP JMIPH GSPSYV i ]IPPS[
(MWTPE]W XLEX XLI WIPIGXIH XVEZIP VERKI MW 

*M\IH KIEV  MRHMGEXSV


8VEZIP VERKI  W]QFSP JMIPH
7]QFSP JMIPH GSPSYV i ]IPPS[
(MWTPE]W XLEX XLI WIPIGXIH XVEZIP VERKI SJ XLI QEGLMRI MW 

*M\IH KIEV  MRHMGEXSV


8VEZIP VERKI  W]QFSP JMIPH
7]QFSP JMIPH GSPSYV i ]IPPS[
(MWTPE]W XLEX XLI WIPIGXIH XVEZIP VERKI SJ XLI QEGLMRI MW 

8IQTSQEX 8 MRHMGEXSV
8IQTSQEX 8 W]QFSP JMIPH
7]QFSP JMIPH GSPSYV i ]IPPS[
8LI QEGLMRI OIITW XS XLI XVEZIP WTIIH EX XLI XMQI XLI JYRGXMSR MW EG
XMZEXIH

   0-)&,)66 0
3TIVEXMRK 1ERYEP 3TIVEXMSR ,ERHPMRK
3TIVEXMSR

2IYXVEP TSWMXMSR 2 MRHMGEXSV


2IYXVEP TSWMXMSR 2 W]QFSP JMIPH
7]QFSP JMIPH GSPSYV i ]IPPS[
8LI XVEZIP HVMZI MW W[MXGLIH XS RIYXVEP

*PEWLIW [LIR XLI MKRMXMSR OI] MW MR TSWMXMSR - SV --


-J XLI XVEZIP HMVIGXMSR W[MXGL MW WIX XS JSV[EVH SV VIZIVWI

*PEWLIW [LIR XLI MKRMXMSR OI] MW MR TSWMXMSR --


;LIR XLI TEVOMRK FVEOI FYXXSR LEW FIIR TVIWWIH

4EVOMRK FVEOI EGXMZEXMSR MRHMGEXSV


4EVOMRK FVEOI W]QFSP JMIPH
7]QFSP JMIPH GSPSYV i VIH
;EVRMRK JYRGXMSRW
i 0MKLXW YT [LIR XLI MKRMXMSR OI] MW XYVRIH XS GSRXEGX STIVEXMRK ERH
TVIKPS[ TSWMXMSR -
i 0MKLXW YT [LIR XLI TEVOMRK FVEOI MW IRKEKIH
8LI W]QFSP JMIPH KSIW SYX [LIR XLI TEVOMRK FVEOI MW VIPIEWIH

%MV JMPXIV GSRXEQMREXMSR MRHMGEXSV


%MV JMPXIV GSRXEQMREXMSR W]QFSP JMIPH
7]QFSP JMIPH GSPSYV i ]IPPS[
0MKLXW YT [LIR XLI EMV JMPXIV MW LIEZMP] GSRXEQMREXIH

4VIKPS[ QSRMXSVMRK
4VIKPS[ QSRMXSV W]QFSP JMIPH
7]QFSP JMIPH GSPSYV i ]IPPS[
0MKLXW YT [LIR XLI MKRMXMSR OI] MW XYVRIH XS XLI MKRMXMSR STIVEXMSR ERH
TVIKPS[ TSWMXMSR  - ERH MR XLI WXEVXMRK TSWMXMSR --
8LI W]QFSP JMIPH KSIW SYX EX XLI IRH SJ XLI TVIKPS[ TIVMSH ERH [LIR XLI
IRKMRI MW WXEVXIH

0 0-)&,)66   
3TIVEXMSR ,ERHPMRK 3TIVEXMRK 1ERYEP
3TIVEXMSR

)RKMRI WTIIH XMQI STIVEXMRK LSYVW ERH WIVZMGI GSHI


MRHMGEXSV
7IKQIRX HMWTPE] JSV IRKMRI WTIIH VIEP XMQI STIVEXMRK LSYVW WIKQIRX SV
WIVZMGI GSHIW
*MIPH GSPSYV i KVI]
6IUYMVIQIRX XLI VIUYMVIH JYRGXMSR QYWX FI WIPIGXIH SR XLI GSRXVSP YRMX

(MWTPE] JYRGXMSRW
i (MWTPE]W XLI XMQI
i (MWTPE]W XLI IRKMRI WTIIH
i 7LS[W LS[ QER] LSYVW XLI QEGLMRI LEW FIIR MR STIVEXMSR
8LI WIVZMGI LSYVW EVI YWIH EW XLI FEWMW JSV XLI QEMRXIRERGI MRXIVZEPW
i (MWTPE]W XLI WIVZMGI GSHI MR XLI IZIRX SJ QEPJYRGXMSR

7IVZMGI GSHI WXVYGXYVI


*MIPH  ! ) TPYW *MIPH  ! WIVZMGI GSHI RYQFIV
8LI WIVZMGI GSHI HMWTPE] MW EGGSQTERMIH F] E FIIT
8SRI WIUYIRGI MQQIHMEXIP] EJXIV XLI WIVZMGI GSHI MW HMWTPE]IH  WIGSRH
PSRK SRGI SRP]
;LIR E WIVZMGI GSHI MW HMWTPE]IH [LMGL QIERW XLI QEGLMRI LEW XS FI
WXSTTIH XLI 7834 W]QFSP JMIPH EPWS PMKLXW YT
8LI WIKQIRX HMWTPE] KSIW SYX [LIR XLI MKRMXMSR MW W[MXGLIH SJJ -J
RIGIWWEV] JMVWX RSXI XLI WIVZMGI GSHI [LMGL MW HMWTPE]IH

&EXXIV] GLEVKI GSRXVSP MRHMGEXSV


&EXXIV] GLEVKI GLEVKI GSRXVSP W]QFSP JMIPH
7]QFSP JMIPH GSPSYV i VIH
;EVRMRK JYRGXMSRW
i 0MKLXW YT [LIR XLI MKRMXMSR OI] MW MR XLI MKRMXMSR TSWMXMSR -
8LI W]QFSP JMIPH KSIW SYX [LIR XLI IRKMRI MW WXEVXIH
i -X PMKLXW YT JSV MRWXERGI MJ XLI :VMFFIH HVMZI FIPX SJ XLI EPXIVREXSV
XIEVW

,MKL FIEQ EGXMZEXMSR MRHMGEXSV


,MKL FIEQ W]QFSP JMIPH
7]QFSP JMIPH GSPSYV i FPYI
0MKLXW YT [LIR XLI LMKL FIEQ MW EGXMZEXIH

(MVIGXMSR MRHMGEXSV W]WXIQ EGXMZEXMSR MRHMGEXSV


(MVIGXMSR MRHMGEXSV W]WXIQ W]QFSP JMIPH
7]QFSP JMIPH GSPSYV i KVIIR
;EVRMRK JYRGXMSRW
i *PEWLIW [LIR XLI WXIIVMRK GSPYQR W[MXGL MW EGXYEXIH XS HMWTPE] XLI
XVEZIP HMVIGXMSR
i *PEWLIW [LIR XLI LE^EVH [EVRMRK W]WXIQ MW EGXMZEXIH

   0-)&,)66 0
3TIVEXMRK 1ERYEP 3TIVEXMSR ,ERHPMRK
3TIVEXMSR

1EGLMRI WXST MRHMGEXSV


7XST W]QFSP JMIPH
7]QFSP JMIPH GSPSYV i VIH

0MKLXW YT
i -J XLIVI MW E WIVZMGI GSHI QIWWEKI [LMGL QIERW XLEX XLI QEGLMRI QYWX
FI WLYX HS[R
i -J XLI IRKMRI SZIVLIEXW
i -J XLI IRKMRI SMP TVIWWYVI MW XSS PS[
i -J XLI GSSPERX XIQTIVEXYVI MW XSS LMKL
i -J XLI GSSPERX PIZIP MW XSS PS[

8VEZIP VERKI SV XVEGXMZI JSVGI GSRXVSP MRHMGEXSV


7IKQIRX HMWTPE] JSV KIEV ERH XVEGXMZI JSVGI GSRXVSP
*MIPH GSPSYV i ]IPPS[
(MWTPE] JYRGXMSRW
7IKQIRX HMWTPE]
i 7LS[W XLI WIPIGXIH KIEV i + + +
i 7LS[W XLI WIPIGXIH XVEGXMZI JSVGI FIX[IIR  ERH  MR 
MRGVIQIRXW
i 7LS[W XLI EHNYWXEFPI XMQI MRXIVZEP SJ  XS  QMRYXIW JSV XLI STXMSREP
VIZIVWMRK SJ XLI JER HVMZI

3ZIVWTIIH TVSXIGXMSR MRHMGEXSV


3ZIVWTIIH TVSXIGXMSR WIKQIRX HMWTPE]
3ZIVWTIIH TVSXIGXMSR JMIPH 

7]QFSP JMIPH GSPSYV i VIH


;EVRMRK QIWWEKI
i *PEWLIW MJ XLI QEGLMRI MW STIVEXIH EX XSS LMKL E WTIIH
i %PWS XLI WIVZMGI GSHI ) ETTIEVW MR XLI HMWTPE] YRMX
i 8LI [EVRMRK JYRGXMSR SJ XLI W]QFSP JMIPH MW EGGSQTERMIH F] E WMRKPI
FIIT

0S[ JYIP WYTTP] MRHMGEXSV


*YIP WYTTP] W]QFSP JMIPH
7]QFSP JMIPH GSPSYV i VIH
*PEWLIW [LIR XLI HMIWIP JYIP MW HS[R XS VIWIVZI PIZIP

*YIP WYTTP] XERO GSRXIRX MRHMGEXSV


*YIP WYTTP] HMWTPE]
*MIPH GSPSYV i KVI] PMQMX VERKI [MXL VIWIVZI i VIH
7LS[W XLI GSRXIRX SJ XLI HMIWIP JYIP XERO

0 0-)&,)66   
3TIVEXMSR ,ERHPMRK 3TIVEXMRK 1ERYEP
3TIVEXMSR

)RKMRI SZIVLIEXMRK ERH GSSPERX PIZIP MRHMGEXSV


)RKMRI SZIVLIEXMRK ERH GSSPERX PIZIP W]QFSP JMIPH
7]QFSP JMIPH GSPSYV i VIH
;EVRMRK JYRGXMSRW
i *PEWLIW [LIR XLI GSSPERX XIQTIVEXYVI I\GIIHW  ”'
i 0MKLXW YT [LIR XLI GSSPERX PIZIP MW XSS PS[

;EVRMRK QIWWEKI [LIR XLI GSSPERX XIQTIVEXYVI I\GIIHW  ”'


i ;LIR E [EVRMRK MW MWWYIH XLI W]QFSP JMIPH JPEWLIW JMVWX
i 8LI WXST W]QFSP JMIPH PMKLXW YT
7II XLI WIGXMSR SR XLI QEGLMRI WXST MRHMGEXSV
i 8LI [EVRMRK JYRGXMSR SJ XLI W]QFSP JMIPH MW EGGSQTERMIH F] E GSRXMRY
SYW XSRI

;EVRMRK QIWWEKI [LIR XLI GSSPERX PIZIP MW XSS PS[


i ;LIR E [EVRMRK MW VIGIMZIH XLI W]QFSP JMIPH PMKLXW YT
i 8LI WXST W]QFSP JMIPH PMKLXW YT
7II XLI WIGXMSR SR XLI QEGLMRI WXST MRHMGEXSV
i 8LI [EVRMRK JYRGXMSR SJ XLI W]QFSP JMIPH MW EGGSQTERMIH F] E GSRXMRY
SYW XSRI

'SSPERX XIQTIVEXYVI MRHMGEXSV


'SSPERX XIQTIVEXYVI HMWTPE]
*MIPH GSPSYV i KVI]
7LS[W XLI GSSPERX XIQTIVEXYVI MR ”'

)RKMRI SMP TVIWWYVI MRHMGEXSV


)RKMRI SMP TVIWWYVI W]QFSP JMIPH
7]QFSP JMIPH GSPSYV i VIH
;EVRMRK JYRGXMSRW
i 0MKLXW YT [LIR XLI MKRMXMSR OI] MW MR XLI MKRMXMSR TSWMXMSR -
8LI W]QFSP JMIPH KSIW SYX [LIR XLI IRKMRI MW WXEVXIH
i *PEWLIW [LIR XLI IRKMRI SMP TVIWWYVI HVSTW
6IUYMVIQIRX XLI HMIWIP IRKMRI QYWX FI VYRRMRK

;EVRMRK WIUYIRGI
i ;LIR E [EVRMRK MW VIGIMZIH XLI W]QFSP JMIPH PMKLXW YT
%PWS XLI WIVZMGI GSHI ) ETTIEVW MR XLI HMWTPE] YRMX
i 8LI [EVRMRK JYRGXMSR SJ XLI W]QFSP JMIPH MW EGGSQTERMIH EJXIV 
WIGSRHW F] E GSRXMRYSYW XSRI

8LI WXST W]QFSP JMIPH PMKLXW YT


7II XLI WIGXMSR SR XLI QEGLMRI WXST MRHMGEXSV

)RKMRI SMP TVIWWYVI HMWTPE]


)RKMRI SMP TVIWWYVI HMWTPE]
*MIPH GSPSYV i KVI]
7LS[W IRKMRI SMP TVIWWYVI MR FEV

   0-)&,)66 0
3TIVEXMRK 1ERYEP 3TIVEXMSR ,ERHPMRK
3TIVEXMSR

 1IGLERMGEP WIVZMGI LSYVW GSYRXIV


8LI QEGLMRI MW IUYMTTIH [MXL ER EHHMXMSREP QIGLERMGEP WIVZMGI LSYVW
GSYRXIV

0E]SYX

7IVZMGI LSYVW GSYRXIV


 7IVZMGI LSYVW GSYRXIV

8LI QIGLERMGEP WIVZMGI LSYVW GSYRXIV  MW MR XLI MRWXVYQIRX TERIP XS XLI


VMKLX SJ XLI HVMZIV W WIEX

*YRGXMSR HIWGVMTXMSR
1EGLMRI WIVZMGI LSYVW MRHMGEXSV
1IGLERMGEP WIVZMGI LSYVW GSYRXIV
7LS[W LS[ QER] LSYVW XLI QEGLMRI LEW FIIR MR STIVEXMSR
8LI WIVZMGI LSYVW EVI YWIH EW XLI FEWMW JSV XLI QEMRXIRERGI MRXIVZEPW

 'SRXVSP YRMX


8LI HIWMKR ERH JYRGXMSR SJ XLI GSRXVSP YRMX EVI HIWGVMFIH MR XLMW WIGXMSR

0 0-)&,)66   
3TIVEXMSR ,ERHPMRK 3TIVEXMRK 1ERYEP
3TIVEXMSR

0E]SYX

'SRXVSP YRMX ZMI[ VSXEXIH F] ”


 8VEZIP VERKI HS[R FYXXSR  6IEV [MRHWLMIPH [MTIV ERH  (MWTPE] YRMX FVMKLXRIWW GSRXVSP
 8VEZIP VERKI YT FYXXSR [EWLIV W]WXIQ FYXXSR FYXXSR
 4EVOMRK PMKLXHVMZMRK PMKLX FYX  )RKMRI WTIIH GPSGO ERH WIV  )QIVKIRG] WXIIVMRK FYXXSR
XSR ZMGI LSYVW FYXXSR  6IEV [SVOMRK JPSSHPMKLXW
 4EVOMRK FVEOI FYXXSR  0MJX OMGOSYX FYXXSR FYXXSR
 *PEWLMRK FIEGSR FYXXSR  *PSEX TSWMXMSR FYXXSR  *VSRX [SVOMRK JPSSHPMKLXW FYX
 ,E^EVH [EVRMRK W]WXIQ FYXXSR  -RGVIEWI XVEGXMZI JSVGI FYXXSR XSR
 ;SVOMRK L]HVEYPMGW PSGOSYX  8VEGXMZI JSVGI EHNYWXQIRX FYX  8IQTSQEX FYXXSR
FYXXSR XSR
 6MHI GSRXVSP 0*( W]WXIQ FYX  6IHYGI XVEGXMZI JSVGI FYXXSR
XSR  &YGOIX VIXYVRXSHMK FYXXSR

8LI GSRXVSP YRMX MW MR XLI MRWXVYQIRX TERIP XS XLI VMKLX SJ XLI HVMZIVtW WIEX
%PP 3R3JJ FYXXSRW SR XLI GSRXVSP YRMX EVI IUYMTTIH [MXL 0)(W
;LIR XLI FYXXSR MW SR XLI 0)( PMKLXW YT VIH
;LIR XLI FYXXSR MW SJJ XLI 0)( PMKLXW KSIW SYX

*YRGXMSR HIWGVMTXMSR
7IPIGXMRK E PS[IV XVEZIP VERKI
8VEZIP VERKI HS[R FYXXSR
7IPIGXW E PS[IV XVEZIP VERKI
8LI WIPIGXIH XVEZIP VERKI MW MRHMGEXIH SR XLI HMWTPE] YRMX

7IPIGXMRK E LMKLIV XVEZIP VERKI


8VEZIP VERKI YT FYXXSR
7IPIGXW E LMKLIV XVEZIP VERKI
8LI WIPIGXIH XVEZIP VERKI MW MRHMGEXIH SR XLI HMWTPE] YRMX

   0-)&,)66 0
3TIVEXMRK 1ERYEP 3TIVEXMSR ,ERHPMRK
3TIVEXMSR

4EVOMRK PMKLX  HVMZMRK PMKLX


4EVOMRK PMKLXHVMZMRK PMKLX FYXXSR
*YRGXMSR JSV TEVOMRK PMKLX
i 7[MXGLIW XLI TEVOMRK PMKLX SR SV SJJ
4VIWW XLI FYXXSR SRGI XS EGXMZEXI XLI TEVOMRK PMKLX

*YRGXMSR JSV HVMZMRK PMKLX


i 7[MXGLIW XLI HVMZMRK PMKLX SR SV SJJ
4VIWW XLI FYXXSR X[MGI XS W[MXGL SR XLI HVMZMRK PMKLX

4VIWW XLI FYXXSR XLVII XMQIW XS W[MXGL SJJ EPP JYRGXMSRW

4EVOMRK FVEOI
4EVOMRK FVEOI FYXXSR
)RKEKIW SV VIPIEWIW XLI TEVOMRK FVEOI
4VIWW XLI W[MXGL XS IRKEKI SV VIPIEWI XLI TEVOMRK FVEOI

*PEWLMRK FIEGSR
8LMW IUYMTQIRX MW STXMSREP
*PEWLMRK FIEGSR FYXXSR
7[MXGLIW XLI JPEWLMRK FIEGSR SR ERH SJJ
8LI FYXXSR MW EPWS JYRGXMSREP [LIR XLI MKRMXMSR OI] MW MR XLI  TSWMXMSR SV
TEVOMRK TSWMXMSR

,E^EVH [EVRMRK W]WXIQ


,E^EVH [EVRMRK W]WXIQ FYXXSR
7[MXGLIW XLI LE^EVH [EVRMRK W]WXIQ SR SV SJJ
;LIR ]SY TVIWW XLI FYXXSR
i -J XLI LE^EVH [EVRMRK W]WXIQ W]QFSP JMIPH MW JPEWLMRK EPP JSYV JPEWLMRK
PMKLXW SR XLI QEGLMRI EVI SR
i -J XLI LE^EVH [EVRMRK W]WXIQ W]QFSP JMIPH KSIW SYX EPP JSYV JPEWLMRK
PMKLXW SR XLI QEGLMRI KS SYX

8LI FYXXSR MW EPWS JYRGXMSREP [LIR XLI MKRMXMSR OI] MW MR XLI  TSWMXMSR SV
TEVOMRK TSWMXMSR

;SVOMRK L]HVEYPMGW PSGOSYX


;SVOMRK L]HVEYPMGW PSGOSYX FYXXSR
(MWEFPIW ERH IREFPIW XLI [SVOMRK L]HVEYPMGW JYRGXMSRW
4VIWW XLI W[MXGL XS EGXMZEXI SV HIEGXMZEXI XLI [SVOMRK L]HVEYPMGW PSGOSYX

7[MXGLMRK VMHI GSRXVSP 0*( W]WXIQ SR SV SJJ


6MHI GSRXVSP 0*( W]WXIQ FYXXSR
7[MXGLIW XLI VMHI GSRXVSP W]WXIQ SR SV SJJ
8LI JYRGXMSR MW QIQSVMWIH EJXIV XLI MKRMXMSR MW W[MXGLIH SJJ ERH MW
XLYW WXMPP EGXMZI [LIR XLI MKRMXMSR MW W[MXGLIH SR EKEMR

6IEV [MRHWLMIPH [MTIV ERH [EWLIV W]WXIQ


6IEV [MRHWLMIPH [MTIV ERH [EWLIV W]WXIQ FYXXSR
7[MXGLIW XLI [MRHWLMIPH [MTIV ERH [EWLIV W]WXIQ JSV XLI VIEV [MRHS[ SR
SV SJJ

0 0-)&,)66   
3TIVEXMSR ,ERHPMRK 3TIVEXMRK 1ERYEP
3TIVEXMSR

7[MXGLMRK FIX[IIR XLI IRKMRI WTIIH GPSGO ERH WIVZMGI


LSYVW
)RKMRI WTIIH GPSGO ERH WIVZMGI LSYVW FYXXSR
7[MXGLIW XLI HMWTPE] FIX[IIR XLI IRKMRI WTIIH GPSGO ERH WIVZMGI LSYVW

7IXXMRK XLI GPSGO

'SRXVSP YRMX
 6IEV [MRHWLMIPH [MTIV ERH  *PSEX TSWMXMSR FYXXSR
[EWLIV W]WXIQ FYXXSR  0MJX OMGOSYX FYXXSR

7IXXMRK XLI GPSGO


i 4VIWW XLI FYXXSRW   ERH  EX XLI WEQI XMQI ERH W[MXGL SR XLI
IPIGXVMGEP W]WXIQ YWMRK XLI MKRMXMSR OI]
i 4VIWW XLI FYXXSR  XS W[MXGL JVSQ ]IEVW QSRXLW HE]W LSYVW SV QMR
YXIW
i 4VIWW XLI FYXXSR  XS MRGVIEWI XLI TVIWIX ZEPYIW
i 4VIWW XLI FYXXSR  XS HIGVIEWI XLI TVIWIX ZEPYIW
i 8S WEZI XLI WIXXMRKW W[MXGL SJJ XLI IPIGXVMGEP W]WXIQ [MXL XLI MKRMXMSR
OI]

7IVZMGI LSYVW MRHMGEXSV


%GXMZEXMRK XLI WIKQIRX HMWTPE]
i 7[MXGL SR XLI IPIGXVMGEP W]WXIQ YWMRK XLI MKRMXMSR OI]
i 4VIWW XLI IRKMRI WTIIH GPSGO ERH WIVZMGI LSYVW FYXXSR

8LI RYQFIV SJ LSYVW XLI QEGLMRI LEW FIIR MR STIVEXMSR MW HMWTPE]IH


8LI WIVZMGI LSYVW EVI YWIH EW XLI FEWMW JSV XLI QEMRXIRERGI MRXIVZEPW

0MJX OMGOSYX
0MJX OMGOSYX FYXXSR
7[MXGLIW XLI PMJX OMGOSYX JYRGXMSR SR ERH SJJ
;LIR XLI FYXXSR MW TVIWWIH E WSPIRSMH SR XLI TMPSX GSRXVSP HIZMGI MW
EGXMZEXIH
8LI 0-)&,)66 GSRXVSP PIZIV MW LIPH MR XLI VEMWIH PMJX EVQ TSWMXMSR F]
QEKRIXMG JSVGI

   0-)&,)66 0
3TIVEXMRK 1ERYEP 3TIVEXMSR ,ERHPMRK
3TIVEXMSR

*PSEX TSWMXMSR
*PSEX TSWMXMSR FYXXSR
7[MXGLIW XLI JPSEX TSWMXMSR JYRGXMSR SR SV SJJ
;LIR XLI FYXXSR MW TVIWWIH E WSPIRSMH SR XLI TMPSX GSRXVSP HIZMGI MW
EGXMZEXIH
%JXIV XLI 0-)&,)66 GSRXVSP PIZIV MW EGXYEXIH MX MW LIPH MR XLI PS[IV PMJX EVQ
TSWMXMSR F] QEKRIXMG JSVGI
8LI JYRGXMSR MW QIQSVMWIH EJXIV XLI MKRMXMSR MW W[MXGLIH SJJ ERH MW
XLYW WXMPP EGXMZI [LIR XLI MKRMXMSR MW W[MXGLIH SR EKEMR

-RGVIEWMRK XLI XVEGXMZI JSVGI


-RGVIEWI XVEGXMZI JSVGI FYXXSR
-RGVIEWIW XLI XVEGXMZI JSVGI SJ XLI QEGLMRI
8LI XVEGXMZI JSVGI MW WLS[R EW E TIVGIRXEKI FIX[IIR  ERH 
SR XLI HMWTPE] YRMX

8VEGXMZI JSVGI EHNYWXQIRX


8VEGXMZI JSVGI EHNYWXQIRX FYXXSR
4VITEVIW XLI XVEGXMZI JSVGI EHNYWXQIRX JYRGXMSR
8LI JYRGXMSR MW QIQSVMWIH EJXIV XLI MKRMXMSR MW W[MXGLIH SJJ ERH MW
XLYW WXMPP EGXMZI [LIR XLI MKRMXMSR MW W[MXGLIH SR EKEMR

6IHYGMRK XLI XVEGXMZI JSVGI


6IHYGI XVEGXMZI JSVGI FYXXSR
6IHYGIW XLI XVEGXMZI JSVGI SJ XLI QEGLMRI
8LI XVEGXMZI JSVGI MW WLS[R EW E TIVGIRXEKI FIX[IIR  ERH 
SR XLI HMWTPE] YRMX

&YGOIX VIXYVRXSHMK
&YGOIX VIXYVRXSHMK FYXXSR
7[MXGLIW XLI EYXSQEXMG FYGOIX VIXYVRXSHMK JYRGXMSR SR SV SJJ
;LIR XLI FYXXSR MW TVIWWIH E WSPIRSMH SR XLI TMPSX GSRXVSP HIZMGI MW
EGXMZEXIH
8LI 0-)&,)66 GSRXVSP PIZIV MW LIPH MR XLI FYGOIX XMPXMR TSWMXMSR F]
QEKRIXMG JSVGI
8LI JYRGXMSR MW QIQSVMWIH EJXIV XLI MKRMXMSR MW W[MXGLIH SJJ ERH MW
XLYW WXMPP EGXMZI [LIR XLI MKRMXMSR MW W[MXGLIH SR EKEMR

(MWTPE] YRMX FVMKLXRIWW GSRXVSP


(MWTPE] YRMX FVMKLXRIWW GSRXVSP FYXXSR
%HNYWXW XLI FVMKLXRIWW SJ XLI HMWTPE] YRMX

)QIVKIRG] WXIIVMRK
)QIVKIRG] WXIIVMRK FYXXSR
6ITIEX WXEVXW XLI IQIVKIRG] GSRXVSP TYQT JSV IQIVKIRG] WXIIVMRK JYRG
XMSRW
;LIR XLI MKRMXMSR MW W[MXGLIH SR TVIWW ERH LSPH XLI FYXXSR XS WXEVX XLI
IQIVKIRG] WXIIVMRK TYQT EKEMR
6IJIV XS XLI WIGXMSR SR XS[MRK XLI QEGLMRI [LIR XLI WXIIVMRK W]WXIQ LEW
FVSOIR HS[R

0 0-)&,)66   
3TIVEXMSR ,ERHPMRK 3TIVEXMRK 1ERYEP
3TIVEXMSR

6IEV [SVOMRK JPSSHPMKLXW


6IEV [SVOMRK JPSSHPMKLXW FYXXSR
7[MXGLIW XLI VIEV [SVOMRK JPSSHPMKLXW SR SV SJJ
4VIWW XLI FYXXSR XS W[MXGL XLI VIEV [SVOMRK JPSSHPMKLXW SR ERH SJJ
8LI FYXXSR MW EPWS JYRGXMSREP [LIR XLI MKRMXMSR OI] MW MR XLI  TSWMXMSR SV
TEVOMRK TSWMXMSR

*VSRX [SVOMRK JPSSHPMKLXW


*VSRX [SVOMRK JPSSHPMKLXW FYXXSR
7[MXGLIW XLI JVSRX [SVOMRK JPSSHPMKLXW SR SV SJJ
4VIWW XLI FYXXSR XS W[MXGL XLI JVSRX [SVOMRK JPSSHPMKLXW SR SV SJJ
8LI FYXXSR MW EPWS JYRGXMSREP [LIR XLI MKRMXMSR OI] MW MR XLI  TSWMXMSR SV
TEVOMRK TSWMXMSR

8IQTSQEX
8IQTSQEX FYXXSR
8LMW JYRGXMSR MW SRP] EZEMPEFPI [LIR XVEZIPPMRK JSV[EVH MR JM\IH KIEVW
 ERH 
%GXMZEXMSR
i ;LIR XLI QEGLMRI MW QSZMRK
8LI QEGLMRI OIITW XS XLI XVEZIP WTIIH EX XLI XMQI XLI JYRGXMSR MW
EGXMZEXIH
8LI WTIIH XLYW WIX MW XLI QE\MQYQ WTIIH
i ;LIR XLI QEGLMRI MW WXEXMSREV]
8LI QEGLMRI XVEZIPW EX XLI QMRMQYQ WTIIH SJ XLI WIPIGXIH KIEV
+IEV PIZIP   OQL
+IEV PIZIP   OQL

8LI JYRGXMSR MW HIEGXMZEXIH MR XLI JSPPS[MRK GSRHMXMSRW


i -J ]SY TVIWW XLI VIZIVWI XVEZIP HMVIGXMSR W[MXGL
8LI GSRXVSP IPIGXVSRMGW W[MXGL XS EYXSQEXMG XVEZIP VERKI %

(IEGXMZEXI XLI JYRGXMSR F] TVIWWMRK XLI XIQTSQEX FYXXSR EKEMR SV GLERKMRK


XLI XVEZIP VERKI

 0-)&,)66 GSRXVSP PIZIV


8LMW WIGXMSR HIWGVMFIW XLI HIWMKR ERH JYRGXMSR SJ XLI 0-)&,)66 GSRXVSP
PIZIV

0E]SYX

0, GSRXVSP PIZIV

   0-)&,)66 0
3TIVEXMRK 1ERYEP 3TIVEXMSR ,ERHPMRK
3TIVEXMSR

 0, GSRXVSP PIZIV
 /MGOHS[R FYXXSR
 %HHMXMSREP IUYMTQIRX FYXXSR 
 'SQJSVX GSRXVSP W[MXGL 
 8VEZIP HMVIGXMSR W[MXGL

-RXIKVEXIH GSRXVSPW
i 0IZIV [MXL TMPSX GSRXVSP YRMX JSV GSRXVSPPMRK XLI [SVOMRK EXXEGLQIRX
i &YXXSR JSV OMGOHS[R WLMJXMRK
i &YXXSR JSV GSRXVSPPMRK ER EHHMXMSREP L]HVEYPMG JYRGXMSR

IK STXMSREP EHHMXMSREP IUYMTQIRX LMKL HYQT FYGOIX
i 'SQJSVX GSRXVSP FYXXSR

IK STXMSREP L]HVEYPMG UYMGOGLERKI HIZMGI
i 7[MXGL JSV GLERKMRK XVEZIP HMVIGXMSR FIX[IIR JSV[EVH ERH VIZIVWI

*YRGXMSR HIWGVMTXMSR
9WI XLI 0-)&,)66 GSRXVSP PIZIV 0, GSRXVSP PIZIV XS GSRXVSP XLI XVEZIP
HMVIGXMSR ERH QSZIQIRXW SJ XLI [SVOMRK EXXEGLQIRX

7[MXGLMRK XLI XVEZIP HMVIGXMSR


8LI XVEZIP HMVIGXMSR GERRSX FI WIPIGXIH [LMPI XLI TEVOMRK FVEOI MW IRKEKIH
=SY GER GLERKI XLI XVEZIP HMVIGXMSR YWMRK W[MXGL  SR XLI 0, GSRXVSP PIZIV
7II XLI WIGXMSR SR HVMZMRK MR GLETXIV 

0, GSRXVSP PIZIV
 8VEZIP HMVIGXMSR W[MXGL  ! 2IYXVEP XVEZIP HMVIGXMSR
* ! *SV[EVH XVEZIP HMVIGXMSR 6 ! 6IZIVWI XVEZIP HMVIGXMSR

d 7IPIGXMRK XLI XVEZIP HMVIGXMSR


4VIWW XLI W[MXGL  EGGSVHMRK XS XLI HMVIGXMSR ]SY [ERX XS XVEZIP MR
7]QFSP JMIPHW EVI YWIH XS WLS[ XLI WIPIGXIH XVEZIP HMVIGXMSR SR XLI
MRWXVYQIRX TERIP MR XLI HMWTPE] YRMX
7II XLI WIGXMSR SR XLI HMWTPE] YRMX MR GLETXIV 

0 0-)&,)66   
3TIVEXMSR ,ERHPMRK 3TIVEXMRK 1ERYEP
3TIVEXMSR

9WMRK XLI OMGOHS[R JYRGXMSR


;LIR XLI IPIGXVMGEP W]WXIQ MW W[MXGLIH SR XLI HIJEYPX WIXXMRKW EVI XLI
EYXSQEXMG XVEZIP VERKI % ERH XLI XVEZIP HVMZI MW WIX XS RIYXVEP 2
&SXL EVI WLS[R MR XLI HMWTPE] YRMX
8LI OMGOHS[R JYRGXMSR GER SRP] FI WIPIGXIH [LIR XLI QEGLMRI MW QSZMRK
/MGOHS[R WLMJXMRK MW TSWWMFPI [LMPI QSZMRK JSV[EVHW SV VIZIVWMRK MR XLI
JSPPS[MRK XVEZIP VERKIW  % % % ERH EX IZIV] XVEZIP WTIIH
9WI 7II XLI WIGXMSR SR OMGOHS[R WLMJXMRK MR XLI HVMZMRK WIGXMSR

0, GSRXVSP PIZIV
 0, GSRXVSP PIZIV  8VEZIP HMVIGXMSR W[MXGL
 /MGOHS[R FYXXSR

7IPIGXMSR TVSGIHYVIW JSV OMGOHS[R WLMJXMRK


i ;LIR ]SY TVIWW XLI FYXXSR  XLI QEGLMRI MW EYXSQEXMGEPP]
L]HVSWXEXMGEPP] FVEOIH
8LI KIEVFS\ EYXSQEXMGEPP] WLMJXW XS JMVWX KIEV
8LMW QIERW XLEX XLI KIEV MW EYXSQEXMGEPP] WLMJXIH JVSQ  XS  ERH XLIR
JVSQ  XS 
i ;LIR ]SY HVMZI [MXLSYX VIWMWXERGI JMVWX KIEV MW EGXMZI JSV  WIGSRHW
JVSQ XLI XMQI XLI FYXXSR  MW TVIWWIH
8LI QEGLMRI XLIR EYXSQEXMGEPP] WLMJXW XS WIGSRH KIEV [LIR XLI WTIIH
MRGVIEWIW EKEMR
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MW VIWMWXERGI

%W PSRK EW XLI OMGOHS[R JYRGXMSR MW EGXMZEXIH ]SY GERRSX HVMZI JEWXIV XLER
 OQL MR JMVWX KIEV
d 8S HIEGXMZEXI XLI OMGOHS[R JYRGXMSR
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   0-)&,)66 0
3TIVEXMRK 1ERYEP 3TIVEXMSR ,ERHPMRK
3TIVEXMSR

'SRXVSPPMRK XLI [SVOMRK EXXEGLQIRX


8LI KVMT SJ XLI 0, GSRXVSP PIZIV MW QIGLERMGEPP] PMROIH XS XLI TMPSX GSRXVSP
HIZMGI HMVIGXP] YRHIVRIEXL MX

(MVIGXMSRW SJ QSZIQIRX SJ XLI 0, GSRXVSP PIZIV


E &EGO G 0IJX
F *SV[EVH XS EGXMSR TSMRX H 6MKLX
F *SV[EVH XS PMQMX IL (MEKSREP

d 'SRXVSP XLI [SVOMRK EXXEGLQIRX F] QSZMRK XLI 0, GSRXVSP PIZIV 

1SZIQIRXW SJ XLI 0, GSRXVSP PIZIV ERH EWWSGMEXIH JYRGXMSRW


E i 6EMWIW XLI PMJX EVQ
F i 2SVQEP PS[IVMRK JYRGXMSR i XLI PMJX EVQ MW PS[IVIH WPS[P]
F i *EWX PS[IVMRK JYRGXMSR i XLI PMJX EVQ MW PS[IVIH UYMGOP]
G i 8MPXW XLI FYGOIX MR
H i 8MPXW XLI FYGOIX SYX
I i 6EMWIW XLI PMJX EVQ [LMPI XMPXMRK XLI FYGOIX MR
J i 0S[IVW XLI PMJX EVQ [LMPI XMPXMRK XLI FYGOIX SYX
K i 6EMWIW XLI PMJX EVQ [LMPI XMPXMRK XLI FYGOIX SYX
L i 0S[IVW XLI PMJX EVQ [LMPI XMPXMRK XLI FYGOIX MR

'SQJSVX GSRXVSP
8LMW IUYMTQIRX MW STXMSREP

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FYGOIX

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 8LI XMPXMR ERH XMPXSYX JYRGXMSR XMPX G]PMRHIV GERRSX FI YWIH EX XLI WEQI
XMQI EW GSQJSVX GSRXVSP

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7II XLI WIGXMSR SR YWMRK XLI L]HVEYPMG UYMGOGLERKI HIZMGI IPIG
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d 4VIWW ERH LSPH HS[R XLI GSQJSVX GSRXVSP FYXXSR 


d 9WI XLI 0, GSRXVSP PIZIV  XS QSZI XLI [SVOMRK EXXEGLQIRX ZME XLI
EHHMXMSREP GSRXVSP GMVGYMX EGGIWWSV] OMX 
%R I\EQTPI SJ XLMW MW XMPXMRK XLI LMKL HYQT FYGOIX MR SV SYX YWMRK XLI
FYGOIX G]PMRHIV
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GSRXVSP JYRGXMSR MW MRXIVVYTXIH
8LI [SVOMRK EXXEGLQIRX MW XLYW QSZIH ZME XLI GSRXVSP GMVGYMX SJ XLI [SVOMRK
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%R I\EQTPI SJ XLMW MW XMPXMRK XLI EXXEGLQIRX MR SV SYX YWMRK XLI XMPX G]PMRHIV

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8LMW IUYMTQIRX MW STXMSREP
8LI GSRXVSP PIZIV JSV EHHMXMSREP [SVOMRK JYRGXMSRW EHHMXMSREP GSRXVSP PIZIV
MW MRWXEPPIH XS XLI VMKLX SJ XLI 0, GSRXVSP PIZIV MR XLI MRWXVYQIRX TERIP

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'SRXVSPPMRK XLI STXMSREP EXXEGLQIRX


-J ER STXMSREP EXXEGLQIRX [MXL ER MRHITIRHIRX GSRXVSP GMVGYMX MW EXXEGLIH XS
XLI PMJX EVQ MX MW GSRXVSPPIH F] XLI EHHMXMSREP GSRXVSP PIZIV

(MVIGXMSRW SJ QSZIQIRX SJ XLI EHHMXMSREP GSRXVSP PIZIV


E i &EGO F i *SV[EVH

d =SY GER GSRXVSP XLI STXMSREP EXXEGLQIRX YWMRK XLI EHHMXMSREP GSRXVSP
PIZIV 
1SZIQIRXW SJ XLI EHHMXMSREP GSRXVSP PIZIV ERH EWWSGMEXIH JYRGXMSRW
Ei JYRGXMSR HITIRHW SR XLI X]TI SJ STXMSREP IUYMTQIRX EXXEGLIH
Fi JYRGXMSR HITIRHW SR XLI X]TI SJ STXMSREP IUYMTQIRX EXXEGLIH

d 1EOI WYVI ]SY EVI JEQMPMEV [MXL XLI STIVEXMSR SJ XLI STXMSREP
EXXEGLQIRX MRWXEPPIH
6IJIV XS XLI WIGXMSR SR STIVEXMSR SV XS XLI STIVEXMRK QERYEP JSV
EHHMXMSREP IUYMTQIRX

 ,IEXMRK ERH ZIRXMPEXMSR


8LI HVMZIV W GEF MW IUYMTTIH [MXL E [EVQ [EXIV LIEXMRK W]WXIQ
8LI GSRXVSPW EVI PSGEXIH MR XLI XST VMKLX SJ XLI GEF

8LI MRXEOI EMV MW JMPXIVIH XLVSYKL X[S WIVZMGIEFPI HV] JMPXIV GEVXVMHKIW ERH
HMVIGXIH XS XLI EHNYWXEFPI EMV JPS[ RS^^PIW MR XLI GEF XLVSYKL XLI LIEX
MRKEMVGSRHMXMSRMRK YRMX
1EOI WYVI XLEX
i 8LI WLYXSJJ ZEPZIW SR XLI XLIVQSWXEX LSYWMRK SJ XLI HMIWIP IRKMRI EVI
STIR
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 &PS[IV 3** FYXXSR  ,IEXIV FYXXSR

d 8S VIKYPEXI XLI XIQTIVEXYVI


4VIWW XLI LIEXIV FYXXSR  [MXL XLI TPYW SV QMRYW WMKR

d 8S WTIIH YT XLI [EVQMRK TVSGIWW


4VIWW XLI LIEXIV FYXXSR  [MXL XLI TPYW WMKR XS XLI LMKLIWX PIZIP
d 4VIWW XLI FPS[IV FYXXSR  XS PIZIP 
0)(W MRHMGEXI XLI WIX XIQTIVEXYVI VERKI

%HNYWXMRK XLI FPS[IV


8LI JMPXIVW SJ XLI LIEXMRKEMVGSRHMXMSRMRK YRMX QYWX FI VIKYPEVP] WIVZMGIH MR
SVHIV XS IRWYVI KSSH ZIRXMPEXMSR
8LI EMV JPS[ MW MQTEMVIH MJ XLI JMPXIV MW HMVX]
7II XLI WIGXMSR SR QEMRXIRERGI XEWOW MR GLETXIV 
8LI EMV SYXPIX RS^^PIW MR XLI GEF QYWX EPWS FI STIR

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3TIVEXMRK 1ERYEP 3TIVEXMSR ,ERHPMRK
3TIVEXMSR

'EYXMSR 8LI IZETSVEXSV QE] FI HEQEKIH MJ XLI VIGMVGYPEXIH EMV JMPXIV MW RSX TVIWIRX
-J XLIVI MW RS VIGMVGYPEXIH EMV JMPXIV SV JVIWL EMV JMPXIV XLI GPSWIP] QIWLIH
HIIT IZETSVEXSV JMRW [MPP UYMGOP] FIGSQI HMVX]
-X MW XLIR RIGIWWEV] XS VITPEGI XLI IZETSVEXSV EW GPIERMRK MW RS PSRKIV
TSWWMFPI
 2IZIV STIVEXI XLI LIEXIVEMVGSRHMXMSRMRK YRMX [MXLSYX JMPXIVW
d 8S W[MXGL SR XLI FPS[IV
4VIWW SRI SJ XLI FPS[IV PIZIP FYXXSRW  i 
*VIWL EMV ERH GMVGYPEXMRK EMV MW EYXSQEXMGEPP] FPS[R MRXS XLI GEF
d 4VIWW XLI FPS[IV PIZIP FYXXSRW   i  XS EHNYWX XLI EMV JPS[
&PS[IV WTIIHW
i 0IZIP  i [IEO EMV JPS[
i 0IZIP  SV  i QIHMYQ EMV JPS[
i 0IZIP  i WXVSRK EMV JPS[
d 8S W[MXGL SJJ XLI FPS[IV
4VIWW XLI FPS[IV 3** FYXXSR 

 %MVGSRHMXMSRMRK W]WXIQ


%PP HVMZIV W GEFW EVI JMXXIH [MXL EMVGSRHMXMSRMRK YRMXW
8LI MRXEOI EMV MW JMPXIVIH XLVSYKL X[S WIVZMGIEFPI HV] JMPXIV GEVXVMHKIW ERH
HMVIGXIH MRXS XLI GEF ZME XLI IZETSVEXSV LIEX I\GLERKIV ERH EHNYWXEFPI
SYXPIX RS^^PIW

9WMRK XLI EMVGSRHMXMSRMRK W]WXIQ


-R SVHIV XS IRWYVI XLEX XLI EMVGSRHMXMSRMRK W]WXIQ VIQEMRW MR KSSH [SVOMRK
SVHIV MX MW EHZMWEFPI XS W[MXGL MX SR IZIV]  HE]W
;LIR XLI EMVGSRHMXMSRMRK W]WXIQ MW MR YWI XLI WLEJX WIEP VMRK MR XLI
EMVGSRHMXMSRMRK GSQTVIWWSV MW PYFVMGEXIH 8LMW TVIZIRXW GSSPERX IWGETMRK
JVSQ XLI EMVGSRHMXMSRMRK GSQTVIWWSV

,IEXIV FPS[IV ERH EMVGSRHMXMSRMRK GSRXVSP TERIP


 %MVGSRHMXMSRMRK W]WXIQ FYXXSR  &PS[IV PIZIP FYXXSR
 &PS[IV 3** FYXXSR  ,IEXIV FYXXSR

-R SVHIV XS W[MXGL SR XLI EMVGSRHMXMSRMRK W]WXIQ


i 8LI IRKMRI QYWX FI VYRRMRK
i 8LI FPS[IV FYXXSR  QYWX FI WIX XS EX PIEWX PIZIP 

0 0-)&,)66   
3TIVEXMSR ,ERHPMRK 3TIVEXMRK 1ERYEP
3TIVEXMSR

7[MXGLMRK SR XLI EMVGSRHMXMSRMRK W]WXIQ


d 8S W[MXGL SR XLI EMVGSRHMXMSRMRK W]WXIQ TVIWW XLI EMVGSRHMXMSRMRK
W]WXIQ FYXXSR
%R 0)( SR XLI FYXXSR MRHMGEXIW XLEX XLI JYRGXMSR MW EGXMZI

%MVGSRHMXMSRMRK W]WXIQ FYXXSR

6IKYPEXMRK XLI XIQTIVEXYVI


8LI GEF XIQTIVEXYVI MW VIKYPEXIH F] QM\MRK MR LSX EMV WYTTPMIH F] XLI
LIEXIV
d 7IX XLI GEF XIQTIVEXYVI YWMRK XLI LIEXIV FYXXSR 
4PYW FYXXSR ! [EVQIV
1MRYW FYXXSR ! GSSPIV

'SSPMRK XLI EMV MR XLI GEF


d -J LIEX LEW FYMPX YT MR XLI GEF
JMVWX EMV XLI GEF XLSVSYKLP]
8S EGLMIZI QE\MQYQ GSSPMRK MR XLI GEF XEOI XLI JSPPS[MRK WXITW
d 7IX XLI LMKLIWX FPS[IV WTIIH
d 4VIWW XLI LIEXIV FYXXSR  [MXL XLI QMRYW WMKR XS XLI PS[IWX PIZIP
d 'PSWI XLI GEF HSSVW ERH [MRHS[W
d (MVIGX XLI SYXPIX RS^^PIW E[E] JVSQ XLI [MRHS[W

6ILIEX QSHI
3R GSPH HEQT HE]W ]SY GER YWI XLI EMVGSRHMXMSRMRK W]WXIQ XS HI
LYQMHMJ] SYX XLI GEF EMV
d 8S HILYQMHMJ] XLI GEF EMV W[MXGL SR XLI EMVGSRHMXMSRMRK W]WXIQ MR
EHHMXMSR XS XLI LIEXIV
8LI [MRHS[W EVI TVIZIRXIH JVSQ WXIEQMRK YT F] XLI QSMWXYVI MR XLI EMV
GSRHIRWMRK SR XLI GSSP IZETSVEXSV ERH XLIR VYRRMRK SYX MRXS XLI HVMT XVE]
MR XLI JSVQ SJ [EXIV

7[MXGLMRK SJJ XLI EMVGSRHMXMSRMRK W]WXIQ


d 8S W[MXGL SJJ XLI EMVGSRHMXMSRMRK W]WXIQ TVIWW XLI EMVGSRHMXMSRMRK
W]WXIQ FYXXSR
;LIR XLI JYRGXMSR MW W[MXGLIH SJJ XLI 0)( MR XLI FYXXSR KSIW SYX

%MVGSRHMXMSRMRK W]WXIQ FYXXSR

 -RXIVMSV GEF PMKLXMRK


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   0-)&,)66 0
3TIVEXMRK 1ERYEP 3TIVEXMSR ,ERHPMRK
3TIVEXMSR

7[MXGLMRK XLI MRXIVMSV PMKLXMRK SR ERH SJJ

-RXIVMSV PMKLXMRK
 -RXIVMSV PMKLXMRK  -RXIVMSV PMKLXMRK W[MXGL
 6IEHMRK PEQT  6IEHMRK PEQT W[MXGL

d 8S W[MXGL XLI MRXIVMSV PMKLXMRK  SR SV SJJ TVIWW XLI W[MXGL 


d 8S W[MXGL XLI VIEHMRK PEQT  SR SV SJJ TVIWW XLI W[MXGL 
d 7IX XLI FIEQ SJ XLI VIEHMRK PEQT  EW VIUYMVIH F] XYVRMRK XLI VIEHMRK
PEQT

 -RXIVMSV ERH I\XIVMSV QMVVSVW


8LI HVMZIVtW GEF MW IUYMTTIH [MXL SRI MRXIVMSV ERH X[S I\XIVMSV QMVVSVW

%HNYWXMRK XLI QMVVSVW

%HNYWXMRK XLI QMVVSVW


 )\XIVMSV QMVVSV  -RXIVMSV QMVVSV

d %PP QMVVSVW GER FI EHNYWXIH MRHMZMHYEPP]

 7YR ZMWSV


8LI HVMZIV W GEF MW IUYMTTIH [MXL E WYR ZMWSV

0 0-)&,)66   
3TIVEXMSR ,ERHPMRK 3TIVEXMRK 1ERYEP
3TIVEXMSR

%HNYWXMRK XLI WYR ZMWSV

%HNYWXMRK XLI WYR ZMWSV

d %HNYWX XLI WYR ZMWSV EGGSVHMRK XS ]SYV MRHMZMHYEP VIUYMVIQIRXW F]


TYPPMRK MX YT SV HS[R

 ;MRHWLMIPH [MTIV ERH [EWLIV W]WXIQ

0E]SYX

8LI QEGLMRI LEW ER IPIGXVMG [MRHWLMIPH [EWLIV ERH [MTIV W]WXIQ JSV XLI
JVSRX ERH VIEV [MRHWLMIPHW
)WWIRXMEPP] MX GSRWMWXW SJ XLI GSRXVSPW XLI [MRHWLMIPH [MTIVW XLI VIWIVZSMV
ERH TYQTW ERH XLI SYXPIX RS^^PIW JSV XLI [EWLMRK JPYMH
8LI [MTIV ERH [EWLIV W]WXIQW JSV XLI JVSRX ERH VIEV [MRHWLMIPH YWI E
WLEVIH [EWLIV JPYMH VIWIVZSMV
2SRVIXYVR ZEPZIW EVI JMXXIH MR XLI [EWLMRK JPYMH LSWIW XS XLI SYXPIX
RS^^PIW
8LI W[MXGLIW JSV XLI JVSRX [EWLIV ERH [MTIV W]WXIQ EVI SR XLI WXIIVMRK
GSPYQR W[MXGL
8LI W[MXGLIW JSV XLI VIEV [EWLIV ERH [MTIV W]WXIQ EVI MR XLI VMKLXLERH
WMHI GSRWSPI 8LIVI MW E WTVMRKEGXMSR FYXXSR JSV EGXMZEXMRK XLI [EWLIV JPYMH
TYQT

%GXMZEXMRK XLI [MRHWLMIPH [MTIV ERH [EWLIV W]WXIQ


1EOI WYVI XLEX XLI IPIGXVMGEP W]WXIQ MW W[MXGLIH SR FIJSVI YWMRK XLI [MTIV
ERH [EWLIV W]WXIQ

   0-)&,)66 0
3TIVEXMRK 1ERYEP 3TIVEXMSR ,ERHPMRK
3TIVEXMSR

9WMRK XLI JVSRX [MRHWLMIPH [MTIV ERH [EWLIV W]WXIQ

7XIIVMRK GSPYQR W[MXGL


 &YXXSR L ;MRHWLMIPH [MTIV ERH [EWLIV
 ,ERHPI W]WXIQ EGXMZEXMSR
H ;MRHWLMIPH [MTIV EGXMZEXMSR

d 8S [MTI XLI [MRHS[ 8YVR XLI LERHPI  XS XLI VIUYMVIH TSWMXMSR . i - i


--
d 8S [EWL XLI [MRHS[ TVIWW XLI FYXXSR  SR XLI WXIIVMRK GSPYQR
W[MXGL
;EWLIV JPYMH MW WTVE]IH SRXS XLI JVSRX [MRHWGVIIR XLVSYKL XLI SYXPIX
RS^^PIW

%HNYWXMRK XLI [MTIV MRXIVZEP


8LI [MTIV MRXIVZEP GER FI EHNYWXIH

d 8S EHNYWX XLI [MTIV MRXIVZEP


8YVR XLI LERHPI XS .
d 8YVR XLI LERHPI XS -
d ;EMX JSV XLI VIUYMVIH [MTIV MRXIVZEP
YWI E WXST[EXGL SV GSYRX 
d 8YVR XLI LERHPI FEGO XS .
8LI [MTIV RS[ [MTIW EX XLI WIX MRXIVZEP
d 6ITIEX XLI TVSGIWW XS GSVVIGX MX
d ;LIR XLI MKRMXMSR MW SJJ XLI WIXXMRK MW PSWX
8LI HIJEYPX MRXIVZEP MW VIWXSVIH

0 0-)&,)66   
3TIVEXMSR ,ERHPMRK 3TIVEXMRK 1ERYEP
3TIVEXMSR

9WMRK XLI VIEV [MRHWLMIPH [MTIV ERH [EWLIV W]WXIQ


7[MXGL SR XLI [MRHWLMIPH [MTIV ERH [EWLIV W]WXIQ F] TVIWWMRK XLI
FYXXSR  

'SRXVSP YRMX
 6IEV [MRHWLMIPH [MTIV ERH  0)(
[EWLIV W]WXIQ FYXXSR

d 8S [MTI XLI [MRHS[ TVIWW XLI FYXXSR  SRGI


8LI 0)(  SR XLI FYXXSR MRHMGEXIW XLEX XLI JYRGXMSR MW EGXMZI
d 8ST [MTI ERH [EWL XLI [MRHS[ TVIWW XLI FYXXSR  EKEMR ERH LSPH MX
HS[R
;EWLIV JPYMH MW WTVE]IH SRXS XLI VIEV [MRHWGVIIR XLVSYKL ER SYXPIX RS^^PI
d 8S W[MXGL SJJ XLI [MRHWLMIPH [MTIV ERH [EWLIV W]WXIQ TVIWW XLI
FYXXSR  E XLMVH XMQI
8LI 0)(  SR XLI FYXXSR KSIW SYX

   0-)&,)66 0
3TIVEXMRK 1ERYEP 3TIVEXMSR ,ERHPMRK
3TIVEXMSR

 ;MRHWLMIPH [EWLIV JPYMH VIWIVZSMV

0E]SYX

;MRHWLMIPH [EWLIV JPYMH VIWIVZSMV


 6IWIVZSMV JMPPMRK MRPIX

8LI VIWIVZSMV MW PSGEXIH SR XLI PIJXLERH WMHI SJ XLI HVMZIVtW GEF


8LI JMPPMRK MRPIX  MW QSYRXIH SYXWMHI SR XLI PIJXLERH WMHI SJ XLI HVMZIVtW
GEF

8STTMRK YT [EWLIV JPYMH


8LI JMPPMRK UYERXMX] MW  PMXVIW
d 9RPSGO XLI GET SR XLI VIWIVZSMV ERH XEOI MX SJJ
d 8ST YT [MXL WXERHEVH [MRHWLMIPH [EWLIV JPYMH EW RIGIWWEV]

'EYXMSR -GI GER HEQEKI XLI [MRHWLMIPH [MTIV ERH [EWLIV W]WXIQ
-GMRK YT GER HEQEKI XLI [MRHWGVIIR [MTIV ERH [EWLIV W]WXIQ ERH GEYWI
MX XS JEMP % HMVX] JVSRX SV VIEV [MRHWGVIIR MW E WEJIX] LE^EVH
 7GVETI WRS[ ERH MGI JVSQ XLI [MRHWLMIPH FIJSVI HVMZMRK
 =SY QYWX TVSXIGX XLI [MRHWLMIPH [MTIV ERH [EWLIV W]WXIQ YWMRK ERXM
JVII^I

d 9WI GSQQIVGMEPP] EZEMPEFPI [MRHWGVIIR ERXMJVII^I


d 8ST YT [MXL ER ETTVSTVMEXI UYERXMX] SJ ERXMJVII^I FIJSVI XLI [MRXIV
WXEVXW

 0-)&,)66 EYXSQEXMG PYFVMGEXMSR W]WXIQ


8LMW IUYMTQIRX MW STXMSREP

0 0-)&,)66   
3TIVEXMSR ,ERHPMRK 3TIVEXMRK 1ERYEP
3TIVEXMSR

0E]SYX
8LI GIRXVEP PYFVMGEXMSR TYQT [MXL MXW XVERWTEVIRX VIWIVZSMV ERH MRXIKVEXIH
IPIGXVSRMG GSRXVSP YRMX MW MRWXEPPIH SR XLI PIJXLERH WMHI SJ XLI QEGLMRI
8LI STIVEXMRK W[MXGLIW ERH JYRGXMSR PEQTW EVI MR XLI VMKLXLERH GSRXVSP
TERIP

%YXSQEXMG GIRXVEP PYFVMGEXMSR W]WXIQ


 'IRXVEP PYFVMGEXMSR TYQT  0YFVMGERX WYTTP] PMRIW
 8VERWTEVIRX GSRXEMRIV  &YXXSR

8LI EYXSQEXMG GIRXVEP PYFVMGEXMSR W]WXIQ GSRWMWXW SJ


i 8LI GIRXVEP PYFVMGEXMSR TYQT [MXL E XVERWTEVIRX GSRXEMRIV ERH ER
MRXIKVEXIH GSRXVSP YRMX
i 8LI STIVEXMRK IPIQIRXW ERH MRHMGEXSV PEQTW
i % QEMR ERH WIZIVEP WIGSRHEV] TVSKVIWWMZI HMWXVMFYXSVW
i 8LI IPIGXVMG FYXXSR ERH XLI PYFVMGERX WYTTP] PMRIW

*YRGXMSR HIWGVMTXMSR
&EWMG JYRGXMSR
8LI 0-)&,)66 EYXSQEXMG GIRXVEP PYFVMGEXMSR W]WXIQ MW E TVSKVIWWMZI W]W
XIQ
-X PYFVMGEXIW TVSKVIWWMZIP] MI EPP PYFVMGEXMRK TSMRXW MR WYGGIWWMSR
8LI GIRXVEP KVIEWI TYQT TYQTW XLI PYFVMGERX XLVSYKL EPP XLI WYTTP] PMRIW
ERH XLVSYKL SRI QEMR ERH WIZIVEP WIGSRHEV] HMWXVMFYXSVW XS XLI PYFVMGEXMSR
TSMRXW
% TVIWWYVI VIPMIJ ZEPZI QSRMXSVW XLI PYFVMGEXMSR SJ EPP TSMRXW

   0-)&,)66 0
3TIVEXMRK 1ERYEP 3TIVEXMSR ,ERHPMRK
3TIVEXMSR

0YFVMGEXMSR ERH G]GPI XMQIW


8LI MRXIKVEXIH GSRXVSP YRMX IPIGXVSRMGEPP] GSRXVSPW XLI GIRXVEP PYFVMGEXMSR
W]WXIQ

'SRXVSP YRMX
 0YFVMGEXMSR MRXIRWMX] W[MXGL  (EXE GEFPI TPYK
      +VIIR JEYPX MRHMGEXSV 0)(
 2SRWGLIHYPIH PYFVMGEXMSR FYX  6IH JYRGXMSR MRHMGEXSV 0)(
XSR  ']GPI XMQI EHNYWXQIRX W[MXGL
 +VIIR WMKREP PEQT  ']GPI RYQFIV EHNYWXQIRX
 6IH WMKREP PEQT W[MXGL
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XMSR FYXXSR
8LI KVIIR WMKREP PEQT  ERH XLI KVIIR 0)(  PMKLX YT JSV  WIGSRHW EJXIV
XLI MKRMXMSR MW W[MXGLIH SR MRHMGEXMRK XLEX XLI W]WXIQ MW VIEH] JSV STIVE
XMSR
8LI TYQT GER EPWS FI W[MXGLIH SR QERYEPP] F] TVIWWMRK XLI FYXXSR  SV

8LI TYQT QSXSV W[MXGLIW SJJ EJXIV XLI WIX RYQFIV SJ G]GPIW  ERH XLI WIX
G]GPI XMQI  FIKMRW
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XLI WIX G]GPI XMQI
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ERH XLIR GSRXMRYIH EKEMR JVSQ XLEX TSMRX EJXIV XLI MKRMXMSR MW XYVRIH SR
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(IWGVMTXMSR :EPYI 9RMX


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3TIVEXMRK XLI GIRXVEP PYFVMGEXMSR W]WXIQ


9WMRK XLI FYXXSR  SV  SR XLI IRKMRI LSYWMRK ]SY GER TIVJSVQ RSR
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8IWX PYFVMGEXMSR RSRWGLIHYPIH PYFVMGEXMSR


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 ERH  PMKLX YT EPXIVREXIP] JSV SRI WIGSRH EX E XMQI

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i 8LI GIRXVEP PYFVMGEXMSR TYQT [MXL E XVERWTEVIRX GSRXEMRIV ERH ER
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i 8LI GSRXVSP TERIP [MXL W[MXGLIW HMWTPE] ERH 0)( GSRXVSP PEQTW
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'IRXVEP PYFVMGEXMSR TYQT


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8LI IPIGXVMGEPP] HVMZIR GIRXVEP PYFVMGEXMSR TYQT  [MXL ER MRXIKVEXIH GSRXVSP


PIV HIPMZIVW XLI KVIEWI PYFVMGERX XS XLI HMWXVMFYXSV FPSGOW ERH QIEWYVMRK
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(IEH XMQI JSV RSVQEP YWI  QMR
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(IEH XMQI

%R IPIGXVMG TVIWWYVI W[MXGL QSRMXSVW XLI W]WXIQ TVIWWYVI MR XLI QEMR


WYTTP] PMRI

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8LI PYFVMGEXMRK QSHI MW WIX YWMRK XLI QSHI W[MXGL 
1EOI WYVI XLEX XLI IPIGXVMGEP W]WXIQ MW W[MXGLIH SR
7IXXMRK XLI HIWMVIH PYFVMGEXMRK QSHI

%YXSQEXMG PYFVMGEXMSR W]WXIQ GSRXVSP TERIP


 -RWXVYQIRX TERIP HMWTPE] YRMX  )VVSV GSHI HMWTPE]
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8LI W]QFSPW SR XLI HMWTPE]  QIER


*MPPMRK PIZIP XSS PS[ i XLI XVERTEVIRX VIWIVZSMV QYWX FI XSTTIH YT
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)VVSV i XLI W]WXIQ MW SYX SJ EGXMSR 8LI XVERWTEVIRX VIWIVZSMV MW IQTX] SV


XLIVI MW WSQI SXLIV QEPJYRGXMSR
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0YFVMGEXMSR JSV PMKLX YWI i PSRK HIEH XMQI
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0)( GSRXVSP PEQT KVIIR

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0)( GSRXVSP PEQT KVIIR

d 7IXXMRK XLI HIWMVIH PYFVMGEXMRK QSHI


4VIWW XLI QSHI W[MXGL  VITIEXIHP]
8LI GSVVIWTSRHMRK 0)( GSRXVSP PEQT PMKLXW YT XS MRHMGEXI XLI WIPIGXIH
JYRGXMSR

*MPPMRK XLI XVERWTEVIRX VIWIVZSMV


-J XLI MRHMGEXSV PMKLXW JPEWL EX XLI WXEVX SJ IEGL PYFVMGEXMRK G]GPI JSV X[S
QMRYXIW  WIGSRHW SR   WIGSRHW SJJ  XLI KVIEWI PIZIP MR XLI
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LSWI
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d *MPP XLI VIWIVZSMV XS XLI QE\MQYQ PIZIP WII XLI QEVOMRKW SR XLI
VIWIVZSMV 
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8IWX PYFVMGEXMSR RSRWGLIHYPIH PYFVMGEXMSR


1EOI WYVI XLEX XLI IPIGXVMGEP W]WXIQ MW W[MXGLIH SR
8S XIWX XLI W]WXIQ ]SY GER GEVV] SYX E WMRKPI PYFVMGEXMRK WIUYIRGI
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d 4VIWW XLI XIWX W[MXGL  SR XLI TYQT JSV  XS  WIGSRHW


8LI W]WXIQ [MPP RS[ GEVV] SYX E WMRKPI PYFVMGEXMSR G]GPI
(YVMRK XLMW PYFVMGEXMRK WIUYIRGI XLI MRHMGEXSV PEQTW JPEWL  WIGSRHW SR 
 WIGSRHW SJJ 

2SRWXST PYFVMGEXMSR
1EOI WYVI XLEX XLI IPIGXVMGEP W]WXIQ MW W[MXGLIH SR
8S HIPMZIV EHHMXMSREP KVIEWI XS EPP PYFVMGEXMRK TSMRXW JSV I\EQTPI EJXIV
GPIERMRK XLI QEGLMRI SV XS FPIIH EMV JVSQ XLI W]WXIQ ]SY GER GEVV] SYX
PYFVMGEXMRK WIUYIRGIW [MXLSYX MRXIVZEPW
d 4VIWW XLI XIWX W[MXGL SR XLI TYQT JSV QSVI XLER  WIGSRHW
8LI W]WXIQ [MPP RS[ GEVV] SYX PYFVMGEXMRK WIUYIRGIW [MXLSYX MRXIVZEPW
(YVMRK XLMW WIUYIRGI XLI MRHMGEXSV PEQTW JPEWL  WIGSRHW SR  
WIGSRHW SJJ 
8LI RSRWXST WIUYIRGI IRHW [LIR XLI MKRMXMSR MW W[MXGLIH SJJ

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3TIVEXMRK 1ERYEP 3TIVEXMSR ,ERHPMRK
3TIVEXMSR

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8LMW IUYMTQIRX MW STXMSREP
8LMW IUYMTQIRX GSQIW EW WXERHEVH [MXL XLI XYRRIP ZIVWMSR SJ XLI QEGLMRI
-R XLI HVMZIV W GEF XLIVI MW ER EHHMXMSREP [EVRMRK WLMIPH [MXL MRJSVQEXMSR XS
FI SFWIVZIH VIKEVHMRK XLI VIZIVWI [EVRMRK HIZMGI
8LI EYHMFPI VIZIVWI [EVRMRK W]WXIQ [EVRW ER]SRI WXERHMRK FILMRH XLI
QEGLMRI [LMPI MX MW VIZIVWMRK

%GXMZEXMRK XLI VIZIVWI [EVRMRK HIZMGI

0, GSRXVSP PIZIV ERH HMWTPE] YRMX


8LI VIZIVWI [EVRMRK W]WXIQ MW IPIGXVMGEPP] EGXYEXIH [LIR XLI XVEZIP HMVIG
XMSR W[MXGL MW MR XLI VIZIVWMRK TSWMXMSR
%R EPEVQ WSYRHW [LIR ]SY QSZI XLI W[MXGL  XS XLI 6 TSWMXMSR JSV VIZIVW
MRK

(ERKIV 8LIVI MW E VMWO SJ EGGMHIRXW [LIR VIZIVWMRK XLI QEGLMRI


3FWXVYGXIH ZMWMSR [LIR VIZIVWMRK GER GEYWI EGGMHIRXW VIWYPXMRK MR WIVMSYW
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d 4VIWW XLI W[MXGL  JSV 6 ! 6):)67) XVEZIP HMVIGXMSR

8LI VIZIVWI [EVRMRK HIZMGI [LMGL MW QSYRXIH EX XLI FEGO SJ XLI QEGLMRI
SR XLI PIJX WMHI MR XLI IRKMRI GSQTEVXQIRX IQMXW ER EPEVQ XSRI SJ EVSYRH
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8LI EPEVQ XSRI MW VSYKLP]  HIGMFIPW PSYHIV XLER XLI EQFMIRX RSMWI

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8LI QEGLMRI GER EPWS FI IUYMTTIH [MXL E ZMWYEP VIZIVWI [EVRMRK HIZMGI
MR EHHMXMSR XS XLI EYHMFPI SRI
8[S VIH [EVRMRK PMKLXW EVI JMXXIH SR XLI VIEV SJ XLI QEGLMRI
8LI ZMWYEP VIZIVWI [EVRMRK W]WXIQ [EVRW ER]SRI WXERHMRK FILMRH XLI
QEGLMRI [LMPI MX MW VIZIVWMRK

%GXMZEXMRK XLI VIZIVWI [EVRMRK HIZMGI


8LI [EVRMRK PEQTW EVI IPIGXVMGEPP] EGXYEXIH [LIR XLI XVEZIP HMVIGXMSR
W[MXGL MW MR XLI VIZIVWMRK TSWMXMSR

0, GSRXVSP PIZIV ERH HMWTPE] YRMX

d 4VIWW XLI W[MXGL  JSV 6 ! 6):)67) XVEZIP HMVIGXMSR

8LI X[S [EVRMRK PMKLXW JPEWL

 6IZIVWMFPI JER HVMZI


8LMW IUYMTQIRX MW STXMSREP
8LI JER GER FI VIZIVWIH XS GPIER XLI GSSPIV
8LI MRXIVZEP JSV VIZIVWMRK XLI JER HVMZI MW EHNYWXEFPI FIGEYWI XLI RIIH JSV
GPIERMRK HITIRHW SR XLI GSRHMXMSRW SJ YWI

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3TIVEXMRK 1ERYEP 3TIVEXMSR ,ERHPMRK
3TIVEXMSR

7IXXMRK XLI VIZIVWMFPI JER QSHI


8LI MRXIVZEP JSV VIZIVWMRK XLI JER HVMZI GER FI EHNYWXIH EGGSVHMRK XS XLI
GSRHMXMSRW SJ YWI ERH RIIH JSV GPIERMRK
8LI JER VSXEXIW MR XLI STTSWMXI HMVIGXMSR JSV E TIVMSH SJ  WIGSRHW
8LI WIX XMQI MW GSYRXIH EX IRKMRI WTIIHW EFSZI  QMR i
1EOI WYVI XLEX XLI IPIGXVMGEP W]WXIQ MW W[MXGLIH SR FIJSVI VIZIVWMRK XLI
JER HMVIGXMSR

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XMZEXIH
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8LI HMWTPE] VIQEMRW JSV  XS  WIGSRHW EJXIV ]SY VIPIEWI XLI FYXXSR
8LI JER VIZIVWEP JYRGXMSR MW HIEGXMZEXIH [LIR ]SY W[MXGL SJJ XLI IPIGXVMGEP
W]WXIQ
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VIQEMRW HIEGXMZEXIH YRXMP ]SY TVIWW XLI FYXXSR 
d 4VIWW XLI JER VIZIVWEP FYXXSR 
8LI JER VIZIVWEP JYRGXMSR MW EGXMZEXIH [MXL XLI MRXIVZEP ]SY WIX TVIZMSYWP]

0 0-)&,)66   
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 (EMP] WXEVXYT

1EOI WYVI XLEX


i 8LI QEMRXIRERGI XEWOW XS FI GEVVMIH SYX HEMP] SV IZIV]  WIVZMGI
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WGLIHYPI MR GLETXIV 
i )RSYKL HMIWIP JYIP MW EZEMPEFPI JSV XLI HEMP] [SVOPSEH 7II XLI WIGXMSR
SR VIJYIPPMRK [MXL HMIWIP JYIP

3TIVEXMRK TSWMXMSR
8LMW MW LS[ XS TYX XLI QEGLMRI MRXS XLI STIVEXMRK TSWMXMSR
8YVRMRK SR XLI FEXXIV] QEMR
W[MXGL

&EXXIV] QEMR W[MXGL


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d 7[MXGL SR XLI FEXXIV] QEMR W[MXGL


'PSWMRK XLI WIVZMGI HSSVW d 'PSWI EPP WIVZMGI HSSVW LEXGLIW ERH LSSHW ERH PSGO XLIQ MJ TSWWMFPI
LEXGLIW ERH LSSHW
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,ERHPMRK

;EVRMRK 8LIVI MW E VMWO SJ EGGMHIRXW MJ XLI WXIIVMRK MW PSGOIH


;LIR XLI EVXMGYPEXMSR PSGO MW IRKEKIH RS WXIIVMRK JYRGXMSRW EVI TSWWMFPI
 6IPIEWI XLI EVXMGYPEXMSR PSGO

%VXMGYPEXMSR PSGO STIR  GPSWIH


 0SGOMRK FEV  7TVMRK GPMT
 4MR

d 4MR XLI PSGOMRK FEV  MR XLI XST TSWMXMSR


d 7IGYVI XLI TMR  JVSQ JEPPMRK SYX YWMRK XLI WTVMRK GPMT 
4YXXMRK XLI QEGLMRI MR XLI
WXEVXMRK TSWMXMSR

7XEVXMRK TSWMXMSR

d 7IX XLI FYGOIX HS[R JPEX SR XLI KVSYRH

6IJYIPPMRK [MXL HMIWIP JYIP


1EOI WYVI XLEX XLI IPIGXVMGEP W]WXIQ MW W[MXGLIH SR

(MWTPE] YRMX
 *YIP WYTTP] HMWTPE]  *YIP WYTTP] W]QFSP JMIPH

d 0SSO EX XLI JYIP WYTTP] WIKQIRX JMIPH  XS WII MJ XLIVI MW WYJJMGMIRX


HMIWIP MR XLI XERO

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,ERHPMRK

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7II EPWS XLI WIGXMSR SR XLI HMWTPE] YRMX
-R XLMW GEWI XLIVI EVI  PMXVIW PIJX MR XLI XERO

7EJIX] [LMPI VIJYIPPMRK

(ERKIV 8LIVI MW E VMWO SJ JMVIW ERH I\TPSWMSRW


 (S RSX WQSOI 1EOI WYVI XLIVI EVI RS REOIH PMKLXW [LIR VIJYIPPMRK
 3RP] VIJYIP [MXL XLI IRKMRI W[MXGLIH SJJ

*YIP XERO
 8ERO GET  'ET

d -X MW IWWIRXMEP XS SFWIVZI XLI WEJIX] VIKYPEXMSRW JSV VIJYIPPMRK


7II EPWS XLI WEJIX] VIKYPEXMSRW MR GLETXIV 
d 3RP] YWI GPIER HMIWIP JYIP
7II XLI WIGXMSR SR HMIWIP JYIPW MR GLETXIV 
d 'EVIJYPP] GPIER EVSYRH XLI XERO GET FIJSVI XEOMRK MX SJJ
d 6IJYIP [MXL HMIWIP JYIP EW RIGIWWEV]
d -J TSWWMFPI VIJYIP EX XLI IRH SJ XLI [SVOMRK HE] XS TVIZIRX GSRHIRWE
XMSR JVSQ EGGYQYPEXMRK MR XLI XERO
8LI QEGLMRI MW VIEH] JSV STIVEXMSR

 7XEVXMRK XLI HMIWIP IRKMRI

3TIVEXMRK QERYEP

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3TIVEXMRK 1ERYEP 3TIVEXMSR ,ERHPMRK
,ERHPMRK

 1EOI WYVI ]SY LEZI VIEH ERH  8LIR ]SY EVI VIEH] XS YWI XLI
YRHIVWXSSH XLI STIVEXSV W QEGLMRI
QERYEP

3RP] IZIV STIVEXI XLI QEGLMRI SRGI ]SY LEZI VIEH ERH YRHIVWXSSH XLI
STIVEXMRK QERYEP
-RJSVQEXMSR EFSYX XLI QEGLMRItW XVEZIP HVMZI W]WXIQ
i 8LI QEGLMRI MW IUYMTTIH [MXL E L]HVSWXEXMG XVEZIP HVMZI
i =SY GERRSX WXEVX XLI IRKMRI F] FYQTWXEVXMRK MX SV XS[MRK MX

7XEVXMRK TVIGEYXMSRW
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d 0IX XLI IRKMRI GSRXMRYI MHPMRK FVMIJP]  JSV  XS  WIGSRHW
d 8YVR XLI MKRMXMSR OI] XS XLI  TSWMXMSR ERH TYPP MX SYX
%PP XLI W]QFSP JMIPHW KS SYX

8YVRMRK SJJ XLI FEXXIV] QEMR W[MXGL


8LI FEXXIV] QEMR W[MXGL MW PSGEXIH EX XLI VIEV PIJX SJ XLI IRKMRI GSQTEVX
QIRX
7II XLI WIGXMSR SR XYVRMRK SJJ XLI FEXXIV] QEMR W[MXGL MR GLETXIV 
-J ]SY EVI PIEZMRK XLI QEGLMRI YREXXIRHIH ]SY QYWX XYVR SJJ XLI FEXXIV]
QEMR W[MXGL
d 8YVR SJJ XLI FEXXIV] QEMR W[MXGL

7IGYVMRK XLI QEGLMRI


8LI JSPPS[MRK TVIGEYXMSRW WLSYPH FI XEOIR [LIR XLI QEGLMRI MW XS FI
TEVOIH JSV E TVSPSRKIH TIVMSH SR E WPSTI

(ERKIV 8LIVI MW E VMWO SJ EGGMHIRXW MJ XLI QEGLMRI VSPPW E[E]


 7IGYVI XLI QEGLMRI EKEMRWX VSPPMRK E[E]

d 8EOI XLI [IHKIW SYX SJ XLIMV LSPHIVW

(S[RLMPP WPSTI

d 9WI XLI [IHKIW XS WIGYVI XLI QEGLMRI EKEMRWX VSPPMRK E[E]

   0-)&,)66 0
3TIVEXMRK 1ERYEP 3TIVEXMSR ,ERHPMRK
,ERHPMRK

4EVOMRK TSWMXMSR
8LI MKRMXMSR OI] GERRSX FI TYPPIH SYX MR XLI TEVOMRK TSWMXMSR 4
d 8YVR XLI MKRMXMSR OI] XS XLI TEVOMRK TSWMXMSR 4
d =SY GER OIIT XLI FEXXIV] QEMR W[MXGL XYVRIH SR [LIR TEVOMRK XLI
QEGLMRI SR TYFPMG VSEHW
8LI GSRWYQIV YRMXW PMWXIH FIPS[ EVI VIEH] JSV STIVEXMSR
i -RXIVMSV PMKLXMRK
i ,E^EVH [EVRMRK W]WXIQ
i 7SGOIXGMKEVIXXI PMKLXIV
-KRXMSR W[MXGL TEVOMRK TSWMXMSR i ;SVOMRK JPSSHPMKLX

8LI JSPPS[MRK STXMSREP EGGIWWSVMIW EVI EPWS VIEH] JSV STIVEXMSR MJ JMXXIH
i *PEWLMRK FIEGSR
i 6EHMS

(ERKIV -J YREYXLSVMWIH TISTPI EVI SR XLI QEGLMRI MX GER TYX XLI QEMRXIRERGI
TIVWSRRIP MR I\XVIQI HERKIV
 7IGYVI XLI QEGLMRI EKEMRWX EGGIWW F] YREYXLSVMWIH TIVWSRW

d ;LIR PIEZMRK XLI QEGLMRI


8YVR XLI MKRMXMSR OI] XS XLI  TSWMXMSR ERH TYPP MX SYX
%R] TS[IV GSRWYQIVW [LMGL EVI WXMPP VIUYMVIH GER FI W[MXGLIH SR EX XLI
MRWXVYQIRX TERIP
7II XLI WIGXMSR SR XLI MKRMXMSR W[MXGL

 3TIVEXMRK XLI PMJX EVQW

0, GSRXVSP PIZIV
8LI QSZIQIRXW SJ XLI PMJX EVQW ERH XLI [SVOMRK EXXEGLQIRX FYGOIX EVI
GSRXVSPPIH F] XLI 0, GSRXVSP PIZIV
7II EPWS XLI WIGXMSR SR XLI 0-)&,)66 GSRXVSP PIZIV

0 0-)&,)66   
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,ERHPMRK

6IPIEWMRK XLI [SVOMRK L]HVEYPMGW


8LI [SVOMRK L]HVEYPMGW EVI EYXSQEXMGEPP] VIEH] JSV STIVEXMSR [LIR ]SY
W[MXGL SR XLI MKRMXMSR
d -J ]SY LEZI TVIZMSYWP] IRKEKIH XLI [SVOMRK L]HVEYPMGW PSGOSYX
6IPIEWI XLI [SVOMRK L]HVEYPMGW JSV STIVEXMSR

'SRXVSP YRMX
 ;SVOMRK L]HVEYPMGW PSGOSYX  ;SVOMRK L]HVEYPMGW PSGOSYX
W]QFSP JMIPH FYXXSR
 0)(

d (IEGXMZEXI XLI [SVOMRK L]HVEYPMGW PSGOSYX F] TVIWWMRK XLI FYXXSR 


8LI 0)(  SR XLI FYXXSR KSIW SYX
8LI W]QFSP JMIPH  JSV XLI [SVOMRK L]HVEYPMGW PSGOSYX KSIW SYX
8LI [SVOMRK L]HVEYPMGW EVI RS[ STIVEXMSREP
=SY GER STIVEXI XLI [SVOMRK EXXEGLQIRX

3TIVEXMRK XLI PMJX G]PMRHIVW


8LI PMJX G]PMRHIVW VEMWI ERH PS[IV XLI PMJX EVQW
6EMWMRK SV PS[IVMRK XLI PMJX EVQW

6EMWMRK SV PS[IVMRK XLI PMJX EVQW

d 1SZI XLI 0, GSRXVSP PIZIV MR HMVIGXMSR E


8LI PMJX EVQW EVI VEMWIH

   0-)&,)66 0
3TIVEXMRK 1ERYEP 3TIVEXMSR ,ERHPMRK
,ERHPMRK

8LIVI EVI X[S [E]W XS PS[IV XLI PMJX EVQW


i 7PS[P] YWMRK XLI RSVQEP PS[IVMRK JYRGXMSRW
i 5YMGOP] YWMRK XLI UYMGO HVST JYRGXMSR

0, GSRXVSP PIZIV

d 8S EGXYEXI XLI RSVQEP PS[IVMRK JYRGXMSR QSZI XLI 0, GSRXVSP PIZIV MR


XLI HMVIGXMSR F YT XS XLI EGXMSR TSMRX
8LI PMJX EVQW EVI WPS[P] PS[IVIH

(ERKIV

(ERKIV 8LIVI MW E VMWO SJ EGGMHIRXW [LIR XLI [SVOMRK EXXEGLQIRX MW PS[IVIH


UYMGOP]
8LI VEMWIH [SVOMRK EXXEGLQIRX MW PS[IVIH UYMGOP] [LIR ]SY EGXYEXI XLI
UYMGO HVST JYRGXMSR
%R]SRI WXERHMRK YRHIV XLI [SVOMRK EXXEGLQIRX [MPP FI GVYWLIH
 /IIT SYX SJ XLI HERKIV EVIE

d 8S EGXYEXI XLI UYMGO HVST JYRGXMSR QSZI XLI 0, GSRXVSP PIZIV MR


HMVIGXMSR F XLVSYKL XLI EGXMSR TSMRX XS MXW PMQMX
8LI PMJX EVQW EVI UYMGOP] PS[IVIH

0 0-)&,)66   
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,ERHPMRK

3TIVEXMRK XLI XMPX G]PMRHIVW


8LI XMPX G]PMRHIV XMPXW XLI FYGOIX MR ERH SYX

8MPXMRK XLI FYGOIX MR ERH SYX

8MPXMRK XLI FYGOIX MR SV SYX d 1SZI XLI 0, GSRXVSP PIZIV MR HMVIGXMSR G


8LI FYGOIX MW XMPXIH MR
d 1SZI XLI 0, GSRXVSP PIZIV MR HMVIGXMSR H
8LI FYGOIX MW XMPXIH SYX

3TIVEXMRK XLI PMJX ERH XMPX G]PMRHIVW WMQYPXERISYWP]


=SY GER I\XIRH SV VIXVEGX XLI PMJX ERH XMPX G]GPMRHIVW WMQYPXERISYWP] F]
QSZMRK XLI 0, GSRXVSP PIZIV HMEKSREPP]
6EMWMRK XLI PMJX EVQW [LMPI XMPXMRK
XLI FYGOIX MR SV SYX

;SVOMRK QSZIQIRXW

d 1SZI XLI 0, GSRXVSP PIZIV MR HMVIGXMSR I


8LI PMJX EVQW EVI VEMWIH [LMPI XLI FYGOIX MW XMPXIH MR
d 1SZI XLI 0, GSRXVSP PIZIV MR HMVIGXMSR K
8LI PMJX EVQW EVI VEMWIH [LMPI XLI FYGOIX MW XMPXIH SYX

   0-)&,)66 0
3TIVEXMRK 1ERYEP 3TIVEXMSR ,ERHPMRK
,ERHPMRK

0S[IVMRK XLI PMJX EVQW [LMPI


XMPXMRK XLI FYGOIX MR SV SYX

;SVOMRK QSZIQIRXW

d 1SZI XLI 0, GSRXVSP PIZIV MR HMVIGXMSR L


8LI PMJX EVQW EVI PS[IVIH [LMPI XLI FYGOIX MW XMPXIH MR
d 1SZI XLI 0, GSRXVSP PIZIV MR HMVIGXMSR J
8LI PMJX EVQW EVI PS[IVIH [LMPI XLI FYGOIX MW XMPXIH SYX

*PSEX TSWMXMSR

&YGOIX MR JPSEX TSWMXMSR


8LI JPSEX TSWMXMSR EPPS[W XLI FYGOIX XS PMI SR XLI KVSYRH YRHIV MXW S[R
[IMKLX ERH XS QSZI JVIIP] SR YRIZIR KVSYRH

0 0-)&,)66   
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,ERHPMRK

%GXMZEXMRK JPSEX TSWMXMSR 8LMW MW LS[ XS EGXMZEXI XLI JPSEX TSWMXMSR


1EOI WYVI XLI PMJX EVQW EVI PS[IVIH ERH XLI FYGOIX MW P]MRK JPEX SR XLI
KVSYRH

(ERKIV

(ERKIV 8LIVI MW E VMWO SJ EGGMHIRXW [LIR XLI [SVOMRK EXXEGLQIRX MW PS[IVIH


UYMGOP]
8LI [SVOMRK EXXEGLQIRX MW PS[IVIH UYMGOP] [LIR XLI JPSEX TSWMXMSR MW
EGXMZEXIH
%R]SRI WXERHMRK YRHIV XLI [SVOMRK EXXEGLQIRX [MPP FI GVYWLIH
 /IIT SYX SJ XLI HERKIV EVIE

d (S RSX EGXMZEXI XLI JPSEX TSWMXMSR JYRGXMSR [LIR XLI [SVOMRK EXXEGLQIRX
MW VEMWIH

&YGOIX TSWMXMSR

d 0S[IV XLI PMJX EVQ ERH PE] XLI FYGOIX HS[R JPEX SR XLI KVSYRH

'SRXVSP YRMX
 *PSEX TSWMXMSR FYXXSR  0)(

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3TIVEXMRK 1ERYEP 3TIVEXMSR ,ERHPMRK
,ERHPMRK

4VIWW XLI JPSEX TSWMXMSR FYXXSR  XS IREFPI XLI JYRGXMSR


d 4VIWW XLI JPSEX TSWMXMSR FYXXSR 
8LI 0)(  SR XLI FYXXSR MRHMGEXIW XLEX XLI JYRGXMSR MW EGXMZI

0, GSRXVSP PIZIV

d 1SZI XLI 0, GSRXVSP PIZIV MR HMVIGXMSR F XLVSYKL XLI EGXMSR TSMRX EW JEV
EW MX [MPP KS ERH XLIR VIPIEWI MX
8LI 0, GSRXVSP PIZIV MW LIPH MR XLMW TSWMXMSR F] QEKRIXMG JSVGI
8LI JPSEX TSWMXMSR JYRGXMSR MW RS[ EGXMZI

9WMRK XLI EYXSQEXMG PMJX OMGOSYX JYRGXMSR


8LI EYXSQEXMG PMJX OMGOSYX JYRGXMSR TVIZIRXW XLI PMJX EVQ GSQMRK XS ER
EFVYTX LEPX EX XLI YTTIV PMJX PMQMX 8LMW TVSXIGXW FSXL XLI QEGLMRI ERH XLI
HVMZIV JVSQ YRRIGIWWEV] NSPXMRK
%GXMZEXMRK XLI EYXSQEXMG PMJX 8LI TVSGIHYVI JSV EGXMZEXMRK XLI EYXSQEXMG PMJX OMGOSYX MW EW JSPPS[W
OMGOSYX JYRGXMSR

'SRXVSP YRMX
 0MJX OMGOSYX FYXXSR  0)(

d 4VIWW XLI FYXXSR  JSV PMJX OMGOSYX


8LI 0)(  SR XLI FYXXSR MRHMGEXIW XLEX XLI JYRGXMSR MW EGXMZI
8LI PMJX OMGOSYX JYRGXMSR MW RS[ EGXMZI

0, GSRXVSP PIZIV

d 1SZI XLI 0, GSRXVSP PIZIV MR HMVIGXMSR E XLVSYKL XLI EGXMSR TSMRX EW JEV
EW MX [MPP KS ERH XLIR VIPIEWI MX
8LI 0, GSRXVSP PIZIV MW LIPH MR XLMW TSWMXMSR F] QEKRIXMG JSVGI
8LMW QIERW XLEX XLI PMJX EVQ MW SRP] VEMWIH EW JEV EW XLI W[MXGLMRK TSMRX JSV
XLI PMJX OMGOSYX
8LI PMJXMRK TVSGIHYVI MW EYXSQEXMGEPP] WXSTTIH EX XLMW TSMRX

0 0-)&,)66   
3TIVEXMSR ,ERHPMRK 3TIVEXMRK 1ERYEP
,ERHPMRK

0MJX OMGOSYX JSV VIHYGIH =SY GER EPWS YWI XLI TVS\MQMX] W[MXGL XS WIX E VIHYGIH HYQTMRK LIMKLX
HYQTMRK LIMKLX

'EYXMSR 8LIVI MW E VMWO SJ EGGMHIRXW [LIR [SVOMRK GPSWI XS E LIMKLX PMQMX


;LIR [SVOMRK GPSWI XS E LIMKLX PMQMX XLIVI MW E VMWO SJ EGGMHIRXW MJ XLI PMJX
OMGOSYX MW SZIVVYR
 ;LIR [SVOMRK RIEV XS E LIMKLX PMQMX TVSGIIH [MXL I\XVIQI GEYXMSR

d 7IX XLI PMJX OMGOSYX JSV E VIHYGIH HYQTMRK LIMKLX


7IXXMRK XLI PMJX OMGOSYX JSV 8LI TVS\MQMX] W[MXGL JSV XLI EYXSQEXMG PMJX OMGOSYX MW WIX EX XLI JEGXSV]
VIHYGIH HYQTMRK LIMKLX -J RIGIWWEV] XLI TVS\MQMX] W[MXGL GER FI VIEHNYWXIH
8LI TVSGIHYVI JSV VIEHNYWXMRK XLI TVS\MQMX] W[MXGL MW EW JSPPS[W

6IHYGIH HYQTMRK LIMKLX

d 6EMWI XLI PMJX EVQW XS XLI VIUYMVIH HYQTMRK LIMKLX

4VS\MQMX] W[MXGL
 4VS\MQMX] W[MXGL JSV EYXSQEXMG  0)(
PMJX OMGOSYX  &YGOIX EVQ

d 6IPIEWI XLI JM\MRK RYXW SJ XLI TVS\MQMX] W[MXGL


,SVM^SRXEPP] EHNYWX XLI TVS\MQMX] W[MXGL  YRXMP XLI FYGOIX EVQ  GSZIVW YT
XS LEPJ XLI GSRXEGX WYVJEGI SJ XLI TVS\MQMX] W[MXGL
;LIR XLI FYGOIX EVQ IRXIVW XLI EGXYEXMSR VERKI SJ XLI TVS\MQMX] W[MXGL
XLI JSYV 0)(W  SR XLI TVS\MQMX] W[MXGL PMKLX YT

   0-)&,)66 0
3TIVEXMRK 1ERYEP 3TIVEXMSR ,ERHPMRK
,ERHPMRK

d 8MKLXIR XLI JM\MRK RYXW SR XLI TVS\MQMX] W[MXGL EKEMR


8LI TVS\MQMX] W[MXGL LEW FIIR VIWIX ERH XLI EYXSQEXMG PMJX OMGOSYX MW SRGI
QSVI VIEH] JSV STIVEXMSR
d 8IWX XLI WIXXMRK ERH VIEHNYWX MX MJ RIGIWWEV]

%YXSQEXMG FYGOIX VIXYVRXSHMK JYRGXMSR


=SY GER YWI XLI EYXSQEXMG FYGOIX VIXYVRXSHMK JYRGXMSR JSV PSEHMRK NSFW
[LMGL VIUYMVI E GIVXEMR HMKKMRK TSWMXMSR
%GXMZEXMRK XLI EYXSQEXMG FYGOIX 8LI TVSGIHYVI JSV EGXMZEXMRK XLI EYXSQEXMG FYGOIX VIXYVRXSHMK JYRGXMSR MW
VIXYVRXSHMK JYRGXMSR EW JSPPS[W

'SRXVSP YRMX
 &YGOIX VIXYVRXSHMK FYXXSR  0)(

d 4VIWW XLI FYGOIX VIXYVRXSHMK FYXXSR 


8LI 0)(  SR XLI FYXXSR MRHMGEXIW XLEX XLI JYRGXMSR MW EGXMZI
8LI EYXSQEXMG FYGOIX VIXYVRXSHMK JYRGXMSR MW RS[ EGXMZEXIH
9WMRK XLI EYXSQEXMG FYGOIX 1EOI WYVI XLI EYXSQEXMG FYGOIX VIXYVRXSHMK JYRGXMSR MW EGXMZEXIH
VIXYVRXSHMK JYRGXMSR

;SVOMRK QSZIQIRXW

0 0-)&,)66   
3TIVEXMSR ,ERHPMRK 3TIVEXMRK 1ERYEP
,ERHPMRK

d 6EMWI XLI PMJX EVQ F] QSZMRK XLI 0, GSRXVSP PIZIV MR HMVIGXMSR E


d 8MPX XLI FYGOIX SYX MR XLI VEMWIH TSWMXMSR F] QSZMRK XLI 0, GSRXVSP PIZIV
MR HMVIGXMSR H

;SVOMRK QSZIQIRXW

d 8MPX MR XLI PSEHMRK FYGOIX MR XLI VEMWIH TSWMXMSR F] QSZMRK XLI 0,


GSRXVSP PIZIV MR HMVIGXMSR G XLVSYKL XLI EGXMSR TSMRX EW JEV EW MX [MPP KS
ERH VIPIEWMRK MX
8LI 0, GSRXVSP PIZIV MW LIPH MR XLMW TSWMXMSR F] QEKRIXMG JSVGI
8LMW QSZIW XLI FYGOIX MRXS XLI TVIPMQMREV] TSWMXMSR JSV XLI HMKKMRK TSWMXMSR
%W WSSR EW XLI FYGOIX VIEGLIW XLI TVIPMQMREV] TSWMXMSR XLI WSPIRSMH
VIPIEWIW XLI 0, GSRXVSP PIZIV
d 0S[IV XLI PMJX EVQW F] QSZMRK XLI 0, GSRXVSP PIZIV MR HMVIGXMSR F
8LMW QSZIW XLI PSEHMRK FYGOIX MRXS XLI HMKKMRK TSWMXMSR SR XLI KVSYRH
7IXXMRK XLI HMKKMRK TSWMXMSR 8LI TVS\MQMX] W[MXGL JSV XLI EYXSQEXMG FYGOIX VIXYVRXSHMK JYRGXMSR MW WIX
EX XLI JEGXSV]
-J RIGIWWEV] XLI TVS\MQMX] W[MXGL GER FI VIEHNYWXIH
8LI TVSGIHYVI JSV VIEHNYWXMRK XLI TVS\MQMX] W[MXGL MW EW JSPPS[W

6SYKL EHNYWXQIRX
1EOI WYVI XLEX XLI PMJX EVQW EVI PS[IVIH ERH XLI FYGOIX MW IQTX]

6SYKL HMKKMRK TSWMXMSR

   0-)&,)66 0
3TIVEXMRK 1ERYEP 3TIVEXMSR ,ERHPMRK
,ERHPMRK

d 9WMRK XLI 0, GSRXVSP PIZIV QSZI XLI PSEHMRK FYGOIX XS XLI VIUYMVIH
HMKKMRK TSWMXMSR

7IXXMRK YT FYGOIX VIXYVRXSHMK


 4VS\MQMX] W[MXGL JSV EYXSQEXMG  4SWMXMSRMRK GYVZI
FYGOIX VIXYVRXSHMK  0*( W]WXIQ TVS\MQMX] W[MXGL
 0)(

d 6IPIEWI XLI JM\MRK RYXW SJ XLI TVS\MQMX] W[MXGL 


,SVM^SRXEPP] EHNYWX XLI TVS\MQMX] W[MXGL  YRXMP XLI TSWMXMSRMRK GYVZI  GSZ
IVW YT XS LEPJ XLI GSRXEGX WYVJEGI SJ XLI TVS\MQMX] W[MXGL
;LIR XLI TSWMXMSRMRK GYVZI IRXIVW XLI GSRXEGX EVIE SJ XLI TVS\MQMX] W[MXGL
XLI JSYV 0)(W  SR XLI TVS\MQMX] W[MXGL PMKLX YT
d 8MKLXIR XLI JM\MRK RYXW SR XLI TVS\MQMX] W[MXGL  EKEMR
8LI VSYKL EHNYWXQIRX SJ XLI VIUYMVIH HMKKMRK TSWMXMSR MW RS[ GSQTPIXI
d 8IWX XLI VSYKL EHNYWXQIRX 8LI TVSGIHYVI MW HIWGVMFIH MR XLI WIGXMSR
SR YWMRK XLI EYXSQEXMG FYGOIX VIXYVRXSHMK JYRGXMSR
d -J VIUYMVIH GEVV] SYX E JMRI EHNYWXQIRX

*MRI EHNYWXQIRX
'EVV] SYX WIZIVEP XIWXW XS TIVJSVQ XLI JMRI EHNYWXQIRX
d 9WMRK XLI 0, GSRXVSP PIZIV QSZI XLI PSEHMRK FYGOIX XS XLI I\EGX
HMKKMRK TSWMXMSR
d 6IEHNYWX XLI TVS\MQMX] W[MXGL EW HIXEMPIH MR XLI WIGXMSR SR VSYKL
EHNYWXQIRX
d 8IWX XLI JMRI EHNYWXQIRX 8LI TVSGIHYVI MW HIWGVMFIH MR XLI WIGXMSR SR
YWMRK XLI EYXSQEXMG FYGOIX VIXYVRXSHMK JYRGXMSR

 ;SVOMRK QIXLSHW


8LMW WIGXMSR HIWGVMFIW XLI VSYXMRI [SVOMRK QIXLSHW

0 0-)&,)66   
3TIVEXMSR ,ERHPMRK 3TIVEXMRK 1ERYEP
,ERHPMRK

4MGOMRK YT ERH QSZMRK QEXIVMEP


8LI JSPPS[MRK TVSGIHYVI MW VIGSQQIRHIH XS EZSMH ER] TSWWMFPI PSWW SJ
XVEGXMSR

d (S RSX [SVO [MXL E WXVSRK HS[R[EVHW TVIWWYVI SR XLI FYGOIX


d -J XLI JPS[ SJ XLI FYPO QEXIVMEP MRXS XLI FYGOIX RIIHW XS FI EWWMWXIH
[LIR HVMZMRK MRXS XLI QEXIVMEP KIRXP] XMT XLI FYGOIX YT ERH HS[R
4VIWWMRK XLI MRGLFVEOI TIHEP VIHYGIW XVEGXMZI JSVGI [LMGL QEOIW PSEHMRK
IEWMIV

4S[IV HMWXVMFYXMSR F] MRGLMRK


 -RGLFVEOI TIHEP & &VEOMRK VERKI
- -RGLMRK VERKI

d %PWS TVIWW HS[R XLI MRGLFVEOI TIHEP  MR VERKI - [MXL XLI VIUYMVIH
JSVGI
8LI TS[IV MW EHNYWXIH
 8LI TS[IV SJ XLI XVEZIP L]HVEYPMGW MW VIHYGIH
 8LI TS[IV SJ XLI [SVOMRK EXXEGLQIRX MW VIHYGIH

4S[IV EHNYWXQIRX LEW XLI JSPPS[MRK EHZERXEKIW


i 8LI [LIIPW RS PSRKIV WTMR
i 8LI JYIP GSRWYQTXMSR MW VIHYGIH

d 8MPX MR XLI PSEHIH FYGOIX EW JEV EW MX [MPP KS ERH VEMWI XLI PMJX EVQW

   0-)&,)66 0
3TIVEXMRK 1ERYEP 3TIVEXMSR ,ERHPMRK
,ERHPMRK

8VERWTSVXMRK ERH QSZMRK QEXIVMEP


8LI FYGOIX WLSYPH FI QSZIH MRXS XLI XVERWTSVX TSWMXMSR XS MQTVSZI XLI
QEGLMRI W WXEFMPMX] ERH XS IRWYVI KSSH ZMI[MRK GSRHMXMSRW [LIR XVERWTSVX
MRK ERH XVERWJIVVMRK FYPO QEXIVMEPW
8LI XVERWTSVX TSWMXMSR QIERW XLEX XLI FYGOIX TMZSX TSMRX MW VSYKLP]  GQ
EFSZI XLI KVSYRH
8VERWTSVX TSWMXMSR

&YGOIX TSWMXMSR

;EVRMRK 8LIVI MW E VMWO SJ XLI QEGLMRI XMTTMRK SZIV


8LI QEGLMRI QMKLX XMT SZIV [LIR XLI PMJX EVQW EVI VEMWIH HYI XS XLI WLMJX MR
XLI GIRXVI SJ KVEZMX]
 3FWIVZI XLI QE\MQYQ TIVQMXXIH FYPO QEXIVMEP [IMKLX ERH XLI WTIGMJMIH
XMTTMRK PSEHW

d 1SZI XLI PSEHIH FYGOIX XS XLI XVERWTSVX TSWMXMSR


8VERWTSVXMRK XLI PSEH SR E
WPSTI

(MVIGXMSR SJ XVEZIP HYVMRK XVERWTSVX

0 0-)&,)66   
3TIVEXMSR ,ERHPMRK 3TIVEXMRK 1ERYEP
,ERHPMRK

;EVRMRK 8LIVI MW E VMWO SJ XLI QEGLMRI XMTTMRK SZIV


 ,SPH XLI PSEHIH FYGOIX PS[ [LIR XVERWTSVXMRK E PSEH SR WXIIT XIVVEMR

d (S RSX XYVR XLI QEGLMRI SR WXIIT WPSTIW


d (VMZI JSV[EVHW YT XLI WPSTI
d (VMZI FEGO[EVHW HS[R XLI WPSTI
d (S RSX HVMZI SR WPSTIW [MXL XLI [SVOMRK EXXEGLQIRX VEMWIH
(VMZMRK SR WPSTIW =SY QYWX SFWIVZI XLI WEJIX] MRWXVYGXMSRW [LIR HVMZMRK SR WPSTIW
7II XLI WEJIX] MRWXVYGXMSRW JSV HVMZMRK SR WPSTIW MR GLETXIV 

7PSTI

;EVRMRK 8LIVI MW E VMWO SJ XLI QEGLMRI XMTTMRK SZIV


8LI QEGLMRI GER XMT SZIV QSVI IEWMP] [LIR HVMZMRK SR WPSTMRK KVSYRH
 %P[E]W OIIT XLI PSEHIH FYGOIX PS[ HYVMRK XVERWTSVX
 (S RSX WYHHIRP] GLERKI HMVIGXMSR SV FVEOI EFVYTXP]

d )EWI SJJ XLI KEW TIHEP FIJSVI HVMZMRK SRXS XLI WPSTI
d (VMZI HS[RLMPP GEVIJYPP]
d -J RIGIWWEV] ETTP] XLI WIVZMGI FVEOI

SV
-J HVMZMRK SR E PSRK WXIIT HS[RLMPP WPSTI
*MVWX W[MXGL XS XVEZIP VERKI - 7II EPWS MR XLI MRJSVQEXMSR SR GLERKMRK
XVEZIP VERKIW MR XLI HVMZMRK QSHI WIGXMSR

   0-)&,)66 0
3TIVEXMRK 1ERYEP 3TIVEXMSR ,ERHPMRK
,ERHPMRK

+VEHMRK [SVO
/IIT XLI FYGOIX FEWI LSVM^SRXEP [LIR KVEHMRK
+VEHMRK 8LI JSPPS[MRK TVSGIHYVI MW VIGSQQIRHIH XS EZSMH ER] TSWWMFPI PSWW SJ
XVEGXMSR

4VSGIHYVI JSV KVEHMRK

d (S RSX [SVO [MXL E WXVSRK HS[R[EVHW TVIWWYVI SR XLI FYGOIX

SV
9WI XLI JPSEX TSWMXMSR JYRGXMSR 7II EPWS XLI WIGXMSRW SR STIVEXMRK XLI
PMJX EVQW ERH XLI JPSEX TSWMXMSR JYRGXMSR

-QTIVQMWWMFPI FYGOIX TSWMXMSRW

'EYXMSR 8LIVI MW E VMWO SJ HEQEKI XS XLI QEGLMRI


8LI QEGLMRI QE] FI HEQEKIH HYVMRK KVEHMRK [SVO MJ XLI FYGOIX LMXW E
LEVH SFNIGX [LIR MX MW XMTTIH HS[R [LMPI XLI QEGLMRI MW QSZMRK JSV[EVH
 (S RSX KVEHI MR XLI JSV[EVH XVEZIP HMVIGXMSR [MXL XLI FYGOIX XMTTIH HS[R

d /IIT XLI FEWI SJ XLI FYGOIX TEVEPPIP XS XLI KVSYRH

SV
+IRXP] WIX XLI FYGOIX FEWI HS[R
7GVETMRK SJJ QEXIVMEP

d 8MPX XLI FYGOIX HS[R ERH HVMZI FEGO[EVHW

0 0-)&,)66   
3TIVEXMSR ,ERHPMRK 3TIVEXMRK 1ERYEP
,ERHPMRK

0SEHMRK E LIET
4MGOMRK YT QEXIVMEP

&YGOIX TSWMXMSR

'EYXMSR 8LIVI MW E VMWO SJ HEQEKI XS XLI QEGLMRI


8LI PMJX EVQW QE] FI HEQEKIH MJ ]SY LMX E LEVH SFWXEGPI EX WTIIH [LIR
GPIEVMRK E[E] FYPO QEXIVMEP MR XLI JSV[EVH XVEZIP HMVIGXMSR [MXL XLI FYGOIX
XMTTIH HS[R
 ;LIR GPIEVMRK E[E] FYPO QEXIVMEP HS RSX HVMZI MRXS XLI TMPI [MXL XLI
FYGOIX XMTTIH HS[R

d 0S[IV XLI FYGOIX LSVM^SRXEPP] XS XLI KVSYRH


d (VMZI MRXS XLI QEXIVMEP WPMKLXP] XMTTMRK XLI FYGOIX MR XLI TVSGIWW
d -J XLI JPS[ SJ XLI FYPO QEXIVMEP MRXS XLI FYGOIX RIIHW XS FI EWWMWXIH
KIRXP] XMT XLI FYGOIX YT ERH HS[R [LIR HVMZMRK MRXS XLI QEXIVMEP
d %PWS TVIWW HS[R XLI MRGLFVEOI TIHEP 7II XLI WIGXMSR SR TMGOMRK YT
ERH QSZMRK QEXIVMEP

&YGOIX TSWMXMSR

d 8MPX MR XLI PSEHIH FYGOIX EW JEV EW MX [MPP KS ERH VEMWI XLI PMJX EVQW

   0-)&,)66 0
3TIVEXMRK 1ERYEP 3TIVEXMSR ,ERHPMRK
,ERHPMRK

8VERWTSVXMRK QEXIVMEP /IIT XLI PSEHIH FYGOIX PS[ HYVMRK XVERWTSVX MR SVHIV XS MQTVSZI XLI
QEGLMRI W WXEFMPMX] ERH XS IRWYVI KSSH ZMI[MRK GSRHMXMSRW

&YGOIX TSWMXMSR
1EOI WYVI XLEX XLI FYGOIX MW MR XLI XVERWTSVX TSWMXMSR
8LI XVERWTSVX TSWMXMSR QIERW XLEX XLI FYGOIX TMZSX TSMRX MW VSYKLP]  GQ
EFSZI XLI KVSYRH
d 1SZI XLI FYGOIX XS XLI XVERWTSVX TSWMXMSR

8LI QEGLMRI QE] XMT SZIV

;EVRMRK 8LIVI MW E VMWO SJ XLI QEGLMRI XMTTMRK SZIV


8LI QEGLMRI QMKLX XMT SZIV [LIR XLI PMJX EVQW EVI VEMWIH HYI XS XLI WLMJX MR
XLI GIRXVI SJ KVEZMX]
 (S RSX WYHHIRP] GLERKI HMVIGXMSR SV FVEOI EFVYTXP] [LIR XLI FYGOIX MW
VEMWIH

d (S RSX VEMWI XLI PMJX EVQ YRXMP NYWX FIJSVI VIEGLMRK XLI YRPSEHMRK TSMRX
(YQTMRK

(YQTMRK

d 8MT SYX XLI FYGOIX


d 8S PSSWIR QEXIVMEP EHLIVMRK XS XLI FYGOIX UYMGOP] XMPX XLI FYGOIX MR ERH
SYX FVMIJP] NSPXMRK EKEMRWX XLI FYGOIX EVQ WXSTW

0 0-)&,)66   
3TIVEXMSR ,ERHPMRK 3TIVEXMRK 1ERYEP
,ERHPMRK

6IQSZMRK QEXIVMEP JVSQ E WPSTI SV [EPP


6IQSZMRK QEXIVMEP JVSQ E WPSTI 8LMW MW LS[ XS VIQSZI RSVQEP QEXIVMEP WYGL EW WERH SV KVEZIP

6IQSZMRK FYPO QEXIVMEP 

d 7XEVX EX XLI JSSX SJ XLI WPSTI ERH [SVO YT[EVHW


6IQSZMRK QEXIVMEP JVSQ E [EPP 8LMW MW LS[ XS VIQSZI YRYWYEPP] LEVH QEXIVMEP WYGL EW VSGO

6IQSZMRK FYPO QEXIVMEP 

d 7PMKLXP] XMPX YT XLI FYGOIX FEWI


d 7XEVX VIQSZMRK QEXIVMEP EX XLI XST ERH [SVO HS[R[EVHW

;EVRMRK 8LIVI MW E VMWO SJ EGGMHIRXW HYI XS JEPPMRK QEXIVMEP


 (S RSX [SVO YRHIV SZIVLERKW

d 6IQSZI SZIVLERKW JMVWX ERH XLIR PSSO SYX JSV WPMTTEKI

   0-)&,)66 0


3TIVEXMRK 1ERYEP 3TIVEXMSR ,ERHPMRK
,ERHPMRK

0SEHMRK E XVERWTSVX ZILMGPI


8VERWTSVX VSYXIW

=QSZIQIRX
8LI ZILMGPI XS FI PSEHIH WLSYPH FI TEVOIH WS XLEX XLI XVERWTSVX HMWXERGI
JSV XLI QEGLMRI MW EW WLSVX EW TSWWMFPI
-J TSWWMFPI QEOI E = QSZIQIRX 7II EPWS MR XLI MRJSVQEXMSR SR VIZIVWMRK
MR XLI HVMZMRK QSHI WIGXMSR
0SEHMRK TVSGIHYVI -R SVHIV XS WTIIH YT XLI PSEHMRK TVSGIHYVI FVEOI XLI QEGLMRI MR JVSRX SJ
XLI XVYGO [MXL XLI MRGLFVEOI TIHEP

9RPSEHMRK TSMRX

8LMW EGLMIZIW XLI JSPPS[MRK


 7IRWMXMZI WTIIH EHNYWXQIRX
 3TXMQYQ TS[IV EHNYWXQIRX JSV XLI [SVOMRK EXXEGLQIRX
7II XLI WIGXMSR SR TMGOMRK YT ERH QSZMRK QEXIVMEP
d 4YX XLI QEGLMRI MR XLI YRPSEHMRK TSWMXMSR (S RSX VEMWI XLI PMJX EVQW
YRXMP NYWX FIJSVI VIEGLMRK XLI YRPSEHMRK TSMRX

-RGLFVEOI TIHEP
 -RGLFVEOI TIHEP & &VEOMRK VERKI
- -RGLMRK VERKI

0 0-)&,)66   


3TIVEXMSR ,ERHPMRK 3TIVEXMRK 1ERYEP
,ERHPMRK

d &VEOI XLI QEGLMRI F] TYWLMRK HS[R XLI MRGLFVEOI TIHEP  MR VERKI


- [MXL XLI VIUYMVIH JSVGI

;EVRMRK 8LIVI MW E VMWO SJ EGGMHIRXW HYI XS JEPPMRK QEXIVMEP


 8LI HVMZIV QE] SRP] W[MRK XLI [SVOMRK EXXEGLQIRXW SZIV SGGYTMIH HVMZIV
GEFW STIVEXMRK ERH [SVOMRK WXEXMSRW SJ SXLIV QEGLMRIW MJ XLI] EVI
TVSXIGXIH F] VIMRJSVGIH VSSJW *347 
 -J XLI HVMZIV W GEF MW RSX IUYMTTIH XS TVSZMHI XLI RIGIWWEV] HIKVII SJ
TVSXIGXMSR XLIR XLI HVMZIV SJ XLI QEGLMRI MR UYIWXMSR QYWX PIEZI LMW GEF
HYVMRK SZIVLIEH STIVEXMSRW

d 0SEH XLI XVYGO WS XLEX XLI QEXIVMEP JEPPW MRXS XLI QMHHPI SJ XLI WOMT
d 0SEH PSRK XVERWTSVX ZILMGPIW JVSQ JVSRX XS FEGO
;LIR [SVOMRK RIEV SZIVLIEH TS[IV PMRIW

(ERKIV 8LIVI MW E VMWO SJ EGGMHIRXW XLVSYKL GSRXEGX [MXL SZIVLIEH TS[IV PMRIW
8LIVI MW E VMWO SJ JEXEP MRNYV]
 3FXEMR MRJSVQEXMSR EFSYX XLI WEJIX] GPIEVERGIW XS FI SFWIVZIH

d /IIT XLI QEGLMRI E WYJJMGMIRX HMWXERGI E[E]


d (S RSX KS RIEV TS[IV PMRIW [MXL XLI EXXEGLQIRX
d %PWS VIEH XLI MRWXVYGXMSRW JSV WEJI [SVOMRK MR XLI GLETXIV SR WEJIX]
VIKYPEXMSRW
0SEHMRK PEVKI VSGOW 1EOI WYVI XLEX XLI PSEHMRK WYVJEGI SJ XLI XVERWTSVX ZILMGPI GER [MXLWXERH
XLI MQTEGX SJ PEVKI VSGOW

0SEHMRK XLI FYGOIX

d *MVWX TYX E FYGOIX PSEH SJ WQEPPIV VSGOW MR XLI XVERWTSVX ZILMGPI


d 'EVV] SR PSEHMRK XLI XVERWTSVX ZILMGPI

   0-)&,)66 0


3TIVEXMRK 1ERYEP 3TIVEXMSR ,ERHPMRK
,ERHPMRK

0SEHMRK WXMGO] QEXIVMEP =SY GER YWI XLI EYXSQEXMG FYGOIX VIXYVRXSHMK JYRGXMSR JSV PSEHMRK NSFW
[LMGL VIUYMVI E GIVXEMR HMKKMRK TSWMXMSR
7II EPWS XLI WIGXMSRW SR STIVEXMRK XLI PMJX EVQW ERH XLI EYXSQEXMG JPSEX
TSWMXMSR JYRGXMSR

(YQTMRK

d 8MT SYX XLI FYGOIX

'EYXMSR 8LIVI MW E VMWO SJ HEQEKI XS XLI QEGLMRI


9RRIGIWWEV] NSPXMRK [LIR XMTTMRK YT ERH HS[R EKEMRWX XLI FYGOIX EVQ
WXSTW GER MRGVIEWI [IEV SR XLI FSPXW ERH FYWLIW SR XLI OMRIQEXMGW
 %ZSMH YRRIGIWWEV] NSPXMRK

d 8S PSSWIR QEXIVMEP EHLIVMRK XS XLI FYGOIX UYMGOP] XMPX XLI FYGOIX MR ERH
SYX FVMIJP] NSPXMRK EKEMRWX XLI FYGOIX EVQ WXSTW
1SZMRK XLI QEGLMRI FEGO

&YGOIX TSWMXMSR

0 0-)&,)66   


3TIVEXMSR ,ERHPMRK 3TIVEXMRK 1ERYEP
,ERHPMRK

'EYXMSR 8LIVI MW E VMWO SJ HEQEKI XS XLI QEGLMRI


9RRIGIWWEV] NSPXMRK [LIR XMTTMRK YT ERH HS[R EKEMRWX XLI FYGOIX EVQ
WXSTW GER MRGVIEWI [IEV SR XLI FSPXW ERH FYWLIW SR XLI OMRIQEXMGW
 %ZSMH YRRIGIWWEV] NSPXMRK

d 8MPX XLI FYGOIX MR

0MJX EVQ TSWMXMSR

d 0S[IV XLI PMJX EVQ [LIR HVMZMRK FEGO

)\GEZEXMSR
0MJXMRK SYX WSJX QEXIVMEP 8LMW MW LS[ XS I\GEZEXI WSJX QEXIVMEP

%RKPI SJ TIRIXVEXMSR

d 0S[IV XLI FYGOIX XS XLI KVSYRH


d 7IX E WQEPP GYXXMRK ERKPI ; SJ RS QSVI XLER ”

4IRIXVEXMSR HITXL

   0-)&,)66 0


3TIVEXMRK 1ERYEP 3TIVEXMSR ,ERHPMRK
,ERHPMRK

d ;LIR ETTVSEGLMRK [MXL XLI QEGLMRI WMQYPXERISYWP] TVIWW XLI PMJX EVQW
HS[R YRXMP E WYJJMGMIRX TIRIXVEXMSR HITXL ' MW VIEGLIH
d 8LI JSPPS[MRK TVSGIHYVI MW VIGSQQIRHIH XS EZSMH ER] TSWWMFPI PSWW SJ
XVEGXMSR (S RSX [SVO [MXL E WXVSRK HS[R[EVHW TVIWWYVI SR XLI FYGOIX

0MJX EVQ QSZIQIRX

d 1EOI LSVM^SRXEP GYXW [LIR HVMZMRK JSV[EVH


d 6EMWI ERH PS[IV XLI PMJX EVQW XS QEOI XLI [SVO IEWMIV
0MJXMRK SYX LEVH QEXIVMEP 9WI E FYGOIX [MXL XIIXL JSV I\GEZEXMRK LEVH QEXIVMEP

;SVOMRK EXXEGLQIRX

d *SV XLI WYFWIUYIRX TVSGIHYVI 7II XLI WIGXMSR SR PMJXMRK SYX WSJX
QEXIVMEP
)\EQTPI SJ JSYRHEXMSR 8LMW MW LS[ XS I\GEZEXI JSYRHEXMSRW
I\GEZEXMSR

0IRKXL[E]W GYXW

0 0-)&,)66   


3TIVEXMSR ,ERHPMRK 3TIVEXMRK 1ERYEP
,ERHPMRK

d 9WI XLI FYGOIX XS QEOI E JMVWX XVIRGL EPSRK XLI WMHI SJ XLI TMX
d ;LIR XLI JMVWX XVIRGL MW HS[R XS E HITXL SJ  QIXVI
WXEVX E WIGSRH XVIRGL EPSRK XLI STTSWMXI WMHI
d )\GEZEXI XLI EVIE FIX[IIR XS XLI WEQI HITXL EW XLI X[S WMHI XVIRGL
IW

,IETMRK QEXIVMEP

d ,IET XLI QEXIVMEP MR SRI GSVRIV PIEZMRK XLI WMHIW SJ XLI JSYRHEXMSRW
GPIEV

4MX GSVRIV

d ;LIR XLI JSYRHEXMSRW LEZI FIIR I\GEZEXIH XS XLI VIUYMVIH HITXL


HMK SYX XLI GSVRIVW ERH XVERWTSVX XLI QEXIVMEP SYX SJ XLI TMX
(VMZMRK SYX SJ XLI TMX =SY QYWX QEOI E VEQT WS XLEX ]SY GER HVMZI XLI QEGLMRI SYX SJ XLI TMX

)\MX VEQT ERH XVERWTSVX HMVIGXMSR

d 8S QEOI ER I\MX JSV XLI QEGLMRI HMK SYX XLI GIRXVI SJ XLI VEQT
d /IIT XLI PSEHIH FYGOIX PS[ HYVMRK XVERWTSVX
d (VMZI JSV[EVHW SYX SJ XLI TMX

   0-)&,)66 0


3TIVEXMRK 1ERYEP 3TIVEXMSR ,ERHPMRK
,ERHPMRK

 7SSX TEVXMGPI JMPXIV


8LMW IUYMTQIRX MW STXMSREP

(IWGVMTXMSR :EPYI 9RMX


*MPXIV QIHMYQ 'IVEQMG FPSGO QEHI i
JVSQ GSVHMIVMXI [MXL
GEXEP]XMG GSEXMRK
1E\MQYQ I\LEYWX KEW GSYRXIVTVIWW  FEV
YVI

8EWOW SJ XLI WSSX TEVXMGPI JMPXIV


i -X VIHYGIW XLI IQMWWMSR SJ WSSX TEVXMGPIW
i -X IPMQMREXIW QSWX SJ XLI GEVFSR QSRS\MHI '3 ERH L]HVSGEVFSRW ,'
JVSQ XLI I\LEYWX
i -X VIKIRIVEXIW MXWIPJ HYVMRK RSVQEP STIVEXMSR

(EMP] QEGLMRI WXEVXYT [MXL XLI TEVXMGPI JMPXIV W]WXIQ

7SSX TEVXMGPI JMPXIV W]WXIQ


 )\LEYWX KEW GSYRXIVTVIWWYVI  4VIWWYVI PMRI
HMWTPE]  7SSX TEVXMGPI JMPXIV
 :MWYEP GSYRXIVTVIWWYVI  *MPXIVHVEMR YRMX
QSRMXSV  (EXE PSKKIV
 %YHMFPI GSYRXIVTVIWWYVI QSRM
XSV

3XLIV GSQTSRIRXW RSX WLS[R


i 'SYRXIVTVIWWYVI PMRI
i (EXE PSKKIV PMRI

8EWO SJ XLI I\LEYWX KEW GSYRXIVTVIWWYVI HMWTPE]


i 8S HMWTPE] XLI GSRXEQMREXMSR WXEXYW SJ XLI TEVXMGPI JMPXIV W]WXIQ

8EWO SJ XLI IPIGXVSRMG PMQMX ZEPYI QSRMXSV


i 8S KMZI ER EYHMFPI ERH ZMWMFPI [EVRMRK XS XLI STIVEXSV [LIR XLI
QE\MQYQ GSYRXIVTVIWWYVI MW I\GIIHIH
8LI HEXE QIEWYVIH F] XLI GSYRXIVTVIWWYVI QSRMXSV MW WEZIH IPIGXVSR
MGEPP]
;MXL XYVFS IRKMRIW XLI GSYRXIVTVIWWYVI QE] RSX I\GIIH  FEV

0 0-)&,)66   


3TIVEXMSR ,ERHPMRK 3TIVEXMRK 1ERYEP
,ERHPMRK

:MWYEP ERH EYHMFPI 'SYRXIVTVIWWYVI [EVRMRK WIUYIRGI


GSYRXIVTVIWWYVI QSRMXSV i -J XLI GSYRXIVTVIWWYVI I\GIIHW  FEV JSV PSRKIV XLER  WIGSRHW
8LI GSYRXIVTVIWWYVI QSRMXSV  PMKLXW YT
i -J XLI GSYRXIVTVIWWYVI I\GIIHW  FEV JSV PSRKIV XLER  WIGSRHW
8LI EYHMFPI GSYRXIVTVIWWYVI QSRMXSV  MW EPWS EGXMZEXIH
238)
%JXIV XLI GSYRXIVTVIWWYVI QSRMXSV MW EGXMZEXIH ]SY QYWX XEOI EGXMSR XS
VIHYGI XLI GSYRXIVTVIWWYVI
-J I\GIWW I\LEYWX GSYRXIVTVIWWYVI MW MRHMGEXIH
i )\GIWW I\LEYWX GSYRXIVTVIWWYVI GER EPWS FI GEYWIH F] E FPSGOIH
GSYRXIVTVIWWYVI PMRI
i -J XLI HMWTPE] MRHMGEXIW I\GIWW GSYRXIVTVIWWYVI MR EHHMXMSR XS GPIERMRK
XLI JMPXIV MRWTIGX ERH WIVZMGI XLI GSYRXIVTVIWWYVI PMRI
i 8LI GSYRXIVTVIWWYVI QSRMXSV QYWX FI MRWTIGXIH ERH WIVZMGIH IZIV]
 WIVZMGI LSYVW
7II XLI WIGXMSR SR XLI WSSX TEVXMGPI JMPXIV MR XLI QEMRXIRERGI ERH
MRWTIGXMSR WGLIHYPI MR GLETXIV 

d 'SRXEGX 0-)&,)66 '97831)6 7)6:-')

'EYXMSR 8LIVI MW E VMWO SJ HEQEKI XS XLI WSSX TEVXMGPI JMPXIV ERH XLI HMIWIP IRKMRI
-J XLI QEGLMRI MHPIW JSV TVSPSRKIH TIVMSHW SV MW VYR MR XLI PS[IV PSEH VERKI
XLI QE\MQYQ GSYRXIVTVIWWYVI QE] FI I\GIIHIH
 %ZSMH PIXXMRK XLI QEGLMRI MHPI JSV TVSPSRKIH TIVMSHW SV VYR MR XLI PS[IV
PSEH VERKI

d -J XLI GSYRXIVTVIWWYVI MW XSS LMKL


8EOI EGXMSR XS VIHYGI MX

238)
8LI HEXE QIEWYVIH F] XLI GSYRXIVTVIWWYVI QSRMXSV MW WEZIH IPIGXVSR
MGEPP]

d -J XLI IZEPYEXMSR SJ XLI QIEWYVIH HEXE WLS[W XLEX RS EGXMSR [EW XEOIR
XS VIHYGI XLI GSYRXIVTVIWWYVI
8LI QERYJEGXYVIV W [EVVERX] FIGSQIW MRZEPMH JSV ER] GSQTSRIRX
HEQEKIH SV HIWXVS]IH F] I\GIWW GSYRXIVTVIWWYVI
0S[IVMRK XLI GSYRXIVTVIWWYVI %GXMSR XS VIHYGI XLI GSYRXIVTVIWWYVI
d -J XLI GSYRXIVTVIWWYVI MW EFSZI  FEV
6YR XLI HMIWIP IRKMRI EX LMKL WTIIH
d 8LMW QIERW HVMZI EX JYPP PSEH JSV ETTVS\MQEXIP]  QMRYXIW
IK [SVOMRK EKEMRWX E [EPP

SV
0S[IV ERH VEMWI XLI PMJX EVQW [MXL E JYPP] PSEHIH FYGOIX EX JYPP XLVSXXPI
YRXMP XLI GSYRXIVTVIWWYVI MW GPIEVP] PS[IV XLER  FEV

   0-)&,)66 0


3TIVEXMRK 1ERYEP 3TIVEXMSR ,ERHPMRK
,ERHPMRK

8VSYFPIWLSSXMRK
-J XLI GSYRXIVTVIWWYVI GERRSX FI VIHYGIH YWMRK XLIWI QIEWYVIW

d 7LYX HS[R XLI QEGLMRI MQQIHMEXIP]


d 'PIER XLI JMPXIV

-14368%28
8LI WSSX TEVXMGPI JMPXIV QYWX FI GPIERIH SRGI E ]IEV SV EX PIEWX SRGI
IZIV]  WIVZMGI LSYVW

d 8LI GPIERMRK QYWX FI HSRI YWMRK WYMXEFPI IUYMTQIRX WS XLEX XLI EWL
GER FI GSPPIGXIH JSV HMWTSWEP
238)
i ;LIR VIJMXXMRK XLI JMPXIV QSHYPI EJXIV GPIERMRK QEOI WYVI XLI JMPXIV
QSHYPI MW JMXXIH [MXL XLI I\LEYWX MR XLI VMKLX HMVIGXMSR
i (S RSX JMX XLI JMPXIV QSHYPI MR XLI STTSWMXI HMVIGXMSR

d *SV EHHMXMSREP MRJSVQEXMSR


'SRXEGX 0-)&,)66 '97831)6 7)6:-')
)\LEYWX KEW XIWXW *SV STIVEXMSR MR 7[MX^IVPERH
i 8LI QEGLMRI MW QEVOIH [MXL XLI :)68 JMPXIV PEFIP ERH XIWX PEFIP
&9;%0 ERH &EY600 TVIWGVMFI XIWX QIEWYVIQIRXW XS FI PSKKIH MR XLI
I\LEYWX QEMRXIRERGI HSGYQIRX EX PIEWX IZIV]  QSRXLW
i 8LI I\LEYWX QEMRXIRERGI HSGYQIRX MW GVIEXIH F] XLI QEMR MQTSVXIV
ERH TVSZMHIH [MXL XLI QEGLMRI
*SV STIVEXMSR MR XLI )9
i 86+7  TVIWGVMFIW XIWX QIEWYVIQIRXW JSV ZILMGPIW MR MRHYWXVMEP YWI
8LIWI QYWX FI GEVVMIH SYX ERH HSGYQIRXIH ERRYEPP] SV IZIV] 
WIVZMGI LSYVW *SV ZILMGPIW YWIH YRHIVKVSYRH XLI MRXIVZEPW EVI 
QSRXLW SV IZIV]  WIVZMGI LSYVW

0 0-)&,)66   


3TIVEXMSR ,ERHPMRK 3TIVEXMRK 1ERYEP
,ERHPMRK

 *MPPMRK XLI XERO YWMRK XLI JMPPMRK TYQT


8LMW IUYMTQIRX MW STXMSREP

1EOI WYVI XLEX


i 8LI QEGLMRI MW MR QEMRXIRERGI TSWMXMSR 
i 8LI WYGXMSR PMRI I\XIRWMSR  [MXL WYGXMSR WXVEMRIV MW GSRRIGXIH XS XLI
WYGXMSR PMRI  FILMRH XLI IRKMRI GSQTEVXQIRX HSSV
8LI WYGXMSR WXVEMRIV  MW RSX HEQEKIH SXLIV[MWI XLI VIJYIPPMRK
TYQT  MW RSX TVSXIGXIH EKEMRWX JSVIMKR TEVXMGPIW
i 8LI WYGXMSR PMRI I\XIRWMSR  [MXL XLI WYGXMSR WXVEMRIV  VIEGLIW XS XLI
FSXXSQ SJ XLI XERO  WS XLEX XLI XERO GER FI GSQTPIXIP] HVEMRIH 
i 8LI FEXXIV] QEMR W[MXGL MW XYVRIH SR
i 8LI OI] JSV XLI VIJYIPPMRK TYQT W[MXGL  RI\X XS XLI XERO JMPPIV GET MW
MRWIVXIH

7XEVXMRK YT XLI JMPPMRK TYQT

(IWGVMTXMSR :EPYI 9RMX


*PS[ VEXI  PQMR
1E\ HYX] G]GPI  QMR
1E\ WYGXMSR LIMKLX  Q

*YIP XERO
 8ERO GET  'ET

d 3TIR XLI XERO GET  SR XLI JMPPIV RIGO

   0-)&,)66 0


3TIVEXMRK 1ERYEP 3TIVEXMSR ,ERHPMRK
,ERHPMRK

;EVRMRK 8LIVI MW E VMWO SJ FYVRW ERH I\TPSWMSRW


 2IZIV EPPS[ REOIH JPEQIW SV PMKLXIH GMKEVIXXIW MR XLI ZMGMRMX] HYVMRK XLI
VIJYIPPMRK TVSGIHYVI

*YIP XERO

d 8YVR XLI OI] MR XLI W[MXGL  XS XLI 32 TSWMXMSR


6IJYIPPMRK FIKMRW

'EYXMSR 8LIVI MW E HERKIV HYI XS XLI JYIP SZIVJPS[MRK JVSQ XLI JMPPIV RIGO
8LI VIJYIPPMRK TYQT HSIW RSX W[MXGL SJJ EYXSQEXMGEPP] [LMGL QIERW JYIP
GER SZIVJPS[ JVSQ XLI JMPPIV RIGO
 ;EXGL XLI JMPPMRK TVSGIWW ZME XLI JYIP XERO JMPPIV RIGO 

d %JXIV JMRMWLMRK VIJYIPPMRK XYVR XLI OI] MR XLI W[MXGL  XS XLI 3**
TSWMXMSR ERH XEOI SYX XLI OI]
d 'PSWI XLI JYIP XERO GET 
d (MWGSRRIGX XLI WYGXMSR PMRI I\XIRWMSR  [MXL WYGXMSR WXVEMRIV JVSQ XLI
WYGXMSR PMRI  ERH WIEP XLI PMRIW [MXL HYQQ] TPYKW

0 0-)&,)66   


3TIVEXMSR ,ERHPMRK 3TIVEXMRK 1ERYEP
,ERHPMRK

 3TIVEXMRK XLI L]HVEYPMG UYMGOGLERKI HIZMGI JSV > PMJX EVQW
8LMW IUYMTQIRX MW STXMSREP

5YMGOGLERKI HIZMGI

5YMGOGLERKI HIZMGI ZIVWMSR


i ,]HVEYPMG EGXMZEXMSR ERH HIEGXMZEXMSR YWMRK GLERKISZIV ZEPZI
,]HVEYPMG STIVEXMSR YWMRK XLI EHHMXMSREP GSRXVSP PIZIV
i 1IGLERMGEP PSGOMRK MRHMGEXSV SJ XLI UYMGOGLERKI HIZMGI

-RJSVQEXMSR SR EXXEGLQIRXW ERH EGGIWWSVMIW


i %XXEGLQIRXW ERH EGGIWWSVMIW TVSHYGIH F] XLMVHTEVX] QERYJEGXYV
IVW SV XLSWI [LMGL LEZI RSX FIIR KIRIVEPP] ETTVSZIH F] 0-)&
,)66 JSV MRWXEPPEXMSR SV JSV I\XIVREP JMXXMRK QE] RSX FI MRWXEPPIH SV
JMXXIH SR XLI QEGLMRI [MXLSYX TVMSV [VMXXIR GSRWIRX JVSQ 0-)&
,)66
i 8LI ETTVSTVMEXI XIGLRMGEP HSGYQIRXEXMSR WLSYPH FI QEHI EZEMP
EFPI XS 0-)&,)66 JSV XLMW TYVTSWI

%GXMZEXMRK XLI UYMGOGLERKI HIZMGI

,]HVEYPMG UYMGOGLERKI HIZMGI


 7YTTP] PMRI JSV UYMGOGLERKI  'LERKISZIV ZEPZI
HIZMGI  7[MXGL PIZIV
 7YTTP] PMRI JSV EGGIWWSV] OMX  %RXMX[MWX PSGO
 ,]HVEYPMG G]PMRHIV  1IGLERMGEP MRHMGEXSV

8LI L]HVEYPMG UYMGOGLERKI HIZMGI MW EGXMZEXIH IREFPIH SV HIEGXMZEXIH


FPSGOIH YWMRK XLI GLERKISZIV ZEPZI 
8LI W[MXGL PIZIV  MW WIGYVIH [MXL ER ERXMX[MWX PSGO  XS TVIZIRX EGXYEXMSR
F] QMWXEOI
8LMW MW LS[ XS EGXMZEXI XLI UYMGOGLERKI HIZMGI

   0-)&,)66 0


3TIVEXMRK 1ERYEP 3TIVEXMSR ,ERHPMRK
,ERHPMRK

1EOI WYVI XLEX


i 8LI PMJX EVQ MW PS[IVIH XS NYWX EFSZI XLI KVSYRH
i ;LIVI E [SVOMRK EXXEGLQIRX [MXL ER MRHITIRHIRX L]HVEYPMG WYTTP] MW
QSYRXIH EPP G]PMRHIVW ZEPZIW IXG EVI MR XLI MRMXMEP TSWMXMSR SV GPSWIH
i ;LIVI E [SVOMRK EXXEGLQIRX MW JMXXIH QEOI WYVI XLEX MX MW XMPXIH MR

(ERKIV 8LIVI MW E VMWO SJ EGGMHIRXW MJ XLI [SVOMRK EXXEGLQIRX HVSTW


 (S RSX EGXMZEXI XLI UYMGOGLERKI HIZMGI [LIR XLI [SVOMRK EXXEGLQIRX MW
VEMWIH

'LERKISZIV ZEPZI
8LI TMGXYVI WLS[W X[S PIZIV TSWMXMSRW STIRGPSWIH 
%GXMZEXI VIPIEWI XLI L]HVEYPMG UYMGOGLERKI HIZMGI [MXL XLI GLERKISZIV
ZEPZI
d -J ]SY [ERX XS EGXMZEXI XLI UYMGOGLERKI HIZMGI
1SZI XLI W[MXGL PIZIV  XS TSWMXMSR E ERH IRKEKI XLI ERXMX[MWX PSGO
8LMW STIRW XLI GLERKISZIV ZEPZI
8LI TSWMXMSR SJ XLI PIZIV WLS[W XLI HMVIGXMSR MR [LMGL XLI L]HVEYPMG SMP
JPS[W
8LI JYRGXMSR JSV YRPSGOMRK XLI UYMGOGLERKI HIZMGI MW XLYW IREFPIH

0 0-)&,)66   


3TIVEXMSR ,ERHPMRK 3TIVEXMRK 1ERYEP
,ERHPMRK

9RPSGOMRK XLI UYMGOGLERKI HIZMGI


8LI TVSGIHYVI JSV YRPSGOMRK XLI UYMGOGLERKI HIZMGI MW EW JSPPS[W
1EOI WYVI XLI UYMGOGLERKI HIZMGI LEW FIIR EGXMZEXIH IREFPIH F]
QIERW SJ XLI GLERKISZIV ZEPZI 

5YMGOGLERKI HIZMGI EW WIIR JVSQ XLI HVMZIV W GEF


 1IGLERMGEP MRHMGEXSV F 9RPSGOIH TSWMXMSR
E 0SGOIH TSWMXMSR

d 'SQTPIXIP] VIXVEGX XLI PSGOMRK TMRW F] QSZMRK XLI 0, GSRXVSP PIZIV MR


HMVIGXMSR F XS XLI WXST ERH LSPHMRK MX MR XLMW TSWMXMSR
8LI PSGOMRK TMRW JSV XLI UYMGOGLERKI HIZMGI EVI VIXVEGXIH
8LI TSWMXMSR VIXVEGXIH SJ XLI PSGOMRK TMRW MW MRHMGEXIH QIGLERMGEPP] F] XLI
HMWTPE] 

(MWGSRRIGXMRK XLI [SVOMRK EXXEGLQIRX


8LMW MW XLI TVSGIHYVI JSV HIXEGLMRK XLI [SVOMRK EXXEGLQIRX
-J XLI [SVOMRK EXXEGLQIRX LEW ER MRHITIRHIRX L]HVEYPMG GMVGYMX QEOI WYVI
XLI L]HVEYPMG WYTTP] PMRIW LEZI FIIR HMWGSRRIGXIH

   0-)&,)66 0


3TIVEXMRK 1ERYEP 3TIVEXMSR ,ERHPMRK
,ERHPMRK

;EVRMRK 8LIVI MW E VMWO SJ EGGMHIRXW MJ XLI [SVOMRK EXXEGLQIRX MW MRGSVVIGXP] WIX


HS[R
 2IZIV WIX HS[R XLI [SVOMRK EXXEGLQIRX MR YRWIGYVIH EVIEW VSEH[E]W
IXG 

d 7IX HS[R XLI [SVOMRK EXXEGLQIRX JPEX SR JMVQ IZIR KVSYRH


-J XLI [SVOMRK EXXEGLQIRX LEW ER MRHITIRHIRX L]HVEYPMG WYTTP] WIX HS[R
XLI [SVOMRK EXXEGLQIRX MR WYGL E [E] XLEX XLI L]HVEYPMG PMRIW EVI RSX
WYFNIGXIH XS ER] WXVEMR
d 7IGYVI XLI [SVOMRK EXXEGLQIRX EKEMRWX XMTTMRK SZIV

d 'EVIJYPP] VIQSZI XLI UYMGOGLERKI HIZMGI JVSQ XLI EHETXIV LSPHIV EX


XLI XST SJ XLI [SVOMRK EXXEGLQIRX
8LI [SVOMRK EXXEGLQIRX MW RS[ HMWGSRRIGXIH

(MWGSRRIGXMRK L]HVEYPMG PMRIW


-J XLI [SVOMRK EXXEGLQIRX LEW ER MRHITIRHIRX L]HVEYPMG GMVGYMX XLI L]HVEY
PMG WYTTP] PMRIW QYWX FI HMWGSRRIGXIH
8LI TVSGIHYVI JSV HMWGSRRIGXMRK XLI L]HVEYPMG PMRIW MW EW JSPPS[W
(ITVIWWYVMWMRK XLI STIVEXMRK
GMVGYMXW

;EVRMRK 8LIVI MW E VMWO SJ EGGMHIRXW JVSQ L]HVEYPMG PMRIW YRHIV TVIWWYVI


 (ITVIWWYVMWI XLI L]HVEYPMG GMVGYMXW FIJSVI GSRRIGXMRK SV HMWGSRRIGXMRK
L]HVEYPMG PMRIW ERH GSYTPMRKW

d 7LYX HS[R XLI HMIWIP IRKMRI


d 7[MXGL SR XLI IPIGXVMGEP W]WXIQ YWMRK XLI MKRMXMSR OI]
d 3TIVEXI EPP TMPSX GSRXVSP HIZMGIW MR FSXL HMVIGXMSRW YWMRK XLI GSRXVSP
PIZIV
(MWGSRRIGXMRK L]HVEYPMG PMRIW d 6IPIEWI XLI L]HVEYPMG PMRIW ERH UYMGOVIPIEWI GSYTPMRKW JVSQ XLI QE
GLMRI
d 1EOI WYVI XLEX RS L]HVEYPMG SMP PIEOW SRXS XLI KVSYRH
8EOI ER] GSRXEQMREXIH WSMP JSV HMWTSWEP FIGEYWI L]HVEYPMG SMP GER TSPPYXI
VMZIVW ERH KVSYRH[EXIV
d 7IEP XLI PMRI GSYTPMRKW [MXL E GET
d 4PEGI XLI L]HVEYPMG PMRIW MR XLI LSWI VIXEMRIV

0 0-)&,)66   


3TIVEXMSR ,ERHPMRK 3TIVEXMRK 1ERYEP
,ERHPMRK

4MGOMRK YT ERH GSRRIGXMRK XLI [SVOMRK EXXEGLQIRX


8LMW MW XLI TVSGIHYVI JSV EXXEGLMRK ERH GSRRIGXMRK XLI [SVOMRK EXXEGLQIRX
1EOI WYVI XLEX XLI UYMGOGLERKI HIZMGI MW GSQTPIXIP] YRPSGOIH

d 'EVIJYPP] TYX XLI UYMGOGLERKI HIZMGI MR XLI EHETXIV LSPHIV EX XLI XST
SJ XLI [SVOMRK EXXEGLQIRX
d 7PMKLXP] VEMWI ERH XMPX MR XLI [SVOMRK EXXEGLQIRX
8LI [SVOMRK EXXEGLQIRX QYWX FI JYPP] IRKEKIH MR XLI UYMGOGLERKI HIZMGI

0SGOMRK XLI UYMGOGLERKI HIZMGI


8LI TVSGIHYVI JSV PSGOMRK XLI UYMGOGLERKI HIZMGI MW EW JSPPS[W
1EOI WYVI XLEX
i 8LI [SVOMRK EXXEGLQIRX MW GSQTPIXIP] IRKEKIH MR XLI UYMGOGLERKI
HIZMGI WS XLEX XLI [SVOMRK EXXEGLQIRX GER FI PSGOIH MR TPEGI [MXL XLI
PSGOMRK TMRW
i 8LI UYMGOGLERKI HIZMGI LEW FIIR EGXMZEXIH F] QIERW SJ XLI GLER
KISZIV ZEPZI 

(ERKIV 8LIVI MW E VMWO SJ EGGMHIRXW MJ XLI [SVOMRK EXXEGLQIRX HVSTW


 'LIGO [LIXLIV XLI [SVOMRK EXXEGLQIRX MW JYPP] IRKEKIH MR XLI UYMGO
GLERKI HIZMGI

d 'SQTPIXIP] I\XIRH XLI PSGOMRK TMRW F] QSZMRK XLI 0, GSRXVSP PIZIV MR


HMVIGXMSR E XS XLI WXST ERH LSPHMRK MX MR XLMW TSWMXMSR
8LI PSGOMRK TMRW JSV XLI UYMGOGLERKI HIZMGI EVI I\XIRHIH
8LI [SVOMRK EXXEGLQIRX MW RS[ GSRRIGXIH

'LIGOMRK XLEX XLI [SVOMRK EXXEGLQIRX MW PSGOIH


8LMW MW LS[ XS GLIGO EJXIV PSGOMRK
1EOI WYVI XLEX XLI UYMGOGLERKI HIZMGI MW MR E WYMXEFPI TSWMXMSR JSV
MRWTIGXMSR

   0-)&,)66 0


3TIVEXMRK 1ERYEP 3TIVEXMSR ,ERHPMRK
,ERHPMRK

(ERKIV 8LIVI MW E VMWO SJ EGGMHIRXW MJ XLI [SVOMRK EXXEGLQIRX HVSTW


 (S RSX GEVV] SYX ER] [SVOMRK QSZIQIRXW SJ XLI EXXEGLQIRX FIJSVI
GLIGOMRK [LIXLIV MX MW PSGOIH
 'LIGO [LIXLIV XLI [SVOMRK EXXEGLQIRX MW WIGYVIP] PSGOIH XS XLI UYMGO
GLERKI HIZMGI

:MWYEP MRWTIGXMSR SJ UYMGOGLERKI HIZMGI


 5YMGOGLERKI HIZMGI E 0SGOIH TSWMXMSR
 0SGOMRK TMR F 9RPSGOIH TSWMXMSR
 1IGLERMGEP MRHMGEXSV

d 1SZI XLI PMJX EVQ YT YRXMP MX MW TSWWMFPI XS WII XLI HMWTPE] 


d +IX SYX SJ XLI QEGLMRI ERH ZMWYEPP] GLIGO XLEX XLI PSGOMRK TMRW  LEZI
EGXYEPP] PSGOIH XLI [SVOMRK EXXEGLQIRX
d 'EVV] SYX XLI MRWTIGXMSR SR FSXL WMHIW SJ XLI QEGLMRI
=SY GER WII XLEX MX MW TVSTIVP] PSGOIH [LIR XLI MRHMGEXSV  MW YTVMKLX
-R EHHMXMSR XLI PSGOMRK TMRW  QYWX LEZI FIIR MRWIVXIH EPP XLI [E] XS
XLI SYXIV FSVILSPI SJ XLI UYMGOGLERKI HIZMGI 

(ERKIV 8LIVI MW E VMWO SJ EGGMHIRXW MJ XLI [SVOMRK EXXEGLQIRX HVSTW


-J XLI UYMGOGLERKI HIZMGI MW YRMRXIRXMSREPP] YRPSGOIH FSXL TIVWSRRIP ERH
XLI [SVOMRK EXXEGLQIRX [MPP FI IRHERKIVIH
 -X MW IWWIRXMEP XLEX XLI GLERKISZIV ZEPZI MW PSGOIH EKEMR EJXIV XLI PSGOMRK
TVSGIHYVI MW JMRMWLIH

'LERKISZIV ZEPZI

0 0-)&,)66   


3TIVEXMSR ,ERHPMRK 3TIVEXMRK 1ERYEP
,ERHPMRK

8LI TMGXYVI WLS[W X[S PIZIV TSWMXMSRW STIRGPSWIH 


(IEGXMZEXI FPSGO XLI UYMGOGLERKI HIZMGI [MXL XLI GLERKISZIV ZEPZI
d 'PSWI XLI GLERKISZIV ZEPZI F] XEOMRK XLI W[MXGL PIZIV  SYX SJ XLI
ERXMX[MWX PSGO ERH WIXXMRK MX XS XLI TSWMXMSR F
8LMW GPSWIW XLI GLERKISZIV ZEPZI
8LI JYRGXMSR JSV YRPSGOMRK XLI L]HVEYPMG UYMGOGLERKI HIZMGI MW XLYW FPSG
OIH
d (S RSX GEVV] SYX ER] QSZIQIRXW [MXL XLI [SVOMRK EXXEGLQIRX YRXMP ]SY
LEZI MRWTIGXIH ERH HIEGXMZEXIH XLI UYMGOGLERKI HIZMGI
d *SV STIVEXMRK E [SVOMRK EXXEGLQIRX [MXL MXW S[R GSRXVSP GMVGYMX
WII XLI HIWGVMTXMSR MR GLETXIV  SR XLI GSRXVSP PIZIV JSV EHHMXMSREP
[SVOMRK JYRGXMSRW ERH [SVOMRK [MXL STXMSREP IUYMTQIRX IK 9WMRK XLI
LMKL HYQT FYGOIX 

'SRRIGXMRK XLI L]HVEYPMG PMRIW


-J XLI [SVOMRK EXXEGLQIRX LEW ER MRHITIRHIRX L]HVEYPMG GMVGYMX XLI L]HVEY
PMG WYTTP] PMRIW QYWX FI GSRRIGXIH

;EVRMRK 8LIVI MW E VMWO SJ EGGMHIRXW JVSQ L]HVEYPMG PMRIW YRHIV TVIWWYVI


 (ITVIWWYVMWI XLI L]HVEYPMG GMVGYMXW FIJSVI GSRRIGXMRK SV HMWGSRRIGXMRK
L]HVEYPMG PMRIW ERH GSYTPMRKW

d 8EOI XLI GETW SJJ XLI PMRI GSYTPMRKW


d 'SRRIGX XLI L]HVEYPMG PMRIW EGGSVHMRK XS XLIMV JYRGXMSR

2SXI XLI JSPPS[MRK TSMRXW [LIR GSRRIGXMRK


i 'PIER XLI PMRI GSYTPMRKW FIJSVI GSRRIGXMRK
i (S RSX GSRRIGX XLI [VSRK IRHW SJ XLI L]HVEYPMG PMRIW
i 0E] XLI L]HVEYPMG PMRIW WS XLEX XLI] GERRSX FIGSQI GEYKLX MR XLI
[SVOMRK EXXEGLQIRX HYVMRK STIVEXMSR
i 9WI ER] LSWI VIXEMRIVW TVSZMHIH [LIR PE]MRK XLI PMRIW

d 'LIGO XLI L]HVEYPMG PMRIW JSV PIEOW EJXIV GSRRIGXMRK XLIQ

   0-)&,)66 0


3TIVEXMRK 1ERYEP 3TIVEXMSR ,ERHPMRK
,ERHPMRK

 3TIVEXMRK XLI GSQFMRIH IPIGXVSL]HVEYPMG UYMGOGLERKI


HIZMGI JSV > PMJX EVQW
8LMW IUYMTQIRX MW STXMSREP

5YMGOGLERKI HIZMGI ZIVWMSR


i 'SQFMRIH IPIGXVSL]HVEYPMG ZIVWMSR
)PIGXVMG EGXMZEXMSR ERH HIEGXMZEXMSR YWMRK W[MXGL
,]HVEYPMG STIVEXMSR YWMRK XLI EHHMXMSREP GSRXVSP PIZIV
i 1IGLERMGEP PSGOMRK MRHMGEXSV SJ XLI UYMGOGLERKI HIZMGI

-RJSVQEXMSR SR EXXEGLQIRXW ERH EGGIWWSVMIW


i %XXEGLQIRXW ERH EGGIWWSVMIW TVSHYGIH F] XLMVHTEVX] QERYJEGXYV
IVW SV XLSWI [LMGL LEZI RSX FIIR KIRIVEPP] ETTVSZIH F] 0-)&
,)66 JSV MRWXEPPEXMSR SV JSV I\XIVREP JMXXMRK QE] RSX FI MRWXEPPIH SV
JMXXIH SR XLI QEGLMRI [MXLSYX TVMSV [VMXXIR GSRWIRX JVSQ 0-)&
,)66
i 8LI ETTVSTVMEXI XIGLRMGEP HSGYQIRXEXMSR WLSYPH FI QEHI EZEMP
EFPI XS 0-)&,)66 JSV XLMW TYVTSWI

%GXMZEXMRK XLI UYMGOGLERKI HIZMGI

,]HVEYPMG UYMGOGLERKI HIZMGI


 7YTTP] PMRI JSV UYMGOGLERKI  7[MXGL JSV L]HVEYPMG UYMGO
HIZMGI GLERKI HIZMGI STXMSREP
 ,]HVEYPMG G]PMRHIV

8LI GSQFMRIH IPIGXVSL]HVEYPMGEPP] STIVEXIH UYMGOGLERKI HIZMGI MW EG


XMZEXIH ERH HIEGXMZEXIH YWMRK XLI W[MXGL  JSV XLI L]HVEYPMG UYMGOGLERKI
HIZMGI
8LMW MW LS[ XS EGXMZEXI XLI UYMGOGLERKI HIZMGI

0 0-)&,)66   


3TIVEXMSR ,ERHPMRK 3TIVEXMRK 1ERYEP
,ERHPMRK

1EOI WYVI XLEX


i 8LI PMJX EVQ MW PS[IVIH XS NYWX EFSZI XLI KVSYRH
i ;LIVI E [SVOMRK EXXEGLQIRX [MXL ER MRHITIRHIRX L]HVEYPMG WYTTP] MW
QSYRXIH EPP G]PMRHIVW ZEPZIW IXG EVI MR XLI MRMXMEP TSWMXMSR SV GPSWIH
i ;LIVI E [SVOMRK EXXEGLQIRX MW JMXXIH QEOI WYVI XLEX MX MW XMPXIH MR

(ERKIV 8LIVI MW E VMWO SJ EGGMHIRXW MJ XLI [SVOMRK EXXEGLQIRX HVSTW


 (S RSX EGXMZEXI XLI PSGOEFPI W[MXGL [LIR XLI [SVOMRK EXXEGLQIRX MW
VEMWIH

d 0SSWIR XLI EGXMZEXMSR PSGO MR XLI HMVIGXMSR SJ XLI EVVS[ ERH WMQYPXE
RISYWP] TYWL XLI W[MXGL JSV[EVHW
;LIR ]SY TVIWW XLI W[MXGL ]SY [MPP LIEV E [EVRMRK WMKREP JVSQ XLI
MRWXVYQIRX TERIP
8LI JYRGXMSR JSV YRPSGOMRK XLI UYMGOGLERKI HIZMGI MW XLYW IREFPIH

9RPSGOMRK XLI UYMGOGLERKI HIZMGI


8LI TVSGIHYVI JSV YRPSGOMRK XLI UYMGOGLERKI HIZMGI MW EW JSPPS[W
1EOI WYVI XLEX XLI W[MXGL JSV XLI L]HVEYPMG UYMGOGLERKI HIZMGI LEW FIIR
TVIWWIH

5YMGOGLERKI HIZMGI EW WIIR JVSQ XLI HVMZIV W GEF


 1IGLERMGEP MRHMGEXSV E 0SGOIH TSWMXMSR

   0-)&,)66 0


3TIVEXMRK 1ERYEP 3TIVEXMSR ,ERHPMRK
,ERHPMRK

F 9RPSGOIH TSWMXMSR

d 'SQTPIXIP] VIXVEGX XLI PSGOMRK TMRW F] QSZMRK XLI 0, GSRXVSP PIZIV MR


HMVIGXMSR G XS XMPX MR XLI [SVOMRK EXXEGLQIRX XS XLI WXST ERH LSPHMRK MX
MR XLMW TSWMXMSR
8LI PSGOMRK TMRW JSV XLI UYMGOGLERKI HIZMGI EVI VIXVEGXIH
8LI TSWMXMSR VIXVEGXIH SJ XLI PSGOMRK TMRW MW MRHMGEXIH QIGLERMGEPP] F] XLI
HMWTPE] 

(MWGSRRIGXMRK XLI [SVOMRK EXXEGLQIRX


8LMW MW XLI TVSGIHYVI JSV HIXEGLMRK XLI [SVOMRK EXXEGLQIRX
-J XLI [SVOMRK EXXEGLQIRX LEW ER MRHITIRHIRX L]HVEYPMG GMVGYMX QEOI WYVI
XLI L]HVEYPMG WYTTP] PMRIW LEZI FIIR HMWGSRRIGXIH

;EVRMRK 8LIVI MW E VMWO SJ EGGMHIRXW MJ XLI [SVOMRK EXXEGLQIRX MW MRGSVVIGXP] WIX


HS[R
 2IZIV WIX HS[R XLI [SVOMRK EXXEGLQIRX MR YRWIGYVIH EVIEW VSEH[E]W
IXG 

d (IEGXMZEXI XLI UYMGOGLERKI HIZMGI F] TYWLMRK FEGO XLI L]HVEYPMG


UYMGOGLERKI HIZMGI W[MXGL
;LIR ]SY TVIWW XLI W[MXGL XLI [EVRMRK WMKREP JVSQ XLI MRWXVYQIRX TERIP
WXSTW
d 7IX HS[R XLI [SVOMRK EXXEGLQIRX JPEX SR JMVQ IZIR KVSYRH
-J XLI [SVOMRK EXXEGLQIRX LEW ER MRHITIRHIRX L]HVEYPMG WYTTP] WIX HS[R
XLI [SVOMRK EXXEGLQIRX MR WYGL E [E] XLEX XLI L]HVEYPMG PMRIW EVI RSX
WYFNIGXIH XS ER] WXVEMR
d 7IGYVI XLI [SVOMRK EXXEGLQIRX EKEMRWX XMTTMRK SZIV

d 'EVIJYPP] VIQSZI XLI UYMGOGLERKI HIZMGI JVSQ XLI EHETXIV LSPHIV EX


XLI XST SJ XLI [SVOMRK EXXEGLQIRX
8LI [SVOMRK EXXEGLQIRX MW RS[ HMWGSRRIGXIH

(MWGSRRIGXMRK L]HVEYPMG PMRIW


4VSGIHYVI EW HIWGVMFIH MR XLI WIGXMSR SR STIVEXMRK XLI L]HVEYPMG UYMGO
GLERKI HIZMGI JSV E >PMJX EVQ

4MGOMRK YT ERH GSRRIGXMRK XLI [SVOMRK EXXEGLQIRX


4VSGIHYVI EW HIWGVMFIH MR XLI WIGXMSR SR STIVEXMRK XLI L]HVEYPMG UYMGO
GLERKI HIZMGI JSV E >PMJX EVQ

0 0-)&,)66   


3TIVEXMSR ,ERHPMRK 3TIVEXMRK 1ERYEP
,ERHPMRK

0SGOMRK XLI UYMGOGLERKI HIZMGI


8LI TVSGIHYVI JSV PSGOMRK XLI UYMGOGLERKI HIZMGI MW EW JSPPS[W
1EOI WYVI XLEX
i 8LI [SVOMRK EXXEGLQIRX MW GSQTPIXIP] IRKEKIH MR XLI UYMGOGLERKI
HIZMGI WS XLEX XLI [SVOMRK EXXEGLQIRX GER FI PSGOIH MR TPEGI [MXL XLI
PSGOMRK TMRW
i 8LI W[MXGL JSV XLI L]HVEYPMG UYMGOGLERKI HIZMGI MW XYVRIH SJJ

(ERKIV 8LIVI MW E VMWO SJ EGGMHIRXW MJ XLI [SVOMRK EXXEGLQIRX HVSTW


 'LIGO [LIXLIV XLI [SVOMRK EXXEGLQIRX MW JYPP] IRKEKIH MR XLI UYMGO
GLERKI HIZMGI

d 'SQTPIXIP] I\XIRH XLI PSGOMRK TMRW F] QSZMRK XLI 0, GSRXVSP PIZIV MR


HMVIGXMSR G XS XMPX MR XLI [SVOMRK EXXEGLQIRX XS XLI WXST ERH LSPHMRK MX
MR XLMW TSWMXMSR
8LI PSGOMRK TMRW JSV XLI UYMGOGLERKI HIZMGI EVI I\XIRHIH
8LI [SVOMRK EXXEGLQIRX MW RS[ GSRRIGXIH

'LIGOMRK XLEX XLI [SVOMRK EXXEGLQIRX MW PSGOIH


8LMW MW LS[ XS GLIGO EJXIV PSGOMRK
1EOI WYVI XLEX XLI UYMGOGLERKI HIZMGI MW MR E WYMXEFPI TSWMXMSR JSV
MRWTIGXMSR

(ERKIV 8LIVI MW E VMWO SJ EGGMHIRXW MJ XLI [SVOMRK EXXEGLQIRX HVSTW


 (S RSX GEVV] SYX ER] [SVOMRK QSZIQIRXW SJ XLI EXXEGLQIRX FIJSVI
GLIGOMRK [LIXLIV MX MW PSGOIH
 'LIGO [LIXLIV XLI [SVOMRK EXXEGLQIRX MW WIGYVIP] PSGOIH XS XLI UYMGO
GLERKI HIZMGI

:MWYEP MRWTIGXMSR SJ UYMGOGLERKI HIZMGI


 5YMGOGLERKI HIZMGI  0SGOMRK TMR

   0-)&,)66 0


3TIVEXMRK 1ERYEP 3TIVEXMSR ,ERHPMRK
,ERHPMRK

 1IGLERMGEP MRHMGEXSV F 9RPSGOIH TSWMXMSR


E 0SGOIH TSWMXMSR

d 1SZI XLI PMJX EVQ YT YRXMP MX MW TSWWMFPI XS WII XLI HMWTPE] 


d +IX SYX SJ XLI QEGLMRI ERH ZMWYEPP] GLIGO XLEX XLI PSGOMRK TMRW  LEZI
EGXYEPP] PSGOIH XLI [SVOMRK EXXEGLQIRX
d 'EVV] SYX XLI MRWTIGXMSR SR FSXL WMHIW SJ XLI QEGLMRI
=SY GER WII XLEX MX MW TVSTIVP] PSGOIH [LIR XLI MRHMGEXSV  MW YTVMKLX
-R EHHMXMSR XLI PSGOMRK TMRW  QYWX LEZI FIIR MRWIVXIH EPP XLI [E] XS
XLI SYXIV FSVILSPI SJ XLI UYMGOGLERKI HIZMGI 
d (S RSX GEVV] SYX ER] [SVOMRK QSZIQIRXW SJ XLI EXXEGLQIRX FIJSVI
TIVJSVQMRK XLI GLIGO
d *SV STIVEXMRK E [SVOMRK EXXEGLQIRX [MXL MXW S[R GSRXVSP GMVGYMX
WII XLI HIWGVMTXMSR MR GLETXIV  SR XLI GSRXVSP PIZIV JSV EHHMXMSREP
[SVOMRK JYRGXMSRW ERH [SVOMRK [MXL STXMSREP IUYMTQIRX IK 9WMRK XLI
LMKL HYQT FYGOIX 

'SRRIGXMRK XLI L]HVEYPMG PMRIW


4VSGIHYVI EW HIWGVMFIH MR XLI WIGXMSR SR STIVEXMRK XLI L]HVEYPMG UYMGO
GLERKI HIZMGI JSV E >PMJX EVQ

 3TIVEXMRK XLI GSQFMRIH IPIGXVSL]HVEYPMG UYMGOGLERKI


HIZMGI [MXL GSQJSVX GSRXVSP JSV > PMJX EVQW
8LMW IUYMTQIRX MW STXMSREP

5YMGOGLERKI HIZMGI ZIVWMSR


i 'SQFMRIH IPIGXVSL]HVEYPMG ZIVWMSR [MXL GSQJSVX GSRXVSP
)PIGXVMGEP EGXMZEXMSR ERH HIEGXMZEXMSR YWMRK GLERKISZIV ZEPZI ERH
W[MXGL
,]HVEYPMG STIVEXMSR YWMRK XLI 0, GSRXVSP PIZIV
i 1IGLERMGEP PSGOMRK MRHMGEXSV SJ XLI UYMGOGLERKI HIZMGI

-RJSVQEXMSR SR EXXEGLQIRXW ERH EGGIWWSVMIW


i %XXEGLQIRXW ERH EGGIWWSVMIW TVSHYGIH F] XLMVHTEVX] QERYJEGXYV
IVW SV XLSWI [LMGL LEZI RSX FIIR KIRIVEPP] ETTVSZIH F] 0-)&
,)66 JSV MRWXEPPEXMSR SV JSV I\XIVREP JMXXMRK QE] RSX FI MRWXEPPIH SV
JMXXIH SR XLI QEGLMRI [MXLSYX TVMSV [VMXXIR GSRWIRX JVSQ 0-)&
,)66
i 8LI ETTVSTVMEXI XIGLRMGEP HSGYQIRXEXMSR WLSYPH FI QEHI EZEMP
EFPI XS 0-)&,)66 JSV XLMW TYVTSWI

0 0-)&,)66   


3TIVEXMSR ,ERHPMRK 3TIVEXMRK 1ERYEP
,ERHPMRK

%GXMZEXMRK XLI UYMGOGLERKI HIZMGI

,]HVEYPMG UYMGOGLERKI HIZMGI


 7YTTP] PMRI JSV UYMGOGLERKI  'LERKISZIV ZEPZI
HIZMGI  7[MXGL PIZIV
 7YTTP] PMRI JSV EGGIWWSV] OMX  %RXMX[MWX PSGO
 ,]HVEYPMG G]PMRHIV  1IGLERMGEP MRHMGEXSV

'SQJSVX GSRXVSP
 'SQJSVX GSRXVSP W[MXGL

8LI GSQFMRIH IPIGXVSL]HVEYPMGEPP] STIVEXIH UYMGOGLERKI HIZMGI [MXL


GSQJSVX GSRXVSP MW EGXMZEXIH ERH HIEGXMZEXIH YWMRK XLI W[MXGL 
8LMW MW LS[ XS EGXMZEXI XLI UYMGOGLERKI HIZMGI
1EOI WYVI XLEX
i 8LI PMJX EVQ MW PS[IVIH XS NYWX EFSZI XLI KVSYRH
i ;LIVI E [SVOMRK EXXEGLQIRX [MXL ER MRHITIRHIRX L]HVEYPMG WYTTP] MW
QSYRXIH EPP G]PMRHIVW ZEPZIW IXG EVI MR XLI MRMXMEP TSWMXMSR SV GPSWIH
i ;LIVI E [SVOMRK EXXEGLQIRX MW JMXXIH QEOI WYVI XLEX MX MW XMPXIH MR
i 8LI GLERKISZIV ZEPZI  MW STIR
7II XLI HIWGVMTXMSR SJ EGXMZEXMRK XLI UYMGOGLERKI HIZMGI MR XLI WIGXMSR
SR STIVEXMRK XLI L]HVEYPMG UYMGOGLERKI HIZMGI JSV > PMJX EVQW ZIVWMSR
 

   0-)&,)66 0


3TIVEXMRK 1ERYEP 3TIVEXMSR ,ERHPMRK
,ERHPMRK

(ERKIV 8LIVI MW E VMWO SJ EGGMHIRXW MJ XLI [SVOMRK EXXEGLQIRX HVSTW


 (S RSX EGXYEXI W[MXGL [LIR XLI [SVOMRK EXXEGLQIRX MW VEMWIH

d 4VIWW XLI W[MXGL JSV[EVHW


8LI JYRGXMSR JSV YRPSGOMRK XLI UYMGOGLERKI HIZMGI MW XLYW IREFPIH

9RPSGOMRK XLI UYMGOGLERKI HIZMGI


8LI TVSGIHYVI JSV YRPSGOMRK XLI UYMGOGLERKI HIZMGI MW EW JSPPS[W
1EOI WYVI XLEX XLI UYMGOGLERKI HIZMGI LEW FIIR EGXMZEXIH YWMRK XLI
GSQJSVX GSRXVSP W[MXGL 

0, GSRXVSP PIZIV
 0, GSRXVSP PIZIV H (MVIGXMSR SJ QSZIQIRX
 'SQJSVX GSRXVSP FYXXSR

d 4VIWW XLI FYXXSR  ERH LSPH MX HS[R


4VIWW XLI FYXXSR  XS HMWEFPI XLI JYRGXMSR JSV STIVEXMRK XLI PMJX ERH XMPX
G]PMRHIVW
d 'SQTPIXIP] VIXVEGX XLI PSGOMRK TMRW F] QSZMRK XLI 0, GSRXVSP PIZIV  MR
HMVIGXMSR H XS XMPX SYX XLI [SVOMRK EXXEGLQIRX XS XLI WXST ERH OIIT MX MR
XLMW TSWMXMSR
8LI PSGOMRK TMRW JSV XLI UYMGOGLERKI HIZMGI EVI VIXVEGXIH
d ;LIR XLI PSGOMRK TMRW EVI GSQTPIXIP] VIXVEGXIH
6IPIEWI XLI FYXXSR  ERH XLI 0, GSRXVSP PIZIV  EKEMR
6IPIEWI XLI FYXXSR  XS IREFPI XLI JYRGXMSR JSV STIVEXMRK XLI PMJX ERH XMPX
G]PMRHIVW EKEMR

(MWGSRRIGXMRK XLI [SVOMRK EXXEGLQIRX


4VSGIHYVI EW HIWGVMFIH MR XLI WIGXMSR SR STIVEXMRK XLI L]HVEYPMG UYMGO
GLERKI HIZMGI JSV > PMJX EVQW

(MWGSRRIGXMRK L]HVEYPMG PMRIW


4VSGIHYVI EW HIWGVMFIH MR XLI WIGXMSR SR STIVEXMRK XLI L]HVEYPMG UYMGO
GLERKI HIZMGI JSV > PMJX EVQW

0 0-)&,)66   


3TIVEXMSR ,ERHPMRK 3TIVEXMRK 1ERYEP
,ERHPMRK

4MGOMRK YT ERH GSRRIGXMRK XLI [SVOMRK EXXEGLQIRX


4VSGIHYVI EW HIWGVMFIH MR XLI WIGXMSR SR STIVEXMRK XLI L]HVEYPMG
UYMGOGLERKI HIZMGI JSV > PMJX EVQW

0SGOMRK XLI UYMGOGLERKI HIZMGI


8LI TVSGIHYVI JSV PSGOMRK XLI UYMGOGLERKI HIZMGI MW EW JSPPS[W
1EOI WYVI XLEX
i 8LI [SVOMRK EXXEGLQIRX MW GSQTPIXIP] IRKEKIH MR XLI UYMGOGLERKI
HIZMGI WS XLEX XLI [SVOMRK EXXEGLQIRX GER FI PSGOIH MR TPEGI [MXL XLI
PSGOMRK TMRW
i 8LI UYMGOGLERKI HIZMGI MW EGXMZEXIH YWMRK XLI GSQJSVX GSRXVSP
W[MXGL 

(ERKIV 8LIVI MW E VMWO SJ EGGMHIRXW MJ XLI [SVOMRK EXXEGLQIRX HVSTW


 'LIGO [LIXLIV XLI [SVOMRK EXXEGLQIRX MW JYPP] IRKEKIH MR XLI UYMGO
GLERKI HIZMGI

0, GSRXVSP PIZIV
 0, GSRXVSP PIZIV G (MVIGXMSR SJ QSZIQIRX
 'SQJSVX GSRXVSP FYXXSR

d 4VIWW XLI FYXXSR  ERH LSPH MX HS[R


4VIWW XLI FYXXSR  XS HMWEFPI XLI JYRGXMSR JSV STIVEXMRK XLI PMJX ERH XMPX
G]PMRHIVW
d 'SQTPIXIP] I\XIRH XLI PSGOMRK TMRW 1SZI XLI 0, GSRXVSP PIZIV  MR
HMVIGXMSR G XS XMPX MR [SVOMRK EXXEGLQIRX XS XLI WXST ERH OIIT MX MR XLMW
TSWMXMSR
8LI PSGOMRK TMRW JSV XLI UYMGOGLERKI HIZMGI EVI I\XIRHIH
d ;LIR XLI PSGOMRK TMRW EVI GSQTPIXIP] I\XIRHIH
6IPIEWI XLI FYXXSR  ERH XLI 0, GSRXVSP PIZIV  EKEMR
6IPIEWI XLI FYXXSR  XS IREFPI XLI JYRGXMSR JSV STIVEXMRK XLI PMJX ERH XMPX
G]PMRHIVW EKEMR
8LI [SVOMRK EXXEGLQIRX MW RS[ GSRRIGXIH

   0-)&,)66 0


3TIVEXMRK 1ERYEP 3TIVEXMSR ,ERHPMRK
,ERHPMRK

(ERKIV 8LIVI MW E VMWO SJ EGGMHIRXW MJ XLI [SVOMRK EXXEGLQIRX HVSTW


-J XLI UYMGOGLERKI HIZMGI MW YRMRXIRXMSREPP] YRPSGOIH FSXL TIVWSRRIP ERH
XLI [SVOMRK EXXEGLQIRX [MPP FI IRHERKIVIH
 -X MW IWWIRXMEP XLEX XLI GLERKISZIV ZEPZI MW PSGOIH EKEMR EJXIV XLI PSGOMRK
TVSGIHYVI MW JMRMWLIH

'LERKISZIV ZEPZI

d %JXIV XLI PSGOMRK TVSGIHYVI


(IEGXMZEXI FPSGO XLI UYMGOGLERKI HIZMGI [MXL XLI GLERKISZIV ZEPZI

'LIGOMRK XLEX XLI [SVOMRK EXXEGLQIRX MW PSGOIH


4VSGIHYVI EW HIWGVMFIH MR XLI WIGXMSR SR STIVEXMRK XLI L]HVEYPMG UYMGO
GLERKI HIZMGI JSV > PMJX EVQW

'SRRIGXMRK XLI L]HVEYPMG PMRIW


4VSGIHYVI EW HIWGVMFIH MR XLI WIGXMSR SR STIVEXMRK XLI L]HVEYPMG UYMGO
GLERKI HIZMGI JSV > PMJX EVQW

0 0-)&,)66   


3TIVEXMSR ,ERHPMRK 3TIVEXMRK 1ERYEP
,ERHPMRK

 *SVOPMJX
8LMW IUYMTQIRX MW STXMSREP
8LI JSVOPMJX GSRWMWXW SJ XLI JSVO GEVVMIV ERH EHNYWXEFPI JSVO TVSRKW
8LI JSVOPMJX MW QSYRXIH YWMRK XLI UYMGOGLERKI HIZMGI
9WI XLI JSVOPMJX JSV TMGOMRK YT XVERWTSVXMRK ERH XVERWJIVVMRK TEPPIXW ERH JSV
WXEGOMRK

*SVOPMJX
 *SVO GEVVMIV  *SVO PSGO
 *SVO TVSRKW

*SV JSVOPMJX STIVEXMSR [MXL E 4OMRIQEXMGW PMJX EVQ


i 8LMW SRP] ETTPMIW JSV QEGLMRIW [MXL E 4PMJX EVQ EXXEGLIH
8LI TEVEPPIP OMRIQEXMGW TIVQMX TEVEPPIP KYMHERGI SJ XLI PSEH SZIV XLI
IRXMVI PMJXMRK VERKI HYVMRK PMJXMRK SV PS[IVMRK

*SV JSVOPMJX STIVEXMSR [MXL PMJX EVQW [MXL >OMRIQEXMGW


i 2S TEVEPPIP QSZIQIRX MW TSWWMFPI [MXL E PMJX EVQ [MXL >OMRIQEXMGW
8LMW QIERW XLEX XLI EXXEGLQIRX XMPXW MR HYVMRK XLI PMJX QSZIQIRX YT XS
 SJ XLI QE\MYQYQ PMJX LIMKLX ERH XLIR XMPXW SYX EKEMR FYX HSIW RSX XMPX
HS[R JSV[EVHW
i 8LI PIWW JEZSYVEFPI PIZIV VEXMS SJ XLI >OMRIQEXMGW MR XLI XSTQSWX PMJXMRK
VERKI QIERW XLEX XLI PSEH FIEVMRK GETEGMX] QE] FI VIWXVMGXIH
7II XLI PSEH XEFPIW JSV JSVOPMJX STIVEXMSR MR GLETXIV 

   0-)&,)66 0


3TIVEXMRK 1ERYEP 3TIVEXMSR ,ERHPMRK
,ERHPMRK

%HNYWXMRK XLI TVSRKW SR XLI JSVO GEVVMIV


8LI JSVO TVSRKW EVI EXXEGLIH XS XLI JSVO GEVVMIV ERH EVI WIGYVIH EKEMRWX
WPMTTMRK [MXL XLI JSVO PSGO SR XLI YTTIV JSVO LSSO
8LMW MW LS[ XS EHNYWX XLI TVSRKW SR XLI JSVO GEVVMIV

 *SVO PSGO  3TIRMRK XLI JSVO PSGO


 +VSSZI  'PSWMRK XLI JSVO PSGO

d 3TIR XLI JSVO PSGO 


d 4YWL XLI TVSRKW XS XLI GSVVIGX TSWMXMSR
d ;LIR GPSWMRK XLI JSVO PSGO  PIX MX PEXGL MR XLI KVSSZI 
8LI TVSRKW EVI LIPH XMKLX

.SFW JSV XLI JSVOW

;EVRMRK 8LIVI MW E VMWO SJ EGGMHIRXW MJ XLI JSVOPMJX XMPXW SYX JSV[EVH


-J XLI JSVOPMJX MW RSX TEVEPPIP XS XLI KVSYRH ” MR MXW WXEVXMRK TSWMXMSR MX QE]
XMPX SYX JSV[EVH
 %ZSMH MRGSVVIGX STIVEXMSR HYVMRK JSVOPMJX STIVEXMSR
;LIR PMJXMRK MR JSVOPMJX QSHI XLI PSEH MW RSX TEVEPPIP XS XLI KVSYRH
8LMW QIERW [LIR XLI JSVOW EVI MRMXMEPP] TEVEPPIP ” XS XLI KVSYRH  [LIR
XLI] EVI PMJXIH X[S XLMVHW SJ XLI JYPP LIMKLX
i XLI EXXEGLQIRX XMPXW MR
i MJ PMJXIH JYVXLIV XLI] XMPX FEGO SYX FYX RSX JSV[EVH
8LI PIZIV VEXMS SJ XLI OMRIQEXMGW MR XLI XSTQSWX PMJXMRK VERKI QIERW XLEX
XLI PSEH FIEVMRK GETEGMX] QE] FI VIWXVMGXIH
7II XLI PSEH XEFPIW JSV JSVOPMJX STIVEXMSR MR GLETXIV 
8LMW MW LS[ XS [SVO MR JSVOPMJX QSHI
1EOI WYVI XLEX XLI [SVOMRK EXXEGLQIRX ERH XLI UYMGOGLERKI HIZMGI
EVI WEJIP] PSGOIH
7II XLI HIWGVMTXMSR MR XLI WIGXMSRW SR STIVEXMRK XLI UYMGOGLERKI HIZMGI
ERH GLIGOMRK XLEX XLI [SVOMRK EXXEGLQIRX MW PSGOIH

(MWXERGI JVSQ GIRXVI SJ KVEZMX]


7 'IRXVI SJ KVEZMX] 7E (MWXERGI JVSQ GIRXVI SJ KVEZMX]

0 0-)&,)66   


3TIVEXMSR ,ERHPMRK 3TIVEXMRK 1ERYEP
,ERHPMRK

'EYXMSR 8LIVI MW E VMWO SJ HEQEKI XS XLI PSEH ERH XLI QEGLMRI


(YVMRK JSVOPMJX STIVEXMSR SRP] YWI JSVOW [MXL TVSRKW SJ WYMXEFPI PIRKXL ERH
QEOI WYVI XLEX XLIWI HS RSX TVSNIGX FI]SRH XLI PSEH 3XLIV[MWI KSSHW SV
TEPPIXW P]MRK MR JVSRX SJ XLI JSVOW GSYPH FI HEQEKIH
 %ZSMH MRGSVVIGX STIVEXMSR HYVMRK JSVOPMJX STIVEXMSR

d ;LIR ]SY TMGO YT XLI PSEH QEOI WYVI XLEX XLI PSEH MW VIWXMRK EW GPSWI
EW TSWWMFPI XS XLI ZIVXMGEP PMQF SJ XLI JSVO TVSRK
4MGO YT XLI PSEH 1EOI WYVI XLEX XLI GIRXVI SJ KVEZMX] 7E SJ XLI PSEH MW
GSVVIGXP] TSWMXMSRIH

;EVRMRK 8LIVI MW E VMWO SJ XLI QEGLMRI XMTTMRK SZIV


 %ZSMH MRGSVVIGX STIVEXMSR HYVMRK JSVOPMJX STIVEXMSR

d 6EMWI XLI PMJX EVQW XS XLI XVERWTSVX TSWMXMSR i GQ EFSZI XLI
KVSYRH 
d ;LIR HVMZMRK YRPSEHIH XMPX XLI JSVOPMJX WPMKLXP] MR ERH GEVV] MX PS[
d ;LIR HVMZMRK [MXL E PSEH XMPX XLI JSVOPMJX WPMKLXP] MR ERH GEVV] XLI PSEH
PS[
d ;LIR HVMZMRK SR WPSTIW EP[E]W OIIT XLI PSEH YTLMPP
d 2IZIV HVMZI EGVSWW WPSTIW
d 2IZIV XYVR SR WPSTIW
d -J E LMKL YRPSEHMRK TSWMXMSR MW VIUYMVIH
(S RSX VEMWI XLI PMJX EVQW YRXMP NYWX FIJSVI VIEGLMRK XLI YRPSEHMRK TSMRX
d -J E PS[ YRPSEHMRK TSWMXMSR MW VIUYMVIH
(S RSX PS[IV XLI PMJX EVQW YRXMP NYWX FIJSVI VIEGLMRK XLI YRPSEHMRK TSMRX

   0-)&,)66 0


3TIVEXMRK 1ERYEP 3TIVEXMSR ,ERHPMRK
,ERHPMRK

 9WMRK XLI LMKL HYQT FYGOIX


8LI LMKL HYQT FYGOIX MW IUYMTTIH [MXL MXW S[R L]HVEYPMG GMVGYMX JSV XLI
LMKL HYQTMRK JYRGXMSR

8LMW LMKL HYQTMRK JYRGXMSR QIERW XLEX XLI FYGOIXW EVI IWTIGMEPP] WYMXEFPI
JSV [SVO VIUYMVMRK E KVIEX HYQT LIMKLX WYGL EW PSEHMRK LMKLWMHIH [EK
SRW
-X GER FI YWIH JSV PMKLX QEXIVMEPW WYGL EW [SSH WLEZMRKW WE[HYWX ERH
GIVIEPW

8LI LMKL HYQT FYGOIX QE] RSX FI YWIH


i 8S PMJX SV XVERWTSVX TIVWSRW
i 8S GEVV] PMJXMRK IUYMTQIRX MR SXLIV [SVHW ]SY QE] RSX EXXEGL GVERI
LSSOW SV WMQMPEV MXIQW 
i *SV LERHPMRK QEXIVMEP LIEZMIV XLER XLI WTIGMJMG QEXIVMEP [IMKLX
7II XLI XIGLRMGEP HEXE WIGXMSR MR GLETXIV 
i *SV FVIEOMRK YT VSGOW
i *SV LEQQIVMRK MR TSWXW
i 9RHIVKVSYRH
8LI QERYJEGXYVIV [MPP RSX FI LIPH PMEFPI JSV HEQEKI GEYWIH F] MQTVSTIV
YWI WYGL EW JSV I\EQTPI FVIEOMRK SJJ VSGOW LEQQIVMRK MR TSWXW SV
EXXEGLMRK PMJXMRK KIEV 

*YRGXMSR XIWX
&IJSVI WXEVXMRK [SVO
i 'EVV] SYX E JYRGXMSR XIWX [MXLSYX ER] PSEH
i *EQMPMEVMWI ]SYVWIPJ [MXL XLI STIVEXMSR SJ XLI LMKL HYQT FYGOIX

0 0-)&,)66   


3TIVEXMSR ,ERHPMRK 3TIVEXMRK 1ERYEP
,ERHPMRK

'EYXMSR 8LIVI MW E VMWO SJ EGGMHIRXW MJ XLI L]HVEYPMG GMVGYMX MW MRGSVVIGXP] GSRRIGXIH


 'LIGO XS WII XLEX FYGOIX XMPXW MR ERH SYX TVSTIVP]

d %GXYEXI XLI LMKL HYQT FYGOIX [MXL XLI EHHMXMSREP GSRXVSP PIZIV XS GLIGO
MJ XLI L]HVEYPMG GMVGYMX SJ XLI LMKL HYQT FYGOIX MW GSVVIGXP] GSRRIGXIH

8MPXMRK XLI LMKL HYQT FYGOIX MR ERH SYX


8LI LMKL HYQT FYGOIX MW GSRXVSPPIH YWMRK XLI EHHMXMSREP GSRXVSP PIZIV
7II EPWS XLI WIGXMSR SR XLI GSRXVSP PIZIV JSV EHHMXMSREP [SVOMRK JYRGXMSRW

,MKL HYQT FYGOIX


 &YGOIX FSH]  8MPX G]PMRHIV JSV PMJX EVQ
 ,]HVEYPMG G]PMRHIV JSV LMKL
HYQT FYGOIX

'EYXMSR 8LIVI MW E VMWO SJ HEQEKI XS XLI QEGLMRI ERH XLI ZILMGPI XS FI PSEHIH
-J XLI LMKL HYQT FYGOIX MW RSX TVSTIVP] YWIH XLI WMHI SJ XLI PSVV] JSV
I\EQTPI QE] FI HEQEKIH
 ;LIR PSEHMRK PSVVMIW SV WMQMPEV ZILMGPIW SRP] XMT SYX XLI QEXIVMEP YWMRK
XLI L]HVEYPMG GMVGYMX SJ XLI LMKL HYQT FYGOIX

d 8MPXMRK SYX XLI LMKL HYQT FYGOIX


1SZI XLI EHHMXMSREP GSRXVSP PIZIV MR HMVIGXMSR F
8LI LMKL HYQT FYGOIX MW XMPXIH SYX
d 8MPXMRK MR XLI LMKL HYQT FYGOIX
1SZI XLI EHHMXMSREP GSRXVSP PIZIV MR HMVIGXMSR E
8LI LMKL HYQT FYGOIX MW XMPXIH MR

   0-)&,)66 0


3TIVEXMRK 1ERYEP 3TIVEXMSR ,ERHPMRK
,ERHPMRK

0SEHMRK YWMRK XLI LMKL HYQT FYGOIX


*SV LMKL HYQT FYGOIX STIVEXMSRW WYGL EW PSEHMRK PMKLX QEXIVMEP WII XLI
WIGXMSR SR [SVOMRK QIXLSHW

 8VERWJIVVMRK XMQFIV


%R STXMSREP EXXEGLQIRX MW EZEMPEFPI JSV XVERWJIVVMRK XMQFIV

8MPX G]PMRHIV WYTTSVX


 >FEV PMROEKI  7YTTSVX JSVO
 8MPX G]PMRHIV  0YFVMGEXMRK PMRI
 7YTTSVX G]PMRHIV

8LI WYTTSVX JSVO ERH XLI X[S WYTTSVX G]PMRHIVW TVSZMHI XLI RIGIWWEV]
XSVUYI MR XLI YRPSEHMRK TSWMXMSR [LIR GEVV]MRK LIEZ] IUYMTQIRX ERH PSEHW
*SV XLI QE\MQYQ TE]PSEH WII XLI XIGLRMGEP HEXE WIGXMSR MR GLETXIV 
8LMW MW LS[ XS XVERWJIV XMQFIV
1EOI WYVI XLEX XLI [SVOMRK EXXEGLQIRX ERH XLI UYMGOGLERKI HIZMGI
EVI WEJIP] PSGOIH
7II XLI HIWGVMTXMSR MR XLI WIGXMSRW SR STIVEXMRK XLI UYMGOGLERKI HIZMGI
ERH GLIGOMRK EJXIV PSGOMRK

0 0-)&,)66   


3TIVEXMSR ,ERHPMRK 3TIVEXMRK 1ERYEP
,ERHPMRK

9WMRK XLI XMQFIV KVEFFIV

8LI STIVEXMSR SJ XLI XMQFIV KVEFFIV GER ZEV] EGGSVHMRK XS MXW HIWMKR
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3TIVEXMRK 1ERYEP 3TIVEXMSR ,ERHPMRK
,ERHPMRK

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*MRH SYX EFSYX
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0SEHMRK JSV PSVV] SV VEMP 8LMW MW GEVVMIH SYX [LIR XLI QEGLMRI LEW XS FI PSEHIH F] GVERI
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i 0MJXMRK XEGOPI  1MRMQYQ VSTI PIRKXL  Q

0 0-)&,)66   


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% 6IEV WPMRKMRK ERH PMJXMRK TSMRX

(ERKIV 8LIVI MW VMWO SJ EGGMHIRXW MJ XLI WYWTIRHIH PSEH JEPPW


 2IZIV WXERH YRHIV XLI QEGLMRI [LIR MX MW WYWTIRHIH

d %XXEGL XLI PMJXMRK XEGOPI XS XLI WPMRKMRK ERH PMJXMRK TSMRXW % % % TVS
ZMHIH SR XLI QEGLMRI
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d (S RSX EPPS[ ER]SRI YRHIV XLI VEMWIH QEGLMRI


0SEHMRK JSV WIE XVERWTSVX 8LMW MW GEVVMIH SYX [LIR XLI QEGLMRI LEW XS FI PSEHIH F] GVERI
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i 7PMRKMRK EXXEGLQIRX SV ]SOI  SJ XLI WLMTTMRK GSQTER] QMRMQYQ
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 7PMRKMRK PYK % *VSRX PIJX WPMRKMRK ERH PMJXMRK % 6IEV PIJX WPMRKMRK ERH PMJXMRK
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(ERKIV 8LIVI MW VMWO SJ EGGMHIRXW MJ XLI WYWTIRHIH PSEH JEPPW


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d 6IQSZI XLI PIJX ERH VMKLX QYHKYEVHW SR XLI VIEV SJ XLI QEGLMRI
d %XXEGL XLI WPMRKMRK PYK  XS XLI VIEV PIJX ERH VMKLXLERH WMHI SJ XLI
QEGLMRI
d %XXEGL XLI PMJXMRK XEGOPI XS XLI WPMRKMRK ERH PMJXMRK TSMRXW % % %
% TVSZMHIH SR XLI QEGLMRI
d 'EVIJYPP] PMJX XLI QEGLMRI ERH PSEH MX

d (S RSX EPPS[ ER]SRI YRHIV XLI VEMWIH QEGLMRI

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3TIVEXMSR ,ERHPMRK 3TIVEXMRK 1ERYEP
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&IJSVI HVMZMRK SRXS XLI PSEHMRK 8LI JSPPS[MRK TVIGEYXMSRW QYWX FI XEOIR FIJSVI HVMZMRK SRXS XLI PSEHMRK
EVIE EVIE

0SEHMRK XLI QEGLMRI

4VIGEYXMSRW
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HS[R

6EQT MRGPMREXMSR
% VEQT WLSYPH FI TVSZMHIH JSV HVMZMRK XLI QEGLMRI SRXS XLI PSEHMRK EVIE
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;EWLMRK
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,ERHPMRK

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;LIR HVMZMRK SRXS XLI PSEHMRK EVIE LEZI WSQISRI HMVIGX ]SY
1EOI WYVI XLIVI MW WSQISRI XS KMZI XLI HVMZIV XLI RIGIWWEV] WMKREPW
4IVWSRW KMZMRK HMVIGXMSRW QYWX EP[E]W XEOI YT E TSWMXMSR XS SRI WMHI
SJ XLI QEGLMRI
8LMW MW XLI TVSGIHYVI JSV HVMZMRK SRXS XLI PSEHMRK EVIE

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d 7XEVX XLI IRKMRI


8LMW MW XLI WMXYEXMSR EJXIV XLI QEGLMRI LEW FIIR WXEVXIH
i 8LI HIJEYPX WIXXMRKW EVI XLI EYXSQEXMG XVEZIP VERKI % ERH XLI XVEZIP
HVMZI WIX XS RIYXVEP 2
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i 8LI TEVOMRK FVEOI MW EYXSQEXMGEPP] EGXMZEXIH
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d 6IPIEWI XLI TEVOMRK FVEOI
d 7IPIGX XLI XVEZIP HMVIGXMSR

;EVRMRK 8LIVI MW E VMWO SJ EGGMHIRXW MJ XLI QEGLMRI MW HVMZIR [MXLSYX HYI GEVI
6IGOPIWW HVMZMRK GER IRHERKIV XLSWI PSEHMRK HMVIGXMRK ERH HVMZMRK XLI
QEGLMRI
 %P[E]W HVMZI [MXL HYI GEVI [LIR PSEHMRK XLI QEGLMRI

0 0-)&,)66   


3TIVEXMSR ,ERHPMRK 3TIVEXMRK 1ERYEP
,ERHPMRK

'EYXMSR 8LIVI MW E VMWO SJ HEQEKI MJ XLI QEGLMRI MW RSX HVMZIR [MXL HYI GEVI
6IGOPIWW HVMZMRK GER HEQEKI XLI XVERWTSVX ZILMGPI ERH XLI QEGLMRI
 %P[E]W HVMZI [MXL HYI GEVI [LIR PSEHMRK XLI QEGLMRI

d 4YWL HS[R XLI KEW TIHEP GEVIJYPP]


d 'EVIJYPP] HVMZI XLI QEGLMRI XS XLI PSEHMRK EVIE ERH WXST
%JXIV HVMZMRK SRXS XLI PSEHMRK *SV HIXEMPIH HIWGVMTXMSRW WII XLI WIGXMSR SR STIVEXMSR ERH LERHPMRK
EVIE 1EOI WYVI XLEX XLI EMV WXVIEQ TVSHYGIH HYVMRK XVERWTSVX GERRSX IRXIV XLI
I\LEYWX TMTI STIRMRK
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GERRSX FI ORS[R MR EHZERGI

-RGLFVEOI TIHEP ERH KEW TIHEP

d 7XST XLI QEGLMRI

4EVOMRK FVEOI

d )RKEKI XLI TEVOMRK FVEOI

%VXMGYPEXMSR PSGO STIR  GPSWIH

d )RKEKI XLI EVXMGYPEXMSR PSGO


d &SPX XLI PSGOMRK FEV  MR XLI FSXXSQ TSWMXMSR

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3TIVEXMRK 1ERYEP 3TIVEXMSR ,ERHPMRK
,ERHPMRK

d 7IGYVI XLI TMR  JVSQ JEPPMRK SYX YWMRK XLI WTVMRK GPMT 
d 0S[IV XLI PMJX EVQW ERH PE] XLI FYGOIX HS[R JPEX SR XLI PSEHMRK EVIE
d 8YVR SJJ XLI IRKMRI
d 'PSWI ERH PSGO EPP HSSVW ERH LSSHW SR XLI QEGLMRI

0EWLMRK TSMRXW

d 7IGYVI XLI QEGLMRI EKEMRWX WPMHMRK YWMRK [LIIP [IHKIW ERH XIRWMSRMRK
VSTIW SV GLEMRW
d *EWXIR XLI VSTIW ERH GLEMRW WIGYVIP] XS XLI MRHMGEXIH PEWLMRK TSMRXW

)\LEYWX TMTI GSZIVMRK


-J XLI QEGLMRI MW FIMRK XVERWTSVXIH JEGMRK FEGO[EVHW EMV GER FPS[ MRXS XLI
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8EOI XLI JSPPS[MRK TVIGEYXMSR XS TVIZIRX HEQEKI HYVMRK XVERWTSVX

'EYXMSR 8LIVI MW E VMWO SJ HEQEKI XS XLI XYVFSGLEVKIV


-J EMV FPS[W MRXS XLI I\LEYWX TMTI STIRMRK MX GEYWIW XLI XYVFSGLEVKIV SJ XLI
HMIWIP IRKMRI XS VSXEXI
8LI XYVFSGLEVKIV MW RSX PYFVMGEXIH [LIR XLI IRKMRI MW RSX VYRRMRK
8LI XYVFSGLEVKIV GER FI HEQEKIH MJ MX MW RSX PYFVMGEXIH
 4VIZIRX XLI EMV WXVIEQ TVSHYGIH HYVMRK XVERWTSVX JVSQ IRXIVMRK XLI
I\LEYWX

0 0-)&,)66   


3TIVEXMSR ,ERHPMRK 3TIVEXMRK 1ERYEP
,ERHPMRK

d 8S FPSGO SJJ XLI I\LEYWX TMTI STIRMRK GPMQF SRXS XLI QEGLMRI ZME XLI
GEF EGGIWW QEOMRK WYVI XLEX ]SY LEZI WIGYVI JSSXMRK

&PSGOMRK SJJ XLI I\LEYWX TMTI STIRMRK

d &PSGO SJJ XLI I\LEYWX TMTI STIRMRK YWMRK EMVXMKLX QEXIVMEP [LMGL GERRSX
WPMT

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3TIVEXMRK 1ERYEP 3TIVEXMSR ,ERHPMRK
)QIVKIRG] STIVEXMSR

 )QIVKIRG] STIVEXMSR


8LMW WIGXMSR HIWGVMFIW XLI IQIVKIRG] STIVEXMSRW SJ XLI QEGLMRI
)QIVKIRG] STIVEXMSRW
i 8S[MRK XLI QEGLMRI
i .YQT WXEVXMRK

 8S[MRK XLI QEGLMRI


-J XLI QEGLMRI FVIEOW HS[R ]SY QE] LEZI XS XS[ MX E[E] JVSQ E
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8LI JSPPS[MRK XS[MRK MRWXVYGXMSRW SRP] ETTP] XS I\GITXMSREP WMXYEXMSRW [LIVI
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[LIVI MX GER FI VITEMVIH SV XVERWTSVXIH
8S[MRK WTIIH ERH XS[MRK HMWXERGI
i 1E\MQYQ XS[MRK WTIIH  OQL
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JVSQ E HERKIV EVIE

7EJIX] MRWXVYGXMSRW JSV XS[MRK


8S[MRK XLI QEGLMRI GER FI HMJJMGYPX ERH MW XLIVIJSVI IRXMVIP] XLI VIWTSR
WMFMPMX] SJ XLI STIVEXSV
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XLI QERYJEGXYVIV W KYEVERXII
7II XLI WIGXMSR SR WEJIP] XS[MRK XLI QEGLMRI MR GLETXIV 

(ERKIV -RGSVVIGX XS[MRK GER GEYWI EGGMHIRXW


;LIR E QEGLMRI MRGETEFPI SJ MRHITIRHIRX QSZIQIRX MW RSX TVSTIVP]
XS[IH XLI VIWYPX GSYPH FI WIZIVI SV IZIR JEXEP MRNYVMIW
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FVEOIW JSV XS[MRK

d *SPPS[ EPP WTIGMJMIH WEJIX] VIKYPEXMSRW ERH XLI JSPPS[MRK MRWXVYGXMSRW


[LIR XS[MRK

8S[MRK [MXL XLI IRKMRI VYRRMRK


8LI JSPPS[MRK TVIGEYXMSRW QYWX FI XEOIR FIJSVI XS[MRK XLI QEGLMRI
4VIGEYXMSRW
i 4YX XLI QEGLMRI MR XLI XS[MRK TSWMXMSR
i (IEGXMZEXI EPP XVEZIP JYRGXMSRW
i 6IPIEWI XLI TEVOMRK FVEOI

0 0-)&,)66   


3TIVEXMSR ,ERHPMRK 3TIVEXMRK 1ERYEP
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8LMW MW LS[ XS XS[ XLI QEGLMRI [MXL XLI IRKMRI VYRRMRK

8S[MRK TSWMXMSR

d 4YX XLI QEGLMRI MR XLI XS[MRK TSWMXMSR


6EMWI XLI PMJXMRK KIEV EFSZI XLI XS[MRK HVMPP LSPI
d -J XLI [SVOMRK EXXEGLQIRX GER FI L]HVEYPMGEPP] STIVEXIH XMPX MR XLI
FYGOIX EW JEV EW MX [MPP KS

d 4YX EPP XVEZIP JYRGXMSRW SYX SJ STIVEXMSR F] VIQSZMRK XLI TPYK  JVSQ XLI
XVERWJIV KIEV
8LMW HMWGSRRIGXW XLI WSPIRSMH ZEPZI SR XLI KIEVFS\ JVSQ XLI IPIGXVSRMGW

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3TIVEXMRK 1ERYEP 3TIVEXMSR ,ERHPMRK
)QIVKIRG] STIVEXMSR

)VVSV QIWWEKI
i 7IVZMGI GSHIW )  ERH )  EVI HMWTPE]IH MR XLI WIKQIRX JMIPH SR XLI
HMWTPE] YRMX
7IKQIRX HMWTPE] JSV WIVZMGI GSHIW
i 7II XLI WIGXMSRW SR XLI HMWTPE] YRMX ERH WIVZMGI GSHIW SR XLI HMWTPE]

8LI QEGLMRI W XVEZIP JYRGXMSRW EVI RS[ SYX SJ STIVEXMSR

'SRXVSP YRMX
 4EVOMRK FVEOI W]QFSP JMIPH  4EVOMRK FVEOI FYXXSR
 0)(

d 4VIWW XLI FYXXSR  XS VIPIEWI XLI TEVOMRK FVEOI


8LI 0)(  SR XLI FYXXSR  KSIW SYX
8LI W]QFSP JMIPH  JSV XLI TEVOMRK FVEOI KSIW SYX
8LI TEVOMRK FVEOI MW VIPIEWIH ERH XLI QEGLMRI GER RS[ FI XS[IH

8S[MRK

d *IIH XLI X[S XS[MRK VSTIW XLVSYKL XLI FSVI LSPIW MR XLI JVSRX WIGXMSR
ERH WIGYVI XLIQ
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d ;LIR XS[MRK LEW FIIR GSQTPIXIH
6IEXXEGL XLI TPYK  XS XLI XVERWJIV KIEV
8LMW GSRRIGXW XLI WSPIRSMH ZEPZI SR XLI KIEVFS\ XS XLI IPIGXVSRMGW
8LI QEGLMRItW XVEZIP JYRGXMSRW EVI STIVEXMSREP EKEMR

8S[MRK [MXL XLI IRKMRI RSX VYRRMRK


-J XLI QEGLMRI LEW WYJJIVIH E WIVMSYW FVIEOHS[R WYGL EW IRKMRI JEMPYVI
XLI FVEOMRK ERH WXIIVMRK JYRGXMSRW [MPP FI MQTEMVIH
7MRGI XLI FVEOI EGGYQYPEXSV MW RSX JMPPIH [LIR XLI HMIWIP IRKMRI MW
RSX VYRRMRK XLI WIVZMGI FVEOI FIGSQIW MRIJJIGXMZI EJXIV MX MW YWIH E
JI[ XMQIW
1EOI WYVI XLEX XLI TEVOMRK FVEOI LEW FIIR QIGLERMGEPP] VIPIEWIH FIJSVI
XS[MRK XLI QEGLMRI E[E]

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(ERKIV 8LIVI MW E VMWO SJ EGGMHIRXW MJ XLI QEGLMRI WYHHIRP] VSPPW E[E]


 7IGYVI XLI QEGLMRI EKEMRWX VSPPMRK E[E]

d 6IPIEWI XLI TEVOMRK FVEOI QIGLERMGEPP]


d 8EOI SJJ XLI GSZIV

4EVOMRK FVEOI

d 0SSWIR XLI GSYRXIV RYX


d 0SSWIR XLI EHNYWXMRK WGVI[  YRXMP XLI FVEOI TEH RS PSRKIV XSYGLIW XLI
FVEOI HMWG
8LMW VIPIEWIW XLI TEVOMRK FVEOI

;EVRMRK 8LIVI MW E VMWO SJ EGGMHIRXW [LIR XLI QEGLMRI MW MR XS[


7MRGI XLI WXIIVMRK JYRGXMSR MW VIWXVMGXIH XLIVI MW E VMWO SJ EGGMHIRXW [LIR
XLI QEGLMRI MW FIMRK XS[IH
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d 7II XLI WIGXMSR SR XS[MRK XLI QEGLMRI [LIR XLI WXIIVMRK W]WXIQ LEW
JEMPIH
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d ;LIR XS[MRK LEW FIIR GSQTPIXIH
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-J XLI MKRMXMSR MW SR ]SY GER WXIIV YWMRK XLI IQIVKIRG] WXIIVMRK TYQT
VITIEX WXEVX JYRGXMSR
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'SRXVSP YRMX
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d -J ]SY RIIH XS XYVR XLI WXIIVMRK [LIIP [LMPI XS[MRK


4VIWW ERH LSPH HS[R XLI IQIVKIRG] WXIIVMRK FYXXSR 
8LI 0)(  SR XLI FYXXSR MRHMGEXIW XLEX XLI JYRGXMSR MW EGXMZI
8LI IQIVKIRG] WXIIVMRK W]QFSP JMIPH PMKLXW YT [LIR XLI IQIVKIRG] WXIIV
MRK JYRGXMSR MW EGXMZEXIH 7II EPWS XLI HIWGVMTXMSR SJ XLI HMWTPE] YRMX MR XLI
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3RP] [LIR MX GSSPW HS[R GER XLI IQIVKIRG] WXIIVMRK TYQT FI WXEVXIH
EKEMR

 .YQT WXEVXMRK


-J ]SY LEZI TVSFPIQW WXEVXMRK FIGEYWI XLI FEXXIVMIW EVI JPEX XLI QEGLMRI
GER FI NYQT WXEVXIH [MXL I\XIVREP FEXXIVMIW
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&
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, PMKLXW YT [EVRMRK FY^^IV [MXL HYI XS JEMPYVI SJ WXIIVMRK TYQT &
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FY^^IV
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IPIGXVSRMGW

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 WIG SR   WIG SJJ  +VIEWI MW MR XLI XMQI WTIGMJMIH FPSGOIH
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ZEPZI
3RI SV QSVI HMWXVMFYXSVW FPSGOIH
6IH MRHMGEXSV PEQT PMKLXW YT GSR 1MRMQYQ KVIEWI PIZIP VIEGLIH MR XLI 6IJMPP XLI GSRXEMRIV QEPJYRGXMSR
WXERXP] GSRXEMRIV QIWWEKI MW EYXSQEXMGEPP] VIWIX 
6IH MRHMGEXSV PEQT JPEWLIW  WIG 1IQSV] IVVSV 'SRXEGX 0-)&,)66 '97831)6
SR   WIG SJJ  7)6:-')
%PP TSMRXW XS FI PYFVMGEXIH EVI HV] 7IX G]GPI XMQI TEYWI MW XSS PSRK JSV 7IX E WLSVXIV G]GPI XMQI TEYWI
ERH RS IVVSV MW MRHMGEXIH MRHMGEXSV XLI ETTPMGEXMSR YWMRK XLI WIPIGXMSR W[MXGL
PMKLX MW RSX HIJIGXMZI 
'SRXEGX 0-)&,)66 '97831)6
7)6:-')
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KVIEW] XLI ETTPMGEXMSR YWMRK XLI WIPIGXMSR W[MXGL
'SRXEGX 0-)&,)66 '97831)6
7)6:-')
3RI SV QSVI PYFVMGEXMSR TSMRXW MWEVI /MROIH SV FVSOIR WIGSRHEV] PMRI 'LIGO XLI WIGSRHEV] PMRI ERH
HV] [LIVIEW XLI SXLIVW EVI WYJJM VITPEGI MJ RIGIWWEV]
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IH JPS[
3RI SV QSVI PYFVMGEXMSR TSMRXW MWEVI (MWXVMFYXSV [MXL E JPS[ [LMGL MW XSS LMKL %HNYWX XLI JPS[ SJ XLI HMWXVMFYXSVW
I\GIWWMZIP] KVIEW] [LIVIEW XLI LEW FIIR WIPIGXIH SV XSS QER] HMWXVMFY JSV XLI PYFVMGEXMRK TSMRXW
SXLIVW EVI WYJJMGMIRXP] PYFVMGEXIH XSVW LEZI FIIR GSRRIGXIH XSKIXLIV

 *PEWLMRK GSHIW SJ XLI 8;-2 EYXSQEXMG GIRXVEP PYFVMGEXMSR


W]WXIQ MRHMGEXSV PEQT
8LMW IUYMTQIRX MW STXMSREP

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3TIVEXMRK 1ERYEP 1EPJYRGXMSRW
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JPEWLMRK GSHI MQQIHMEXIP] EJXIV XLI
MKRMXMSR MW XYVRIH SR
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 RIGIWWEV]
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XLI GSRXVSP HIZMGI SV FIX[IIR XLI GSR RIGIWWEV]
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'SRXEGX 0-)&,)66 '97831)6
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 WIG SJJ JSV X[S QMRYXIW EX XLI GSRXEMRIV QIWWEKI MW EYXSQEXMGEPP] VIWIX 
WXEVX SJ IZIV] G]GPI
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JSV  QMRYXIW EX XLI IRH SJ XLI HSIW RSX FYMPH YT TVIWWYVI  W]WXIQ
TYQTMRK TLEWI
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MW MRWYJJMGMIRX TVIWWYVI [MXLMR XLI LMKL WYTTP] PMRI GLERRIPW ERH GSR
IWX TIVQMWWMFPI TYQT XMQI HYGX E XIWX [MXL SRI WMRKPI G]GPI
+VIEWI TVIWWYVI W[MXGL HIJIGXMZI 'LIGO XLI W[MXGL ERH VITPEGI MJ
RIGIWWEV]
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[LIR XLI HSWMRK YRMX [EW VITPEGIH E RI[ 3VMRK MJ RIGIWWEV]
8LMW GEYWIW KVIEWI XS JPS[ JVSQ SRI
GLERRIP MRXS XLI SXLIV
 WLYXXPI ZEPZI HIJIGXMZI 2S TVIWWYVI 'LIGO XLI ZEPZI ERH VITPEGI MJ
MW FYMPX YT RIGIWWEV]
3XLIV GEYWI 'SRXEGX 0-)&,)66 '97831)6
7)6:-')
8LI MRHMGEXSV PMKLX KPS[W GSRWXERXP] 8LI WEQI QEPJYRGXMSR QIWWEKI JMZI *MRH XLI GEYWI SJ XLI QEPJYRGXMSR
XMQIW MR E VS[ SV  QEPJYRGXMSR QIW ERH VIGXMJ] MX 4VIWW XLI XIWX
WEKIW MR E VS[ MR XLI WEQI QEMR WYTTP] W[MXGL SR XLI TYQT JSV EX PIEWX
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WSV] MW MRWXEPPIH
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VIEGL XLI TVIWWYVI [MXLMR XLI LMKLIWX XIWX W[MXGL SR XLI TYQT JSV EX
TIVQMWWMFPI TYQT XMQI PIEWX  WIGSRH XS VIWIX XLI QIW
WEKI %JXIV[EVHW GSRHYGX E W]W
XIQ XIWX ERH FPIIH XLI W]WXIQ MJ
RIGIWWEV]

0 0-)&,)66   
1EPJYRGXMSRW 3TIVEXMRK 1ERYEP
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ERH RS IVVSV MW MRHMGEXIH MRHMGEXSV XLI ETTPMGEXMSR YWMRK XLI WIPIGXMSR W[MXGL SV EH
PMKLX MW RSX HIJIGXMZI  NYWX XLI WIX G]GPI XMQI YWMRK
+-2%
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KVIEW] XLI ETTPMGEXMSR YWMRK XLI WIPIGXMSR W[MXGL MJ
TVIWIRX SV EHNYWX XLI WIX G]GPI
XMQI YWMRK +-2%
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HV] [LIVIEW XLI SXLIVW EVI WYJJM VITPEGI MJ RIGIWWEV]
GMIRXP] PYFVMGEXIH
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PIGXIH JPS[
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YRMX
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(SWMRK YRMX [MXL MRXIVREP PIEOEKI 6IQSZI XLI HSWMRK YRMX ERH
MRWXEPP E RI[ SRI
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G]GPI G]GPI SV EJXIV XLI MKRMXMSR LEW
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SR   WIG SJJ HYVMRK E GSQTPIXI VIRXP] VYRRMRK 8LMW MW EJXIV XLI MKRMXMSR LEW FIIR
G]GPI W[MXGLIH SJJ

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3TIVEXMRK 1ERYEP 1EPJYRGXMSRW
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 6ITPEGMRK JYWIW

'EYXMSR 8LIVI MW E VMWO SJ HEQEKMRK XLI IPIGXVMGEP W]WXIQ


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1EOI WYVI XLEX


i 8LI IPIGXVMGEP GMVGYMX LEW FIIR GLIGOIH FIJSVI GLERKMRK XLI JYWI
i *SV WEJIX] VIEWSRW EJXIV GLIGOMRK XLI GMVGYMX XLEX XLI QEGLMRI W IPIG
XVMGEP W]WXIQ LEW FIIR W[MXGLIH SJJ

1IKE JYWIW
d -J ]SY RIIH XS EGGIWW XLI JYWIW
3TIR XLI VIEV LEXGL
d 6IQSZI XLI GSZIV SJ XLI JYWI FS\IW 

1EMR JYWI
 *YWI *  *YWI *  *YWI FS\ GSZIV VIQSZIH
 *YWI *  1EMR JYWI *

*YWI :EPYI 9RMX (IWMKREXMSRJYRGXMSR 0SGEXMSR


*  % 1EMR JYWI 6IEV PIJX SJ IRKMRI GSQTEVXQIRX
*  % 4VIKPS[ 6IEV PIJX SJ IRKMRI GSQTEVXQIRX
*  % ,E^EVH [EVRMRK W]WXIQ 6IEV PIJX SJ IRKMRI GSQTEVXQIRX
*  % )QIVKIRG] WXIIVMRK TYQT 6IEV PIJX SJ IRKMRI GSQTEVXQIRX

1IKE JYWIW

d -J XLI QEMR JYWI  QYWX FI VITPEGIH


9WI XLI XEFPI EFSZI XS MHIRXMJ] XLI HIJIGXMZI JYWI
d 9RWGVI[ XLI HIJIGXMZI JYWI ERH VITPEGI MX [MXL E RI[ SRI [MXL XLI
WEQI VEXMRK

0 0-)&,)66   
1EPJYRGXMSRW 3TIVEXMRK 1ERYEP
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4PYKMR JYWIW MR XLI QEMR IPIGXVSRMGW


8LI GSRXVSP FSEVH IPIGXVSRMGW VIPE]W QEMR JYWI ERH TPYKMR JYWIW EVI
PSGEXIH FILMRH XLI VMKLX HSSV ERH XLI GSRWSPI GSZIV

1EMR IPIGXVSRMGW [MXL TPYKMR JYWIW **

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3TIVEXMRK 1ERYEP 1EPJYRGXMSRW
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* i % : XIVQMREP GSRRIGXIH


* i % 7XEVXIV XIVQMREP  WXEVXMRK I\GIWW JYIP
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* i % 1EMR JYWI XIVQMREP  TMR
* i % ,IEXIV QSXSV FPS[IV
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* i % 0IJX HVMZMRK LIEHPMKLX LMKL FIEQ
* i % 6MKLX HVMZMRK LIEHPMKLX PS[ FIEQ
* i % 0IJX HVMZMRK LIEHPMKLX PS[ FIEQ
* i % 6IEV [MTIV  GIRXVEP PYFVMGEXMSR  & &
* i % ,IEHPMKLX JPEWLIV
* i % 7TEVI XIVQMREP  GEF VSSJ
* i % 7TEVI XIVQMREP  GEF VSSJ
* i % 7TEVI XIVQMREP  GEF VSSJ
* i % 7TEVI XIVQMREP  GEF VSSJ
* i % *VSRX [MTIV QSXSV
* i % 6EHMS  MRXIVMSV PMKLXMRK  XIVQMREP FPSGO XIVQMREP 
* i % 'MKEVIXXI PMKLXIV  HVMZIV W WIEX GSQTVIWWSV
* i % -KRMXMSR W[MXGL XIVQMREP 
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1EMR IPIGXVSRMGW
 :SPXEKI XVERWJSVQIV %  *YWI * 
 *YWI * 

*YWI :EPYI 9RMX (IWMKREXMSRJYRGXMSR 0SGEXMSR


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VEHMS GSZIV
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*   % 3TXMSREP TRIYQEXMG HVMZIV W WIEX 1EMR IPIGXVSRMGW

*YWIW JSV STXMSREP IUYMTQIRX



8LMW IUYMTQIRX MW STXMSREP
d 3TIR XLI VMKLX GEF HSSV
d 9RWGVI[ XLI WMHI GSRWSPI GSZIV

0 0-)&,)66   
 1EMRXIRERGI

 1EMRXIRERGI ERH MRWTIGXMSR WGLIHYPI


8LI JSPPS[MRK EFFVIZMEXMSRW EVI YWIH MR XLMW WIGXMSR
i L ! WIVZMGI LSYVW
:EVMSYW W]QFSPW WSPMH SV IQTX] GMVGPIW FS\IW ERH WXEVW EVI YWIH XS
MRHMGEXI XLI QEMRXIRERGI XEWOW [LMGL JEPP MRXS X[S QEMR X]TIW

8LI W]QFSPW LEZI XLI JSPPS[MRK QIERMRKW


8EFPI [MXL WSPMH GMVGPI FS\ SV WXEV
i 6IWTSRWMFMPMX] JSV GEVV]MRK SYX XLI QEMRXIRERGI [SVO PMIW [MXL XLI
QEGLMRI STIVEXSV SV LMW QEMRXIRERGI TIVWSRRIP
8LMW EJJIGXW XLI QEMRXIRERGI MRXIVZEPW IZIV]  ERH  WIVZMGI LSYVW
L ERH RSRWGLIHYPIH MRXIVZEPW

8LI W]QFSPW LEZI XLI JSPPS[MRK QIERMRKW


8EFPI [MXL IQTX] GMVGPI FS\ SV WXEV SV WIVZMGI LSYVW L
i 8LI QEMRXIRERGI ERH MRWTIGXMSR [SVO QYWX FI TIVJSVQIH SV WYTIV
ZMWIH F] EYXLSVMWIH IRKMRIIVW JVSQ 0-)&,)66 SV MXW EYXLSVMWIH HIEP
IVW
8LMW EJJIGXW XLI QEMRXIRERGI MRXIVZEPW SR HIPMZIV] IZIV]  
 WIVZMGI LSYVW L  ERH EX YRWGLIHYPIH XMQIW
=SY [MPP JMRH E PMWX SJ XLI WTEVI TEVXW RIIHIH JSV QEMRXIRERGI ERH
MRWTIGXMSR [SVO MR XLI WIVZMGI TEGOEKI SJ XLI WTEVI TEVXW PMWX

0 0-)&,)66 


1EMRXIRERGI 3TIVEXMRK 1ERYEP
1EMRXIRERGI ERH MRWTIGXMSR WGLIHYPI

'YWXSQIV  1EGLMRI X]TI  7IVMEP 2S  3TIV LSYVW  (EXI  

1EMRXIRERGIMRWTIGXMSR EG
GSVHMRK XS STIVEXMRK LSYVW 8%7/7 83 &) 4)6*361)(

&] QEMRXIRERGI TIVWSRRIP &] EYXLSVMWIH UYEPMJMIH TIVWSRRIP


3RISJJ EGXMZMX] 3RISJJ EGXMZMX]
6ITIXMXMSR MRXIVZEP 6ITIXMXMSR MRXIVZEP
-J RIGIWWEV] -J RIGIWWEV]
%RRYEPP] EX XLI WXEVX SJ XLI GSPH WIEWSR

'SQTPIXI QEGLMRI
,EZI XLI HVMZIV PYFVMGEXI XLI QEGLMRI MR EGGSVHERGI [MXL XLI PYFVMGEXMSR GLEVX ERH
MRWXVYGX LMQ SR TVSTIV QEMRXIRERGI
-RWXVYGX XLI HVMZIV MR XLI STIVEXMSR SJ EPP JYRGXMSRW
'LIGO XLI QEGLMRI JSV I\XIVREP HEQEKI
1EOI WYVI XLI FSPXIH GSRRIGXMSRW EVI XMKLX
7IEP ER] PIEOW
'LIGO XLI L]HVEYPMG TVIWWYVI EGGSVHMRK XS XLI XIWXMRK ERH EHNYWXQIRX TPER  WII XLI
WIVZMGI QERYEP
(MIWIP IRKMRI ERH TYQT HMWXVMFYXSV KIEV
'LIGO XLI IRKMRI SMP PIZIP
'LERKI XLI IRKMRI SMP RSXI XLI STIVEXMRK LSYVW WXEXIH LIVI SRP] ETTP] XS XLI
ETTVSTVMEXI IRKMRI SMP UYEPMX]  JSV GSQTPMGEXMRK JEGXSVW WII XLI PYFVMGERXW ERH JYIPW
WIGXMSR
6ITPEGI XLI SMP JMPXIVW
'LIGO ERH VITPEGI XLI :VMFFIH FIPX
'LIGO ZEPZI TPE]
0MKLXP] KVIEWI XLI VMRK KIEV SR XLI JP][LIIP
'LIGO XLI JPEQI KPS[ W]WXIQ
L 6ITPEGI XLI SMP WITEVEXSV SV IZIV]  ]IEVW
(VEMR SJJ [EXIV ERH WIHMQIRX JVSQ XLI JYIP XERO
'LERKI XLI JYIP JMRI JMPXIV
(VEMR SJJ GSRHIRWEXI JVSQ XLI JYIP WITEVEXSV
6ITPEGI XLI JMPXIV MRWIVX MR XLI JYIP WITEVEXSV
'PIER XLI WIVZMGI GET ERH HYWX I\XVEGXMSR ZEPZI SR XLI EMV JMPXIV
'PIER SV VITPEGI XLI EMV JMPXIV QEMR IPIQIRX VITPEGI XLI WEJIX] IPIQIRX EJXIV LEZMRK
VITPEGIH XLI QEMR IPIQIRX  XMQIW
'LIGO XLI EMV WYGXMSR LSWIW JSV PIEOW ERH XMKLX JMXXMRK
'LIGO XLI I\LEYWX PMRIW JSV PIEOW ERH XMKLX JMXXMRK
'LIGO XLI SMP PIZIP MR XLI TYQT HMWXVMFYXSV KIEV
'LERKI XLI KIEV SMP MR XLI TYQT HMWXVMFYXSV KIEV
7SSX TEVXMGPI JMPXIV STXMSREP
'LIGO XLI TMTI ERH LSWI PMRI SJ XLI GSYRXIVTVIWWYVI QSRMXSVMRK YRMX JSV PIEOEKI SV
FPSGOEKI
'LIGO XLI IPIGXVSRMG GSYRXIVTVIWWYVI QSRMXSV

 0-)&,)66 0


3TIVEXMRK 1ERYEP 1EMRXIRERGI
1EMRXIRERGI ERH MRWTIGXMSR WGLIHYPI

'YWXSQIV  1EGLMRI X]TI  7IVMEP 2S  3TIV LSYVW  (EXI  

1EMRXIRERGIMRWTIGXMSR EG
GSVHMRK XS STIVEXMRK LSYVW 8%7/7 83 &) 4)6*361)(

&] QEMRXIRERGI TIVWSRRIP &] EYXLSVMWIH UYEPMJMIH TIVWSRRIP


3RISJJ EGXMZMX] 3RISJJ EGXMZMX]
6ITIXMXMSR MRXIVZEP 6ITIXMXMSR MRXIVZEP
-J RIGIWWEV] -J RIGIWWEV]
%RRYEPP] EX XLI WXEVX SJ XLI GSPH WIEWSR

'LIGO ERH WIVZMGI XLI GSRHIRWEXI WITEVEXSV HVEMREKI JMPXIV


6ITPEGI XLI GSRHIRWEXI WITEVEXSV HVEMREKI JMPXIV
'PIER XLI WSSX TEVXMGPI JMPXIV

'SSPMRK W]WXIQ
'LIGO XLI GSSPERX PIZIP
6ITPEGI XLI GSSPERX JMPXIV
'LIGO XLI ERXMJVII^I ERH ('% GSRGIRXVEXMSR MR XLI GSSPERX
'PIER XLI GSSPMRK W]WXIQ
L 6ITPEGI XLI GSSPERX [MXL ERXMJVII^I ERH ('% EX PIEWX IZIV]  ]IEVW
;SVOMRK L]HVEYPMGW
0YFVMGEXI XLI TMPSX GSRXVSP YRMX GPIER XLI QEKRIXW ERH PYFVMGEXI XLI YRMZIVWEP NSMRXW
'LIGO XLI SMP PIZIP MR XLI L]HVEYPMG XERO
(VEMR [EXIV ERH WIHMQIRX JVSQ XLI L]HVEYPMG XERO
'LERKI XLI L]HVEYPMG SMP ERH GLIGO XLI VIXYVR WXVEMRIV
L 'LIGO ERH GPIER XLI QEKRIXMG VSH SR XLI L]HVEYPMG XERO
'LERKI XLI VIXYVR WYGXMSR JMPXIV
6ITPEGI XLI FPIIHIV JMPXIV SR XLI L]HVEYPMG XERO
7XIIVMRK W]WXIQ
'LIGO XLEX XLI WXIIVMRK MW [SVOMRK
0YFVMGEXI XLI FIEVMRK TSMRXW SR XLI WXIIVMRK G]PMRHIVW
&VEOI W]WXIQ
'LIGO XLI WIVZMGI FVEOI ERH TEVOMRK FVEOI
'LIGO XLI KET ERH [IEV SR XLI TEVOMRK FVEOI
)PIGXVMGEP W]WXIQ
'LIGO XLI MRHMGEXSV PEQTW ERH PMKLXMRK
'LIGO XLI FEXXIVMIW JPYMH PIZIP ERH XIVQMREPW
8VERWJIV KIEV
'LIGOMRK XLI XVERWJIV KIEV SMP PIZIP
'LERKI XLI KIEV SMP MR XLI XVERWJIV KIEV
'LERKI XLI KIEV SMP JMPXIV

%\PIW ERH X]VIW


'LIGO XLI XMKLXRIWW SJ XLI [LIIPW SRGI EJXIV   ERH  L

0 0-)&,)66 


1EMRXIRERGI 3TIVEXMRK 1ERYEP
1EMRXIRERGI ERH MRWTIGXMSR WGLIHYPI

'YWXSQIV  1EGLMRI X]TI  7IVMEP 2S  3TIV LSYVW  (EXI  

1EMRXIRERGIMRWTIGXMSR
EGGSVHMRK XS STIVEXMRK LSYVW 8%7/7 83 &) 4)6*361)(

&] QEMRXIRERGI TIVWSRRIP &] EYXLSVMWIH UYEPMJMIH TIVWSRRIP


3RISJJ EGXMZMX] 3RISJJ EGXMZMX]
6ITIXMXMSR MRXIVZEP 6ITIXMXMSR MRXIVZEP
-J RIGIWWEV] -J RIGIWWEV]
%RRYEPP] EX XLI WXEVX SJ XLI GSPH WIEWSR

'LIGO XLI E\PI SMP PIZIPW


'LERKI XLI E\PI KIEV SMP
0YFVMGEXI XLI FIZIP KIEV WIEP SR XLI JVSRX ERH VIEV E\PIW MJ RIGIWWEV] JSV I\EQTPI MJ
YWIH MR [EXIV IZIV] HE] 
'LIGO ERH PYFVMGEXI XLI JVSRX HVMZI WLEJX
'LIGO ERH PYFVMGEXI XLI VIEV HVMZI WLEJX
'LIGO ERH EHNYWX XLI X]VI TVIWWYVI
1EGLMRI JVEQI ERH FEPPEWX [IMKLX
+VIEWI XLI SWGMPPEXMRK E\PI JVEQI ERH EVXMGYPEXMSR PSGO

'IRXVEP PYFVMGEXMSR W]WXIQ


'LIGO [LIXLIV QIXIVIH UYERXMXMIW EVI EHIUYEXI EX XLI FIEVMRK TSMRXW KVIEWI GSPPEVW
SJ XLI GIRXVEP PYFVMGEXMSR W]WXIQ
'LIGO XLI LSWI PMRIW SJ XLI GIRXVEP PYFVMGEXMSR W]WXIQ PYFVMGEXMSR TSMRXW HIXEGLIH
LSWIW PIEOW

'EF LIEXMRK ERH EMVGSRHMXMSRMRK


0YFVMGEXI XLI HSSV LMRKIW
'PIER SV VITPEGI XLI JVIWL EMV ERH VIGMVGYPEXIH EMV JMPXIV
'LIGO XLI MRHMGEXSV FIEHW MR XLI HV]IVGSPPIGXSV YRMX
0MJX EVQW ERH UYMGOGLERKI HIZMGI
0YFVMGEXI XLI PMJX EVQW ERH EXXEGLQIRX
'LIGO XLI FYGOIX FIEVMRK WIEPW ERH XLI FIEVMRK FYWLMRKW SR XLI PMJX EVQW
'LIGO XLI PMJX EVQW ERH FYGOIX WXSTW
'LIGO XLEX XLI UYMGOGLERKI HIZMGI MW [SVOMRK

 0-)&,)66 0


3TIVEXMRK 1ERYEP 1EMRXIRERGI
0YFVMGERX GLEVX JMPPMRK UYERXMXMIW

 0YFVMGERX GLEVX JMPPMRK UYERXMXMIW

 8EFPI SJ JMPPMRK UYERXMXMIW

7TIGMJMGEXMSRW MR XLI QIHMYQ GSPYQR


i 8LI WXERHEVH PYFVMGERXW ERH JYIPW VIUYMVIH JSV GIRXVEP )YVSTIER GPMQEXI
GSRHMXMSRW EVI WXEXIH LIVI
i &IJSVI ]SY GLERKI SV XST YT XLI SMP MR XLI L]HVEYPMG W]WXIQ
L]HVEYPMG XERO  EP[E]W GLIGO MJ MX MW JMPPIH [MXL TIXVSPIYQ SV FMS
SMP
i *SV QSVI HIXEMPIH MRJSVQEXMSR EFSYX XLI VIUYMVIH PYFVMGERXW ERH WIVZMGI
JYIPW WII XLI WIGXMSR SR PYFVMGERXW ERH JYIPW

7TIGMJMGEXMSRW MR XLI HSWEKI GSPYQR


i 8LI ZEPYIW WXEXIH JSV XLI JMPPMRK UYERXMXMIW MR XLI XEFPI EVI SRP] KYMHI
PMRIW
i 8LI HMTWXMGO ERH PIZIP QEVOMRKW EVI EP[E]W QERHEXSV]
i )EGL XMQI XLI SMP MW VITPEGIH SV XSTTIH YT GLIGO XLI PIZIP MR XLI YRMX MR
UYIWXMSR

2EQI 1IHMYQ (SWEKI 9RMXW


(MIWIP IRKMRI [MXL JMP )RKMRI SMP 7%)  P
XIV GLERKI ; 

4YQT HMWXVMFYXSV KIEV +IEV SMP 7%)   P


07

(MIWIP IRKMRI GSSPMRK 'SSPERX  P


W]WXIQ XSXEP GETEGMX]

,]HVEYPMG W]WXIQ XSXEP )RKMRI SMP 7%)  P


GETEGMX] ; 

,]HVEYPMG XERO )RKMRI SMP 7%)  P


; 

8VERWJIV KIEV %8* SMP  P

*VSRX E\PI +IEV SMP 7%)   P


07

6IEV E\PI +IEV SMP 7%)   P


07

0 0-)&,)66 


1EMRXIRERGI 3TIVEXMRK 1ERYEP
0YFVMGERX GLEVX JMPPMRK UYERXMXMIW

2EQI 1IHMYQ (SWEKI 9RMXW


*YIP XERO (MIWIP  P

%MVGSRHMXMSRMRK W]W 6IJVMKIVERX 6  K


XIQ E

 0YFVMGERX GLEVX


8LI PYFVMGEXMSR GLEVX TVSZMHIW ER SZIVZMI[ SJ XLI PSGEXMSR SJ XLI QEMR
XIRERGI TSMRXW SR XLI QEGLMRI ERH SJ XLI QEMRXIRERGI MRXIVZEPW
=SY [MPP JMRH HIXEMPIH MRJSVQEXMSR MR XLI QEMRXIRERGI ERH MRWTIGXMSR WGLIH
YPI EW [IPP EW MR XLI MRHMZMHYEP HIWGVMTXMSRW MR XLI WIGXMSR SR QEMRXIRERGI
XEWOW
*SV QSVI HIXEMPIH MRJSVQEXMSR EFSYX XLI VIUYMVIH PYFVMGERXW ERH WIVZMGI
JYIPW WII XLI WIGXMSR SR PYFVMGERXW ERH JYIPW
*SV MRJSVQEXMSR EFSYX XLI VIUYMVIH JMPPMRK UYERXMXMIW WII XLI XEFPIW SJ JMPPMRK
UYERXMXMIW

 0-)&,)66 0


3TIVEXMRK 1ERYEP 1EMRXIRERGI
0YFVMGERX GLEVX JMPPMRK UYERXMXMIW

7]QFSP 2EQI 7]QFSP 2EQI

+IRIVEP PYFVMGEXMSR TSMRXW 0YFVMGEXMSR

'LIGO XLI SMP PIZIP 'LIGO XLI GSSPERX PIZIP

3MP GLERKI *MVWX SMP GLERKI

0 0-)&,)66 


1EMRXIRERGI 3TIVEXMRK 1ERYEP
1EMRXIRERGI XEWOW

 1EMRXIRERGI XEWOW


3R GSQTPIXMSR SJ WIVZMGMRK XLI QEGLMRI WLSYPH FI VIXYVRIH XS XLI STIVEX
MRK TSWMXMSR
7II XLI WIGXMSR SR XLI STIVEXMRK TSWMXMSR MR GLETXIV 

 4VITEVEXSV] XEWOW JSV QEMRXIRERGI


&IJSVI TIVJSVQMRK XLI ZEVMSYW QEMRXIRERGI XEWOW QSZI XLI QEGLMRI XS
QEMRXIRERGI TSWMXMSR YRPIWW SXLIV[MWI I\TPMGMXP] WTIGMJMIH MR XLI HIWGVMT
XMSR
8LI ZEVMSYW QEMRXIRERGI XEWOW MRGPYHI
i 0YFVMGEXMRK XLI PMJX EVQW
i 'LIGOMRK XLI SMP PIZIP SV GLERKMRK XLI SMP MR XLI IRKMRI KIEVW E\PIW
L]HVEYPMG XERO IXG
i 6ITPEGMRK JMPXIVW EW [IPP EW EHNYWXQIRX ERH VITEMV [SVO SR XLI L]HVEYPMG
W]WXIQ

7EJIX] TVIGEYXMSRW JSV QEMRXIRERGI


%P[E]W SFWIVZI XLI EGGMHIRX TVIZIRXMSR VIKYPEXMSRW HYVMRK QEMR
XIRERGI [SVO
7II XLI QIEWYVIW XS IRWYVI WEJI QEMRXIRERGI SR GLETXIV 

:MWYEP GSRXEGX
1EOI WYVI XLEX ZMWYEP GSRXEGX FIX[IIR XLI STIVEXSV MR XLI GEF ERH
QEMRXIRERGI TIVWSRRIP MW EP[E]W QEMRXEMRIH

(ERKIV 8LIVI MW E VMWO SJ EGGMHIRXW JSV QEMRXIRERGI TIVWSRRIP


8LI TVIWIRGI SJ YREYXLSVMWIH TIVWSRW SR XLI QEGLMRI GER TPEGI XLI
QEMRXIRERGI TIVWSRRIP MR I\XVIQI HERKIV
 2IZIV IRXIV E HERKIVSYW EVIE SJ XLI QEGLMRI [MXLSYX QEOMRK ]SYV
TVIWIRGI ORS[R

d 1EOI WYVI ]SY GER FI GPIEVP] WIIR FIJSVI IRXIVMRK SRI SJ XLI QE
GLMRI W HERKIV EVIEW

;LIIP [IHKIW

 0-)&,)66 0


3TIVEXMRK 1ERYEP 1EMRXIRERGI
1EMRXIRERGI XEWOW

d 7IGYVI XLI QEGLMRI EKEMRWX VSPPMRK E[E] [MXL [LIIP [IHKIW

1EMRXIRERGI TSWMXMSRW
8LI QEMRXIRERGI TSWMXMSR HITIRHW SR XLI QEMRXIRERGI XEWO XS FI TIV
JSVQIH
8LI X[S FEWMG QEMRXIRERGI TSWMXMSRW  ERH  EVI HIWGVMFIH FIPS[
8LI] IREFPI ]SY XS EGGIWW XLI MRHMZMHYEP QEMRXIRERGI TSMRXW
1EMRXIRERGI TSWMXMSR  8S QSZI XLI QEGLMRI MRXS QEMRXIRERGI TSWMXMSR  TVSGIIH EW JSPPS[W
*SV E HIXEMPIH HIWGVMTXMSR SJ XLI MRHMZMHYEP TVSGIHYVIW WII XLI WIGXMSR SR
STIVEXMSR MR GLETXIV 

1EMRXIRERGI TSWMXMSR 

d 4EVO XLI QEGLMRI SR PIZIP KVSYRH


d 0S[IV XLI PMJX EVQW
d 7IX XLI FYGOIX HS[R JPEX SR XLI KVSYRH
d )RKEKI XLI TEVOMRK FVEOI
d 8YVR SJJ XLI HMIWIP IRKMRI
d 8EOI SYX XLI MKRMXMSR OI]
1EMRXIRERGI TSWMXMSR  8S QSZI XLI QEGLMRI MRXS QEMRXIRERGI TSWMXMSR  TVSGIIH EW JSPPS[W
*SV E HIXEMPIH HIWGVMTXMSR SJ XLI MRHMZMHYEP TVSGIHYVIW WII XLI WIGXMSR SR
STIVEXMSR MR GLETXIV 

1EMRXIRERGI TSWMXMSR 

d 4EVO XLI QEGLMRI SR PIZIP KVSYRH


d )RKEKI XLI EVXMGYPEXMSR PSGO
d 0S[IV XLI PMJX EVQW
d 8MPX XLI FYGOIX SYX ERH WIX MX HS[R SR XLI KVSYRH SR MXW XIIXL SV GYXXMRK
IHKI
d )RKEKI XLI TEVOMRK FVEOI
d 8YVR SJJ XLI HMIWIP IRKMRI
d 8EOI SYX XLI MKRMXMSR OI]

0 0-)&,)66 


1EMRXIRERGI 3TIVEXMRK 1ERYEP
1EMRXIRERGI XEWOW

3TIRMRK XLI WIVZMGI HSSVW ERH LSSHW


3TIRMRK XLI IRKMRI 3TIR XLI HSSV MJ ]SY RIIH XS EGGIWW XLI JSPPS[MRK YRMXW SV GSQTSRIRXW
GSQTEVXQIRX HSSV i ,]HVEYPMG TYQTW
i ,]HVEYPMG XERO
i ,]HVEYPMG XERO WLYXSJJ ZEPZI
i %MV JMPXIV
i &EXXIV] QEMR W[MXGL

)RKMRI GSQTEVXQIRX HSSV


 )RKMRI GSQTEVXQIRX HSSV  7TVMRK PSGO
 ,ERHPI [MXL PSGO

'EYXMSR 8LIVI MW E VMWO SJ MRNYV] MJ XLI IRKMRI GSQTEVXQIRX HSSV JEPPW WLYX
 'LIGO XLEX XLI HSSV MW WIGYVIH MR XLI JYPP] STIR TSWMXMSR F] XLI WTVMRK
PSGO

d 3TIR XLI PSGO [MXL XLI MKRMXMSR OI]


d 'SQTPIXIP] STIR XLI HSSV  [MXL XLI LERHPI 
8LI WTVMRK PSGO  PEXGLIW MRXS TPEGI
'PSWMRK XLI IRKMRI
GSQTEVXQIRX HSSV

d 4YPP YT XLI WTVMRK PSGO 


d 0SGO XLI IRKMRI GSQTEVXQIRX HSSV MJ RIGIWWEV]

   0-)&,)66 0
3TIVEXMRK 1ERYEP 1EMRXIRERGI
1EMRXIRERGI XEWOW

3TIRMRK XLI IRKMRI ;LIR XLI LSSH MW STIR ]SY GER EGGIWW XLI JSPPS[MRK YRMXW
GSQTEVXQIRX LSSH i (MIWIP IRKMRI
i 'SSPMRK W]WXIQ
i 4YQT HMWXVMFYXSV KIEV

)RKMRI GSQTEVXQIRX HSSV ERH LSSH GEFPI

d 3TIR XLI IRKMRI GSQTEVXQIRX HSSV

;EVRMRK )RKMRI TEVXW [LMGL EVI MR QSXMSR GER GEYWI MRNYV]


6SXEXMRK SV QSZMRK IRKMRI TEVXW WYGL EW XLI JER FPEHIW SV :FIPXW GER
GEYWI MRNYV]
 3RP] STIR XLI IRKMRI GSQTEVXQIRX LSSH [LIR XLI IRKMRI MW WLYX HS[R

d 4YPP XLI GEFPI  JSV YRPSGOMRK XLI IRKMRI GSQTEVXQIRX LSSH YRXMP XLI
PSGO MW STIR
8LI PSGO VIPIEWIW XLI IRKMRI GSQTEVXQIRX LSSH 

)RKMRI GSQTEVXQIRX LSSH


 )RKMRI GSQTEVXQIRX LSSH  )RKMRI GSQTEVXQIRX HSSV
 +EWJMPPIH WTVMRKW

0 0-)&,)66   
1EMRXIRERGI 3TIVEXMRK 1ERYEP
1EMRXIRERGI XEWOW

8LI LSSH MW EYXSQEXMGEPP] STIRIH ERH LIPH MR TSWMXMSR F] X[S KEWJMPPIH


WTVMRKW 

;EVRMRK 8LIVI MW E VMWO SJ MRNYVMIW MJ XLI LSSH JEPPW WLYX


 'LIGO XLEX XLI KEWJMPPIH WTVMRKW WIGYVIP] LSPH XLI LSSH JYPP] STIR

d 'LIGO XLI JYRGXMSR


8VSYFPIWLSSXMRK
-J RSX VIGXMJ] XLI TVSFPIQ MQQIHMEXIP]
d 'SRXEGX 0-)&,)66 '97831)6 7)6:-')

*SSX TPEXI
8S GPSWI XLI LSSH GPMQF SRXS XLI QEGLMRI ZME XLI GEF EGGIWW QEOMRK
WYVI XLEX ]SY LEZI WIGYVI JSSXMRK

'EYXMSR 8LIVI MW E VMWO SJ EGGMHIRXW [LIR STIRMRK SV GPSWMRK XLI LSSH


=SY GER MRNYVI ]SYV JIIX [LIR STIRMRK ERH GPSWMRK XLI LSSH
 1EOI WYVI ]SYV JIIX EVI MR E WEJI TPEGI [LIR STIRMRK SV GPSWMRK XLI
LSSH

d 7XERH XS SRI WMHI SJ XLI LSSH [MXL FSXL JIIX SR XLI JSSX TPEXIW
TVSZMHIH
d -J XLI LSSH RIIHW XS FI GPSWIH EKEMR
4YWL HS[R XLI LSSH LERHPI YRXMP XLI LSSH IRKEKIW MR XLI PSGO

   0-)&,)66 0
3TIVEXMRK 1ERYEP 1EMRXIRERGI
1EMRXIRERGI XEWOW

3TIRMRK XLI GSSPMRK W]WXIQ ;LIR XLI LSSH MW STIR ]SY GER EGGIWW XLI GSSPMRK W]WXIQ
LSSH 1EOI WYVI XLEX XLI PIJX SV VMKLX GEF HSSV MW GPSWIH EW RIGIWWEV]
d ;LIR STIRMRK SV GPSWMRK XLI LSSH GPMQF SRXS XLI QEGLMRI ZME XLI GEF
EGGIWW QEOMRK WYVI XLEX ]SY LEZI WIGYVI JSSXMRK

'SSPMRK W]WXIQ LSSH


 0IJX GSSPMRK W]WXIQ LSSH  +EWJMPPIH WTVMRKW
 6MKLX GSSPMRK W]WXIQ LSSH

'SSPMRK W]WXIQ LSSH

d 'SQTPIXIP] STIR XLI LSSH  F] TYPPMRK YT XLI LERHPI


8LI LSSH MW LIPH MR XLMW TSWMXMSR F] XLI KEWJMPPIH WTVMRK 

;EVRMRK 8LIVI MW E VMWO SJ MRNYVMIW MJ XLI LSSH JEPPW WLYX


 'LIGO XLEX KEWJMPPIH WTVMRK LSPHW MX GSQTPIXIP] STIR

d -J RSX VIGXMJ] XLI TVSFPIQ MQQIHMEXIP]

8VSYFPIWLSSXMRK
8LI JYRGXMSR MW RSX EWWYVIH
d 'SRXEGX 0-)&,)66 '97831)6 7)6:-')

0 0-)&,)66   
1EMRXIRERGI 3TIVEXMRK 1ERYEP
1EMRXIRERGI XEWOW

8YVRMRK SJJ XLI FEXXIV] QEMR W[MXGL


8LI FEXXIV] QEMR W[MXGL MW PSGEXIH EX XLI VIEV PIJX SJ XLI IRKMRI GSQTEVX
QIRX
*SV GIVXEMR QEMRXIRERGI NSFW XLI FEXXIV] QEMR W[MXGL QYWX JMVWX FI
XYVRIH SJJ
*MRH SYX JVSQ XLI HIWGVMTXMSRW SJ XLI VIPIZERX QEMRXIRERGI XEWOW [LIXLIV
XLI FEXXIV] QEMR W[MXGL QYWX FI XYVRIH SR SV SJJ 7II XLI WIGXMSR SR
QEMRXIRERGI XEWOW
7[MXGL SR XLI FEXXIV] QEMR W[MXGL EJXIV GSQTPIXMRK XLIWI QEMRXIRERGI
XEWOW

&EXXIV] QEMR W[MXGL


 &EXXIV] QEMR W[MXGL  1EMR W[MXGL OI]

(ERKIV 8LIVI MW E VMWO SJ EGGMHIRXW JSV QEMRXIRERGI TIVWSRRIP


-J YREYXLSVMWIH TISTPI EVI SR XLI QEGLMRI MX GER TYX XLI QEMRXIRERGI
TIVWSRRIP MR I\XVIQI HERKIV
 *SV WEJIX] VIEWSRW MX MW IWWIRXMEP XLEX XLI FEXXIV] QEMR W[MXGL MW XYVRIH
SJJ
 4YPP SYX XLI OI] JSV WEJIX] VIEWSRW

d 8YVR SJJ XLI FEXXIV] QEMR W[MXGL  F] XYVRMRK XLI OI]  XS XLI  TSWMXMSR

 'LIGOMRK XLI QEGLMRI JSV I\XIVREP HEQEKI


1EOI WYVI XLEX XLI QEGLMRI MW MR QEMRXIRERGI TSWMXMSR 
4VSGIHYVI
d &IJSVI WXEVXMRK YT XLI QEGLMRI GLIGO JSV I\XIVREP HEQEKI [LMGL QMKLX
MQTEMV WEJI STIVEXMSR
d 6ITEMV ER] HEQEKI [MXL WEJIX] MQTPMGEXMSRW MQQIHMEXIP]

 1EOMRK WYVI XLI FSPXIH GSRRIGXMSRW EVI XMKLX

1EOI WYVI XLEX


i 8LI QEGLMRI MW MR QEMRXIRERGI TSWMXMSR 
i 8LI ETTVSTVMEXI WIVZMGI HSSVW LEXGLIW ERH LSSHW EVI STIR

   0-)&,)66 0
3TIVEXMRK 1ERYEP 1EMRXIRERGI
1EMRXIRERGI XEWOW

4VSGIHYVI

d 'LIGO XLEX EPP FSPXW ERH WGVI[W EVI XMKLX


d 8MKLXIR ER] PSSWI WGVI[W SV FSPXW [MXL XLI VIUYMVIH XMKLXIRMRK XSVUYI

 7IEPMRK PIEOW


1EOI WYVI XLEX
i 8LI QEGLMRI MW MR QEMRXIRERGI TSWMXMSR 
i 8LI ETTVSTVMEXI WIVZMGI HSSVW LEXGLIW ERH LSSHW EVI STIR

4VSGIHYVI

d 'LIGO XLI IRXMVI L]HVEYPMG W]WXIQ JSV PIEOW


d 6ITPEGI ER] HEQEKIH L]HVEYPMG WIEPW
d 8MKLXIR ER] PSSWI L]HVEYPMG GSYTPMRKW
d 7II EPWS XLI WIGXMSR SR WEJI QEMRXIRERGI SJ L]HVEYPMG LSWIW ERH LSWI
PMRIW MR GLETXIV 

 'LIGOMRK XLI IRKMRI SMP PIZIP

1EOI WYVI XLEX


i 8LI QEGLMRI MW MR QEMRXIRERGI TSWMXMSR 
i 8LI IRKMRI GSQTEVXQIRX LSSH MW STIR
i 8LI IRKMRI MW PIZIP ERH LEW RSX FIIR VYRRMRK JSV    QMRYXIW

0 0-)&,)66   
1EMRXIRERGI 3TIVEXMRK 1ERYEP
1EMRXIRERGI XEWOW

4VSGIHYVI

(MIWIP IRKMRI

d 4YPP SYX XLI HMTWXMGO  [MTI MX GPIER ERH VIMRWIVX MX


d 4YPP SYX XLI HMTWXMGO SRGI EKEMR ERH VIEH SJJ XLI SMP PIZIP
8LI SMP PIZIP QYWX FI FIX[IIR XLI 1-2 ERH 1%< QEVOMRKW
d -J XLI SMP PIZIP MW XSS PS[
6IQSZI XLI WIEPMRK GET JVSQ XLI JMPPIV RIGO  ERH XST YT [MXL SMP *SV
MRJSVQEXMSR SR XLI VIUYMVIH SMP UYEPMX] WII XLI WIGXMSR SR PYFVMGERXW ERH
JYIPW

'EYXMSR 3MP QE] IWGETI HYI XS I\GIWW TVIWWYVI


8LI WIEPMRK GET SJ XLI SMP JMPPMRK TMTI SJ XLI TYQT HMWXVMFYXSV KIEV MW
IUYMTTIH [MXL E ZIRXMPEXMSR ERH FPIIHIV JMPXIV 8LI WIEPMRK GET JSV XLI
HMIWIP IRKMRI LS[IZIV HSIW RSX LEZI WYGL E JMPXIV
-J XLI GETW EVI W[ETTIH I\GIWW TVIWWYVI GER VIWYPX MR SMP PIEOEKI MR XLI
TYQT HMWXVMFYXSV KIEV
 1EOI WYVI XLEX ]SY HS RSX QM\ YT XLI WIEPMRK GETW

d 8ST YT [MXL SMP ZME XLI SMP JMPPIV RIGO 


d 'PIER XLI WIEPMRK GET TPEGI MX SR XLI JMPPIV RIGO  ERH XMKLXIR MX

 'LERKMRK XLI IRKMRI SMP

1EOI WYVI XLEX


i 8LI QEGLMRI MW MR QEMRXIRERGI TSWMXMSR 
i 8LI IRKMRI GSQTEVXQIRX LSSH MW STIR
i 8LI IRKMRI MW [EVQ
i % WYMXEFPI VIGITXEGPI ER SMP HVEMR LSWI ERH XLI WTIGMJMIH IRKMRI SMP EVI
EX LERH
7II XLI XEFPI SJ JMPPMRK UYERXMXMIW JSV XLI VIUYMVIH GETEGMX] SJ XLI
VIGITXEGPI

   0-)&,)66 0
3TIVEXMRK 1ERYEP 1EMRXIRERGI
1EMRXIRERGI XEWOW

4VSGIHYVI

d 9RWGVI[ XLI SMP HVEMR LSWI ERH WGVI[ XLI WIEPMRK GET SRXS XLI HVEMR
ZEPZI
d 7GVI[ XLI SMP HVEMR LSWI XS XLI SMP HVEMR ZEPZI
d (VEMR SJJ XLI SMP MRXS XLI VIGITXEGPI
d 9RWGVI[ XLI SMP HVEMR LSWI
d 7GVI[ XLI GET SRXS XLI SMP HVEMR ZEPZI
d ;LIR GLERKMRK XLI IRKMRI SMP ERH XLI SMP JMPXIV
'LERKI XLI JMPXIV EW HIWGVMFIH MR XLI WIGXMSR SR GLERKMRK XLI SMP JMPXIV

d 4SYV XLI RI[ SMP MRXS XLI JMPPIV RIGO  YT XS XLI 1%< QEVOMRK SR XLI
HMTWXMGO
d 'PIER XLI JMPPIV GET TPEGI MX SR XLI SMP JMPPIV RIGO  ERH XMKLXIR MX
d 7XEVX XLI IRKMRI ERH GLIGO XLI SMP TVIWWYVI
d 8YVR SJJ XLI IRKMRI ERH EJXIV  SV  QMRYXIW GLIGO XLI SMP PIZIP SR XLI
HMTWXMGO
d 8ST YT [MXL SMP MJ RIGIWWEV]

0 0-)&,)66   
1EMRXIRERGI 3TIVEXMRK 1ERYEP
1EMRXIRERGI XEWOW

 6ITPEGMRK XLI SMP JMPXIV

1EOI WYVI XLEX


i 8LI QEGLMRI MW MR QEMRXIRERGI TSWMXMSR 
i 8LI IRKMRI GSQTEVXQIRX LSSH MW STIR
i 8LI IRKMRI SMP LEW FIIR HVEMRIH SJJ
i 3RP] YWI KIRYMRI 0-)&,)66 WTEVI TEVXW
 SMP JMPXIV GEVXVMHKIW

4VSGIHYVI

d 6IPIEWI XLI JMPXIV GEVXVMHKIW  [MXL E WXVET [VIRGL ERH YRWGVI[ XLIQ
d 'PIER XLI WIEPW SR XLI JMPXIV FVEGOIX
d 0MKLXP] GSEX XLI VYFFIV KEWOIXW SR XLI RI[ SMP JMPXIV GEVXVMHKIW [MXL
IRKMRI SMP
d 7GVI[ XLI RI[ JMPXIV GEVXVMHKIW SRXS XLI JMPXIV FVEGOIX ERH XMKLXIR XLIQ
F] LERH
d 7XEVX YT XLI IRKMRI ERH GLIGO XLI SMP TVIWWYVI SR XLI IRKMRI SMP
TVIWWYVI WIKQIRX JMIPH MR XLI HMWTPE] YRMX
d 8YVR SJJ XLI IRKMRI 'LIGO XLI WIEPW SR XLI SMP JMPXIVW ERH XLI SMP PIZIP
d 8ST YT [MXL SMP MJ RIGIWWEV]

   0-)&,)66 0
3TIVEXMRK 1ERYEP 1EMRXIRERGI
1EMRXIRERGI XEWOW

 'LIGOMRK XLI JPEQI KPS[ W]WXIQ

8LI XIWX MW VIWXVMGXIH XS XLI TVSTIV JYRGXMSRMRK SJ XLI WSPIRSMH ZEPZI  ERH
XLI JPEQI KPS[ TPYK 
8LI TVIKPS[ VIPE] GSRXVSPW XLI TVIKPS[ XMQI YRXMP XLI IRKMRI MW VIEH]
[LMGL GER XEOI ER]XLMRK JVSQ  XS  QMRYXIW HITIRHMRK SR XIQTIVE
XYVI
1EOI WYVI XLEX
i 8LI QEGLMRI MW MR QEMRXIRERGI TSWMXMSR 
i 8LI IRKMRI GSQTEVXQIRX LSSH MW STIR

'LIGOMRK XLI WSPIRSMH ZEPZI

d 9RWGVI[ XLI JYIP PMRI SR XLI JPEQI KPS[ TPYK 6


d 1SZI XLI W[MXGL LERHPI SR XLI MRNIGXMSR TYQT XS XLI WXST TSWMXMSR
VIQSZI JYWI * JSV XLI IRKMRI WXST WSPIRSMH 
d 8YVR SZIV XLI IRKMRI [MXL XLI WXEVXIV *YIP WLSYPH JPS[ JVSQ XLI JYIP
PMRI XS XLI JPEQI KPS[ TPYK
%JXIV XLI * JYWI MW GLERKIH ERH XLI IRKMRI WXEVXIH XLI JYIP JVSQ XLI JYIP
PMRI XS XLI JPEQI KPS[ TPYK WLSYPH WXST JPS[MRK
8VSYFPIWLSSXMRK
-J RS JYIP JPS[W [LIR XLI IRKMRI MW GVEROIH SV MJ XLI JYIP JPS[ [MPP RSX WXST
JPS[MRK [LIR XLI QSXSV MW VYRRMRK
d 6ITPEGI XLI WSPIRSMH ZEPZI =
;LIR MRWXEPPMRK MX RSXI XLI JPS[ HMVIGXMSR MRHMGEXIH F] XLI EVVS[

0 0-)&,)66   
1EMRXIRERGI 3TIVEXMRK 1ERYEP
1EMRXIRERGI XEWOW

'LIGOMRK XLI JPEQI KPS[ TPYK

d 6IQSZI XLI JPEQI KPS[ TPYK 6


d 6IEXXEGL XLI JYIP PMRI ERH XLI IPIGXVMGEP PIEH XS XLI JPEQI KPS[
TPYK 6
d 1SZI XLI W[MXGL LERHPI SR XLI MRNIGXMSR TYQT XS XLI WXST TSWMXMSR
VIQSZI XLI * QIKE JYWI 
d 7IX XLI WXEVXIV W[MXGL 7 XS XLI TVIKPS[ TSWMXMSR TSWMXMSR  
8LI LIEXMRK GSMP MR XLI JPEQI KPS[ TPYK 6 WLSYPH KPS[ VIH [LIR XLI
TVIKPS[ TVSGIWW LEW JMRMWLIH
d 8YVR SZIV XLI IRKMRI [MXL XLI WXEVXIV
8LI JYIP HIPMZIVIH XS XLI KPS[MRK LIEXMRK GSMP MR XLI JPEQI KPS[
TPYK 6 WLSYPH IZETSVEXI
8VSYFPIWLSSXMRK
-J XLI LIEXMRK GSMP MR XLI JPEQI KPS[ TPYK 6 HSIW RSX WXEVX KPS[MRK SV MJ RS
JYIP MW HIPMZIVIH XS XLI LIEXMRK GSMP [LIR XLI IRKMRI MW XYVRMRK SZIV
d 6ITPEGI XLI JPEQI KPS[ TPYK 6

 (VEMRMRK SJJ [EXIV ERH WIHMQIRX JVSQ XLI JYIP XERO
1EOI WYVI XLEX XLI QEGLMRI MW MR QEMRXIRERGI TSWMXMSR 

   0-)&,)66 0
3TIVEXMRK 1ERYEP 1EMRXIRERGI
1EMRXIRERGI XEWOW

4VSGIHYVI

d 9RWGVI[ XLI WIEPMRK GET  SR XLI HVEMR ZEPZI  SR XLI FSXXSQ SJ XLI
HMIWIP XERO
d 7GVI[ XLI HVEMR LSWI SRXS XLI HVEMR ZEPZI 
d (VEMR XLI GSRHIRWEXMSR ERH WIHMQIRX MRXS E WYMXEFPI VIGITXEGPI YRXMP
GPIER JYIP FIKMRW XS JPS[
d 9RWGVI[ XLI HVEMR LSWI
d 7GVI[ XLI GET  SRXS XLI HVEMR ZEPZI  ERH XMKLXIR MX

 'LERKMRK XLI JYIP JMRI JMPXIV

1EOI WYVI XLEX


i 8LI QEGLMRI MW MR QEMRXIRERGI TSWMXMSR 
i 8LI IRKMRI GSQTEVXQIRX LSSH MW STIR

0 0-)&,)66   
1EMRXIRERGI 3TIVEXMRK 1ERYEP
1EMRXIRERGI XEWOW

4VSGIHYVI

d 9RWGVI[ XLI JMRI JYIP JMPXIV  YWMRK E WYMXEFPI JMPXIV WXVET ERH HMWTSWI
SJ MX
d 0MKLXP] SMP XLI VYFFIV WIEP SR XLI RI[ JMPXIV GEVXVMHKI
d 7GVI[ SR XLI JMPXIV GEVXMHKI ERH XMKLXIR MX F] LERH
d &PIIH EMV JVSQ JYIP W]WXIQ

 (VEMRMRK SJJ GSRHIRWEXI JVSQ XLI JYIP WITEVEXSV


4VSGIHYVI

d 3TIR XLI FPIIHIV WGVI[ 


d 3TIR XLI HVEMR GSGO  ERH PIX XLI GSRHIRWEXI HVEMR SJJ MRXS E WYMXEFPI
VIGITXEGPI YRXMP GPIER JYIP WXEVXW XS JPS[
1EOI WYVI RS HMIWIP JYIP JPS[W MRXS XLI IRKMRI FIEVMRK FIPS[
d 'PSWI XLI HVEMR GSGO  ERH XLI FPIIHIV WGVI[  EKEMR

   0-)&,)66 0
3TIVEXMRK 1ERYEP 1EMRXIRERGI
1EMRXIRERGI XEWOW

 6ITPEGMRK XLI JMPXIV MRWIVX MR XLI JYIP WITEVEXSV

8LI JMPXIV MRWIVX  WLSYPH FI GLERKIH EJXIV  STIVEXMRK LSYVW SV [LIR
XLI WYGXMSR VIWMWXERGI MW XSS LMKL ERH XLI HMIWIP IRKMRI PSWIW TS[IV
8LI JMPXIV MRWIVX  JPYWLIW ERH GPIERW MXWIPJ JVSQ XST XS FSXXSQ IEGL XMQI XLI
GSRHIRWEXI MW HVEMRIH
4VSGIHYVI
d 6IPIEWI XLI WGVI[W  ERH ERH XEOI SJJ XLI GSZIV 
d 6IQSZI XLI LSPHMRK GPEQT  ERH XLI JMPXIV MRWIVX 
d 'LIGO XLI WIEPW  ERH  JSV TVSTIV MRWXEPPEXMSR SV HEQEKI
6ITPEGI ER] HEQEKIH WIEPW
d -RWIVX XLI RI[ JMPXIV MRWIVX  ERH XLI LSPHMRK GPEQT 
d 6ITPEGI XLI GSZIV  ERH XMKLXIR XLI WGVI[W 

0 0-)&,)66   
1EMRXIRERGI 3TIVEXMRK 1ERYEP
1EMRXIRERGI XEWOW

 'PIERMRK XLI WIVZMGI GET ERH HYWX I\XVEGXMSR ZEPZI SR XLI
EMV JMPXIV
-QTSVXERX % HIJIGXMZI SV LEVHIRIH HYWX I\XVEGXMSR ZEPZI  MQTEMVW XLI
JYRGXMSR SJ XLI WIVZMGI GET  8LMW MR XYVR WLSVXIRW XLI WIVZMGI PMJI SJ XLI
JMPXIV IPIQIRXW 8LI ZEPZI QYWX EPWS FI GPSWIH [LIRIZIV XLI HMIWIP IRKMRI
WTIIH I\GIIHW  SJ XLI QE\MQYQ WTIIH

1EOI WYVI XLEX


i 8LI QEGLMRI MW MR QEMRXIRERGI TSWMXMSR 
i 8LI IRKMRI GSQTEVXQIRX HSSV MW STIR
i 8LI FEXXIV] QEMR W[MXGL MW W[MXGLIH SJJ ERH XLI QEMR W[MXGL OI] MW
XEOIR SYX

'PIERMRK XLI HYWX I\XVEGXMSR ZEPZI

d 4VIWW XLI VYFFIV WIEP SR XLI HYWX I\XVEGXMSR ZEPZI  WIZIVEP XMQIW XS
VIQSZI XLI HYWX JVSQ XLI WIVZMGI GET 
d ;LIR [SVOMRK MR HYWX] GSRHMXMSRW GLIGO ERH IQTX] XLI HYWX I\XVEGXMSR
ZEPZI  QSVI SJXIR
d -J XLI HYWX I\XVEGXMSR ZEPZI MW HEQEKIH SV WXE]W STIR
6ITPEGI XLI HYWX I\XVEGXMSR ZEPZI

'PIERMRK XLI WIVZMGI GET


d 3TIR XLI JM\MRK GPMTW  SR XLI WIVZMGI GET  ERH XEOI XLI GET SJJ
d 'PIER XLI WIVZMGI GET 
d 4YX XLI WIVZMGI GET  FEGO SR XLI JMPXIV LSYWMRK 
8LI HYWX I\XVEGXMSR ZEPZI  QYWX JEGI HS[R
d 1EOI WYVI XLI GET MW TPEGIH TVSTIVP] SR XLI JMPXIV LSYWMRK 
3RP] XLIR GER ]SY GPSWI XLI JM\MRK GPMTW  [MXLSYX I\GIWWMZI JSVGI
d 'PSWI XLI JM\MRK GPMTW 

   0-)&,)66 0
3TIVEXMRK 1ERYEP 1EMRXIRERGI
1EMRXIRERGI XEWOW

 'PIERMRK SV VITPEGMRK XLI EMV JMPXIV QEMR IPIQIRX


8LI QEMR IPIQIRX  WLSYPH FI GPIERIH SV VITPEGIH [LIR XLI EMV JMPXIV
GSRXEQMREXMSR W]QFSP JMIPH SR XLI HMWTPE] YRMX PMKLXW YT SV EX PIEWX IZIV]
 WIVZMGI LSYVW
-J XLI EMV JMPXIV GSRXEQMREXMSR W]QFSP JMIPH VIQEMRW PMX EJXIV XLI QEMR
IPIQIRX  LEW FIIR WIVZMGIH XLIR XLI WEJIX] IPIQIRX  QYWX EPWS FI VI
TPEGIH
1EOI WYVI XLEX
i 8LI QEGLMRI MW MR QEMRXIRERGI TSWMXMSR 
i 8LI IRKMRI GSQTEVXQIRX HSSV MW STIR
i 8LI FEXXIV] QEMR W[MXGL MW W[MXGLIH SJJ ERH XLI QEMR W[MXGL OI] MW
XEOIR SYX

4VSGIHYVI

%MV JMPXIV
 7EJIX] IPIQIRX  *M\MRK GPMTW
 1EMR IPIQIRX  (YWX I\XVEGXMSR ZEPZI
 7IVZMGI GET  %MV JMPXIV LSYWMRK

d 3TIR XLI JM\MRK GPMTW  SR XLI WIVZMGI GET  ERH XEOI XLI GET SJJ
d 6IQSZI XLI QEMR IPIQIRX  ERH XLI WEJIX] IPIQIRX 
8S PSSWIR XLI WIEP TYPP SV X[MWX XLI IPIQIRXW WPMKLXP] YT HS[R SV
WMHI[E]W

'EYXMSR 8LIVI MW E VMWO SJ HEQEKI XS XLI JMPXIV


8ETTMRK XLI JMPXIV XS GPIER MX [MPP HEQEKI MX
 (S RSX XET SYX XLI JMPXIV

d &PS[ XLI QEMR IPIQIRX  JVSQ MRWMHI SYX[EVHW [MXL HV] EMV
d )RWYVI XLEX EPP HMVX MW VIQSZIH JVSQ XLI JMPXIV LSYWMRK FIJSVI MRWIVXMRK E
RI[ SV GPIERIH JMPXIV IPIQIRX
d 8LI WEJIX] IPIQIRX  WLSYPH FI VITPEGIH IZIV] XLMVH XMQI XLI QEMR JMPXIV
IPIQIRX  MW VITPEGIH

0 0-)&,)66   
1EMRXIRERGI 3TIVEXMRK 1ERYEP
1EMRXIRERGI XEWOW

d 0MKLXP] SMP XLI WIEP WYVJEGIW FIJSVI MRWXEPPMRK XLI JMPXIV IPIQIRXW JSV XLI
QEMR IPIQIRX  XLMW MW SR XLI MRWMHI JSV XLI WEJIX] IPIQIRX  SR XLI
SYXWMHI 
d 6IMRWIVX JMPXIV IPIQIRXW  ERH  ERH QEOI WYVI XLEX XLI] EVI GSVVIGXP]
JMXXIH
d 'PIER XLI WIVZMGI GET  ERH TYX MX SR XLI JMPXIV LSYWMRK [MXL XLI HYWX
I\XVEGXMSR ZEPZI  JEGMRK HS[R
d 3RP] [LIR XLI PMH GSQTPIXIP] GSZIVW XLI JMPXIV LSYWMRK GER ]SY GPSWI
XLI JM\MRK GPMTW [MXLSYX I\GIWWMZI JSVGI
'PSWI XLI JM\MRK GPMTW 

 'LIGOMRK XLI SMP PIZIP MR XLI TYQT HMWXVMFYXSV KIEV


8LI HMTWXMGO  ERH XLI SMP MRPIX TMTI  EVI PSGEXIH MR XLI IRKMRI GSQTEVX
QIRX HMVIGXP] FIWMHI XLI L]HVEYPMG XERO %GGIWW MW JVSQ EFSZI XLI IRKMRI
SR XLI VMKLXLERH WMHI
1EOI WYVI XLEX
i 8LI QEGLMRI MW MR QEMRXIRERGI TSWMXMSR 
i 8LI IRKMRI GSQTEVXQIRX LSSH MW STIR

4VSGIHYVI

4YQT HMWXVMFYXSV KIEV

d 4YPP SYX XLI HMTWXMGO  [MTI MX GPIER ERH VIMRWIVX MX


d 4YPP SYX XLI HMTWXMGO  SRGI EKEMR ERH VIEH SJJ XLI SMP PIZIP 8LI SMP PIZIP
QYWX FI FIX[IIR XLI 1-2 ERH 1%< QEVOMRKW
d -J XLI SMP PIZIP MW XSS PS[
6IQSZI XLI WIEPMRK GET JVSQ XLI SMP JMPPMRK XYFI  ERH XST YT [MXL SMP
*SV XLI SMP UYEPMX] WII XLI KIEV PYFVMGERXW PMWXIH MR GLETXIV 

   0-)&,)66 0
3TIVEXMRK 1ERYEP 1EMRXIRERGI
1EMRXIRERGI XEWOW

'EYXMSR 3MP QE] IWGETI HYI XS I\GIWW TVIWWYVI


8LI WIEPMRK GET SJ XLI SMP JMPPMRK TMTI SJ XLI TYQT HMWXVMFYXSV KIEV MW
IUYMTTIH [MXL E ZIRXMPEXMSR ERH FPIIHIV JMPXIV 8LI WIEPMRK GET JSV XLI
HMIWIP IRKMRI LS[IZIV HSIW RSX LEZI WYGL E JMPXIV
-J XLI GETW EVI W[ETTIH I\GIWW TVIWWYVI GER VIWYPX MR SMP PIEOEKI MR XLI
TYQT HMWXVMFYXSV KIEV
 1EOI WYVI XLEX ]SY HS RSX QM\ YT XLI WIEPMRK GETW

d 'PIER XLI WIEPMRK GET JSV XLI SMP JMPPMRK XYFI  TYX MX SR XLI SMP JMPPMRK
XYFI  SR XLI TYQT HMWXVMFYXSV KIEV ERH XLIR XMKLXIR MX YT

 'LIGOMRK ERH WIVZMGMRK XLI GSRHIRWEXI WITEVEXSV HVEMR


JMPXIV
8LMW IUYMTQIRX MW STXMSREP
8LI GSRHIRWEXI WITEVEXSV MW TEVX SJ XLI WSSX TEVXMGPI JMPXIV W]WXIQ
8LI JMPXIVHVEMR YRMX  MW QSYRXIH XS SR XLI JVSRX VMKLXLERH WMHI YRHIV XLI
GEF

1EMR GSQTSRIRXW
 *MPXIVHVEMR YRMX  )\LEYWX KEW GSYRXIVTVIWWYVI
 'SYRXIVTVIWWYVI PMRI HMWTPE] PMRI
 'SRHIRWEXI GSRXEMRIV  (EXE PSKKIV PMRI
 (VEMR TPYK

d %X VIKYPEV MRXIVZEPW HEMP] SV EW VIUYMVIH 


'LIGO XLI JMPPMRK PIZIP SJ XLI JMPXIVHVEMR YRMX
d -J XLI GSRHIRWEXI GSRXEMRIV MW SZIV LEPJ JYPP [MXL GSRHIRWEXMSR
[EXIV
(VEMR SJJ XLI EGGYQYPEXIH GSRHIRWEXMSR [EXIV
d 8S HS XLMW YRWGVI[ XLI HVEMR TPYK  JVSQ XLI GSRHIRWEXI GSRXEMRIV 
d 4SYV SYX XLI GSRHIRWEXMSR [EXIV
d 7GVI[ XLI HVEMR TPYK  FEGO SRXS XLI GSRHIRWEXI GSRXEMRIV 
d 'LIGO XLI JMPXIV MRWIVX ZMWMFPI MR XLI WMKLX KPEWW SJ XLI JMPXIVHVEMR
YRMX  JSV HMVX
d -J XLI JMPXIV MRWIVX MW XSS HMVX]
8LI JMPXIV MRWIVX QYWX FI VITPEGIH

0 0-)&,)66   
1EMRXIRERGI 3TIVEXMRK 1ERYEP
1EMRXIRERGI XEWOW

238) 8LI GSRHIRWEXI WITEVEXSV WLSYPH FI GSQTPIXIP] VITPEGIH EJXIV 


STIVEXMRK LSYVW
8LMW QYWX FI HSRI [LIR GPIERMRK XLI JMPXIV IZIV]  STIVEXMRK LSYVW EW
TVIWGVMFIH 
d 'SRXEGX 0-)&,)66 '97831)6 7)6:-')

 'LIGOMRK XLI GSSPERX PIZIP


8LI GSSPERX IUYEPMWMRK VIWIVZSMV ERH JMPPIV RIGO MW PSGEXIH SR XLI XST SJ XLI
GSSPMRK YRMX 8LI IUYEPMWMRK VIWIVZSMV GER FI EGGIWWIH SRGI XLI IRKMRI
LSSH LEW FIIR STIRIH 8LI JMPPIV RIGO GER FI EGGIWWIH EJXIV XLI PIJXLERH
GSSPIV LSSH LEW FIIR STIRIH
1EOI WYVI XLEX
i 8LI QEGLMRI MW MR QEMRXIRERGI TSWMXMSR 
i 8LI IRKMRI GSQTEVXQIRX LSSH MW STIR

4VSGIHYVI

8LI GSSPERX PIZIP GER FI WIIR SR XLI GSSPERX IUYEPMWMRK VIWIVZSMV JVSQ
SYXWMHI 8LI TVSTIV PIZIP JSV E GSPH IRKMRI MW WPMKLXP] FIPS[ XLI QMHHPI SJ
XLI IUYEPMWMRK VIWIVZSMV 1-2 QEVOMRK -J XLI PIZIP MW XSS JEV FIPS[ XLI 1-2
QEVOMRK GSSPERX QYWX FI EHHIH -J XLI GSSPERX PIZIP MW XSS PS[ XLMW MW
MRHMGEXIH F] XLI GSSPERX PIZIP TVSFI  ERH HMWTPE]IH SR XLI IRKMRI SZIV
LIEXMRK ERH GSSPERX PIZIP W]QFSP JMIPH EPSRK [MXL E WMQYPXERISYW EYHMFPI
[EVRMRK
d 'LIGO XLI GSSPERX PIZIP MR XLI IUYEPMWMRK VIWIVZSMV
d 8LI 1-2 QEVOMRK  SR XLI IUYEPM^MRK VIWIVZSMV MRHMGEXIW XLI VIUYMVIH
GSSPERX PIZIP
d -J XLI GSSPERX PIZIP MW FIPS[ XLI 1-2 QEVOMRK 
8ST YT XLI GSSPERX MR XLI IUYEPM^MRK VIWIVZSMV ZME XLI JMPPIV RIGO  EW
HIWGVMFIH FIPS[ 
8LI GSSPERX XS FI EHHIH QYWX GSRXEMR XLI ETTVSTVMEXI GSRGIRXVEXMSRW SJ
ERXMJVII^I ERH ('% 7II XLI HIXEMPIH HIWGVMTXMSR MR XLI WIGXMSR SR
GLIGOMRK XLI ERXMJVII^I ERH ('% GSRGIRXVEXMSRW MR XLI GSSPERX

   0-)&,)66 0
3TIVEXMRK 1ERYEP 1EMRXIRERGI
1EMRXIRERGI XEWOW

'EYXMSR 8LIVI MW E HERKIV SJ WGEPHMRK HYI XS GSSPERX IWGETMRK YRHIV TVIWWYVI


 3RP] STIR XLI WIEPMRK GET SR XLI JMPPIV RIGO  [LIR XLI IRKMRI LEW
GSSPIH HS[R  XLI GSSPERX XIQTIVEXYVI MRHMGEXSV MR XLI HMWTPE] YRMX WLSYPH
FI MR XLI PS[IV XLMVH SJ XLI WIKQIRX JMIPH
 2IZIV XST YT XLI GSSPMRK W]WXIQ [LIR XLI IRKMRI MW WXMPP LSX

d 8YVR XLI WIEPMRK GET SR XLI JMPPIV RIGO  WPMKLXP] ERXMGPSGO[MWI EPPS[MRK
I\GIWW TVIWWYVI XS IWGETI XLIR STIR MX JYPP]
d *MPP [MXL GSSPERX YT XS XLI 1-2 QEVOMRK  SR XLI IUYEPM^MRK VIWIVZSMV
d 4PEGI XLI WIEPMRK GET SR XLI JMPPIV RIGO  ERH XMKLXIR MX YT

 'LIGOMRK XLI ERXMJVII^I ERH ('% GSRGIRXVEXMSR MR XLI


GSSPERX

8LI GSSPERX QYWX GSRXEMR EX PIEWX  F] ZSPYQI ERXMJVII^I ERH GSVVSWMSR


TVSXIGXMSR EKIRX 8LMW TVSXIGXW EKEMRWX JVII^MRK HS[R XS EVSYRH  ”'
*YVXLIVQSVI XLI GSSPERX QYWX GSRXEMR FIX[IIR  ERH  YRMXW SJ ('%
TIV PMXVI
1EOI WYVI XLEX
i 8LI QEGLMRI MW MR QEMRXIRERGI TSWMXMSR 
i 8LI PIJXLERH GSSPMRK W]WXIQ LSSH MW STIR
i 8LI *PIIXKYEVH ''  1 XIWX OMX JSV XLI ('% ERH ERXMJVII^I
GSRGIRXVEXMSR MW VIEH]

0 0-)&,)66   
1EMRXIRERGI 3TIVEXMRK 1ERYEP
1EMRXIRERGI XEWOW

4VSGIHYVI JSV GLIGOMRK XLI ERXMJVII^I ERH ('%


GSRGIRXVEXMSR MR XLI GSSPERX

'EYXMSR 8LIVI MW E HERKIV SJ WGEPHMRK HYI XS GSSPERX IWGETMRK YRHIV TVIWWYVI


 3RP] STIR XLI WIEPMRK GET SR XLI JMPPIV RIGO [LIR XLI IRKMRI LEW GSSPIH
HS[R  XLI GSSPERX XIQTIVEXYVI MRHMGEXSV MR XLI MRHMGEXSV YRMX WLSYPH FI MR
XLI PS[IV XLMVH SJ XLI WIKQIRX JMIPH

d 'EVIJYPP] STIR XLI WIEPMRK GET SR XLI JMPPIV RIGO 


d 8IWX XLI ERXMJVII^I ERH ('% GSRGIRXVEXMSRW [MXL XLI *PIIXKYEVH ''
 1 XIWX OMX
d -J XLI GSRGIRXVEXMSRW EVI RSX GSVVIGX
8ST YT [MXL ERXMJVII^I ERH ('% XS XLI GSVVIGX PIZIPW

4VSGIHYVI JSV GSVVIGXMRK XLI ERXMJVII^I ERH ('%


GSRGIRXVEXMSR
d -J XLI ERXMJVII^I GSRGIRXVEXMSR MW XSS PS[
(VEMR SJJ XLI GSSPERX ERH XST YT [MXL TYVI ERXMJVII^I EGGSVHMRK XS XLI
JSPPS[MRK HMEKVEQ
d %PSRK [MXL XLI GEPGYPEXIH EQSYRX SJ TYVI ERXMJVII^I XS FI XSTTIH YT
EHH EVSYRH  YRMXW  SJ ('%

   0-)&,)66 0
3TIVEXMRK 1ERYEP 1EMRXIRERGI
1EMRXIRERGI XEWOW

'EYXMSR 8LIVI MW E VMWO SJ HEQEKI XS XLI HMIWIP IRKMRI


8SS QYGL ERXMJVII^I ERH GSVVSWMSR TVSXIGXMSR EKIRX MQTEMVW XLI GSSPMRK
IJJIGX 8LMW IZIRXYEPP] GEYWIW HEQEKI XS XLI HMIWIP IRKMRI
 2IZIV YWI QSVI XLER  ERXMJVII^I ERH GSVVSWMSR TVSXIGXMSR EKIRX

7IPIGXMSR JSV ERXMJVII^I GSRGIRXVEXMSR


 8STTMRK YT UYERXMX] SJ TYVI  +YMHIPMRIW  'ETEGMX] SJ GSSPMRK W]WXIQ MR
ERXMJVII^I ERH GSVVSWMSR TVS  )\EQTPI  ”' PMXVIW
XIGXMSR EKIRX MR PMXVIW ERH EV  1IEWYVIH GSSPERX JVII^MRK
SYRH  YRMXW SJ ('% TSMRX MR ”'

4VSGIHYVI JSV XLI I\EQTPI  ”'


d -J E XIQTIVEXYVI SJ  ”' MW QIEWYVIH MR XLI GSSPMRK W]WXIQ
*SPPS[ XLI KYMHIPMRI  WXEVXMRK JVSQ XLI QIEWYVIH XIQTIVEXYVI XS XLI
PIJX HS[R XS XLI ZIVXMGEP PMRI MRHMGEXMRK XLI JMPPMRK UYERXMX] JSV XLI GSSPMRK
W]WXIQ  ERH JVSQ XLMW TSMRX LSVM^SRXEPP] XS XLI PIJX IHKI

0 0-)&,)66   
1EMRXIRERGI 3TIVEXMRK 1ERYEP
1EMRXIRERGI XEWOW

8LMW KMZIW ]SY XLI XSTTMRK YT UYERXMX] SJ TYVI ERXMJVII^I ERH GSVVSWMSR
TVSXIGXMSR EKIRX  XS FI EHHIH MR SVHIV XS EGLMIZI TVSXIGXMSR HS[R XS ”
'
d 8S VIWXSVI XLI GSVVIGX QM\MRK VEXMS ]SY QYWX HVEMR SJJ EX PIEWX XLI
TVIZMSYWP] GEPGYPEXIH UYERXMX] JVSQ XLI GSSPMRK W]WXIQ
d 8ST YT [MXL XLI GSVVIGX UYERXMX] SJ TYVI ERXMJVII^I ERH GSVVSWMSR
TVSXIGXMSR EKIRX ERH ('%
d 8LI GSSPERX TVIZMSYWP] HVEMRIH SJJ GER FI YWIH MJ RIGIWWEV] XS VIWXSVI
XLI VIUYMVIH GSSPERX PIZIP

 'PIERMRK XLI GSSPMRK W]WXIQ

'SSPMRK W]WXIQ LSSH


'PIER XLI GSSPIV [LIRIZIV RIGIWWEV] MR SVHIV XS IRWYVI TVSTIV GSSPMRK -R
HYWX] IRZMVSRQIRXW GLIGO XLI GSSPIV IZIV] HE] ERH GPIER MX MJ RIGIWWEV]
(MVX] GSSPIV YRMXW VIWYPX MR SZIVLIEXMRK 8LI GSRWIUYIRGI MW ER EYHMFPI ERH
ZMWYEP [EVRMRK [MXL WMQYPXERISYW TS[IV VIHYGXMSR SJ XLI XVEZIP HVMZI
(YWX ERH SXLIV GSRXEQMRERXW GER FI VIQSZIH JVSQ XLI GSSPMRK JMRW [MXL
[EXIV NIXW WXIEQ SV GSQTVIWWIH EMV 'SQTVIWWIH EMV MW TVIJIVEFPI
1EOI WYVI XLEX
i 8LI QEGLMRI MW MR QEMRXIRERGI TSWMXMSR 
i 8LI PIJX ERH VMKLX GSSPMRK W]WXIQ LSSHW EVI STIR

4VSGIHYVI
d 'PIER XLI GSSPIV YRMXW [MXL GSQTVIWWIH EMV WXIEQ SV [EXIV

'EYXMSR 6MWO SJ HEQEKI XS XLI GSSPMRK W]WXIQ


'EVIPIWW LERHPMRK GER HEQEKI XLI GSSPIV JMRW
 (S RSX YWI LEVH SFNIGXW SV I\GIWWMZI [EXIV TVIWWYVI JSV GPIERMRK

d 'PSWI XLI LSSHW  ERH  EKEMR LEZMRK JMVWX GPSWIH XLI GEF HSSVW

   0-)&,)66 0
3TIVEXMRK 1ERYEP 1EMRXIRERGI
1EMRXIRERGI XEWOW

 6ITPEGMRK XLI GSSPERX [MXL ERXMJVII^I ERH ('%


9WI GPIER JVIWL [EXIV [MXL E 4L ZEPYI FIX[IIR  ERH  ERH E PS[
WYPTLEXI  GLPSVMRI GSRXIRX JSV TVITEVMRK XLI GSSPERX
8LI GSSPERX QYWX FI TVITEVIH SYXWMHI XLI GSSPMRK W]WXIQ
%P[E]W HMWTSWI SJ ER] GSSPERX [LMGL ]SY LEZI HVEMRIH SJJ FYX RS PSRKIV
RIIH EGGSVHMRK XS XLI ETTPMGEFPI VIKYPEXMSRW
1EOI WYVI XLEX
i 8LI QEGLMRI MW MR QEMRXIRERGI TSWMXMSR 
i 8LI PIJXLERH GSSPMRK W]WXIQ LSSH MW STIR
i 8LI IRKMRI GSQTEVXQIRX LSSH MW STIR
i % VIGITXEGPI [MXL E QMRMQYQ GETEGMX] SJ  PMXVIW MW EZEMPEFPI JSV XLI
YWIH GSSPERX EPSRK [MXL E HVEMR LSWI
i 8LI QM\MRK VEXMS SJ XLI GSSPERX XS FI EHHIH GSVVIWTSRHW XS XLI GSVVIGX
ZEPYI 7II XLI WIGXMSR SR GLIGOMRK XLI ERXMJVII^I ERH ('% GSR
GIRXVEXMSR SJ XLI GSSPERX

4VSGIHYVI

'SSPMRK W]WXIQ
 'SSPERX IUYEPMWMRK VIWIVZSMV  'SSPERX PIZIP TVSFI
JMPPMRK MRPIX  )RKMRI HVEMR TPYK
 1-2 QEVOMRK  (VEMR ZEPZI

0 0-)&,)66   
1EMRXIRERGI 3TIVEXMRK 1ERYEP
1EMRXIRERGI XEWOW

'EYXMSR 8LIVI MW E HERKIV SJ WGEPHMRK HYI XS GSSPERX IWGETMRK YRHIV TVIWWYVI


 3RP] STIR XLI WIEPMRK GET SR XLI JMPPIV RIGO [LIR XLI IRKMRI LEW GSSPIH
HS[R  XLI GSSPERX XIQTIVEXYVI MRHMGEXSV MR XLI MRHMGEXSV YRMX WLSYPH FI MR
XLI PS[IV XLMVH SJ XLI WIKQIRX JMIPH

d 3TIR XLI WIEPMRK GET SR XLI JMPPIV RIGO 


d 9RWGVI[ XLI WIEPMRK GET SR XLI GSSPIV HVEMR ZEPZI  ERH YRWGVI[ XLI
HVEMR LSWI (VEMR XLI GSSPERX MRXS XLI VIGITXEGPI
d 8EOI SJJ XLI HVEMR LSWI WGVI[ XLI WIEPMRK GET SRXS XLI GSSPIV HVEMR
ZEPZI  ERH XMKLXIR MX
%PWS HVEMR XLI GSSPERX JVSQ XLI HMIWIP IRKMRI
d 3TIR XLI HVEMR TPYK  ERH PIX XLI GSSPERX JPS[ MRXS XLI VIGITXEGPI
d 7GVI[ XLI HVEMR TPYK  FEGO MR ERH XMKLXIR MX
d 8ST YT [MXL GSSPERX XS XLI 1-2 QEVOMRK  SR XLI IUYEPM^MRK VIWIVZSMV
d 7XEVXMRK XLI HMIWIP IRKMRI
d %PPS[ XLI HMIWIP IRKMRI XS VYR EX PS[IV MHPMRK WTIIH
d 'SVVIGX XLI GSSPERX PIZIP
8ST YT [MXL GSSPERX YRXMP MX VIEGLIW XLI 1-2 QEVOMRK 
d 7GVI[ XLI WIEPMRK GET SRXS XLI IUYEPM^MRK VIWIVZSMV JMPPIV RIGO 

 'LIGOMRK XLI SMP PIZIP MR XLI L]HVEYPMG XERO

1EOI WYVI XLEX


i 8LI QEGLMRI MW GSPH
i 8LI QEGLMRI MW MR QEMRXIRERGI TSWMXMSR 
i 8LI IRKMRI GSQTEVXQIRX LSSH MW STIR

'LIGOMRK XLI L]HVEYPMG SMP PIZIP

,]HVEYPMG XERO
 7MKLX KPEWW  1E\MQYQ SMP PIZIP QEVOMRK

8LI VIH QE\MQYQ SMP PIZIP QEVOMRK WLS[W XLI GSVVIGX SMP PIZIP
d 'LIGO XLI SMP PIZIP MR XLI WMKLX KPEWW 
d -J XLI SMP PIZIP MW XSS PS[
8ST YT [MXL L]HVEYPMG SMP

   0-)&,)66 0
3TIVEXMRK 1ERYEP 1EMRXIRERGI
1EMRXIRERGI XEWOW

8STTMRK YT [MXL L]HVEYPMG SMP

d 6IPIEWI XLI XERO TVITVIWWYVI F] YRWGVI[MRK XLI FPIIHIV JMPXIV  SR XLI


L]HVEYPMG XERO
8LI L]HVEYPMG SMP QE] SRP] FI TSYVIH MR XLVSYKL XLI VIXYVR WXVEMRIV
d 3TIR XLI GSZIV SJ XLI VIXYVR WXVEMRIV
d 8ST YT [MXL L]HVEYPMG SMP YT XS XLI SMP PIZIP QEVOMRK 
d 4YX XLI GSZIV SR XLI LSYWMRK [MXL XLI WTVMRK ERH XMKLXIR MX YT
d 7GVI[ SR XLI FPIIHIV JMPXIV

 'LIGOMRK ERH GPIERMRK XLI QEKRIXMG VSH SR XLI L]HVEYPMG


XERO

1EOI WYVI XLEX


i 8LI QEGLMRI MW MR QEMRXIRERGI TSWMXMSR 
i 8LI IRKMRI GSQTEVXQIRX LSSH MW STIR

4VSGIHYVI

d 6IPIEWI XLI XERO TVITVIWWYVI


9RWGVI[ XLI FPIIHIV JMPXIV  SR XLI L]HVEYPMG XERO F] X[S XYVRW
d 9RWGVI[ XLI TPYK 
8LI SMP PIZIP WMROW
d 6IPIEWI XLI FSPXW SR XLI PMH ERH WPS[P] PMJX XLI PMH [MXL XLI QEKRIXMG
VSH 

0 0-)&,)66   
1EMRXIRERGI 3TIVEXMRK 1ERYEP
1EMRXIRERGI XEWOW

8VSYFPIWLSSXMRK
7IVMSYW GSRXEQMREXMSR SV PEVKI QIXEP JVEKQIRXW SR XLI QEKRIXMG VSH QE]
MRHMGEXI HEQEKI XS XLI L]HVEYPMG W]WXIQ
d -R XLMW IZIRX PSGEXI XLI TVSFPIQ ERH VIGXMJ] MX

d 'EVIJYPP] GPIER XLI QEKRIXMG VSH


d %JXIV GPIERMRK
4PEGI XLI 3VMRK ERH GSZIV [MXL XLI QEKRIXMG VSH SR XLI LSYWMRK
d 8MKLXIR XLI WGVI[W SR XLI GSZIV
d 7GVI[ MR XLI TPYK 
d 8MKLXIR XLI FPIIHIV JMPXIV 

 'LIGOMRK XLEX XLI WXIIVMRK MW [SVOMRK


4VSGIHYVI

d 7XEVX XLI HMIWIP IRKMRI


d ;MXLSYX QSZMRK XLI QEGLMRI XYVR XLI WXIIVMRK MR FSXL HMVIGXMSRW ERH
GLIGO XLEX MX MW JYRGXMSRMRK TVSTIVP]

 0YFVMGEXMRK XLI FIEVMRK TSMRXW SR XLI WXIIVMRK G]PMRHIVW

1EOI WYVI XLEX


i 8LI QEGLMRI MW MR QEMRXIRERGI TSWMXMSR 
i 8LI EVXMGYPEXMSR PSGO MW IRKEKIH MJ TSWWMFPI

4VSGIHYVI

7XIIVMRK G]PMRHIV PYFVMGEXMSR TSMRXW


 0YFVMGEXMSR TSMRX EX FEWI SJ  0YFVMGEXMSR TSMRX SR XLI TMWXSR
VMKLXLERH WXIIVMRK G]PMRHIV VSH IRH SJ PIJXLERH WXIIVMRK
 0YFVMGEXMSR TSMRX EX FEWI SJ G]PMRHIV
PIJXLERH WXIIVMRK G]PMRHIV

   0-)&,)66 0
3TIVEXMRK 1ERYEP 1EMRXIRERGI
1EMRXIRERGI XEWOW

 0YFVMGEXMSR TSMRX SR XLI TMWXSR


VSH IRH SJ VMKLXLERH WXIIVMRK
G]PMRHIV

d 0YFVMGEXI XLI FIEVMRK TSMRXW SR XLI WXIIVMRK G]PMRHIVW

 'LIGOMRK XLI WIVZMGI FVEOI ERH TEVOMRK FVEOI


1EOI WYVI XLEX XLIVI MW IRSYKL VSSQ XS GLIGO XLI WIVZMGI FVEOI ERH
TEVOMRK FVEOI

'LIGOMRK XLI WIVZMGI FVEOI

-RGLFVEOI TIHEP
 -RGLFVEOI TIHEP & &VEOMRK VERKI
- -RGLMRK VERKI

;EVRMRK 8LIVI MW E HERKIV SJ HVMZMRK MRXS F]WXERHIVW SV SFWXEGPIW


 (S RSX EPPS[ ER]SRI MRXS XLI HERKIV EVIE [LMPI XLIWI XIWXW EVI FIMRK
GSRHYGXIH
 4IVJSVQ XLI XIWX SR PIZIP KVSYRH [MXL RS SFWXEGPIW

d 7XEVX XLI QEGLMRI ERH HVMZI MX JSV[EVHW EX EVSYRH  OQL


d 4YWL XLI MRGLFVEOI TIHEP EPP XLI [E] HS[R 8LI QEGLMRI QYWX GSQI
XS ER EFVYTX WXST
8VSYFPIWLSSXMRK
-J XLI FVEOMRK IJJIGX MW XSS WPMKLX SV IRXMVIP] EFWIRX
d 'SRXEGX 0-)&,)66 '97831)6 7)6:-')

0 0-)&,)66   
1EMRXIRERGI 3TIVEXMRK 1ERYEP
1EMRXIRERGI XEWOW

'LIGOMRK XLI TEVOMRK FVEOI

;EVRMRK 8LIVI MW E HERKIV SJ HVMZMRK MRXS F]WXERHIVW SV SFWXEGPIW


 (S RSX EPPS[ ER]SRI MRXS XLI HERKIV EVIE [LMPI XLIWI XIWXW EVI FIMRK
GSRHYGXIH
 4IVJSVQ XLI XIWX SR PIZIP KVSYRH [MXL RS SFWXEGPIW

d 7XEVX XLI QEGLMRI ERH HVMZI MX JSV[EVHW EX EVSYRH  OQL


d 4VIWW XLI TEVOMRK FVEOI FYXXSR [LMPI XVEZIPPMRK
8LI QEGLMRI QYWX GSQI XS ER EFVYTX LEPX
8VSYFPIWLSSXMRK
-J XLI FVEOMRK IJJIGX MW XSS WPMKLX SV IRXMVIP] EFWIRX
d 'SRXEGX 0-)&,)66 '97831)6 7)6:-')

 'LIGOMRK XLI KET ERH [IEV SR XLI TEVOMRK FVEOI


*VMGXMSR GER GLERKI XLI KET < ERH < ERH XLI XLMGORIWW SJ XLI FVEOI
PMRMRK
1EOI WYVI XLEX
i 8LI QEGLMRI MW MR QEMRXIRERGI TSWMXMSR 

4VSGIHYVI

;EVRMRK 8LIVI MW E VMWO SJ MRNYVMIW HYI XS QEGLMRI VSPPMRK E[E]


 1EOI WYVI XLEX XLI QEGLMRI MW WIGYVIH EKEMRWX VSPPMRK E[E] [LIR
GEVV]MRK SYX [SVO SR XLI TEVOMRK FVEOI

d 7IGYVI XLI QEGLMRI EKEMRWX VSPPMRK E[E] [MXL [LIIP [IHKIW

(MWG FVEOI WLS[R MR STIR TSWMXMSR


 0SGO RYX  7IEPMRK GET

   0-)&,)66 0
3TIVEXMRK 1ERYEP 1EMRXIRERGI
1EMRXIRERGI XEWOW

 %HNYWXMRK WGVI[  7SGOIXLIEH WGVI[


 &VEOI HMWG < +ET
 &VEOI PMRMRK < +ET
 'SYRXIV RYX

d 7XEVX XLI HMIWIP IRKMRI ERH TVIWW XLI FYXXSR XS VIPIEWI XLI TEVOMRK
FVEOI
d 8IWX XLI FVEOI PMRMRK XLMGORIWW
d -J XLI FVEOI PMRMRK MW XLMRRIV XLER  QQ
6ITPEGI XLI FVEOI PMRMRKW 
d 'LIGO XLI KET < ERH <
d -J XLI KET <  < MW QSVI XLER  QQ
%HNYWX XLI KET
d 0SSWIR XLI GSYRXIV RYX  ERH EHNYWX XLI KET < XS  QQ YWMRK ER
EPPIR OI] 
d 8MKLXIR XLI GSYRXIV RYX 
d 9RWGVI[ XLI WIEPMRK GET  ERH PSSWIR XLI PSGO RYX 
d 9WI XLI EHNYWXMRK WGVI[  XS WIX XLI KET < XS  QQ
d 8MKLXIR XLI PSGO RYX 
d )RKEKI XLI TEVOMRK FVEOI WIZIVEP XMQIW ERH XIWX MX EKEMR
d 7GVI[ SR XLI WIEPMRK GET  ERH XMKLXIR MX

 'LIGOMRK XLI MRHMGEXSV PEQTW ERH PMKLXMRK

1EOI WYVI XLEX


i 8LI QEGLMRI MW MR QEMRXIRERGI TSWMXMSR 
i 8LI QEGLMRI W IPIGXVMGEP W]WXIQ MW W[MXGLIH SR

'LIGOMRK XLI MRHMGEXSV PEQTW ERH PMKLXMRK


i ;LIR ]SY W[MXGL SR XLI MKRMXMSR XLI PEQTW SR XLI HMWTPE] YRMX EVI
XIWXIH
i %PP W]QFSP JMIPHW PMKLX YT JSV XLVII WIGSRHW
7II XLI WIGXMSR SR WXEVXMRK XLI IRKMRI MR GLETXIV 

d 7[MXGL SR XLI MKRMXMSR


d 'LIGO XLEX XLI W]QFSP JMIPHW SR XLI HMWTPE] YRMX PMKLX YT
d 'LIGO XLEX EPP PMKLXW EVI [SVOMRK

0 0-)&,)66   
1EMRXIRERGI 3TIVEXMRK 1ERYEP
1EMRXIRERGI XEWOW

%HNYWXMRK XLI [SVOMRK JPSSHPMKLXW

:IVWMSRW
i  7MRKPIGLEQFIV JPSSHPMKLX
i  (SYFPIGLEQFIV JPSSHPMKLX
8LMW IUYMTQIRX MW STXMSREP

%HNYWX XLI [SVOMRK JPSSHPMKLXW EW VIUYMVIH


i )MXLIV JSV GPSWI VERKI PMKLXMRK
i SV JSV PSRK VERKI PMKLXMRK

%HNYWXMRK XLI JVSRX [SVOMRK 8LI STXMSREP HSYFPIGLEQFIV JVSRX [SVOMRK JPSSHPMKLX GERRSX FI EHNYWXIH
JPSSHPMKLX

*VSRX [SVOMRK JPSSHPMKLX


 *PSSHPMKLX  *M\MRK WGVI[W
 %HNYWXMRK WGVI[W

,SVM^SRXEP = E\MW EHNYWXQIRX


i 3RP] PMQMXIH EHNYWXQIRX MW TSWWMFPI

d 8S EHNYWX
8MKLXIR SV PSSWIR XLI PIJX SV VMKLX EHNYWXMRK WGVI[  EW VIUYMVIH

:IVXMGEP < E\MW EHNYWXQIRX


i 8LI IJJIGXMZI ZMWMFPI PMKLXMRK VERKI GER FI EHNYWXIH JVSQ  Q XS 
Q

d 8S EHNYWX
8MKLXIR SV PSSWIR XLI PIJX ERH VMKLX EHNYWXMRK WGVI[W  EW VIUYMVIH

   0-)&,)66 0
3TIVEXMRK 1ERYEP 1EMRXIRERGI
1EMRXIRERGI XEWOW

%HNYWXMRK XLI VIEV [SVOMRK 8LMW IUYMTQIRX MW STXMSREP


JPSSHPMKLX 8LMW HIWGVMTXMSR EPWS ETTPMIW XS HSYFPIGLEQFIV VIEV [SVOMRK JPSSHPMKLXW

6IEV [SVOMRK JPSSHPMKLXW


 *PSSHPMKLX  &VEGOIX
 *M\MRK WGVI[  %HNYWXMRK WGVI[
 *M\MRK WGVI[W  *M\MRK WGVI[W

,SVM^SRXEP = E\MW EHNYWXQIRX


d 0SSWIR XLI WGVI[ 
d 1SZI XLI PIJX ERH VMKLX JPSSHPMKLXW EW VIUYMVIH
d 8MKLXIR XLI WGVI[ EKEMR
:IVXMGEP < E\MW EHNYWXQIRX
d 0SSWIR XLI ETTVSTVMEXI WGVI[W  SV 
d 1SZI XLI PIJX ERH VMKLX JPSSHPMKLXW EW VIUYMVIH
d 8MKLXIR XLI WGVI[W EKEMR

 'LIGOMRK XLI XVERWJIV KIEV SMP PIZIP

1EOI WYVI XLEX


i 8LI QEGLMRI MW MR QEMRXIRERGI TSWMXMSR 
i 8LI EVXMGYPEXMSR PSGO MW IRKEKIH

0 0-)&,)66   
1EMRXIRERGI 3TIVEXMRK 1ERYEP
1EMRXIRERGI XEWOW

4VSGIHYVI
d 7XEVX XLI HMIWIP IRKMRI ERH PIX MX VYR EX PS[ MHPMRK WTIIH
'LIGO XLI SMP PIZIP [MXL XLI IRKMRI VYRRMRK ERH EX E KIEV SMP XIQTIVEXYVI
SJ  •”'

8VERWJIV KIEV
 8VERWJIV KIEV  (VEMR TPYK
 8ST WMKLX KPEWW  *MPPMRK XYFI
 &SXXSQ WMKLX KPEWW

d 'LIGO XLI SMP PIZIP MR XLI WMKLX KPEWWIW  


8LI SMP PIZIP QYWX FI [MXLMR XLI FSXXSQ WMKLX KPEWW 
8VSYFPIWLSSXMRK
-J XLI SMP PIZIP MW XSS PS[
d 7[MXGL SJJ XLI IRKMRI ERH XST YT [MXL XLI VIUYMVIH EQSYRX SJ KIEV SMP
*SV XLI SMP UYEPMX] WII XLI WIGXMSR KIEV PYFVMGERXW MR XLI PYFVMGERXW ERH
JYIPW WIGXMSR

d 6ITIEX XLI GLIGO


8VSYFPIWLSSXMRK
-J XLI SMP PIZIP MW XSS LMKL
d 'SRXEGX 0-)&,)66 '97831)6 7)6:-')

   0-)&,)66 0
3TIVEXMRK 1ERYEP 1EMRXIRERGI
1EMRXIRERGI XEWOW

 'LIGOMRK XLI XMKLXRIWW SJ XLI [LIIPW SRGI EJXIV  
ERH  L

1EOI WYVI XLEX


i 8LI QEGLMRI MW MR QEMRXIRERGI TSWMXMSR 
i % XSVUYI [VIRGL [MXL E QIEWYVMRK VERKI SJ SZIV  2Q MW EZEMPEFPI

4VSGIHYVI

'LIGO XLI XMKLXRIWW SJ XLI [LIIPW EGGSVHMRK XS XLI WTIGMJMIH MRXIVZEPW


 8LMW SRISJJ QEMRXIRERGI XEWOW WGLIHYPIH JSV   ERH  WIVZMGI
LSYVW QYWX FI TIVJSVQIH IZIV] XMQI XLI [LIIPW EVI GLERKIH

-RWXEPPMRK SV GLERKMRK XLI [SVOMRK EXXEGLQIRX SV X]VIW


 7II XLI WIGXMSR SR EXXEGLQIRXW ERH EGGIWWSVMIW MR GLETXIV 

d 'LIGO XLEX XLI RYXW ERH FSPXW SR EPP JSYV [LIIPW LEZI FIIR XMKLXIRIH
[MXL XLI VIUYMVIH XSVUYI

(IWGVMTXMSR :EPYI 9RMX


;LIIP PYK XMKLXIRMRK XSVUYI  2Q
;LIIP PYK WTERRIV WM^I  QQ

;LIIP PYK XMKLXIRMRK XSVUYI ERH WTERRIV WM^I

 0YFVMGEXMRK XLI FIZIP KIEV WIEPW SJ XLI JVSRX ERH VIEV E\PIW
8LI FIZIP KIEV WIEPW WLSYPH FI PYFVMGEXIH EW RIGIWWEV] ERH [LIR STIVEX
MRK XLI QEGLMRI MR [EXIV IZIV] HE]
1EOI WYVI XLEX XLI QEGLMRI MW MR QEMRXIRERGI TSWMXMSR 
4VSGIHYVI

d +VIEWI XLI FIZIP KIEV WIEPW SJ XLI JVSRX ERH VIEV E\PIW
+VIEWI WTIGMJMGEXMSRW 7II XLI PYFVMGERXW ERH JYIPW PMWXIH MR GLETXIV 

0 0-)&,)66   
1EMRXIRERGI 3TIVEXMRK 1ERYEP
1EMRXIRERGI XEWOW

 'LIGOMRK ERH PYFVMGEXMRK XLI JVSRX HVMZI WLEJX


1EOI WYVI XLEX XLI QEGLMRI MW MR QEMRXIRERGI TSWMXMSR 
4VSGIHYVI

d 0YFVMGEXI XLI HVMZI WLEJX EX FSXL YRMZIVWEP NSMRXW


d 'LIGO XLI TPE] SJ XLI HVMZI WLEJX MR XLI FIEVMRKW
d 'LIGO XLI VYFFIV WPIIZI JSV PIEOW ERH HEQEKI

 'LIGOMRK ERH PYFVMGEXMRK XLI VIEV HVMZI WLEJX


1EOI WYVI XLEX XLI QEGLMRI MW MR QEMRXIRERGI TSWMXMSR 
4VSGIHYVI

d 0YFVMGEXI XLI HVMZI WLEJX EX FSXL YRMZIVWEP NSMRXW


d 'LIGO XLI TPE] SJ XLI HVMZI WLEJX MR XLI FIEVMRKW

 'LIGOMRK ERH EHNYWXMRK XLI X]VI TVIWWYVI


8LI EMV TVIWWYVI MR XLI X]VIW LEW E WMKRMJMGERX MRJPYIRGI SR XLI SZIVEPP
STIVEXMRK TIVJSVQERGI SJ XLI QEGLMRI
8LI X]VI TVIWWYVI HITIRHW SR XLI JSPPS[MRK JEGXSVW
i 8LI X]VIW YWIH
i 8LI TYVTSWI XLI QEGLMRI MW YWIH JSV
i 8LI EXXEGLQIRX MRWXEPPIH
*SV WTIGMEP YWIW [LIVI LIEZMIV PSEHW QE] FI I\TIGXIH E LMKLIV X]VI
TVIWWYVI MW VIGSQQIRHIH
,S[IZIV XLI X]VI TVIWWYVI QE] RSX FI KVIEXIV XLER XLI QE\MQYQ
TIVQMXXIH F] XLI X]VI QERYJEGXYVIVtW WTIGMJMGEXMSRW

   0-)&,)66 0
3TIVEXMRK 1ERYEP 1EMRXIRERGI
1EMRXIRERGI XEWOW

1EOI WYVI XLEX


i 8LI QEGLMRI MW MR QEMRXIRERGI TSWMXMSR 
i 8LI GSVVIGX X]VI TVIWWYVIW EVI EZEMPEFPI
7II XLI WIGXMSR SR X]VIW MR GLETXIV 
8LI X]VI TVIWWYVIW WXEXIH VIJIV XS GSPH X]VIW
4VSGIHYVI

'LIGOMRK ERH EHNYWXMRK XLI X]VI TVIWWYVI

;EVRMRK )\TPSHMRK X]VIW GER GEYWI WIVMSYW MRNYV]


-J XLI X]VI MRJPEXMSR IUYMTQIRX MW MRGSVVIGXP] SV GEVIPIWWP] YWIH SV MJ XLI X]VI
TVIWWYVI MW XSS LMKL XLI X]VIW QE] FYVWX SV XLI VMQW QE] GSQI SJJ
GEYWMRK WIZIVI SV TSWWMFP] IZIR JEXEP MRNYVMIW
8S GLIGO ERH EHNYWX XLI X]VI TVIWWYVI
 9WI E WYJJMGMIRXP] PSRK LSWI [MXL E WIPJPSGOMRK EHETXIV JSV JMPPMRK XLI X]VIW
 (S RSX WXERH MR XLI HERKIV ^SRI

d 'LIGO XLI EMV TVIWWYVI MR EPP XLI X]VIW ERH EHNYWX MJ RIGIWWEV]

 +VIEWMRK XLI SWGMPPEXMRK E\PI JVEQI ERH EVXMGYPEXMSR PSGO

1EOI WYVI XLEX


i 8LI QEGLMRI MW MR QEMRXIRERGI TSWMXMSR 
i 8LI EVXMGYPEXMSR PSGO MW IRKEKIH

4VSGIHYVI
+VIEWI XLI PYFVMGEXMRK TSMRXW JSV XLI SWGMPPEXMRK E\PI JVEQI ERH EVXMGYPEXMSR
PSGO

0YFVMGEXMSR TSMRXW SR XLI VMKLXLERH WMHI SJ XLI GIRXVEP PYFVMGEXMRK VEMP


 8ST EVXMGYPEXMSR FIEVMRK  *VSRX SWGMPPEXMRK E\PI QSYRX
 &SXXSQ EVXMGYPEXMSR FIEVMRK  6IEV SWGMPPEXMRK E\PI QSYRX

0 0-)&,)66   
1EMRXIRERGI 3TIVEXMRK 1ERYEP
1EMRXIRERGI XEWOW

d +VIEWI XLI PYFVMGEXMRK TSMRX JSV XLI SWGMPPEXMRK E\PI JVEQI ERH EVXMGYPE
XMSR PSGO

 'LIGOMRK [LIXLIV QIXIVIH UYERXMXMIW EVI EHIUYEXI EX XLI


FIEVMRK TSMRXW KVIEWI GSPPEVW SJ XLI GIRXVEP PYFVMGEXMSR
W]WXIQ
d :MWYEPP] I\EQMRI [LIXLIV QIXIVIH UYERXMXMIW EVI EHIUYEXI EX XLI FIEV
MRK TSMRXW
d -J XLI FIEVMRK TSMRXW EVI RSX WYJJMGMIRXP] PYFVMGEXIH PSGEXI XLI TVSFPIQ
ERH VIGXMJ] MX

6IKYPEVP] GLIGO XLI KVIEWI UYERXMX] MR XLI VIWIVZSMV


7XE] [MXLMR XLI QMRMQYQ ERH QE\MQYQ PYFVMGERX PIZIPW
8LI VIWIVZSMV LEW E WMKLX KPEWW [LIVI XLI VYFFIV WXVMTTIV SR XLI EKMXEXSV
GER FI WIIR =SY GER GLIGO LS[ QYGL KVIEWI MW PIJX LIVI
(ITIRHMRK SR XLI ZIVWMSR SJ XLI GIRXVEP PYFVMGEXMSR W]WXIQ
d -J RIGIWWEV] JMPP XLI VIWIVZSMV ZME XLI KVIEWI JMXXMRK SV XLI JMPPMRK
GSYTPMRK 
*SV PYFVMGERX WTIGMJMGEXMSRW WII XLI WIGXMSR SR PYFVMGERXW ERH JYIPW

 'LIGOMRK XLI LSWI PMRIW SJ XLI GIRXVEP PYFVMGEXMSR W]WXIQ


PYFVMGEXMSR TSMRXW HIXEGLIH LSWIW PIEOW
d :MWYEPP] I\EQMRI XLI LSWI PMRIW JSV HIJIGXW
d -R GEWI SJ ER] HIJIGXW PSGEXI ERH VIGXMJ] XLI TVSFPIQ

 0YFVMGEXMRK XLI HSSV LMRKIW


1EOI WYVI XLEX XLI QEGLMRI MW MR QEMRXIRERGI TSWMXMSR 
4VSGIHYVI
d 0YFVMGEXI XLI HSSV LMRKIW [MXL E KVIEWI KYR
*SV PYFVMGERX WTIGMJMGEXMSRW WII XLI WIGXMSR SR PYFVMGERXW ERH JYIPW

 'PIERMRK ERH GLERKMRK XLI JVIWL EMV JMPXIV


1EOI WYVI XLEX XLI QEGLMRI MW MR QEMRXIRERGI TSWMXMSR 

   0-)&,)66 0
3TIVEXMRK 1ERYEP 1EMRXIRERGI
1EMRXIRERGI XEWOW

4VSGIHYVI

d 9RWGVI[ XLI GSZIV 


d +IRXP] TVIWW HS[R XLI JVIWL EMV JMPXIV  SR XLI YTTIV IRH ERH TYPP MX SYX
d 9RWGVI[ XLI JM\MRK JVEQI  ERH XEOI SYX XLI JMRI JVIWL EMV JMPXIV 
d 9RWGVI[ XLI JM\MRK JVEQI  ERH XEOI SYX XLI VIGMVGYPEXIH EMV JMPXIV 
d 'PIER FPS[ SV [EWL SYX XLI JMPXIV  SV VITPEGI MJ RIGIWWEV]
d 'PIER FPS[ SYX XLI JMPXIVW  ERH  SV VITPEGI XLIQ MJ RIGIWWEV]
d -RWIVX XLI GPIERIH SV RI[ JMPXIVW QEOMRK WYVI XLI] EVI GSVVIGXP] JMXXIH
XLI EVVS[W QSYPHIH SR XLI JMPXIV JVEQI TSMRX XS[EVHW XLI EMV XEOIR MR 
d 7GVI[ XLI GSZIV  FEGO SR

 0YFVMGEXMRK XLI PMJX EVQW ERH EXXEGLQIRX


1EOI WYVI XLEX XLI QEGLMRI MW MR QEMRXIRERGI TSWMXMSR 

0 0-)&,)66   
1EMRXIRERGI 3TIVEXMRK 1ERYEP
1EMRXIRERGI XEWOW

0YFVMGEXMRK WXERHEVH PMJX EVQW ERH EXXEGLQIRX


4VSGIHYVI

&IEVMRK ERH PYFVMGEXMSR TSMRXW SR XLI PMJX EVQW

d 1SZI XLI PMJX EVQW ERH XLI FYGOIX XS XLI TSWMXMSR WLS[R
d 7IGYVI XLI QEGLMRI EKEMRWX VSPPMRK E[E] [MXL [LIIP [IHKIW
d +VIEWI EPP XLI FIEVMRK ERH PYFVMGEXMSR TSMRXW SR XLI PMJX EVQW
d -J JMXXIH PYFVMGEXI XLI STXMSREP UYMGOGLERKI HIZMGI
d -J JMXXIH KVIEWI XLI PYFVMGEXMSR TSMRXW SR XLI EXXEGLQIRX
d 8LI PS[IV FYGOIX FIEVMRKW WLSYPH FI PYFVMGEXIH HEMP] MJ RIGIWWEV]

0YFVMGEXMRK XLI XMPX G]PMRHIV WYTTSVX JSV XMQFIV XVERWJIV


8LMW IUYMTQIRX MW STXMSREP
4VSGIHYVI

8MPX G]PMRHIV WYTTSVX


 +VIEWI JMXXMRK  0YFVMGEXMRK PMRI
 (MWXVMFYXSV FPSGO

   0-)&,)66 0
3TIVEXMRK 1ERYEP 1EMRXIRERGI
1EMRXIRERGI XEWOW

d +VIEWI XLI PYFVMGEXMSR TSMRXW ZME XLI KVIEWI JMXXMRK 


8LI PYFVMGERX MW TYQTIH ZME XLI HMWXVMFYXSV FPSGO  ERH XLI PYFVMGEXMRK
PMRIW  XS XLI PYFVMGEXMRK TSMRXW
d -J JMXXIH KVIEWI XLI PYFVMGEXMSR TSMRXW SR XLI XMQFIV KVEFFIV
*SV HIXEMPIH MRJSVQEXMSR SR QEMRXIRERGI JSV XLI EXXEGLQIRX WII XLI
QERYJEGXYVIV W MRWXVYGXMSRW

 'LIGOMRK XLI FYGOIX FIEVMRK WIEPW ERH XLI FIEVMRK


FYWLMRKW SR XLI PMJX EVQW
8LI FYGOIX FIEVMRK WIEP  TVIZIRXW HMVX JVSQ IRXIVMRK XLI FIEVMRK XLYW
MRGVIEWMRK XLI PMJIXMQI SJ XLI FIEVMRK FYWLMRKW
(ITIRHMRK SR XLI X]TI SJ ETTPMGEXMSR [IEV SGGYVW SR XLI WIEPMRK PMTW 
ERH SR XLI HMVX KYEVH 
-J XLI FYGOIX FIEVMRK WIEP  MW MR ER] [E] HEQEKIH SV [SVR MX QYWX FI
VITPEGIH
4VSGIHYVI JSV GLIGOMRK XLI FYGOIX FIEVMRK WIEP

&YGOIX FIEVMRK WIEP


 &YGOIX FIEVMRK TPEXI  &IEVMRK FYWLMRK
 &YGOIX EVQ  7IEPMRK PMTW
 &YGOIX FIEVMRK WIEP  (MVX KYEVH

d 1SZI XLI PMJX EVQW ERH XLI FYGOIX XS XLI TSWMXMSR WLS[R
d 'PIER XLI FYGOIX FIEVMRK WIEP  YWMRK E WXIEQ NIX

0 0-)&,)66   
1EMRXIRERGI 3TIVEXMRK 1ERYEP
1EMRXIRERGI XEWOW

d :MWYEPP] GLIGO [LIXLIV XLI WIEPMRK PMTW  XSYGL XLI WMHIW SJ XLI PMJX EVQW
ERH XLI FYGOIX
d -J XLIVI MW E KET FIX[IIR XLI WIEPMRK PMTW  ERH XLI FYGOIX EVQ  SV XLI
FYGOIX FIEVMRK TPEXI  SV MJ XLI FYGOIX FIEVMRK WIEP MW HEQEKIH
6ITPEGI XLI FYGOIX FIEVMRK WIEP EW HIWGVMFIH MR WIGXMSR  SJ XLI
WIVZMGI QERYEP
4VSGIHYVI JSV GLIGOMRK XLI FIEVMRK FYWLMRKW JSV [IEV
(MVX SV MRWYJJMGMIRX PYFVMGEXMSR GER GEYWI [IEV SR XLI FIEVMRK FYWLMRKW
8LI MRGVIEWIH TPE] FIX[IIR XLI TMR ERH FIEVMRK FYWLMRK GEYWIW RSMWIW
6ITPEGI XLI FIEVMRK FYWLMRKW MR KSSH XMQI XS TVIZIRX HEQEKI XS XLI
QEXIVMEP SJ XLI FYGOIX EVQ

0MJX EVQ FIEVMRK FYWLMRKW

d 1SZI XLI PMJX EVQW ERH XLI FYGOIX XS XLI TSWMXMSR WLS[R
d +IRXP] ERH VETMHP] XMPX XLI FYGOIX MR ERH SYX ERH GLIGO XLI FIEVMRK
TSMRXW JSV RSMWI ERH TPE]
d -J XLIVI MW WMKRMJMGERX TPE] EX XLI FIEVMRK TSMRXW SV PSYH RSMWI
6ITPEGI XLI FIEVMRK FYWLMRKW 'SRXEGX 0-)&,)66 '97831)6 7)6
:-')

 'LIGOMRK XLEX XLI UYMGOGLERKI HIZMGI MW [SVOMRK

1EOI WYVI XLEX


i 8LI IRKMRI LEW FIIR WXEVXIH
i 8LI PMJX EVQW LEZI FIIR PS[IVIH
i 8LI [SVOMRK EXXEGLQIRX MW XMPXIH MR

   0-)&,)66 0
3TIVEXMRK 1ERYEP 1EMRXIRERGI
1EMRXIRERGI XEWOW

4VSGIHYVI

8LI STIVEXMSR SJ XLI UYMGOGLERKI HIZMGI GER ZEV] EGGSVHMRK XS XLI


ZIVWMSR SV XLI X]TI SJ QEGLMRI

(ERKIV *EMPYVI XS YWI XLI UYMGOGLERKI HIZMGI TVSTIVP] GER GEYWI EGGMHIRXW
 7II XLI WIGXMSR SR STIVEXMSR MR GLETXIV  JSV LS[ XS YWI XLI UYMGO
GLERKI HIZMGI
 *SPPS[ XLI WEJIX] MRWXVYGXMSRW

d 8S GLIGO XLEX MX MW [SVOMRK TVSTIVP]


9RPSGO XLI UYMGOGLERKI HIZMGI ERH PSGO MX EKEMR
8LMW TVIZIRXW XLI PSGOMRK TMRW JVSQ NEQQMRK ERH TVIZIRXMRK XLI UYMGO
GLERKI HIZMGI JVSQ FIMRK VIPIEWIH
d 8S QEOI WYVI GLIGO
8LEX XLI UYMGOGLERKI HIZMGI MW TVSTIVP] PSGOIH EKEMR

 'PIERMRK XLI QEGLMRI

;EWLMRK XLI QEGLMRI


'PIERMRK XLI QEGLMRI

;EWLMRK
)PIGXVMGEP HIZMGIW WYGL EW XLI IQIVKIRG] WXIIVMRK TYQT VIJYIPPMRK TYQT
WIRWSVW ERH IPIGXVMG GSQTSRIRXW MR XLI GEF EVI RSX [EXIVXMKLX
&I GEVIJYP [LIR GPIERMRK XLI QEGLMRI [MXL E LMKLTVIWWYVI GPIERIV
)ZIV] XMQI ]SY GPIER XLI QEGLMRI [MXL E LMKLTVIWWYVI GPIERIV VIKVIEWI
EPP PYFVMGEXMSR TSMRXW SR XLI QEGLMRI

0 0-)&,)66   
1EMRXIRERGI 3TIVEXMRK 1ERYEP
1EMRXIRERGI XEWOW

'EYXMSR *VIWLP] TEMRXIH WYVJEGIW QE] FI HEQEKIH


'PIERMRK [MXL LMKLTVIWWYVI ?QSVI XLER  O4E  FEV A GER HEQEKI
JVIWLP] TEMRXIH WYVJEGIW
 ;LIR E RI[ QEGLMRI MW HIPMZIVIH PIX XLI TEMRX HV] MR XLI EMV JSV EX PIEWX
 HE]W FIJSVI ]SY [EWL MX SV TEVXW SJ MX [MXL E LMKLTVIWWYVI GPIERIV
 9RXMP XLMW  HE] TIVMSH LEW TEWWIH SRP] YWI E PS[TVIWWYVI GPIERIV JSV
[EWLMRK

'EYXMSR 6MWO SJ HEQEKMRK XLI WSYRHTVSSJMRK QEXW


8LI WSYRHTVSSJMRK QEXW GER FI HEQEKIH MJ ]SY GPIER XLIQ [MXL LMKL
TVIWWYVI
(EQEKIH WSYRHTVSSJMRK QEXW MRGVIEWI XLI WSYRH SYXTYX PIZIP EFSZI XLEX
KYEVERXIIH F] XLI QERYJEGXYVIV
 (S RSX I\TSWI WSYRHTVSSJMRK QEXW XS [EXIV SV WXIEQ NIXW

'EYXMSR 8LIVI MW E VMWO SJ HEQEKMRK IPIGXVMGEP HIZMGIW


;LIR YWMRK E LMKLTVIWWYVI GPIERIV ]SY QE] HEQEKI IPIGXVMGEP HIZMGIW
WYGL EW XLI IQIVKIRG] WXIIVMRK TYQT VIJYIPPMRK TYQT WIRWSVW ERH
IPIGXVMGEP GSQTSRIRXW MR XLI GEF
 (S RSX I\TSWI IPIGXVMGEP HIZMGIW XS [EXIV SV WXIEQ NIXW

d ;EWL XLI QEGLMRI


d 6IKVIEWI EPP PYFVMGEXMSR TSMRXW SR XLI QEGLMRI
'PIERMRK XLI HMIWIP IRKMRI ;LIR [EWLMRK XLI IRKMRI YWMRK [EXIV SV WXIEQ NIX XEOI GEVI RSX XS
I\TSWI IPIGXVSRMG HIZMGIW WYGL EW XLI WXEVXIV EPXIVREXSV WIRWSVW ERH SMP
TVIWWYVI W[MXGLIW HMVIGXP] XS XLI NIX
%JXIV GPIERMRK WXEVX YT XLI IRKMRI XS EPPS[ MX XS HV] SYX

'EYXMSR 8LIVI MW E VMWO SJ HEQEKMRK XLI IRKMRI ERH MXW IPIGXVMG GSQTSRIRXW
1SMWXYVI TIRIXVEXMSR GER GEYWI GSVVSWMSR ERH IPIGXVMGEP QEPJYRGXMSRW
 (S RSX I\TSWI HIZMGIW WYGL EW XLI WXEVXIV EPXIVREXSV WIRWSVW ERH SMP
TVIWWYVI W[MXGLIW XS [EXIV SV WXIEQ NIXW

d 'EVIJYPP] GPIER XLI IRKMRI

 'SVVSWMSR TVSXIGXMSR


-J XLI QEGLMRI MW RSX YWIH JSV QSVI XLER  [IIOW IWTIGMEPP] SR WIE
NSYVRI]W XLI JSPPS[MRK QIEWYVIW QYWX FI XEOIR

   0-)&,)66 0
3TIVEXMRK 1ERYEP 1EMRXIRERGI
1EMRXIRERGI XEWOW

4VSXIGXMRK XLI TMWXSR VSHW JVSQ GSVVSWMSR


9WI E RSREGMHMG GSVVSWMSR TVSXIGXMSR KVIEWI XS TVSXIGX EKEMRWX GSVVSWMSR

 0MJX G]PMRHIV  7XIIVMRK G]PMRHIV


 8MPX G]PMRHIV

d 7LYX HS[R XLI QEGLMRI WS XLEX EPP TMWXSR VSHW EVI VIXVEGXIH EW JEV EW
TSWWMFPI MR XLIMV G]PMRHIVW
d 7QIEV EPP I\TSWIH TMWXSR VSHW [MXL E XLMGO PE]IV SJ S\]KIRJVII ERXM
GSVVSWMSR KVIEWI
d -J XLI G]PMRHIV TMWXSR VSHW EVI RSX GSEXIH [MXL L]HVEYPMG SMP JSV E
TVSPSRKIH TIVMSH
8LI TMWXSR VSHW QYWX FI GSEXIH [MXL RSREGMHMG GSVVSWMSR TVSXIGXMSR
KVIEWI
;LIR QSZMRK E QEGLMRI XLYW TVSXIGXIH JSV PSEHMRK SV XVERWTSVX XLI
WGVETIV VIQSZIW XLI KVIEWI JVSQ XLI TMWXSR VSHW MR XLI G]PMRHIVW
d -J XLI QEGLMRI MW XVERWTSVXIH
'LIGO XLI GSVVSWMSR TVSXIGXMSR SR XLI TMWXSR VSHW SRGI EKEMR EJXIV
PSEHMRK

4VSXIGXMRK XLI JYIP XERO JVSQ GSVVSWMSR


-J XLI QEGLMRI MW RSX YWIH JSV E PSRK XMQI GSRHIRWEXMSR GER GSPPIGX MR XLI
XERO
'SRHIRWEXMSR MR XLI XERO PIEHW XS VYWX
d -J XLI QEGLMRI MW RSX YWIH JSV QSVI XLER  QSRXLW
*MPP YT XLI JYIP XERO [MXL HMIWIP

0 0-)&,)66   
1EMRXIRERGI 3TIVEXMRK 1ERYEP
0YFVMGERXW ERH JYIPW

 0YFVMGERXW ERH JYIPW


'SRWGMIRXMSYW SFWIVZERGI SJ XLI VIKYPEXMSRW JSV LERHPMRK PYFVMGERXW ERH
JYIPW [MPP MRGVIEWI XLI VIPMEFMPMX] ERH WIVZMGI PMJI SJ XLI QEGLMRI
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%TTVSZIH [EXIVWSPYFPI GSVVSWMSR TVSXIGXMSR EKIRX GSRGIRXVEXI


4VSHYGX HIWMKREXMSR 1ERYJEGXYVIV
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8SXEP ;8 7YTVE 8SXEP

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7TIGMJMGEXMSRW 3RP] IRKMRI SMPW QMRIVEP SMPW QIIXMRK XLI JSPPS[MRK WTIGMJMGEXMSRW ERH
VIKYPEXMSRW EVI TIVQMXXIH

(IWGVMTXMSR 7TIGMJMGEXMSRW
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-RWXMXYXI
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'SRWXVYGXIYVW )YVSTÍIRW HI P %YXS
QSFMPI

7TIGMJMGEXMSRW ERH VIKYPEXMSRW JSV L]HVEYPMG SMP

0 0-)&,)66   
1EMRXIRERGI 3TIVEXMRK 1ERYEP
0YFVMGERXW ERH JYIPW

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)RKMRIIVW GPEWWMJMGEXMSR
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EQFMIRX XIQTIVEXYVI
8LI WIPIGXMSR SJ XLI 7%) GPEWWMJMGEXMSR LEW RS FIEVMRK SR XLI UYEPMX] SJ E
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7IPIGXMSR SJ XLI 7%) GPEWW EGGSVHMRK XS XIQTIVEXYVI

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WGLIHYPI
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i (S RSX QM\ IRZMVSRQIRXEPP]GSQTEXMFPI L]HVEYPMG JPYMH JVSQ HMJ
JIVIRX QERYJEGXYVIVW SV [MXL QMRIVEP SMPW 7II EPWS XLI GYWXSQIV
WIVZMGI MRJSVQEXMSR
1SRMXSVMRK L]HVEYPMG SMP  GLERKMRK EGGSVHMRK XS SMP WEQTPIW  EREP]
WMW ERH PEFSVEXSV] VITSVX

3MP GLERKI MRXIVZEPW EGGSVHMRK XS WEQTPI EREP]WMW ERH PEFSVEXSV] VITSVX


 7IVZMGI LSYVW  *YVXLIV SMP WEQTPIW IZIV] 
 *MVWX SMP WEQTPI STIVEXMRK LSYVW
 7IGSRH SMP WEQTPI

 0YFVMGEXMRK SMPW JSV XLI XVERWQMWWMSR

4YQT HMWXVMFYXSV KIEV ERH E\PIW +IEV SMPW QYWX GSQTP] [MXL XLI %4- +0 ERH 1-00  & ' SV (
WTIGMJMGEXMSRW ERH XLI ZMWGSWMX] GPEWW 7%)  07 
 ! +IEV SMP [MXL PMQMXIH WPMT EHHMXMZIW JSV HMWG FVEOIW ERH WIPJPSGOMRK
HMJJIVIRXMEPW

07 ! PMQMXIH WPMT EHHMXMZI


i 2SX VIUYMVIH JSV TYQT HMWXVMFYXSV KIEVW
i 6IUYMVIH JSV E\PIW
*SV XLI ZMWGSWMX] GPEWW 7%)  07 ER SMP SJ XLI ZMWGSWMX] GPEWW 7%) 
;  07 GER EPWS FI YWIH
8VERWJIV KIEV %R %8* SMP GSQTPMERX [MXL XLI ()<8632 -- ( WTIGMJMGEXMSR WLSYPH FI YWIH
EW PYFVMGEXMSR SMP JSV XLI E\PI XVERWJIV KIEV
*EGXSV] JMPPMRK
%8*  %:-%*09-( ()<632 -- (

(IWGVMTXMSR -( RS 5YERXMX]


%8*  %:-%*09-(   P
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0 0-)&,)66   
1EMRXIRERGI 3TIVEXMRK 1ERYEP
0YFVMGERXW ERH JYIPW

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8LMW KVIEWI QYWX QIIX XLI /4O WTIGMJMGEXMSR i GSRWMWXIRG]  SJ XLI 20
+- GPEWW EGGSVHMRK XS (-2  ERH (-2  SV )4  EGGSVHMRK XS
2*8 
8LI KVIEWI QYWX FI QEHI SJ E PMXLMYQ GSQTPI\ [MXL E JSYV FEPP XIWXIV
:/% ZEPYI SJ EX PIEWX  2 EGGSVHMRK XS (-2  SV %781 ( 
%TTPMGEXMSR
i +VIEWI JSV EPP PYFVMGEXMSR TSMRXW EGGSVHMRK XS XLI PYFVMGEXMSR WGLIHYPI
i 0YFVMGERX KVIEWI JSV FSPX JMXXMRK
i 0YFVMGERX KVIEWI JSV EYXSQEXMG GIRXVEP PYFVMGEXMSR W]WXIQW

%TTVSZIH PYFVMGERXW 0-)&,)66  WTIGMEP KVIEWI MW E QMPPMRKVIWMWXERX EKIMRKVIWMWXERX PMXL


MYQ KVIEWI TVSZMHMRK TVSXIGXMSR EKEMRWX GSVVSWMSR [MXL I\GIPPIRX PYFVMGMX]
SZIV E [MHI XIQTIVEXYVI VERKI
-XW QSPIGYPEV GSQTSWMXMSR ]MIPHW LMKL HIKVIIW SJ WLIEVMRK ERH QMPPMRK
WXEFMPMX] ERH KSSH JPS[ TVSTIVXMIW MR PSRK TMTIW

(IWGVMTXMSR -( RS 5YERXMX]


0,  WTIGMEP KVIEWI    K GEVXVMHKI
0,  WTIGMEP KVIEWI    OK HVYQ
0,  WTIGMEP KVIEWI    OK HVYQ

0YFVMGERX KVIEWI JSV EYXSQEXMG +VIEWIW [MXL LMKLTVIWWYVI EHHMXMZIW )4 KVIEWIW EVI VIGSQQIRHIH
GIRXVEP PYFVMGEXMSR W]WXIQW 3RP] YWI KVIEWIW [MXL XLI WEQI X]TI SJ WETSRMJMGEXMSR
2SXI
+VIEWIW [MXL WSPMH PYFVMGERX TEVXMGPIW WYGL EW KVETLMXI QE] RSX FI
YWIH

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&EXXIV] QEMR W[MXGL 
 &IEVMRK PSEH XEFPI HIGEP 
 OQL HIGEP  &IJSVI HVMZMRK SRXS XLI PSEHMRK EVIE 
&MS SMP HIGEP 
&VEOI W]WXIQ EGGYQYPEXSV TVIWWYVI MRHMGEXSV 
% &VEOMRK 
%GGMHIRX TVIZIRXMSR HIGEP  &VEOMRK 
%GXMZEXMRK ERH HIEGXMZEXMRK LSVM^SRXEP WYWTIRWMSR &VEOMRK MR IQIVKIRGMIW 
SR XLI HVMZIV W WIEX  &VEOMRK [MXL XLI MRGLFVEOI TIHEP 
%GXMZEXMRK JPSEX TSWMXMSR  &VMHKIWXSRI X]VIW 
%GXMZEXMRK XLI EYXSQEXMG FYGOIX VIXYVRXSHMK JYRG &YGOIX 
XMSR  &YGOIX VIXYVRXSHMK 
%GXMZEXMRK XLI EYXSQEXMG PMJX OMGOSYX JYRGXMSR 
%GXMZEXMRK XLI UYMGOGLERKI HIZMGI  

'
%GXMZEXMRK XLI VIZIVWI [EVRMRK HIZMGI   'EF EGGIWW 
%GXMZEXMRK XLI [MRHWLMIPH [MTIV ERH [EWLIV 'LERKMRK XLI IRKMRI SMP 
W]WXIQ  'LERKMRK XLI JYIP JMRI JMPXIV 
%JXIV HVMZMRK SRXS XLI PSEHMRK EVIE  'LIGOMRK ERH EHNYWXMRK XLI X]VI TVIWWYVI 
%JXIV XLI QEGLMRI WXSTW  'LIGOMRK ERH GPIERMRK XLI QEKRIXMG VSH SR XLI
%MVGSRHMXMSRMRK W]WXIQ  L]HVEYPMG XERO 
%MV JMPXIV GSRXEQMREXMSR MRHMGEXSV  'LIGOMRK ERH PYFVMGEXMRK XLI JVSRX HVMZI WLEJX 
%HHMXMZIW JSV HMIWIP JYIP JPS[ MQTVSZIVW  'LIGOMRK ERH PYFVMGEXMRK XLI VIEV HVMZI WLEJX 
%HNYWXMRK XLI EVQ VIWX   'LIGOMRK ERH WIVZMGMRK XLI GSRHIRWEXI WITEVEXSV
%HNYWXMRK XLI FEGO VIWX   HVEMR JMPXIV 
%HNYWXMRK XLI FPS[IV  'LIGOMRK XLEX XLI UYMGOGLERKI HIZMGI MW [SVOMRK
%HNYWXMRK XLI GSRXVSP TERIP XS XLI WIEX TSWMXMSR ERH 
EVQ PIRKXL SJ XLI HVMZIV  'LIGOMRK XLEX XLI WXIIVMRK MW [SVOMRK 
%HNYWXMRK XLI JVSRX [SVOMRK JPSSHPMKLX  'LIGOMRK XLEX XLI [SVOMRK EXXEGLQIRX MW
%HNYWXMRK XLI MRGPMREXMSR SJ XLI WIEX WYVJEGI  PSGOIH   
 'LIGOMRK XLI ERXMJVII^I ERH ('% GSRGIRXVEXMSR
%HNYWXMRK XLI PYQFEV WYTTSVX   MR XLI GSSPERX 
%HNYWXMRK XLI QMVVSVW  'LIGOMRK XLI FYGOIX FIEVMRK WIEPW ERH XLI FIEVMRK
%HNYWXMRK XLI TVSRKW SR XLI JSVO GEVVMIV  FYWLMRKW SR XLI PMJX EVQW 
%HNYWXMRK XLI VIEV [SVOMRK JPSSHPMKLX  'LIGOMRK XLI GSSPERX PIZIP 
%HNYWXMRK XLI HVMZIV W WIEX JSV HVMZMRK SR VSEHW  'LIGOMRK XLI IRKMRI SMP PIZIP 
 'LIGOMRK XLI JPEQI KPS[ TPYK 
%HNYWXMRK XLI HVMZIV W WIEX   'LIGOMRK XLI JPEQI KPS[ W]WXIQ 
%HNYWXMRK XLI HVMZIV W WIEX LSVM^SRXEPP]   'LIGOMRK XLI KET ERH [IEV SR XLI TEVOMRK FVEOI
%HNYWXMRK XLI WIEX LIMKLX   
%HNYWXMRK XLI WIEX WYWTIRWMSR   'LIGOMRK XLI LSWI PMRIW SJ XLI GIRXVEP PYFVMGEXMSR
%HNYWXMRK XLI WXIIVMRK GSPYQR  W]WXIQ PYFVMGEXMSR TSMRXW HIXEGLIH LSWIW PIEOW
%HNYWXMRK XLI WYR ZMWSV  
%HNYWXMRK XLI [MTIV MRXIVZEP  'LIGOMRK XLI L]HVEYPMG SMP PIZIP 
%HNYWXMRK XLI [SVOMRK JPSSHPMKLXW  'LIGOMRK XLI MRHMGEXSV PEQTW ERH PMKLXMRK 
%TTVSZIH PYFVMGERXW  'LIGOMRK XLI MRHMGEXSV PEQTW ERH PMKLXMRK 
%VXMGYPEXMSR EVIE HIGEP  'LIGOMRK XLI MRXIVMSV ERH I\XIVMSV QMVVSVW 
%XXEGLQIRXW ERH EGGIWWSVMIW  'LIGOMRK XLI PMKLXW 
%YHMFPI VIZIVWI [EVRMRK HIZMGI  'LIGOMRK XLI QEGLMRI JSV I\XIVREP HEQEKI 
%YXSQEXMG FYGOIX VIXYVRXSHMK JYRGXMSR  'LIGOMRK XLI SMP PIZIP MR XLI L]HVEYPMG XERO 
%\PIW  'LIGOMRK XLI SMP PIZIP MR XLI TYQT HMWXVMFYXSV KIEV

'LIGOMRK XLI TEVOMRK FVEOI 
& 'LIGOMRK XLI WIVZMGI FVEOI ERH TEVOMRK FVEOI 
&EPPEWX [IMKLX  'LIGOMRK XLI WIVZMGI FVEOI 
&EWMG JYRGXMSR  'LIGOMRK XLI WSPIRSMH ZEPZI 
&EXXIV] GLEVKI GSRXVSP MRHMGEXSV  'LIGOMRK XLI XMKLXRIWW SJ XLI [LIIPW SRGI EJXIV 
&EXXIV] JEWXIRMRK   ERH  L 

0 0-)&,)66 


-RHI\ 3TIVEXMRK 1ERYEP

'LIGOMRK XLI XVERWJIV KIEV SMP PIZIP  (VEMRMRK SJJ [EXIV ERH WIHMQIRX JVSQ XLI JYIP XERO
'LIGOMRK [LIXLIV QIXIVIH UYERXMXMIW EVI EHIUYEXI 
EX XLI FIEVMRK TSMRXW KVIEWI GSPPEVW SJ XLI GIRXVEP (VMZIV W GEF 
PYFVMGEXMSR W]WXIQ  (VMZIVtW WIEX 
'PIERMRK ERH GLERKMRK XLI JVIWL EMV JMPXIV  (VMZIV W WIEX [MXL QIGLERMGEP WYWTIRWMSR 
'PIERMRK SV VITPEGMRK XLI EMV JMPXIV QEMR IPIQIRX (VMZIV W WIEX [MXL TRIYQEXMG WYWTIRWMSR 
 (VMZMRK 
'PIERMRK XLI GSSPMRK W]WXIQ  (VMZMRK  
'PIERMRK XLI HMIWIP IRKMRI  (VMZMRK SR TYFPMG VSEHW 
'PIERMRK XLI QEGLMRI  (VMZMRK SR WPSTIW 
'PIERMRK XLI QEGLMRI  (VMZMRK SRXS XLI PSEHMRK EVIE 
'PIERMRK XLI WIVZMGI GET ERH HYWX I\XVEGXMSR ZEPZI (VMZMRK SYX SJ XLI TMX 
SR XLI EMV JMPXIV  (VMZMRK [MXL OMGOHS[R WLMJXMRK 
'PIERMRK XLI WIVZMGI GET  (VMZMRK [MXL 0*( 
'PIERMRK XLI HYWX I\XVEGXMSR ZEPZI  (VMZMRK [MXLSYX 0*( 
'PSWMRK XLI IRKMRI GSQTEVXQIRX HSSV  (VMZMRK [MXL XLI 8IQTSQEX JYRGXMSR 
'PSWMRK XLI WIVZMGI HSSVW LEXGLIW ERH LSSHW  (YQTMRK 
'SQJSVX GSRXVSP 
'SQTPIXI QEGLMRI JSV XMQFIV LERHPMRK 
'SQTPIXI QEGLMRI [MXL FYGOIX 
)
)PIGXVMGEP W]WXIQ 
'SQTPIXI QEGLMRI [MXL JSVOW 
)PMQMREXMRK QEPJYRGXMSRW 
'SQTPMGEXMRK JEGXSVW 
)QIVKIRG] I\MX 
'SRRIGXMRK ER I\XIVREP FEXXIV] 
)QIVKIRG] STIVEXMSR 
'SRRIGXMRK XLI L]HVEYPMG PMRIW   
)QIVKIRG] WXIIVMRK GLIGO MRHMGEXSV 
'SRXVSP PIZIV JSV EHHMXMSREP [SVOMRK JYRGXMSRW 
)QIVKIRG] WXIIVMRK 
'SRXVSPPMRK XLI STXMSREP EXXEGLQIRX 
)QIVKIRG] WXIIVMRK MRHMGEXSV 
'SRXVSPPMRK XLI [SVOMRK EXXEGLQIRX 
)RKEKMRK XLI TEVOMRK FVEOI 
'SRXVSP TERIP 
)RKMRI 
'SRXVSP YRMX 
)RKMRI SMP TVIWWYVI MRHMGEXSV 
'SRZIVXMRK XLI L]HVEYPMG W]WXIQ JVSQ TIXVSPIYQ XS
)RKMRI SMP TVIWWYVI HMWTPE] 
IRZMVSRQIRXEPP] GSQTEXMFPI L]HVEYPMG JPYMHW 
)RKMRI SZIVLIEXMRK ERH GSSPERX PIZIP MRHMGEXSV 
'SSPERXW JSV HMIWIP IRKMRIW 
)RKMRI WTIIH XMQI STIVEXMRK LSYVW ERH WIVZMGI
'SSPERX XIQTIVEXYVI MRHMGEXSV 
GSHI MRHMGEXSV 
'SSPERX [MXL ('%  
)RKMRI WXERHWXMPP HIGEP 
'SSPIV HIGEP 
)RXIVMRK XLI HVMZIV W GEF 
'SSPMRK XLI EMV MR XLI GEF 
)RZMVSRQIRXEPP] GSQTEXMFPI L]HVEYPMG JPYMHW 
'SVVSWMSR TVSXIGXMSR 
)RZMVSRQIRXEP TVSXIGXMSR 
']GPI IVVSV 
)\EQTPI SJ JSYRHEXMSR I\GEZEXMSR 
)\GEZEXMSR 
( )\LEYWX KEW XIWXW 
(EMP] QEGLMRI WXEVXYT [MXL XLI TEVXMGPI JMPXIV
W]WXIQ  *
(EMP] WXEVXYT  *EWXIRMRK XLI WIEX FIPX 
(IGEPW SR XLI QEGLMRI  *MPPMRK XLI VIWIVZSMV 
(ITVIWWYVMWMRK XLI STIVEXMRK GMVGYMXW  *MPPMRK XLI XERO YWMRK XLI JMPPMRK TYQT 
(MIWIP JYIP EX ZIV] PS[ XIQTIVEXYVIW  *MPPMRK XLI XVERWTEVIRX VIWIVZSMV 
(MIWIP JYIP QM\MRK VEXMS ZSP  *M\IH KIEV  MRHMGEXSV 
(MIWIP JYIPW  *M\IH KIEV  MRHMGEXSV 
(MVIGXMSR MRHMGEXSV W]WXIQ EGXMZEXMSR MRHMGEXSV  *PEWLMRK FIEGSR 
(MWGSRRIGXMRK L]HVEYPMG PMRIW    *PEWLMRK GSHIW SJ XLI 8;-2 EYXSQEXMG GIRXVEP PY
(MWGSRRIGXMRK XLI I\XIVREP FEXXIV]  FVMGEXMSR W]WXIQ MRHMGEXSV PEQT 
(MWGSRRIGXMRK XLI [SVOMRK EXXEGLQIRX  *PSEX TSWMXMSR  
  *SVOPMJX  
(MWTPE] YRMX FVMKLXRIWW GSRXVSP  *SV[EVH XVEZIP HMVIGXMSR MRHMGEXSV 
(MWTPE] YRMX  *VSRX E\PI 
(MWTSWMRK SJ YWIH QEXIVMEPW  *VSRX [SVOMRK JPSSHPMKLXW 
(VEMRMRK SJJ GSRHIRWEXI JVSQ XLI JYIP WITEVEXSV *YIP WYTTP] XERO GSRXIRX MRHMGEXSV 
 *YRGXMSR XIWX 

 0-)&,)66 0


3TIVEXMRK 1ERYEP -RHI\

0MJX EVQ 


+ 0MJX EVQW [MXL > OMRIQEXMGW 
+IEV SMP SZIVLIEXMRK MRHMGEXSV  0MJXMRK SYX LEVH QEXIVMEP 
+IRIVEP VIGSQQIRHEXMSRW  0MJXMRK SYX WSJX QEXIVMEP 
+IRIVEP WEJIX] VIKYPEXMSRW  0MJXMRK XLI QEGLMRI F] GVERI 
+SSH]IEV X]VIW  0MJX OMGOSYX JSV VIHYGIH HYQTMRK LIMKLX 
+VEHMRK  0MJX OMGOSYX 
+VEHMRK [SVO  0MKLXMRK 
+VIEWI JSV KIRIVEP PYFVMGEXMSR TSMRXW  0SEH FIEVMRK XEFPIW JSV JSVOPMJX STIVEXMSR 
+VIEWI PIZIP MR VIWIVZSMV XSS PS[  0SEHMRK E LIET 
+VIEWMRK XLI SWGMPPEXMRK E\PI JVEQI ERH EVXMGYPEXMSR 0SEHMRK E XVERWTSVX ZILMGPI 
PSGO  0SEHMRK JSV PSVV] SV VEMP XVERWTSVX 
0SEHMRK JSV WIE XVERWTSVX 
, 0SEHMRK PEVKI VSGOW 
,ERHPMRK  0SEHMRK TVSGIHYVI 
,E^EVH [EVRMRK W]WXIQ  0SEHMRK WXMGO] QEXIVMEP 
,IEXMRK ERH ZIRXMPEXMSR  0SEHMRK YWMRK XLI LMKL HYQT FYGOIX 
,MKL FIEQ EGXMZEXMSR MRHMGEXSV  0SGEXMSR SJ HIGEPW 
,S[ XLI W]WXIQ [SVOW  0SGOMRK XLI UYMGOGLERKI HIZMGI  
,]HVEYPMG SMP SZIVLIEXMRK MRHMGEXSV  
,]HVEYPMG SMPW  0SGOMRK XLI [SVOMRK L]HVEYPMGW 
,]HVEYPMG UYMGOGLERKI HIZMGI  0S[IVMRK XLI GSYRXIVTVIWWYVI 
,]HVSWXEXMG FVEOMRK  0S[IVMRK XLI PMJX EVQW [LMPI XMPXMRK XLI FYGOIX MR SV
SYX 
0S[IVMRK XLI [SVOMRK EXXEGLQIRX 
- 0S[ JYIP WYTTP] MRHMGEXSV 
-KRMXMSR W[MXGL  0YFVMGERX GLEVX JMPPMRK UYERXMXMIW 
-RGVIEWMRK XLI XVEGXMZI JSVGI  0YFVMGERX GLEVX 
-RHI\  0YFVMGERX KVIEWI JSV EYXSQEXMG GIRXVEP PYFVMGEXMSR
-RJSVQEXMSR HIGEPW  W]WXIQW 
-RWXVYGXMSRW JSV WEJI [SVOMRK  0YFVMGERX SMP GLERKMRK MRXIVZEPW 
-RWXVYGXMSRW JSV [SVOMRK WEJIP] SR XLI [SVOMRK EX 0YFVMGERXW ERH JYIPW 
XEGLQIRX  0YFVMGEXMRK SMP UYEPMX] 
-RWXVYGXMSRW SR TVIZIRXMRK GVYWLMRK MRNYVMIW ERH 0YFVMGEXMRK SMPW JSV HMIWIP IRKMRIW 
FYVRW  0YFVMGEXMRK SMPW JSV XLI XVERWQMWWMSR 
-RWXVYGXMSRW SR TVIZIRXMRK JMVIW ERH I\TPSWMSRW  0YFVMGEXMRK SMP ZMWGSWMX] 
-RXIVMSV ERH I\XIVMSV QMVVSVW  0YFVMGEXMRK WXERHEVH PMJX EVQW ERH EXXEGLQIRX 
-RXIVMSV GEF PMKLXMRK  0YFVMGEXMRK XLI FIEVMRK TSMRXW SR XLI WXIIVMRK G]P
-RXVSHYGXMSR  MRHIVW 
0YFVMGEXMRK XLI FIZIP KIEV WIEPW SJ XLI JVSRX ERH
. VIEV E\PIW 
.SFW JSV XLI JSVOW  0YFVMGEXMRK XLI PMJX EVQW ERH EXXEGLQIRX 
.S]WXMGO WXIIVMRK MRHMGEXSV  0YFVMGEXMRK XLI HSSV LMRKIW 
.YQT WXEVX HIGEP  0YFVMGEXMRK XLI XMPX G]PMRHIV WYTTSVX JSV XMQFIV XVERW
.YQT WXEVXMRK  JIV 
0YFVMGEXMSR EGXMZI 
/ 0YFVMGEXMSR ERH G]GPI XMQIW 
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0
0EQT GLIGO 
0EWLMRK TSMRX HIGEP  1
0E]SYX SJ GSRXVSP IPIQIRXW  1EGLMRI WIVZMGI LSYVW MRHMGEXSV 
0IEZMRK XLI HVMZIV W GEF  1EGLMRI WXST MRHMGEXSV 
0IEZMRK XLI HVMZIV W GEF XLVSYKL XLI IQIVKIRG] 1EGLMRI X]TI TPEXI 
I\MX  1EMRXIRERGI ERH MRWTIGXMSR WGLIHYPI 
0-)&,)66 EYXSQEXMG PYFVMGEXMSR W]WXIQ  1EMRXIRERGI 
0-)&,)66 GSRXVSP PIZIV  1EMRXIRERGI TSWMXMSR  

0 0-)&,)66 


-RHI\ 3TIVEXMRK 1ERYEP

1EMRXIRERGI TSWMXMSR   4VITEVMRK JSV HVMZMRK SR VSEHW 


1EMRXIRERGI TSWMXMSRW  4VSGIHYVI JSV GLIGOMRK XLI ERXMJVII^I ERH ('%
1EMRXIRERGI XEWOW  GSRGIRXVEXMSR MR XLI GSSPERX 
1EOMRK WYVI XLI FSPXIH GSRRIGXMSRW EVI XMKLX  4VSGIHYVI JSV GSVVIGXMRK XLI ERXMJVII^I ERH ('%
1EPJYRGXMSRW ERH XLIMV IJJIGXW  GSRGIRXVEXMSR 
1EPJYRGXMSRW  4VSTIV YWI 
1IEWYVIW JSV IRWYVMRK WEJI QEMRXIRERGI  4VSXIGXMRK XLI JYIP XERO JVSQ GSVVSWMSR 
1IGLERMGEP WIVZMGI LSYVW GSYRXIV  4VSXIGXMRK XLI TMWXSR VSHW JVSQ GSVVSWMSR 
1IKE JYWIW  4VSXIGXMSR EKEMRWX ZMFVEXMSRW 
1MGLIPMR X]VIW  4VSHYGX HIWGVMTXMSR 
1MRMQYQ PIZIP HIGEP  4YQT HMWXVMFYXSV KIEV ERH E\PIW 
1SZMRK XLI QEGLMRI FEGO  4YXXMRK XLI QEGLMRI MR XLI WXEVXMRK TSWMXMSR 
4YXXMRK XLI [SVOMRK EXXEGLQIRX MRXS TSWMXMSR 
2
2IYXVEP TSWMXMSR 2 MRHMGEXSV  6
2SMWI SYXTYX HIGEP i 0 ;%  6EMWMRK SV PS[IVMRK XLI PMJX EVQW 
2SRWXST PYFVMGEXMSR  6EMWMRK XLI PMJX EVQW [LMPI XMPXMRK XLI FYGOIX MR SV
SYX 
3 6IEV E\PI 
3MP PIZIP HIGEP  6IEV [MRHWLMIPH [MTIV ERH [EWLIV W]WXIQ 
3TIRMRK XLI GSSPMRK W]WXIQ LSSH  6IEV [SVOMRK JPSSHPMKLXW 
3TIRMRK XLI IRKMRI GSQTEVXQIRX LSSH  6IEH] MRHMGEXSV 
3TIRMRK XLI IRKMRI GSQTEVXQIRX HSSV  6IJYIPPMRK [MXL HMIWIP JYIP 
3TIRMRK XLI WIVZMGI HSSVW ERH LSSHW  6IKYPEXMRK XLI XIQTIVEXYVI  
3TIVEXMRK TSWMXMSR  6ILIEX QSHI 
3TIVEXMRK XLI GIRXVEP PYFVMGEXMSR W]WXIQ  6IPIEWMRK XLI EVXMGYPEXMSR PSGO 
3TIVEXMRK XLI GSQFMRIH IPIGXVSL]HVEYPMG UYMGO 6IPIEWMRK XLI TEVOMRK FVEOI 
GLERKI HIZMGI JSV > PMJX EVQW  6IPIEWMRK XLI WIEX FIPX 
3TIVEXMRK XLI GSQFMRIH IPIGXVSL]HVEYPMG 6IPIEWMRK XLI [SVOMRK L]HVEYPMGW 
UYMGOGLERKI HIZMGI [MXL GSQJSVX GSRXVSP JSV > PMJX 6IQSZMRK QEXIVMEP JVSQ E WPSTI 
EVQW  6IQSZMRK QEXIVMEP JVSQ E WPSTI SV [EPP 
3TIVEXMRK XLI L]HVEYPMG UYMGOGLERKI HIZMGI JSV > 6IQSZMRK QEXIVMEP JVSQ E [EPP 
PMJX EVQW  6ITPEGMRK JYWIW 
3TIVEXMRK XLI PMJX ERH XMPX G]PMRHIVW 6ITPEGMRK XLI GSSPERX [MXL ERXMJVII^I ERH ('%
WMQYPXERISYWP]  
3TIVEXMRK XLI PMJX EVQW  6ITPEGMRK XLI JMPXIV MRWIVX MR XLI JYIP WITEVEXSV 
3TIVEXMRK XLI PMJX G]PMRHIVW  6ITPEGMRK XLI SMP JMPXIV 
3TIVEXMRK XLI XMPX G]PMRHIVW  6IHYGMRK XLI XVEGXMZI JSVGI 
3TIVEXMSR  6IZIVWI XVEZIP HMVIGXMSR MRHMGEXSV 
3TIVEXMSR ,ERHPMRK  6IZIVWMFPI JER HVMZI 
3ZIVWTIIH TVSXIGXMSR  6IZIVWMRK 
3ZIVWTIIH TVSXIGXMSR MRHMGEXSV  6347 HIGEP 

4 7
4EVOMRK FVEOI EGXMZEXMSR MRHMGEXSV  7EJI QEMRXIRERGI SJ L]HVEYPMG LSWIW ERH LSWI
4EVOMRK FVEOI   PMRIW 
4EVOMRK PMKLX  HVMZMRK PMKLX  7EJIX] EWTIGXW SJ XLI WIEX FIPX 
4EVOMRK TSWMXMSR  7EJIX] HIGEPW 
4EVOMRK WEJIP]  7EJIX] MRWXVYGXMSRW JSV QEMRXIRERGI [SVO SR QE
4MGOMRK YT ERH GSRRIGXMRK XLI [SVOMRK GLMRIW [MXL L]HVS EGGYQYPEXSVW 
EXXEGLQIRX    7EJIX] MRWXVYGXMSRW JSV HVMZMRK SR WPSTIW 
4MGOMRK YT ERH QSZMRK QEXIVMEP  7EJIX] MRWXVYGXMSRW JSV WXEVXYT 
4MGOMRK YT QEXIVMEP  7EJIX] MRWXVYGXMSRW JSV XS[MRK 
4PYKMR JYWIW MR XLI QEMR IPIGXVSRMGW  7EJIX] MRWXVYGXMSRW JSV XVERWTSVXMRK XLI QEGLMRI F]
4VIKPS[MRK XLI IRKMRI  GVERI 
4VIKPS[ QSRMXSVMRK  7EJIX] MRWXVYGXMSRW JSV [IPHMRK [SVO SR XLI
4VITEVEXSV] XEWOW JSV QEMRXIRERGI  QEGLMRI 
4VITEVMRK JSV HVMZMRK  7EJIX] TVIGEYXMSRW JSV QEMRXIRERGI 

 0-)&,)66 0


3TIVEXMRK 1ERYEP -RHI\

7EJIX] TVIGEYXMSRW HYVMRK WXEVXYT  8IQTSQEX 


7EJIX] VIKYPEXMSRW  8IQTSQEX 8 MRHMGEXSV 
7GVETMRK SJJ QEXIVMEP  8IWX PYFVMGEXMSR RSRWGLIHYPIH PYFVMGEXMSR 
7IEPMRK PIEOW  
7IEX FIPX  8MKLXIRMRK XSVUYI HIGEP 
7IGYVMRK XLI QEGLMRI  8MPXMRK XLI FYGOIX MR SV SYX 
7IPIGXMRK E LMKLIV XVEZIP VERKI  8MPXMRK XLI LMKL HYQT FYGOIX MR ERH SYX 
7IPIGXMRK E PS[IV XVEZIP VERKI  8MQFIV KVEFFIV 
7IPIGXMRK XLI XVEZIP HMVIGXMSR  8STTMRK YT [EWLIV JPYMH 
7IPIGXMRK XVEZIP VERKIW  8STTMRK YT [MXL L]HVEYPMG SMP 
7IVZMGI FVEOI   8S[MRK HIZMGI 
7IVZMGI GSHI MRHMGEXMSR SR XLI HMWTPE]  8S[MRK XLI QEGLMRI 
7IVZMGI 'SHI 8EFPI  8S[MRK XLI QEGLMRI WEJIP] 
7IVZMGI LSYVW MRHMGEXSV  8S[MRK XLI QEGLMRI [LIR XLI WXIIVMRK W]WXIQ LEW
7IXXMRK SJJ  JEMPIH 
7IXXMRK XLI GPSGO  8S[MRK [MXL XLI IRKMRI RSX VYRRMRK 
7IXXMRK XLI HMKKMRK TSWMXMSR  8S[MRK [MXL XLI IRKMRI VYRRMRK 
7IXXMRK XLI PMJX OMGOSYX JSV VIHYGIH HYQTMRK 8VEGXMZI JSVGI EHNYWXQIRX  
LIMKLX  8VERWJIV KIEV 
7IXXMRK XLI PYFVMGEXMSR QSHI  8VERWJIVVMRK XMQFIV 
7IXXMRK XLI VIZIVWMFPI JER QSHI  8VERWJIVVMRK XMQFIV 
7LYXXMRK HS[R XLI QEGLMRI  8VERWTSVXMRK ERH QSZMRK QEXIVMEP 
7PMRKMRK ERH PMJXMRK TSMRX HIGEP  8VERWTSVXMRK QEXIVMEP 
7RS[ GLEMRW SV KYEVH GLEMRW  8VERWTSVXMRK XLI PSEH SR E WPSTI 
7SSX TEVXMGPI JMPXIV  8VERWTSVXMRK XLI QEGLMRI F] PSVV] SV VEMP 
7SYRH IQMWWMSR  8VERWTSVXMRK XLI QEGLMRI 
7SYRH SYXTYX  8VERWTSVXMRK XLI QEGLMRI WEJIP] 
7SYRH TVIWWYVI  8VERWTSVX TSWMXMSR 
7TIGMEP X]VIW  8VERWTSVX VSYXIW 
7TIGMJMGEXMSRW   8VEZIP VERKI  MRHMGEXSV 
7XEVXMRK TVIGEYXMSRW EX GSPH XIQTIVEXYVIW  8VEZIP VERKI  MRHMGEXSV 
7XEVXMRK TVIGEYXMSRW  8VEZIP VERKI  MRHMGEXSV 
7XEVXMRK TVSGIHYVI  8VEZIP VERKI SV XVEGXMZI JSVGI GSRXVSP MRHMGEXSV 
7XEVXMRK XLI IRKMRI  8VEZIP HVMZI 
7XEVXMRK XLI HMIWIP IRKMRI  8VEZIP WTIIH HMWTPE] 
7XEVXMRK XLI QEGLMRI  8VSYFPIWLSSXMRK XLI 0-)&,)66 EYXSQEXMG GIRXVEP
7XEVXMRK YT XLI JMPPMRK TYQT  PYFVMGEXMSR W]WXIQ 
7XIIVMRK GSPYQR ERH WXIIVMRK [LIIP  8YVRMRK SJJ XLI FEXXIV] QEMR W[MXGL  
7XIIVMRK GSPYQR W[MXGL  8YVRMRK SR XLI FEXXIV] QEMR W[MXGL  
7XIIVMRK HIGEP  8;-2 EYXSQEXMG PYFVMGEXMRK W]WXIQ 
7XIIVMRK  8]TI TPEXIW 
7YR ZMWSV  8]VIW JSV QEGLMRIW [MXL STXMSREP EGGIWWSVMIW 
7[MXGLMRK FIX[IIR XLI IRKMRI WTIIH GPSGO ERH 8]VIW 
WIVZMGI LSYVW  8]VIW [MXL JSEQ 
7[MXGLMRK SJJ LMKL FIEQ 
7[MXGLMRK SJJ XLI EMVGSRHMXMSRMRK W]WXIQ 
7[MXGLMRK SJJ XLI IRKMRI  9
7[MXGLMRK SJJ XLI TEVOMRK PMKLX  HVMZMRK PMKLX  9RPSGOMRK XLI UYMGOGLERKI HIZMGI  
7[MXGLMRK SR LMKL FIEQ  
7[MXGLMRK SR XLI EMVGSRHMXMSRMRK W]WXIQ  9WMRK GSSPERX [MXLSYX ERXMJVII^I 
7[MXGLMRK VMHI GSRXVSP 0*( W]WXIQ SR SV SJJ  9WMRK XLI EMVGSRHMXMSRMRK W]WXIQ 
7[MXGLMRK XLI IPIGXVMGEP W]WXIQ SR ERH SJJ  9WMRK XLI EYXSQEXMG FYGOIX VIXYVRXSHMK
7[MXGLMRK XLI MRXIVMSV PMKLXMRK SR ERH SJJ  JYRGXMSR 
7[MXGLMRK XLI XVEZIP HMVIGXMSR  9WMRK XLI EYXSQEXMG PMJX OMGOSYX JYRGXMSR 
9WMRK XLI JVSRX [MRHWLMIPH [MTIV ERH [EWLIV
W]WXIQ 
8 9WMRK XLI LMKL HYQT FYGOIX 
8EFPI SJ JMPPMRK UYERXMXMIW  9WMRK XLI OMGOHS[R JYRGXMSR 
8IGLRMGEP HEXE  9WMRK XLI VIEV [MRHWLMIPH [MTIV ERH [EWLIV

0 0-)&,)66 


-RHI\ 3TIVEXMRK 1ERYEP

W]WXIQ  ;LIIP PYKW HIGEP 


9WMRK XLI XMQFIV KVEFFIV  ;MRHWGVIIR [EXIV HIGEP 
;MRHWLMIPH [EWLIV JPYMH VIWIVZSMV 
;MRHWLMIPH [MTIV ERH [EWLIV W]WXIQ 
: ;SVOMRK EXXEGLQIRX 
:MWGSWMX]  ;SVOMRK L]HVEYPMGW HIGEP 
:MWMFPI ERH EYHMFPI [EVRMRK WMKREPW  ;SVOMRK L]HVEYPMGW 
:MWMFPI VIZIVWI [EVRMRK HIZMGI  ;SVOMRK L]HVEYPMGW PSGOSYX 
:MWYEP ERH EYHMFPI GSYRXIVTVIWWYVI QSRMXSV  ;SVOMRK L]HVEYPMGW PSGOSYX MRHMGEXSV 
:SPXEKI HIGEP  ;SVOMRK QIXLSHW 

;
;EVQMRK YT 
;EWLMRK XLI QEGLMRI 

 0-)&,)66 0


0MIFLIVV,]HVEYPMOFEKKIV+QF, 0MIFLIVV*VERGI7%7 0MIFLIVV;IVO8IPJW+QF, 0MIFLIVV;IVO&MWGLSJWLSJIR+QF,
,ERW0MIFLIVV7XVE‹I %ZIRYI.SWITL6I]&4 ,ERW0MIFLIVV7XVE‹I 4SWXJEGL
(/MVGLHSVJ-PPIV *'SPQEV'IHI\ %8IPJW %&MWGLSJWLSJIR
   
*E\ *E\  *E\  *E\ 
[[[PMIFLIVVGSQ [[[PMIFLIVVGSQ [[[PMIFLIVVGSQ [[[PMIFLIVVGSQ
)1EMPMRJS$PLFPMIFLIVVGSQ )1EMPMRJS$PJVPMIFLIVVGSQ )1EMPMRJS$P[XPMIFLIVVGSQ )1EMPMRJS$PFLPMIFLIVVGSQ

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